American National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
American National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American National Bank 8990 West Dodge Rd Omaha, NE 68114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,711 |
| Total Mortgage Loan Application Amount | $395,964,000 |
| Average Mortgage Loan Application Amount | $114,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $1,275,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with American National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down American National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American National Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 926 | $ 138,171,000 | $ 149,000 | $ 91,000 |
| Sarpy County Nebraska | 870 | $ 148,026,000 | $ 170,000 | $ 69,000 |
| Pottawattamie County Iowa | 411 | $ 49,670,000 | $ 120,000 | $ 77,000 |
| Cass County Nebraska | 77 | $ 11,581,000 | $ 150,000 | $ 92,000 |
| Lancaster County Nebraska | 66 | $ 8,355,000 | $ 126,000 | $ 100,000 |
| Otoe County Nebraska | 65 | $ 5,123,000 | $ 78,000 | $ 65,000 |
| Harrison County Iowa | 35 | $ 3,450,000 | $ 98,000 | $ 71,000 |
| Richardson County Nebraska | 31 | $ 1,072,000 | $ 34,000 | $ 51,000 |
| Mills County Iowa | 26 | $ 5,481,000 | $ 210,000 | $ 91,000 |
| Washington County Nebraska | 22 | $ 4,118,000 | $ 187,000 | $ 80,000 |
| Saunders County Nebraska | 20 | $ 2,922,000 | $ 146,000 | $ 123,000 |
| Jefferson County Nebraska | 19 | $ 779,000 | $ 41,000 | $ 48,000 |
| Polk County Iowa | 18 | $ 455,000 | $ 25,000 | $ 120,000 |
| Johnson County Nebraska | 11 | $ 285,000 | $ 25,000 | $ 50,000 |
| Fremont County Iowa | 8 | $ 660,000 | $ 82,000 | $ 45,000 |
| Dodge County Nebraska | 8 | $ 649,000 | $ 81,000 | $ 69,000 |
| Minnehaha County South Dakota | 6 | $ 117,000 | $ 19,000 | $ 98,000 |
| Maricopa County Arizona | 5 | $ 1,283,000 | $ 256,000 | $ 142,000 |
| Nemaha County Nebraska | 5 | $ 238,000 | $ 47,000 | $ 51,000 |
| Shelby County Iowa | 3 | $ 725,000 | $ 241,000 | $ 101,000 |
| Saline County Nebraska | 3 | $ 141,000 | $ 47,000 | $ 87,000 |
| Santa Cruz County Arizona | 2 | $ 746,000 | $ 373,000 | $ 304,000 |
| El Paso County Colorado | 2 | $ 561,000 | $ 280,000 | $ 86,000 |
| Pinellas County Florida | 2 | $ 629,000 | $ 314,000 | $ 191,000 |
| Audubon County Iowa | 2 | $ 510,000 | $ 255,000 | $ 51,000 |
| Dallas County Iowa | 2 | $ 14,000 | $ 7,000 | $ 160,000 |
| Page County Iowa | 2 | $ 176,000 | $ 88,000 | $ 106,000 |
| Camden County Missouri | 2 | $ 212,000 | $ 106,000 | $ 138,000 |
| Holt County Missouri | 2 | $ 185,000 | $ 92,000 | $ 139,000 |
| Jackson County Missouri | 2 | $ 58,000 | $ 29,000 | $ 100,000 |
| Madison County Nebraska | 2 | $ 385,000 | $ 192,000 | $ 77,000 |
| Pawnee County Nebraska | 2 | $ 43,000 | $ 21,000 | $ 37,000 |
| Lincoln County South Dakota | 2 | $ 6,000 | $ 3,000 | $ 73,000 |
| Pima County Arizona | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Lonoke County Arkansas | 1 | $ 250,000 | $ 250,000 | $ 84,000 |
| San Bernardino County California | 1 | $ 310,000 | $ 310,000 | $ 148,000 |
| Grand County Colorado | 1 | $ 286,000 | $ 286,000 | $ 179,000 |
| Summit County Colorado | 1 | $ 200,000 | $ 200,000 | $ 149,000 |
| Weld County Colorado | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 480,000 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 350,000 |
| Lowndes County Georgia | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Ada County Idaho | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Mercer County Illinois | 1 | $ 118,000 | $ 118,000 | $ 89,000 |
| Hancock County Indiana | 1 | $ 193,000 | $ 193,000 | $ 209,000 |
| Madison County Iowa | 1 | $ 106,000 | $ 106,000 | $ 69,000 |
| Poweshiek County Iowa | 1 | $ 106,000 | $ 106,000 | $ 179,000 |
| Story County Iowa | 1 | $ 5,000 | $ 5,000 | $ 91,000 |
| Warren County Iowa | 1 | $ 158,000 | $ 158,000 | $ 107,000 |
| Brown County Kansas | 1 | $ 12,000 | $ 12,000 | $ 23,000 |
| Johnson County Kansas | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Shawnee County Kansas | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Washington County Kansas | 1 | $ 30,000 | $ 30,000 | $ 12,000 |
| Hennepin County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 122,000 |
| Nobles County Minnesota | 1 | $ 7,000 | $ 7,000 | $ 73,000 |
| Otter Tail County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Atchison County Missouri | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| St. Louis County Missouri | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Stone County Missouri | 1 | $ 260,000 | $ 260,000 | $ 612,000 |
| Adams County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 82,000 |
| Boone County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 165,000 |
| Burt County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| Cedar County Nebraska | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Cherry County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 62,000 |
| Cuming County Nebraska | 1 | $ 113,000 | $ 113,000 | $ 82,000 |
| Dakota County Nebraska | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Hall County Nebraska | 1 | $ 1,000 | $ 1,000 | $ 90,000 |
| Platte County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Thurston County Nebraska | 1 | $ 131,000 | $ 131,000 | $ 148,000 |
| Wayne County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Webster County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 46,000 |
| York County Nebraska | 1 | $ 263,000 | $ 263,000 | $ 41,000 |
| Cuyahoga County Ohio | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Erie County Ohio | 1 | $ 71,000 | $ 71,000 | $ 187,000 |
| Greene County Ohio | 1 | $ 239,000 | $ 239,000 | $ 81,000 |
| Montgomery County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Westmoreland County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| Sumter County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 5,000 | $ 5,000 | $ 96,000 |
| Lake County South Dakota | 1 | $ 140,000 | $ 140,000 | $ 103,000 |
| Lawrence County South Dakota | 1 | $ 393,000 | $ 393,000 | $ 163,000 |
| Greene County Virginia | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Prince William County Virginia | 1 | $ 392,000 | $ 392,000 | $ 121,000 |
| Dunn County Wisconsin | 1 | $ 256,000 | $ 256,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for American National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,591 | $265,787,000 | $167,000 | $530,000 | $85,000 | $1,275,000 |
| Home Purchase | 810 | $121,858,000 | $150,000 | $750,000 | $77,000 | $1,094,000 |
| Home Improvement | 310 | $8,319,000 | $26,000 | $1,500,000 | $71,000 | $638,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,412 | $359,810,000 | $149,000 | $555,000 | $83,000 | $1,275,000 |
| Black or African American | 80 | $9,461,000 | $118,000 | $417,000 | $64,000 | $400,000 |
| Not Provided | 70 | $3,556,000 | $50,000 | $351,000 | $85,000 | $489,000 |
| Hispanic | 64 | $7,906,000 | $123,000 | $295,000 | $47,000 | $143,000 |
| Asian | 42 | $7,947,000 | $189,000 | $417,000 | $115,000 | $400,000 |
| Not applicable | 34 | $6,252,000 | $183,000 | $1,500,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $624,000 | $104,000 | $205,000 | $34,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $408,000 | $136,000 | $350,000 | $100,000 | $175,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,685 | $228,326,000 | $135,000 | $1,500,000 | $99,000 | $1,275,000 |
| FHA-insured (Federal Housing Administration) | 568 | $78,633,000 | $138,000 | $276,000 | $58,000 | $298,000 |
| VA-guaranteed (Veterans Administration) | 458 | $89,005,000 | $194,000 | $508,000 | $45,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,301 | $352,676,000 | $153,000 | $1,500,000 | $82,000 | $1,275,000 |
| Application Denied By Financial Institution | 228 | $14,588,000 | $63,000 | $417,000 | $62,000 | $598,000 |
| Application Withdrawn By Applicant | 149 | $24,868,000 | $166,000 | $417,000 | $91,000 | $676,000 |
| Application Approved But Not Accepted | 31 | $3,645,000 | $117,000 | $750,000 | $96,000 | $1,151,000 |
| File Closed For Incompleteness | 2 | $187,000 | $93,000 | $125,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 125 | $5,123,000 | $40,000 | $417,000 | $61,000 | $598,000 |
| Debt-To-Income Ratio | 58 | $3,696,000 | $63,000 | $405,000 | $50,000 | $247,000 |
| Collateral | 30 | $3,579,000 | $119,000 | $325,000 | $81,000 | $205,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $767,000 | $127,000 | $351,000 | $117,000 | $274,000 |
| Employment History | 5 | $896,000 | $179,000 | $315,000 | $30,000 | $60,000 |
| Other | 2 | $260,000 | $130,000 | $210,000 | $96,000 | $120,000 |
| Unverifiable Information | 1 | $102,000 | $102,000 | $102,000 | $180,000 | $180,000 |
| Credit Application Incomplete | 1 | $165,000 | $165,000 | $165,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.