Servbank, N.A. Mortgage Lending & HMDA Data, 2016

In 2016, Servbank, N.A. of Oswego, IL reported 3,660 mortgage applications totaling $921.7 million, up 354% from 2015. The average application was for $251,828, and applicants reported an average income of $45,507. 9% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (355), Washington-Arlington-Alexandria, DC-VA-MD-WV (144) and Atlanta-Sandy Springs-Roswell, GA (97) (applications in parentheses).

Mortgage Company & Address Servbank, N.A.
3201 Orchard Rd
Oswego, IL 60543
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,660
Total Mortgage Loan Application Amount $921,692,000
Average Mortgage Loan Application Amount $251,828
Highest Mortgage Loan Application Amount $1,650,000
Average Applicant Income $45,507
Highest Applicant Income $4,991,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servbank, N.A. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 122 $ 25,535,000 $ 209,303 $ 91,000
Will, Illinois 97 $ 18,721,000 $ 193,000 $ 86,000
San Diego, California 79 $ 36,287,000 $ 459,329 $ 91,000
Kendall, Illinois 73 $ 14,968,000 $ 205,041 $ 78,000
Los Angeles, California 58 $ 26,216,000 $ 452,000 $ 220,000
Maricopa, Arizona 57 $ 14,044,000 $ 246,385 $ 26,000
Riverside, California 50 $ 14,665,000 $ 293,300 $ 36,000
DuPage, Illinois 49 $ 10,573,000 $ 215,775 $ 92,000
Clark, Nevada 49 $ 13,733,000 $ 280,265 $ 42,000
Prince George's, Maryland 31 $ 9,847,000 $ 317,645 $ 35,000
Honolulu, Hawaii 30 $ 16,320,000 $ 544,000 $ 43,000
El Paso, Colorado 29 $ 7,505,000 $ 258,793 $ 7,000
Tuscarawas, Ohio 29 $ 2,946,000 $ 101,586 $ 42,000
Tarrant, Texas 27 $ 5,276,000 $ 195,407 $ 28,000
Pierce, Washington 27 $ 7,576,000 $ 280,592 $ 56,000
Bexar, Texas 26 $ 5,582,000 $ 214,692 $ 18,000
New Castle, Delaware 25 $ 6,030,000 $ 241,200 $ 57,000
Broward, Florida 24 $ 7,264,000 $ 302,666 $ 70,000
Salt Lake, Utah 24 $ 7,040,000 $ 293,333 $ 77,000
Prince William, Virginia 23 $ 9,832,000 $ 427,478 $ 33,000
Palm Beach, Florida 22 $ 5,740,000 $ 260,909 $ 24,000
Kane, Illinois 22 $ 4,480,000 $ 203,636 $ 111,000
Harris, Texas 22 $ 4,439,000 $ 201,772 $ 10,000
Kankakee, Illinois 21 $ 2,518,000 $ 119,904 $ 65,000
San Bernardino, California 20 $ 5,389,000 $ 269,450 $ 49,000
Hillsborough, Florida 20 $ 4,558,000 $ 227,900 $ 39,000
Polk, Florida 20 $ 3,783,000 $ 189,150 $ 42,000
Saratoga, New York 20 $ 4,327,000 $ 216,350 $ 88,000
Mecklenburg, North Carolina 20 $ 5,133,000 $ 256,650 $ 34,000
Dallas, Texas 20 $ 3,425,000 $ 171,250 $ 28,000
Fairfax, Virginia 20 $ 10,277,000 $ 513,850 $ 56,000
Stafford, Virginia 20 $ 7,690,000 $ 384,500 $ 4,000
King, Washington 20 $ 6,123,000 $ 306,150 $ 50,000
Orange, California 17 $ 8,640,000 $ 508,235 $ 103,000
DeKalb, Georgia 17 $ 2,974,000 $ 174,941 $ 27,000
Gwinnett, Georgia 17 $ 3,878,000 $ 228,117 $ 23,000
Wake, North Carolina 17 $ 3,684,000 $ 216,705 $ 36,000
Contra Costa, California 16 $ 6,243,000 $ 390,187 $ 45,000
Sacramento, California 16 $ 4,707,000 $ 294,187 $ 12,000
Orange, Florida 16 $ 4,135,000 $ 258,437 $ 27,000
Baltimore, Maryland 16 $ 3,894,000 $ 243,375 $ 67,000
Virginia Beach, Virginia 15 $ 3,583,000 $ 238,866 $ 16,000
Collin, Texas 14 $ 3,571,000 $ 255,071 $ 13,000
Kern, California 13 $ 3,024,000 $ 232,615 $ 42,000
Santa Clara, California 13 $ 7,326,000 $ 563,538 $ 122,000
Pinellas, Florida 13 $ 2,240,000 $ 172,307 $ 45,000
Volusia, Florida 13 $ 2,214,000 $ 170,307 $ 26,000
Fulton, Georgia 13 $ 2,625,000 $ 201,923 $ 22,000
Anne Arundel, Maryland 13 $ 4,342,000 $ 334,000 $ 13,000
Philadelphia, Pennsylvania 13 $ 2,275,000 $ 175,000 $ 25,000
Denton, Texas 13 $ 3,213,000 $ 247,153 $ 34,000
Williamson, Texas 13 $ 2,913,000 $ 224,076 $ 4,000
Pima, Arizona 12 $ 2,524,000 $ 210,333 $ 18,000
Jefferson, Kentucky 12 $ 2,307,000 $ 192,250 $ 21,000
Utah, Utah 12 $ 3,201,000 $ 266,750 $ 65,000
Loudoun, Virginia 12 $ 5,265,000 $ 438,750 $ 20,000
Arapahoe, Colorado 11 $ 3,165,000 $ 287,727 $ 13,000
Miami-Dade, Florida 11 $ 3,461,000 $ 314,636 $ 65,000
San Joaquin, California 10 $ 3,048,000 $ 304,800 $ 23,000
Stanislaus, California 10 $ 2,321,000 $ 232,100 $ 9,000
Adams, Colorado 10 $ 3,313,000 $ 331,300 $ 6,000
Denver, Colorado 10 $ 2,656,000 $ 265,600 $ 8,000
Cobb, Georgia 10 $ 2,533,000 $ 253,300 $ 53,000
Baltimore City, Maryland 10 $ 2,524,000 $ 252,400 $ 78,000
Charles, Maryland 10 $ 2,617,000 $ 261,700 $ 12,000
St. Louis, Missouri 10 $ 1,816,000 $ 181,600 $ 37,000
Cumberland, North Carolina 10 $ 1,596,000 $ 159,600 $ 26,000
Stark, Ohio 10 $ 1,205,000 $ 120,500 $ 71,000
Oklahoma, Oklahoma 10 $ 2,990,000 $ 299,000 $ 35,000
Anchorage, Alaska 9 $ 3,223,000 $ 358,111 $ 24,000
Pulaski, Arkansas 9 $ 1,661,000 $ 184,555 $ 30,000
Fresno, California 9 $ 2,350,000 $ 261,111 $ 19,000
Sonoma, California 9 $ 4,492,000 $ 499,111 $ 30,000
Ventura, California 9 $ 4,146,000 $ 460,666 $ 58,000
Jefferson, Colorado 9 $ 2,700,000 $ 300,000 $ 27,000
Worcester, Massachusetts 9 $ 2,023,000 $ 224,777 $ 18,000
Hennepin, Minnesota 9 $ 2,131,000 $ 236,777 $ 6,000
Nassau, New York 9 $ 4,418,000 $ 490,888 $ 202,000
Franklin, Ohio 9 $ 1,723,000 $ 191,444 $ 58,000
Clackamas, Oregon 9 $ 2,495,000 $ 277,222 $ 20,000
Placer, California 8 $ 3,650,000 $ 456,250 $ 41,000
Kent, Delaware 8 $ 1,879,000 $ 234,875 $ 11,000
Lake, Indiana 8 $ 1,337,000 $ 167,125 $ 19,000
Essex, Massachusetts 8 $ 2,530,000 $ 316,250 $ 24,000
Middlesex, Massachusetts 8 $ 1,841,000 $ 230,125 $ 48,000
Rensselaer, New York 8 $ 1,186,000 $ 148,250 $ 52,000
Tulsa, Oklahoma 8 $ 999,000 $ 124,875 $ 35,000
Davidson, Tennessee 8 $ 1,556,000 $ 194,500 $ 10,000
Knox, Tennessee 8 $ 1,064,000 $ 133,000 $ 21,000
Montgomery, Tennessee 8 $ 1,616,000 $ 202,000 $ 7,000
Bell, Texas 8 $ 1,491,000 $ 186,375 $ 0
Montgomery, Texas 8 $ 1,787,000 $ 223,375 $ 86,000
Spotsylvania, Virginia 8 $ 2,346,000 $ 293,250 $ 6,000
Pinal, Arizona 7 $ 1,346,000 $ 192,285 $ 15,000
Solano, California 7 $ 2,722,000 $ 388,857 $ 89,000
District of Columbia, District Of Columbia 7 $ 2,174,000 $ 310,571 $ 42,000
Escambia, Florida 7 $ 1,434,000 $ 204,857 $ 0
Seminole, Florida 7 $ 1,539,000 $ 219,857 $ 10,000
St. Lucie, Florida 7 $ 1,358,000 $ 194,000 $ 8,000
Clayton, Georgia 7 $ 982,000 $ 140,285 $ 0
Columbia, Georgia 7 $ 1,685,000 $ 240,714 $ 5,000
Henry, Georgia 7 $ 2,008,000 $ 286,857 $ 26,000
Hawaii, Hawaii 7 $ 1,908,000 $ 272,571 $ 49,000
Ada, Idaho 7 $ 1,359,000 $ 194,142 $ 24,000
Grundy, Illinois 7 $ 1,208,000 $ 172,571 $ 67,000
Lake, Illinois 7 $ 1,163,000 $ 166,142 $ 59,000
McHenry, Illinois 7 $ 1,491,000 $ 213,000 $ 130,000
Johnson, Kansas 7 $ 1,814,000 $ 259,142 $ 82,000
Harford, Maryland 7 $ 2,430,000 $ 347,142 $ 472,000
Howard, Maryland 7 $ 2,957,000 $ 422,428 $ 49,000
Montgomery, Maryland 7 $ 2,317,000 $ 331,000 $ 34,000
Douglas, Nebraska 7 $ 1,316,000 $ 188,000 $ 49,000
Washoe, Nevada 7 $ 1,508,000 $ 215,428 $ 29,000
Richmond, New York 7 $ 2,356,000 $ 336,571 $ 59,000
Suffolk, New York 7 $ 2,433,000 $ 347,571 $ 33,000
Onslow, North Carolina 7 $ 1,252,000 $ 178,857 $ 25,000
Chester, Pennsylvania 7 $ 1,915,000 $ 273,571 $ 40,000
Dauphin, Pennsylvania 7 $ 1,358,000 $ 194,000 $ 205,000
Montgomery, Pennsylvania 7 $ 1,928,000 $ 275,428 $ 76,000
Richland, South Carolina 7 $ 1,973,000 $ 281,857 $ 0
Fort Bend, Texas 7 $ 1,379,000 $ 197,000 $ 72,000
Travis, Texas 7 $ 1,347,000 $ 192,428 $ 21,000
Davis, Utah 7 $ 1,931,000 $ 275,857 $ 33,000
Clark, Washington 7 $ 2,394,000 $ 342,000 $ 20,000
Snohomish, Washington 7 $ 1,952,000 $ 278,857 $ 21,000
Saline, Arkansas 6 $ 1,180,000 $ 196,666 $ 0
San Luis Obispo, California 6 $ 1,564,000 $ 260,666 $ 6,000
Larimer, Colorado 6 $ 2,032,000 $ 338,666 $ 34,000
Fairfield, Connecticut 6 $ 1,832,000 $ 305,333 $ 29,000
New Haven, Connecticut 6 $ 1,473,000 $ 245,500 $ 130,000
Duval, Florida 6 $ 1,406,000 $ 234,333 $ 21,000
Manatee, Florida 6 $ 2,797,000 $ 466,166 $ 17,000
Pasco, Florida 6 $ 1,072,000 $ 178,666 $ 9,000
Kootenai, Idaho 6 $ 1,239,000 $ 206,500 $ 68,000
Hamilton, Indiana 6 $ 1,738,000 $ 289,666 $ 0
Calvert, Maryland 6 $ 1,555,000 $ 259,166 $ 19,000
St. Mary's, Maryland 6 $ 1,698,000 $ 283,000 $ 10,000
Norfolk, Massachusetts 6 $ 2,350,000 $ 391,666 $ 33,000
Passaic, New Jersey 6 $ 1,461,000 $ 243,500 $ 30,000
Albany, New York 6 $ 744,000 $ 124,000 $ 47,000
Brunswick, North Carolina 6 $ 1,423,000 $ 237,166 $ 47,000
Moore, North Carolina 6 $ 1,526,000 $ 254,333 $ 14,000
Cuyahoga, Ohio 6 $ 762,000 $ 127,000 $ 50,000
Montgomery, Ohio 6 $ 1,004,000 $ 167,333 $ 46,000
Multnomah, Oregon 6 $ 1,518,000 $ 253,000 $ 31,000
Washington, Oregon 6 $ 1,817,000 $ 302,833 $ 8,000
Allegheny, Pennsylvania 6 $ 927,000 $ 154,500 $ 55,000
Lancaster, Pennsylvania 6 $ 1,653,000 $ 275,500 $ 24,000
Dorchester, South Carolina 6 $ 1,697,000 $ 282,833 $ 24,000
Horry, South Carolina 6 $ 1,512,000 $ 252,000 $ 14,000
York, South Carolina 6 $ 1,466,000 $ 244,333 $ 0
Shelby, Tennessee 6 $ 1,163,000 $ 193,833 $ 61,000
Thurston, Washington 6 $ 1,510,000 $ 251,666 $ 0
Baldwin, Alabama 5 $ 918,000 $ 183,600 $ 45,000
Yavapai, Arizona 5 $ 1,379,000 $ 275,800 $ 44,000
Benton, Arkansas 5 $ 1,145,000 $ 229,000 $ 52,000
Charlotte, Florida 5 $ 1,191,000 $ 238,200 $ 24,000
Walton, Florida 5 $ 1,123,000 $ 224,600 $ 26,000
Cherokee, Georgia 5 $ 1,290,000 $ 258,000 $ 46,000
DeKalb, Illinois 5 $ 741,000 $ 148,200 $ 26,000
Marion, Indiana 5 $ 760,000 $ 152,000 $ 15,000
East Baton Rouge, Louisiana 5 $ 874,000 $ 174,800 $ 28,000
Frederick, Maryland 5 $ 2,090,000 $ 418,000 $ 47,000
Barnstable, Massachusetts 5 $ 1,653,000 $ 330,600 $ 69,000
Calhoun, Michigan 5 $ 917,000 $ 183,400 $ 19,000
Macomb, Michigan 5 $ 992,000 $ 198,400 $ 16,000
Ramsey, Minnesota 5 $ 1,099,000 $ 219,800 $ 0
St. Charles, Missouri 5 $ 775,000 $ 155,000 $ 5,000
Gloucester, New Jersey 5 $ 857,000 $ 171,400 $ 42,000
Middlesex, New Jersey 5 $ 1,432,000 $ 286,400 $ 0
Monmouth, New Jersey 5 $ 1,563,000 $ 312,600 $ 27,000
Morris, New Jersey 5 $ 2,237,000 $ 447,400 $ 27,000
Ocean, New Jersey 5 $ 1,527,000 $ 305,400 $ 50,000
Johnston, North Carolina 5 $ 1,521,000 $ 304,200 $ 31,000
Delaware, Ohio 5 $ 1,040,000 $ 208,000 $ 48,000
Jackson, Oregon 5 $ 1,182,000 $ 236,400 $ 20,000
Marion, Oregon 5 $ 1,341,000 $ 268,200 $ 72,000
Bucks, Pennsylvania 5 $ 1,343,000 $ 268,600 $ 45,000
Northampton, Pennsylvania 5 $ 653,000 $ 130,600 $ 17,000
Providence, Rhode Island 5 $ 1,188,000 $ 237,600 $ 62,000
Charleston, South Carolina 5 $ 1,638,000 $ 327,600 $ 68,000
Greenville, South Carolina 5 $ 898,000 $ 179,600 $ 15,000
Pennington, South Dakota 5 $ 985,000 $ 197,000 $ 27,000
Guadalupe, Texas 5 $ 1,339,000 $ 267,800 $ 25,000
Hays, Texas 5 $ 1,224,000 $ 244,800 $ 17,000
Weber, Utah 5 $ 1,051,000 $ 210,200 $ 40,000
Chesapeake, Virginia 5 $ 1,551,000 $ 310,200 $ 44,000
Chesterfield, Virginia 5 $ 1,460,000 $ 292,000 $ 0
Benton, Washington 5 $ 795,000 $ 159,000 $ 20,000
Spokane, Washington 5 $ 1,066,000 $ 213,200 $ 14,000
Milwaukee, Wisconsin 5 $ 850,000 $ 170,000 $ 25,000
Waukesha, Wisconsin 5 $ 961,000 $ 192,200 $ 5,000
Jefferson, Alabama 4 $ 730,000 $ 182,500 $ 20,000
Ketchikan Gateway, Alaska 4 $ 2,099,000 $ 524,750 $ 10,000
Cochise, Arizona 4 $ 1,117,000 $ 279,250 $ 0
Mohave, Arizona 4 $ 805,000 $ 201,250 $ 0
Merced, California 4 $ 958,000 $ 239,500 $ 9,000
Santa Barbara, California 4 $ 1,435,000 $ 358,750 $ 43,000
Tulare, California 4 $ 1,198,000 $ 299,500 $ 94,000
Douglas, Colorado 4 $ 1,142,000 $ 285,500 $ 19,000
Bay, Florida 4 $ 879,000 $ 219,750 $ 72,000
Clay, Florida 4 $ 809,000 $ 202,250 $ 0
Collier, Florida 4 $ 908,000 $ 227,000 $ 51,000
Lee, Florida 4 $ 995,000 $ 248,750 $ 64,000
Marion, Florida 4 $ 636,000 $ 159,000 $ 22,000
Sarasota, Florida 4 $ 1,497,000 $ 374,250 $ 41,000
St. Johns, Florida 4 $ 1,179,000 $ 294,750 $ 33,000
Barrow, Georgia 4 $ 577,000 $ 144,250 $ 0
Newton, Georgia 4 $ 810,000 $ 202,500 $ 0
Richmond, Georgia 4 $ 592,000 $ 148,000 $ 0
Canyon, Idaho 4 $ 647,000 $ 161,750 $ 8,000
Polk, Iowa 4 $ 1,001,000 $ 250,250 $ 18,000
Cecil, Maryland 4 $ 819,000 $ 204,750 $ 48,000
Bristol, Massachusetts 4 $ 668,000 $ 167,000 $ 0
Suffolk, Massachusetts 4 $ 1,000,000 $ 250,000 $ 60,000
Monroe, Michigan 4 $ 618,000 $ 154,500 $ 16,000
Wayne, Michigan 4 $ 496,000 $ 124,000 $ 31,000
DeSoto, Mississippi 4 $ 1,136,000 $ 284,000 $ 0
Clay, Missouri 4 $ 940,000 $ 235,000 $ 0
Cascade, Montana 4 $ 809,000 $ 202,250 $ 12,000
Strafford, New Hampshire 4 $ 759,000 $ 189,750 $ 72,000
Hudson, New Jersey 4 $ 1,430,000 $ 357,500 $ 112,000
Erie, New York 4 $ 639,000 $ 159,750 $ 80,000
Kings, New York 4 $ 2,217,000 $ 554,250 $ 58,000
Queens, New York 4 $ 1,247,000 $ 311,750 $ 70,000
Schenectady, New York 4 $ 437,000 $ 109,250 $ 56,000
Cabarrus, North Carolina 4 $ 805,000 $ 201,250 $ 23,000
Catawba, North Carolina 4 $ 931,000 $ 232,750 $ 21,000
Gaston, North Carolina 4 $ 574,000 $ 143,500 $ 0
Iredell, North Carolina 4 $ 940,000 $ 235,000 $ 0
New Hanover, North Carolina 4 $ 861,000 $ 215,250 $ 22,000
Butler, Ohio 4 $ 794,000 $ 198,500 $ 28,000
Harrison, Ohio 4 $ 397,000 $ 99,250 $ 58,000
Lucas, Ohio 4 $ 507,000 $ 126,750 $ 65,000
Comanche, Oklahoma 4 $ 792,000 $ 198,000 $ 22,000
Deschutes, Oregon 4 $ 1,509,000 $ 377,250 $ 107,000
Berks, Pennsylvania 4 $ 772,000 $ 193,000 $ 21,000
Westmoreland, Pennsylvania 4 $ 683,000 $ 170,750 $ 12,000
York, Pennsylvania 4 $ 468,000 $ 117,000 $ 10,000
Aiken, South Carolina 4 $ 848,000 $ 212,000 $ 33,000
Lexington, South Carolina 4 $ 889,000 $ 222,250 $ 34,000
Hamilton, Tennessee 4 $ 1,011,000 $ 252,750 $ 17,000
Wilson, Tennessee 4 $ 1,184,000 $ 296,000 $ 0
McLennan, Texas 4 $ 845,000 $ 211,250 $ 19,000
Nueces, Texas 4 $ 904,000 $ 226,000 $ 0
Box Elder, Utah 4 $ 645,000 $ 161,250 $ 44,000
Tooele, Utah 4 $ 988,000 $ 247,000 $ 58,000
Washington, Utah 4 $ 752,000 $ 188,000 $ 33,000
Hampton, Virginia 4 $ 568,000 $ 142,000 $ 39,000
Henrico, Virginia 4 $ 771,000 $ 192,750 $ 49,000
Montgomery, Virginia 4 $ 879,000 $ 219,750 $ 68,000
Norfolk, Virginia 4 $ 982,000 $ 245,500 $ 0
Kenosha, Wisconsin 4 $ 657,000 $ 164,250 $ 75,000
Montgomery, Alabama 3 $ 572,000 $ 190,666 $ 0
Matanuska-Susitna, Alaska 3 $ 595,000 $ 198,333 $ 33,000
Monterey, California 3 $ 1,045,000 $ 348,333 $ 24,000
Yolo, California 3 $ 1,136,000 $ 378,666 $ 39,000
Yuba, California 3 $ 754,000 $ 251,333 $ 0
Clear Creek, Colorado 3 $ 1,080,000 $ 360,000 $ 16,000
Weld, Colorado 3 $ 831,000 $ 277,000 $ 0
Hartford, Connecticut 3 $ 567,000 $ 189,000 $ 28,000
Brevard, Florida 3 $ 460,000 $ 153,333 $ 34,000
Hernando, Florida 3 $ 336,000 $ 112,000 $ 16,000
Lake, Florida 3 $ 547,000 $ 182,333 $ 27,000
Okaloosa, Florida 3 $ 726,000 $ 242,000 $ 18,000
Chatham, Georgia 3 $ 921,000 $ 307,000 $ 36,000
Muscogee, Georgia 3 $ 289,000 $ 96,333 $ 16,000
McLean, Illinois 3 $ 384,000 $ 128,000 $ 65,000
St. Clair, Illinois 3 $ 507,000 $ 169,000 $ 32,000
Boone, Indiana 3 $ 726,000 $ 242,000 $ 81,000
LaPorte, Indiana 3 $ 2,494,000 $ 831,333 $ 336,000
Monroe, Indiana 3 $ 396,000 $ 132,000 $ 0
Hardin, Kentucky 3 $ 600,000 $ 200,000 $ 0
Orleans, Louisiana 3 $ 477,000 $ 159,000 $ 36,000
Hancock, Maine 3 $ 773,000 $ 257,666 $ 29,000
Hampden, Massachusetts 3 $ 690,000 $ 230,000 $ 36,000
Plymouth, Massachusetts 3 $ 813,000 $ 271,000 $ 86,000
Genesee, Michigan 3 $ 337,000 $ 112,333 $ 0
Oakland, Michigan 3 $ 658,000 $ 219,333 $ 125,000
Olmsted, Minnesota 3 $ 1,076,000 $ 358,666 $ 0
Jackson, Missouri 3 $ 473,000 $ 157,666 $ 32,000
Missoula, Montana 3 $ 676,000 $ 225,333 $ 22,000
Lancaster, Nebraska 3 $ 416,000 $ 138,666 $ 79,000
Sarpy, Nebraska 3 $ 508,000 $ 169,333 $ 40,000
Cheshire, New Hampshire 3 $ 636,000 $ 212,000 $ 0
Hillsborough, New Hampshire 3 $ 782,000 $ 260,666 $ 0
Merrimack, New Hampshire 3 $ 695,000 $ 231,666 $ 0
Bergen, New Jersey 3 $ 1,355,000 $ 451,666 $ 47,000
Essex, New Jersey 3 $ 832,000 $ 277,333 $ 23,000
Dona Ana, New Mexico 3 $ 573,000 $ 191,000 $ 44,000
Sandoval, New Mexico 3 $ 665,000 $ 221,666 $ 21,000
Orange, New York 3 $ 959,000 $ 319,666 $ 51,000
Rockland, New York 3 $ 617,000 $ 205,666 $ 95,000
Sullivan, New York 3 $ 560,000 $ 186,666 $ 73,000
Washington, New York 3 $ 325,000 $ 108,333 $ 46,000
Westchester, New York 3 $ 1,204,000 $ 401,333 $ 60,000
Durham, North Carolina 3 $ 526,000 $ 175,333 $ 101,000
Guilford, North Carolina 3 $ 490,000 $ 163,333 $ 0
Carroll, Ohio 3 $ 784,000 $ 261,333 $ 122,000
Fairfield, Ohio 3 $ 769,000 $ 256,333 $ 25,000
Medina, Ohio 3 $ 514,000 $ 171,333 $ 84,000
Portage, Ohio 3 $ 1,279,000 $ 426,333 $ 211,000
Union, Ohio 3 $ 694,000 $ 231,333 $ 22,000
Warren, Ohio 3 $ 472,000 $ 157,333 $ 0
Canadian, Oklahoma 3 $ 755,000 $ 251,666 $ 0
Carter, Oklahoma 3 $ 597,000 $ 199,000 $ 0
Coos, Oregon 3 $ 400,000 $ 133,333 $ 37,000
Linn, Oregon 3 $ 549,000 $ 183,000 $ 0
Anderson, South Carolina 3 $ 689,000 $ 229,666 $ 0
Beaufort, South Carolina 3 $ 970,000 $ 323,333 $ 0
Orangeburg, South Carolina 3 $ 511,000 $ 170,333 $ 90,000
Blount, Tennessee 3 $ 515,000 $ 171,666 $ 32,000
Williamson, Tennessee 3 $ 1,060,000 $ 353,333 $ 37,000
Cameron, Texas 3 $ 450,000 $ 150,000 $ 16,000
El Paso, Texas 3 $ 602,000 $ 200,666 $ 0
Hood, Texas 3 $ 946,000 $ 315,333 $ 0
Kaufman, Texas 3 $ 805,000 $ 268,333 $ 0
Midland, Texas 3 $ 1,087,000 $ 362,333 $ 97,000
Webb, Texas 3 $ 581,000 $ 193,666 $ 0
Rutland, Vermont 3 $ 573,000 $ 191,000 $ 101,000
Bedford, Virginia 3 $ 514,000 $ 171,333 $ 0
Orange, Virginia 3 $ 599,000 $ 199,666 $ 11,000
Russell, Virginia 3 $ 563,000 $ 187,666 $ 8,000
Suffolk, Virginia 3 $ 898,000 $ 299,333 $ 25,000
Kitsap, Washington 3 $ 555,000 $ 185,000 $ 0
Mason, Washington 3 $ 669,000 $ 223,000 $ 33,000
Yakima, Washington 3 $ 550,000 $ 183,333 $ 47,000
Berkeley, West Virginia 3 $ 448,000 $ 149,333 $ 20,000
Walworth, Wisconsin 3 $ 909,000 $ 303,000 $ 0
Laramie, Wyoming 3 $ 610,000 $ 203,333 $ 0
Coffee, Alabama 2 $ 454,000 $ 227,000 $ 0
Elmore, Alabama 2 $ 434,000 $ 217,000 $ 0
Limestone, Alabama 2 $ 608,000 $ 304,000 $ 0
Shelby, Alabama 2 $ 760,000 $ 380,000 $ 83,000
Talladega, Alabama 2 $ 250,000 $ 125,000 $ 0
Fairbanks North Star, Alaska 2 $ 521,000 $ 260,500 $ 39,000
Navajo, Arizona 2 $ 395,000 $ 197,500 $ 0
Yuma, Arizona 2 $ 307,000 $ 153,500 $ 21,000
Garland, Arkansas 2 $ 313,000 $ 156,500 $ 0
Amador, California 2 $ 437,000 $ 218,500 $ 0
Calaveras, California 2 $ 378,000 $ 189,000 $ 0
Madera, California 2 $ 409,000 $ 204,500 $ 0
Napa, California 2 $ 1,226,000 $ 613,000 $ 81,000
San Benito, California 2 $ 1,211,000 $ 605,500 $ 35,000
Siskiyou, California 2 $ 656,000 $ 328,000 $ 172,000
Sutter, California 2 $ 682,000 $ 341,000 $ 82,000
Tehama, California 2 $ 281,000 $ 140,500 $ 54,000
Elbert, Colorado 2 $ 679,000 $ 339,500 $ 0
Fremont, Colorado 2 $ 277,000 $ 138,500 $ 0
Routt, Colorado 2 $ 570,000 $ 285,000 $ 39,000
Middlesex, Connecticut 2 $ 441,000 $ 220,500 $ 43,000
Windham, Connecticut 2 $ 401,000 $ 200,500 $ 42,000
Sussex, Delaware 2 $ 222,000 $ 111,000 $ 0
Citrus, Florida 2 $ 559,000 $ 279,500 $ 0
Osceola, Florida 2 $ 586,000 $ 293,000 $ 37,000
Sumter, Florida 2 $ 521,000 $ 260,500 $ 0
Carroll, Georgia 2 $ 352,000 $ 176,000 $ 55,000
Forsyth, Georgia 2 $ 558,000 $ 279,000 $ 81,000
Liberty, Georgia 2 $ 486,000 $ 243,000 $ 17,000
Paulding, Georgia 2 $ 291,000 $ 145,500 $ 20,000
Pike, Georgia 2 $ 373,000 $ 186,500 $ 0
Allen, Indiana 2 $ 205,000 $ 102,500 $ 36,000
Elkhart, Indiana 2 $ 250,000 $ 125,000 $ 58,000
Hendricks, Indiana 2 $ 520,000 $ 260,000 $ 0
Jasper, Indiana 2 $ 289,000 $ 144,500 $ 0
St. Joseph, Indiana 2 $ 370,000 $ 185,000 $ 0
Sedgwick, Kansas 2 $ 347,000 $ 173,500 $ 0
Boone, Kentucky 2 $ 272,000 $ 136,000 $ 38,000
Franklin, Kentucky 2 $ 233,000 $ 116,500 $ 24,000
Kenton, Kentucky 2 $ 241,000 $ 120,500 $ 12,000
Scott, Kentucky 2 $ 320,000 $ 160,000 $ 38,000
Bossier, Louisiana 2 $ 282,000 $ 141,000 $ 0
Caddo, Louisiana 2 $ 454,000 $ 227,000 $ 0
Jefferson, Louisiana 2 $ 304,000 $ 152,000 $ 0
Knox, Maine 2 $ 320,000 $ 160,000 $ 0
Caroline, Maryland 2 $ 314,000 $ 157,000 $ 0
Queen Anne's, Maryland 2 $ 466,000 $ 233,000 $ 38,000
Washington, Maryland 2 $ 682,000 $ 341,000 $ 89,000
Wicomico, Maryland 2 $ 409,000 $ 204,500 $ 0
Kalamazoo, Michigan 2 $ 429,000 $ 214,500 $ 0
Livingston, Michigan 2 $ 582,000 $ 291,000 $ 0
Midland, Michigan 2 $ 191,000 $ 95,500 $ 60,000
Washtenaw, Michigan 2 $ 345,000 $ 172,500 $ 0
Goodhue, Minnesota 2 $ 898,000 $ 449,000 $ 36,000
Kanabec, Minnesota 2 $ 313,000 $ 156,500 $ 0
Scott, Minnesota 2 $ 457,000 $ 228,500 $ 0
Sherburne, Minnesota 2 $ 319,000 $ 159,500 $ 0
St. Louis, Minnesota 2 $ 626,000 $ 313,000 $ 30,000
Wright, Minnesota 2 $ 560,000 $ 280,000 $ 0
Pearl River, Mississippi 2 $ 286,000 $ 143,000 $ 37,000
Cass, Missouri 2 $ 451,000 $ 225,500 $ 0
Greene, Missouri 2 $ 476,000 $ 238,000 $ 60,000
Platte, Missouri 2 $ 614,000 $ 307,000 $ 86,000
Douglas, Nevada 2 $ 618,000 $ 309,000 $ 0
Elko, Nevada 2 $ 383,000 $ 191,500 $ 0
Nye, Nevada 2 $ 297,000 $ 148,500 $ 27,000
Belknap, New Hampshire 2 $ 415,000 $ 207,500 $ 28,000
Rockingham, New Hampshire 2 $ 687,000 $ 343,500 $ 45,000
Burlington, New Jersey 2 $ 342,000 $ 171,000 $ 0
Union, New Jersey 2 $ 710,000 $ 355,000 $ 0
Bernalillo, New Mexico 2 $ 236,000 $ 118,000 $ 0
Broome, New York 2 $ 265,000 $ 132,500 $ 0
Jefferson, New York 2 $ 283,000 $ 141,500 $ 53,000
Oneida, New York 2 $ 200,000 $ 100,000 $ 30,000
Oswego, New York 2 $ 343,000 $ 171,500 $ 0
Burke, North Carolina 2 $ 534,000 $ 267,000 $ 65,000
Dare, North Carolina 2 $ 567,000 $ 283,500 $ 20,000
Franklin, North Carolina 2 $ 223,000 $ 111,500 $ 0
Harnett, North Carolina 2 $ 368,000 $ 184,000 $ 0
Henderson, North Carolina 2 $ 795,000 $ 397,500 $ 0
Hoke, North Carolina 2 $ 414,000 $ 207,000 $ 45,000
Perquimans, North Carolina 2 $ 345,000 $ 172,500 $ 0
Polk, North Carolina 2 $ 615,000 $ 307,500 $ 0
Union, North Carolina 2 $ 1,160,000 $ 580,000 $ 0
Stark, North Dakota 2 $ 583,000 $ 291,500 $ 62,000
Ward, North Dakota 2 $ 501,000 $ 250,500 $ 103,000
Ashland, Ohio 2 $ 192,000 $ 96,000 $ 62,000
Clermont, Ohio 2 $ 411,000 $ 205,500 $ 75,000
Columbiana, Ohio 2 $ 264,000 $ 132,000 $ 18,000
Coshocton, Ohio 2 $ 185,000 $ 92,500 $ 33,000
Geauga, Ohio 2 $ 503,000 $ 251,500 $ 40,000
Hamilton, Ohio 2 $ 435,000 $ 217,500 $ 24,000
Lawrence, Ohio 2 $ 397,000 $ 198,500 $ 92,000
Licking, Ohio 2 $ 463,000 $ 231,500 $ 0
Madison, Ohio 2 $ 414,000 $ 207,000 $ 0
Mahoning, Ohio 2 $ 331,000 $ 165,500 $ 70,000
Miami, Ohio 2 $ 291,000 $ 145,500 $ 32,000
Pickaway, Ohio 2 $ 290,000 $ 145,000 $ 36,000
Summit, Ohio 2 $ 195,000 $ 97,500 $ 14,000
Cleveland, Oklahoma 2 $ 526,000 $ 263,000 $ 32,000
Pittsburg, Oklahoma 2 $ 271,000 $ 135,500 $ 0
Rogers, Oklahoma 2 $ 378,000 $ 189,000 $ 24,000
Lane, Oregon 2 $ 546,000 $ 273,000 $ 0
Polk, Oregon 2 $ 471,000 $ 235,500 $ 95,000
Yamhill, Oregon 2 $ 403,000 $ 201,500 $ 57,000
Clearfield, Pennsylvania 2 $ 357,000 $ 178,500 $ 36,000
Delaware, Pennsylvania 2 $ 446,000 $ 223,000 $ 28,000
Franklin, Pennsylvania 2 $ 424,000 $ 212,000 $ 45,000
Washington, Pennsylvania 2 $ 566,000 $ 283,000 $ 104,000
Kershaw, South Carolina 2 $ 403,000 $ 201,500 $ 15,000
Oconee, South Carolina 2 $ 573,000 $ 286,500 $ 0
Spartanburg, South Carolina 2 $ 374,000 $ 187,000 $ 0
Sumter, South Carolina 2 $ 340,000 $ 170,000 $ 0
Hawkins, Tennessee 2 $ 396,000 $ 198,000 $ 0
Henry, Tennessee 2 $ 228,000 $ 114,000 $ 0
Jefferson, Tennessee 2 $ 502,000 $ 251,000 $ 130,000
Robertson, Tennessee 2 $ 357,000 $ 178,500 $ 29,000
Sevier, Tennessee 2 $ 572,000 $ 286,000 $ 51,000
Sullivan, Tennessee 2 $ 394,000 $ 197,000 $ 0
Union, Tennessee 2 $ 368,000 $ 184,000 $ 0
Ellis, Texas 2 $ 713,000 $ 356,500 $ 0
Galveston, Texas 2 $ 305,000 $ 152,500 $ 0
Rockwall, Texas 2 $ 1,146,000 $ 573,000 $ 75,000
Smith, Texas 2 $ 402,000 $ 201,000 $ 36,000
Washington, Texas 2 $ 498,000 $ 249,000 $ 53,000
Wichita, Texas 2 $ 381,000 $ 190,500 $ 0
Wilson, Texas 2 $ 441,000 $ 220,500 $ 0
Windham, Vermont 2 $ 273,000 $ 136,500 $ 93,000
Alexandria, Virginia 2 $ 1,253,000 $ 626,500 $ 0
Fauquier, Virginia 2 $ 1,049,000 $ 524,500 $ 0
Newport News, Virginia 2 $ 269,000 $ 134,500 $ 10,000
Petersburg, Virginia 2 $ 258,000 $ 129,000 $ 38,000
Portsmouth, Virginia 2 $ 466,000 $ 233,000 $ 26,000
York, Virginia 2 $ 485,000 $ 242,500 $ 85,000
Cowlitz, Washington 2 $ 389,000 $ 194,500 $ 38,000
Lewis, Washington 2 $ 309,000 $ 154,500 $ 17,000
Pend Oreille, Washington 2 $ 725,000 $ 362,500 $ 38,000
Stevens, Washington 2 $ 353,000 $ 176,500 $ 56,000
Hancock, West Virginia 2 $ 340,000 $ 170,000 $ 75,000
Mercer, West Virginia 2 $ 383,000 $ 191,500 $ 0
Dane, Wisconsin 2 $ 538,000 $ 269,000 $ 28,000
Dunn, Wisconsin 2 $ 289,000 $ 144,500 $ 13,000
Ozaukee, Wisconsin 2 $ 497,000 $ 248,500 $ 0
Racine, Wisconsin 2 $ 407,000 $ 203,500 $ 72,000
Shawano, Wisconsin 2 $ 438,000 $ 219,000 $ 25,000
Vilas, Wisconsin 2 $ 241,000 $ 120,500 $ 32,000
Winnebago, Wisconsin 2 $ 513,000 $ 256,500 $ 67,000
Wood, Wisconsin 2 $ 276,000 $ 138,000 $ 0
Natrona, Wyoming 2 $ 320,000 $ 160,000 $ 0
Blount, Alabama 1 $ 164,000 $ 164,000 $ 0
Calhoun, Alabama 1 $ 112,000 $ 112,000 $ 37,000
Crenshaw, Alabama 1 $ 243,000 $ 243,000 $ 56,000
Dale, Alabama 1 $ 107,000 $ 107,000 $ 0
DeKalb, Alabama 1 $ 115,000 $ 115,000 $ 74,000
Lee, Alabama 1 $ 119,000 $ 119,000 $ 0
Madison, Alabama 1 $ 100,000 $ 100,000 $ 57,000
Marshall, Alabama 1 $ 417,000 $ 417,000 $ 158,000
Mobile, Alabama 1 $ 177,000 $ 177,000 $ 0
Morgan, Alabama 1 $ 348,000 $ 348,000 $ 90,000
St. Clair, Alabama 1 $ 91,000 $ 91,000 $ 0
Kenai Peninsula, Alaska 1 $ 392,000 $ 392,000 $ 0
Kodiak Island, Alaska 1 $ 316,000 $ 316,000 $ 0
Coconino, Arizona 1 $ 304,000 $ 304,000 $ 0
Santa Cruz, Arizona 1 $ 220,000 $ 220,000 $ 0
Baxter, Arkansas 1 $ 93,000 $ 93,000 $ 21,000
Boone, Arkansas 1 $ 144,000 $ 144,000 $ 0
Franklin, Arkansas 1 $ 100,000 $ 100,000 $ 29,000
Greene, Arkansas 1 $ 417,000 $ 417,000 $ 0
Lonoke, Arkansas 1 $ 175,000 $ 175,000 $ 0
Madison, Arkansas 1 $ 298,000 $ 298,000 $ 101,000
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Mortgage Loan Application Detail Totals for Servbank, N.A. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,254 $841,359,000 $258,000 $1,650,000 $40,000 $4,991,000
Home Purchase 403 $79,964,000 $198,000 $728,000 $90,000 $426,000
Home Improvement 3 $369,000 $123,000 $160,000 $42,000 $66,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,235 $557,196,000 $249,000 $1,650,000 $48,000 $1,264,000
Black or African American 612 $151,500,000 $247,000 $1,061,000 $27,000 $276,000
Not Provided 351 $92,637,000 $263,000 $766,000 $63,000 $4,991,000
Hispanic 315 $75,736,000 $240,000 $1,250,000 $36,000 $549,000
Asian 93 $31,533,000 $339,000 $1,429,000 $76,000 $1,080,000
Native Hawaiin or Other Pacific Islander 30 $8,313,000 $277,000 $754,000 $35,000 $173,000
American Indian or Alaskan Native 23 $4,571,000 $198,000 $392,000 $23,000 $222,000
Not applicable 1 $206,000 $206,000 $206,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,157 $584,767,000 $271,000 $1,400,000 $24,000 $1,264,000
FHA-insured (Federal Housing Administration) 830 $165,990,000 $199,000 $1,640,000 $33,000 $549,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 650 $167,742,000 $258,000 $1,650,000 $133,000 $4,991,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $3,193,000 $138,000 $249,000 $44,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 3,136 $811,742,000 $258,000 $1,650,000 $40,000 $4,991,000
Loan Originated 331 $67,005,000 $202,000 $636,000 $90,000 $445,000
Application Denied By Financial Institution 86 $16,143,000 $187,000 $680,000 $62,000 $364,000
Application Withdrawn By Applicant 56 $14,890,000 $265,000 $579,000 $29,000 $196,000
Application Approved But Not Accepted 51 $11,912,000 $233,000 $728,000 $82,000 $299,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 30 $6,081,000 $202,000 $594,000 $52,000 $264,000
Debt-To-Income Ratio 27 $5,092,000 $188,000 $472,000 $49,000 $165,000
Collateral 22 $3,209,000 $145,000 $372,000 $87,000 $364,000
Unverifiable Information 3 $542,000 $180,000 $271,000 $61,000 $69,000
Insufficient Cash (Downpayment, Closing Cost) 2 $482,000 $241,000 $275,000 $44,000 $52,000
Credit Application Incomplete 1 $680,000 $680,000 $680,000 $243,000 $243,000
Employment History 1 $57,000 $57,000 $57,000 $29,000 $29,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servbank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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