American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

American Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address American Bank
9001 Edmonston Road Suite 100
Greenbelt, MD 20770
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,062
Total Mortgage Loan Application Amount $814,373,000
Average Mortgage Loan Application Amount $197,666
Highest Mortgage Loan Application Amount $2,860,000
Average Applicant Income $71,000
Highest Applicant Income $2,280,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank's mortgage activity for 2015.

Mortgage Loan Application Totals for American Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin County Ohio 173 $ 23,743,000 $ 137,000 $ 68,000
Marion County Indiana 96 $ 13,140,000 $ 136,000 $ 55,000
Hillsborough County Florida 59 $ 10,414,000 $ 176,000 $ 65,000
Allen County Indiana 57 $ 6,659,000 $ 116,000 $ 49,000
Hennepin County Minnesota 42 $ 10,219,000 $ 243,000 $ 69,000
Fulton County Georgia 35 $ 6,986,000 $ 199,000 $ 80,000
Hamilton County Indiana 33 $ 7,510,000 $ 227,000 $ 78,000
Maricopa County Arizona 32 $ 6,528,000 $ 204,000 $ 79,000
Cobb County Georgia 32 $ 7,746,000 $ 242,000 $ 88,000
Pinellas County Florida 31 $ 5,589,000 $ 180,000 $ 72,000
Cook County Illinois 30 $ 6,009,000 $ 200,000 $ 73,000
Baltimore City County Maryland 30 $ 3,736,000 $ 124,000 $ 42,000
Gwinnett County Georgia 28 $ 5,291,000 $ 188,000 $ 71,000
Henry County Georgia 27 $ 4,921,000 $ 182,000 $ 53,000
Los Angeles County California 26 $ 13,324,000 $ 512,000 $ 97,000
Baltimore County Maryland 26 $ 5,678,000 $ 218,000 $ 61,000
Clark County Nevada 24 $ 4,857,000 $ 202,000 $ 51,000
DeKalb County Georgia 23 $ 3,726,000 $ 162,000 $ 67,000
Hendricks County Indiana 23 $ 4,038,000 $ 175,000 $ 66,000
Fairfield County Ohio 23 $ 3,808,000 $ 165,000 $ 77,000
Dakota County Minnesota 22 $ 4,583,000 $ 208,000 $ 79,000
Prince George's County Maryland 19 $ 5,016,000 $ 264,000 $ 90,000
Philadelphia County Pennsylvania 19 $ 3,094,000 $ 162,000 $ 78,000
San Diego County California 18 $ 5,897,000 $ 327,000 $ 78,000
Lee County Florida 18 $ 3,631,000 $ 201,000 $ 100,000
Suffolk County New York 18 $ 5,163,000 $ 286,000 $ 90,000
Broward County Florida 17 $ 3,566,000 $ 209,000 $ 90,000
Palm Beach County Florida 17 $ 3,909,000 $ 229,000 $ 71,000
Johnson County Indiana 17 $ 2,504,000 $ 147,000 $ 82,000
Anne Arundel County Maryland 17 $ 5,283,000 $ 310,000 $ 84,000
Anoka County Minnesota 17 $ 4,057,000 $ 238,000 $ 91,000
Delaware County Ohio 17 $ 3,555,000 $ 209,000 $ 82,000
Licking County Ohio 17 $ 3,149,000 $ 185,000 $ 65,000
Sacramento County California 16 $ 3,490,000 $ 218,000 $ 68,000
Chester County Pennsylvania 16 $ 3,663,000 $ 228,000 $ 89,000
Brevard County Florida 15 $ 3,467,000 $ 231,000 $ 64,000
Clayton County Georgia 15 $ 1,970,000 $ 131,000 $ 48,000
Westchester County New York 15 $ 6,082,000 $ 405,000 $ 111,000
Montgomery County Pennsylvania 15 $ 4,004,000 $ 266,000 $ 80,000
Fairfax County Virginia 15 $ 5,676,000 $ 378,000 $ 133,000
Adams County Colorado 14 $ 2,795,000 $ 199,000 $ 69,000
Arapahoe County Colorado 14 $ 3,476,000 $ 248,000 $ 78,000
New Castle County Delaware 14 $ 2,926,000 $ 209,000 $ 65,000
Volusia County Florida 14 $ 2,069,000 $ 147,000 $ 53,000
Elkhart County Indiana 14 $ 1,874,000 $ 133,000 $ 53,000
Worcester County Massachusetts 14 $ 2,887,000 $ 206,000 $ 76,000
Jefferson County Alabama 13 $ 1,617,000 $ 124,000 $ 131,000
Riverside County California 13 $ 3,150,000 $ 242,000 $ 71,000
Jefferson County Colorado 13 $ 3,725,000 $ 286,000 $ 76,000
Sussex County Delaware 13 $ 3,915,000 $ 301,000 $ 99,000
Pasco County Florida 13 $ 1,654,000 $ 127,000 $ 54,000
Middlesex County Massachusetts 13 $ 3,884,000 $ 298,000 $ 106,000
Plymouth County Massachusetts 13 $ 3,420,000 $ 263,000 $ 90,000
Queens County New York 13 $ 5,149,000 $ 396,000 $ 102,000
Summit County Ohio 13 $ 2,403,000 $ 184,000 $ 56,000
Duval County Florida 12 $ 1,944,000 $ 162,000 $ 59,000
Orange County Florida 12 $ 3,592,000 $ 299,000 $ 96,000
Sarasota County Florida 12 $ 2,656,000 $ 221,000 $ 86,000
Hancock County Indiana 12 $ 1,506,000 $ 125,000 $ 50,000
Allen County Ohio 12 $ 1,250,000 $ 104,000 $ 39,000
Lorain County Ohio 12 $ 1,573,000 $ 131,000 $ 50,000
Pierce County Washington 12 $ 3,303,000 $ 275,000 $ 74,000
New Haven County Connecticut 11 $ 2,030,000 $ 184,000 $ 66,000
Norfolk County Massachusetts 11 $ 3,206,000 $ 291,000 $ 89,000
Nassau County New York 11 $ 3,921,000 $ 356,000 $ 109,000
Mecklenburg County North Carolina 11 $ 1,668,000 $ 151,000 $ 66,000
Bucks County Pennsylvania 11 $ 2,593,000 $ 235,000 $ 71,000
Delaware County Pennsylvania 11 $ 2,222,000 $ 202,000 $ 81,000
Prince William County Virginia 11 $ 3,566,000 $ 324,000 $ 74,000
San Bernardino County California 10 $ 2,335,000 $ 233,000 $ 46,000
El Paso County Colorado 10 $ 1,987,000 $ 198,000 $ 48,000
Chatham County Georgia 10 $ 1,671,000 $ 167,000 $ 43,000
Will County Illinois 10 $ 1,842,000 $ 184,000 $ 71,000
Boone County Indiana 10 $ 2,261,000 $ 226,000 $ 73,000
Madison County Indiana 10 $ 1,173,000 $ 117,000 $ 63,000
St. Joseph County Indiana 10 $ 1,085,000 $ 108,000 $ 45,000
Polk County Iowa 10 $ 1,551,000 $ 155,000 $ 70,000
Oakland County Michigan 10 $ 1,831,000 $ 183,000 $ 59,000
Ramsey County Minnesota 10 $ 2,237,000 $ 223,000 $ 84,000
Jackson County Missouri 10 $ 1,461,000 $ 146,000 $ 71,000
Wake County North Carolina 10 $ 1,483,000 $ 148,000 $ 59,000
Montgomery County Ohio 10 $ 1,401,000 $ 140,000 $ 79,000
Snohomish County Washington 10 $ 2,777,000 $ 277,000 $ 68,000
Hartford County Connecticut 9 $ 1,654,000 $ 183,000 $ 50,000
Marion County Florida 9 $ 1,759,000 $ 195,000 $ 52,000
Spalding County Georgia 9 $ 1,527,000 $ 169,000 $ 95,000
Honolulu County Hawaii 9 $ 4,003,000 $ 444,000 $ 98,000
Jefferson County Kentucky 9 $ 1,654,000 $ 183,000 $ 75,000
East Baton Rouge County Louisiana 9 $ 1,492,000 $ 165,000 $ 96,000
Jefferson County Louisiana 9 $ 1,425,000 $ 158,000 $ 71,000
Montgomery County Maryland 9 $ 3,646,000 $ 405,000 $ 125,000
Scott County Minnesota 9 $ 1,775,000 $ 197,000 $ 62,000
Washington County Minnesota 9 $ 2,354,000 $ 261,000 $ 81,000
Hillsborough County New Hampshire 9 $ 2,081,000 $ 231,000 $ 49,000
Kings County New York 9 $ 3,353,000 $ 372,000 $ 82,000
Allegheny County Pennsylvania 9 $ 2,206,000 $ 245,000 $ 98,000
Tarrant County Texas 9 $ 1,579,000 $ 175,000 $ 74,000
Lee County Alabama 8 $ 1,575,000 $ 196,000 $ 66,000
Pima County Arizona 8 $ 1,528,000 $ 191,000 $ 59,000
Denver County Colorado 8 $ 1,465,000 $ 183,000 $ 66,000
Okaloosa County Florida 8 $ 1,361,000 $ 170,000 $ 46,000
Douglas County Georgia 8 $ 1,385,000 $ 173,000 $ 58,000
Paulding County Georgia 8 $ 1,250,000 $ 156,000 $ 72,000
Bristol County Massachusetts 8 $ 2,065,000 $ 258,000 $ 87,000
Essex County Massachusetts 8 $ 1,964,000 $ 245,000 $ 60,000
Suffolk County Massachusetts 8 $ 2,606,000 $ 325,000 $ 113,000
Mercer County New Jersey 8 $ 717,000 $ 89,000 $ 141,000
Erie County New York 8 $ 1,323,000 $ 165,000 $ 74,000
Monroe County New York 8 $ 1,311,000 $ 163,000 $ 72,000
Orange County New York 8 $ 2,026,000 $ 253,000 $ 367,000
Oklahoma County Oklahoma 8 $ 1,378,000 $ 172,000 $ 66,000
Erie County Pennsylvania 8 $ 1,189,000 $ 148,000 $ 62,000
Davidson County Tennessee 8 $ 1,600,000 $ 200,000 $ 59,000
Knox County Tennessee 8 $ 2,035,000 $ 254,000 $ 134,000
Harris County Texas 8 $ 1,504,000 $ 188,000 $ 69,000
Salt Lake County Utah 8 $ 1,524,000 $ 190,000 $ 40,000
Virginia Beach County Virginia 8 $ 1,786,000 $ 223,000 $ 70,000
Clark County Washington 8 $ 2,021,000 $ 252,000 $ 44,000
King County Washington 8 $ 2,693,000 $ 336,000 $ 107,000
Winnebago County Wisconsin 8 $ 1,190,000 $ 148,000 $ 28,000
Matanuska-Susitna County Alaska 7 $ 1,694,000 $ 242,000 $ 54,000
Ventura County California 7 $ 2,173,000 $ 310,000 $ 71,000
Kent County Delaware 7 $ 1,450,000 $ 207,000 $ 74,000
District of Columbia County District Of Columbia 7 $ 1,990,000 $ 284,000 $ 84,000
Miami-Dade County Florida 7 $ 1,626,000 $ 232,000 $ 94,000
Polk County Florida 7 $ 1,107,000 $ 158,000 $ 51,000
Bartow County Georgia 7 $ 1,341,000 $ 191,000 $ 71,000
Cherokee County Georgia 7 $ 1,550,000 $ 221,000 $ 94,000
Forsyth County Georgia 7 $ 1,981,000 $ 283,000 $ 112,000
Ada County Idaho 7 $ 1,555,000 $ 222,000 $ 68,000
DuPage County Illinois 7 $ 2,000,000 $ 285,000 $ 78,000
Lake County Illinois 7 $ 1,604,000 $ 229,000 $ 73,000
Lake County Indiana 7 $ 1,239,000 $ 177,000 $ 211,000
Caddo County Louisiana 7 $ 1,248,000 $ 178,000 $ 49,000
Cumberland County Maine 7 $ 1,391,000 $ 198,000 $ 58,000
Hampden County Massachusetts 7 $ 1,213,000 $ 173,000 $ 73,000
Macomb County Michigan 7 $ 1,303,000 $ 186,000 $ 75,000
Wright County Minnesota 7 $ 1,555,000 $ 222,000 $ 85,000
Ocean County New Jersey 7 $ 2,117,000 $ 302,000 $ 79,000
Cumberland County North Carolina 7 $ 716,000 $ 102,000 $ 42,000
Hamilton County Ohio 7 $ 843,000 $ 120,000 $ 67,000
Lucas County Ohio 7 $ 929,000 $ 132,000 $ 52,000
York County Pennsylvania 7 $ 982,000 $ 140,000 $ 57,000
Bexar County Texas 7 $ 1,118,000 $ 159,000 $ 55,000
Chesterfield County Virginia 7 $ 1,544,000 $ 220,000 $ 76,000
Loudoun County Virginia 7 $ 2,429,000 $ 347,000 $ 78,000
Benton County Arkansas 6 $ 946,000 $ 157,000 $ 80,000
Contra Costa County California 6 $ 2,300,000 $ 383,000 $ 81,000
Orange County California 6 $ 3,625,000 $ 604,000 $ 141,000
Solano County California 6 $ 1,365,000 $ 227,000 $ 72,000
Stanislaus County California 6 $ 1,108,000 $ 184,000 $ 69,000
Weld County Colorado 6 $ 1,117,000 $ 186,000 $ 52,000
Escambia County Florida 6 $ 990,000 $ 165,000 $ 61,000
Flagler County Florida 6 $ 1,086,000 $ 181,000 $ 80,000
Osceola County Florida 6 $ 1,048,000 $ 174,000 $ 33,000
Barrow County Georgia 6 $ 862,000 $ 143,000 $ 64,000
Fayette County Georgia 6 $ 1,705,000 $ 284,000 $ 113,000
Glynn County Georgia 6 $ 2,095,000 $ 349,000 $ 124,000
Clark County Indiana 6 $ 1,256,000 $ 209,000 $ 58,000
Kosciusko County Indiana 6 $ 901,000 $ 150,000 $ 70,000
Scott County Iowa 6 $ 1,328,000 $ 221,000 $ 87,000
Kenton County Kentucky 6 $ 1,079,000 $ 179,000 $ 50,000
Washoe County Nevada 6 $ 1,087,000 $ 181,000 $ 58,000
Burlington County New Jersey 6 $ 1,410,000 $ 235,000 $ 77,000
Gloucester County New Jersey 6 $ 1,120,000 $ 186,000 $ 90,000
Monmouth County New Jersey 6 $ 1,263,000 $ 210,000 $ 284,000
Onslow County North Carolina 6 $ 954,000 $ 159,000 $ 26,000
Pickaway County Ohio 6 $ 954,000 $ 159,000 $ 63,000
Multnomah County Oregon 6 $ 1,778,000 $ 296,000 $ 64,000
Berks County Pennsylvania 6 $ 874,000 $ 145,000 $ 54,000
Lehigh County Pennsylvania 6 $ 1,210,000 $ 201,000 $ 70,000
Northampton County Pennsylvania 6 $ 1,148,000 $ 191,000 $ 72,000
Horry County South Carolina 6 $ 883,000 $ 147,000 $ 72,000
Richland County South Carolina 6 $ 861,000 $ 143,000 $ 22,000
York County South Carolina 6 $ 1,510,000 $ 251,000 $ 56,000
Shelby County Tennessee 6 $ 1,465,000 $ 244,000 $ 107,000
Fresno County California 5 $ 1,092,000 $ 218,000 $ 65,000
San Joaquin County California 5 $ 1,306,000 $ 261,000 $ 107,000
Fairfield County Connecticut 5 $ 1,322,000 $ 264,000 $ 72,000
Collier County Florida 5 $ 1,589,000 $ 317,000 $ 181,000
Lake County Florida 5 $ 905,000 $ 181,000 $ 39,000
Manatee County Florida 5 $ 1,199,000 $ 239,000 $ 44,000
Santa Rosa County Florida 5 $ 933,000 $ 186,000 $ 81,000
Muscogee County Georgia 5 $ 898,000 $ 179,000 $ 66,000
Hawaii County Hawaii 5 $ 1,313,000 $ 262,000 $ 70,000
Floyd County Indiana 5 $ 910,000 $ 182,000 $ 45,000
Monroe County Indiana 5 $ 733,000 $ 146,000 $ 43,000
Noble County Indiana 5 $ 506,000 $ 101,000 $ 49,000
Vanderburgh County Indiana 5 $ 859,000 $ 171,000 $ 60,000
Johnson County Kansas 5 $ 1,049,000 $ 209,000 $ 82,000
Bullitt County Kentucky 5 $ 1,059,000 $ 211,000 $ 46,000
Fayette County Kentucky 5 $ 815,000 $ 163,000 $ 43,000
Warren County Kentucky 5 $ 1,048,000 $ 209,000 $ 80,000
York County Maine 5 $ 963,000 $ 192,000 $ 62,000
Wayne County Michigan 5 $ 806,000 $ 161,000 $ 54,000
Carver County Minnesota 5 $ 1,028,000 $ 205,000 $ 74,000
DeSoto County Mississippi 5 $ 862,000 $ 172,000 $ 93,000
Middlesex County New Jersey 5 $ 1,271,000 $ 254,000 $ 49,000
Albany County New York 5 $ 991,000 $ 198,000 $ 55,000
Onondaga County New York 5 $ 902,000 $ 180,000 $ 69,000
Durham County North Carolina 5 $ 801,000 $ 160,000 $ 57,000
Guilford County North Carolina 5 $ 745,000 $ 149,000 $ 47,000
New Hanover County North Carolina 5 $ 944,000 $ 188,000 $ 44,000
Butler County Ohio 5 $ 951,000 $ 190,000 $ 91,000
Cuyahoga County Ohio 5 $ 690,000 $ 138,000 $ 57,000
Knox County Ohio 5 $ 877,000 $ 175,000 $ 73,000
Madison County Ohio 5 $ 588,000 $ 117,000 $ 38,000
Medina County Ohio 5 $ 860,000 $ 172,000 $ 44,000
Tulsa County Oklahoma 5 $ 879,000 $ 175,000 $ 79,000
Chittenden County Vermont 5 $ 1,156,000 $ 231,000 $ 63,000
Stafford County Virginia 5 $ 1,494,000 $ 298,000 $ 54,000
Milwaukee County Wisconsin 5 $ 817,000 $ 163,000 $ 46,000
Baldwin County Alabama 4 $ 935,000 $ 233,000 $ 68,000
Montgomery County Alabama 4 $ 716,000 $ 179,000 $ 75,000
Morgan County Alabama 4 $ 1,082,000 $ 270,000 $ 104,000
Faulkner County Arkansas 4 $ 742,000 $ 185,000 $ 70,000
San Mateo County California 4 $ 2,230,000 $ 557,000 $ 126,000
Santa Clara County California 4 $ 2,478,000 $ 619,000 $ 138,000
Douglas County Colorado 4 $ 1,033,000 $ 258,000 $ 66,000
Seminole County Florida 4 $ 839,000 $ 209,000 $ 50,000
Bibb County Georgia 4 $ 483,000 $ 120,000 $ 31,000
Coweta County Georgia 4 $ 565,000 $ 141,000 $ 56,000
Houston County Georgia 4 $ 678,000 $ 169,000 $ 98,000
Jackson County Georgia 4 $ 940,000 $ 235,000 $ 71,000
Canyon County Idaho 4 $ 471,000 $ 117,000 $ 25,000
Champaign County Illinois 4 $ 610,000 $ 152,000 $ 42,000
Morgan County Indiana 4 $ 511,000 $ 127,000 $ 35,000
Putnam County Indiana 4 $ 546,000 $ 136,000 $ 56,000
Livingston County Louisiana 4 $ 580,000 $ 145,000 $ 46,000
Carroll County Maryland 4 $ 766,000 $ 191,000 $ 101,000
Frederick County Maryland 4 $ 1,227,000 $ 306,000 $ 123,000
Harford County Maryland 4 $ 1,102,000 $ 275,000 $ 61,000
Hampshire County Massachusetts 4 $ 949,000 $ 237,000 $ 49,000
Cass County Minnesota 4 $ 730,000 $ 182,000 $ 49,000
Mille Lacs County Minnesota 4 $ 735,000 $ 183,000 $ 92,000
Otter Tail County Minnesota 4 $ 1,454,000 $ 363,000 $ 68,000
Sherburne County Minnesota 4 $ 787,000 $ 196,000 $ 59,000
Stearns County Minnesota 4 $ 1,012,000 $ 253,000 $ 64,000
Pearl River County Mississippi 4 $ 754,000 $ 188,000 $ 56,000
St. Charles County Missouri 4 $ 737,000 $ 184,000 $ 46,000
St. Louis County Missouri 4 $ 837,000 $ 209,000 $ 85,000
Flathead County Montana 4 $ 716,000 $ 179,000 $ 39,000
Ravalli County Montana 4 $ 926,000 $ 231,000 $ 54,000
Douglas County Nebraska 4 $ 787,000 $ 196,000 $ 88,000
Lancaster County Nebraska 4 $ 678,000 $ 169,000 $ 42,000
Strafford County New Hampshire 4 $ 744,000 $ 186,000 $ 65,000
Atlantic County New Jersey 4 $ 778,000 $ 194,000 $ 76,000
Bernalillo County New Mexico 4 $ 810,000 $ 202,000 $ 104,000
Dutchess County New York 4 $ 962,000 $ 240,000 $ 79,000
Oneida County New York 4 $ 380,000 $ 95,000 $ 96,000
Ontario County New York 4 $ 1,327,000 $ 331,000 $ 95,000
Richmond County New York 4 $ 1,733,000 $ 433,000 $ 104,000
Grand Forks County North Dakota 4 $ 620,000 $ 155,000 $ 35,000
Ward County North Dakota 4 $ 741,000 $ 185,000 $ 91,000
Belmont County Ohio 4 $ 692,000 $ 173,000 $ 76,000
Hardin County Ohio 4 $ 660,000 $ 165,000 $ 44,000
Hocking County Ohio 4 $ 532,000 $ 133,000 $ 38,000
Huron County Ohio 4 $ 389,000 $ 97,000 $ 46,000
Lake County Ohio 4 $ 669,000 $ 167,000 $ 66,000
Mahoning County Ohio 4 $ 642,000 $ 160,000 $ 40,000
Miami County Ohio 4 $ 568,000 $ 142,000 $ 62,000
Muskingum County Ohio 4 $ 476,000 $ 119,000 $ 63,000
Union County Ohio 4 $ 755,000 $ 188,000 $ 72,000
Grady County Oklahoma 4 $ 669,000 $ 167,000 $ 46,000
Deschutes County Oregon 4 $ 1,252,000 $ 313,000 $ 102,000
Lane County Oregon 4 $ 1,298,000 $ 324,000 $ 167,000
Beaver County Pennsylvania 4 $ 395,000 $ 98,000 $ 31,000
Franklin County Pennsylvania 4 $ 580,000 $ 145,000 $ 37,000
Lancaster County Pennsylvania 4 $ 573,000 $ 143,000 $ 38,000
Monroe County Pennsylvania 4 $ 527,000 $ 131,000 $ 59,000
Beaufort County South Carolina 4 $ 713,000 $ 178,000 $ 101,000
Greenville County South Carolina 4 $ 737,000 $ 184,000 $ 77,000
Spartanburg County South Carolina 4 $ 519,000 $ 129,000 $ 41,000
Dallas County Texas 4 $ 746,000 $ 186,000 $ 60,000
Davis County Utah 4 $ 689,000 $ 172,000 $ 80,000
Alexandria County Virginia 4 $ 1,387,000 $ 346,000 $ 162,000
Whatcom County Washington 4 $ 1,236,000 $ 309,000 $ 76,000
St. Croix County Wisconsin 4 $ 1,432,000 $ 358,000 $ 78,000
Waukesha County Wisconsin 4 $ 1,608,000 $ 402,000 $ 153,000
DeKalb County Alabama 3 $ 549,000 $ 183,000 $ 67,000
Lauderdale County Alabama 3 $ 427,000 $ 142,000 $ 86,000
Limestone County Alabama 3 $ 366,000 $ 122,000 $ 52,000
Shelby County Alabama 3 $ 641,000 $ 213,000 $ 82,000
Cochise County Arizona 3 $ 610,000 $ 203,000 $ 55,000
Mohave County Arizona 3 $ 800,000 $ 266,000 $ 131,000
Butte County California 3 $ 411,000 $ 137,000 $ 37,000
Kern County California 3 $ 467,000 $ 155,000 $ 34,000
Sonoma County California 3 $ 934,000 $ 311,000 $ 66,000
Tulare County California 3 $ 468,000 $ 156,000 $ 70,000
Fremont County Colorado 3 $ 990,000 $ 330,000 $ 96,000
Garfield County Colorado 3 $ 868,000 $ 289,000 $ 74,000
Pueblo County Colorado 3 $ 665,000 $ 221,000 $ 47,000
New London County Connecticut 3 $ 739,000 $ 246,000 $ 69,000
Tolland County Connecticut 3 $ 579,000 $ 193,000 $ 105,000
Alachua County Florida 3 $ 1,146,000 $ 382,000 $ 549,000
Citrus County Florida 3 $ 480,000 $ 160,000 $ 84,000
Martin County Florida 3 $ 481,000 $ 160,000 $ 49,000
St. Johns County Florida 3 $ 701,000 $ 233,000 $ 61,000
St. Lucie County Florida 3 $ 565,000 $ 188,000 $ 76,000
Columbia County Georgia 3 $ 732,000 $ 244,000 $ 42,000
Hall County Georgia 3 $ 822,000 $ 274,000 $ 95,000
Liberty County Georgia 3 $ 404,000 $ 134,000 $ 8,000
Newton County Georgia 3 $ 396,000 $ 132,000 $ 43,000
Richmond County Georgia 3 $ 538,000 $ 179,000 $ 60,000
Rockdale County Georgia 3 $ 589,000 $ 196,000 $ 89,000
Kootenai County Idaho 3 $ 719,000 $ 239,000 $ 73,000
Kane County Illinois 3 $ 500,000 $ 166,000 $ 65,000
LaSalle County Illinois 3 $ 442,000 $ 147,000 $ 63,000
McLean County Illinois 3 $ 480,000 $ 160,000 $ 77,000
St. Clair County Illinois 3 $ 518,000 $ 172,000 $ 58,000
Adams County Indiana 3 $ 265,000 $ 88,000 $ 38,000
Bartholomew County Indiana 3 $ 414,000 $ 138,000 $ 60,000
Henry County Indiana 3 $ 374,000 $ 124,000 $ 44,000
LaPorte County Indiana 3 $ 654,000 $ 218,000 $ 98,000
Porter County Indiana 3 $ 782,000 $ 260,000 $ 128,000
Clarke County Iowa 3 $ 446,000 $ 148,000 $ 23,000
Jasper County Iowa 3 $ 585,000 $ 195,000 $ 58,000
Leavenworth County Kansas 3 $ 433,000 $ 144,000 $ 8,000
Sedgwick County Kansas 3 $ 444,000 $ 148,000 $ 48,000
Clark County Kentucky 3 $ 264,000 $ 88,000 $ 55,000
Daviess County Kentucky 3 $ 364,000 $ 121,000 $ 26,000
Hardin County Kentucky 3 $ 474,000 $ 158,000 $ 63,000
Calcasieu County Louisiana 3 $ 497,000 $ 165,000 $ 39,000
Orleans County Louisiana 3 $ 935,000 $ 311,000 $ 85,000
Garrett County Maryland 3 $ 1,045,000 $ 348,000 $ 108,000
St. Mary's County Maryland 3 $ 840,000 $ 280,000 $ 126,000
Barnstable County Massachusetts 3 $ 760,000 $ 253,000 $ 77,000
Berkshire County Massachusetts 3 $ 722,000 $ 240,000 $ 100,000
Monroe County Michigan 3 $ 469,000 $ 156,000 $ 63,000
Ottawa County Michigan 3 $ 361,000 $ 120,000 $ 53,000
Washtenaw County Michigan 3 $ 664,000 $ 221,000 $ 79,000
Olmsted County Minnesota 3 $ 460,000 $ 153,000 $ 86,000
Harrison County Mississippi 3 $ 489,000 $ 163,000 $ 65,000
Hinds County Mississippi 3 $ 589,000 $ 196,000 $ 50,000
Jackson County Mississippi 3 $ 419,000 $ 139,000 $ 39,000
Cape May County New Jersey 3 $ 457,000 $ 152,000 $ 53,000
Essex County New Jersey 3 $ 695,000 $ 231,000 $ 186,000
Salem County New Jersey 3 $ 295,000 $ 98,000 $ 46,000
Sandoval County New Mexico 3 $ 829,000 $ 276,000 $ 67,000
Jefferson County New York 3 $ 594,000 $ 198,000 $ 75,000
Alamance County North Carolina 3 $ 356,000 $ 118,000 $ 42,000
Craven County North Carolina 3 $ 383,000 $ 127,000 $ 26,000
Davidson County North Carolina 3 $ 397,000 $ 132,000 $ 38,000
Forsyth County North Carolina 3 $ 467,000 $ 155,000 $ 41,000
Harnett County North Carolina 3 $ 438,000 $ 146,000 $ 58,000
Henderson County North Carolina 3 $ 407,000 $ 135,000 $ 13,000
Union County North Carolina 3 $ 554,000 $ 184,000 $ 65,000
Wayne County North Carolina 3 $ 420,000 $ 140,000 $ 54,000
Wilkes County North Carolina 3 $ 379,000 $ 126,000 $ 102,000
Auglaize County Ohio 3 $ 489,000 $ 163,000 $ 43,000
Clark County Ohio 3 $ 371,000 $ 123,000 $ 37,000
Clermont County Ohio 3 $ 535,000 $ 178,000 $ 85,000
Columbiana County Ohio 3 $ 273,000 $ 91,000 $ 41,000
Erie County Ohio 3 $ 464,000 $ 154,000 $ 73,000
Hancock County Ohio 3 $ 596,000 $ 198,000 $ 99,000
Logan County Ohio 3 $ 684,000 $ 228,000 $ 82,000
Morrow County Ohio 3 $ 429,000 $ 143,000 $ 55,000
Seneca County Ohio 3 $ 208,000 $ 69,000 $ 38,000
Shelby County Ohio 3 $ 451,000 $ 150,000 $ 51,000
Stark County Ohio 3 $ 509,000 $ 169,000 $ 75,000
Tuscarawas County Ohio 3 $ 405,000 $ 135,000 $ 48,000
Warren County Ohio 3 $ 526,000 $ 175,000 $ 63,000
Jackson County Oregon 3 $ 694,000 $ 231,000 $ 87,000
Marion County Oregon 3 $ 615,000 $ 205,000 $ 74,000
Adams County Pennsylvania 3 $ 786,000 $ 262,000 $ 82,000
Carbon County Pennsylvania 3 $ 499,000 $ 166,000 $ 74,000
Cumberland County Pennsylvania 3 $ 530,000 $ 176,000 $ 81,000
Lackawanna County Pennsylvania 3 $ 491,000 $ 163,000 $ 65,000
Luzerne County Pennsylvania 3 $ 450,000 $ 150,000 $ 66,000
Northumberland County Pennsylvania 3 $ 459,000 $ 153,000 $ 52,000
Providence County Rhode Island 3 $ 643,000 $ 214,000 $ 37,000
Washington County Rhode Island 3 $ 634,000 $ 211,000 $ 59,000
Berkeley County South Carolina 3 $ 550,000 $ 183,000 $ 78,000
Charleston County South Carolina 3 $ 777,000 $ 259,000 $ 35,000
Minnehaha County South Dakota 3 $ 513,000 $ 171,000 $ 60,000
Montgomery County Tennessee 3 $ 764,000 $ 254,000 $ 85,000
Sumner County Tennessee 3 $ 413,000 $ 137,000 $ 15,000
Williamson County Tennessee 3 $ 800,000 $ 266,000 $ 40,000
Wilson County Tennessee 3 $ 436,000 $ 145,000 $ 58,000
Bell County Texas 3 $ 426,000 $ 142,000 $ 15,000
Franklin County Vermont 3 $ 668,000 $ 222,000 $ 67,000
Bedford County Virginia 3 $ 462,000 $ 154,000 $ 35,000
Caroline County Virginia 3 $ 460,000 $ 153,000 $ 55,000
Chesapeake County Virginia 3 $ 555,000 $ 185,000 $ 87,000
Frederick County Virginia 3 $ 812,000 $ 270,000 $ 31,000
Henrico County Virginia 3 $ 662,000 $ 220,000 $ 53,000
Newport News County Virginia 3 $ 614,000 $ 204,000 $ 86,000
Shenandoah County Virginia 3 $ 432,000 $ 144,000 $ 46,000
Spokane County Washington 3 $ 729,000 $ 243,000 $ 29,000
Thurston County Washington 3 $ 551,000 $ 183,000 $ 30,000
Dane County Wisconsin 3 $ 563,000 $ 187,000 $ 128,000
Oconto County Wisconsin 3 $ 452,000 $ 150,000 $ 40,000
Outagamie County Wisconsin 3 $ 445,000 $ 148,000 $ 32,000
Racine County Wisconsin 3 $ 263,000 $ 87,000 $ 105,000
Walworth County Wisconsin 3 $ 1,125,000 $ 375,000 $ 79,000
Laramie County Wyoming 3 $ 431,000 $ 143,000 $ 36,000
Calhoun County Alabama 2 $ 291,000 $ 145,000 $ 52,000
Escambia County Alabama 2 $ 317,000 $ 158,000 $ 28,000
Madison County Alabama 2 $ 308,000 $ 154,000 $ 50,000
Mobile County Alabama 2 $ 349,000 $ 174,000 $ 43,000
St. Clair County Alabama 2 $ 324,000 $ 162,000 $ 57,000
Anchorage County Alaska 2 $ 470,000 $ 235,000 $ 57,000
Pulaski County Arkansas 2 $ 510,000 $ 255,000 $ 112,000
Saline County Arkansas 2 $ 353,000 $ 176,000 $ 67,000
Alameda County California 2 $ 1,402,000 $ 701,000 $ 163,000
El Dorado County California 2 $ 941,000 $ 470,000 $ 76,000
Humboldt County California 2 $ 260,000 $ 130,000 $ 33,000
Sutter County California 2 $ 535,000 $ 267,000 $ 83,000
Boulder County Colorado 2 $ 829,000 $ 414,000 $ 32,000
Chaffee County Colorado 2 $ 582,000 $ 291,000 $ 40,000
Gunnison County Colorado 2 $ 682,000 $ 341,000 $ 45,000
Larimer County Colorado 2 $ 423,000 $ 211,000 $ 51,000
Routt County Colorado 2 $ 990,000 $ 495,000 $ 119,000
Litchfield County Connecticut 2 $ 458,000 $ 229,000 $ 30,000
Bay County Florida 2 $ 473,000 $ 236,000 $ 126,000
Gilchrist County Florida 2 $ 383,000 $ 191,000 $ 62,000
Sumter County Florida 2 $ 368,000 $ 184,000 $ 44,000
Suwannee County Florida 2 $ 321,000 $ 160,000 $ 33,000
Washington County Florida 2 $ 375,000 $ 187,000 $ 31,000
Butts County Georgia 2 $ 336,000 $ 168,000 $ 59,000
Catoosa County Georgia 2 $ 298,000 $ 149,000 $ 49,000
Clarke County Georgia 2 $ 252,000 $ 126,000 $ 73,000
Fannin County Georgia 2 $ 538,000 $ 269,000 $ 88,000
Floyd County Georgia 2 $ 373,000 $ 186,000 $ 76,000
Habersham County Georgia 2 $ 619,000 $ 309,000 $ 45,000
Jasper County Georgia 2 $ 530,000 $ 265,000 $ 103,000
Long County Georgia 2 $ 329,000 $ 164,000 $ 66,000
Monroe County Georgia 2 $ 972,000 $ 486,000 $ 168,000
Tift County Georgia 2 $ 352,000 $ 176,000 $ 62,000
Walton County Georgia 2 $ 296,000 $ 148,000 $ 43,000
Wayne County Georgia 2 $ 343,000 $ 171,000 $ 33,000
Bannock County Idaho 2 $ 205,000 $ 102,000 $ 35,000
Clinton County Illinois 2 $ 357,000 $ 178,000 $ 70,000
Kendall County Illinois 2 $ 405,000 $ 202,000 $ 71,000
McHenry County Illinois 2 $ 477,000 $ 238,000 $ 57,000
Monroe County Illinois 2 $ 276,000 $ 138,000 $ 60,000
Rock Island County Illinois 2 $ 265,000 $ 132,000 $ 103,000
Tazewell County Illinois 2 $ 303,000 $ 151,000 $ 61,000
Vermilion County Illinois 2 $ 197,000 $ 98,000 $ 80,000
Winnebago County Illinois 2 $ 216,000 $ 108,000 $ 89,000
Clay County Indiana 2 $ 313,000 $ 156,000 $ 61,000
Daviess County Indiana 2 $ 291,000 $ 145,000 $ 66,000
Decatur County Indiana 2 $ 422,000 $ 211,000 $ 106,000
Howard County Indiana 2 $ 246,000 $ 123,000 $ 44,000
Jefferson County Indiana 2 $ 269,000 $ 134,000 $ 37,000
Lawrence County Indiana 2 $ 294,000 $ 147,000 $ 88,000
Steuben County Indiana 2 $ 261,000 $ 130,000 $ 37,000
Tippecanoe County Indiana 2 $ 259,000 $ 129,000 $ 40,000
Warrick County Indiana 2 $ 227,000 $ 113,000 $ 42,000
Whitley County Indiana 2 $ 255,000 $ 127,000 $ 58,000
Black Hawk County Iowa 2 $ 239,000 $ 119,000 $ 44,000
Linn County Iowa 2 $ 386,000 $ 193,000 $ 75,000
Madison County Iowa 2 $ 278,000 $ 139,000 $ 54,000
Woodbury County Iowa 2 $ 307,000 $ 153,000 $ 91,000
Riley County Kansas 2 $ 322,000 $ 161,000 $ 27,000
Shawnee County Kansas 2 $ 292,000 $ 146,000 $ 63,000
Boyd County Kentucky 2 $ 561,000 $ 280,000 $ 134,000
McCracken County Kentucky 2 $ 238,000 $ 119,000 $ 54,000
Montgomery County Kentucky 2 $ 444,000 $ 222,000 $ 97,000
Oldham County Kentucky 2 $ 358,000 $ 179,000 $ 74,000
Pulaski County Kentucky 2 $ 471,000 $ 235,000 $ 97,000
Rockcastle County Kentucky 2 $ 253,000 $ 126,000 $ 68,000
Lafourche County Louisiana 2 $ 385,000 $ 192,000 $ 64,000
Ouachita County Louisiana 2 $ 247,000 $ 123,000 $ 62,000
St. James County Louisiana 2 $ 328,000 $ 164,000 $ 61,000
St. Tammany County Louisiana 2 $ 380,000 $ 190,000 $ 70,000
Hancock County Maine 2 $ 444,000 $ 222,000 $ 44,000
Kennebec County Maine 2 $ 281,000 $ 140,000 $ 61,000
Cecil County Maryland 2 $ 250,000 $ 125,000 $ 36,000
Charles County Maryland 2 $ 681,000 $ 340,000 $ 119,000
Howard County Maryland 2 $ 328,000 $ 164,000 $ 34,000
Talbot County Maryland 2 $ 978,000 $ 489,000 $ 23,000
Calhoun County Michigan 2 $ 322,000 $ 161,000 $ 34,000
Cass County Michigan 2 $ 297,000 $ 148,000 $ 36,000
Genesee County Michigan 2 $ 318,000 $ 159,000 $ 58,000
Grand Traverse County Michigan 2 $ 324,000 $ 162,000 $ 60,000
Kalamazoo County Michigan 2 $ 358,000 $ 179,000 $ 24,000
Menominee County Michigan 2 $ 119,000 $ 59,000 $ 27,000
Beltrami County Minnesota 2 $ 520,000 $ 260,000 $ 16,000
Chisago County Minnesota 2 $ 338,000 $ 169,000 $ 24,000
Crow Wing County Minnesota 2 $ 537,000 $ 268,000 $ 21,000
Goodhue County Minnesota 2 $ 229,000 $ 114,000 $ 16,000
St. Louis County Minnesota 2 $ 399,000 $ 199,000 $ 79,000
Wabasha County Minnesota 2 $ 280,000 $ 140,000 $ 64,000
Forrest County Mississippi 2 $ 223,000 $ 111,000 $ 32,000
Tunica County Mississippi 2 $ 306,000 $ 153,000 $ 37,000
Andrew County Missouri 2 $ 442,000 $ 221,000 $ 64,000
Callaway County Missouri 2 $ 275,000 $ 137,000 $ 0
Clay County Missouri 2 $ 339,000 $ 169,000 $ 66,000
Cole County Missouri 2 $ 377,000 $ 188,000 $ 58,000
Greene County Missouri 2 $ 418,000 $ 209,000 $ 55,000
Pettis County Missouri 2 $ 285,000 $ 142,000 $ 54,000
Gallatin County Montana 2 $ 499,000 $ 249,000 $ 69,000
Yellowstone County Montana 2 $ 537,000 $ 268,000 $ 83,000
Buffalo County Nebraska 2 $ 323,000 $ 161,000 $ 76,000
Hall County Nebraska 2 $ 240,000 $ 120,000 $ 63,000
Sarpy County Nebraska 2 $ 351,000 $ 175,000 $ 67,000
Douglas County Nevada 2 $ 479,000 $ 239,000 $ 77,000
Cheshire County New Hampshire 2 $ 330,000 $ 165,000 $ 52,000
Rockingham County New Hampshire 2 $ 398,000 $ 199,000 $ 34,000
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Mortgage Loan Application Detail Totals for American Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,488 $529,160,000 $212,000 $2,860,000 $70,000 $1,320,000
Home Purchase 1,076 $176,341,000 $163,000 $1,200,000 $73,000 $2,280,000
Home Improvement 498 $108,872,000 $218,000 $900,000 $70,000 $287,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,818 $550,084,000 $195,000 $1,200,000 $70,000 $1,090,000
Black or African American 507 $95,114,000 $187,000 $711,000 $63,000 $337,000
Not Provided 437 $100,761,000 $230,000 $2,860,000 $82,000 $2,280,000
Hispanic 198 $42,890,000 $216,000 $1,395,000 $70,000 $793,000
Asian 58 $15,267,000 $263,000 $1,120,000 $84,000 $300,000
American Indian or Alaskan Native 25 $4,813,000 $192,000 $374,000 $80,000 $367,000
Native Hawaiian or Other Pacific Islander 19 $5,444,000 $286,000 $768,000 $89,000 $208,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,601 $333,937,000 $208,000 $1,395,000 $60,000 $793,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,225 $272,209,000 $222,000 $2,860,000 $100,000 $2,280,000
FHA-insured (Federal Housing Administration) 1,192 $202,206,000 $169,000 $636,000 $56,000 $236,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $6,021,000 $136,000 $275,000 $50,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,474 $481,765,000 $194,000 $1,200,000 $67,000 $1,090,000
Application Withdrawn By Applicant 846 $176,482,000 $208,000 $1,905,000 $73,000 $1,320,000
Application Denied By Financial Institution 370 $70,250,000 $189,000 $1,395,000 $79,000 $2,280,000
File Closed For Incompleteness 338 $78,710,000 $232,000 $2,860,000 $85,000 $800,000
Application Approved But Not Accepted 34 $7,166,000 $210,000 $507,000 $76,000 $208,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 135 $23,885,000 $176,000 $597,000 $81,000 $668,000
Credit History 86 $17,758,000 $206,000 $1,395,000 $115,000 $2,280,000
Debt-To-Income Ratio 85 $17,176,000 $202,000 $900,000 $51,000 $480,000
Other 32 $5,630,000 $175,000 $674,000 $64,000 $195,000
Unverifiable Information 15 $3,024,000 $201,000 $342,000 $68,000 $173,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,002,000 $125,000 $239,000 $45,000 $67,000
Employment History 6 $1,090,000 $181,000 $319,000 $51,000 $126,000
Credit Application Incomplete 3 $685,000 $228,000 $269,000 $65,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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