American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
American Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Bank 9001 Edmonston Road Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,062 |
| Total Mortgage Loan Application Amount | $814,373,000 |
| Average Mortgage Loan Application Amount | $197,666 |
| Highest Mortgage Loan Application Amount | $2,860,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $2,280,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 252 | $ 37,513,000 | $ 148,000 | $ 68,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 235 | $ 45,088,000 | $ 191,000 | $ 74,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 211 | $ 33,702,000 | $ 159,000 | $ 63,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 139 | $ 31,762,000 | $ 266,500 | $ 71,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 104 | $ 17,828,000 | $ 171,000 | $ 66,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 83 | $ 16,893,000 | $ 203,000 | $ 60,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 81 | $ 25,773,000 | $ 298,333 | $ 90,666 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 72 | $ 25,256,000 | $ 328,000 | $ 137,000 |
| FORT WAYNE, IN | 59 | $ 6,914,000 | $ 117,000 | $ 49,000 |
| DENVER-AURORA-LAKEWOOD, CO | 53 | $ 12,494,000 | $ 235,000 | $ 72,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 52 | $ 10,972,000 | $ 211,000 | $ 72,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 42 | $ 10,260,000 | $ 244,000 | $ 81,000 |
| BOSTON, MA | 32 | $ 9,232,000 | $ 288,000 | $ 95,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 32 | $ 6,528,000 | $ 204,000 | $ 79,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 31 | $ 5,891,000 | $ 189,500 | $ 59,000 |
| CINCINNATI, OH-KY-IN | 30 | $ 5,010,000 | $ 169,000 | $ 57,333 |
| PHILADELPHIA, PA | 30 | $ 5,316,000 | $ 177,000 | $ 79,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 29 | $ 9,084,000 | $ 313,000 | $ 98,000 |
| CLEVELAND-ELYRIA, OH | 28 | $ 4,220,000 | $ 150,000 | $ 52,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 28 | $ 6,289,000 | $ 191,500 | $ 78,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 27 | $ 6,384,000 | $ 236,000 | $ 65,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 26 | $ 4,597,000 | $ 198,500 | $ 53,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 26 | $ 13,324,000 | $ 512,000 | $ 97,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 24 | $ 4,857,000 | $ 202,000 | $ 51,000 |
| KANSAS CITY, MO-KS | 23 | $ 3,651,000 | $ 159,500 | $ 63,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 23 | $ 4,426,000 | $ 192,000 | $ 53,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 23 | $ 5,485,000 | $ 238,000 | $ 60,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 21 | $ 5,848,000 | $ 278,000 | $ 88,000 |
| PITTSBURGH, PA | 21 | $ 4,046,000 | $ 192,000 | $ 66,000 |
| RICHMOND, VA | 21 | $ 3,972,000 | $ 189,000 | $ 66,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 20 | $ 3,155,000 | $ 157,000 | $ 61,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 20 | $ 5,235,000 | $ 259,500 | $ 53,500 |
| ST. LOUIS, MO-IL | 20 | $ 3,461,000 | $ 169,500 | $ 59,000 |
| BIRMINGHAM-HOOVER, AL | 19 | $ 2,842,000 | $ 149,000 | $ 113,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 19 | $ 4,854,000 | $ 255,000 | $ 65,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 19 | $ 3,582,000 | $ 188,000 | $ 69,000 |
| WILMINGTON, DE-MD-NJ | 19 | $ 3,471,000 | $ 144,000 | $ 49,000 |
| CAPE CORAL-FORT MYERS, FL | 18 | $ 3,631,000 | $ 201,000 | $ 100,000 |
| SAN DIEGO-CARLSBAD, CA | 18 | $ 5,897,000 | $ 327,000 | $ 78,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 18 | $ 5,470,000 | $ 303,000 | $ 85,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 17 | $ 3,365,000 | $ 222,000 | $ 83,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 17 | $ 3,566,000 | $ 209,000 | $ 90,000 |
| MEMPHIS, TN-MS-AR | 17 | $ 3,500,000 | $ 223,000 | $ 90,000 |
| NEW ORLEANS-METAIRIE, LA | 17 | $ 3,200,000 | $ 188,000 | $ 70,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 17 | $ 3,855,000 | $ 226,000 | $ 74,000 |
| PROVIDENCE-WARWICK, RI-MA | 17 | $ 3,857,000 | $ 228,500 | $ 65,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 17 | $ 3,909,000 | $ 229,000 | $ 71,000 |
| JACKSONVILLE, FL | 16 | $ 2,815,000 | $ 175,000 | $ 59,000 |
| AKRON, OH | 15 | $ 2,698,000 | $ 179,000 | $ 56,000 |
| DAYTON, OH | 15 | $ 2,207,000 | $ 147,000 | $ 73,000 |
| OKLAHOMA CITY, OK | 15 | $ 2,457,000 | $ 163,000 | $ 51,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 15 | $ 3,467,000 | $ 231,000 | $ 64,000 |
| BATON ROUGE, LA | 14 | $ 2,302,000 | $ 164,000 | $ 82,000 |
| CAMDEN, NJ | 14 | $ 2,928,000 | $ 209,000 | $ 88,000 |
| DES MOINES-WEST DES MOINES, IA | 14 | $ 2,403,000 | $ 171,000 | $ 72,000 |
| ELKHART-GOSHEN, IN | 14 | $ 1,874,000 | $ 133,000 | $ 53,000 |
| SALISBURY, MD-DE | 14 | $ 4,066,000 | $ 226,000 | $ 49,500 |
| WORCESTER, MA-CT | 14 | $ 2,887,000 | $ 206,000 | $ 76,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 13 | $ 2,374,000 | $ 182,000 | $ 63,000 |
| ROCHESTER, NY | 13 | $ 2,776,000 | $ 213,000 | $ 77,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 13 | $ 4,873,000 | $ 374,000 | $ 125,000 |
| LIMA, OH | 12 | $ 1,250,000 | $ 104,000 | $ 39,000 |
| PORTLAND-SOUTH PORTLAND, ME | 12 | $ 2,354,000 | $ 196,000 | $ 60,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 12 | $ 1,382,000 | $ 128,000 | $ 40,500 |
| TACOMA-LAKEWOOD, WA | 12 | $ 3,303,000 | $ 275,000 | $ 74,000 |
| BOISE CITY, ID | 11 | $ 2,026,000 | $ 184,000 | $ 53,000 |
| DALLAS-PLANO-IRVING, TX | 11 | $ 1,917,000 | $ 174,000 | $ 71,000 |
| FORT WORTH-ARLINGTON, TX | 11 | $ 1,917,000 | $ 174,000 | $ 67,000 |
| KNOXVILLE, TN | 11 | $ 2,751,000 | $ 250,000 | $ 114,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 2,030,000 | $ 184,000 | $ 66,000 |
| NEWARK, NJ-PA | 11 | $ 2,899,000 | $ 226,000 | $ 92,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 11 | $ 1,923,000 | $ 174,000 | $ 70,000 |
| SPRINGFIELD, MA | 11 | $ 2,162,000 | $ 196,000 | $ 64,000 |
| COLORADO SPRINGS, CO | 10 | $ 1,987,000 | $ 198,000 | $ 48,000 |
| GARY, IN | 10 | $ 2,021,000 | $ 202,000 | $ 186,000 |
| LEXINGTON-FAYETTE, KY | 10 | $ 1,306,000 | $ 130,000 | $ 48,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 2,567,000 | $ 256,000 | $ 87,000 |
| RALEIGH, NC | 10 | $ 1,483,000 | $ 148,000 | $ 59,000 |
| SAVANNAH, GA | 10 | $ 1,671,000 | $ 167,000 | $ 43,000 |
| TOLEDO, OH | 10 | $ 1,361,000 | $ 136,000 | $ 58,000 |
| ANCHORAGE, AK | 9 | $ 2,164,000 | $ 240,000 | $ 55,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 9 | $ 1,430,000 | $ 158,000 | $ 71,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 9 | $ 1,751,000 | $ 194,000 | $ 77,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 9 | $ 1,736,000 | $ 178,500 | $ 91,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 9 | $ 1,900,000 | $ 211,000 | $ 79,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 1,947,000 | $ 200,000 | $ 78,000 |
| MANCHESTER-NASHUA, NH | 9 | $ 2,081,000 | $ 231,000 | $ 49,000 |
| OCALA, FL | 9 | $ 1,759,000 | $ 195,000 | $ 52,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 9 | $ 1,974,000 | $ 269,500 | $ 145,000 |
| SALT LAKE CITY, UT | 9 | $ 1,660,000 | $ 184,000 | $ 42,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 9 | $ 1,475,000 | $ 163,000 | $ 55,000 |
| URBAN HONOLULU, HI | 9 | $ 4,003,000 | $ 444,000 | $ 98,000 |
| ALBANY-SCHENECTADY-TROY, NY | 8 | $ 2,171,000 | $ 271,000 | $ 118,000 |
| AUBURN-OPELIKA, AL | 8 | $ 1,575,000 | $ 196,000 | $ 66,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 1,711,000 | $ 215,500 | $ 62,500 |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $ 1,824,000 | $ 228,000 | $ 65,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 8 | $ 1,620,000 | $ 202,000 | $ 55,000 |
| COLUMBUS, GA-AL | 8 | $ 1,416,000 | $ 166,500 | $ 34,500 |
| ERIE, PA | 8 | $ 1,189,000 | $ 148,000 | $ 62,000 |
| EVANSVILLE, IN-KY | 8 | $ 1,197,000 | $ 133,000 | $ 51,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 8 | $ 1,605,000 | $ 200,000 | $ 80,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 8 | $ 3,702,000 | $ 462,000 | $ 102,000 |
| OSHKOSH-NEENAH, WI | 8 | $ 1,190,000 | $ 148,000 | $ 28,000 |
| SHREVEPORT-BOSSIER CITY, LA | 8 | $ 1,366,000 | $ 170,000 | $ 46,000 |
| TRENTON, NJ | 8 | $ 717,000 | $ 89,000 | $ 141,000 |
| TUCSON, AZ | 8 | $ 1,528,000 | $ 191,000 | $ 59,000 |
| TULSA, OK | 8 | $ 1,316,000 | $ 164,000 | $ 67,000 |
| ALBUQUERQUE, NM | 7 | $ 1,639,000 | $ 234,000 | $ 88,000 |
| CHATTANOOGA, TN-GA | 7 | $ 1,256,000 | $ 183,000 | $ 57,500 |
| DOVER, DE | 7 | $ 1,450,000 | $ 207,000 | $ 74,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,439,000 | $ 205,000 | $ 72,000 |
| FAYETTEVILLE, NC | 7 | $ 716,000 | $ 102,000 | $ 42,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 1,138,000 | $ 174,500 | $ 92,500 |
| HARRISBURG-CARLISLE, PA | 7 | $ 1,216,000 | $ 173,000 | $ 93,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 1,107,000 | $ 158,000 | $ 51,000 |
| MACON, GA | 7 | $ 1,599,000 | $ 228,000 | $ 75,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 1,626,000 | $ 232,000 | $ 94,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 7 | $ 1,036,000 | $ 150,000 | $ 36,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 2,173,000 | $ 310,000 | $ 71,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 7 | $ 1,055,000 | $ 150,000 | $ 67,000 |
| YORK-HANOVER, PA | 7 | $ 982,000 | $ 140,000 | $ 57,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 7 | $ 1,041,000 | $ 130,500 | $ 56,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 6 | $ 3,625,000 | $ 604,000 | $ 141,000 |
| BRUNSWICK, GA | 6 | $ 2,095,000 | $ 349,000 | $ 124,000 |
| COLUMBIA, SC | 6 | $ 861,000 | $ 143,000 | $ 22,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 6 | $ 1,453,000 | $ 242,000 | $ 61,000 |
| GREELEY, CO | 6 | $ 1,117,000 | $ 186,000 | $ 52,000 |
| GREEN BAY, WI | 6 | $ 1,085,000 | $ 180,000 | $ 33,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 823,000 | $ 137,000 | $ 43,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 6 | $ 1,114,000 | $ 185,000 | $ 72,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 6 | $ 908,000 | $ 151,000 | $ 52,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 1,369,000 | $ 207,666 | $ 91,000 |
| JACKSONVILLE, NC | 6 | $ 954,000 | $ 159,000 | $ 26,000 |
| MODESTO, CA | 6 | $ 1,108,000 | $ 184,000 | $ 69,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 1,137,000 | $ 189,000 | $ 81,000 |
| PORT ST. LUCIE, FL | 6 | $ 1,046,000 | $ 174,000 | $ 62,000 |
| READING, PA | 6 | $ 874,000 | $ 145,000 | $ 54,000 |
| RENO, NV | 6 | $ 1,087,000 | $ 181,000 | $ 58,000 |
| ROCHESTER, MN | 6 | $ 925,000 | $ 154,000 | $ 74,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 1,142,000 | $ 190,000 | $ 55,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 1,365,000 | $ 227,000 | $ 72,000 |
| WHEELING, WV-OH | 6 | $ 1,083,000 | $ 184,000 | $ 60,500 |
| WILMINGTON, NC | 6 | $ 1,006,000 | $ 167,000 | $ 42,000 |
| WINSTON-SALEM, NC | 6 | $ 864,000 | $ 144,000 | $ 40,000 |
| ASHEVILLE, NC | 5 | $ 1,010,000 | $ 202,000 | $ 43,000 |
| BLOOMINGTON, IN | 5 | $ 733,000 | $ 146,000 | $ 43,000 |
| BOWLING GREEN, KY | 5 | $ 1,048,000 | $ 209,000 | $ 80,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5 | $ 1,322,000 | $ 264,000 | $ 72,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 5 | $ 806,000 | $ 161,000 | $ 54,000 |
| FRESNO, CA | 5 | $ 1,092,000 | $ 218,000 | $ 65,000 |
| GAINESVILLE, FL | 5 | $ 1,529,000 | $ 305,000 | $ 354,000 |
| GRAND FORKS, ND-MN | 5 | $ 828,000 | $ 181,500 | $ 53,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 652,000 | $ 130,000 | $ 39,000 |
| HINESVILLE, GA | 5 | $ 733,000 | $ 146,000 | $ 31,000 |
| HUNTSVILLE, AL | 5 | $ 674,000 | $ 134,000 | $ 51,000 |
| JACKSON, MS | 5 | $ 820,000 | $ 164,000 | $ 39,000 |
| JEFFERSON CITY, MO | 5 | $ 781,000 | $ 156,000 | $ 36,000 |
| LYNCHBURG, VA | 5 | $ 783,000 | $ 156,000 | $ 38,000 |
| MONTGOMERY, AL | 5 | $ 883,000 | $ 176,000 | $ 76,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 5 | $ 1,589,000 | $ 317,000 | $ 181,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5 | $ 2,879,000 | $ 575,000 | $ 133,000 |
| ST. CLOUD, MN | 5 | $ 1,247,000 | $ 249,000 | $ 62,000 |
| STOCKTON-LODI, CA | 5 | $ 1,306,000 | $ 261,000 | $ 107,000 |
| SYRACUSE, NY | 5 | $ 902,000 | $ 180,000 | $ 69,000 |
| UTICA-ROME, NY | 5 | $ 502,000 | $ 100,000 | $ 77,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 778,000 | $ 194,000 | $ 76,000 |
| BELLINGHAM, WA | 4 | $ 1,236,000 | $ 309,000 | $ 76,000 |
| BEND-REDMOND, OR | 4 | $ 1,252,000 | $ 313,000 | $ 102,000 |
| CANTON-MASSILLON, OH | 4 | $ 678,000 | $ 169,000 | $ 68,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 580,000 | $ 145,000 | $ 37,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 610,000 | $ 152,000 | $ 42,000 |
| CLARKSVILLE, TN-KY | 4 | $ 902,000 | $ 196,000 | $ 42,500 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 935,000 | $ 233,000 | $ 68,000 |
| DECATUR, AL | 4 | $ 1,082,000 | $ 270,000 | $ 104,000 |
| EAST STROUDSBURG, PA | 4 | $ 527,000 | $ 131,000 | $ 59,000 |
| ELGIN, IL | 4 | $ 699,000 | $ 174,000 | $ 60,000 |
| EUGENE, OR | 4 | $ 1,298,000 | $ 324,000 | $ 167,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 555,000 | $ 138,000 | $ 64,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 713,000 | $ 178,000 | $ 101,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 535,000 | $ 133,000 | $ 11,000 |
| LANCASTER, PA | 4 | $ 573,000 | $ 143,000 | $ 38,000 |
| LINCOLN, NE | 4 | $ 678,000 | $ 169,000 | $ 42,000 |
| MADISON, WI | 4 | $ 835,000 | $ 208,000 | $ 117,000 |
| NEW BERN, NC | 4 | $ 459,000 | $ 114,000 | $ 25,000 |
| PEORIA, IL | 4 | $ 527,000 | $ 131,000 | $ 54,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 2,478,000 | $ 619,000 | $ 138,000 |
| SPARTANBURG, SC | 4 | $ 519,000 | $ 129,000 | $ 41,000 |
| SPOKANE-SPOKANE VALLEY, WA | 4 | $ 848,000 | $ 212,000 | $ 30,000 |
| WARNER ROBINS, GA | 4 | $ 678,000 | $ 169,000 | $ 98,000 |
| WINCHESTER, VA-WV | 4 | $ 946,000 | $ 236,000 | $ 23,000 |
| ANN ARBOR, MI | 3 | $ 664,000 | $ 221,000 | $ 79,000 |
| APPLETON, WI | 3 | $ 445,000 | $ 148,000 | $ 32,000 |
| BAKERSFIELD, CA | 3 | $ 467,000 | $ 155,000 | $ 34,000 |
| BARNSTABLE TOWN, MA | 3 | $ 760,000 | $ 253,000 | $ 77,000 |
| BINGHAMTON, NY | 3 | $ 369,000 | $ 123,000 | $ 30,000 |
| BISMARCK, ND | 3 | $ 723,000 | $ 241,000 | $ 26,000 |
| BLOOMINGTON, IL | 3 | $ 480,000 | $ 160,000 | $ 77,000 |
| BURLINGTON, NC | 3 | $ 356,000 | $ 118,000 | $ 42,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 840,000 | $ 280,000 | $ 126,000 |
| CHARLOTTESVILLE, VA | 3 | $ 441,000 | $ 147,000 | $ 37,000 |
| CHEYENNE, WY | 3 | $ 431,000 | $ 143,000 | $ 36,000 |
| CHICO, CA | 3 | $ 411,000 | $ 137,000 | $ 37,000 |
| COEUR D'ALENE, ID | 3 | $ 719,000 | $ 239,000 | $ 73,000 |
| COLUMBUS, IN | 3 | $ 414,000 | $ 138,000 | $ 60,000 |
| DULUTH, MN-WI | 3 | $ 507,000 | $ 169,000 | $ 63,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 474,000 | $ 158,000 | $ 63,000 |
| GAINESVILLE, GA | 3 | $ 822,000 | $ 274,000 | $ 95,000 |
| GETTYSBURG, PA | 3 | $ 786,000 | $ 262,000 | $ 82,000 |
| GLENS FALLS, NY | 3 | $ 583,000 | $ 194,000 | $ 85,000 |
| GOLDSBORO, NC | 3 | $ 420,000 | $ 140,000 | $ 54,000 |
| HATTIESBURG, MS | 3 | $ 411,000 | $ 137,000 | $ 31,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 480,000 | $ 160,000 | $ 84,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 550,000 | $ 183,000 | $ 67,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 515,000 | $ 186,500 | $ 50,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 349,000 | $ 116,000 | $ 57,000 |
| LAKE CHARLES, LA | 3 | $ 497,000 | $ 165,000 | $ 39,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 800,000 | $ 266,000 | $ 131,000 |
| LOGAN, UT-ID | 3 | $ 411,000 | $ 133,000 | $ 23,000 |
| MANHATTAN, KS | 3 | $ 441,000 | $ 147,000 | $ 58,000 |
| MEDFORD, OR | 3 | $ 694,000 | $ 231,000 | $ 87,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 654,000 | $ 218,000 | $ 98,000 |
| MONROE, MI | 3 | $ 469,000 | $ 156,000 | $ 63,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 739,000 | $ 246,000 | $ 69,000 |
| OCEAN CITY, NJ | 3 | $ 457,000 | $ 152,000 | $ 53,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 551,000 | $ 183,000 | $ 30,000 |
| OWENSBORO, KY | 3 | $ 364,000 | $ 121,000 | $ 26,000 |
| PITTSFIELD, MA | 3 | $ 722,000 | $ 240,000 | $ 100,000 |
| PUEBLO, CO | 3 | $ 665,000 | $ 221,000 | $ 47,000 |
| RACINE, WI | 3 | $ 263,000 | $ 87,000 | $ 105,000 |
| RAPID CITY, SD | 3 | $ 1,143,000 | $ 381,000 | $ 46,000 |
| ROANOKE, VA | 3 | $ 558,000 | $ 186,000 | $ 50,000 |
| SALEM, OR | 3 | $ 615,000 | $ 205,000 | $ 74,000 |
| SANTA ROSA, CA | 3 | $ 934,000 | $ 311,000 | $ 66,000 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 610,000 | $ 203,000 | $ 55,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 410,000 | $ 128,000 | $ 45,500 |
| SIOUX FALLS, SD | 3 | $ 513,000 | $ 171,000 | $ 60,000 |
| SPRINGFIELD, OH | 3 | $ 371,000 | $ 123,000 | $ 37,000 |
| ST. JOSEPH, MO-KS | 3 | $ 553,000 | $ 184,000 | $ 70,000 |
| TERRE HAUTE, IN | 3 | $ 468,000 | $ 156,000 | $ 56,000 |
| TOPEKA, KS | 3 | $ 452,000 | $ 150,000 | $ 57,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 468,000 | $ 156,000 | $ 70,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 321,000 | $ 107,000 | $ 43,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 594,000 | $ 198,000 | $ 75,000 |
| WICHITA, KS | 3 | $ 444,000 | $ 148,000 | $ 48,000 |
| AMARILLO, TX | 2 | $ 297,000 | $ 148,000 | $ 84,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 291,000 | $ 145,000 | $ 52,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 252,000 | $ 126,000 | $ 73,000 |
| BATTLE CREEK, MI | 2 | $ 322,000 | $ 161,000 | $ 34,000 |
| BILLINGS, MT | 2 | $ 537,000 | $ 268,000 | $ 83,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 369,000 | $ 184,000 | $ 31,000 |
| BOULDER, CO | 2 | $ 829,000 | $ 414,000 | $ 32,000 |
| CEDAR RAPIDS, IA | 2 | $ 386,000 | $ 193,000 | $ 75,000 |
| CLEVELAND, TN | 2 | $ 369,000 | $ 184,000 | $ 69,000 |
| CORPUS CHRISTI, TX | 2 | $ 272,000 | $ 136,000 | $ 65,000 |
| DANVILLE, IL | 2 | $ 197,000 | $ 98,000 | $ 80,000 |
| EL PASO, TX | 2 | $ 308,000 | $ 154,000 | $ 21,000 |
| FARGO, ND-MN | 2 | $ 300,000 | $ 150,000 | $ 92,000 |
| FLINT, MI | 2 | $ 318,000 | $ 159,000 | $ 58,000 |
| FOND DU LAC, WI | 2 | $ 394,000 | $ 197,000 | $ 61,000 |
| FORT COLLINS, CO | 2 | $ 423,000 | $ 211,000 | $ 51,000 |
| FORT SMITH, AR-OK | 2 | $ 274,000 | $ 137,000 | $ 73,000 |
| GRAND ISLAND, NE | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 346,000 | $ 173,000 | $ 58,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 242,000 | $ 121,000 | $ 17,000 |
| JOHNSON CITY, TN | 2 | $ 408,000 | $ 204,000 | $ 27,000 |
| JOHNSTOWN, PA | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 358,000 | $ 179,000 | $ 24,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| KOKOMO, IN | 2 | $ 246,000 | $ 123,000 | $ 44,000 |
| LAFAYETTE, LA | 2 | $ 301,000 | $ 150,000 | $ 70,000 |
| LAWTON, OK | 2 | $ 449,000 | $ 224,000 | $ 64,000 |
| MOBILE, AL | 2 | $ 349,000 | $ 174,000 | $ 43,000 |
| MONROE, LA | 2 | $ 247,000 | $ 123,000 | $ 62,000 |
| PANAMA CITY, FL | 2 | $ 473,000 | $ 236,000 | $ 126,000 |
| POCATELLO, ID | 2 | $ 205,000 | $ 102,000 | $ 35,000 |
| PROVO-OREM, UT | 2 | $ 398,000 | $ 199,000 | $ 83,000 |
| ROCKFORD, IL | 2 | $ 216,000 | $ 108,000 | $ 89,000 |
| ROCKY MOUNT, NC | 2 | $ 329,000 | $ 164,000 | $ 63,000 |
| ROME, GA | 2 | $ 373,000 | $ 186,000 | $ 76,000 |
| SANTA FE, NM | 2 | $ 417,000 | $ 208,000 | $ 122,000 |
| SPRINGFIELD, MO | 2 | $ 418,000 | $ 209,000 | $ 55,000 |
| STATE COLLEGE, PA | 2 | $ 401,000 | $ 200,000 | $ 56,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 339,000 | $ 169,000 | $ 45,000 |
| TALLAHASSEE, FL | 2 | $ 390,000 | $ 195,000 | $ 65,000 |
| THE VILLAGES, FL | 2 | $ 368,000 | $ 184,000 | $ 44,000 |
| TUSCALOOSA, AL | 2 | $ 246,000 | $ 123,000 | $ 45,000 |
| YAKIMA, WA | 2 | $ 354,000 | $ 177,000 | $ 155,000 |
| YUBA CITY, CA | 2 | $ 535,000 | $ 267,000 | $ 83,000 |
| ABILENE, TX | 1 | $ 193,000 | $ 193,000 | $ 68,000 |
| ALTOONA, PA | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| AMES, IA | 1 | $ 417,000 | $ 417,000 | $ 172,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 131,000 | $ 131,000 | $ 0 |
| BANGOR, ME | 1 | $ 136,000 | $ 136,000 | $ 29,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 202,000 | $ 202,000 | $ 75,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 67,000 | $ 67,000 | $ 79,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| CASPER, WY | 1 | $ 204,000 | $ 204,000 | $ 61,000 |
| CHARLESTON, WV | 1 | $ 74,000 | $ 74,000 | $ 23,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| CORVALLIS, OR | 1 | $ 301,000 | $ 301,000 | $ 65,000 |
| CUMBERLAND, MD-WV | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| DALTON, GA | 1 | $ 92,000 | $ 92,000 | $ 21,000 |
| DECATUR, IL | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| DOTHAN, AL | 1 | $ 51,000 | $ 51,000 | $ 59,000 |
| DUBUQUE, IA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| ELMIRA, NY | 1 | $ 124,000 | $ 124,000 | $ 31,000 |
| GADSDEN, AL | 1 | $ 116,000 | $ 116,000 | $ 83,000 |
| GREENVILLE, NC | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| HAMMOND, LA | 1 | $ 124,000 | $ 124,000 | $ 22,000 |
| HANFORD-CORCORAN, CA | 1 | $ 258,000 | $ 258,000 | $ 66,000 |
| HARRISONBURG, VA | 1 | $ 230,000 | $ 230,000 | $ 57,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| HOT SPRINGS, AR | 1 | $ 107,000 | $ 107,000 | $ 0 |
| JACKSON, MI | 1 | $ 132,000 | $ 132,000 | $ 65,000 |
| JONESBORO, AR | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| JOPLIN, MO | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 550,000 | $ 550,000 | $ 144,000 |
| KANKAKEE, IL | 1 | $ 124,000 | $ 124,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 1 | $ 159,000 | $ 159,000 | $ 79,000 |
| LEWISTON, ID-WA | 1 | $ 223,000 | $ 223,000 | $ 101,000 |
| LONGVIEW, WA | 1 | $ 114,000 | $ 114,000 | $ 30,000 |
| LUBBOCK, TX | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
| MADERA, CA | 1 | $ 330,000 | $ 330,000 | $ 74,000 |
| MANSFIELD, OH | 1 | $ 142,000 | $ 142,000 | $ 69,000 |
| MISSOULA, MT | 1 | $ 113,000 | $ 113,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| MORRISTOWN, TN | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| MUNCIE, IN | 1 | $ 72,000 | $ 72,000 | $ 22,000 |
| MUSKEGON, MI | 1 | $ 129,000 | $ 129,000 | $ 85,000 |
| NAPA, CA | 1 | $ 681,000 | $ 681,000 | $ 89,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 210,000 | $ 210,000 | $ 103,000 |
| PUNTA GORDA, FL | 1 | $ 180,000 | $ 180,000 | $ 99,000 |
| REDDING, CA | 1 | $ 186,000 | $ 186,000 | $ 55,000 |
| SAGINAW, MI | 1 | $ 180,000 | $ 180,000 | $ 31,000 |
| SALINAS, CA | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| SAN RAFAEL, CA | 1 | $ 1,129,000 | $ 1,129,000 | $ 200,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 289,000 | $ 289,000 | $ 94,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 222,000 | $ 222,000 | $ 42,000 |
| SEBRING, FL | 1 | $ 408,000 | $ 408,000 | $ 96,000 |
| TYLER, TX | 1 | $ 133,000 | $ 133,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 100,000 | $ 100,000 | $ 101,000 |
| WACO, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| WAUSAU, WI | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for American Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,488 | $529,160,000 | $212,000 | $2,860,000 | $70,000 | $1,320,000 |
| Home Purchase | 1,076 | $176,341,000 | $163,000 | $1,200,000 | $73,000 | $2,280,000 |
| Home Improvement | 498 | $108,872,000 | $218,000 | $900,000 | $70,000 | $287,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,818 | $550,084,000 | $195,000 | $1,200,000 | $70,000 | $1,090,000 |
| Black or African American | 507 | $95,114,000 | $187,000 | $711,000 | $63,000 | $337,000 |
| Not Provided | 437 | $100,761,000 | $230,000 | $2,860,000 | $82,000 | $2,280,000 |
| Hispanic | 198 | $42,890,000 | $216,000 | $1,395,000 | $70,000 | $793,000 |
| Asian | 58 | $15,267,000 | $263,000 | $1,120,000 | $84,000 | $300,000 |
| American Indian or Alaskan Native | 25 | $4,813,000 | $192,000 | $374,000 | $80,000 | $367,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,444,000 | $286,000 | $768,000 | $89,000 | $208,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,601 | $333,937,000 | $208,000 | $1,395,000 | $60,000 | $793,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,225 | $272,209,000 | $222,000 | $2,860,000 | $100,000 | $2,280,000 |
| FHA-insured (Federal Housing Administration) | 1,192 | $202,206,000 | $169,000 | $636,000 | $56,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $6,021,000 | $136,000 | $275,000 | $50,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,474 | $481,765,000 | $194,000 | $1,200,000 | $67,000 | $1,090,000 |
| Application Withdrawn By Applicant | 846 | $176,482,000 | $208,000 | $1,905,000 | $73,000 | $1,320,000 |
| Application Denied By Financial Institution | 370 | $70,250,000 | $189,000 | $1,395,000 | $79,000 | $2,280,000 |
| File Closed For Incompleteness | 338 | $78,710,000 | $232,000 | $2,860,000 | $85,000 | $800,000 |
| Application Approved But Not Accepted | 34 | $7,166,000 | $210,000 | $507,000 | $76,000 | $208,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 135 | $23,885,000 | $176,000 | $597,000 | $81,000 | $668,000 |
| Credit History | 86 | $17,758,000 | $206,000 | $1,395,000 | $115,000 | $2,280,000 |
| Debt-To-Income Ratio | 85 | $17,176,000 | $202,000 | $900,000 | $51,000 | $480,000 |
| Other | 32 | $5,630,000 | $175,000 | $674,000 | $64,000 | $195,000 |
| Unverifiable Information | 15 | $3,024,000 | $201,000 | $342,000 | $68,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,002,000 | $125,000 | $239,000 | $45,000 | $67,000 |
| Employment History | 6 | $1,090,000 | $181,000 | $319,000 | $51,000 | $126,000 |
| Credit Application Incomplete | 3 | $685,000 | $228,000 | $269,000 | $65,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.