Sre Mortgage Alliance Inc. Mortgage Lending & HMDA Data, 2014

In 2014, Sre Mortgage Alliance Inc. of El Segundo, CA reported 1,376 mortgage applications totaling $533.6 million, down 49% from 2013. The average application was for $387,783, and applicants reported an average income of $137,414. 72% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (459), Anaheim-Santa Ana-Irvine, CA (167) and Riverside-San Bernardino-Ontario, CA (157) (applications in parentheses).

Mortgage Company & Address Sre Mortgage Alliance Inc.
2245 Campus Drive
El Segundo, CA 90245
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,376
Total Mortgage Loan Application Amount $533,590,000
Average Mortgage Loan Application Amount $387,783
Highest Mortgage Loan Application Amount $2,860,000
Average Applicant Income $137,414
Highest Applicant Income $2,089,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sre Mortgage Alliance Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sre Mortgage Alliance Inc. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 459 $ 221,285,000 $ 482,102 $ 171,000
Orange, California 167 $ 77,019,000 $ 461,191 $ 143,000
Riverside, California 119 $ 32,217,000 $ 270,731 $ 122,000
Butte, California 65 $ 10,527,000 $ 161,953 $ 71,000
San Diego, California 65 $ 25,045,000 $ 385,307 $ 123,000
Sacramento, California 49 $ 12,009,000 $ 245,081 $ 86,000
Placer, California 45 $ 13,821,000 $ 307,133 $ 110,000
Santa Fe, New Mexico 40 $ 12,916,000 $ 322,900 $ 134,000
San Bernardino, California 38 $ 10,810,000 $ 284,473 $ 93,000
Sonoma, California 35 $ 14,538,000 $ 415,371 $ 131,000
Alameda, California 28 $ 11,012,000 $ 393,285 $ 137,000
Ventura, California 21 $ 8,165,000 $ 388,809 $ 216,000
Contra Costa, California 10 $ 3,842,000 $ 384,200 $ 124,000
El Dorado, California 9 $ 3,349,000 $ 372,111 $ 156,000
Marin, California 9 $ 4,108,000 $ 456,444 $ 164,000
San Joaquin, California 9 $ 2,450,000 $ 272,222 $ 124,000
Santa Clara, California 8 $ 4,576,000 $ 572,000 $ 143,000
Santa Cruz, California 8 $ 3,992,000 $ 499,000 $ 141,000
Kern, California 6 $ 1,200,000 $ 200,000 $ 88,000
San Francisco, California 5 $ 2,686,000 $ 537,200 $ 205,000
Ada, Idaho 5 $ 1,452,000 $ 290,400 $ 70,000
Marion, Oregon 5 $ 897,000 $ 179,400 $ 42,000
Kitsap, Washington 5 $ 1,010,000 $ 202,000 $ 74,000
Arapahoe, Colorado 4 $ 1,050,000 $ 262,500 $ 69,000
Multnomah, Oregon 4 $ 889,000 $ 222,250 $ 77,000
Monterey, California 3 $ 1,206,000 $ 402,000 $ 101,000
San Luis Obispo, California 3 $ 1,588,000 $ 529,333 $ 143,000
Clackamas, Oregon 3 $ 568,000 $ 189,333 $ 75,000
Mono, California 2 $ 595,000 $ 297,500 $ 287,000
Napa, California 2 $ 695,000 $ 347,500 $ 92,000
Nevada, California 2 $ 327,000 $ 163,500 $ 72,000
Santa Barbara, California 2 $ 239,000 $ 119,500 $ 32,000
Solano, California 2 $ 707,000 $ 353,500 $ 125,000
Stanislaus, California 2 $ 499,000 $ 249,500 $ 78,000
Tulare, California 2 $ 273,000 $ 136,500 $ 31,000
Yuba, California 2 $ 271,000 $ 135,500 $ 35,000
Douglas, Colorado 2 $ 676,000 $ 338,000 $ 230,000
Jefferson, Colorado 2 $ 485,000 $ 242,500 $ 80,000
Kootenai, Idaho 2 $ 535,000 $ 267,500 $ 118,000
Bernalillo, New Mexico 2 $ 607,000 $ 303,500 $ 61,000
Calaveras, California 1 $ 365,000 $ 365,000 $ 134,000
Fresno, California 1 $ 336,000 $ 336,000 $ 121,000
Mariposa, California 1 $ 411,000 $ 411,000 $ 486,000
Plumas, California 1 $ 163,000 $ 163,000 $ 38,000
San Benito, California 1 $ 250,000 $ 250,000 $ 647,000
Shasta, California 1 $ 198,000 $ 198,000 $ 57,000
Sutter, California 1 $ 206,000 $ 206,000 $ 59,000
Broomfield, Colorado 1 $ 180,000 $ 180,000 $ 71,000
Weld, Colorado 1 $ 266,000 $ 266,000 $ 117,000
Canyon, Idaho 1 $ 290,000 $ 290,000 $ 140,000
Gem, Idaho 1 $ 109,000 $ 109,000 $ 35,000
Los Alamos, New Mexico 1 $ 212,000 $ 212,000 $ 77,000
Jackson, Oregon 1 $ 282,000 $ 282,000 $ 64,000
Tillamook, Oregon 1 $ 608,000 $ 608,000 $ 559,000
Washington, Oregon 1 $ 202,000 $ 202,000 $ 61,000
Knox, Tennessee 1 $ 176,000 $ 176,000 $ 68,000
King, Washington 1 $ 336,000 $ 336,000 $ 101,000
Mason, Washington 1 $ 198,000 $ 198,000 $ 61,000
Snohomish, Washington 1 $ 191,000 $ 191,000 $ 69,000

Mortgage Loan Application Detail Totals for Sre Mortgage Alliance Inc. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 768 $279,809,000 $364,000 $1,384,000 $133,000 $1,960,000
Refinancing 582 $245,742,000 $422,000 $2,860,000 $145,000 $2,089,000
Home Improvement 26 $8,039,000 $309,000 $605,000 $98,000 $258,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 961 $377,448,000 $392,000 $2,323,000 $141,000 $2,089,000
Hispanic 150 $48,039,000 $320,000 $916,000 $105,000 $1,960,000
Not Provided 113 $53,533,000 $473,000 $2,860,000 $158,000 $862,000
Asian 73 $28,794,000 $394,000 $960,000 $160,000 $603,000
Black or African American 42 $13,930,000 $331,000 $817,000 $115,000 $546,000
American Indian or Alaskan Native 26 $8,223,000 $316,000 $555,000 $104,000 $244,000
Native Hawaiian or Other Pacific Islander 11 $3,623,000 $329,000 $561,000 $76,000 $133,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,100 $437,132,000 $397,000 $2,860,000 $147,000 $2,089,000
FHA-insured (Federal Housing Administration) 183 $62,960,000 $344,000 $938,000 $94,000 $300,000
VA-guaranteed (Veterans Administration) 88 $32,552,000 $369,000 $847,000 $117,000 $1,960,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $946,000 $189,000 $266,000 $45,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 986 $382,775,000 $388,000 $2,860,000 $137,000 $2,089,000
Application Approved But Not Accepted 179 $68,818,000 $384,000 $1,000,000 $141,000 $647,000
Application Withdrawn By Applicant 87 $32,815,000 $377,000 $800,000 $152,000 $1,960,000
File Closed For Incompleteness 79 $32,708,000 $414,000 $1,298,000 $138,000 $878,000
Application Denied By Financial Institution 45 $16,474,000 $366,000 $1,035,000 $113,000 $422,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 11 $3,679,000 $334,000 $600,000 $69,000 $105,000
Credit History 7 $2,568,000 $366,000 $600,000 $114,000 $200,000
Employment History 5 $1,536,000 $307,000 $383,000 $97,000 $155,000
Other 3 $981,000 $327,000 $545,000 $125,000 $193,000
Collateral 2 $326,000 $163,000 $228,000 $282,000 $344,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sre Mortgage Alliance Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sre Mortgage Alliance Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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