Sre Mortgage Alliance Inc. Mortgage Lending & HMDA Data, 2014
In 2014, Sre Mortgage Alliance Inc. of El Segundo, CA reported 1,376 mortgage applications totaling $533.6 million, down 49% from 2013. The average application was for $387,783, and applicants reported an average income of $137,414. 72% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (459), Anaheim-Santa Ana-Irvine, CA (167) and Riverside-San Bernardino-Ontario, CA (157) (applications in parentheses).
| Mortgage Company & Address | Sre Mortgage Alliance Inc. 2245 Campus Drive El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,376 |
| Total Mortgage Loan Application Amount | $533,590,000 |
| Average Mortgage Loan Application Amount | $387,783 |
| Highest Mortgage Loan Application Amount | $2,860,000 |
| Average Applicant Income | $137,414 |
| Highest Applicant Income | $2,089,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sre Mortgage Alliance Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 459 | $ 221,285,000 | $ 482,102 | $ 171,000 |
| Anaheim-Santa Ana-Irvine, CA | 167 | $ 77,019,000 | $ 461,191 | $ 143,000 |
| Riverside-San Bernardino-Ontario, CA | 157 | $ 43,027,000 | $ 274,057 | $ 115,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 103 | $ 29,179,000 | $ 283,291 | $ 103,000 |
| Chico, CA | 65 | $ 10,527,000 | $ 161,953 | $ 71,000 |
| San Diego-Carlsbad, CA | 65 | $ 25,045,000 | $ 385,307 | $ 123,000 |
| Santa Fe, NM | 40 | $ 12,916,000 | $ 322,900 | $ 134,000 |
| Oakland-Hayward-Berkeley, CA | 38 | $ 14,854,000 | $ 390,894 | $ 133,000 |
| Santa Rosa, CA | 35 | $ 14,538,000 | $ 415,371 | $ 131,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 21 | $ 8,165,000 | $ 388,809 | $ 216,000 |
| Denver-Aurora-Lakewood, CO | 9 | $ 2,391,000 | $ 265,666 | $ 107,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 4,826,000 | $ 536,222 | $ 199,000 |
| San Rafael, CA | 9 | $ 4,108,000 | $ 456,444 | $ 164,000 |
| Stockton-Lodi, CA | 9 | $ 2,450,000 | $ 272,222 | $ 124,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 8 | $ 1,659,000 | $ 207,375 | $ 74,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 3,992,000 | $ 499,000 | $ 141,000 |
| Boise City, ID | 7 | $ 1,851,000 | $ 264,428 | $ 75,000 |
| Bakersfield, CA | 6 | $ 1,200,000 | $ 200,000 | $ 88,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,010,000 | $ 202,000 | $ 74,000 |
| Salem, OR | 5 | $ 897,000 | $ 179,400 | $ 42,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 2,686,000 | $ 537,200 | $ 205,000 |
| Salinas, CA | 3 | $ 1,206,000 | $ 402,000 | $ 101,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,588,000 | $ 529,333 | $ 143,000 |
| Yuba City, CA | 3 | $ 477,000 | $ 159,000 | $ 43,000 |
| Albuquerque, NM | 2 | $ 607,000 | $ 303,500 | $ 61,000 |
| Coeur D'Alene, ID | 2 | $ 535,000 | $ 267,500 | $ 118,000 |
| Modesto, CA | 2 | $ 499,000 | $ 249,500 | $ 78,000 |
| Napa, CA | 2 | $ 695,000 | $ 347,500 | $ 92,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 239,000 | $ 119,500 | $ 32,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 527,000 | $ 263,500 | $ 85,000 |
| Vallejo-Fairfield, CA | 2 | $ 707,000 | $ 353,500 | $ 125,000 |
| Visalia-Porterville, CA | 2 | $ 273,000 | $ 136,500 | $ 31,000 |
| Fresno, CA | 1 | $ 336,000 | $ 336,000 | $ 121,000 |
| Greeley, CO | 1 | $ 266,000 | $ 266,000 | $ 117,000 |
| Knoxville, TN | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| Medford, OR | 1 | $ 282,000 | $ 282,000 | $ 64,000 |
| Redding, CA | 1 | $ 198,000 | $ 198,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Sre Mortgage Alliance Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 768 | $279,809,000 | $364,000 | $1,384,000 | $133,000 | $1,960,000 |
| Refinancing | 582 | $245,742,000 | $422,000 | $2,860,000 | $145,000 | $2,089,000 |
| Home Improvement | 26 | $8,039,000 | $309,000 | $605,000 | $98,000 | $258,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 961 | $377,448,000 | $392,000 | $2,323,000 | $141,000 | $2,089,000 |
| Hispanic | 150 | $48,039,000 | $320,000 | $916,000 | $105,000 | $1,960,000 |
| Not Provided | 113 | $53,533,000 | $473,000 | $2,860,000 | $158,000 | $862,000 |
| Asian | 73 | $28,794,000 | $394,000 | $960,000 | $160,000 | $603,000 |
| Black or African American | 42 | $13,930,000 | $331,000 | $817,000 | $115,000 | $546,000 |
| American Indian or Alaskan Native | 26 | $8,223,000 | $316,000 | $555,000 | $104,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,623,000 | $329,000 | $561,000 | $76,000 | $133,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,100 | $437,132,000 | $397,000 | $2,860,000 | $147,000 | $2,089,000 |
| FHA-insured (Federal Housing Administration) | 183 | $62,960,000 | $344,000 | $938,000 | $94,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 88 | $32,552,000 | $369,000 | $847,000 | $117,000 | $1,960,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $946,000 | $189,000 | $266,000 | $45,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 986 | $382,775,000 | $388,000 | $2,860,000 | $137,000 | $2,089,000 |
| Application Approved But Not Accepted | 179 | $68,818,000 | $384,000 | $1,000,000 | $141,000 | $647,000 |
| Application Withdrawn By Applicant | 87 | $32,815,000 | $377,000 | $800,000 | $152,000 | $1,960,000 |
| File Closed For Incompleteness | 79 | $32,708,000 | $414,000 | $1,298,000 | $138,000 | $878,000 |
| Application Denied By Financial Institution | 45 | $16,474,000 | $366,000 | $1,035,000 | $113,000 | $422,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 11 | $3,679,000 | $334,000 | $600,000 | $69,000 | $105,000 |
| Credit History | 7 | $2,568,000 | $366,000 | $600,000 | $114,000 | $200,000 |
| Employment History | 5 | $1,536,000 | $307,000 | $383,000 | $97,000 | $155,000 |
| Other | 3 | $981,000 | $327,000 | $545,000 | $125,000 | $193,000 |
| Collateral | 2 | $326,000 | $163,000 | $228,000 | $282,000 | $344,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sre Mortgage Alliance Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sre Mortgage Alliance Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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