Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Altra Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,063 |
| Total Mortgage Loan Application Amount | $545,058,000 |
| Average Mortgage Loan Application Amount | $112,000 |
| Highest Mortgage Loan Application Amount | $4,281,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $1,775,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 2,138 | $ 290,026,000 | $ 135,000 | $ 85,000 |
| Smith County Texas | 388 | $ 53,460,000 | $ 137,000 | $ 96,000 |
| Winona County Minnesota | 232 | $ 26,969,000 | $ 116,000 | $ 69,000 |
| Montgomery County Tennessee | 216 | $ 23,855,000 | $ 110,000 | $ 73,000 |
| Houston County Minnesota | 189 | $ 24,616,000 | $ 130,000 | $ 72,000 |
| Vernon County Wisconsin | 144 | $ 17,506,000 | $ 121,000 | $ 75,000 |
| Trempealeau County Wisconsin | 81 | $ 10,907,000 | $ 134,000 | $ 77,000 |
| Monroe County Wisconsin | 59 | $ 7,537,000 | $ 127,000 | $ 72,000 |
| Cherokee County Texas | 35 | $ 4,924,000 | $ 140,000 | $ 75,000 |
| Buffalo County Wisconsin | 24 | $ 3,222,000 | $ 134,000 | $ 71,000 |
| Fayette County Kentucky | 21 | $ 2,271,000 | $ 108,000 | $ 61,000 |
| Fillmore County Minnesota | 19 | $ 2,271,000 | $ 119,000 | $ 64,000 |
| Hennepin County Minnesota | 14 | $ 3,287,000 | $ 234,000 | $ 125,000 |
| Pueblo County Colorado | 13 | $ 1,878,000 | $ 144,000 | $ 82,000 |
| Henderson County Texas | 13 | $ 1,226,000 | $ 94,000 | $ 89,000 |
| Olmsted County Minnesota | 12 | $ 1,677,000 | $ 139,000 | $ 69,000 |
| Dane County Wisconsin | 12 | $ 2,116,000 | $ 176,000 | $ 121,000 |
| Jackson County Wisconsin | 11 | $ 1,511,000 | $ 137,000 | $ 94,000 |
| Stewart County Tennessee | 10 | $ 848,000 | $ 84,000 | $ 69,000 |
| Gregg County Texas | 10 | $ 1,050,000 | $ 105,000 | $ 108,000 |
| Harris County Texas | 10 | $ 1,430,000 | $ 143,000 | $ 98,000 |
| Tarrant County Texas | 10 | $ 1,264,000 | $ 126,000 | $ 100,000 |
| Mercer County New Jersey | 9 | $ 618,000 | $ 68,000 | $ 54,000 |
| Allamakee County Iowa | 8 | $ 807,000 | $ 100,000 | $ 65,000 |
| Ramsey County Minnesota | 8 | $ 1,298,000 | $ 162,000 | $ 88,000 |
| Juneau County Wisconsin | 8 | $ 1,001,000 | $ 125,000 | $ 135,000 |
| Sebastian County Arkansas | 7 | $ 700,000 | $ 100,000 | $ 69,000 |
| Davidson County Tennessee | 7 | $ 1,367,000 | $ 195,000 | $ 94,000 |
| Chippewa County Wisconsin | 7 | $ 873,000 | $ 124,000 | $ 86,000 |
| Milwaukee County Wisconsin | 7 | $ 1,052,000 | $ 150,000 | $ 137,000 |
| Clark County Kentucky | 6 | $ 847,000 | $ 141,000 | $ 116,000 |
| Wabasha County Minnesota | 6 | $ 825,000 | $ 137,000 | $ 119,000 |
| Washington County Minnesota | 6 | $ 1,506,000 | $ 251,000 | $ 165,000 |
| Dallas County Texas | 6 | $ 1,521,000 | $ 253,000 | $ 147,000 |
| Barron County Wisconsin | 6 | $ 861,000 | $ 143,000 | $ 113,000 |
| Brown County Wisconsin | 6 | $ 1,024,000 | $ 170,000 | $ 122,000 |
| Marathon County Wisconsin | 6 | $ 952,000 | $ 158,000 | $ 94,000 |
| Richland County Wisconsin | 6 | $ 773,000 | $ 128,000 | $ 91,000 |
| Summit County Colorado | 5 | $ 1,233,000 | $ 246,000 | $ 213,000 |
| Dakota County Minnesota | 5 | $ 864,000 | $ 172,000 | $ 104,000 |
| Bucks County Pennsylvania | 5 | $ 584,000 | $ 116,000 | $ 49,000 |
| Cheatham County Tennessee | 5 | $ 674,000 | $ 134,000 | $ 98,000 |
| Van Zandt County Texas | 5 | $ 751,000 | $ 150,000 | $ 98,000 |
| Wood County Texas | 5 | $ 265,000 | $ 53,000 | $ 58,000 |
| Douglas County Wisconsin | 5 | $ 503,000 | $ 100,000 | $ 68,000 |
| Angelina County Texas | 4 | $ 553,000 | $ 138,000 | $ 95,000 |
| Collin County Texas | 4 | $ 746,000 | $ 186,000 | $ 115,000 |
| Crawford County Wisconsin | 4 | $ 340,000 | $ 85,000 | $ 68,000 |
| Sawyer County Wisconsin | 4 | $ 803,000 | $ 200,000 | $ 193,000 |
| Crawford County Arkansas | 3 | $ 246,000 | $ 82,000 | $ 54,000 |
| Des Moines County Iowa | 3 | $ 235,000 | $ 78,000 | $ 68,000 |
| Scott County Kentucky | 3 | $ 387,000 | $ 129,000 | $ 76,000 |
| Anoka County Minnesota | 3 | $ 765,000 | $ 255,000 | $ 150,000 |
| Scott County Minnesota | 3 | $ 486,000 | $ 162,000 | $ 68,000 |
| Le Flore County Oklahoma | 3 | $ 121,000 | $ 40,000 | $ 52,000 |
| Robertson County Tennessee | 3 | $ 467,000 | $ 155,000 | $ 88,000 |
| Denton County Texas | 3 | $ 444,000 | $ 148,000 | $ 130,000 |
| Fort Bend County Texas | 3 | $ 390,000 | $ 130,000 | $ 112,000 |
| Galveston County Texas | 3 | $ 747,000 | $ 249,000 | $ 133,000 |
| Navarro County Texas | 3 | $ 430,000 | $ 143,000 | $ 109,000 |
| Rusk County Texas | 3 | $ 201,000 | $ 67,000 | $ 62,000 |
| Adams County Wisconsin | 3 | $ 513,000 | $ 171,000 | $ 111,000 |
| Clark County Wisconsin | 3 | $ 350,000 | $ 116,000 | $ 91,000 |
| Eau Claire County Wisconsin | 3 | $ 356,000 | $ 118,000 | $ 64,000 |
| Pierce County Wisconsin | 3 | $ 4,727,000 | $ 1,575,000 | $ 69,000 |
| St. Croix County Wisconsin | 3 | $ 692,000 | $ 230,000 | $ 87,000 |
| Waukesha County Wisconsin | 3 | $ 762,000 | $ 254,000 | $ 100,000 |
| Washington County Arkansas | 2 | $ 282,000 | $ 141,000 | $ 71,000 |
| Los Angeles County California | 2 | $ 145,000 | $ 72,000 | $ 77,000 |
| Adams County Colorado | 2 | $ 308,000 | $ 154,000 | $ 77,000 |
| Lee County Florida | 2 | $ 506,000 | $ 253,000 | $ 128,000 |
| Toombs County Georgia | 2 | $ 213,000 | $ 106,000 | $ 163,000 |
| Scott County Iowa | 2 | $ 353,000 | $ 176,000 | $ 103,000 |
| Bullitt County Kentucky | 2 | $ 244,000 | $ 122,000 | $ 96,000 |
| Estill County Kentucky | 2 | $ 33,000 | $ 16,000 | $ 41,000 |
| Franklin County Kentucky | 2 | $ 193,000 | $ 96,000 | $ 100,000 |
| Garrard County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 79,000 |
| Harrison County Kentucky | 2 | $ 98,000 | $ 49,000 | $ 73,000 |
| Jessamine County Kentucky | 2 | $ 216,000 | $ 108,000 | $ 67,000 |
| Johnson County Kentucky | 2 | $ 99,000 | $ 49,000 | $ 65,000 |
| Montgomery County Kentucky | 2 | $ 59,000 | $ 29,000 | $ 47,000 |
| Powell County Kentucky | 2 | $ 179,000 | $ 89,000 | $ 75,000 |
| Todd County Kentucky | 2 | $ 167,000 | $ 83,000 | $ 48,000 |
| Trigg County Kentucky | 2 | $ 187,000 | $ 93,000 | $ 55,000 |
| Woodford County Kentucky | 2 | $ 146,000 | $ 73,000 | $ 142,000 |
| Dodge County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 104,000 |
| Mower County Minnesota | 2 | $ 222,000 | $ 111,000 | $ 114,000 |
| Mecklenburg County North Carolina | 2 | $ 296,000 | $ 148,000 | $ 148,000 |
| Oklahoma County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 144,000 |
| Sequoyah County Oklahoma | 2 | $ 111,000 | $ 55,000 | $ 52,000 |
| Carbon County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 47,000 |
| Montgomery County Pennsylvania | 2 | $ 69,000 | $ 34,000 | $ 53,000 |
| Houston County Tennessee | 2 | $ 103,000 | $ 51,000 | $ 50,000 |
| Marshall County Tennessee | 2 | $ 124,000 | $ 62,000 | $ 75,000 |
| Rutherford County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 61,000 |
| Anderson County Texas | 2 | $ 902,000 | $ 451,000 | $ 248,000 |
| Camp County Texas | 2 | $ 201,000 | $ 100,000 | $ 56,000 |
| Panola County Texas | 2 | $ 102,000 | $ 51,000 | $ 60,000 |
| Upshur County Texas | 2 | $ 144,000 | $ 72,000 | $ 95,000 |
| Webb County Texas | 2 | $ 152,000 | $ 76,000 | $ 180,000 |
| Williamson County Texas | 2 | $ 392,000 | $ 196,000 | $ 118,000 |
| Bayfield County Wisconsin | 2 | $ 245,000 | $ 122,000 | $ 132,000 |
| Burnett County Wisconsin | 2 | $ 584,000 | $ 292,000 | $ 194,000 |
| Marquette County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 89,000 |
| Oneida County Wisconsin | 2 | $ 398,000 | $ 199,000 | $ 108,000 |
| Outagamie County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 96,000 |
| Ozaukee County Wisconsin | 2 | $ 564,000 | $ 282,000 | $ 161,000 |
| Portage County Wisconsin | 2 | $ 313,000 | $ 156,000 | $ 94,000 |
| Rock County Wisconsin | 2 | $ 302,000 | $ 151,000 | $ 89,000 |
| Sauk County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 68,000 |
| Vilas County Wisconsin | 2 | $ 354,000 | $ 177,000 | $ 266,000 |
| Winnebago County Wisconsin | 2 | $ 486,000 | $ 243,000 | $ 134,000 |
| Benton County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Hot Spring County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 71,000 |
| Saline County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 68,000 |
| Fresno County California | 1 | $ 79,000 | $ 79,000 | $ 78,000 |
| Arapahoe County Colorado | 1 | $ 134,000 | $ 134,000 | $ 111,000 |
| Broomfield County Colorado | 1 | $ 243,000 | $ 243,000 | $ 168,000 |
| Denver County Colorado | 1 | $ 40,000 | $ 40,000 | $ 180,000 |
| Fremont County Colorado | 1 | $ 69,000 | $ 69,000 | $ 71,000 |
| Garfield County Colorado | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Alachua County Florida | 1 | $ 279,000 | $ 279,000 | $ 150,000 |
| Bay County Florida | 1 | $ 99,000 | $ 99,000 | $ 75,000 |
| Broward County Florida | 1 | $ 86,000 | $ 86,000 | $ 120,000 |
| Charlotte County Florida | 1 | $ 104,000 | $ 104,000 | $ 100,000 |
| Collier County Florida | 1 | $ 62,000 | $ 62,000 | $ 61,000 |
| Lake County Florida | 1 | $ 146,000 | $ 146,000 | $ 110,000 |
| Leon County Florida | 1 | $ 314,000 | $ 314,000 | $ 202,000 |
| Palm Beach County Florida | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Seminole County Florida | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Sumter County Florida | 1 | $ 312,000 | $ 312,000 | $ 92,000 |
| Volusia County Florida | 1 | $ 32,000 | $ 32,000 | $ 63,000 |
| Cobb County Georgia | 1 | $ 30,000 | $ 30,000 | $ 108,000 |
| Hall County Georgia | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
| Tattnall County Georgia | 1 | $ 58,000 | $ 58,000 | $ 63,000 |
| Cook County Illinois | 1 | $ 482,000 | $ 482,000 | $ 123,000 |
| DuPage County Illinois | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Madison County Illinois | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Hendricks County Indiana | 1 | $ 100,000 | $ 100,000 | $ 197,000 |
| Black Hawk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Clayton County Iowa | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Linn County Iowa | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Story County Iowa | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Johnson County Kansas | 1 | $ 83,000 | $ 83,000 | $ 127,000 |
| Barren County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 66,000 |
| Bourbon County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 110,000 |
| Christian County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 84,000 |
| Floyd County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 62,000 |
| Madison County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Rockcastle County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Shelby County Kentucky | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
| Acadia County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 72,000 |
| Bossier County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Calcasieu County Louisiana | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| East Baton Rouge County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 310,000 |
| St. Tammany County Louisiana | 1 | $ 167,000 | $ 167,000 | $ 106,000 |
| Androscoggin County Maine | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Kalamazoo County Michigan | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Lenawee County Michigan | 1 | $ 42,000 | $ 42,000 | $ 93,000 |
| Benton County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 58,000 |
| Blue Earth County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 54,000 |
| Cass County Minnesota | 1 | $ 552,000 | $ 552,000 | $ 368,000 |
| Chisago County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Goodhue County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 119,000 |
| Isanti County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 55,000 |
| Itasca County Minnesota | 1 | $ 604,000 | $ 604,000 | $ 235,000 |
| Kittson County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 27,000 |
| St. Louis County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 136,000 |
| Wright County Minnesota | 1 | $ 504,000 | $ 504,000 | $ 230,000 |
| Lincoln County Missouri | 1 | $ 69,000 | $ 69,000 | $ 51,000 |
| Pettis County Missouri | 1 | $ 37,000 | $ 37,000 | $ 92,000 |
| Burlington County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Somerset County New Jersey | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Sussex County New Jersey | 1 | $ 18,000 | $ 18,000 | $ 70,000 |
| Saratoga County New York | 1 | $ 21,000 | $ 21,000 | $ 120,000 |
| Guilford County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Rowan County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 108,000 |
| Tulsa County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Multnomah County Oregon | 1 | $ 209,000 | $ 209,000 | $ 78,000 |
| Allegheny County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 83,000 |
| Anderson County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 69,000 |
| Gibson County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 86,000 |
| Hardeman County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 99,000 |
| Knox County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 77,000 |
| Williamson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Wilson County Tennessee | 1 | $ 271,000 | $ 271,000 | $ 105,000 |
| Bell County Texas | 1 | $ 70,000 | $ 70,000 | $ 57,000 |
| Cameron County Texas | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Freestone County Texas | 1 | $ 43,000 | $ 43,000 | $ 80,000 |
| Harrison County Texas | 1 | $ 260,000 | $ 260,000 | $ 129,000 |
| Johnson County Texas | 1 | $ 186,000 | $ 186,000 | $ 62,000 |
| Kaufman County Texas | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| McLennan County Texas | 1 | $ 213,000 | $ 213,000 | $ 117,000 |
| Montgomery County Texas | 1 | $ 59,000 | $ 59,000 | $ 97,000 |
| Nueces County Texas | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Randall County Texas | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Titus County Texas | 1 | $ 40,000 | $ 40,000 | $ 104,000 |
| Washington County Texas | 1 | $ 238,000 | $ 238,000 | $ 114,000 |
| Ashland County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Calumet County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Dodge County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 65,000 |
| Dunn County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 76,000 |
| Grant County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 65,000 |
| Iron County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Menominee County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 148,000 |
| Oconto County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| Pepin County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 112,000 |
| Rusk County Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 88,000 |
| Washburn County Wisconsin | 1 | $ 296,000 | $ 296,000 | $ 548,000 |
| Waushara County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,096 | $421,202,000 | $136,000 | $4,281,000 | $85,000 | $822,000 |
| Home Purchase | 795 | $114,005,000 | $143,000 | $960,000 | $84,000 | $1,775,000 |
| Home Improvement | 172 | $9,851,000 | $57,000 | $600,000 | $82,000 | $347,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,732 | $503,305,000 | $134,000 | $4,281,000 | $85,000 | $1,775,000 |
| Not Provided | 123 | $17,579,000 | $142,000 | $396,000 | $80,000 | $386,000 |
| Black or African American | 78 | $7,720,000 | $98,000 | $400,000 | $72,000 | $488,000 |
| Hispanic | 62 | $5,744,000 | $92,000 | $263,000 | $77,000 | $270,000 |
| Asian | 53 | $7,959,000 | $150,000 | $400,000 | $86,000 | $269,000 |
| American Indian or Alaskan Native | 10 | $1,762,000 | $176,000 | $314,000 | $148,000 | $476,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $989,000 | $197,000 | $360,000 | $129,000 | $325,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,000 | $536,612,000 | $134,000 | $4,281,000 | $85,000 | $1,775,000 |
| FHA-insured (Federal Housing Administration) | 36 | $4,379,000 | $121,000 | $263,000 | $54,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 27 | $4,067,000 | $150,000 | $310,000 | $67,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,266 | $443,640,000 | $135,000 | $4,281,000 | $87,000 | $1,775,000 |
| Application Withdrawn By Applicant | 573 | $77,485,000 | $135,000 | $680,000 | $79,000 | $519,000 |
| Application Denied By Financial Institution | 197 | $22,424,000 | $113,000 | $372,000 | $58,000 | $294,000 |
| File Closed For Incompleteness | 25 | $1,342,000 | $53,000 | $266,000 | $58,000 | $124,000 |
| Application Approved But Not Accepted | 2 | $167,000 | $83,000 | $90,000 | $66,000 | $83,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 68 | $8,764,000 | $128,000 | $330,000 | $46,000 | $146,000 |
| Collateral | 39 | $5,067,000 | $129,000 | $372,000 | $73,000 | $232,000 |
| Credit History | 37 | $4,041,000 | $109,000 | $275,000 | $65,000 | $210,000 |
| Unverifiable Information | 4 | $588,000 | $147,000 | $213,000 | $58,000 | $117,000 |
| Other | 3 | $465,000 | $155,000 | $196,000 | $91,000 | $121,000 |
| Employment History | 3 | $254,000 | $84,000 | $103,000 | $28,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $261,000 | $87,000 | $101,000 | $68,000 | $68,000 |
| Mortgage Insurance Denied | 1 | $144,000 | $144,000 | $144,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 1 | $165,000 | $165,000 | $165,000 | $41,000 | $41,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.