American Interbanc Mortgage, Llc. Mortgage Lending & HMDA Data, 2009

In 2009, American Interbanc Mortgage, Llc. of Irvine, CA reported 2,197 mortgage applications totaling $676.3 million, up 64% from 2008. The average application was for $307,811, and applicants reported an average income of $142,723. 89% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Santa Ana-Anaheim-Irvine, CA (348), Los Angeles-Long Beach-Glendale, CA (306) and San Diego-Carlsbad-San Marcos, CA (161) (applications in parentheses).

Mortgage Company & Address American Interbanc Mortgage, Llc.
4 Park Plaza #650
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 2,197
Total Mortgage Loan Application Amount $676,262,000
Average Mortgage Loan Application Amount $307,811
Highest Mortgage Loan Application Amount $930,000
Average Applicant Income $142,723
Highest Applicant Income $1,860,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Interbanc Mortgage, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Interbanc Mortgage, Llc. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Orange, California 348 $ 127,760,000 $ 367,126 $ 150,000
Los Angeles, California 306 $ 99,693,000 $ 325,794 $ 149,000
San Diego, California 161 $ 54,103,000 $ 336,043 $ 138,000
Santa Clara, California 89 $ 34,423,000 $ 386,775 $ 148,000
King, Washington 78 $ 23,149,000 $ 296,782 $ 124,000
Middlesex, Massachusetts 73 $ 21,717,000 $ 297,493 $ 158,000
Alameda, California 53 $ 17,185,000 $ 324,245 $ 141,000
Sacramento, California 51 $ 13,392,000 $ 262,588 $ 124,000
San Bernardino, California 48 $ 12,382,000 $ 257,958 $ 127,000
Ventura, California 47 $ 14,674,000 $ 312,212 $ 163,000
Riverside, California 45 $ 9,834,000 $ 218,533 $ 115,000
Contra Costa, California 38 $ 12,770,000 $ 336,052 $ 136,000
Norfolk, Massachusetts 33 $ 9,911,000 $ 300,333 $ 134,000
Essex, Massachusetts 28 $ 7,632,000 $ 272,571 $ 163,000
Placer, California 22 $ 6,415,000 $ 291,590 $ 122,000
San Luis Obispo, California 22 $ 7,299,000 $ 331,772 $ 137,000
Snohomish, Washington 20 $ 5,594,000 $ 279,700 $ 117,000
San Mateo, California 19 $ 7,241,000 $ 381,105 $ 219,000
Worcester, Massachusetts 18 $ 4,972,000 $ 276,222 $ 143,000
Middlesex, New Jersey 17 $ 4,946,000 $ 290,941 $ 127,000
Chester, Pennsylvania 17 $ 4,567,000 $ 268,647 $ 109,000
El Dorado, California 14 $ 4,243,000 $ 303,071 $ 150,000
Marin, California 14 $ 4,283,000 $ 305,928 $ 159,000
Santa Barbara, California 14 $ 4,934,000 $ 352,428 $ 110,000
Sonoma, California 14 $ 4,550,000 $ 325,000 $ 265,000
Plymouth, Massachusetts 14 $ 3,184,000 $ 227,428 $ 106,000
Santa Cruz, California 12 $ 4,079,000 $ 339,916 $ 125,000
Bristol, Massachusetts 12 $ 2,887,000 $ 240,583 $ 147,000
Montgomery, Pennsylvania 12 $ 3,040,000 $ 253,333 $ 245,000
Maricopa, Arizona 11 $ 2,469,000 $ 224,454 $ 156,000
Monterey, California 11 $ 3,292,000 $ 299,272 $ 97,000
Salt Lake, Utah 11 $ 2,938,000 $ 267,090 $ 84,000
San Francisco, California 10 $ 3,970,000 $ 397,000 $ 281,000
Multnomah, Oregon 10 $ 3,118,000 $ 311,800 $ 102,000
Washington, Oregon 10 $ 2,836,000 $ 283,600 $ 118,000
Kern, California 9 $ 2,019,000 $ 224,333 $ 123,000
San Joaquin, California 9 $ 2,415,000 $ 268,333 $ 96,000
Yolo, California 9 $ 2,703,000 $ 300,333 $ 121,000
Suffolk, Massachusetts 9 $ 2,399,000 $ 266,555 $ 109,000
Monmouth, New Jersey 9 $ 2,874,000 $ 319,333 $ 147,000
Philadelphia, Pennsylvania 9 $ 2,227,000 $ 247,444 $ 109,000
Nevada, California 8 $ 2,274,000 $ 284,250 $ 117,000
Larimer, Colorado 8 $ 2,029,000 $ 253,625 $ 116,000
Hartford, Connecticut 8 $ 2,317,000 $ 289,625 $ 124,000
Hudson, New Jersey 8 $ 2,157,000 $ 269,625 $ 133,000
Davis, Utah 8 $ 2,419,000 $ 302,375 $ 139,000
Fresno, California 7 $ 1,645,000 $ 235,000 $ 90,000
Solano, California 7 $ 1,667,000 $ 238,142 $ 118,000
Douglas, Colorado 7 $ 1,603,000 $ 229,000 $ 95,000
Jefferson, Colorado 7 $ 1,884,000 $ 269,142 $ 114,000
Honolulu, Hawaii 7 $ 2,605,000 $ 372,142 $ 108,000
Mercer, New Jersey 7 $ 2,165,000 $ 309,285 $ 206,000
Morris, New Jersey 7 $ 2,175,000 $ 310,714 $ 134,000
Allegheny, Pennsylvania 7 $ 1,548,000 $ 221,142 $ 103,000
Harris, Texas 7 $ 1,606,000 $ 229,428 $ 112,000
Clark, Washington 7 $ 1,705,000 $ 243,571 $ 129,000
New Haven, Connecticut 6 $ 1,263,000 $ 210,500 $ 101,000
Bergen, New Jersey 6 $ 1,965,000 $ 327,500 $ 105,000
Bucks, Pennsylvania 6 $ 1,792,000 $ 298,666 $ 142,000
Collin, Texas 6 $ 1,267,000 $ 211,166 $ 100,000
Fort Bend, Texas 6 $ 1,133,000 $ 188,833 $ 99,000
Pierce, Washington 6 $ 2,041,000 $ 340,166 $ 136,000
Spokane, Washington 6 $ 1,291,000 $ 215,166 $ 272,000
Thurston, Washington 6 $ 1,424,000 $ 237,333 $ 84,000
Arapahoe, Colorado 5 $ 947,000 $ 189,400 $ 137,000
Boulder, Colorado 5 $ 1,371,000 $ 274,200 $ 109,000
Denver, Colorado 5 $ 1,244,000 $ 248,800 $ 93,000
Fairfield, Connecticut 5 $ 1,462,000 $ 292,400 $ 119,000
Barnstable, Massachusetts 5 $ 1,315,000 $ 263,000 $ 175,000
Essex, New Jersey 5 $ 1,759,000 $ 351,800 $ 166,000
Gloucester, New Jersey 5 $ 1,427,000 $ 285,400 $ 145,000
Dallas, Texas 5 $ 977,000 $ 195,400 $ 108,000
Travis, Texas 5 $ 1,367,000 $ 273,400 $ 142,000
Whatcom, Washington 5 $ 890,000 $ 178,000 $ 97,000
Butte, California 4 $ 975,000 $ 243,750 $ 114,000
Stanislaus, California 4 $ 903,000 $ 225,750 $ 75,000
El Paso, Colorado 4 $ 1,164,000 $ 291,000 $ 105,000
New London, Connecticut 4 $ 851,000 $ 212,750 $ 100,000
Atlantic, New Jersey 4 $ 901,000 $ 225,250 $ 107,000
Burlington, New Jersey 4 $ 1,355,000 $ 338,750 $ 173,000
Delaware, Pennsylvania 4 $ 1,145,000 $ 286,250 $ 136,000
Lebanon, Pennsylvania 4 $ 803,000 $ 200,750 $ 84,000
Kitsap, Washington 4 $ 1,026,000 $ 256,500 $ 150,000
Skagit, Washington 4 $ 960,000 $ 240,000 $ 102,000
Calaveras, California 3 $ 717,000 $ 239,000 $ 132,000
Shasta, California 3 $ 734,000 $ 244,666 $ 76,000
Tulare, California 3 $ 603,000 $ 201,000 $ 90,000
Broomfield, Colorado 3 $ 916,000 $ 305,333 $ 91,000
Weld, Colorado 3 $ 582,000 $ 194,000 $ 127,000
Middlesex, Connecticut 3 $ 773,000 $ 257,666 $ 73,000
Howard, Maryland 3 $ 736,000 $ 245,333 $ 128,000
Montgomery, Maryland 3 $ 1,102,000 $ 367,333 $ 130,000
Phelps, Missouri 3 $ 620,000 $ 206,666 $ 74,000
Hunterdon, New Jersey 3 $ 809,000 $ 269,666 $ 183,000
Ocean, New Jersey 3 $ 947,000 $ 315,666 $ 162,000
Somerset, New Jersey 3 $ 1,026,000 $ 342,000 $ 639,000
Clackamas, Oregon 3 $ 686,000 $ 228,666 $ 88,000
Galveston, Texas 3 $ 557,000 $ 185,666 $ 92,000
Tarrant, Texas 3 $ 535,000 $ 178,333 $ 108,000
Williamson, Texas 3 $ 517,000 $ 172,333 $ 92,000
Adams, Colorado 2 $ 440,000 $ 220,000 $ 84,000
Escambia, Florida 2 $ 654,000 $ 327,000 $ 125,000
Lee, Florida 2 $ 321,000 $ 160,500 $ 75,000
Seminole, Florida 2 $ 792,000 $ 396,000 $ 168,000
Kauai, Hawaii 2 $ 744,000 $ 372,000 $ 102,000
Maui, Hawaii 2 $ 704,000 $ 352,000 $ 136,000
Kootenai, Idaho 2 $ 755,000 $ 377,500 $ 231,000
Cook, Illinois 2 $ 535,000 $ 267,500 $ 127,000
Franklin, Massachusetts 2 $ 683,000 $ 341,500 $ 75,000
Hampden, Massachusetts 2 $ 695,000 $ 347,500 $ 148,000
Hampshire, Massachusetts 2 $ 352,000 $ 176,000 $ 56,000
Camden, New Jersey 2 $ 374,000 $ 187,000 $ 134,000
Union, New Jersey 2 $ 708,000 $ 354,000 $ 115,000
Warren, New Jersey 2 $ 376,000 $ 188,000 $ 119,000
Lucas, Ohio 2 $ 367,000 $ 183,500 $ 111,000
Berks, Pennsylvania 2 $ 363,000 $ 181,500 $ 63,000
Butler, Pennsylvania 2 $ 358,000 $ 179,000 $ 56,000
Northampton, Pennsylvania 2 $ 527,000 $ 263,500 $ 100,000
Brazoria, Texas 2 $ 334,000 $ 167,000 $ 117,000
Utah, Utah 2 $ 399,000 $ 199,500 $ 67,000
Weber, Utah 2 $ 529,000 $ 264,500 $ 92,000
Benton, Washington 2 $ 462,000 $ 231,000 $ 155,000
Grays Harbor, Washington 2 $ 463,000 $ 231,500 $ 802,000
Lewis, Washington 2 $ 438,000 $ 219,000 $ 109,000
Mason, Washington 2 $ 415,000 $ 207,500 $ 622,000
Whitman, Washington 2 $ 410,000 $ 205,000 $ 147,000
Anchorage, Alaska 1 $ 280,000 $ 280,000 $ 139,000
Coconino, Arizona 1 $ 240,000 $ 240,000 $ 152,000
Gila, Arizona 1 $ 188,000 $ 188,000 $ 56,000
Mohave, Arizona 1 $ 200,000 $ 200,000 $ 151,000
Navajo, Arizona 1 $ 188,000 $ 188,000 $ 146,000
Pima, Arizona 1 $ 200,000 $ 200,000 $ 98,000
Kings, California 1 $ 165,000 $ 165,000 $ 72,000
Lake, California 1 $ 212,000 $ 212,000 $ 90,000
Merced, California 1 $ 174,000 $ 174,000 $ 50,000
Mono, California 1 $ 280,000 $ 280,000 $ 450,000
Napa, California 1 $ 385,000 $ 385,000 $ 96,000
San Benito, California 1 $ 240,000 $ 240,000 $ 106,000
Delta, Colorado 1 $ 95,000 $ 95,000 $ 116,000
Elbert, Colorado 1 $ 415,000 $ 415,000 $ 1,838,000
Gilpin, Colorado 1 $ 276,000 $ 276,000 $ 348,000
Mesa, Colorado 1 $ 365,000 $ 365,000 $ 117,000
Pueblo, Colorado 1 $ 156,000 $ 156,000 $ 106,000
Litchfield, Connecticut 1 $ 260,000 $ 260,000 $ 115,000
Tolland, Connecticut 1 $ 250,000 $ 250,000 $ 118,000
Alachua, Florida 1 $ 130,000 $ 130,000 $ 49,000
Broward, Florida 1 $ 229,000 $ 229,000 $ 168,000
Gulf, Florida 1 $ 415,000 $ 415,000 $ 1,838,000
Palm Beach, Florida 1 $ 120,000 $ 120,000 $ 60,000
Santa Rosa, Florida 1 $ 165,000 $ 165,000 $ 59,000
Hawaii, Hawaii 1 $ 375,000 $ 375,000 $ 85,000
Nez Perce, Idaho 1 $ 250,000 $ 250,000 $ 108,000
DuPage, Illinois 1 $ 294,000 $ 294,000 $ 130,000
Monroe, Illinois 1 $ 231,000 $ 231,000 $ 163,000
Will, Illinois 1 $ 212,000 $ 212,000 $ 90,000
Clark, Indiana 1 $ 194,000 $ 194,000 $ 106,000
Hamilton, Indiana 1 $ 268,000 $ 268,000 $ 121,000
Monroe, Indiana 1 $ 199,000 $ 199,000 $ 1,190,000
Morgan, Indiana 1 $ 205,000 $ 205,000 $ 114,000
Porter, Indiana 1 $ 175,000 $ 175,000 $ 90,000
Anne Arundel, Maryland 1 $ 300,000 $ 300,000 $ 117,000
Baltimore, Maryland 1 $ 238,000 $ 238,000 $ 120,000
Calvert, Maryland 1 $ 300,000 $ 300,000 $ 94,000
Carroll, Maryland 1 $ 215,000 $ 215,000 $ 111,000
Charles, Maryland 1 $ 304,000 $ 304,000 $ 92,000
Harford, Maryland 1 $ 303,000 $ 303,000 $ 141,000
Prince George's, Maryland 1 $ 405,000 $ 405,000 $ 142,000
Dukes, Massachusetts 1 $ 400,000 $ 400,000 $ 211,000
Nantucket, Massachusetts 1 $ 224,000 $ 224,000 $ 120,000
St. Louis, Missouri 1 $ 417,000 $ 417,000 $ 157,000
Passaic, New Jersey 1 $ 252,000 $ 252,000 $ 80,000
Salem, New Jersey 1 $ 248,000 $ 248,000 $ 108,000
Sussex, New Jersey 1 $ 413,000 $ 413,000 $ 96,000
McKinley, New Mexico 1 $ 111,000 $ 111,000 $ 33,000
Valencia, New Mexico 1 $ 84,000 $ 84,000 $ 39,000
Cuyahoga, Ohio 1 $ 180,000 $ 180,000 $ 78,000
Delaware, Ohio 1 $ 395,000 $ 395,000 $ 132,000
Hamilton, Ohio 1 $ 195,000 $ 195,000 $ 42,000
Tulsa, Oklahoma 1 $ 279,000 $ 279,000 $ 128,000
Benton, Oregon 1 $ 205,000 $ 205,000 $ 164,000
Clatsop, Oregon 1 $ 190,000 $ 190,000 $ 46,000
Klamath, Oregon 1 $ 250,000 $ 250,000 $ 57,000
Lane, Oregon 1 $ 204,000 $ 204,000 $ 126,000
Polk, Oregon 1 $ 280,000 $ 280,000 $ 62,000
Beaver, Pennsylvania 1 $ 234,000 $ 234,000 $ 108,000
Centre, Pennsylvania 1 $ 136,000 $ 136,000 $ 60,000
Dauphin, Pennsylvania 1 $ 190,000 $ 190,000 $ 52,000
Juniata, Pennsylvania 1 $ 165,000 $ 165,000 $ 72,000
Lancaster, Pennsylvania 1 $ 177,000 $ 177,000 $ 94,000
Washington, Pennsylvania 1 $ 173,000 $ 173,000 $ 95,000
Charleston, South Carolina 1 $ 140,000 $ 140,000 $ 91,000
Hamilton, Tennessee 1 $ 119,000 $ 119,000 $ 37,000
Knox, Tennessee 1 $ 155,000 $ 155,000 $ 84,000
Williamson, Tennessee 1 $ 370,000 $ 370,000 $ 146,000
Bexar, Texas 1 $ 165,000 $ 165,000 $ 135,000
Bowie, Texas 1 $ 211,000 $ 211,000 $ 140,000
Brazos, Texas 1 $ 144,000 $ 144,000 $ 50,000
Burnet, Texas 1 $ 340,000 $ 340,000 $ 328,000
El Paso, Texas 1 $ 320,000 $ 320,000 $ 82,000
Ellis, Texas 1 $ 200,000 $ 200,000 $ 152,000
Johnson, Texas 1 $ 250,000 $ 250,000 $ 110,000
Kendall, Texas 1 $ 208,000 $ 208,000 $ 90,000
Parker, Texas 1 $ 131,000 $ 131,000 $ 85,000
Polk, Texas 1 $ 290,000 $ 290,000 $ 402,000
Smith, Texas 1 $ 198,000 $ 198,000 $ 118,000
Val Verde, Texas 1 $ 163,000 $ 163,000 $ 80,000
Cache, Utah 1 $ 134,000 $ 134,000 $ 78,000
Rich, Utah 1 $ 189,000 $ 189,000 $ 98,000
Summit, Utah 1 $ 417,000 $ 417,000 $ 163,000
Wasatch, Utah 1 $ 350,000 $ 350,000 $ 96,000
Chelan, Washington 1 $ 232,000 $ 232,000 $ 82,000
Cowlitz, Washington 1 $ 116,000 $ 116,000 $ 70,000
Douglas, Washington 1 $ 417,000 $ 417,000 $ 100,000
Franklin, Washington 1 $ 131,000 $ 131,000 $ 82,000
Grant, Washington 1 $ 207,000 $ 207,000 $ 103,000
Klickitat, Washington 1 $ 311,000 $ 311,000 $ 211,000
Okanogan, Washington 1 $ 215,000 $ 215,000 $ 65,000
San Juan, Washington 1 $ 311,000 $ 311,000 $ 171,000
Walla Walla, Washington 1 $ 336,000 $ 336,000 $ 77,000

Mortgage Loan Application Detail Totals for American Interbanc Mortgage, Llc. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,942 $595,385,000 $306,000 $930,000 $144,000 $1,860,000
Home Purchase 255 $80,877,000 $317,000 $729,000 $133,000 $1,644,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,630 $499,580,000 $306,000 $930,000 $145,000 $1,860,000
Asian 408 $130,329,000 $319,000 $729,000 $147,000 $1,740,000
Hispanic 96 $28,136,000 $293,000 $626,000 $106,000 $328,000
Not Provided 37 $10,417,000 $281,000 $417,000 $112,000 $260,000
Black or African American 14 $4,238,000 $302,000 $444,000 $115,000 $264,000
Native Hawaiian or Other Pacific Islander 11 $3,401,000 $309,000 $417,000 $162,000 $474,000
American Indian or Alaskan Native 1 $161,000 $161,000 $161,000 $31,000 $31,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,187 $673,638,000 $308,000 $930,000 $143,000 $1,860,000
FHA-insured (Federal Housing Administration) 10 $2,624,000 $262,000 $491,000 $74,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,954 $599,057,000 $306,000 $730,000 $137,000 $1,860,000
Application Denied By Financial Institution 123 $37,770,000 $307,000 $730,000 $210,000 $1,838,000
Application Withdrawn By Applicant 87 $28,328,000 $325,000 $930,000 $173,000 $1,620,000
Application Approved But Not Accepted 31 $10,707,000 $345,000 $692,000 $137,000 $493,000
File Closed For Incompleteness 2 $400,000 $200,000 $257,000 $81,000 $85,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4 $1,312,000 $328,000 $400,000 $71,000 $117,000
Other 2 $553,000 $276,000 $364,000 $103,000 $134,000
Insufficient Cash (Downpayment, Closing Cost) 1 $133,000 $133,000 $133,000 $134,000 $134,000
Mortgage Insurance Denied 1 $230,000 $230,000 $230,000 $126,000 $126,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Interbanc Mortgage, Llc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Interbanc Mortgage, Llc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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