Alliant Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,188 |
| Total Mortgage Loan Application Amount | $868,469,000 |
| Average Mortgage Loan Application Amount | $314,333 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $154,666 |
| Highest Applicant Income | $1,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Alliant Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliant Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Alliant Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliant Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliant Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliant Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 466 | $ 197,438,000 | $ 423,000 | $ 181,000 |
| DuPage County Illinois | 79 | $ 32,859,000 | $ 415,000 | $ 175,000 |
| Los Angeles County California | 77 | $ 42,607,000 | $ 553,000 | $ 164,000 |
| Lake County Illinois | 71 | $ 35,481,000 | $ 499,000 | $ 213,000 |
| Maricopa County Arizona | 56 | $ 21,996,000 | $ 392,000 | $ 202,000 |
| San Mateo County California | 44 | $ 25,649,000 | $ 582,000 | $ 169,000 |
| Orange County California | 43 | $ 24,815,000 | $ 577,000 | $ 183,000 |
| Santa Clara County California | 41 | $ 26,627,000 | $ 649,000 | $ 186,000 |
| Alameda County California | 39 | $ 19,564,000 | $ 501,000 | $ 152,000 |
| Contra Costa County California | 39 | $ 14,747,000 | $ 378,000 | $ 141,000 |
| Denver County Colorado | 38 | $ 12,094,000 | $ 318,000 | $ 153,000 |
| Harris County Texas | 33 | $ 8,649,000 | $ 262,000 | $ 91,000 |
| San Diego County California | 28 | $ 17,744,000 | $ 633,000 | $ 165,000 |
| Jefferson County Colorado | 28 | $ 7,895,000 | $ 281,000 | $ 134,000 |
| Kane County Illinois | 24 | $ 7,918,000 | $ 329,000 | $ 155,000 |
| Clark County Nevada | 24 | $ 5,792,000 | $ 241,000 | $ 119,000 |
| Arapahoe County Colorado | 23 | $ 5,708,000 | $ 248,000 | $ 119,000 |
| Douglas County Colorado | 23 | $ 5,862,000 | $ 254,000 | $ 208,000 |
| Middlesex County Massachusetts | 23 | $ 12,307,000 | $ 535,000 | $ 172,000 |
| Riverside County California | 22 | $ 8,785,000 | $ 399,000 | $ 174,000 |
| McHenry County Illinois | 22 | $ 3,772,000 | $ 171,000 | $ 135,000 |
| King County Washington | 21 | $ 8,576,000 | $ 408,000 | $ 164,000 |
| Will County Illinois | 20 | $ 6,459,000 | $ 322,000 | $ 183,000 |
| San Francisco County California | 19 | $ 12,934,000 | $ 680,000 | $ 213,000 |
| Suffolk County Massachusetts | 16 | $ 9,815,000 | $ 613,000 | $ 210,000 |
| Adams County Colorado | 15 | $ 2,687,000 | $ 179,000 | $ 101,000 |
| Honolulu County Hawaii | 12 | $ 3,360,000 | $ 280,000 | $ 118,000 |
| Loudoun County Virginia | 12 | $ 3,842,000 | $ 320,000 | $ 161,000 |
| Marin County California | 11 | $ 5,728,000 | $ 520,000 | $ 135,000 |
| Boulder County Colorado | 11 | $ 5,365,000 | $ 487,000 | $ 213,000 |
| Norfolk County Massachusetts | 11 | $ 7,836,000 | $ 712,000 | $ 238,000 |
| Montgomery County Texas | 11 | $ 2,908,000 | $ 264,000 | $ 112,000 |
| Larimer County Colorado | 10 | $ 2,979,000 | $ 297,000 | $ 195,000 |
| Broward County Florida | 10 | $ 2,871,000 | $ 287,000 | $ 124,000 |
| Macomb County Michigan | 10 | $ 1,862,000 | $ 186,000 | $ 97,000 |
| Oakland County Michigan | 10 | $ 3,435,000 | $ 343,000 | $ 212,000 |
| Wayne County Michigan | 10 | $ 3,097,000 | $ 309,000 | $ 91,000 |
| Hennepin County Minnesota | 10 | $ 3,045,000 | $ 304,000 | $ 136,000 |
| Sacramento County California | 9 | $ 4,909,000 | $ 545,000 | $ 199,000 |
| Fulton County Georgia | 9 | $ 2,766,000 | $ 307,000 | $ 214,000 |
| Travis County Texas | 9 | $ 4,954,000 | $ 550,000 | $ 115,000 |
| Sonoma County California | 8 | $ 4,688,000 | $ 586,000 | $ 140,000 |
| Ventura County California | 8 | $ 3,838,000 | $ 479,000 | $ 132,000 |
| DeKalb County Georgia | 8 | $ 3,241,000 | $ 405,000 | $ 171,000 |
| Multnomah County Oregon | 8 | $ 2,801,000 | $ 350,000 | $ 126,000 |
| Prince William County Virginia | 8 | $ 1,523,000 | $ 190,000 | $ 153,000 |
| San Joaquin County California | 7 | $ 1,593,000 | $ 227,000 | $ 113,000 |
| Solano County California | 7 | $ 1,913,000 | $ 273,000 | $ 115,000 |
| Wake County North Carolina | 7 | $ 2,334,000 | $ 333,000 | $ 171,000 |
| Fairfield County Connecticut | 6 | $ 3,025,000 | $ 504,000 | $ 180,000 |
| District of Columbia County District Of Columbia | 6 | $ 2,311,000 | $ 385,000 | $ 178,000 |
| Lee County Florida | 6 | $ 2,358,000 | $ 393,000 | $ 286,000 |
| Manatee County Florida | 6 | $ 1,214,000 | $ 202,000 | $ 142,000 |
| Pinellas County Florida | 6 | $ 1,136,000 | $ 189,000 | $ 161,000 |
| Maui County Hawaii | 6 | $ 3,267,000 | $ 544,000 | $ 141,000 |
| Bergen County New Jersey | 6 | $ 2,658,000 | $ 443,000 | $ 201,000 |
| Dallas County Texas | 6 | $ 2,142,000 | $ 357,000 | $ 141,000 |
| Fort Bend County Texas | 6 | $ 1,237,000 | $ 206,000 | $ 137,000 |
| Fairfax County Virginia | 6 | $ 1,962,000 | $ 327,000 | $ 247,000 |
| Walworth County Wisconsin | 6 | $ 1,215,000 | $ 202,000 | $ 154,000 |
| Napa County California | 5 | $ 3,069,000 | $ 613,000 | $ 295,000 |
| San Bernardino County California | 5 | $ 1,545,000 | $ 309,000 | $ 190,000 |
| Santa Cruz County California | 5 | $ 3,313,000 | $ 662,000 | $ 165,000 |
| Hartford County Connecticut | 5 | $ 2,069,000 | $ 413,000 | $ 219,000 |
| Brevard County Florida | 5 | $ 824,000 | $ 164,000 | $ 86,000 |
| Collier County Florida | 5 | $ 1,719,000 | $ 343,000 | $ 161,000 |
| Miami-Dade County Florida | 5 | $ 878,000 | $ 175,000 | $ 99,000 |
| Orange County Florida | 5 | $ 1,447,000 | $ 289,000 | $ 137,000 |
| Palm Beach County Florida | 5 | $ 2,114,000 | $ 422,000 | $ 135,000 |
| Essex County Massachusetts | 5 | $ 2,548,000 | $ 509,000 | $ 197,000 |
| Washoe County Nevada | 5 | $ 2,223,000 | $ 444,000 | $ 142,000 |
| Middlesex County New Jersey | 5 | $ 1,174,000 | $ 234,000 | $ 117,000 |
| Monmouth County New Jersey | 5 | $ 1,647,000 | $ 329,000 | $ 166,000 |
| Kings County New York | 5 | $ 4,604,000 | $ 920,000 | $ 208,000 |
| Denton County Texas | 5 | $ 3,732,000 | $ 746,000 | $ 116,000 |
| Salt Lake County Utah | 5 | $ 1,568,000 | $ 313,000 | $ 143,000 |
| Clark County Washington | 5 | $ 1,382,000 | $ 276,000 | $ 245,000 |
| Butte County California | 4 | $ 794,000 | $ 198,000 | $ 103,000 |
| Monterey County California | 4 | $ 1,196,000 | $ 299,000 | $ 216,000 |
| Placer County California | 4 | $ 1,655,000 | $ 413,000 | $ 154,000 |
| Santa Barbara County California | 4 | $ 1,250,000 | $ 312,000 | $ 212,000 |
| Eagle County Colorado | 4 | $ 2,040,000 | $ 510,000 | $ 121,000 |
| Hillsborough County Florida | 4 | $ 1,109,000 | $ 277,000 | $ 132,000 |
| Cobb County Georgia | 4 | $ 1,580,000 | $ 395,000 | $ 127,000 |
| Hendricks County Indiana | 4 | $ 320,000 | $ 80,000 | $ 90,000 |
| St. Louis County Missouri | 4 | $ 1,925,000 | $ 481,000 | $ 163,000 |
| Erie County New York | 4 | $ 613,000 | $ 153,000 | $ 93,000 |
| Suffolk County New York | 4 | $ 2,121,000 | $ 530,000 | $ 284,000 |
| Westchester County New York | 4 | $ 3,633,000 | $ 908,000 | $ 341,000 |
| Lancaster County Pennsylvania | 4 | $ 386,000 | $ 96,000 | $ 65,000 |
| Beaufort County South Carolina | 4 | $ 2,288,000 | $ 572,000 | $ 167,000 |
| Berkeley County West Virginia | 4 | $ 744,000 | $ 186,000 | $ 86,000 |
| Waukesha County Wisconsin | 4 | $ 1,450,000 | $ 362,000 | $ 151,000 |
| Pinal County Arizona | 3 | $ 407,000 | $ 135,000 | $ 40,000 |
| Yavapai County Arizona | 3 | $ 1,049,000 | $ 349,000 | $ 119,000 |
| Summit County Colorado | 3 | $ 1,101,000 | $ 367,000 | $ 107,000 |
| Duval County Florida | 3 | $ 375,000 | $ 125,000 | $ 58,000 |
| Marion County Florida | 3 | $ 557,000 | $ 185,000 | $ 158,000 |
| Martin County Florida | 3 | $ 768,000 | $ 256,000 | $ 168,000 |
| Pasco County Florida | 3 | $ 285,000 | $ 95,000 | $ 54,000 |
| St. Lucie County Florida | 3 | $ 135,000 | $ 45,000 | $ 29,000 |
| Kendall County Illinois | 3 | $ 598,000 | $ 199,000 | $ 101,000 |
| Dakota County Minnesota | 3 | $ 812,000 | $ 270,000 | $ 191,000 |
| Douglas County Nebraska | 3 | $ 864,000 | $ 288,000 | $ 142,000 |
| Hillsborough County New Hampshire | 3 | $ 931,000 | $ 310,000 | $ 133,000 |
| Somerset County New Jersey | 3 | $ 713,000 | $ 237,000 | $ 84,000 |
| Nassau County New York | 3 | $ 1,215,000 | $ 405,000 | $ 165,000 |
| New York County New York | 3 | $ 2,998,000 | $ 999,000 | $ 287,000 |
| Mecklenburg County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 139,000 |
| Allegheny County Pennsylvania | 3 | $ 247,000 | $ 82,000 | $ 88,000 |
| Bucks County Pennsylvania | 3 | $ 1,247,000 | $ 415,000 | $ 115,000 |
| Chester County Pennsylvania | 3 | $ 1,697,000 | $ 565,000 | $ 301,000 |
| Delaware County Pennsylvania | 3 | $ 1,647,000 | $ 549,000 | $ 296,000 |
| Williamson County Tennessee | 3 | $ 1,665,000 | $ 555,000 | $ 140,000 |
| Fauquier County Virginia | 3 | $ 700,000 | $ 233,000 | $ 82,000 |
| Frederick County Virginia | 3 | $ 351,000 | $ 117,000 | $ 73,000 |
| Milwaukee County Wisconsin | 3 | $ 1,977,000 | $ 659,000 | $ 222,000 |
| Pima County Arizona | 2 | $ 1,225,000 | $ 612,000 | $ 117,000 |
| Yuma County Arizona | 2 | $ 533,000 | $ 266,000 | $ 221,000 |
| El Dorado County California | 2 | $ 596,000 | $ 298,000 | $ 116,000 |
| Nevada County California | 2 | $ 1,041,000 | $ 520,000 | $ 170,000 |
| San Luis Obispo County California | 2 | $ 1,179,000 | $ 589,000 | $ 208,000 |
| Stanislaus County California | 2 | $ 650,000 | $ 325,000 | $ 116,000 |
| El Paso County Colorado | 2 | $ 1,071,000 | $ 535,000 | $ 259,000 |
| Elbert County Colorado | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| New Castle County Delaware | 2 | $ 312,000 | $ 156,000 | $ 182,000 |
| Escambia County Florida | 2 | $ 290,000 | $ 145,000 | $ 67,000 |
| Hernando County Florida | 2 | $ 162,000 | $ 81,000 | $ 54,000 |
| Highlands County Florida | 2 | $ 171,000 | $ 85,000 | $ 100,000 |
| Osceola County Florida | 2 | $ 106,000 | $ 53,000 | $ 87,000 |
| Santa Rosa County Florida | 2 | $ 265,000 | $ 132,000 | $ 55,000 |
| Sarasota County Florida | 2 | $ 608,000 | $ 304,000 | $ 161,000 |
| Seminole County Florida | 2 | $ 787,000 | $ 393,000 | $ 174,000 |
| Fayette County Georgia | 2 | $ 648,000 | $ 324,000 | $ 132,000 |
| Gwinnett County Georgia | 2 | $ 389,000 | $ 194,000 | $ 202,000 |
| Champaign County Illinois | 2 | $ 449,000 | $ 224,000 | $ 136,000 |
| Jackson County Illinois | 2 | $ 138,000 | $ 69,000 | $ 121,000 |
| Johnson County Kansas | 2 | $ 807,000 | $ 403,000 | $ 173,000 |
| Cumberland County Maine | 2 | $ 955,000 | $ 477,000 | $ 264,000 |
| Anne Arundel County Maryland | 2 | $ 212,000 | $ 106,000 | $ 77,000 |
| Baltimore City County Maryland | 2 | $ 1,016,000 | $ 508,000 | $ 232,000 |
| Howard County Maryland | 2 | $ 94,000 | $ 47,000 | $ 182,000 |
| Montgomery County Maryland | 2 | $ 780,000 | $ 390,000 | $ 104,000 |
| Worcester County Massachusetts | 2 | $ 1,124,000 | $ 562,000 | $ 113,000 |
| Berrien County Michigan | 2 | $ 1,116,000 | $ 558,000 | $ 191,000 |
| Cass County Michigan | 2 | $ 492,000 | $ 246,000 | $ 136,000 |
| Goodhue County Minnesota | 2 | $ 519,000 | $ 259,000 | $ 116,000 |
| Washington County Minnesota | 2 | $ 713,000 | $ 356,000 | $ 205,000 |
| Jackson County Missouri | 2 | $ 482,000 | $ 241,000 | $ 401,000 |
| St. Louis City County Missouri | 2 | $ 183,000 | $ 91,000 | $ 79,000 |
| Atlantic County New Jersey | 2 | $ 264,000 | $ 132,000 | $ 56,000 |
| Hudson County New Jersey | 2 | $ 767,000 | $ 383,000 | $ 190,000 |
| Morris County New Jersey | 2 | $ 1,393,000 | $ 696,000 | $ 576,000 |
| Union County New Jersey | 2 | $ 115,000 | $ 57,000 | $ 117,000 |
| Cortland County New York | 2 | $ 556,000 | $ 278,000 | $ 126,000 |
| Onondaga County New York | 2 | $ 394,000 | $ 197,000 | $ 304,000 |
| Durham County North Carolina | 2 | $ 605,000 | $ 302,000 | $ 126,000 |
| Union County North Carolina | 2 | $ 1,066,000 | $ 533,000 | $ 238,000 |
| Cuyahoga County Ohio | 2 | $ 750,000 | $ 375,000 | $ 87,000 |
| Montgomery County Ohio | 2 | $ 7,440,000 | $ 3,720,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 1,116,000 | $ 558,000 | $ 268,000 |
| Deschutes County Oregon | 2 | $ 1,250,000 | $ 625,000 | $ 154,000 |
| Beaver County Pennsylvania | 2 | $ 189,000 | $ 94,000 | $ 71,000 |
| Montgomery County Pennsylvania | 2 | $ 541,000 | $ 270,000 | $ 99,000 |
| Northampton County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 68,000 |
| Charleston County South Carolina | 2 | $ 955,000 | $ 477,000 | $ 135,000 |
| Richland County South Carolina | 2 | $ 1,205,000 | $ 602,000 | $ 157,000 |
| Davidson County Tennessee | 2 | $ 768,000 | $ 384,000 | $ 231,000 |
| Tarrant County Texas | 2 | $ 598,000 | $ 299,000 | $ 144,000 |
| Summit County Utah | 2 | $ 741,000 | $ 370,000 | $ 126,000 |
| Albemarle County Virginia | 2 | $ 419,000 | $ 209,000 | $ 103,000 |
| Spotsylvania County Virginia | 2 | $ 435,000 | $ 217,000 | $ 183,000 |
| Island County Washington | 2 | $ 392,000 | $ 196,000 | $ 52,000 |
| Kitsap County Washington | 2 | $ 388,000 | $ 194,000 | $ 88,000 |
| Snohomish County Washington | 2 | $ 351,000 | $ 175,000 | $ 135,000 |
| Thurston County Washington | 2 | $ 664,000 | $ 332,000 | $ 155,000 |
| Jefferson County Alabama | 1 | $ 202,000 | $ 202,000 | $ 119,000 |
| Mohave County Arizona | 1 | $ 350,000 | $ 350,000 | $ 249,000 |
| Navajo County Arizona | 1 | $ 210,000 | $ 210,000 | $ 45,000 |
| Amador County California | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Kern County California | 1 | $ 123,000 | $ 123,000 | $ 181,000 |
| Plumas County California | 1 | $ 89,000 | $ 89,000 | $ 81,000 |
| Tulare County California | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Tuolumne County California | 1 | $ 134,000 | $ 134,000 | $ 181,000 |
| Yolo County California | 1 | $ 625,000 | $ 625,000 | $ 339,000 |
| Chaffee County Colorado | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Custer County Colorado | 1 | $ 199,000 | $ 199,000 | $ 43,000 |
| Delta County Colorado | 1 | $ 113,000 | $ 113,000 | $ 103,000 |
| Grand County Colorado | 1 | $ 242,000 | $ 242,000 | $ 203,000 |
| Gunnison County Colorado | 1 | $ 800,000 | $ 800,000 | $ 238,000 |
| La Plata County Colorado | 1 | $ 284,000 | $ 284,000 | $ 119,000 |
| Weld County Colorado | 1 | $ 40,000 | $ 40,000 | $ 247,000 |
| Middlesex County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 242,000 |
| New London County Connecticut | 1 | $ 160,000 | $ 160,000 | $ 112,000 |
| Flagler County Florida | 1 | $ 247,000 | $ 247,000 | $ 48,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Nassau County Florida | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Polk County Florida | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Volusia County Florida | 1 | $ 26,000 | $ 26,000 | $ 208,000 |
| Clarke County Georgia | 1 | $ 66,000 | $ 66,000 | $ 14,000 |
| Douglas County Georgia | 1 | $ 32,000 | $ 32,000 | $ 70,000 |
| Paulding County Georgia | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Putnam County Georgia | 1 | $ 80,000 | $ 80,000 | $ 92,000 |
| Wayne County Georgia | 1 | $ 134,000 | $ 134,000 | $ 59,000 |
| Hawaii County Hawaii | 1 | $ 360,000 | $ 360,000 | $ 108,000 |
| Kauai County Hawaii | 1 | $ 250,000 | $ 250,000 | $ 68,000 |
| Ada County Idaho | 1 | $ 147,000 | $ 147,000 | $ 78,000 |
| Blaine County Idaho | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Bonner County Idaho | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Jo Daviess County Illinois | 1 | $ 136,000 | $ 136,000 | $ 137,000 |
| Winnebago County Illinois | 1 | $ 78,000 | $ 78,000 | $ 55,000 |
| Allen County Indiana | 1 | $ 142,000 | $ 142,000 | $ 96,000 |
| Boone County Indiana | 1 | $ 312,000 | $ 312,000 | $ 109,000 |
| Johnson County Indiana | 1 | $ 584,000 | $ 584,000 | $ 191,000 |
| Lake County Indiana | 1 | $ 42,000 | $ 42,000 | $ 109,000 |
| Marion County Indiana | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Porter County Indiana | 1 | $ 308,000 | $ 308,000 | $ 104,000 |
| Tippecanoe County Indiana | 1 | $ 248,000 | $ 248,000 | $ 136,000 |
| Cerro Gordo County Iowa | 1 | $ 500,000 | $ 500,000 | $ 136,000 |
| Scott County Iowa | 1 | $ 650,000 | $ 650,000 | $ 196,000 |
| Daviess County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Lee County Kentucky | 1 | $ 11,000 | $ 11,000 | $ 29,000 |
| McLean County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Oldham County Kentucky | 1 | $ 520,000 | $ 520,000 | $ 136,000 |
| Warren County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| Frederick County Maryland | 1 | $ 413,000 | $ 413,000 | $ 124,000 |
| Prince George's County Maryland | 1 | $ 496,000 | $ 496,000 | $ 278,000 |
| Berkshire County Massachusetts | 1 | $ 490,000 | $ 490,000 | $ 170,000 |
| Hampshire County Massachusetts | 1 | $ 570,000 | $ 570,000 | $ 258,000 |
| Plymouth County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Calhoun County Michigan | 1 | $ 328,000 | $ 328,000 | $ 263,000 |
| Eaton County Michigan | 1 | $ 3,300,000 | $ 3,300,000 | $ 0 |
| Genesee County Michigan | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 196,000 | $ 196,000 | $ 77,000 |
| Jackson County Michigan | 1 | $ 190,000 | $ 190,000 | $ 126,000 |
| Kalamazoo County Michigan | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Livingston County Michigan | 1 | $ 108,000 | $ 108,000 | $ 120,000 |
| Sanilac County Michigan | 1 | $ 124,000 | $ 124,000 | $ 85,000 |
| St. Joseph County Michigan | 1 | $ 106,000 | $ 106,000 | $ 146,000 |
| Washtenaw County Michigan | 1 | $ 496,000 | $ 496,000 | $ 337,000 |
| Kandiyohi County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 115,000 |
| Pope County Minnesota | 1 | $ 320,000 | $ 320,000 | $ 160,000 |
| Scott County Minnesota | 1 | $ 476,000 | $ 476,000 | $ 134,000 |
| Barry County Missouri | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| Christian County Missouri | 1 | $ 140,000 | $ 140,000 | $ 27,000 |
| St. Charles County Missouri | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Flathead County Montana | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Lake County Montana | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Cherry County Nebraska | 1 | $ 227,000 | $ 227,000 | $ 60,000 |
| Carson City County Nevada | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Douglas County Nevada | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Rockingham County New Hampshire | 1 | $ 440,000 | $ 440,000 | $ 338,000 |
| Burlington County New Jersey | 1 | $ 306,000 | $ 306,000 | $ 62,000 |
| Essex County New Jersey | 1 | $ 640,000 | $ 640,000 | $ 169,000 |
| Gloucester County New Jersey | 1 | $ 144,000 | $ 144,000 | $ 77,000 |
| Hunterdon County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 360,000 |
| Mercer County New Jersey | 1 | $ 512,000 | $ 512,000 | $ 248,000 |
| Ocean County New Jersey | 1 | $ 494,000 | $ 494,000 | $ 190,000 |
| Sussex County New Jersey | 1 | $ 312,000 | $ 312,000 | $ 139,000 |
| Warren County New Jersey | 1 | $ 188,000 | $ 188,000 | $ 185,000 |
| Bernalillo County New Mexico | 1 | $ 128,000 | $ 128,000 | $ 92,000 |
| Sandoval County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Torrance County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 126,000 |
| Ulster County New York | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Beaufort County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 64,000 |
| Buncombe County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 44,000 |
| Carteret County North Carolina | 1 | $ 610,000 | $ 610,000 | $ 261,000 |
| Catawba County North Carolina | 1 | $ 528,000 | $ 528,000 | $ 185,000 |
| Chatham County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 97,000 |
| Craven County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 134,000 |
| Davidson County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 54,000 |
| Jackson County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 315,000 |
| Lee County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 67,000 |
| Moore County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Onslow County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 312,000 |
| Yancey County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 167,000 |
| Mountrail County North Dakota | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Stark County North Dakota | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Franklin County Ohio | 1 | $ 2,960,000 | $ 2,960,000 | $ 0 |
| Geauga County Ohio | 1 | $ 594,000 | $ 594,000 | $ 320,000 |
| Hamilton County Ohio | 1 | $ 680,000 | $ 680,000 | $ 510,000 |
| Henry County Ohio | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Licking County Ohio | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Medina County Ohio | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Summit County Ohio | 1 | $ 209,000 | $ 209,000 | $ 106,000 |
| Washington County Ohio | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Cleveland County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 141,000 |
| Oklahoma County Oklahoma | 1 | $ 400,000 | $ 400,000 | $ 376,000 |
| Lane County Oregon | 1 | $ 315,000 | $ 315,000 | $ 183,000 |
| Marion County Oregon | 1 | $ 193,000 | $ 193,000 | $ 172,000 |
| Fayette County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Monroe County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 212,000 |
| Westmoreland County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 212,000 |
| Providence County Rhode Island | 1 | $ 476,000 | $ 476,000 | $ 111,000 |
| Horry County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 165,000 |
| Spartanburg County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 87,000 |
| York County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Pennington County South Dakota | 1 | $ 212,000 | $ 212,000 | $ 131,000 |
| Hamilton County Tennessee | 1 | $ 361,000 | $ 361,000 | $ 213,000 |
| Knox County Tennessee | 1 | $ 388,000 | $ 388,000 | $ 122,000 |
| Rutherford County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 275,000 |
| Bastrop County Texas | 1 | $ 210,000 | $ 210,000 | $ 100,000 |
| Bexar County Texas | 1 | $ 80,000 | $ 80,000 | $ 210,000 |
| Brazoria County Texas | 1 | $ 122,000 | $ 122,000 | $ 70,000 |
| Comal County Texas | 1 | $ 253,000 | $ 253,000 | $ 53,000 |
| Hidalgo County Texas | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Jefferson County Texas | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Parker County Texas | 1 | $ 244,000 | $ 244,000 | $ 143,000 |
| Smith County Texas | 1 | $ 232,000 | $ 232,000 | $ 73,000 |
| Taylor County Texas | 1 | $ 705,000 | $ 705,000 | $ 575,000 |
| Wood County Texas | 1 | $ 101,000 | $ 101,000 | $ 77,000 |
| Sevier County Utah | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Utah County Utah | 1 | $ 530,000 | $ 530,000 | $ 90,000 |
| Alexandria County Virginia | 1 | $ 290,000 | $ 290,000 | $ 112,000 |
| Arlington County Virginia | 1 | $ 343,000 | $ 343,000 | $ 118,000 |
| Augusta County Virginia | 1 | $ 326,000 | $ 326,000 | $ 233,000 |
| Culpeper County Virginia | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Manassas County Virginia | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Richmond City County Virginia | 1 | $ 450,000 | $ 450,000 | $ 151,000 |
| Roanoke County Virginia | 1 | $ 90,000 | $ 90,000 | $ 256,000 |
| Stafford County Virginia | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Virginia Beach County Virginia | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Warren County Virginia | 1 | $ 73,000 | $ 73,000 | $ 52,000 |
| York County Virginia | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Clallam County Washington | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Grays Harbor County Washington | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Jefferson County Washington | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Pierce County Washington | 1 | $ 684,000 | $ 684,000 | $ 188,000 |
| Skagit County Washington | 1 | $ 548,000 | $ 548,000 | $ 184,000 |
| Dane County Wisconsin | 1 | $ 472,000 | $ 472,000 | $ 224,000 |
| Door County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 103,000 |
| Juneau County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Marquette County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Ozaukee County Wisconsin | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Sheboygan County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 97,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,020 | $391,925,000 | $384,000 | $4,000,000 | $156,000 | $1,185,000 |
| Home Purchase | 989 | $459,370,000 | $464,000 | $2,600,000 | $175,000 | $1,700,000 |
| Home Improvement | 179 | $17,174,000 | $95,000 | $965,000 | $133,000 | $1,680,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,183 | $502,191,000 | $424,000 | $1,785,000 | $174,000 | $1,700,000 |
| Not Provided | 647 | $189,171,000 | $292,000 | $1,400,000 | $147,000 | $1,180,000 |
| Asian | 172 | $85,928,000 | $499,000 | $1,207,000 | $173,000 | $500,000 |
| Hispanic | 101 | $34,496,000 | $341,000 | $1,000,000 | $138,000 | $744,000 |
| Black or African American | 49 | $15,993,000 | $326,000 | $760,000 | $152,000 | $525,000 |
| American Indian or Alaskan Native | 14 | $6,321,000 | $451,000 | $844,000 | $148,000 | $311,000 |
| Not applicable | 13 | $30,914,000 | $2,378,000 | $4,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,455,000 | $383,000 | $850,000 | $123,000 | $306,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,188 | $868,469,000 | $396,000 | $4,000,000 | $162,000 | $1,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,041 | $373,474,000 | $358,000 | $3,440,000 | $152,000 | $1,185,000 |
| Loan Purchased By The Institution | 548 | $351,873,000 | $642,000 | $1,785,000 | $219,000 | $1,700,000 |
| Application Withdrawn By Applicant | 296 | $83,173,000 | $280,000 | $4,000,000 | $124,000 | $950,000 |
| Application Denied By Financial Institution | 234 | $34,771,000 | $148,000 | $3,300,000 | $125,000 | $1,680,000 |
| File Closed For Incompleteness | 57 | $19,764,000 | $346,000 | $950,000 | $164,000 | $1,180,000 |
| Application Approved But Not Accepted | 12 | $5,414,000 | $451,000 | $1,400,000 | $154,000 | $327,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 47 | $8,686,000 | $184,000 | $905,000 | $147,000 | $647,000 |
| Debt-To-Income Ratio | 31 | $7,452,000 | $240,000 | $960,000 | $73,000 | $255,000 |
| Other | 29 | $2,337,000 | $80,000 | $411,000 | $145,000 | $588,000 |
| Credit History | 16 | $2,577,000 | $161,000 | $500,000 | $90,000 | $230,000 |
| Credit Application Incomplete | 15 | $2,103,000 | $140,000 | $276,000 | $155,000 | $588,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,014,000 | $338,000 | $372,000 | $85,000 | $126,000 |
| Unverifiable Information | 1 | $80,000 | $80,000 | $80,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.