Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Altra Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,522 |
| Total Mortgage Loan Application Amount | $654,470,000 |
| Average Mortgage Loan Application Amount | $167,500 |
| Highest Mortgage Loan Application Amount | $4,085,000 |
| Average Applicant Income | $301,000 |
| Highest Applicant Income | $1,330,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 2,000 | $ 275,800,000 | $ 137,000 | $ 96,000 |
| Winona County Minnesota | 337 | $ 47,605,000 | $ 141,000 | $ 88,000 |
| Smith County Texas | 316 | $ 60,430,000 | $ 191,000 | $ 113,000 |
| Montgomery County Tennessee | 259 | $ 37,405,000 | $ 144,000 | $ 84,000 |
| Houston County Minnesota | 237 | $ 32,875,000 | $ 138,000 | $ 93,000 |
| Olmsted County Minnesota | 154 | $ 28,880,000 | $ 187,000 | $ 108,000 |
| Monroe County Wisconsin | 131 | $ 16,615,000 | $ 126,000 | $ 85,000 |
| Vernon County Wisconsin | 118 | $ 14,940,000 | $ 126,000 | $ 91,000 |
| Trempealeau County Wisconsin | 97 | $ 14,545,000 | $ 149,000 | $ 87,000 |
| Cherokee County Texas | 34 | $ 5,340,000 | $ 157,000 | $ 128,000 |
| Fillmore County Minnesota | 32 | $ 4,690,000 | $ 146,000 | $ 82,000 |
| Jackson County Wisconsin | 30 | $ 3,510,000 | $ 117,000 | $ 73,000 |
| Buffalo County Wisconsin | 22 | $ 3,200,000 | $ 145,000 | $ 86,000 |
| Dodge County Minnesota | 21 | $ 3,295,000 | $ 156,000 | $ 83,000 |
| Crawford County Wisconsin | 19 | $ 2,115,000 | $ 111,000 | $ 79,000 |
| Hennepin County Minnesota | 17 | $ 4,075,000 | $ 239,000 | $ 161,000 |
| Henderson County Texas | 17 | $ 1,985,000 | $ 116,000 | $ 87,000 |
| Ramsey County Minnesota | 15 | $ 2,425,000 | $ 161,000 | $ 105,000 |
| Wabasha County Minnesota | 15 | $ 2,825,000 | $ 188,000 | $ 108,000 |
| Dakota County Minnesota | 14 | $ 3,900,000 | $ 278,000 | $ 121,000 |
| Gregg County Texas | 14 | $ 1,940,000 | $ 138,000 | $ 124,000 |
| Stewart County Tennessee | 13 | $ 1,245,000 | $ 95,000 | $ 76,000 |
| Eau Claire County Wisconsin | 13 | $ 2,305,000 | $ 177,000 | $ 114,000 |
| Robertson County Tennessee | 12 | $ 2,680,000 | $ 223,000 | $ 87,000 |
| Mower County Minnesota | 10 | $ 1,280,000 | $ 128,000 | $ 78,000 |
| Dane County Wisconsin | 10 | $ 1,350,000 | $ 135,000 | $ 95,000 |
| Allamakee County Iowa | 9 | $ 695,000 | $ 77,000 | $ 61,000 |
| Fayette County Kentucky | 9 | $ 1,095,000 | $ 121,000 | $ 61,000 |
| Goodhue County Minnesota | 9 | $ 1,325,000 | $ 147,000 | $ 74,000 |
| Van Zandt County Texas | 8 | $ 1,290,000 | $ 161,000 | $ 109,000 |
| Rusk County Texas | 6 | $ 640,000 | $ 106,000 | $ 87,000 |
| Juneau County Wisconsin | 6 | $ 920,000 | $ 153,000 | $ 112,000 |
| Waukesha County Wisconsin | 6 | $ 1,780,000 | $ 296,000 | $ 190,000 |
| Manatee County Florida | 5 | $ 985,000 | $ 197,000 | $ 201,000 |
| Washington County Minnesota | 5 | $ 1,565,000 | $ 313,000 | $ 119,000 |
| Harris County Texas | 5 | $ 695,000 | $ 139,000 | $ 138,000 |
| Nacogdoches County Texas | 5 | $ 635,000 | $ 127,000 | $ 61,000 |
| Upshur County Texas | 5 | $ 335,000 | $ 67,000 | $ 98,000 |
| Chippewa County Wisconsin | 5 | $ 665,000 | $ 133,000 | $ 68,000 |
| Sawyer County Wisconsin | 5 | $ 1,235,000 | $ 247,000 | $ 258,000 |
| Pueblo County Colorado | 4 | $ 530,000 | $ 132,000 | $ 70,000 |
| Broward County Florida | 4 | $ 770,000 | $ 192,000 | $ 157,000 |
| Kane County Illinois | 4 | $ 590,000 | $ 147,000 | $ 203,000 |
| Christian County Kentucky | 4 | $ 260,000 | $ 65,000 | $ 76,000 |
| Blue Earth County Minnesota | 4 | $ 400,000 | $ 100,000 | $ 483,000 |
| Mercer County New Jersey | 4 | $ 320,000 | $ 80,000 | $ 86,000 |
| Cheatham County Tennessee | 4 | $ 1,070,000 | $ 267,000 | $ 194,000 |
| Davidson County Tennessee | 4 | $ 810,000 | $ 202,000 | $ 134,000 |
| Wayne County Tennessee | 4 | $ 660,000 | $ 165,000 | $ 202,000 |
| Adams County Wisconsin | 4 | $ 530,000 | $ 132,000 | $ 135,000 |
| Bayfield County Wisconsin | 4 | $ 750,000 | $ 187,000 | $ 148,000 |
| Brown County Wisconsin | 4 | $ 930,000 | $ 232,000 | $ 153,000 |
| Marathon County Wisconsin | 4 | $ 550,000 | $ 137,000 | $ 147,000 |
| Milwaukee County Wisconsin | 4 | $ 640,000 | $ 160,000 | $ 112,000 |
| Maricopa County Arizona | 3 | $ 225,000 | $ 75,000 | $ 159,000 |
| Sebastian County Arkansas | 3 | $ 115,000 | $ 38,000 | $ 65,000 |
| Bay County Florida | 3 | $ 635,000 | $ 211,000 | $ 96,000 |
| Lake County Florida | 3 | $ 265,000 | $ 88,000 | $ 52,000 |
| Anoka County Minnesota | 3 | $ 545,000 | $ 181,000 | $ 131,000 |
| Chisago County Minnesota | 3 | $ 835,000 | $ 278,000 | $ 107,000 |
| Rice County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 65,000 |
| Sherburne County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 108,000 |
| St. Louis County Minnesota | 3 | $ 715,000 | $ 238,000 | $ 331,000 |
| Steele County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 83,000 |
| Dickson County Tennessee | 3 | $ 835,000 | $ 278,000 | $ 104,000 |
| Collin County Texas | 3 | $ 695,000 | $ 231,000 | $ 126,000 |
| Dallas County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 151,000 |
| Tarrant County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 140,000 |
| Barron County Wisconsin | 3 | $ 445,000 | $ 148,000 | $ 133,000 |
| Polk County Wisconsin | 3 | $ 275,000 | $ 91,000 | $ 50,000 |
| St. Croix County Wisconsin | 3 | $ 185,000 | $ 61,000 | $ 98,000 |
| Vilas County Wisconsin | 3 | $ 185,000 | $ 61,000 | $ 63,000 |
| Washburn County Wisconsin | 3 | $ 635,000 | $ 211,000 | $ 88,000 |
| Adams County Colorado | 2 | $ 370,000 | $ 185,000 | $ 164,000 |
| Douglas County Colorado | 2 | $ 730,000 | $ 365,000 | $ 239,000 |
| El Paso County Colorado | 2 | $ 480,000 | $ 240,000 | $ 171,000 |
| Jefferson County Colorado | 2 | $ 520,000 | $ 260,000 | $ 220,000 |
| Lee County Florida | 2 | $ 270,000 | $ 135,000 | $ 171,000 |
| Miami-Dade County Florida | 2 | $ 540,000 | $ 270,000 | $ 131,000 |
| Pinellas County Florida | 2 | $ 790,000 | $ 395,000 | $ 288,000 |
| Clayton County Iowa | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Polk County Iowa | 2 | $ 70,000 | $ 35,000 | $ 84,000 |
| Winneshiek County Iowa | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Bourbon County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 63,000 |
| Clark County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 186,000 |
| Scott County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 120,000 |
| Trigg County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Anne Arundel County Maryland | 2 | $ 140,000 | $ 70,000 | $ 58,000 |
| Baltimore City County Maryland | 2 | $ 280,000 | $ 140,000 | $ 88,000 |
| Crow Wing County Minnesota | 2 | $ 660,000 | $ 330,000 | $ 195,000 |
| Freeborn County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 50,000 |
| Meeker County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 142,000 |
| Mecklenburg County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 169,000 |
| Columbiana County Ohio | 2 | $ 110,000 | $ 55,000 | $ 205,000 |
| Maury County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 129,000 |
| Sumner County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 105,000 |
| Anderson County Texas | 2 | $ 160,000 | $ 80,000 | $ 142,000 |
| Brazoria County Texas | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| Delta County Texas | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Denton County Texas | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Fort Bend County Texas | 2 | $ 200,000 | $ 100,000 | $ 96,000 |
| Harrison County Texas | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| Hopkins County Texas | 2 | $ 510,000 | $ 255,000 | $ 153,000 |
| Montgomery County Texas | 2 | $ 370,000 | $ 185,000 | $ 226,000 |
| Wharton County Texas | 2 | $ 580,000 | $ 290,000 | $ 153,000 |
| Wood County Texas | 2 | $ 140,000 | $ 70,000 | $ 58,000 |
| Clark County Washington | 2 | $ 450,000 | $ 225,000 | $ 109,000 |
| Ashland County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 94,000 |
| Burnett County Wisconsin | 2 | $ 880,000 | $ 440,000 | $ 231,000 |
| Calumet County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Clark County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 107,000 |
| Columbia County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Oneida County Wisconsin | 2 | $ 1,300,000 | $ 650,000 | $ 471,000 |
| Outagamie County Wisconsin | 2 | $ 40,000 | $ 20,000 | $ 76,000 |
| Ozaukee County Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 116,000 |
| Racine County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Richland County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 89,000 |
| Sauk County Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| Taylor County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Walworth County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Wood County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Pima County Arizona | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Pulaski County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Saline County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Alameda County California | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| Los Angeles County California | 1 | $ 725,000 | $ 725,000 | $ 182,000 |
| Riverside County California | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| San Diego County California | 1 | $ 535,000 | $ 535,000 | $ 213,000 |
| Solano County California | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Boulder County Colorado | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Custer County Colorado | 1 | $ 125,000 | $ 125,000 | $ 187,000 |
| Denver County Colorado | 1 | $ 355,000 | $ 355,000 | $ 362,000 |
| Dolores County Colorado | 1 | $ 165,000 | $ 165,000 | $ 219,000 |
| Eagle County Colorado | 1 | $ 675,000 | $ 675,000 | $ 157,000 |
| Mesa County Colorado | 1 | $ 295,000 | $ 295,000 | $ 35,000 |
| Park County Colorado | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Weld County Colorado | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Hartford County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 155,000 |
| Citrus County Florida | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Franklin County Florida | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Okaloosa County Florida | 1 | $ 355,000 | $ 355,000 | $ 273,000 |
| Osceola County Florida | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Pasco County Florida | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Polk County Florida | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Wakulla County Florida | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Walton County Florida | 1 | $ 405,000 | $ 405,000 | $ 111,000 |
| Bibb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Cherokee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Fulton County Georgia | 1 | $ 65,000 | $ 65,000 | $ 225,000 |
| Newton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Toombs County Georgia | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| DuPage County Illinois | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Will County Illinois | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Dearborn County Indiana | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Henry County Indiana | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Marion County Indiana | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Porter County Indiana | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| St. Joseph County Indiana | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Jasper County Iowa | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Scott County Iowa | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Winnebago County Iowa | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Boyd County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Bullitt County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 168,000 |
| Floyd County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Jessamine County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Lyon County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Meade County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Mercer County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Montgomery County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Oldham County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Powell County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Pulaski County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Rockcastle County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Todd County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Baltimore County Maryland | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Calvert County Maryland | 1 | $ 15,000 | $ 15,000 | $ 197,000 |
| Middlesex County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Berrien County Michigan | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Lenawee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Washtenaw County Michigan | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Aitkin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Cass County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Douglas County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Faribault County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| Lyon County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| McLeod County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Mille Lacs County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Nobles County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Otter Tail County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Wright County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
| Gallatin County Montana | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Clark County Nevada | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Hunterdon County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Monmouth County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Ocean County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Union County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 174,000 |
| Bernalillo County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Erie County New York | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Onondaga County New York | 1 | $ 175,000 | $ 175,000 | $ 183,000 |
| Rensselaer County New York | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Saratoga County New York | 1 | $ 75,000 | $ 75,000 | $ 149,000 |
| Brunswick County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Buncombe County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Johnston County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Orange County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 150,000 |
| Union County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Hamilton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Licking County Ohio | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Portage County Ohio | 1 | $ 55,000 | $ 55,000 | $ 222,000 |
| Summit County Ohio | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Le Flore County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Oklahoma County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 254,000 |
| Woods County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| Bucks County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Delaware County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Lackawanna County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Philadelphia County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 167,000 |
| Westmoreland County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 313,000 |
| Aiken County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Hamilton County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 246,000 |
| Houston County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Humphreys County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Knox County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Marshall County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Roane County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Rutherford County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Shelby County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 275,000 |
| Williamson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Bowie County Texas | 1 | $ 245,000 | $ 245,000 | $ 213,000 |
| Comal County Texas | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Cooke County Texas | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Ellis County Texas | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Jefferson County Texas | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Kaufman County Texas | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| McLennan County Texas | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| Parker County Texas | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Rockwall County Texas | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Wichita County Texas | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Utah County Utah | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Chittenden County Vermont | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Fairfax County Virginia | 1 | $ 505,000 | $ 505,000 | $ 835,000 |
| Patrick County Virginia | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| King County Washington | 1 | $ 85,000 | $ 85,000 | $ 162,000 |
| Whatcom County Washington | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Dodge County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Douglas County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Dunn County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Fond du Lac County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Forest County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Grant County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Jefferson County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Kenosha County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Lafayette County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Langlade County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 255,000 |
| Lincoln County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Marinette County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Marquette County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Oconto County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Portage County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Price County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Rock County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Washington County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Waupaca County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,655 | $270,665,000 | $163,000 | $1,845,000 | $102,000 | $732,000 |
| Home Purchase | 1,514 | $284,480,000 | $187,000 | $685,000 | $96,000 | $959,000 |
| Other Purpose | 670 | $36,200,000 | $54,000 | $485,000 | $92,000 | $570,000 |
| Home Improvement | 497 | $22,165,000 | $44,000 | $425,000 | $91,000 | $465,000 |
| Cash-out Refinancing | 164 | $33,150,000 | $202,000 | $4,085,000 | $95,000 | $414,000 |
| Not Applicable | 22 | $7,810,000 | $355,000 | $3,745,000 | $1,330,000 | $1,330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,955 | $558,355,000 | $141,000 | $1,505,000 | $97,000 | $1,330,000 |
| Not Provided | 256 | $41,550,000 | $162,000 | $475,000 | $100,000 | $623,000 |
| Hispanic | 103 | $11,595,000 | $112,000 | $475,000 | $83,000 | $241,000 |
| Black or African American | 78 | $11,030,000 | $141,000 | $795,000 | $107,000 | $414,000 |
| Asian | 69 | $11,745,000 | $170,000 | $535,000 | $110,000 | $639,000 |
| Not applicable | 32 | $16,810,000 | $525,000 | $4,085,000 | $93,000 | $93,000 |
| American Indian or Alaskan Native | 23 | $2,195,000 | $95,000 | $225,000 | $72,000 | $158,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $335,000 | $335,000 | $335,000 | $102,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,391 | $629,785,000 | $143,000 | $4,085,000 | $98,000 | $1,330,000 |
| FHA-insured (Federal Housing Administration) | 67 | $10,405,000 | $155,000 | $335,000 | $57,000 | $136,000 |
| VA-guaranteed (Veterans Administration) | 64 | $14,280,000 | $223,000 | $435,000 | $88,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,874 | $569,310,000 | $146,000 | $4,085,000 | $99,000 | $1,330,000 |
| Application Withdrawn By Applicant | 260 | $46,770,000 | $179,000 | $655,000 | $94,000 | $591,000 |
| Application Denied By Financial Institution | 252 | $23,080,000 | $91,000 | $725,000 | $65,000 | $360,000 |
| Application Approved But Not Accepted | 112 | $10,270,000 | $91,000 | $505,000 | $106,000 | $835,000 |
| File Closed For Incompleteness | 24 | $5,040,000 | $210,000 | $555,000 | $116,000 | $713,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,270 | $631,390,000 | $147,000 | $4,085,000 | $99,000 | $1,330,000 |
| Debt-To-Income Ratio | 102 | $10,420,000 | $102,000 | $575,000 | $56,000 | $241,000 |
| Credit History | 74 | $5,610,000 | $75,000 | $725,000 | $62,000 | $214,000 |
| Other | 38 | $3,180,000 | $83,000 | $535,000 | $78,000 | $213,000 |
| Collateral | 28 | $2,670,000 | $95,000 | $405,000 | $87,000 | $360,000 |
| Unverifiable Information | 7 | $655,000 | $93,000 | $275,000 | $55,000 | $87,000 |
| Employment History | 3 | $545,000 | $181,000 | $365,000 | $79,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.