American Finance House Lariba
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
American Finance House Lariba 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 689 |
| Total Mortgage Loan Application Amount | $130,179,000 |
| Average Mortgage Loan Application Amount | $190,706 |
| Highest Mortgage Loan Application Amount | $516,000 |
| Average Applicant Income | $90,120 |
| Highest Applicant Income | $1,247,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 48 | $ 9,268,000 | $ 193,000 | $ 87,000 |
| Harris County Texas | 45 | $ 5,018,000 | $ 111,000 | $ 56,000 |
| Dallas County Texas | 29 | $ 4,245,000 | $ 146,000 | $ 67,000 |
| Fort Bend County Texas | 23 | $ 3,512,000 | $ 152,000 | $ 70,000 |
| Gwinnett County Georgia | 21 | $ 3,487,000 | $ 166,000 | $ 74,000 |
| Wayne County Michigan | 16 | $ 2,237,000 | $ 139,000 | $ 170,000 |
| King County Washington | 16 | $ 4,214,000 | $ 263,000 | $ 75,000 |
| Fulton County Georgia | 13 | $ 2,581,000 | $ 198,000 | $ 125,000 |
| Cook County Illinois | 13 | $ 2,312,000 | $ 177,000 | $ 76,000 |
| Davidson County Tennessee | 12 | $ 2,009,000 | $ 167,000 | $ 111,000 |
| Prince George's County Maryland | 11 | $ 2,824,000 | $ 256,000 | $ 94,000 |
| St. Louis County Missouri | 11 | $ 2,521,000 | $ 229,000 | $ 113,000 |
| Los Angeles County California | 10 | $ 2,660,000 | $ 266,000 | $ 104,000 |
| New Haven County Connecticut | 10 | $ 1,653,000 | $ 165,000 | $ 78,000 |
| Orange County Florida | 10 | $ 2,011,000 | $ 201,000 | $ 71,000 |
| Tarrant County Texas | 10 | $ 1,400,000 | $ 140,000 | $ 80,000 |
| Williamson County Texas | 10 | $ 2,026,000 | $ 202,000 | $ 99,000 |
| Fairfax County Virginia | 10 | $ 2,366,000 | $ 236,000 | $ 68,000 |
| Snohomish County Washington | 9 | $ 2,359,000 | $ 262,000 | $ 99,000 |
| Bay County Florida | 8 | $ 1,783,000 | $ 222,000 | $ 130,000 |
| DeKalb County Georgia | 8 | $ 808,000 | $ 101,000 | $ 40,000 |
| Johnson County Kansas | 8 | $ 1,522,000 | $ 190,000 | $ 84,000 |
| Fairfield County Connecticut | 7 | $ 1,759,000 | $ 251,000 | $ 69,000 |
| Baltimore County Maryland | 7 | $ 1,580,000 | $ 225,000 | $ 69,000 |
| Middlesex County Massachusetts | 7 | $ 1,815,000 | $ 259,000 | $ 79,000 |
| Oklahoma County Oklahoma | 7 | $ 861,000 | $ 123,000 | $ 54,000 |
| Alameda County California | 6 | $ 1,525,000 | $ 254,000 | $ 122,000 |
| Orange County California | 6 | $ 1,778,000 | $ 296,000 | $ 100,000 |
| Hamilton County Indiana | 6 | $ 1,104,000 | $ 184,000 | $ 88,000 |
| Worcester County Massachusetts | 6 | $ 1,805,000 | $ 300,000 | $ 103,000 |
| Denton County Texas | 6 | $ 1,143,000 | $ 190,000 | $ 77,000 |
| Sacramento County California | 5 | $ 1,633,000 | $ 326,000 | $ 114,000 |
| San Bernardino County California | 5 | $ 1,797,000 | $ 359,000 | $ 70,000 |
| Essex County Massachusetts | 5 | $ 1,354,000 | $ 270,000 | $ 79,000 |
| Tulsa County Oklahoma | 5 | $ 711,000 | $ 142,000 | $ 55,000 |
| Washington County Oregon | 5 | $ 1,028,000 | $ 205,000 | $ 106,000 |
| Brazoria County Texas | 5 | $ 776,000 | $ 155,000 | $ 59,000 |
| Broward County Florida | 4 | $ 985,000 | $ 246,000 | $ 96,000 |
| Lake County Florida | 4 | $ 883,000 | $ 220,000 | $ 147,000 |
| Miami-Dade County Florida | 4 | $ 869,000 | $ 217,000 | $ 76,000 |
| Cobb County Georgia | 4 | $ 654,000 | $ 163,000 | $ 54,000 |
| Sedgwick County Kansas | 4 | $ 944,000 | $ 236,000 | $ 176,000 |
| Suffolk County Massachusetts | 4 | $ 861,000 | $ 215,000 | $ 55,000 |
| Anoka County Minnesota | 4 | $ 822,000 | $ 205,000 | $ 60,000 |
| Hennepin County Minnesota | 4 | $ 513,000 | $ 128,000 | $ 31,000 |
| Jackson County Missouri | 4 | $ 438,000 | $ 109,000 | $ 47,000 |
| Wake County North Carolina | 4 | $ 841,000 | $ 210,000 | $ 89,000 |
| San Saba County Texas | 4 | $ 308,000 | $ 77,000 | $ 70,000 |
| Santa Clara County California | 3 | $ 663,000 | $ 221,000 | $ 82,000 |
| Duval County Florida | 3 | $ 846,000 | $ 282,000 | $ 147,000 |
| Scott County Iowa | 3 | $ 606,000 | $ 202,000 | $ 165,000 |
| Norfolk County Massachusetts | 3 | $ 739,000 | $ 246,000 | $ 81,000 |
| Genesee County Michigan | 3 | $ 702,000 | $ 234,000 | $ 155,000 |
| Bergen County New Jersey | 3 | $ 830,000 | $ 276,000 | $ 258,000 |
| Mercer County New Jersey | 3 | $ 332,000 | $ 110,000 | $ 314,000 |
| Durham County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 50,000 |
| Delaware County Ohio | 3 | $ 811,000 | $ 270,000 | $ 359,000 |
| Montgomery County Ohio | 3 | $ 467,000 | $ 155,000 | $ 118,000 |
| Richland County South Carolina | 3 | $ 527,000 | $ 175,000 | $ 76,000 |
| Rutherford County Tennessee | 3 | $ 403,000 | $ 134,000 | $ 43,000 |
| Bexar County Texas | 3 | $ 678,000 | $ 226,000 | $ 142,000 |
| Travis County Texas | 3 | $ 383,000 | $ 127,000 | $ 67,000 |
| Pinal County Arizona | 2 | $ 297,000 | $ 148,000 | $ 77,000 |
| Fresno County California | 2 | $ 537,000 | $ 268,000 | $ 60,000 |
| San Joaquin County California | 2 | $ 490,000 | $ 245,000 | $ 86,000 |
| Arapahoe County Colorado | 2 | $ 304,000 | $ 152,000 | $ 65,000 |
| Hartford County Connecticut | 2 | $ 257,000 | $ 128,000 | $ 85,000 |
| Lake County Illinois | 2 | $ 532,000 | $ 266,000 | $ 94,000 |
| Will County Illinois | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Tippecanoe County Indiana | 2 | $ 428,000 | $ 214,000 | $ 118,000 |
| Dallas County Iowa | 2 | $ 482,000 | $ 241,000 | $ 149,000 |
| Story County Iowa | 2 | $ 235,000 | $ 117,000 | $ 70,000 |
| Lyon County Kansas | 2 | $ 71,000 | $ 35,000 | $ 95,000 |
| Jefferson County Kentucky | 2 | $ 442,000 | $ 221,000 | $ 173,000 |
| Lincoln County Louisiana | 2 | $ 168,000 | $ 84,000 | $ 82,000 |
| Cecil County Maryland | 2 | $ 361,000 | $ 180,000 | $ 56,000 |
| Harford County Maryland | 2 | $ 539,000 | $ 269,000 | $ 104,000 |
| Hampden County Massachusetts | 2 | $ 235,000 | $ 117,000 | $ 24,000 |
| Macomb County Michigan | 2 | $ 262,000 | $ 131,000 | $ 44,000 |
| Washtenaw County Michigan | 2 | $ 616,000 | $ 308,000 | $ 146,000 |
| Madison County Mississippi | 2 | $ 273,000 | $ 136,000 | $ 76,000 |
| St. Charles County Missouri | 2 | $ 302,000 | $ 151,000 | $ 65,000 |
| Clark County Nevada | 2 | $ 580,000 | $ 290,000 | $ 60,000 |
| Lea County New Mexico | 2 | $ 399,000 | $ 199,000 | $ 182,000 |
| Guilford County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 45,000 |
| Mecklenburg County North Carolina | 2 | $ 351,000 | $ 175,000 | $ 94,000 |
| Hamilton County Tennessee | 2 | $ 333,000 | $ 166,000 | $ 76,000 |
| Knox County Tennessee | 2 | $ 419,000 | $ 209,000 | $ 165,000 |
| Shelby County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Bell County Texas | 2 | $ 383,000 | $ 191,000 | $ 126,000 |
| Brazos County Texas | 2 | $ 215,000 | $ 107,000 | $ 41,000 |
| Hidalgo County Texas | 2 | $ 365,000 | $ 182,000 | $ 83,000 |
| Milwaukee County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 97,000 |
| Maricopa County Arizona | 1 | $ 320,000 | $ 320,000 | $ 80,000 |
| Benton County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Craighead County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 70,000 |
| Pulaski County Arkansas | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
| Contra Costa County California | 1 | $ 340,000 | $ 340,000 | $ 81,000 |
| El Dorado County California | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Kern County California | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Madera County California | 1 | $ 175,000 | $ 175,000 | $ 13,000 |
| San Diego County California | 1 | $ 325,000 | $ 325,000 | $ 24,000 |
| San Francisco County California | 1 | $ 332,000 | $ 332,000 | $ 190,000 |
| Solano County California | 1 | $ 347,000 | $ 347,000 | $ 91,000 |
| Boulder County Colorado | 1 | $ 256,000 | $ 256,000 | $ 88,000 |
| Douglas County Colorado | 1 | $ 267,000 | $ 267,000 | $ 120,000 |
| New London County Connecticut | 1 | $ 283,000 | $ 283,000 | $ 89,000 |
| Brevard County Florida | 1 | $ 234,000 | $ 234,000 | $ 90,000 |
| Hernando County Florida | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Hillsborough County Florida | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Palm Beach County Florida | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Ben Hill County Georgia | 1 | $ 137,000 | $ 137,000 | $ 138,000 |
| Bibb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Catoosa County Georgia | 1 | $ 190,000 | $ 190,000 | $ 72,000 |
| Columbia County Georgia | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Fayette County Georgia | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Muscogee County Georgia | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
| Walton County Georgia | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Champaign County Illinois | 1 | $ 250,000 | $ 250,000 | $ 168,000 |
| DuPage County Illinois | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| Kane County Illinois | 1 | $ 52,000 | $ 52,000 | $ 63,000 |
| Sangamon County Illinois | 1 | $ 231,000 | $ 231,000 | $ 70,000 |
| Clark County Indiana | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Hendricks County Indiana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Howard County Indiana | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
| Lake County Indiana | 1 | $ 134,000 | $ 134,000 | $ 28,000 |
| Porter County Indiana | 1 | $ 60,000 | $ 60,000 | $ 14,000 |
| Vanderburgh County Indiana | 1 | $ 71,000 | $ 71,000 | $ 52,000 |
| Polk County Iowa | 1 | $ 240,000 | $ 240,000 | $ 199,000 |
| Ellis County Kansas | 1 | $ 136,000 | $ 136,000 | $ 250,000 |
| Boone County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Hardin County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 86,000 |
| Laurel County Kentucky | 1 | $ 239,000 | $ 239,000 | $ 89,000 |
| Bossier County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Caddo County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Anne Arundel County Maryland | 1 | $ 240,000 | $ 240,000 | $ 52,000 |
| Baltimore City County Maryland | 1 | $ 48,000 | $ 48,000 | $ 84,000 |
| Howard County Maryland | 1 | $ 350,000 | $ 350,000 | $ 182,000 |
| Montgomery County Maryland | 1 | $ 191,000 | $ 191,000 | $ 51,000 |
| Wicomico County Maryland | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Berkshire County Massachusetts | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Bristol County Massachusetts | 1 | $ 286,000 | $ 286,000 | $ 71,000 |
| Franklin County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Berrien County Michigan | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Ingham County Michigan | 1 | $ 190,000 | $ 190,000 | $ 46,000 |
| Oakland County Michigan | 1 | $ 350,000 | $ 350,000 | $ 445,000 |
| Ramsey County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 84,000 |
| Washington County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 41,000 |
| Lafayette County Mississippi | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Boone County Missouri | 1 | $ 100,000 | $ 100,000 | $ 16,000 |
| Pettis County Missouri | 1 | $ 157,000 | $ 157,000 | $ 99,000 |
| St. Louis City County Missouri | 1 | $ 124,000 | $ 124,000 | $ 118,000 |
| Douglas County Nebraska | 1 | $ 154,000 | $ 154,000 | $ 64,000 |
| Lancaster County Nebraska | 1 | $ 170,000 | $ 170,000 | $ 92,000 |
| Middlesex County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 115,000 |
| Somerset County New Jersey | 1 | $ 313,000 | $ 313,000 | $ 80,000 |
| Bernalillo County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 91,000 |
| Chaves County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 127,000 |
| Dona Ana County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Cabarrus County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Cumberland County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Forsyth County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Butler County Ohio | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Fairfield County Ohio | 1 | $ 143,000 | $ 143,000 | $ 78,000 |
| Franklin County Ohio | 1 | $ 168,000 | $ 168,000 | $ 46,000 |
| Greene County Ohio | 1 | $ 223,000 | $ 223,000 | $ 66,000 |
| Hamilton County Ohio | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Lucas County Ohio | 1 | $ 149,000 | $ 149,000 | $ 69,000 |
| Warren County Ohio | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Stephens County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| Benton County Oregon | 1 | $ 190,000 | $ 190,000 | $ 80,000 |
| Clackamas County Oregon | 1 | $ 270,000 | $ 270,000 | $ 95,000 |
| Multnomah County Oregon | 1 | $ 219,000 | $ 219,000 | $ 52,000 |
| Charleston County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 73,000 |
| Greenville County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Pickens County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 66,000 |
| Kaufman County Texas | 1 | $ 191,000 | $ 191,000 | $ 65,000 |
| Montgomery County Texas | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Alexandria County Virginia | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Arlington County Virginia | 1 | $ 360,000 | $ 360,000 | $ 72,000 |
| Chesterfield County Virginia | 1 | $ 190,000 | $ 190,000 | $ 130,000 |
| Henrico County Virginia | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| Loudoun County Virginia | 1 | $ 241,000 | $ 241,000 | $ 84,000 |
| Prince William County Virginia | 1 | $ 300,000 | $ 300,000 | $ 83,000 |
| Benton County Washington | 1 | $ 270,000 | $ 270,000 | $ 126,000 |
| Kitsap County Washington | 1 | $ 228,000 | $ 228,000 | $ 81,000 |
| Skagit County Washington | 1 | $ 220,000 | $ 220,000 | $ 36,000 |
| Thurston County Washington | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Brown County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 71,000 |
| Dane County Wisconsin | 1 | $ 310,000 | $ 310,000 | $ 120,000 |
| Kenosha County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 73,000 |
| Outagamie County Wisconsin | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 144,000 |
| Waukesha County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Winnebago County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for American Finance House Lariba in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 506 | $95,867,000 | $195,424 | $460,000 | $90,060 | $960,000 |
| Refinancing | 183 | $34,312,000 | $184,480 | $516,000 | $90,200 | $1,247,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 374 | $70,567,000 | $191,281 | $516,000 | $88,687 | $445,000 |
| Not Provided | 145 | $27,615,000 | $187,230 | $390,000 | $90,961 | $1,247,000 |
| White | 89 | $16,855,000 | $186,038 | $369,000 | $83,192 | $294,000 |
| Black or African American | 71 | $13,598,000 | $174,823 | $360,000 | $88,470 | $960,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $532,000 | $133,000 | $185,000 | $82,000 | $120,000 |
| Hispanic | 3 | $417,000 | $149,000 | $180,000 | $50,000 | $56,000 |
| Not applicable | 2 | $499,000 | $249,500 | $263,000 | $84,500 | $85,000 |
| American Indian or Alaskan Native | 1 | $96,000 | $96,000 | $96,000 | $27,000 | $27,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 689 | $130,179,000 | $189,818 | $516,000 | $91,030 | $1,247,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 372 | $69,708,000 | $198,062 | $417,000 | $98,250 | $494,000 |
| Application Withdrawn By Applicant | 163 | $32,244,000 | $189,821 | $390,000 | $95,464 | $960,000 |
| Application Denied By Financial Institution | 133 | $23,975,000 | $163,074 | $516,000 | $81,592 | $1,247,000 |
| Application Approved But Not Accepted | 21 | $4,252,000 | $215,307 | $360,000 | $84,769 | $445,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $440,000 | $134,000 | $194,000 | $68,000 | $124,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.