Agfirst Farm Credit Bank Mortgage Lending & HMDA Data, 2022

In 2022, Agfirst Farm Credit Bank of Columbia, SC reported 2,294 mortgage applications totaling $748.2 million, down 23% from 2021. The average application was for $326,168, and applicants reported an average income of $124,863. 86% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (129), Atlanta-Sandy Springs-Roswell, GA (96) and Columbia, SC (84) (applications in parentheses).

Mortgage Company & Address Agfirst Farm Credit Bank
1901 Main Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,294
Total Mortgage Loan Application Amount $748,230,000
Average Mortgage Loan Application Amount $326,168
Highest Mortgage Loan Application Amount $1,525,000
Average Applicant Income $124,863
Highest Applicant Income $965,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Agfirst Farm Credit Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Agfirst Farm Credit Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bulloch, Georgia 34 $ 9,690,000 $ 285,000 $ 123,000
Anderson, South Carolina 31 $ 11,155,000 $ 359,838 $ 113,000
Newberry, South Carolina 27 $ 8,675,000 $ 321,296 $ 126,000
Alamance, North Carolina 26 $ 8,800,000 $ 338,461 $ 128,000
Guilford, North Carolina 26 $ 8,760,000 $ 336,923 $ 102,000
Union, North Carolina 26 $ 9,860,000 $ 379,230 $ 143,000
Davidson, North Carolina 25 $ 8,485,000 $ 339,400 $ 120,000
Iredell, North Carolina 25 $ 8,405,000 $ 336,200 $ 113,000
Randolph, North Carolina 25 $ 6,555,000 $ 262,200 $ 104,000
Rockingham, North Carolina 25 $ 8,455,000 $ 338,200 $ 112,000
Cleveland, North Carolina 24 $ 9,710,000 $ 404,583 $ 140,000
Kershaw, South Carolina 24 $ 8,100,000 $ 337,500 $ 139,000
Lexington, South Carolina 24 $ 7,840,000 $ 326,666 $ 98,000
Greenville, South Carolina 22 $ 6,540,000 $ 297,272 $ 113,000
Laurens, South Carolina 20 $ 5,360,000 $ 268,000 $ 108,000
Oconee, South Carolina 20 $ 8,190,000 $ 409,500 $ 128,000
Catawba, North Carolina 19 $ 6,045,000 $ 318,157 $ 101,000
Person, North Carolina 19 $ 5,215,000 $ 274,473 $ 117,000
Aiken, South Carolina 19 $ 5,985,000 $ 315,000 $ 123,000
Spartanburg, South Carolina 18 $ 7,410,000 $ 411,666 $ 129,000
York, South Carolina 18 $ 6,450,000 $ 358,333 $ 116,000
Appling, Georgia 17 $ 3,385,000 $ 199,117 $ 127,000
Carroll, Georgia 17 $ 5,325,000 $ 313,235 $ 114,000
Marion, Kentucky 17 $ 4,595,000 $ 270,294 $ 88,000
Rowan, North Carolina 17 $ 5,445,000 $ 320,294 $ 115,000
Yadkin, North Carolina 17 $ 5,155,000 $ 303,235 $ 108,000
Stokes, North Carolina 15 $ 5,075,000 $ 338,333 $ 153,000
Surry, North Carolina 15 $ 3,515,000 $ 234,333 $ 107,000
Sussex, Delaware 14 $ 4,050,000 $ 289,285 $ 138,000
Buncombe, North Carolina 14 $ 5,240,000 $ 374,285 $ 149,000
Haywood, North Carolina 13 $ 4,355,000 $ 335,000 $ 105,000
Augusta, Virginia 13 $ 4,735,000 $ 364,230 $ 121,000
Rockingham, Virginia 13 $ 3,125,000 $ 240,384 $ 112,000
Santa Rosa, Florida 12 $ 4,550,000 $ 379,166 $ 128,000
Lamar, Georgia 12 $ 3,970,000 $ 330,833 $ 107,000
McCracken, Kentucky 12 $ 2,060,000 $ 171,666 $ 84,000
Frederick, Maryland 12 $ 3,980,000 $ 331,666 $ 149,000
Berkeley, South Carolina 12 $ 4,180,000 $ 348,333 $ 118,000
Colleton, South Carolina 12 $ 4,550,000 $ 379,166 $ 108,000
Bledsoe, Tennessee 12 $ 3,020,000 $ 251,666 $ 106,000
Cabarrus, North Carolina 11 $ 3,945,000 $ 358,636 $ 125,000
Greenwood, South Carolina 11 $ 3,745,000 $ 340,454 $ 134,000
Pickens, South Carolina 11 $ 3,715,000 $ 337,727 $ 110,000
DeSoto, Florida 10 $ 3,140,000 $ 314,000 $ 112,000
Putnam, Florida 10 $ 2,760,000 $ 276,000 $ 165,000
Monroe, Georgia 10 $ 4,310,000 $ 431,000 $ 132,000
Toombs, Georgia 10 $ 2,190,000 $ 219,000 $ 139,000
Burke, North Carolina 10 $ 2,970,000 $ 297,000 $ 95,000
Caldwell, North Carolina 10 $ 3,080,000 $ 308,000 $ 149,000
Chatham, North Carolina 10 $ 3,720,000 $ 372,000 $ 124,000
Chester, South Carolina 10 $ 3,570,000 $ 357,000 $ 154,000
Fairfield, South Carolina 10 $ 3,590,000 $ 359,000 $ 204,000
Lancaster, South Carolina 10 $ 3,350,000 $ 335,000 $ 124,000
Richland, South Carolina 10 $ 3,790,000 $ 379,000 $ 154,000
Saluda, South Carolina 10 $ 3,060,000 $ 306,000 $ 117,000
Rockbridge, Virginia 10 $ 2,110,000 $ 211,000 $ 86,000
Kent, Delaware 9 $ 2,935,000 $ 326,111 $ 117,000
Brantley, Georgia 9 $ 2,455,000 $ 272,777 $ 124,000
Haralson, Georgia 9 $ 2,655,000 $ 295,000 $ 141,000
Graves, Kentucky 9 $ 2,155,000 $ 239,444 $ 84,000
Washington, Kentucky 9 $ 2,065,000 $ 229,444 $ 82,000
Jackson, North Carolina 9 $ 3,075,000 $ 341,666 $ 124,000
Moore, North Carolina 9 $ 3,025,000 $ 336,111 $ 120,000
Wilkes, North Carolina 9 $ 2,235,000 $ 248,333 $ 73,000
Dorchester, South Carolina 9 $ 2,785,000 $ 309,444 $ 189,000
Shenandoah, Virginia 9 $ 2,005,000 $ 222,777 $ 110,000
Meriwether, Georgia 8 $ 2,690,000 $ 336,250 $ 176,000
Montgomery, Georgia 8 $ 2,320,000 $ 290,000 $ 131,000
Pierce, Georgia 8 $ 1,040,000 $ 130,000 $ 68,000
Wayne, Georgia 8 $ 1,480,000 $ 185,000 $ 96,000
Carroll, Maryland 8 $ 2,580,000 $ 322,500 $ 124,000
Caswell, North Carolina 8 $ 3,030,000 $ 378,750 $ 138,000
Forsyth, North Carolina 8 $ 2,910,000 $ 363,750 $ 102,000
Rutherford, North Carolina 8 $ 2,700,000 $ 337,500 $ 103,000
Stanly, North Carolina 8 $ 2,360,000 $ 295,000 $ 108,000
Rhea, Tennessee 8 $ 2,240,000 $ 280,000 $ 118,000
Culpeper, Virginia 8 $ 3,380,000 $ 422,500 $ 159,000
Frederick, Virginia 8 $ 1,980,000 $ 247,500 $ 122,000
Montgomery, Virginia 8 $ 1,820,000 $ 227,500 $ 74,000
Roanoke, Virginia 8 $ 3,260,000 $ 407,500 $ 144,000
Hardee, Florida 7 $ 1,545,000 $ 220,714 $ 107,000
Nassau, Florida 7 $ 2,755,000 $ 393,571 $ 121,000
Emanuel, Georgia 7 $ 1,355,000 $ 193,571 $ 83,000
Jasper, Georgia 7 $ 1,855,000 $ 265,000 $ 73,000
Harrison, Kentucky 7 $ 2,205,000 $ 315,000 $ 101,000
Orange, North Carolina 7 $ 2,635,000 $ 376,428 $ 110,000
Nelson, Virginia 7 $ 2,085,000 $ 297,857 $ 149,000
Escambia, Florida 6 $ 1,700,000 $ 283,333 $ 134,000
Hillsborough, Florida 6 $ 2,500,000 $ 416,666 $ 152,000
Jackson, Florida 6 $ 1,880,000 $ 313,333 $ 132,000
Levy, Florida 6 $ 1,400,000 $ 233,333 $ 133,000
Marion, Florida 6 $ 2,270,000 $ 378,333 $ 140,000
Polk, Florida 6 $ 1,790,000 $ 298,333 $ 127,000
Coffee, Georgia 6 $ 2,010,000 $ 335,000 $ 118,000
Effingham, Georgia 6 $ 1,610,000 $ 268,333 $ 130,000
Harris, Georgia 6 $ 1,850,000 $ 308,333 $ 147,000
Heard, Georgia 6 $ 1,650,000 $ 275,000 $ 123,000
Newton, Georgia 6 $ 2,810,000 $ 468,333 $ 168,000
Pike, Georgia 6 $ 2,060,000 $ 343,333 $ 102,000
Spalding, Georgia 6 $ 1,930,000 $ 321,666 $ 97,000
Ballard, Kentucky 6 $ 1,140,000 $ 190,000 $ 91,000
Marshall, Kentucky 6 $ 1,010,000 $ 168,333 $ 85,000
Macon, North Carolina 6 $ 1,900,000 $ 316,666 $ 161,000
Madison, North Carolina 6 $ 2,650,000 $ 441,666 $ 127,000
Montgomery, North Carolina 6 $ 1,420,000 $ 236,666 $ 104,000
Abbeville, South Carolina 6 $ 1,880,000 $ 313,333 $ 114,000
Calhoun, South Carolina 6 $ 1,590,000 $ 265,000 $ 111,000
Albemarle, Virginia 6 $ 2,820,000 $ 470,000 $ 138,000
Berkeley, West Virginia 6 $ 1,160,000 $ 193,333 $ 81,000
Gadsden, Florida 5 $ 1,275,000 $ 255,000 $ 114,000
St. Johns, Florida 5 $ 2,085,000 $ 417,000 $ 118,000
Union, Florida 5 $ 1,005,000 $ 201,000 $ 73,000
Camden, Georgia 5 $ 1,695,000 $ 339,000 $ 198,000
Candler, Georgia 5 $ 1,165,000 $ 233,000 $ 80,000
Jenkins, Georgia 5 $ 1,595,000 $ 319,000 $ 130,000
Alexander, North Carolina 5 $ 1,105,000 $ 221,000 $ 117,000
Davie, North Carolina 5 $ 1,245,000 $ 249,000 $ 71,000
Gaston, North Carolina 5 $ 2,065,000 $ 413,000 $ 190,000
Chester, Pennsylvania 5 $ 1,445,000 $ 289,000 $ 114,000
Barnwell, South Carolina 5 $ 895,000 $ 179,000 $ 95,000
Cherokee, South Carolina 5 $ 1,335,000 $ 267,000 $ 94,000
Chesterfield, South Carolina 5 $ 1,345,000 $ 269,000 $ 123,000
Orangeburg, South Carolina 5 $ 1,305,000 $ 261,000 $ 90,000
Dinwiddie, Virginia 5 $ 1,885,000 $ 377,000 $ 167,000
Franklin, Virginia 5 $ 1,305,000 $ 261,000 $ 187,000
Halifax, Virginia 5 $ 855,000 $ 171,000 $ 77,000
Pittsylvania, Virginia 5 $ 1,865,000 $ 373,000 $ 143,000
Smyth, Virginia 5 $ 515,000 $ 103,000 $ 85,000
Jackson, West Virginia 5 $ 1,555,000 $ 311,000 $ 111,000
Clay, Florida 4 $ 1,450,000 $ 362,500 $ 169,000
Gilchrist, Florida 4 $ 700,000 $ 175,000 $ 95,000
Bacon, Georgia 4 $ 850,000 $ 212,500 $ 127,000
Coweta, Georgia 4 $ 1,550,000 $ 387,500 $ 144,000
Evans, Georgia 4 $ 970,000 $ 242,500 $ 137,000
Treutlen, Georgia 4 $ 1,080,000 $ 270,000 $ 83,000
Walton, Georgia 4 $ 1,610,000 $ 402,500 $ 147,000
Calloway, Kentucky 4 $ 1,030,000 $ 257,500 $ 122,000
Franklin, Kentucky 4 $ 530,000 $ 132,500 $ 88,000
Mercer, Kentucky 4 $ 1,140,000 $ 285,000 $ 99,000
Scott, Kentucky 4 $ 1,540,000 $ 385,000 $ 138,000
Charles, Maryland 4 $ 1,790,000 $ 447,500 $ 133,000
Harford, Maryland 4 $ 1,380,000 $ 345,000 $ 120,000
Washington, Maryland 4 $ 1,040,000 $ 260,000 $ 123,000
Alleghany, North Carolina 4 $ 740,000 $ 185,000 $ 82,000
McDowell, North Carolina 4 $ 1,370,000 $ 342,500 $ 197,000
Mecklenburg, North Carolina 4 $ 1,890,000 $ 472,500 $ 201,000
Swain, North Carolina 4 $ 1,240,000 $ 310,000 $ 120,000
Jasper, South Carolina 4 $ 1,420,000 $ 355,000 $ 115,000
McMinn, Tennessee 4 $ 1,200,000 $ 300,000 $ 112,000
Montgomery, Texas 4 $ 1,230,000 $ 307,500 $ 121,000
Carroll, Virginia 4 $ 1,340,000 $ 335,000 $ 140,000
Floyd, Virginia 4 $ 570,000 $ 142,500 $ 62,000
Grayson, Virginia 4 $ 1,220,000 $ 305,000 $ 117,000
Louisa, Virginia 4 $ 820,000 $ 205,000 $ 72,000
Nottoway, Virginia 4 $ 980,000 $ 245,000 $ 78,000
Patrick, Virginia 4 $ 1,110,000 $ 277,500 $ 138,000
Prince George, Virginia 4 $ 1,640,000 $ 410,000 $ 156,000
Rappahannock, Virginia 4 $ 2,150,000 $ 537,500 $ 212,000
Suffolk, Virginia 4 $ 1,200,000 $ 300,000 $ 98,000
Washington, Virginia 4 $ 520,000 $ 130,000 $ 68,000
Wythe, Virginia 4 $ 990,000 $ 247,500 $ 80,000
Hampshire, West Virginia 4 $ 1,270,000 $ 317,500 $ 125,000
Greene, Arkansas 3 $ 1,395,000 $ 465,000 $ 102,000
Citrus, Florida 3 $ 425,000 $ 141,666 $ 73,000
Hernando, Florida 3 $ 895,000 $ 298,333 $ 105,000
Jefferson, Florida 3 $ 1,245,000 $ 415,000 $ 157,000
Okaloosa, Florida 3 $ 1,065,000 $ 355,000 $ 145,000
Okeechobee, Florida 3 $ 1,365,000 $ 455,000 $ 114,000
Walton, Florida 3 $ 1,115,000 $ 371,666 $ 126,000
Washington, Florida 3 $ 675,000 $ 225,000 $ 106,000
Butts, Georgia 3 $ 1,025,000 $ 341,666 $ 116,000
Charlton, Georgia 3 $ 825,000 $ 275,000 $ 69,000
Oconee, Georgia 3 $ 755,000 $ 251,666 $ 138,000
Carlisle, Kentucky 3 $ 695,000 $ 231,666 $ 79,000
Baltimore, Maryland 3 $ 1,395,000 $ 465,000 $ 214,000
Caroline, Maryland 3 $ 545,000 $ 181,666 $ 75,000
Wicomico, Maryland 3 $ 395,000 $ 131,666 $ 38,000
Ashe, North Carolina 3 $ 555,000 $ 185,000 $ 87,000
Brunswick, North Carolina 3 $ 805,000 $ 268,333 $ 210,000
Durham, North Carolina 3 $ 1,255,000 $ 418,333 $ 172,000
Granville, North Carolina 3 $ 1,135,000 $ 378,333 $ 117,000
Lincoln, North Carolina 3 $ 945,000 $ 315,000 $ 114,000
Mitchell, North Carolina 3 $ 865,000 $ 288,333 $ 126,000
Watauga, North Carolina 3 $ 785,000 $ 261,666 $ 350,000
Lancaster, Pennsylvania 3 $ 745,000 $ 248,333 $ 79,000
Lehigh, Pennsylvania 3 $ 795,000 $ 265,000 $ 77,000
Allendale, South Carolina 3 $ 1,115,000 $ 371,666 $ 678,000
Union, South Carolina 3 $ 945,000 $ 315,000 $ 91,000
Bradley, Tennessee 3 $ 1,265,000 $ 421,666 $ 120,000
Gonzales, Texas 3 $ 1,635,000 $ 545,000 $ 233,000
Hockley, Texas 3 $ 655,000 $ 218,333 $ 134,000
Tyler, Texas 3 $ 895,000 $ 298,333 $ 165,000
Washington, Texas 3 $ 1,735,000 $ 578,333 $ 179,000
Amelia, Virginia 3 $ 905,000 $ 301,666 $ 102,000
Appomattox, Virginia 3 $ 775,000 $ 258,333 $ 103,000
Botetourt, Virginia 3 $ 655,000 $ 218,333 $ 88,000
Buckingham, Virginia 3 $ 895,000 $ 298,333 $ 115,000
Madison, Virginia 3 $ 995,000 $ 331,666 $ 80,000
Page, Virginia 3 $ 865,000 $ 288,333 $ 119,000
Alachua, Florida 2 $ 560,000 $ 280,000 $ 75,000
Hendry, Florida 2 $ 450,000 $ 225,000 $ 132,000
Highlands, Florida 2 $ 340,000 $ 170,000 $ 87,000
Holmes, Florida 2 $ 1,200,000 $ 600,000 $ 115,000
Indian River, Florida 2 $ 1,160,000 $ 580,000 $ 316,000
Lake, Florida 2 $ 660,000 $ 330,000 $ 115,000
Lee, Florida 2 $ 600,000 $ 300,000 $ 138,000
Martin, Florida 2 $ 910,000 $ 455,000 $ 156,000
Volusia, Florida 2 $ 510,000 $ 255,000 $ 81,000
Bryan, Georgia 2 $ 390,000 $ 195,000 $ 100,000
Clinch, Georgia 2 $ 480,000 $ 240,000 $ 75,000
Douglas, Georgia 2 $ 760,000 $ 380,000 $ 114,000
Glynn, Georgia 2 $ 800,000 $ 400,000 $ 110,000
Henry, Georgia 2 $ 1,010,000 $ 505,000 $ 222,000
Houston, Georgia 2 $ 680,000 $ 340,000 $ 135,000
Jeff Davis, Georgia 2 $ 1,130,000 $ 565,000 $ 287,000
Oglethorpe, Georgia 2 $ 930,000 $ 465,000 $ 114,000
Putnam, Georgia 2 $ 680,000 $ 340,000 $ 111,000
Rockdale, Georgia 2 $ 920,000 $ 460,000 $ 183,000
Tattnall, Georgia 2 $ 520,000 $ 260,000 $ 143,000
Ware, Georgia 2 $ 780,000 $ 390,000 $ 162,000
Worth, Georgia 2 $ 380,000 $ 190,000 $ 80,000
Bourbon, Kentucky 2 $ 870,000 $ 435,000 $ 129,000
Garrard, Kentucky 2 $ 270,000 $ 135,000 $ 75,000
Green, Kentucky 2 $ 460,000 $ 230,000 $ 127,000
Jessamine, Kentucky 2 $ 630,000 $ 315,000 $ 131,000
Lincoln, Kentucky 2 $ 600,000 $ 300,000 $ 145,000
Livingston, Kentucky 2 $ 320,000 $ 160,000 $ 55,000
Nelson, Kentucky 2 $ 410,000 $ 205,000 $ 96,000
Dorchester, Maryland 2 $ 400,000 $ 200,000 $ 56,000
Howard, Maryland 2 $ 1,120,000 $ 560,000 $ 148,000
Montgomery, Maryland 2 $ 1,340,000 $ 670,000 $ 212,000
St. Mary's, Maryland 2 $ 720,000 $ 360,000 $ 95,000
Worcester, Maryland 2 $ 410,000 $ 205,000 $ 47,000
Carteret, North Carolina 2 $ 220,000 $ 110,000 $ 78,000
Cumberland, North Carolina 2 $ 670,000 $ 335,000 $ 125,000
Graham, North Carolina 2 $ 720,000 $ 360,000 $ 272,000
Lee, North Carolina 2 $ 780,000 $ 390,000 $ 133,000
Polk, North Carolina 2 $ 850,000 $ 425,000 $ 102,000
Richmond, North Carolina 2 $ 550,000 $ 275,000 $ 87,000
Franklin, Pennsylvania 2 $ 580,000 $ 290,000 $ 83,000
Schuylkill, Pennsylvania 2 $ 250,000 $ 125,000 $ 68,000
Bamberg, South Carolina 2 $ 890,000 $ 445,000 $ 130,000
Beaufort, South Carolina 2 $ 1,290,000 $ 645,000 $ 293,000
Clarendon, South Carolina 2 $ 570,000 $ 285,000 $ 159,000
Hamilton, Tennessee 2 $ 780,000 $ 390,000 $ 111,000
Blanco, Texas 2 $ 1,120,000 $ 560,000 $ 386,000
Freestone, Texas 2 $ 560,000 $ 280,000 $ 129,000
Grimes, Texas 2 $ 670,000 $ 335,000 $ 92,000
Guadalupe, Texas 2 $ 920,000 $ 460,000 $ 213,000
Howard, Texas 2 $ 530,000 $ 265,000 $ 132,000
Limestone, Texas 2 $ 670,000 $ 335,000 $ 148,000
Matagorda, Texas 2 $ 870,000 $ 435,000 $ 185,000
Newton, Texas 2 $ 640,000 $ 320,000 $ 149,000
Palo Pinto, Texas 2 $ 590,000 $ 295,000 $ 62,000
San Jacinto, Texas 2 $ 620,000 $ 310,000 $ 151,000
Walker, Texas 2 $ 950,000 $ 475,000 $ 200,000
Alleghany, Virginia 2 $ 480,000 $ 240,000 $ 145,000
Bedford, Virginia 2 $ 620,000 $ 310,000 $ 197,000
Brunswick, Virginia 2 $ 620,000 $ 310,000 $ 113,000
Charlotte, Virginia 2 $ 470,000 $ 235,000 $ 85,000
Clarke, Virginia 2 $ 390,000 $ 195,000 $ 86,000
Craig, Virginia 2 $ 620,000 $ 310,000 $ 141,000
Gloucester, Virginia 2 $ 460,000 $ 230,000 $ 94,000
Henry, Virginia 2 $ 350,000 $ 175,000 $ 102,000
Orange, Virginia 2 $ 540,000 $ 270,000 $ 149,000
Powhatan, Virginia 2 $ 500,000 $ 250,000 $ 129,000
Sussex, Virginia 2 $ 420,000 $ 210,000 $ 123,000
Warren, Virginia 2 $ 190,000 $ 95,000 $ 119,000
Jefferson, West Virginia 2 $ 840,000 $ 420,000 $ 139,000
Morgan, West Virginia 2 $ 460,000 $ 230,000 $ 97,000
Butler, Alabama 1 $ 115,000 $ 115,000 $ 163,000
Chilton, Alabama 1 $ 345,000 $ 345,000 $ 155,000
Coosa, Alabama 1 $ 305,000 $ 305,000 $ 98,000
Elmore, Alabama 1 $ 125,000 $ 125,000 $ 84,000
Limestone, Alabama 1 $ 365,000 $ 365,000 $ 176,000
Tuscaloosa, Alabama 1 $ 575,000 $ 575,000 $ 255,000
Mississippi, Arkansas 1 $ 135,000 $ 135,000 $ 106,000
Poinsett, Arkansas 1 $ 255,000 $ 255,000 $ 65,000
New Castle, Delaware 1 $ 285,000 $ 285,000 $ 87,000
Bay, Florida 1 $ 105,000 $ 105,000 $ 89,000
Bradford, Florida 1 $ 325,000 $ 325,000 $ 221,000
Calhoun, Florida 1 $ 385,000 $ 385,000 $ 85,000
Columbia, Florida 1 $ 585,000 $ 585,000 $ 196,000
Dixie, Florida 1 $ 105,000 $ 105,000 $ 50,000
Hamilton, Florida 1 $ 415,000 $ 415,000 $ 127,000
Leon, Florida 1 $ 135,000 $ 135,000 $ 44,000
Madison, Florida 1 $ 505,000 $ 505,000 $ 133,000
Manatee, Florida 1 $ 225,000 $ 225,000 $ 115,000
Palm Beach, Florida 1 $ 395,000 $ 395,000 $ 91,000
Pasco, Florida 1 $ 125,000 $ 125,000 $ 47,000
Sarasota, Florida 1 $ 545,000 $ 545,000 $ 265,000
Sumter, Florida 1 $ 275,000 $ 275,000 $ 110,000
Suwannee, Florida 1 $ 315,000 $ 315,000 $ 143,000
Atkinson, Georgia 1 $ 175,000 $ 175,000 $ 45,000
Baldwin, Georgia 1 $ 155,000 $ 155,000 $ 185,000
Berrien, Georgia 1 $ 215,000 $ 215,000 $ 67,000
Colquitt, Georgia 1 $ 505,000 $ 505,000 $ 726,000
Cook, Georgia 1 $ 115,000 $ 115,000 $ 112,000
Crawford, Georgia 1 $ 325,000 $ 325,000 $ 135,000
Fayette, Georgia 1 $ 475,000 $ 475,000 $ 135,000
Franklin, Georgia 1 $ 225,000 $ 225,000 $ 198,000
Fulton, Georgia 1 $ 325,000 $ 325,000 $ 73,000
Greene, Georgia 1 $ 305,000 $ 305,000 $ 214,000
Hancock, Georgia 1 $ 235,000 $ 235,000 $ 125,000
Richmond, Georgia 1 $ 515,000 $ 515,000 $ 201,000
Talbot, Georgia 1 $ 305,000 $ 305,000 $ 83,000
Telfair, Georgia 1 $ 185,000 $ 185,000 $ 250,000
Troup, Georgia 1 $ 315,000 $ 315,000 $ 77,000
Turner, Georgia 1 $ 245,000 $ 245,000 $ 123,000
Upson, Georgia 1 $ 115,000 $ 115,000 $ 47,000
Wheeler, Georgia 1 $ 95,000 $ 95,000 $ 57,000
Wilkes, Georgia 1 $ 165,000 $ 165,000 $ 65,000
Wilkinson, Georgia 1 $ 365,000 $ 365,000 $ 139,000
Adair, Kentucky 1 $ 275,000 $ 275,000 $ 217,000
Anderson, Kentucky 1 $ 285,000 $ 285,000 $ 132,000
Boyle, Kentucky 1 $ 125,000 $ 125,000 $ 110,000
Clark, Kentucky 1 $ 345,000 $ 345,000 $ 165,000
Grant, Kentucky 1 $ 355,000 $ 355,000 $ 92,000
Madison, Kentucky 1 $ 195,000 $ 195,000 $ 59,000
Montgomery, Kentucky 1 $ 225,000 $ 225,000 $ 42,000
Nicholas, Kentucky 1 $ 335,000 $ 335,000 $ 145,000
Owen, Kentucky 1 $ 75,000 $ 75,000 $ 108,000
Pulaski, Kentucky 1 $ 205,000 $ 205,000 $ 99,000
Spencer, Kentucky 1 $ 605,000 $ 605,000 $ 128,000
Taylor, Kentucky 1 $ 285,000 $ 285,000 $ 106,000
St. Martin, Louisiana 1 $ 205,000 $ 205,000 $ 117,000
Calvert, Maryland 1 $ 685,000 $ 685,000 $ 218,000
Cecil, Maryland 1 $ 275,000 $ 275,000 $ 117,000
Queen Anne's, Maryland 1 $ 265,000 $ 265,000 $ 55,000
Somerset, Maryland 1 $ 55,000 $ 55,000 $ 25,000
Talbot, Maryland 1 $ 165,000 $ 165,000 $ 39,000
Allegany, New York 1 $ 115,000 $ 115,000 $ 63,000
Cayuga, New York 1 $ 295,000 $ 295,000 $ 155,000
Franklin, New York 1 $ 195,000 $ 195,000 $ 58,000
St. Lawrence, New York 1 $ 175,000 $ 175,000 $ 53,000
Cherokee, North Carolina 1 $ 435,000 $ 435,000 $ 96,000
Clay, North Carolina 1 $ 575,000 $ 575,000 $ 901,000
Hoke, North Carolina 1 $ 335,000 $ 335,000 $ 92,000
Johnston, North Carolina 1 $ 385,000 $ 385,000 $ 131,000
New Hanover, North Carolina 1 $ 285,000 $ 285,000 $ 94,000
Pamlico, North Carolina 1 $ 145,000 $ 145,000 $ 82,000
Pitt, North Carolina 1 $ 605,000 $ 605,000 $ 194,000
Sampson, North Carolina 1 $ 125,000 $ 125,000 $ 68,000
Vance, North Carolina 1 $ 95,000 $ 95,000 $ 140,000
Adams, Pennsylvania 1 $ 275,000 $ 275,000 $ 52,000
Berks, Pennsylvania 1 $ 305,000 $ 305,000 $ 77,000
Bucks, Pennsylvania 1 $ 555,000 $ 555,000 $ 148,000
Lebanon, Pennsylvania 1 $ 115,000 $ 115,000 $ 62,000
Montgomery, Pennsylvania 1 $ 515,000 $ 515,000 $ 118,000
Charleston, South Carolina 1 $ 645,000 $ 645,000 $ 134,000
Edgefield, South Carolina 1 $ 95,000 $ 95,000 $ 37,000
Hampton, South Carolina 1 $ 345,000 $ 345,000 $ 127,000
McCormick, South Carolina 1 $ 115,000 $ 115,000 $ 63,000
Sumter, South Carolina 1 $ 165,000 $ 165,000 $ 46,000
Cumberland, Tennessee 1 $ 195,000 $ 195,000 $ 71,000
Loudon, Tennessee 1 $ 645,000 $ 645,000 $ 203,000
Monroe, Tennessee 1 $ 145,000 $ 145,000 $ 69,000
Roane, Tennessee 1 $ 135,000 $ 135,000 $ 52,000
Van Buren, Tennessee 1 $ 205,000 $ 205,000 $ 94,000
Atascosa, Texas 1 $ 245,000 $ 245,000 $ 93,000
Bailey, Texas 1 $ 245,000 $ 245,000 $ 70,000
Bastrop, Texas 1 $ 515,000 $ 515,000 $ 205,000
Bell, Texas 1 $ 755,000 $ 755,000 $ 582,000
Brazoria, Texas 1 $ 725,000 $ 725,000 $ 249,000
Brazos, Texas 1 $ 495,000 $ 495,000 $ 238,000
Burleson, Texas 1 $ 765,000 $ 765,000 $ 910,000
Burnet, Texas 1 $ 225,000 $ 225,000 $ 160,000
Carson, Texas 1 $ 385,000 $ 385,000 $ 113,000
Childress, Texas 1 $ 345,000 $ 345,000 $ 148,000
Coke, Texas 1 $ 345,000 $ 345,000 $ 157,000
Colorado, Texas 1 $ 755,000 $ 755,000 $ 153,000
Cooke, Texas 1 $ 465,000 $ 465,000 $ 262,000
Dawson, Texas 1 $ 95,000 $ 95,000 $ 30,000
Fannin, Texas 1 $ 495,000 $ 495,000 $ 308,000
Fayette, Texas 1 $ 675,000 $ 675,000 $ 204,000
Fort Bend, Texas 1 $ 535,000 $ 535,000 $ 205,000
Gaines, Texas 1 $ 335,000 $ 335,000 $ 330,000
Garza, Texas 1 $ 225,000 $ 225,000 $ 184,000
Gillespie, Texas 1 $ 635,000 $ 635,000 $ 272,000
Grayson, Texas 1 $ 355,000 $ 355,000 $ 113,000
Hardeman, Texas 1 $ 365,000 $ 365,000 $ 71,000
Hunt, Texas 1 $ 255,000 $ 255,000 $ 90,000
Jeff Davis, Texas 1 $ 185,000 $ 185,000 $ 117,000
Jones, Texas 1 $ 255,000 $ 255,000 $ 91,000
Karnes, Texas 1 $ 225,000 $ 225,000 $ 94,000
Kaufman, Texas 1 $ 175,000 $ 175,000 $ 84,000
Kimble, Texas 1 $ 245,000 $ 245,000 $ 164,000
Lee, Texas 1 $ 165,000 $ 165,000 $ 185,000
Lubbock, Texas 1 $ 325,000 $ 325,000 $ 103,000
Lynn, Texas 1 $ 205,000 $ 205,000 $ 73,000
Madison, Texas 1 $ 205,000 $ 205,000 $ 58,000
Mason, Texas 1 $ 205,000 $ 205,000 $ 74,000
McLennan, Texas 1 $ 525,000 $ 525,000 $ 178,000
Menard, Texas 1 $ 475,000 $ 475,000 $ 138,000
Montague, Texas 1 $ 195,000 $ 195,000 $ 101,000
Navarro, Texas 1 $ 525,000 $ 525,000 $ 186,000
Polk, Texas 1 $ 425,000 $ 425,000 $ 220,000
Runnels, Texas 1 $ 245,000 $ 245,000 $ 127,000
Sabine, Texas 1 $ 105,000 $ 105,000 $ 77,000
Scurry, Texas 1 $ 495,000 $ 495,000 $ 227,000
Smith, Texas 1 $ 205,000 $ 205,000 $ 217,000
Travis, Texas 1 $ 685,000 $ 685,000 $ 163,000
Van Zandt, Texas 1 $ 145,000 $ 145,000 $ 75,000
Waller, Texas 1 $ 645,000 $ 645,000 $ 754,000
Wilson, Texas 1 $ 405,000 $ 405,000 $ 147,000
Caroline, Virginia 1 $ 415,000 $ 415,000 $ 136,000
Chesterfield, Virginia 1 $ 325,000 $ 325,000 $ 127,000
Cumberland, Virginia 1 $ 225,000 $ 225,000 $ 48,000
Fauquier, Virginia 1 $ 465,000 $ 465,000 $ 75,000
Hanover, Virginia 1 $ 425,000 $ 425,000 $ 232,000
Highland, Virginia 1 $ 265,000 $ 265,000 $ 64,000
King William, Virginia 1 $ 125,000 $ 125,000 $ 21,000
Lee, Virginia 1 $ 155,000 $ 155,000 $ 39,000
Mathews, Virginia 1 $ 645,000 $ 645,000 $ 233,000
New Kent, Virginia 1 $ 315,000 $ 315,000 $ 88,000
Prince Edward, Virginia 1 $ 55,000 $ 55,000 $ 56,000
Russell, Virginia 1 $ 125,000 $ 125,000 $ 71,000
Hardy, West Virginia 1 $ 185,000 $ 185,000 $ 70,000
Mineral, West Virginia 1 $ 275,000 $ 275,000 $ 66,000
Putnam, West Virginia 1 $ 195,000 $ 195,000 $ 70,000
Wirt, West Virginia 1 $ 55,000 $ 55,000 $ 87,000

Mortgage Loan Application Detail Totals for Agfirst Farm Credit Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,766 $620,080,000 $351,000 $1,525,000 $126,000 $922,000
Cash-out Refinancing 330 $82,870,000 $251,000 $765,000 $126,000 $965,000
Refinancing 183 $42,495,000 $232,000 $1,005,000 $115,000 $943,000
Other Purpose 10 $1,980,000 $198,000 $305,000 $91,000 $166,000
Home Improvement 5 $805,000 $161,000 $355,000 $77,000 $95,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,056 $661,930,000 $321,000 $1,525,000 $124,000 $965,000
Not Provided 124 $47,560,000 $383,000 $945,000 $146,000 $754,000
Black or African American 51 $18,965,000 $371,000 $625,000 $129,000 $350,000
Hispanic 32 $9,550,000 $298,000 $645,000 $106,000 $249,000
American Indian or Alaskan Native 13 $3,235,000 $248,000 $565,000 $92,000 $179,000
Asian 13 $4,905,000 $377,000 $645,000 $194,000 $485,000
Native Hawaiian or Other Pacific Islander 1 $305,000 $305,000 $305,000 $89,000 $89,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,294 $748,230,000 $326,000 $1,525,000 $125,000 $965,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,979 $641,375,000 $324,000 $1,165,000 $125,000 $943,000
Application Denied By Financial Institution 183 $62,755,000 $342,000 $1,525,000 $119,000 $965,000
Application Withdrawn By Applicant 105 $34,175,000 $325,000 $1,005,000 $138,000 $910,000
Application Approved But Not Accepted 25 $9,235,000 $369,000 $705,000 $130,000 $278,000
Loan Purchased By The Institution 2 $690,000 $345,000 $475,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,111 $685,475,000 $324,000 $1,165,000 $126,000 $943,000
Debt-To-Income Ratio 76 $27,170,000 $357,000 $755,000 $88,000 $281,000
Collateral 63 $20,145,000 $319,000 $1,525,000 $134,000 $965,000
Credit History 13 $5,845,000 $449,000 $965,000 $155,000 $475,000
Other 12 $3,400,000 $283,000 $515,000 $193,000 $965,000
Credit Application Incomplete 10 $2,610,000 $261,000 $765,000 $88,000 $169,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,875,000 $375,000 $495,000 $106,000 $170,000
Unverifiable Information 3 $1,415,000 $471,000 $545,000 $227,000 $326,000
Employment History 1 $295,000 $295,000 $295,000 $100,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Agfirst Farm Credit Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Agfirst Farm Credit Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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