American National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
American National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American National Bank 8990 West Dodge Rd Omaha, NE 68114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,971 |
| Total Mortgage Loan Application Amount | $216,989,000 |
| Average Mortgage Loan Application Amount | $103,000 |
| Highest Mortgage Loan Application Amount | $6,800,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $1,992,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with American National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down American National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American National Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 591 | $ 66,430,000 | $ 112,000 | $ 80,000 |
| Pottawattamie County Iowa | 579 | $ 63,691,000 | $ 110,000 | $ 63,000 |
| Sarpy County Nebraska | 224 | $ 35,146,000 | $ 156,000 | $ 89,000 |
| Lancaster County Nebraska | 99 | $ 7,386,000 | $ 74,000 | $ 86,000 |
| Harrison County Iowa | 64 | $ 5,637,000 | $ 88,000 | $ 74,000 |
| Otoe County Nebraska | 60 | $ 3,637,000 | $ 60,000 | $ 71,000 |
| Richardson County Nebraska | 33 | $ 1,409,000 | $ 42,000 | $ 65,000 |
| Cass County Nebraska | 28 | $ 2,154,000 | $ 76,000 | $ 87,000 |
| Jefferson County Nebraska | 26 | $ 735,000 | $ 28,000 | $ 49,000 |
| Mills County Iowa | 25 | $ 3,215,000 | $ 128,000 | $ 62,000 |
| Ramsey County Minnesota | 25 | $ 3,192,000 | $ 127,000 | $ 58,000 |
| Polk County Iowa | 16 | $ 1,310,000 | $ 81,000 | $ 73,000 |
| Dakota County Minnesota | 11 | $ 1,616,000 | $ 146,000 | $ 66,000 |
| Washington County Minnesota | 11 | $ 2,417,000 | $ 219,000 | $ 62,000 |
| Johnson County Nebraska | 11 | $ 365,000 | $ 33,000 | $ 59,000 |
| Fremont County Iowa | 10 | $ 741,000 | $ 74,000 | $ 46,000 |
| Hennepin County Minnesota | 9 | $ 1,418,000 | $ 157,000 | $ 78,000 |
| Saunders County Nebraska | 7 | $ 660,000 | $ 94,000 | $ 78,000 |
| Saline County Nebraska | 6 | $ 589,000 | $ 98,000 | $ 72,000 |
| Washington County Kansas | 5 | $ 130,000 | $ 26,000 | $ 70,000 |
| Anoka County Minnesota | 5 | $ 765,000 | $ 153,000 | $ 83,000 |
| Nemaha County Nebraska | 5 | $ 199,000 | $ 39,000 | $ 468,000 |
| Washington County Nebraska | 5 | $ 880,000 | $ 176,000 | $ 81,000 |
| Dallas County Iowa | 4 | $ 24,000 | $ 6,000 | $ 167,000 |
| Dodge County Nebraska | 4 | $ 194,000 | $ 48,000 | $ 81,000 |
| Hall County Nebraska | 4 | $ 31,000 | $ 7,000 | $ 54,000 |
| Lincoln County Nebraska | 4 | $ 34,000 | $ 8,000 | $ 79,000 |
| Camden County Missouri | 3 | $ 380,000 | $ 126,000 | $ 123,000 |
| Gage County Nebraska | 3 | $ 260,000 | $ 86,000 | $ 188,000 |
| Hamilton County Nebraska | 3 | $ 56,000 | $ 18,000 | $ 100,000 |
| Lincoln County South Dakota | 3 | $ 12,000 | $ 4,000 | $ 81,000 |
| Minnehaha County South Dakota | 3 | $ 19,000 | $ 6,000 | $ 86,000 |
| Maricopa County Arizona | 2 | $ 740,000 | $ 370,000 | $ 254,000 |
| Chaffee County Colorado | 2 | $ 306,000 | $ 153,000 | $ 45,000 |
| Palm Beach County Florida | 2 | $ 1,045,000 | $ 522,000 | $ 386,000 |
| Cass County Iowa | 2 | $ 223,000 | $ 111,000 | $ 79,000 |
| Dickinson County Iowa | 2 | $ 476,000 | $ 238,000 | $ 147,000 |
| Marshall County Iowa | 2 | $ 47,000 | $ 23,000 | $ 24,000 |
| Montgomery County Iowa | 2 | $ 124,000 | $ 62,000 | $ 58,000 |
| Page County Iowa | 2 | $ 239,000 | $ 119,000 | $ 57,000 |
| Shelby County Iowa | 2 | $ 238,000 | $ 119,000 | $ 46,000 |
| Warren County Iowa | 2 | $ 300,000 | $ 150,000 | $ 153,000 |
| Goodhue County Minnesota | 2 | $ 329,000 | $ 164,000 | $ 61,000 |
| Olmsted County Minnesota | 2 | $ 9,000 | $ 4,000 | $ 107,000 |
| Scott County Minnesota | 2 | $ 453,000 | $ 226,000 | $ 80,000 |
| Clay County Missouri | 2 | $ 122,000 | $ 61,000 | $ 37,000 |
| Adams County Nebraska | 2 | $ 9,000 | $ 4,000 | $ 54,000 |
| Butler County Nebraska | 2 | $ 113,000 | $ 56,000 | $ 34,000 |
| Dawes County Nebraska | 2 | $ 23,000 | $ 11,000 | $ 51,000 |
| Madison County Nebraska | 2 | $ 89,000 | $ 44,000 | $ 29,000 |
| Wayne County Nebraska | 2 | $ 149,000 | $ 74,000 | $ 61,000 |
| Clay County South Dakota | 2 | $ 5,000 | $ 2,000 | $ 149,000 |
| St. Croix County Wisconsin | 2 | $ 591,000 | $ 295,000 | $ 141,000 |
| Arapahoe County Colorado | 1 | $ 291,000 | $ 291,000 | $ 91,000 |
| El Paso County Colorado | 1 | $ 258,000 | $ 258,000 | $ 158,000 |
| Jefferson County Colorado | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Pueblo County Colorado | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Escambia County Florida | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Houston County Georgia | 1 | $ 37,000 | $ 37,000 | $ 95,000 |
| Cook County Illinois | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| Adair County Iowa | 1 | $ 91,000 | $ 91,000 | $ 90,000 |
| Monona County Iowa | 1 | $ 29,000 | $ 29,000 | $ 14,000 |
| Sac County Iowa | 1 | $ 111,000 | $ 111,000 | $ 73,000 |
| Taylor County Iowa | 1 | $ 38,000 | $ 38,000 | $ 73,000 |
| Woodbury County Iowa | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Allen County Kansas | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Johnson County Kansas | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Aitkin County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Carver County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 65,000 |
| Cass County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 58,000 |
| Itasca County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 288,000 |
| Lyon County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| St. Louis County Minnesota | 1 | $ 222,000 | $ 222,000 | $ 126,000 |
| Barry County Missouri | 1 | $ 179,000 | $ 179,000 | $ 136,000 |
| Boone County Missouri | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Jackson County Missouri | 1 | $ 4,000 | $ 4,000 | $ 47,000 |
| Platte County Missouri | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Colfax County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Holt County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Pawnee County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Pierce County Nebraska | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
| Platte County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 228,000 |
| Polk County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Sherman County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Thayer County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| York County Nebraska | 1 | $ 171,000 | $ 171,000 | $ 82,000 |
| Wake County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Grant County South Dakota | 1 | $ 74,000 | $ 74,000 | $ 189,000 |
| Turner County South Dakota | 1 | $ 6,000 | $ 6,000 | $ 79,000 |
| Bradley County Tennessee | 1 | $ 277,000 | $ 277,000 | $ 74,000 |
| Dallas County Texas | 1 | $ 4,000 | $ 4,000 | $ 72,000 |
| Denton County Texas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Uvalde County Texas | 1 | $ 400,000 | $ 400,000 | $ 123,000 |
| Brown County Wisconsin | 1 | $ 211,000 | $ 211,000 | $ 68,000 |
| Calumet County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for American National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 911 | $130,542,000 | $143,000 | $2,636,000 | $72,000 | $462,000 |
| Home Improvement | 547 | $18,067,000 | $33,000 | $1,200,000 | $82,000 | $1,992,000 |
| Refinancing | 513 | $68,380,000 | $133,000 | $6,800,000 | $78,000 | $1,223,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,524 | $159,356,000 | $104,000 | $922,000 | $79,000 | $1,992,000 |
| Not Provided | 231 | $21,420,000 | $92,000 | $405,000 | $76,000 | $317,000 |
| Hispanic | 92 | $7,426,000 | $80,000 | $416,000 | $54,000 | $284,000 |
| Black or African American | 61 | $3,368,000 | $55,000 | $298,000 | $56,000 | $187,000 |
| Not applicable | 28 | $20,343,000 | $726,000 | $6,800,000 | $0 | $0 |
| Asian | 26 | $4,195,000 | $161,000 | $682,000 | $119,000 | $524,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $369,000 | $61,000 | $140,000 | $44,000 | $75,000 |
| American Indian or Alaskan Native | 3 | $512,000 | $170,000 | $292,000 | $88,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,542 | $161,298,000 | $104,000 | $6,800,000 | $82,000 | $1,992,000 |
| FHA-insured (Federal Housing Administration) | 299 | $35,388,000 | $118,000 | $312,000 | $51,000 | $224,000 |
| VA-guaranteed (Veterans Administration) | 114 | $18,793,000 | $164,000 | $405,000 | $71,000 | $233,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $1,510,000 | $94,000 | $150,000 | $45,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,299 | $160,095,000 | $123,000 | $6,800,000 | $79,000 | $1,223,000 |
| Application Denied By Financial Institution | 382 | $21,245,000 | $55,000 | $310,000 | $64,000 | $1,992,000 |
| Application Approved But Not Accepted | 268 | $30,601,000 | $114,000 | $825,000 | $81,000 | $524,000 |
| Application Withdrawn By Applicant | 22 | $5,048,000 | $229,000 | $2,000,000 | $67,000 | $146,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 199 | $10,018,000 | $50,000 | $310,000 | $71,000 | $1,992,000 |
| Debt-To-Income Ratio | 119 | $7,059,000 | $59,000 | $288,000 | $49,000 | $202,000 |
| Collateral | 40 | $2,189,000 | $54,000 | $288,000 | $76,000 | $150,000 |
| Other | 18 | $1,429,000 | $79,000 | $258,000 | $69,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $313,000 | $78,000 | $112,000 | $73,000 | $110,000 |
| Employment History | 2 | $237,000 | $118,000 | $156,000 | $68,000 | $114,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.