Alliant Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Alliant Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,230 |
| Total Mortgage Loan Application Amount | $921,174,000 |
| Average Mortgage Loan Application Amount | $380,666 |
| Highest Mortgage Loan Application Amount | $8,850,000 |
| Average Applicant Income | $174,000 |
| Highest Applicant Income | $4,136,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Alliant Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliant Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Alliant Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliant Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliant Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliant Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 707 | $ 361,408,000 | $ 511,000 | $ 248,000 |
| DuPage County Illinois | 125 | $ 65,058,000 | $ 520,000 | $ 232,000 |
| Lake County Illinois | 88 | $ 52,693,000 | $ 598,000 | $ 293,000 |
| Los Angeles County California | 51 | $ 19,153,000 | $ 375,000 | $ 151,000 |
| Kane County Illinois | 44 | $ 15,153,000 | $ 344,000 | $ 160,000 |
| Maricopa County Arizona | 38 | $ 8,341,000 | $ 219,000 | $ 115,000 |
| San Mateo County California | 36 | $ 15,546,000 | $ 431,000 | $ 134,000 |
| Will County Illinois | 32 | $ 13,981,000 | $ 436,000 | $ 225,000 |
| Alameda County California | 31 | $ 10,708,000 | $ 345,000 | $ 125,000 |
| Douglas County Colorado | 28 | $ 9,457,000 | $ 337,000 | $ 121,000 |
| Orange County California | 27 | $ 12,514,000 | $ 463,000 | $ 159,000 |
| Arapahoe County Colorado | 27 | $ 6,930,000 | $ 256,000 | $ 123,000 |
| Contra Costa County California | 25 | $ 11,281,000 | $ 451,000 | $ 162,000 |
| King County Washington | 25 | $ 7,445,000 | $ 297,000 | $ 139,000 |
| Santa Clara County California | 24 | $ 11,045,000 | $ 460,000 | $ 160,000 |
| Denver County Colorado | 24 | $ 8,538,000 | $ 355,000 | $ 151,000 |
| Jefferson County Colorado | 24 | $ 7,835,000 | $ 326,000 | $ 130,000 |
| Boulder County Colorado | 23 | $ 9,800,000 | $ 426,000 | $ 156,000 |
| McHenry County Illinois | 22 | $ 5,681,000 | $ 258,000 | $ 137,000 |
| Middlesex County Massachusetts | 21 | $ 8,234,000 | $ 392,000 | $ 158,000 |
| Harris County Texas | 21 | $ 5,296,000 | $ 252,000 | $ 137,000 |
| San Francisco County California | 20 | $ 8,438,000 | $ 421,000 | $ 121,000 |
| Loudoun County Virginia | 20 | $ 5,607,000 | $ 280,000 | $ 134,000 |
| Honolulu County Hawaii | 19 | $ 6,148,000 | $ 323,000 | $ 111,000 |
| Marin County California | 18 | $ 9,702,000 | $ 539,000 | $ 149,000 |
| Adams County Colorado | 18 | $ 3,271,000 | $ 181,000 | $ 79,000 |
| San Diego County California | 16 | $ 7,955,000 | $ 497,000 | $ 218,000 |
| Riverside County California | 15 | $ 3,448,000 | $ 229,000 | $ 84,000 |
| Suffolk County Massachusetts | 14 | $ 6,758,000 | $ 482,000 | $ 210,000 |
| Norfolk County Massachusetts | 13 | $ 8,312,000 | $ 639,000 | $ 219,000 |
| Broward County Florida | 12 | $ 2,855,000 | $ 237,000 | $ 108,000 |
| Clark County Nevada | 11 | $ 2,114,000 | $ 192,000 | $ 92,000 |
| Larimer County Colorado | 10 | $ 3,098,000 | $ 309,000 | $ 126,000 |
| Montgomery County Texas | 10 | $ 4,194,000 | $ 419,000 | $ 316,000 |
| San Bernardino County California | 8 | $ 3,105,000 | $ 388,000 | $ 116,000 |
| Prince William County Virginia | 8 | $ 1,791,000 | $ 223,000 | $ 101,000 |
| El Paso County Colorado | 7 | $ 2,488,000 | $ 355,000 | $ 120,000 |
| Pima County Arizona | 6 | $ 1,642,000 | $ 273,000 | $ 89,000 |
| Fairfield County Connecticut | 6 | $ 4,214,000 | $ 702,000 | $ 201,000 |
| Collier County Florida | 6 | $ 1,889,000 | $ 314,000 | $ 172,000 |
| Fulton County Georgia | 6 | $ 2,792,000 | $ 465,000 | $ 170,000 |
| Montgomery County Maryland | 6 | $ 3,363,000 | $ 560,000 | $ 179,000 |
| Suffolk County New York | 6 | $ 1,190,000 | $ 198,000 | $ 102,000 |
| Travis County Texas | 6 | $ 1,482,000 | $ 247,000 | $ 136,000 |
| Pierce County Washington | 6 | $ 1,131,000 | $ 188,000 | $ 87,000 |
| Sonoma County California | 5 | $ 1,521,000 | $ 304,000 | $ 155,000 |
| Ventura County California | 5 | $ 1,882,000 | $ 376,000 | $ 119,000 |
| Summit County Colorado | 5 | $ 2,835,000 | $ 567,000 | $ 446,000 |
| Pinellas County Florida | 5 | $ 959,000 | $ 191,000 | $ 83,000 |
| Cobb County Georgia | 5 | $ 1,122,000 | $ 224,000 | $ 129,000 |
| Hennepin County Minnesota | 5 | $ 2,047,000 | $ 409,000 | $ 200,000 |
| Union County New Jersey | 5 | $ 1,630,000 | $ 326,000 | $ 111,000 |
| New York County New York | 5 | $ 3,191,000 | $ 638,000 | $ 215,000 |
| Wake County North Carolina | 5 | $ 1,461,000 | $ 292,000 | $ 159,000 |
| Bucks County Pennsylvania | 5 | $ 1,667,000 | $ 333,000 | $ 184,000 |
| Lancaster County Pennsylvania | 5 | $ 463,000 | $ 92,000 | $ 54,000 |
| Dallas County Texas | 5 | $ 1,752,000 | $ 350,000 | $ 180,000 |
| Arlington County Virginia | 5 | $ 2,476,000 | $ 495,000 | $ 147,000 |
| Pinal County Arizona | 4 | $ 514,000 | $ 128,000 | $ 43,000 |
| Sacramento County California | 4 | $ 832,000 | $ 208,000 | $ 93,000 |
| Miami-Dade County Florida | 4 | $ 828,000 | $ 207,000 | $ 162,000 |
| Sarasota County Florida | 4 | $ 678,000 | $ 169,000 | $ 82,000 |
| Hamilton County Indiana | 4 | $ 990,000 | $ 247,000 | $ 81,000 |
| Porter County Indiana | 4 | $ 1,632,000 | $ 408,000 | $ 225,000 |
| Washoe County Nevada | 4 | $ 1,146,000 | $ 286,000 | $ 188,000 |
| Mecklenburg County North Carolina | 4 | $ 1,908,000 | $ 477,000 | $ 141,000 |
| Beaver County Pennsylvania | 4 | $ 912,000 | $ 228,000 | $ 87,000 |
| Fairfax County Virginia | 4 | $ 782,000 | $ 195,000 | $ 94,000 |
| Frederick County Virginia | 4 | $ 1,370,000 | $ 342,000 | $ 131,000 |
| Benton County Arkansas | 3 | $ 567,000 | $ 189,000 | $ 99,000 |
| El Dorado County California | 3 | $ 1,660,000 | $ 553,000 | $ 283,000 |
| San Luis Obispo County California | 3 | $ 1,488,000 | $ 496,000 | $ 204,000 |
| Solano County California | 3 | $ 560,000 | $ 186,000 | $ 132,000 |
| Elbert County Colorado | 3 | $ 1,470,000 | $ 490,000 | $ 160,000 |
| Routt County Colorado | 3 | $ 1,666,000 | $ 555,000 | $ 211,000 |
| Weld County Colorado | 3 | $ 367,000 | $ 122,000 | $ 48,000 |
| Palm Beach County Florida | 3 | $ 578,000 | $ 192,000 | $ 65,000 |
| Seminole County Florida | 3 | $ 622,000 | $ 207,000 | $ 96,000 |
| Hawaii County Hawaii | 3 | $ 873,000 | $ 291,000 | $ 65,000 |
| Livingston County Illinois | 3 | $ 392,000 | $ 130,000 | $ 64,000 |
| Anne Arundel County Maryland | 3 | $ 885,000 | $ 295,000 | $ 89,000 |
| Essex County New Jersey | 3 | $ 846,000 | $ 282,000 | $ 139,000 |
| Morris County New Jersey | 3 | $ 1,486,000 | $ 495,000 | $ 162,000 |
| Nassau County New York | 3 | $ 548,000 | $ 182,000 | $ 147,000 |
| Multnomah County Oregon | 3 | $ 443,000 | $ 147,000 | $ 84,000 |
| Berks County Pennsylvania | 3 | $ 541,000 | $ 180,000 | $ 161,000 |
| Chester County Pennsylvania | 3 | $ 894,000 | $ 298,000 | $ 239,000 |
| Dauphin County Pennsylvania | 3 | $ 441,000 | $ 147,000 | $ 156,000 |
| Charleston County South Carolina | 3 | $ 751,000 | $ 250,000 | $ 87,000 |
| Shelby County Tennessee | 3 | $ 442,000 | $ 147,000 | $ 81,000 |
| Denton County Texas | 3 | $ 1,114,000 | $ 371,000 | $ 173,000 |
| Tarrant County Texas | 3 | $ 465,000 | $ 155,000 | $ 152,000 |
| Stafford County Virginia | 3 | $ 997,000 | $ 332,000 | $ 162,000 |
| Clark County Washington | 3 | $ 876,000 | $ 292,000 | $ 83,000 |
| Jefferson County Washington | 3 | $ 377,000 | $ 125,000 | $ 99,000 |
| Snohomish County Washington | 3 | $ 1,026,000 | $ 342,000 | $ 93,000 |
| Anchorage County Alaska | 2 | $ 1,457,000 | $ 728,000 | $ 244,000 |
| Yavapai County Arizona | 2 | $ 146,000 | $ 73,000 | $ 76,000 |
| Butte County California | 2 | $ 218,000 | $ 109,000 | $ 102,000 |
| Calaveras County California | 2 | $ 316,000 | $ 158,000 | $ 87,000 |
| San Joaquin County California | 2 | $ 552,000 | $ 276,000 | $ 113,000 |
| Broomfield County Colorado | 2 | $ 601,000 | $ 300,000 | $ 149,000 |
| Hartford County Connecticut | 2 | $ 717,000 | $ 358,000 | $ 126,000 |
| New Castle County Delaware | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| District of Columbia County District Of Columbia | 2 | $ 598,000 | $ 299,000 | $ 120,000 |
| Alachua County Florida | 2 | $ 366,000 | $ 183,000 | $ 82,000 |
| Charlotte County Florida | 2 | $ 609,000 | $ 304,000 | $ 89,000 |
| Hillsborough County Florida | 2 | $ 624,000 | $ 312,000 | $ 299,000 |
| Indian River County Florida | 2 | $ 300,000 | $ 150,000 | $ 108,000 |
| Lee County Florida | 2 | $ 760,000 | $ 380,000 | $ 253,000 |
| Marion County Florida | 2 | $ 170,000 | $ 85,000 | $ 33,000 |
| Martin County Florida | 2 | $ 1,238,000 | $ 619,000 | $ 157,000 |
| Monroe County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 211,000 |
| Santa Rosa County Florida | 2 | $ 902,000 | $ 451,000 | $ 183,000 |
| Volusia County Florida | 2 | $ 374,000 | $ 187,000 | $ 70,000 |
| Boone County Illinois | 2 | $ 386,000 | $ 193,000 | $ 109,000 |
| Champaign County Illinois | 2 | $ 690,000 | $ 345,000 | $ 217,000 |
| Sangamon County Illinois | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Hendricks County Indiana | 2 | $ 231,000 | $ 115,000 | $ 65,000 |
| Marion County Indiana | 2 | $ 177,000 | $ 88,000 | $ 69,000 |
| Sedgwick County Kansas | 2 | $ 216,000 | $ 108,000 | $ 109,000 |
| Daviess County Kentucky | 2 | $ 377,000 | $ 188,000 | $ 99,000 |
| Mercer County Kentucky | 2 | $ 172,000 | $ 86,000 | $ 59,000 |
| Talbot County Maryland | 2 | $ 1,383,000 | $ 691,000 | $ 237,000 |
| Plymouth County Massachusetts | 2 | $ 1,202,000 | $ 601,000 | $ 244,000 |
| Berrien County Michigan | 2 | $ 469,000 | $ 234,000 | $ 191,000 |
| Macomb County Michigan | 2 | $ 404,000 | $ 202,000 | $ 109,000 |
| Dakota County Minnesota | 2 | $ 469,000 | $ 234,000 | $ 129,000 |
| Washington County Minnesota | 2 | $ 339,000 | $ 169,000 | $ 135,000 |
| St. Louis City County Missouri | 2 | $ 236,000 | $ 118,000 | $ 74,000 |
| Bergen County New Jersey | 2 | $ 992,000 | $ 496,000 | $ 119,000 |
| Hudson County New Jersey | 2 | $ 1,230,000 | $ 615,000 | $ 233,000 |
| Hunterdon County New Jersey | 2 | $ 940,000 | $ 470,000 | $ 175,000 |
| Somerset County New Jersey | 2 | $ 1,600,000 | $ 800,000 | $ 379,000 |
| Santa Fe County New Mexico | 2 | $ 555,000 | $ 277,000 | $ 49,000 |
| Buncombe County North Carolina | 2 | $ 405,000 | $ 202,000 | $ 131,000 |
| Carteret County North Carolina | 2 | $ 515,000 | $ 257,000 | $ 80,000 |
| Catawba County North Carolina | 2 | $ 4,660,000 | $ 2,330,000 | $ 22,000 |
| Durham County North Carolina | 2 | $ 779,000 | $ 389,000 | $ 165,000 |
| Orange County North Carolina | 2 | $ 1,184,000 | $ 592,000 | $ 223,000 |
| Horry County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 94,000 |
| Knox County Tennessee | 2 | $ 174,000 | $ 87,000 | $ 62,000 |
| Williamson County Tennessee | 2 | $ 333,000 | $ 166,000 | $ 67,000 |
| Fort Bend County Texas | 2 | $ 575,000 | $ 287,000 | $ 100,000 |
| Bedford County Virginia | 2 | $ 255,000 | $ 127,000 | $ 51,000 |
| Fauquier County Virginia | 2 | $ 720,000 | $ 360,000 | $ 143,000 |
| Rockingham County Virginia | 2 | $ 409,000 | $ 204,000 | $ 81,000 |
| Kitsap County Washington | 2 | $ 498,000 | $ 249,000 | $ 110,000 |
| Mason County Washington | 2 | $ 566,000 | $ 283,000 | $ 134,000 |
| Spokane County Washington | 2 | $ 386,000 | $ 193,000 | $ 76,000 |
| Whatcom County Washington | 2 | $ 1,234,000 | $ 617,000 | $ 147,000 |
| Jefferson County West Virginia | 2 | $ 493,000 | $ 246,000 | $ 67,000 |
| Dane County Wisconsin | 2 | $ 768,000 | $ 384,000 | $ 181,000 |
| Kenosha County Wisconsin | 2 | $ 426,000 | $ 213,000 | $ 118,000 |
| Milwaukee County Wisconsin | 2 | $ 793,000 | $ 396,000 | $ 202,000 |
| Ozaukee County Wisconsin | 2 | $ 1,406,000 | $ 703,000 | $ 256,000 |
| Waukesha County Wisconsin | 2 | $ 1,700,000 | $ 850,000 | $ 394,000 |
| Baldwin County Alabama | 1 | $ 320,000 | $ 320,000 | $ 150,000 |
| Montgomery County Alabama | 1 | $ 380,000 | $ 380,000 | $ 345,000 |
| Coconino County Arizona | 1 | $ 112,000 | $ 112,000 | $ 76,000 |
| Gila County Arizona | 1 | $ 174,000 | $ 174,000 | $ 94,000 |
| Pulaski County Arkansas | 1 | $ 228,000 | $ 228,000 | $ 116,000 |
| Fresno County California | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Kern County California | 1 | $ 163,000 | $ 163,000 | $ 252,000 |
| Kings County California | 1 | $ 220,000 | $ 220,000 | $ 36,000 |
| Lake County California | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Lassen County California | 1 | $ 216,000 | $ 216,000 | $ 114,000 |
| Merced County California | 1 | $ 126,000 | $ 126,000 | $ 91,000 |
| Monterey County California | 1 | $ 520,000 | $ 520,000 | $ 207,000 |
| Napa County California | 1 | $ 628,000 | $ 628,000 | $ 224,000 |
| Placer County California | 1 | $ 125,000 | $ 125,000 | $ 149,000 |
| Santa Barbara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 217,000 |
| Stanislaus County California | 1 | $ 355,000 | $ 355,000 | $ 180,000 |
| Tulare County California | 1 | $ 172,000 | $ 172,000 | $ 73,000 |
| Tuolumne County California | 1 | $ 136,000 | $ 136,000 | $ 87,000 |
| Yolo County California | 1 | $ 256,000 | $ 256,000 | $ 107,000 |
| Chaffee County Colorado | 1 | $ 545,000 | $ 545,000 | $ 115,000 |
| Custer County Colorado | 1 | $ 297,000 | $ 297,000 | $ 112,000 |
| Eagle County Colorado | 1 | $ 474,000 | $ 474,000 | $ 103,000 |
| Garfield County Colorado | 1 | $ 625,000 | $ 625,000 | $ 215,000 |
| Mesa County Colorado | 1 | $ 193,000 | $ 193,000 | $ 48,000 |
| Park County Colorado | 1 | $ 229,000 | $ 229,000 | $ 146,000 |
| Pueblo County Colorado | 1 | $ 32,000 | $ 32,000 | $ 57,000 |
| New Haven County Connecticut | 1 | $ 540,000 | $ 540,000 | $ 300,000 |
| Sussex County Delaware | 1 | $ 250,000 | $ 250,000 | $ 79,000 |
| Brevard County Florida | 1 | $ 124,000 | $ 124,000 | $ 47,000 |
| Duval County Florida | 1 | $ 280,000 | $ 280,000 | $ 142,000 |
| Flagler County Florida | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Highlands County Florida | 1 | $ 161,000 | $ 161,000 | $ 127,000 |
| Lake County Florida | 1 | $ 22,000 | $ 22,000 | $ 161,000 |
| Manatee County Florida | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Nassau County Florida | 1 | $ 152,000 | $ 152,000 | $ 69,000 |
| Orange County Florida | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Pasco County Florida | 1 | $ 130,000 | $ 130,000 | $ 104,000 |
| Polk County Florida | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| Putnam County Florida | 1 | $ 280,000 | $ 280,000 | $ 110,000 |
| Sumter County Florida | 1 | $ 318,000 | $ 318,000 | $ 196,000 |
| Cherokee County Georgia | 1 | $ 117,000 | $ 117,000 | $ 74,000 |
| Clayton County Georgia | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Fayette County Georgia | 1 | $ 180,000 | $ 180,000 | $ 181,000 |
| Forsyth County Georgia | 1 | $ 308,000 | $ 308,000 | $ 139,000 |
| Glynn County Georgia | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Gwinnett County Georgia | 1 | $ 236,000 | $ 236,000 | $ 105,000 |
| Rabun County Georgia | 1 | $ 416,000 | $ 416,000 | $ 131,000 |
| Kauai County Hawaii | 1 | $ 250,000 | $ 250,000 | $ 47,000 |
| Maui County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 97,000 |
| Ada County Idaho | 1 | $ 51,000 | $ 51,000 | $ 70,000 |
| Carroll County Illinois | 1 | $ 121,000 | $ 121,000 | $ 240,000 |
| Kendall County Illinois | 1 | $ 448,000 | $ 448,000 | $ 233,000 |
| LaSalle County Illinois | 1 | $ 196,000 | $ 196,000 | $ 93,000 |
| St. Clair County Illinois | 1 | $ 198,000 | $ 198,000 | $ 179,000 |
| Floyd County Indiana | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Howard County Indiana | 1 | $ 102,000 | $ 102,000 | $ 68,000 |
| Johnson County Indiana | 1 | $ 98,000 | $ 98,000 | $ 134,000 |
| Lake County Indiana | 1 | $ 304,000 | $ 304,000 | $ 89,000 |
| Putnam County Indiana | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Scott County Indiana | 1 | $ 175,000 | $ 175,000 | $ 16,000 |
| Tippecanoe County Indiana | 1 | $ 103,000 | $ 103,000 | $ 71,000 |
| Wayne County Indiana | 1 | $ 51,000 | $ 51,000 | $ 124,000 |
| Linn County Iowa | 1 | $ 100,000 | $ 100,000 | $ 115,000 |
| Johnson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Barren County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Kenton County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Kennebec County Maine | 1 | $ 80,000 | $ 80,000 | $ 76,000 |
| Baltimore County Maryland | 1 | $ 264,000 | $ 264,000 | $ 180,000 |
| Frederick County Maryland | 1 | $ 203,000 | $ 203,000 | $ 184,000 |
| Harford County Maryland | 1 | $ 316,000 | $ 316,000 | $ 118,000 |
| Howard County Maryland | 1 | $ 187,000 | $ 187,000 | $ 54,000 |
| Kent County Maryland | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Prince George's County Maryland | 1 | $ 250,000 | $ 250,000 | $ 53,000 |
| Barnstable County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 92,000 |
| Berkshire County Massachusetts | 1 | $ 109,000 | $ 109,000 | $ 95,000 |
| Hampshire County Massachusetts | 1 | $ 218,000 | $ 218,000 | $ 120,000 |
| Worcester County Massachusetts | 1 | $ 560,000 | $ 560,000 | $ 229,000 |
| Chippewa County Michigan | 1 | $ 346,000 | $ 346,000 | $ 116,000 |
| Marquette County Michigan | 1 | $ 188,000 | $ 188,000 | $ 225,000 |
| Oakland County Michigan | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Ottawa County Michigan | 1 | $ 176,000 | $ 176,000 | $ 132,000 |
| Van Buren County Michigan | 1 | $ 184,000 | $ 184,000 | $ 132,000 |
| Washtenaw County Michigan | 1 | $ 139,000 | $ 139,000 | $ 56,000 |
| Anoka County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 105,000 |
| Ramsey County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Greene County Missouri | 1 | $ 18,000 | $ 18,000 | $ 25,000 |
| Jasper County Missouri | 1 | $ 12,000 | $ 12,000 | $ 102,000 |
| St. Charles County Missouri | 1 | $ 218,000 | $ 218,000 | $ 280,000 |
| Stone County Missouri | 1 | $ 400,000 | $ 400,000 | $ 208,000 |
| Washington County Missouri | 1 | $ 177,000 | $ 177,000 | $ 147,000 |
| Gallatin County Montana | 1 | $ 292,000 | $ 292,000 | $ 103,000 |
| Lincoln County Montana | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Hillsborough County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Merrimack County New Hampshire | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Burlington County New Jersey | 1 | $ 107,000 | $ 107,000 | $ 171,000 |
| Gloucester County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 165,000 |
| Mercer County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 131,000 |
| Middlesex County New Jersey | 1 | $ 237,000 | $ 237,000 | $ 109,000 |
| Monmouth County New Jersey | 1 | $ 799,000 | $ 799,000 | $ 152,000 |
| Ocean County New Jersey | 1 | $ 337,000 | $ 337,000 | $ 76,000 |
| Warren County New Jersey | 1 | $ 364,000 | $ 364,000 | $ 103,000 |
| Colfax County New Mexico | 1 | $ 316,000 | $ 316,000 | $ 112,000 |
| Erie County New York | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Kings County New York | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Oswego County New York | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Queens County New York | 1 | $ 554,000 | $ 554,000 | $ 218,000 |
| Rockland County New York | 1 | $ 780,000 | $ 780,000 | $ 271,000 |
| Westchester County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 354,000 |
| Brunswick County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 138,000 |
| Cabarrus County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 94,000 |
| Craven County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 86,000 |
| Forsyth County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 126,000 |
| Henderson County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Johnston County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 102,000 |
| Moore County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 223,000 |
| Rockingham County North Carolina | 1 | $ 592,000 | $ 592,000 | $ 144,000 |
| Cuyahoga County Ohio | 1 | $ 149,000 | $ 149,000 | $ 37,000 |
| Franklin County Ohio | 1 | $ 219,000 | $ 219,000 | $ 98,000 |
| Lorain County Ohio | 1 | $ 121,000 | $ 121,000 | $ 143,000 |
| Medina County Ohio | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Miami County Ohio | 1 | $ 175,000 | $ 175,000 | $ 155,000 |
| Montgomery County Ohio | 1 | $ 193,000 | $ 193,000 | $ 142,000 |
| Summit County Ohio | 1 | $ 208,000 | $ 208,000 | $ 63,000 |
| Oklahoma County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 310,000 |
| Pawnee County Oklahoma | 1 | $ 212,000 | $ 212,000 | $ 51,000 |
| Columbia County Oregon | 1 | $ 260,000 | $ 260,000 | $ 18,000 |
| Jackson County Oregon | 1 | $ 293,000 | $ 293,000 | $ 73,000 |
| Josephine County Oregon | 1 | $ 270,000 | $ 270,000 | $ 79,000 |
| Lincoln County Oregon | 1 | $ 336,000 | $ 336,000 | $ 71,000 |
| Marion County Oregon | 1 | $ 199,000 | $ 199,000 | $ 86,000 |
| Adams County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Delaware County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Lehigh County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 115,000 |
| Montgomery County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 288,000 |
| Washington County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 119,000 |
| Wayne County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 115,000 |
| York County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 46,000 |
| Bristol County Rhode Island | 1 | $ 500,000 | $ 500,000 | $ 330,000 |
| Dorchester County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 86,000 |
| Florence County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 107,000 |
| Greenville County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 111,000 |
| Oconee County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 38,000 |
| Pickens County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 127,000 |
| Spartanburg County South Carolina | 1 | $ 292,000 | $ 292,000 | $ 194,000 |
| York County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Blount County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 30,000 |
| Davidson County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 88,000 |
| Hamilton County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 133,000 |
| Marshall County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Bexar County Texas | 1 | $ 198,000 | $ 198,000 | $ 65,000 |
| Collin County Texas | 1 | $ 338,000 | $ 338,000 | $ 300,000 |
| Comal County Texas | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Galveston County Texas | 1 | $ 100,000 | $ 100,000 | $ 202,000 |
| Grayson County Texas | 1 | $ 5,890,000 | $ 5,890,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 153,000 | $ 153,000 | $ 91,000 |
| Waller County Texas | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| Washington County Texas | 1 | $ 50,000 | $ 50,000 | $ 212,000 |
| Williamson County Texas | 1 | $ 244,000 | $ 244,000 | $ 90,000 |
| Salt Lake County Utah | 1 | $ 182,000 | $ 182,000 | $ 131,000 |
| Summit County Utah | 1 | $ 644,000 | $ 644,000 | $ 180,000 |
| Washington County Utah | 1 | $ 211,000 | $ 211,000 | $ 76,000 |
| Chittenden County Vermont | 1 | $ 380,000 | $ 380,000 | $ 154,000 |
| Alexandria County Virginia | 1 | $ 348,000 | $ 348,000 | $ 102,000 |
| Charlottesville County Virginia | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
| Chesapeake County Virginia | 1 | $ 340,000 | $ 340,000 | $ 150,000 |
| Fluvanna County Virginia | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Franklin County Virginia | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Hampton County Virginia | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Lancaster County Virginia | 1 | $ 284,000 | $ 284,000 | $ 70,000 |
| Middlesex County Virginia | 1 | $ 508,000 | $ 508,000 | $ 132,000 |
| Orange County Virginia | 1 | $ 274,000 | $ 274,000 | $ 81,000 |
| Patrick County Virginia | 1 | $ 93,000 | $ 93,000 | $ 26,000 |
| Spotsylvania County Virginia | 1 | $ 231,000 | $ 231,000 | $ 73,000 |
| Virginia Beach County Virginia | 1 | $ 650,000 | $ 650,000 | $ 192,000 |
| Clallam County Washington | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Cowlitz County Washington | 1 | $ 169,000 | $ 169,000 | $ 79,000 |
| Island County Washington | 1 | $ 469,000 | $ 469,000 | $ 140,000 |
| Thurston County Washington | 1 | $ 308,000 | $ 308,000 | $ 197,000 |
| Columbia County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| Walworth County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 296,000 |
| Washington County Wisconsin | 1 | $ 426,000 | $ 426,000 | $ 119,000 |
| Laramie County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Lincoln County Wyoming | 1 | $ 675,000 | $ 675,000 | $ 196,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,516 | $635,560,000 | $419,000 | $8,850,000 | $188,000 | $4,136,000 |
| Home Purchase | 514 | $230,788,000 | $449,000 | $4,560,000 | $194,000 | $1,920,000 |
| Home Improvement | 200 | $54,826,000 | $274,000 | $1,050,000 | $140,000 | $1,395,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,423 | $611,601,000 | $429,000 | $1,676,000 | $198,000 | $2,484,000 |
| Not Provided | 571 | $206,807,000 | $362,000 | $5,890,000 | $160,000 | $4,136,000 |
| Asian | 122 | $54,299,000 | $445,000 | $1,151,000 | $188,000 | $739,000 |
| Hispanic | 58 | $17,423,000 | $300,000 | $993,000 | $135,000 | $382,000 |
| Black or African American | 37 | $12,377,000 | $334,000 | $1,500,000 | $219,000 | $2,282,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,767,000 | $220,000 | $430,000 | $103,000 | $259,000 |
| American Indian or Alaskan Native | 7 | $2,140,000 | $305,000 | $492,000 | $113,000 | $175,000 |
| Not applicable | 4 | $14,760,000 | $3,690,000 | $8,850,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,230 | $921,174,000 | $413,000 | $8,850,000 | $185,000 | $4,136,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,409 | $681,572,000 | $483,000 | $8,850,000 | $215,000 | $4,136,000 |
| Application Denied By Financial Institution | 374 | $113,727,000 | $304,000 | $5,890,000 | $125,000 | $1,210,000 |
| Application Withdrawn By Applicant | 334 | $94,640,000 | $283,000 | $4,560,000 | $149,000 | $2,282,000 |
| File Closed For Incompleteness | 66 | $18,049,000 | $273,000 | $860,000 | $125,000 | $670,000 |
| Application Approved But Not Accepted | 46 | $13,018,000 | $283,000 | $940,000 | $126,000 | $445,000 |
| Preapproval Denied by Financial Institution | 1 | $168,000 | $168,000 | $168,000 | $71,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 97 | $38,294,000 | $394,000 | $5,890,000 | $154,000 | $1,181,000 |
| Debt-To-Income Ratio | 75 | $23,037,000 | $307,000 | $1,000,000 | $75,000 | $223,000 |
| Credit Application Incomplete | 64 | $21,748,000 | $339,000 | $1,000,000 | $134,000 | $605,000 |
| Other | 49 | $15,036,000 | $306,000 | $973,000 | $158,000 | $1,210,000 |
| Credit History | 44 | $9,965,000 | $226,000 | $650,000 | $127,000 | $381,000 |
| Unverifiable Information | 13 | $3,122,000 | $240,000 | $630,000 | $120,000 | $486,000 |
| Employment History | 2 | $646,000 | $323,000 | $376,000 | $55,000 | $111,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.