Agfirst Farm Credit Bank Mortgage Lending & HMDA Data, 2021

In 2021, Agfirst Farm Credit Bank of Columbia, SC reported 2,983 mortgage applications totaling $846.2 million, down 9% from 2020. The average application was for $283,679, and applicants reported an average income of $117,981. 84% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (176), Columbia, SC (125) and Atlanta-Sandy Springs-Roswell, GA (124) (applications in parentheses).

Mortgage Company & Address Agfirst Farm Credit Bank
1901 Main Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,983
Total Mortgage Loan Application Amount $846,215,000
Average Mortgage Loan Application Amount $283,679
Highest Mortgage Loan Application Amount $1,595,000
Average Applicant Income $117,981
Highest Applicant Income $1,549,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Agfirst Farm Credit Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Agfirst Farm Credit Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lexington, South Carolina 52 $ 16,210,000 $ 311,730 $ 126,000
Alamance, North Carolina 49 $ 13,225,000 $ 269,897 $ 112,000
Anderson, South Carolina 44 $ 14,260,000 $ 324,090 $ 119,000
Rockingham, North Carolina 43 $ 12,045,000 $ 280,116 $ 109,000
Person, North Carolina 38 $ 9,440,000 $ 248,421 $ 142,000
Iredell, North Carolina 36 $ 8,810,000 $ 244,722 $ 107,000
Laurens, South Carolina 36 $ 7,840,000 $ 217,777 $ 135,000
Cleveland, North Carolina 31 $ 9,305,000 $ 300,161 $ 107,000
Randolph, North Carolina 30 $ 6,770,000 $ 225,666 $ 84,000
Kershaw, South Carolina 30 $ 9,140,000 $ 304,666 $ 113,000
York, South Carolina 30 $ 10,840,000 $ 361,333 $ 138,000
Union, North Carolina 29 $ 8,115,000 $ 279,827 $ 130,000
Davidson, North Carolina 28 $ 7,740,000 $ 276,428 $ 102,000
Guilford, North Carolina 27 $ 8,825,000 $ 326,851 $ 111,000
Caswell, North Carolina 25 $ 6,065,000 $ 242,600 $ 81,000
Stokes, North Carolina 25 $ 6,235,000 $ 249,400 $ 106,000
Spartanburg, South Carolina 25 $ 7,825,000 $ 313,000 $ 110,000
Putnam, Florida 24 $ 6,500,000 $ 270,833 $ 110,000
Caldwell, North Carolina 23 $ 4,505,000 $ 195,869 $ 76,000
Marion, Kentucky 22 $ 5,270,000 $ 239,545 $ 92,000
Greenville, South Carolina 22 $ 8,010,000 $ 364,090 $ 117,000
Augusta, Virginia 22 $ 5,700,000 $ 259,090 $ 93,000
Yadkin, North Carolina 21 $ 6,745,000 $ 321,190 $ 125,000
Newberry, South Carolina 21 $ 5,795,000 $ 275,952 $ 104,000
Toombs, Georgia 20 $ 4,630,000 $ 231,500 $ 123,000
Surry, North Carolina 20 $ 4,150,000 $ 207,500 $ 82,000
Aiken, South Carolina 20 $ 7,320,000 $ 366,000 $ 244,000
Carroll, Georgia 19 $ 5,975,000 $ 314,473 $ 135,000
Gaston, North Carolina 19 $ 5,115,000 $ 269,210 $ 88,000
Frederick, Virginia 19 $ 4,965,000 $ 261,315 $ 104,000
Berkeley, West Virginia 19 $ 4,625,000 $ 243,421 $ 96,000
Frederick, Maryland 18 $ 5,700,000 $ 316,666 $ 124,000
Pickens, South Carolina 18 $ 4,720,000 $ 262,222 $ 105,000
Richland, South Carolina 18 $ 7,540,000 $ 418,888 $ 256,000
DeSoto, Florida 17 $ 4,815,000 $ 283,235 $ 100,000
Appling, Georgia 17 $ 2,835,000 $ 166,764 $ 101,000
Bulloch, Georgia 17 $ 4,005,000 $ 235,588 $ 113,000
Catawba, North Carolina 17 $ 3,405,000 $ 200,294 $ 74,000
Hillsborough, Florida 16 $ 4,890,000 $ 305,625 $ 100,000
Marion, Florida 16 $ 5,140,000 $ 321,250 $ 176,000
Santa Rosa, Florida 16 $ 4,700,000 $ 293,750 $ 106,000
Washington, Kentucky 16 $ 4,190,000 $ 261,875 $ 97,000
Kent, Delaware 15 $ 4,115,000 $ 274,333 $ 103,000
Lamar, Georgia 15 $ 3,585,000 $ 239,000 $ 113,000
Davie, North Carolina 15 $ 4,335,000 $ 289,000 $ 118,000
Macon, North Carolina 15 $ 3,205,000 $ 213,666 $ 80,000
Moore, North Carolina 15 $ 4,235,000 $ 282,333 $ 96,000
Oconee, South Carolina 15 $ 5,475,000 $ 365,000 $ 129,000
Bledsoe, Tennessee 15 $ 2,775,000 $ 185,000 $ 76,000
Sussex, Delaware 14 $ 4,210,000 $ 300,714 $ 107,000
Marshall, Kentucky 14 $ 2,720,000 $ 194,285 $ 105,000
Washington, Maryland 14 $ 3,830,000 $ 273,571 $ 135,000
Burke, North Carolina 14 $ 4,510,000 $ 322,142 $ 141,000
Abbeville, South Carolina 14 $ 3,370,000 $ 240,714 $ 101,000
Halifax, Virginia 14 $ 3,380,000 $ 241,428 $ 119,000
Shenandoah, Virginia 14 $ 3,870,000 $ 276,428 $ 115,000
Graves, Kentucky 13 $ 2,705,000 $ 208,076 $ 164,000
Charles, Maryland 13 $ 4,945,000 $ 380,384 $ 169,000
Haywood, North Carolina 13 $ 4,535,000 $ 348,846 $ 111,000
Jackson, North Carolina 13 $ 3,695,000 $ 284,230 $ 144,000
Orange, North Carolina 13 $ 3,815,000 $ 293,461 $ 173,000
Lancaster, Pennsylvania 13 $ 3,805,000 $ 292,692 $ 106,000
Cherokee, South Carolina 13 $ 3,795,000 $ 291,923 $ 99,000
Levy, Florida 12 $ 3,800,000 $ 316,666 $ 140,000
Morgan, Georgia 12 $ 4,320,000 $ 360,000 $ 226,000
Pike, Georgia 12 $ 4,850,000 $ 404,166 $ 175,000
Upson, Georgia 12 $ 3,650,000 $ 304,166 $ 107,000
St. Mary's, Maryland 12 $ 3,510,000 $ 292,500 $ 103,000
Chatham, North Carolina 12 $ 3,480,000 $ 290,000 $ 113,000
Stanly, North Carolina 12 $ 2,730,000 $ 227,500 $ 97,000
Wilkes, North Carolina 12 $ 2,420,000 $ 201,666 $ 94,000
Bedford, Virginia 12 $ 3,240,000 $ 270,000 $ 108,000
Calloway, Kentucky 11 $ 2,345,000 $ 213,181 $ 112,000
Cabarrus, North Carolina 11 $ 2,955,000 $ 268,636 $ 96,000
Lincoln, North Carolina 11 $ 3,075,000 $ 279,545 $ 131,000
Rowan, North Carolina 11 $ 3,345,000 $ 304,090 $ 108,000
Lancaster, South Carolina 11 $ 3,245,000 $ 295,000 $ 153,000
Hampshire, West Virginia 11 $ 2,295,000 $ 208,636 $ 100,000
Columbia, Florida 10 $ 3,220,000 $ 322,000 $ 118,000
Haralson, Georgia 10 $ 1,960,000 $ 196,000 $ 84,000
Meriwether, Georgia 10 $ 2,450,000 $ 245,000 $ 104,000
Lee, North Carolina 10 $ 3,260,000 $ 326,000 $ 124,000
Fairfield, South Carolina 10 $ 2,930,000 $ 293,000 $ 108,000
Saluda, South Carolina 10 $ 2,710,000 $ 271,000 $ 88,000
Rhea, Tennessee 10 $ 2,430,000 $ 243,000 $ 97,000
Dinwiddie, Virginia 10 $ 1,920,000 $ 192,000 $ 99,000
Rockingham, Virginia 10 $ 1,800,000 $ 180,000 $ 65,000
Wythe, Virginia 10 $ 1,700,000 $ 170,000 $ 90,000
Jefferson, West Virginia 10 $ 2,140,000 $ 214,000 $ 94,000
Nassau, Florida 9 $ 2,775,000 $ 308,333 $ 113,000
Okaloosa, Florida 9 $ 2,325,000 $ 258,333 $ 97,000
Coweta, Georgia 9 $ 3,265,000 $ 362,777 $ 169,000
Harrison, Kentucky 9 $ 2,535,000 $ 281,666 $ 122,000
Alexander, North Carolina 9 $ 1,745,000 $ 193,888 $ 86,000
Anson, North Carolina 9 $ 2,265,000 $ 251,666 $ 85,000
Forsyth, North Carolina 9 $ 2,405,000 $ 267,222 $ 76,000
Berks, Pennsylvania 9 $ 2,305,000 $ 256,111 $ 105,000
Floyd, Virginia 9 $ 2,165,000 $ 240,555 $ 83,000
Pittsylvania, Virginia 9 $ 1,505,000 $ 167,222 $ 79,000
Washington, Virginia 9 $ 1,745,000 $ 193,888 $ 71,000
Alachua, Florida 8 $ 1,910,000 $ 238,750 $ 110,000
Gilchrist, Florida 8 $ 1,170,000 $ 146,250 $ 76,000
Jackson, Florida 8 $ 1,890,000 $ 236,250 $ 92,000
Jefferson, Florida 8 $ 2,060,000 $ 257,500 $ 105,000
Heard, Georgia 8 $ 1,730,000 $ 216,250 $ 90,000
Spalding, Georgia 8 $ 1,880,000 $ 235,000 $ 99,000
Anderson, Kentucky 8 $ 2,030,000 $ 253,750 $ 98,000
Ballard, Kentucky 8 $ 1,560,000 $ 195,000 $ 110,000
Scott, Kentucky 8 $ 2,180,000 $ 272,500 $ 125,000
Harford, Maryland 8 $ 2,650,000 $ 331,250 $ 142,000
Montgomery, Maryland 8 $ 3,720,000 $ 465,000 $ 138,000
Chester, South Carolina 8 $ 1,500,000 $ 187,500 $ 80,000
Colleton, South Carolina 8 $ 2,360,000 $ 295,000 $ 107,000
Greenwood, South Carolina 8 $ 1,990,000 $ 248,750 $ 129,000
Albemarle, Virginia 8 $ 2,210,000 $ 276,250 $ 155,000
Botetourt, Virginia 8 $ 2,100,000 $ 262,500 $ 101,000
Culpeper, Virginia 8 $ 2,830,000 $ 353,750 $ 96,000
Franklin, Virginia 8 $ 1,520,000 $ 190,000 $ 75,000
Orange, Virginia 8 $ 1,870,000 $ 233,750 $ 246,000
Roanoke, Virginia 8 $ 1,620,000 $ 202,500 $ 107,000
Clay, Florida 7 $ 2,105,000 $ 300,714 $ 111,000
Bacon, Georgia 7 $ 1,025,000 $ 146,428 $ 81,000
Brantley, Georgia 7 $ 2,125,000 $ 303,571 $ 105,000
Coffee, Georgia 7 $ 1,605,000 $ 229,285 $ 83,000
Effingham, Georgia 7 $ 1,845,000 $ 263,571 $ 96,000
Monroe, Georgia 7 $ 2,275,000 $ 325,000 $ 85,000
Oconee, Georgia 7 $ 4,915,000 $ 702,142 $ 276,000
Wayne, Georgia 7 $ 1,185,000 $ 169,285 $ 156,000
Durham, North Carolina 7 $ 2,795,000 $ 399,285 $ 171,000
Granville, North Carolina 7 $ 2,225,000 $ 317,857 $ 104,000
Rockbridge, Virginia 7 $ 1,375,000 $ 196,428 $ 80,000
Gadsden, Florida 6 $ 2,220,000 $ 370,000 $ 183,000
Manatee, Florida 6 $ 3,240,000 $ 540,000 $ 209,000
Sumter, Florida 6 $ 2,020,000 $ 336,666 $ 140,000
Suwannee, Florida 6 $ 1,160,000 $ 193,333 $ 85,000
Volusia, Florida 6 $ 1,970,000 $ 328,333 $ 113,000
Candler, Georgia 6 $ 890,000 $ 148,333 $ 85,000
Henry, Georgia 6 $ 2,360,000 $ 393,333 $ 263,000
Pierce, Georgia 6 $ 2,000,000 $ 333,333 $ 127,000
Troup, Georgia 6 $ 2,440,000 $ 406,666 $ 210,000
McCracken, Kentucky 6 $ 1,500,000 $ 250,000 $ 92,000
Mercer, Kentucky 6 $ 1,680,000 $ 280,000 $ 75,000
Dorchester, Maryland 6 $ 1,590,000 $ 265,000 $ 142,000
Swain, North Carolina 6 $ 1,800,000 $ 300,000 $ 136,000
Lebanon, Pennsylvania 6 $ 1,720,000 $ 286,666 $ 127,000
Schuylkill, Pennsylvania 6 $ 1,120,000 $ 186,666 $ 81,000
Barnwell, South Carolina 6 $ 1,550,000 $ 258,333 $ 76,000
Berkeley, South Carolina 6 $ 2,290,000 $ 381,666 $ 126,000
Edgefield, South Carolina 6 $ 1,660,000 $ 276,666 $ 130,000
Clarke, Virginia 6 $ 2,080,000 $ 346,666 $ 189,000
Madison, Virginia 6 $ 1,490,000 $ 248,333 $ 161,000
Citrus, Florida 5 $ 1,275,000 $ 255,000 $ 51,000
Hendry, Florida 5 $ 1,085,000 $ 217,000 $ 80,000
Washington, Florida 5 $ 975,000 $ 195,000 $ 53,000
Camden, Georgia 5 $ 1,085,000 $ 217,000 $ 100,000
Emanuel, Georgia 5 $ 765,000 $ 153,000 $ 88,000
Greene, Georgia 5 $ 1,385,000 $ 277,000 $ 85,000
Harris, Georgia 5 $ 1,305,000 $ 261,000 $ 106,000
Tattnall, Georgia 5 $ 1,045,000 $ 209,000 $ 108,000
Bourbon, Kentucky 5 $ 1,185,000 $ 237,000 $ 99,000
Fayette, Kentucky 5 $ 1,615,000 $ 323,000 $ 124,000
Cecil, Maryland 5 $ 2,335,000 $ 467,000 $ 192,000
Worcester, Maryland 5 $ 1,235,000 $ 247,000 $ 71,000
Brunswick, North Carolina 5 $ 1,555,000 $ 311,000 $ 244,000
Madison, North Carolina 5 $ 1,845,000 $ 369,000 $ 240,000
McDowell, North Carolina 5 $ 1,555,000 $ 311,000 $ 153,000
Calhoun, South Carolina 5 $ 1,035,000 $ 207,000 $ 86,000
Orangeburg, South Carolina 5 $ 1,245,000 $ 249,000 $ 96,000
Union, South Carolina 5 $ 1,755,000 $ 351,000 $ 117,000
McMinn, Tennessee 5 $ 1,205,000 $ 241,000 $ 84,000
Fauquier, Virginia 5 $ 2,155,000 $ 431,000 $ 152,000
Grayson, Virginia 5 $ 1,385,000 $ 277,000 $ 104,000
Spotsylvania, Virginia 5 $ 1,425,000 $ 285,000 $ 128,000
Grant, West Virginia 5 $ 1,275,000 $ 255,000 $ 154,000
Escambia, Florida 4 $ 960,000 $ 240,000 $ 76,000
Glades, Florida 4 $ 1,160,000 $ 290,000 $ 94,000
Hardee, Florida 4 $ 1,240,000 $ 310,000 $ 106,000
Hernando, Florida 4 $ 1,100,000 $ 275,000 $ 104,000
Highlands, Florida 4 $ 680,000 $ 170,000 $ 92,000
Leon, Florida 4 $ 2,110,000 $ 527,500 $ 196,000
Okeechobee, Florida 4 $ 1,220,000 $ 305,000 $ 105,000
Pasco, Florida 4 $ 1,090,000 $ 272,500 $ 116,000
Polk, Florida 4 $ 1,110,000 $ 277,500 $ 70,000
St. Johns, Florida 4 $ 970,000 $ 242,500 $ 80,000
Walton, Florida 4 $ 1,140,000 $ 285,000 $ 106,000
Butts, Georgia 4 $ 1,380,000 $ 345,000 $ 136,000
Jasper, Georgia 4 $ 910,000 $ 227,500 $ 101,000
Montgomery, Georgia 4 $ 1,020,000 $ 255,000 $ 98,000
Putnam, Georgia 4 $ 1,340,000 $ 335,000 $ 113,000
Screven, Georgia 4 $ 590,000 $ 147,500 $ 63,000
Boyle, Kentucky 4 $ 1,150,000 $ 287,500 $ 227,000
Woodford, Kentucky 4 $ 1,930,000 $ 482,500 $ 114,000
Baltimore, Maryland 4 $ 1,440,000 $ 360,000 $ 172,000
Kent, Maryland 4 $ 1,730,000 $ 432,500 $ 120,000
Talbot, Maryland 4 $ 1,090,000 $ 272,500 $ 100,000
Wicomico, Maryland 4 $ 890,000 $ 222,500 $ 154,000
Ashe, North Carolina 4 $ 670,000 $ 167,500 $ 50,000
Montgomery, North Carolina 4 $ 1,060,000 $ 265,000 $ 70,000
Rutherford, North Carolina 4 $ 1,290,000 $ 322,500 $ 124,000
Yancey, North Carolina 4 $ 460,000 $ 115,000 $ 49,000
Chester, Pennsylvania 4 $ 1,100,000 $ 275,000 $ 71,000
Beaufort, South Carolina 4 $ 1,560,000 $ 390,000 $ 120,000
Bradley, Tennessee 4 $ 1,220,000 $ 305,000 $ 96,000
Hamilton, Tennessee 4 $ 720,000 $ 180,000 $ 99,000
Hays, Texas 4 $ 1,720,000 $ 430,000 $ 173,000
Hunt, Texas 4 $ 690,000 $ 172,500 $ 69,000
Montague, Texas 4 $ 1,460,000 $ 365,000 $ 160,000
Wilson, Texas 4 $ 1,410,000 $ 352,500 $ 105,000
Chesterfield, Virginia 4 $ 1,110,000 $ 277,500 $ 166,000
Fluvanna, Virginia 4 $ 1,350,000 $ 337,500 $ 115,000
Montgomery, Virginia 4 $ 730,000 $ 182,500 $ 57,000
Nelson, Virginia 4 $ 800,000 $ 200,000 $ 110,000
Prince George, Virginia 4 $ 1,090,000 $ 272,500 $ 117,000
Jackson, West Virginia 4 $ 720,000 $ 180,000 $ 57,000
Madison, Alabama 3 $ 1,125,000 $ 375,000 $ 98,000
Charlotte, Florida 3 $ 675,000 $ 225,000 $ 178,000
Holmes, Florida 3 $ 1,195,000 $ 398,333 $ 188,000
Lake, Florida 3 $ 1,335,000 $ 445,000 $ 176,000
Wakulla, Florida 3 $ 805,000 $ 268,333 $ 143,000
Evans, Georgia 3 $ 795,000 $ 265,000 $ 80,000
McIntosh, Georgia 3 $ 395,000 $ 131,666 $ 53,000
Walton, Georgia 3 $ 1,105,000 $ 368,333 $ 135,000
Worth, Georgia 3 $ 675,000 $ 225,000 $ 76,000
Garrard, Kentucky 3 $ 555,000 $ 185,000 $ 118,000
Nelson, Kentucky 3 $ 845,000 $ 281,666 $ 67,000
Caroline, Maryland 3 $ 785,000 $ 261,666 $ 105,000
Orleans, New York 3 $ 405,000 $ 135,000 $ 73,000
Alleghany, North Carolina 3 $ 825,000 $ 275,000 $ 113,000
Buncombe, North Carolina 3 $ 895,000 $ 298,333 $ 69,000
Cherokee, North Carolina 3 $ 565,000 $ 188,333 $ 72,000
Robeson, North Carolina 3 $ 705,000 $ 235,000 $ 80,000
Watauga, North Carolina 3 $ 735,000 $ 245,000 $ 84,000
Charleston, South Carolina 3 $ 1,105,000 $ 368,333 $ 112,000
Dorchester, South Carolina 3 $ 1,305,000 $ 435,000 $ 125,000
Georgetown, South Carolina 3 $ 1,605,000 $ 535,000 $ 241,000
Meigs, Tennessee 3 $ 525,000 $ 175,000 $ 87,000
Sequatchie, Tennessee 3 $ 835,000 $ 278,333 $ 120,000
Bastrop, Texas 3 $ 1,475,000 $ 491,666 $ 188,000
Falls, Texas 3 $ 835,000 $ 278,333 $ 162,000
Gillespie, Texas 3 $ 1,095,000 $ 365,000 $ 160,000
Jones, Texas 3 $ 985,000 $ 328,333 $ 106,000
Leon, Texas 3 $ 545,000 $ 181,666 $ 124,000
Medina, Texas 3 $ 985,000 $ 328,333 $ 96,000
Milam, Texas 3 $ 1,245,000 $ 415,000 $ 133,000
Carroll, Virginia 3 $ 845,000 $ 281,666 $ 143,000
Craig, Virginia 3 $ 575,000 $ 191,666 $ 82,000
King William, Virginia 3 $ 755,000 $ 251,666 $ 103,000
Loudoun, Virginia 3 $ 1,195,000 $ 398,333 $ 130,000
Lunenburg, Virginia 3 $ 765,000 $ 255,000 $ 91,000
Southampton, Virginia 3 $ 835,000 $ 278,333 $ 142,000
Jackson, Alabama 2 $ 640,000 $ 320,000 $ 133,000
Poinsett, Arkansas 2 $ 340,000 $ 170,000 $ 122,000
Bay, Florida 2 $ 860,000 $ 430,000 $ 99,000
Calhoun, Florida 2 $ 850,000 $ 425,000 $ 246,000
Duval, Florida 2 $ 550,000 $ 275,000 $ 212,000
Flagler, Florida 2 $ 400,000 $ 200,000 $ 147,000
Liberty, Florida 2 $ 570,000 $ 285,000 $ 149,000
Madison, Florida 2 $ 890,000 $ 445,000 $ 150,000
Miami-Dade, Florida 2 $ 920,000 $ 460,000 $ 222,000
Monroe, Florida 2 $ 1,050,000 $ 525,000 $ 271,000
St. Lucie, Florida 2 $ 700,000 $ 350,000 $ 137,000
Charlton, Georgia 2 $ 460,000 $ 230,000 $ 124,000
Clinch, Georgia 2 $ 600,000 $ 300,000 $ 139,000
Colquitt, Georgia 2 $ 430,000 $ 215,000 $ 108,000
Fayette, Georgia 2 $ 1,400,000 $ 700,000 $ 170,000
Jeff Davis, Georgia 2 $ 360,000 $ 180,000 $ 73,000
Jefferson, Georgia 2 $ 260,000 $ 130,000 $ 65,000
Oglethorpe, Georgia 2 $ 470,000 $ 235,000 $ 88,000
Talbot, Georgia 2 $ 420,000 $ 210,000 $ 93,000
Treutlen, Georgia 2 $ 930,000 $ 465,000 $ 191,000
Ware, Georgia 2 $ 250,000 $ 125,000 $ 72,000
Wheeler, Georgia 2 $ 220,000 $ 110,000 $ 89,000
Carlisle, Kentucky 2 $ 210,000 $ 105,000 $ 74,000
Clark, Kentucky 2 $ 480,000 $ 240,000 $ 112,000
Franklin, Kentucky 2 $ 540,000 $ 270,000 $ 97,000
Hickman, Kentucky 2 $ 280,000 $ 140,000 $ 49,000
Pendleton, Kentucky 2 $ 340,000 $ 170,000 $ 89,000
Shelby, Kentucky 2 $ 420,000 $ 210,000 $ 134,000
Anne Arundel, Maryland 2 $ 490,000 $ 245,000 $ 114,000
Calvert, Maryland 2 $ 660,000 $ 330,000 $ 57,000
Garrett, Maryland 2 $ 390,000 $ 195,000 $ 47,000
Prince George's, Maryland 2 $ 460,000 $ 230,000 $ 82,000
Queen Anne's, Maryland 2 $ 260,000 $ 130,000 $ 60,000
Somerset, Maryland 2 $ 600,000 $ 300,000 $ 136,000
Clay, North Carolina 2 $ 390,000 $ 195,000 $ 81,000
Henderson, North Carolina 2 $ 450,000 $ 225,000 $ 42,000
Hertford, North Carolina 2 $ 640,000 $ 320,000 $ 148,000
Warren, North Carolina 2 $ 470,000 $ 235,000 $ 91,000
Dauphin, Pennsylvania 2 $ 650,000 $ 325,000 $ 115,000
Franklin, Pennsylvania 2 $ 210,000 $ 105,000 $ 133,000
Chesterfield, South Carolina 2 $ 490,000 $ 245,000 $ 57,000
Jasper, South Carolina 2 $ 1,100,000 $ 550,000 $ 166,000
Sumter, South Carolina 2 $ 380,000 $ 190,000 $ 122,000
Marion, Tennessee 2 $ 350,000 $ 175,000 $ 84,000
Atascosa, Texas 2 $ 730,000 $ 365,000 $ 158,000
Bee, Texas 2 $ 690,000 $ 345,000 $ 158,000
Bexar, Texas 2 $ 680,000 $ 340,000 $ 166,000
Brazoria, Texas 2 $ 1,040,000 $ 520,000 $ 201,000
Brazos, Texas 2 $ 720,000 $ 360,000 $ 125,000
Burleson, Texas 2 $ 730,000 $ 365,000 $ 137,000
Comal, Texas 2 $ 1,320,000 $ 660,000 $ 279,000
Fannin, Texas 2 $ 630,000 $ 315,000 $ 206,000
Gonzales, Texas 2 $ 580,000 $ 290,000 $ 124,000
Guadalupe, Texas 2 $ 900,000 $ 450,000 $ 143,000
Jack, Texas 2 $ 470,000 $ 235,000 $ 91,000
Lampasas, Texas 2 $ 820,000 $ 410,000 $ 149,000
Lavaca, Texas 2 $ 530,000 $ 265,000 $ 201,000
Real, Texas 2 $ 410,000 $ 205,000 $ 112,000
Robertson, Texas 2 $ 350,000 $ 175,000 $ 48,000
Taylor, Texas 2 $ 890,000 $ 445,000 $ 290,000
Amherst, Virginia 2 $ 710,000 $ 355,000 $ 108,000
Appomattox, Virginia 2 $ 470,000 $ 235,000 $ 75,000
Bland, Virginia 2 $ 370,000 $ 185,000 $ 135,000
Campbell, Virginia 2 $ 620,000 $ 310,000 $ 139,000
Hanover, Virginia 2 $ 530,000 $ 265,000 $ 108,000
Henry, Virginia 2 $ 410,000 $ 205,000 $ 112,000
Isle of Wight, Virginia 2 $ 520,000 $ 260,000 $ 109,000
Page, Virginia 2 $ 470,000 $ 235,000 $ 91,000
Patrick, Virginia 2 $ 470,000 $ 235,000 $ 110,000
Rappahannock, Virginia 2 $ 1,310,000 $ 655,000 $ 333,000
Stafford, Virginia 2 $ 910,000 $ 455,000 $ 145,000
Suffolk, Virginia 2 $ 610,000 $ 305,000 $ 105,000
Sussex, Virginia 2 $ 350,000 $ 175,000 $ 102,000
Tazewell, Virginia 2 $ 460,000 $ 230,000 $ 78,000
Warren, Virginia 2 $ 890,000 $ 445,000 $ 144,000
Hardy, West Virginia 2 $ 290,000 $ 145,000 $ 89,000
Mineral, West Virginia 2 $ 570,000 $ 285,000 $ 80,000
Morgan, West Virginia 2 $ 430,000 $ 215,000 $ 57,000
Chambers, Alabama 1 $ 385,000 $ 385,000 $ 266,000
Fayette, Alabama 1 $ 65,000 $ 65,000 $ 31,000
Marshall, Alabama 1 $ 235,000 $ 235,000 $ 190,000
Mobile, Alabama 1 $ 115,000 $ 115,000 $ 29,000
Morgan, Alabama 1 $ 205,000 $ 205,000 $ 61,000
Craighead, Arkansas 1 $ 285,000 $ 285,000 $ 101,000
Crittenden, Arkansas 1 $ 175,000 $ 175,000 $ 81,000
Greene, Arkansas 1 $ 345,000 $ 345,000 $ 113,000
Baker, Florida 1 $ 185,000 $ 185,000 $ 83,000
Bradford, Florida 1 $ 235,000 $ 235,000 $ 151,000
Dixie, Florida 1 $ 215,000 $ 215,000 $ 76,000
Lee, Florida 1 $ 265,000 $ 265,000 $ 96,000
Martin, Florida 1 $ 375,000 $ 375,000 $ 56,000
Orange, Florida 1 $ 185,000 $ 185,000 $ 60,000
Palm Beach, Florida 1 $ 295,000 $ 295,000 $ 165,000
Taylor, Florida 1 $ 145,000 $ 145,000 $ 64,000
Ben Hill, Georgia 1 $ 165,000 $ 165,000 $ 105,000
Chattooga, Georgia 1 $ 115,000 $ 115,000 $ 40,000
Grady, Georgia 1 $ 855,000 $ 855,000 $ 310,000
Hart, Georgia 1 $ 295,000 $ 295,000 $ 65,000
Jenkins, Georgia 1 $ 65,000 $ 65,000 $ 123,000
Jones, Georgia 1 $ 265,000 $ 265,000 $ 152,000
Laurens, Georgia 1 $ 125,000 $ 125,000 $ 59,000
Long, Georgia 1 $ 205,000 $ 205,000 $ 138,000
Lowndes, Georgia 1 $ 355,000 $ 355,000 $ 88,000
Madison, Georgia 1 $ 165,000 $ 165,000 $ 68,000
Marion, Georgia 1 $ 125,000 $ 125,000 $ 45,000
Muscogee, Georgia 1 $ 395,000 $ 395,000 $ 130,000
Newton, Georgia 1 $ 225,000 $ 225,000 $ 126,000
Paulding, Georgia 1 $ 275,000 $ 275,000 $ 103,000
Rabun, Georgia 1 $ 235,000 $ 235,000 $ 97,000
Richmond, Georgia 1 $ 295,000 $ 295,000 $ 103,000
Telfair, Georgia 1 $ 205,000 $ 205,000 $ 371,000
Walker, Georgia 1 $ 175,000 $ 175,000 $ 96,000
Whitfield, Georgia 1 $ 525,000 $ 525,000 $ 388,000
Bracken, Kentucky 1 $ 275,000 $ 275,000 $ 98,000
Christian, Kentucky 1 $ 165,000 $ 165,000 $ 408,000
Crittenden, Kentucky 1 $ 125,000 $ 125,000 $ 130,000
Fulton, Kentucky 1 $ 165,000 $ 165,000 $ 71,000
Hardin, Kentucky 1 $ 525,000 $ 525,000 $ 224,000
Jefferson, Kentucky 1 $ 475,000 $ 475,000 $ 260,000
Jessamine, Kentucky 1 $ 445,000 $ 445,000 $ 96,000
Lincoln, Kentucky 1 $ 185,000 $ 185,000 $ 40,000
Madison, Kentucky 1 $ 285,000 $ 285,000 $ 77,000
Nicholas, Kentucky 1 $ 385,000 $ 385,000 $ 117,000
Rockcastle, Kentucky 1 $ 275,000 $ 275,000 $ 68,000
Taylor, Kentucky 1 $ 125,000 $ 125,000 $ 49,000
Carroll, Maryland 1 $ 335,000 $ 335,000 $ 203,000
Howard, Maryland 1 $ 325,000 $ 325,000 $ 223,000
Bolivar, Mississippi 1 $ 275,000 $ 275,000 $ 140,000
DeSoto, Mississippi 1 $ 175,000 $ 175,000 $ 131,000
Harrison, Mississippi 1 $ 165,000 $ 165,000 $ 152,000
Madison, Mississippi 1 $ 545,000 $ 545,000 $ 105,000
Winston, Mississippi 1 $ 295,000 $ 295,000 $ 115,000
Genesee, New York 1 $ 155,000 $ 155,000 $ 0
Madison, New York 1 $ 185,000 $ 185,000 $ 90,000
Schuyler, New York 1 $ 145,000 $ 145,000 $ 85,000
Avery, North Carolina 1 $ 295,000 $ 295,000 $ 211,000
Carteret, North Carolina 1 $ 305,000 $ 305,000 $ 177,000
Edgecombe, North Carolina 1 $ 165,000 $ 165,000 $ 105,000
Franklin, North Carolina 1 $ 265,000 $ 265,000 $ 81,000
Gates, North Carolina 1 $ 295,000 $ 295,000 $ 112,000
Harnett, North Carolina 1 $ 285,000 $ 285,000 $ 71,000
Johnston, North Carolina 1 $ 255,000 $ 255,000 $ 123,000
Jones, North Carolina 1 $ 235,000 $ 235,000 $ 98,000
Mecklenburg, North Carolina 1 $ 255,000 $ 255,000 $ 214,000
Mitchell, North Carolina 1 $ 275,000 $ 275,000 $ 200,000
Pasquotank, North Carolina 1 $ 135,000 $ 135,000 $ 84,000
Perquimans, North Carolina 1 $ 215,000 $ 215,000 $ 83,000
Polk, North Carolina 1 $ 85,000 $ 85,000 $ 29,000
Richmond, North Carolina 1 $ 225,000 $ 225,000 $ 56,000
Sampson, North Carolina 1 $ 385,000 $ 385,000 $ 117,000
Bucks, Pennsylvania 1 $ 985,000 $ 985,000 $ 366,000
Carbon, Pennsylvania 1 $ 545,000 $ 545,000 $ 155,000
Cumberland, Pennsylvania 1 $ 465,000 $ 465,000 $ 128,000
Fulton, Pennsylvania 1 $ 125,000 $ 125,000 $ 59,000
Lehigh, Pennsylvania 1 $ 285,000 $ 285,000 $ 131,000
Montgomery, Pennsylvania 1 $ 435,000 $ 435,000 $ 104,000
Allendale, South Carolina 1 $ 165,000 $ 165,000 $ 218,000
Bamberg, South Carolina 1 $ 105,000 $ 105,000 $ 77,000
Hampton, South Carolina 1 $ 455,000 $ 455,000 $ 120,000
McCormick, South Carolina 1 $ 105,000 $ 105,000 $ 69,000
Cumberland, Tennessee 1 $ 105,000 $ 105,000 $ 18,000
Polk, Tennessee 1 $ 55,000 $ 55,000 $ 57,000
Anderson, Texas 1 $ 285,000 $ 285,000 $ 128,000
Austin, Texas 1 $ 175,000 $ 175,000 $ 54,000
Bell, Texas 1 $ 515,000 $ 515,000 $ 186,000
Blanco, Texas 1 $ 555,000 $ 555,000 $ 327,000
Bosque, Texas 1 $ 455,000 $ 455,000 $ 221,000
Cherokee, Texas 1 $ 105,000 $ 105,000 $ 84,000
Clay, Texas 1 $ 535,000 $ 535,000 $ 232,000
Cochran, Texas 1 $ 125,000 $ 125,000 $ 97,000
Denton, Texas 1 $ 205,000 $ 205,000 $ 68,000
Ector, Texas 1 $ 195,000 $ 195,000 $ 70,000
Ellis, Texas 1 $ 555,000 $ 555,000 $ 151,000
Erath, Texas 1 $ 235,000 $ 235,000 $ 76,000
Fayette, Texas 1 $ 305,000 $ 305,000 $ 72,000
Glasscock, Texas 1 $ 205,000 $ 205,000 $ 121,000
Gray, Texas 1 $ 235,000 $ 235,000 $ 88,000
Grayson, Texas 1 $ 165,000 $ 165,000 $ 16,000
Grimes, Texas 1 $ 475,000 $ 475,000 $ 150,000
Hamilton, Texas 1 $ 185,000 $ 185,000 $ 56,000
Harris, Texas 1 $ 315,000 $ 315,000 $ 214,000
Haskell, Texas 1 $ 85,000 $ 85,000 $ 86,000
Henderson, Texas 1 $ 105,000 $ 105,000 $ 149,000
Hidalgo, Texas 1 $ 315,000 $ 315,000 $ 104,000
Hill, Texas 1 $ 515,000 $ 515,000 $ 99,000
Hockley, Texas 1 $ 295,000 $ 295,000 $ 116,000
Howard, Texas 1 $ 385,000 $ 385,000 $ 219,000
Jackson, Texas 1 $ 125,000 $ 125,000 $ 67,000
Johnson, Texas 1 $ 115,000 $ 115,000 $ 136,000
Karnes, Texas 1 $ 265,000 $ 265,000 $ 155,000
Kendall, Texas 1 $ 505,000 $ 505,000 $ 356,000
Kimble, Texas 1 $ 225,000 $ 225,000 $ 100,000
Limestone, Texas 1 $ 275,000 $ 275,000 $ 197,000
Live Oak, Texas 1 $ 495,000 $ 495,000 $ 94,000
Llano, Texas 1 $ 475,000 $ 475,000 $ 317,000
Madison, Texas 1 $ 425,000 $ 425,000 $ 93,000
Matagorda, Texas 1 $ 455,000 $ 455,000 $ 157,000
Menard, Texas 1 $ 165,000 $ 165,000 $ 58,000
Palo Pinto, Texas 1 $ 235,000 $ 235,000 $ 182,000
Panola, Texas 1 $ 155,000 $ 155,000 $ 89,000
Parker, Texas 1 $ 605,000 $ 605,000 $ 428,000
Rusk, Texas 1 $ 205,000 $ 205,000 $ 36,000
Sabine, Texas 1 $ 245,000 $ 245,000 $ 798,000
Stephens, Texas 1 $ 275,000 $ 275,000 $ 71,000
Swisher, Texas 1 $ 125,000 $ 125,000 $ 56,000
Travis, Texas 1 $ 355,000 $ 355,000 $ 175,000
Upshur, Texas 1 $ 345,000 $ 345,000 $ 198,000
Van Zandt, Texas 1 $ 305,000 $ 305,000 $ 161,000
Victoria, Texas 1 $ 285,000 $ 285,000 $ 165,000
Waller, Texas 1 $ 125,000 $ 125,000 $ 116,000
Wheeler, Texas 1 $ 95,000 $ 95,000 $ 76,000
Williamson, Texas 1 $ 675,000 $ 675,000 $ 224,000
Wood, Texas 1 $ 135,000 $ 135,000 $ 183,000
Zavala, Texas 1 $ 325,000 $ 325,000 $ 52,000
Accomack, Virginia 1 $ 175,000 $ 175,000 $ 73,000
Alleghany, Virginia 1 $ 345,000 $ 345,000 $ 195,000
Amelia, Virginia 1 $ 485,000 $ 485,000 $ 141,000
Brunswick, Virginia 1 $ 235,000 $ 235,000 $ 151,000
Buckingham, Virginia 1 $ 225,000 $ 225,000 $ 99,000
Charlotte, Virginia 1 $ 115,000 $ 115,000 $ 109,000
Cumberland, Virginia 1 $ 255,000 $ 255,000 $ 185,000
Fairfax, Virginia 1 $ 465,000 $ 465,000 $ 245,000
Gloucester, Virginia 1 $ 155,000 $ 155,000 $ 49,000
Goochland, Virginia 1 $ 275,000 $ 275,000 $ 96,000
Greene, Virginia 1 $ 225,000 $ 225,000 $ 157,000
Highland, Virginia 1 $ 645,000 $ 645,000 $ 642,000
James City, Virginia 1 $ 175,000 $ 175,000 $ 73,000
King George, Virginia 1 $ 365,000 $ 365,000 $ 149,000
Lancaster, Virginia 1 $ 235,000 $ 235,000 $ 62,000
Lee, Virginia 1 $ 225,000 $ 225,000 $ 120,000
Louisa, Virginia 1 $ 465,000 $ 465,000 $ 113,000
Mecklenburg, Virginia 1 $ 485,000 $ 485,000 $ 99,000
New Kent, Virginia 1 $ 225,000 $ 225,000 $ 111,000
Northumberland, Virginia 1 $ 125,000 $ 125,000 $ 46,000
Powhatan, Virginia 1 $ 375,000 $ 375,000 $ 90,000
Prince Edward, Virginia 1 $ 325,000 $ 325,000 $ 133,000
Prince William, Virginia 1 $ 725,000 $ 725,000 $ 254,000
Pulaski, Virginia 1 $ 155,000 $ 155,000 $ 31,000
Richmond, Virginia 1 $ 125,000 $ 125,000 $ 114,000
Russell, Virginia 1 $ 145,000 $ 145,000 $ 37,000
Virginia Beach, Virginia 1 $ 225,000 $ 225,000 $ 99,000
Greenbrier, West Virginia 1 $ 165,000 $ 165,000 $ 138,000
Kanawha, West Virginia 1 $ 295,000 $ 295,000 $ 106,000
Mason, West Virginia 1 $ 335,000 $ 335,000 $ 75,000
Pendleton, West Virginia 1 $ 295,000 $ 295,000 $ 200,000
Raleigh, West Virginia 1 $ 415,000 $ 415,000 $ 113,000
Roane, West Virginia 1 $ 335,000 $ 335,000 $ 107,000

Mortgage Loan Application Detail Totals for Agfirst Farm Credit Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,616 $516,410,000 $319,000 $1,435,000 $121,000 $1,549,000
Refinancing 707 $167,865,000 $237,000 $1,595,000 $119,000 $1,153,000
Cash-out Refinancing 653 $160,785,000 $246,000 $885,000 $110,000 $946,000
Other Purpose 7 $1,155,000 $165,000 $345,000 $63,000 $153,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,683 $757,145,000 $282,000 $1,595,000 $117,000 $1,549,000
Not Provided 175 $51,235,000 $292,000 $985,000 $128,000 $862,000
Hispanic 52 $15,650,000 $300,000 $665,000 $139,000 $1,153,000
Black or African American 47 $14,835,000 $315,000 $755,000 $121,000 $563,000
American Indian or Alaskan Native 13 $3,265,000 $251,000 $425,000 $95,000 $222,000
Asian 8 $2,720,000 $340,000 $735,000 $206,000 $598,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,983 $846,215,000 $283,000 $1,595,000 $118,000 $1,549,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,512 $710,010,000 $282,000 $1,595,000 $118,000 $1,549,000
Application Denied By Financial Institution 291 $85,365,000 $293,000 $1,255,000 $106,000 $938,000
Application Withdrawn By Applicant 161 $46,325,000 $287,000 $1,235,000 $137,000 $1,153,000
Application Approved But Not Accepted 11 $2,355,000 $214,000 $345,000 $118,000 $391,000
Loan Purchased By The Institution 8 $2,160,000 $270,000 $495,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,692 $760,850,000 $282,000 $1,595,000 $119,000 $1,549,000
Collateral 112 $33,240,000 $296,000 $1,255,000 $119,000 $938,000
Debt-To-Income Ratio 102 $29,900,000 $293,000 $1,065,000 $71,000 $281,000
Credit Application Incomplete 29 $8,435,000 $290,000 $1,055,000 $153,000 $468,000
Credit History 18 $6,300,000 $350,000 $985,000 $131,000 $428,000
Other 17 $4,115,000 $242,000 $725,000 $113,000 $254,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,285,000 $253,000 $415,000 $98,000 $214,000
Unverifiable Information 4 $1,090,000 $272,000 $445,000 $179,000 $367,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Agfirst Farm Credit Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Agfirst Farm Credit Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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