American National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
American National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American National Bank 8990 West Dodge Rd Omaha, NE 68114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,984 |
| Total Mortgage Loan Application Amount | $335,737,000 |
| Average Mortgage Loan Application Amount | $146,666 |
| Highest Mortgage Loan Application Amount | $20,368,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $2,178,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with American National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down American National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American National Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 621 | $ 101,901,000 | $ 164,000 | $ 102,000 |
| Pottawattamie County Iowa | 554 | $ 66,629,000 | $ 120,000 | $ 69,000 |
| Sarpy County Nebraska | 261 | $ 42,398,000 | $ 162,000 | $ 93,000 |
| Otoe County Nebraska | 59 | $ 4,259,000 | $ 72,000 | $ 64,000 |
| Harrison County Iowa | 54 | $ 4,823,000 | $ 89,000 | $ 68,000 |
| Lancaster County Nebraska | 38 | $ 3,876,000 | $ 102,000 | $ 108,000 |
| Cass County Nebraska | 33 | $ 6,019,000 | $ 182,000 | $ 109,000 |
| Ramsey County Minnesota | 29 | $ 25,439,000 | $ 877,000 | $ 73,000 |
| Jefferson County Nebraska | 29 | $ 1,791,000 | $ 61,000 | $ 71,000 |
| Mills County Iowa | 26 | $ 5,084,000 | $ 195,000 | $ 87,000 |
| Hennepin County Minnesota | 25 | $ 9,744,000 | $ 389,000 | $ 79,000 |
| Richardson County Nebraska | 22 | $ 1,468,000 | $ 66,000 | $ 84,000 |
| Washington County Nebraska | 17 | $ 2,750,000 | $ 161,000 | $ 80,000 |
| Fremont County Iowa | 13 | $ 2,078,000 | $ 159,000 | $ 80,000 |
| Polk County Iowa | 13 | $ 1,405,000 | $ 108,000 | $ 171,000 |
| Anoka County Minnesota | 11 | $ 2,519,000 | $ 229,000 | $ 77,000 |
| Shelby County Iowa | 10 | $ 906,000 | $ 90,000 | $ 82,000 |
| Dodge County Nebraska | 8 | $ 548,000 | $ 68,000 | $ 80,000 |
| Johnson County Nebraska | 8 | $ 1,159,000 | $ 144,000 | $ 64,000 |
| Olmsted County Minnesota | 7 | $ 28,000 | $ 4,000 | $ 77,000 |
| Nemaha County Nebraska | 7 | $ 1,427,000 | $ 203,000 | $ 141,000 |
| Carver County Minnesota | 6 | $ 15,689,000 | $ 2,614,000 | $ 90,000 |
| Saunders County Nebraska | 6 | $ 974,000 | $ 162,000 | $ 85,000 |
| Maricopa County Arizona | 4 | $ 1,256,000 | $ 314,000 | $ 115,000 |
| Dallas County Iowa | 4 | $ 330,000 | $ 82,000 | $ 121,000 |
| Dakota County Minnesota | 4 | $ 618,000 | $ 154,000 | $ 182,000 |
| Washington County Minnesota | 4 | $ 416,000 | $ 104,000 | $ 68,000 |
| Adams County Nebraska | 4 | $ 22,000 | $ 5,000 | $ 83,000 |
| Hall County Nebraska | 4 | $ 171,000 | $ 42,000 | $ 119,000 |
| Montgomery County Iowa | 3 | $ 282,000 | $ 94,000 | $ 18,000 |
| Sherburne County Minnesota | 3 | $ 674,000 | $ 224,000 | $ 41,000 |
| Camden County Missouri | 3 | $ 861,000 | $ 287,000 | $ 233,000 |
| Gage County Nebraska | 3 | $ 78,000 | $ 26,000 | $ 84,000 |
| Pawnee County Nebraska | 3 | $ 217,000 | $ 72,000 | $ 66,000 |
| Minnehaha County South Dakota | 3 | $ 16,000 | $ 5,000 | $ 66,000 |
| Chaffee County Colorado | 2 | $ 800,000 | $ 400,000 | $ 130,000 |
| Cook County Illinois | 2 | $ 558,000 | $ 279,000 | $ 217,000 |
| Clay County Iowa | 2 | $ 99,000 | $ 49,000 | $ 47,000 |
| Kossuth County Iowa | 2 | $ 137,000 | $ 68,000 | $ 52,000 |
| Johnson County Kansas | 2 | $ 473,000 | $ 236,000 | $ 125,000 |
| Washington County Kansas | 2 | $ 106,000 | $ 53,000 | $ 45,000 |
| Chisago County Minnesota | 2 | $ 522,000 | $ 261,000 | $ 111,000 |
| Scott County Minnesota | 2 | $ 722,000 | $ 361,000 | $ 115,000 |
| Atchison County Missouri | 2 | $ 294,000 | $ 147,000 | $ 67,000 |
| Platte County Missouri | 2 | $ 572,000 | $ 286,000 | $ 193,000 |
| Buffalo County Nebraska | 2 | $ 439,000 | $ 219,000 | $ 126,000 |
| Butler County Nebraska | 2 | $ 123,000 | $ 61,000 | $ 55,000 |
| Holt County Nebraska | 2 | $ 696,000 | $ 348,000 | $ 282,000 |
| Saline County Nebraska | 2 | $ 11,000 | $ 5,000 | $ 63,000 |
| Thayer County Nebraska | 2 | $ 99,000 | $ 49,000 | $ 31,000 |
| Lincoln County South Dakota | 2 | $ 9,000 | $ 4,000 | $ 83,000 |
| Arapahoe County Colorado | 1 | $ 417,000 | $ 417,000 | $ 405,000 |
| Eagle County Colorado | 1 | $ 656,000 | $ 656,000 | $ 582,000 |
| El Paso County Colorado | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Elbert County Colorado | 1 | $ 352,000 | $ 352,000 | $ 213,000 |
| Mesa County Colorado | 1 | $ 163,000 | $ 163,000 | $ 120,000 |
| Park County Colorado | 1 | $ 465,000 | $ 465,000 | $ 84,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 209,000 |
| Seminole County Florida | 1 | $ 417,000 | $ 417,000 | $ 85,000 |
| Buena Vista County Iowa | 1 | $ 94,000 | $ 94,000 | $ 83,000 |
| Calhoun County Iowa | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Cass County Iowa | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Cerro Gordo County Iowa | 1 | $ 350,000 | $ 350,000 | $ 400,000 |
| Madison County Iowa | 1 | $ 103,000 | $ 103,000 | $ 71,000 |
| Page County Iowa | 1 | $ 27,000 | $ 27,000 | $ 16,000 |
| Palo Alto County Iowa | 1 | $ 122,000 | $ 122,000 | $ 85,000 |
| Poweshiek County Iowa | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Sioux County Iowa | 1 | $ 9,000 | $ 9,000 | $ 30,000 |
| Woodbury County Iowa | 1 | $ 170,000 | $ 170,000 | $ 107,000 |
| Brown County Kansas | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Clark County Kansas | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Nemaha County Kansas | 1 | $ 300,000 | $ 300,000 | $ 223,000 |
| Republic County Kansas | 1 | $ 23,000 | $ 23,000 | $ 46,000 |
| Shawnee County Kansas | 1 | $ 81,000 | $ 81,000 | $ 134,000 |
| Macomb County Michigan | 1 | $ 417,000 | $ 417,000 | $ 143,000 |
| Wayne County Michigan | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Crow Wing County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 124,000 |
| Kandiyohi County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 150,000 |
| Wright County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 67,000 |
| Christian County Missouri | 1 | $ 217,000 | $ 217,000 | $ 132,000 |
| Clay County Missouri | 1 | $ 94,000 | $ 94,000 | $ 87,000 |
| St. Charles County Missouri | 1 | $ 17,000 | $ 17,000 | $ 295,000 |
| Ravalli County Montana | 1 | $ 147,000 | $ 147,000 | $ 190,000 |
| Burt County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Clay County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 53,000 |
| Colfax County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Cuming County Nebraska | 1 | $ 316,000 | $ 316,000 | $ 95,000 |
| Fillmore County Nebraska | 1 | $ 1,000 | $ 1,000 | $ 40,000 |
| Gosper County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 143,000 |
| Greeley County Nebraska | 1 | $ 1,000 | $ 1,000 | $ 93,000 |
| Hamilton County Nebraska | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Kearney County Nebraska | 1 | $ 1,000 | $ 1,000 | $ 55,000 |
| Lincoln County Nebraska | 1 | $ 11,000,000 | $ 11,000,000 | $ 0 |
| Merrick County Nebraska | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Nuckolls County Nebraska | 1 | $ 9,000 | $ 9,000 | $ 90,000 |
| Platte County Nebraska | 1 | $ 166,000 | $ 166,000 | $ 62,000 |
| Union County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 234,000 |
| Cleveland County Oklahoma | 1 | $ 428,000 | $ 428,000 | $ 126,000 |
| Oklahoma County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Denton County Texas | 1 | $ 361,000 | $ 361,000 | $ 121,000 |
| Fort Bend County Texas | 1 | $ 214,000 | $ 214,000 | $ 74,000 |
| Hunt County Texas | 1 | $ 290,000 | $ 290,000 | $ 180,000 |
| Pierce County Wisconsin | 1 | $ 213,000 | $ 213,000 | $ 116,000 |
| St. Croix County Wisconsin | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
Mortgage Loan Application Detail Totals for American National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 932 | $197,788,000 | $212,000 | $20,368,000 | $83,000 | $1,071,000 |
| Refinancing | 644 | $120,899,000 | $187,000 | $3,902,000 | $100,000 | $2,178,000 |
| Home Improvement | 408 | $17,050,000 | $41,000 | $2,070,000 | $82,000 | $508,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,593 | $228,759,000 | $143,000 | $2,800,000 | $90,000 | $1,071,000 |
| Not Provided | 175 | $22,638,000 | $129,000 | $594,000 | $115,000 | $2,178,000 |
| Hispanic | 71 | $7,197,000 | $101,000 | $294,000 | $67,000 | $527,000 |
| Black or African American | 53 | $4,682,000 | $88,000 | $417,000 | $53,000 | $312,000 |
| Not applicable | 49 | $65,548,000 | $1,337,000 | $20,368,000 | $0 | $0 |
| Asian | 31 | $5,276,000 | $170,000 | $1,174,000 | $99,000 | $424,000 |
| American Indian or Alaskan Native | 9 | $1,112,000 | $123,000 | $254,000 | $98,000 | $229,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $525,000 | $175,000 | $198,000 | $87,000 | $111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,519 | $266,279,000 | $175,000 | $20,368,000 | $98,000 | $2,178,000 |
| FHA-insured (Federal Housing Administration) | 297 | $37,543,000 | $126,000 | $285,000 | $54,000 | $144,000 |
| VA-guaranteed (Veterans Administration) | 146 | $29,443,000 | $201,000 | $509,000 | $61,000 | $651,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $2,472,000 | $112,000 | $219,000 | $42,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,457 | $272,715,000 | $187,000 | $20,368,000 | $90,000 | $1,985,000 |
| Application Approved But Not Accepted | 240 | $35,755,000 | $148,000 | $1,390,000 | $89,000 | $523,000 |
| Application Denied By Financial Institution | 203 | $13,948,000 | $68,000 | $1,174,000 | $64,000 | $500,000 |
| Application Withdrawn By Applicant | 84 | $13,319,000 | $158,000 | $680,000 | $116,000 | $2,178,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 100 | $4,959,000 | $49,000 | $1,174,000 | $65,000 | $434,000 |
| Debt-To-Income Ratio | 67 | $4,907,000 | $73,000 | $520,000 | $48,000 | $217,000 |
| Collateral | 18 | $1,931,000 | $107,000 | $701,000 | $103,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,081,000 | $108,000 | $204,000 | $88,000 | $145,000 |
| Other | 4 | $736,000 | $184,000 | $408,000 | $88,000 | $180,000 |
| Employment History | 3 | $311,000 | $103,000 | $120,000 | $59,000 | $76,000 |
| Unverifiable Information | 1 | $23,000 | $23,000 | $23,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.