American National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
American National Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American National Bank 8990 West Dodge Rd Omaha, NE 68114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,643 |
| Total Mortgage Loan Application Amount | $262,102,000 |
| Average Mortgage Loan Application Amount | $83,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $95,666 |
| Highest Applicant Income | $3,145,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with American National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down American National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American National Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 960 | $ 97,490,000 | $ 101,000 | $ 122,000 |
| Sarpy County Nebraska | 621 | $ 73,638,000 | $ 118,000 | $ 88,000 |
| Pottawattamie County Iowa | 447 | $ 35,789,000 | $ 80,000 | $ 79,000 |
| Cass County Nebraska | 86 | $ 7,772,000 | $ 90,000 | $ 76,000 |
| Otoe County Nebraska | 80 | $ 5,695,000 | $ 71,000 | $ 94,000 |
| Lancaster County Nebraska | 68 | $ 5,863,000 | $ 86,000 | $ 87,000 |
| Jefferson County Nebraska | 54 | $ 2,856,000 | $ 52,000 | $ 62,000 |
| Harrison County Iowa | 42 | $ 3,249,000 | $ 77,000 | $ 71,000 |
| Richardson County Nebraska | 40 | $ 1,552,000 | $ 38,000 | $ 51,000 |
| Washington County Nebraska | 24 | $ 2,884,000 | $ 120,000 | $ 89,000 |
| Saunders County Nebraska | 23 | $ 2,300,000 | $ 100,000 | $ 74,000 |
| Mills County Iowa | 16 | $ 1,576,000 | $ 98,000 | $ 84,000 |
| Nemaha County Nebraska | 12 | $ 958,000 | $ 79,000 | $ 70,000 |
| Johnson County Nebraska | 11 | $ 384,000 | $ 34,000 | $ 53,000 |
| Dodge County Nebraska | 10 | $ 760,000 | $ 76,000 | $ 91,000 |
| Maricopa County Arizona | 9 | $ 2,083,000 | $ 231,000 | $ 141,000 |
| Saline County Nebraska | 7 | $ 220,000 | $ 31,000 | $ 51,000 |
| Fremont County Iowa | 5 | $ 199,000 | $ 39,000 | $ 72,000 |
| Camden County Missouri | 5 | $ 691,000 | $ 138,000 | $ 111,000 |
| Riverside County California | 3 | $ 1,597,000 | $ 532,000 | $ 184,000 |
| Dickinson County Iowa | 3 | $ 309,000 | $ 103,000 | $ 175,000 |
| Johnson County Kansas | 3 | $ 682,000 | $ 227,000 | $ 145,000 |
| Morgan County Missouri | 3 | $ 180,000 | $ 60,000 | $ 119,000 |
| Pawnee County Nebraska | 3 | $ 102,000 | $ 34,000 | $ 68,000 |
| Weld County Colorado | 2 | $ 80,000 | $ 40,000 | $ 85,000 |
| New Haven County Connecticut | 2 | $ 280,000 | $ 140,000 | $ 155,000 |
| Broward County Florida | 2 | $ 643,000 | $ 321,000 | $ 190,000 |
| Collier County Florida | 2 | $ 517,000 | $ 258,000 | $ 192,000 |
| Randolph County Illinois | 2 | $ 131,000 | $ 65,000 | $ 54,000 |
| Dubuque County Iowa | 2 | $ 218,000 | $ 109,000 | $ 90,000 |
| Shelby County Iowa | 2 | $ 65,000 | $ 32,000 | $ 64,000 |
| Washington County Kansas | 2 | $ 125,000 | $ 62,000 | $ 68,000 |
| Penobscot County Maine | 2 | $ 315,000 | $ 157,000 | $ 324,000 |
| Harrison County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Holt County Missouri | 2 | $ 63,000 | $ 31,000 | $ 1,048,000 |
| Stone County Missouri | 2 | $ 431,000 | $ 215,000 | $ 520,000 |
| Burt County Nebraska | 2 | $ 124,000 | $ 62,000 | $ 91,000 |
| Gage County Nebraska | 2 | $ 175,000 | $ 87,000 | $ 36,000 |
| Berks County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| Newport County Rhode Island | 2 | $ 551,000 | $ 275,000 | $ 209,000 |
| Union County South Dakota | 2 | $ 198,000 | $ 99,000 | $ 90,000 |
| Wrangell-Petersburg County Alaska | 1 | $ 176,000 | $ 176,000 | $ 132,000 |
| San Luis Obispo County California | 1 | $ 442,000 | $ 442,000 | $ 180,000 |
| Larimer County Colorado | 1 | $ 210,000 | $ 210,000 | $ 106,000 |
| Lee County Florida | 1 | $ 193,000 | $ 193,000 | $ 230,000 |
| Manatee County Florida | 1 | $ 76,000 | $ 76,000 | $ 150,000 |
| Pasco County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Pinellas County Florida | 1 | $ 228,000 | $ 228,000 | $ 140,000 |
| Cobb County Georgia | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Carroll County Iowa | 1 | $ 3,000 | $ 3,000 | $ 47,000 |
| Ida County Iowa | 1 | $ 123,000 | $ 123,000 | $ 56,000 |
| Montgomery County Iowa | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Page County Iowa | 1 | $ 18,000 | $ 18,000 | $ 62,000 |
| Polk County Iowa | 1 | $ 9,000 | $ 9,000 | $ 43,000 |
| Story County Iowa | 1 | $ 17,000 | $ 17,000 | $ 74,000 |
| Taylor County Iowa | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Webster County Iowa | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Woodbury County Iowa | 1 | $ 1,000 | $ 1,000 | $ 39,000 |
| Brown County Kansas | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Baltimore City County Maryland | 1 | $ 80,000 | $ 80,000 | $ 250,000 |
| Charles County Maryland | 1 | $ 278,000 | $ 278,000 | $ 80,000 |
| Hennepin County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 134,000 |
| Harrison County Missouri | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Jackson County Missouri | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Jasper County Missouri | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Marion County Missouri | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Newton County Missouri | 1 | $ 16,000 | $ 16,000 | $ 49,000 |
| Taney County Missouri | 1 | $ 51,000 | $ 51,000 | $ 55,000 |
| Boone County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 96,000 |
| Buffalo County Nebraska | 1 | $ 222,000 | $ 222,000 | $ 62,000 |
| Butler County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 58,000 |
| Frontier County Nebraska | 1 | $ 27,000 | $ 27,000 | $ 39,000 |
| Hall County Nebraska | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Kimball County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 379,000 |
| Lincoln County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 50,000 |
| Sioux County Nebraska | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Thayer County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| Clark County Nevada | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 88,000 | $ 88,000 | $ 233,000 |
| Fairfax County Virginia | 1 | $ 305,000 | $ 305,000 | $ 146,000 |
| Lincoln County Wyoming | 1 | $ 142,000 | $ 142,000 | $ 125,000 |
| Natrona County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Teton County Wyoming | 1 | $ 780,000 | $ 780,000 | $ 588,000 |
Mortgage Loan Application Detail Totals for American National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,311 | $168,339,000 | $128,000 | $860,000 | $102,000 | $3,145,000 |
| Refinancing | 833 | $79,364,000 | $95,000 | $1,000,000 | $101,000 | $2,000,000 |
| Home Improvement | 499 | $14,399,000 | $28,000 | $725,000 | $84,000 | $847,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,300 | $231,810,000 | $100,000 | $1,000,000 | $94,000 | $3,145,000 |
| Not Provided | 100 | $8,365,000 | $83,000 | $557,000 | $77,000 | $492,000 |
| Black or African American | 89 | $6,178,000 | $69,000 | $358,000 | $68,000 | $906,000 |
| Hispanic | 57 | $4,512,000 | $79,000 | $296,000 | $57,000 | $207,000 |
| Asian | 49 | $4,494,000 | $91,000 | $860,000 | $382,000 | $536,000 |
| Not applicable | 41 | $5,502,000 | $134,000 | $918,000 | $189,000 | $1,297,000 |
| American Indian or Alaskan Native | 4 | $545,000 | $136,000 | $320,000 | $63,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $696,000 | $232,000 | $550,000 | $150,000 | $190,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,332 | $212,182,000 | $90,000 | $1,000,000 | $102,000 | $3,145,000 |
| VA-guaranteed (Veterans Administration) | 176 | $33,228,000 | $188,000 | $413,000 | $70,000 | $176,000 |
| FHA-insured (Federal Housing Administration) | 135 | $16,692,000 | $123,000 | $203,000 | $60,000 | $717,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,302 | $235,204,000 | $102,000 | $1,000,000 | $103,000 | $3,145,000 |
| Application Denied By Financial Institution | 202 | $10,145,000 | $50,000 | $557,000 | $61,000 | $550,000 |
| Application Withdrawn By Applicant | 78 | $11,951,000 | $153,000 | $552,000 | $81,000 | $379,000 |
| Application Approved But Not Accepted | 28 | $1,322,000 | $47,000 | $228,000 | $120,000 | $847,000 |
| Preapproval Approved but not Accepted | 17 | $2,078,000 | $122,000 | $238,000 | $54,000 | $100,000 |
| Preapproval Denied by Financial Institution | 15 | $1,272,000 | $84,000 | $204,000 | $34,000 | $97,000 |
| File Closed For Incompleteness | 1 | $130,000 | $130,000 | $130,000 | $34,000 | $34,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 149 | $7,692,000 | $51,000 | $557,000 | $61,000 | $550,000 |
| Debt-To-Income Ratio | 40 | $2,307,000 | $57,000 | $275,000 | $48,000 | $114,000 |
| Employment History | 13 | $446,000 | $34,000 | $135,000 | $34,000 | $70,000 |
| Collateral | 11 | $621,000 | $56,000 | $232,000 | $108,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $351,000 | $87,000 | $224,000 | $61,000 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American National Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.