American National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
American National Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American National Bank 8990 West Dodge Rd Omaha, NE 68114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,419 |
| Total Mortgage Loan Application Amount | $499,875,000 |
| Average Mortgage Loan Application Amount | $155,400 |
| Highest Mortgage Loan Application Amount | $3,755,000 |
| Average Applicant Income | $115,400 |
| Highest Applicant Income | $6,923,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with American National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down American National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American National Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pottawattamie County Iowa | 747 | $ 111,635,000 | $ 149,000 | $ 79,000 |
| Douglas County Nebraska | 721 | $ 157,175,000 | $ 217,000 | $ 124,000 |
| Sarpy County Nebraska | 362 | $ 81,430,000 | $ 224,000 | $ 117,000 |
| Hennepin County Minnesota | 86 | $ 32,780,000 | $ 381,000 | $ 281,000 |
| Mills County Iowa | 54 | $ 11,010,000 | $ 203,000 | $ 88,000 |
| Harrison County Iowa | 46 | $ 5,670,000 | $ 123,000 | $ 64,000 |
| Cass County Nebraska | 35 | $ 8,705,000 | $ 248,000 | $ 117,000 |
| Lancaster County Nebraska | 32 | $ 5,630,000 | $ 175,000 | $ 90,000 |
| Ramsey County Minnesota | 25 | $ 13,535,000 | $ 541,000 | $ 266,000 |
| Otoe County Nebraska | 19 | $ 2,885,000 | $ 151,000 | $ 91,000 |
| Saunders County Nebraska | 14 | $ 4,850,000 | $ 346,000 | $ 162,000 |
| Washington County Nebraska | 14 | $ 3,050,000 | $ 217,000 | $ 122,000 |
| Dodge County Nebraska | 13 | $ 2,435,000 | $ 187,000 | $ 107,000 |
| Richardson County Nebraska | 12 | $ 1,390,000 | $ 115,000 | $ 64,000 |
| Maricopa County Arizona | 11 | $ 4,005,000 | $ 364,000 | $ 188,000 |
| Washington County Minnesota | 11 | $ 2,755,000 | $ 250,000 | $ 292,000 |
| Jefferson County Nebraska | 10 | $ 760,000 | $ 76,000 | $ 53,000 |
| Polk County Iowa | 8 | $ 1,620,000 | $ 202,000 | $ 95,000 |
| Camden County Missouri | 8 | $ 1,400,000 | $ 175,000 | $ 109,000 |
| Dakota County Minnesota | 7 | $ 2,835,000 | $ 405,000 | $ 377,000 |
| Johnson County Nebraska | 7 | $ 835,000 | $ 119,000 | $ 73,000 |
| Montgomery County Iowa | 6 | $ 990,000 | $ 165,000 | $ 70,000 |
| Page County Iowa | 6 | $ 640,000 | $ 106,000 | $ 74,000 |
| Scott County Minnesota | 5 | $ 505,000 | $ 101,000 | $ 108,000 |
| Shelby County Iowa | 4 | $ 820,000 | $ 205,000 | $ 61,000 |
| Harvey County Kansas | 4 | $ 630,000 | $ 157,000 | $ 65,000 |
| Anoka County Minnesota | 4 | $ 1,040,000 | $ 260,000 | $ 153,000 |
| Carver County Minnesota | 4 | $ 1,390,000 | $ 347,000 | $ 181,000 |
| Pawnee County Nebraska | 4 | $ 560,000 | $ 140,000 | $ 69,000 |
| Denver County Colorado | 3 | $ 735,000 | $ 245,000 | $ 148,000 |
| Dallas County Iowa | 3 | $ 815,000 | $ 271,000 | $ 135,000 |
| Dickinson County Iowa | 3 | $ 755,000 | $ 251,000 | $ 661,000 |
| Johnson County Iowa | 3 | $ 795,000 | $ 265,000 | $ 62,000 |
| Warren County Iowa | 3 | $ 565,000 | $ 188,000 | $ 96,000 |
| Buffalo County Nebraska | 3 | $ 565,000 | $ 188,000 | $ 78,000 |
| Nemaha County Nebraska | 3 | $ 1,165,000 | $ 388,000 | $ 149,000 |
| Seward County Nebraska | 3 | $ 755,000 | $ 251,000 | $ 130,000 |
| York County Nebraska | 3 | $ 425,000 | $ 141,000 | $ 41,000 |
| Denton County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 266,000 |
| Jefferson County Colorado | 2 | $ 930,000 | $ 465,000 | $ 187,000 |
| Teller County Colorado | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Palm Beach County Florida | 2 | $ 770,000 | $ 385,000 | $ 278,000 |
| Audubon County Iowa | 2 | $ 450,000 | $ 225,000 | $ 72,000 |
| Carroll County Iowa | 2 | $ 300,000 | $ 150,000 | $ 32,000 |
| Crawford County Iowa | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Fremont County Iowa | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| Plymouth County Iowa | 2 | $ 560,000 | $ 280,000 | $ 171,000 |
| Story County Iowa | 2 | $ 330,000 | $ 165,000 | $ 164,000 |
| Johnson County Kansas | 2 | $ 1,300,000 | $ 650,000 | $ 839,000 |
| Sedgwick County Kansas | 2 | $ 1,200,000 | $ 600,000 | $ 156,000 |
| Beltrami County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Jackson County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Clay County Missouri | 2 | $ 510,000 | $ 255,000 | $ 85,000 |
| Holt County Missouri | 2 | $ 260,000 | $ 130,000 | $ 151,000 |
| Burt County Nebraska | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Gage County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 48,000 |
| Saline County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 183,000 |
| Cumberland County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 51,000 |
| Minnehaha County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 110,000 |
| Pennington County South Dakota | 2 | $ 400,000 | $ 200,000 | $ 115,000 |
| Montgomery County Texas | 2 | $ 810,000 | $ 405,000 | $ 181,000 |
| Pinal County Arizona | 1 | $ 275,000 | $ 275,000 | $ 297,000 |
| Contra Costa County California | 1 | $ 435,000 | $ 435,000 | $ 277,000 |
| Los Angeles County California | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Riverside County California | 1 | $ 455,000 | $ 455,000 | $ 289,000 |
| San Joaquin County California | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Solano County California | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Douglas County Colorado | 1 | $ 435,000 | $ 435,000 | $ 80,000 |
| Park County Colorado | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Routt County Colorado | 1 | $ 1,245,000 | $ 1,245,000 | $ 494,000 |
| District of Columbia County District Of Columbia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Pinellas County Florida | 1 | $ 515,000 | $ 515,000 | $ 265,000 |
| Cerro Gordo County Iowa | 1 | $ 95,000 | $ 95,000 | $ 337,000 |
| Jasper County Iowa | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Madison County Iowa | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Palo Alto County Iowa | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Poweshiek County Iowa | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Ringgold County Iowa | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Scott County Iowa | 1 | $ 445,000 | $ 445,000 | $ 525,000 |
| Doniphan County Kansas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Montgomery County Kansas | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Nemaha County Kansas | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Hopkins County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Baltimore County Maryland | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 210,000 |
| Cass County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 186,000 |
| Crow Wing County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| Dodge County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Hubbard County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 227,000 |
| Kandiyohi County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 570,000 |
| Mahnomen County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 217,000 |
| Olmsted County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Pine County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Rice County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 159,000 |
| St. Louis County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wabasha County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wright County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 847,000 |
| Jackson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Newton County Missouri | 1 | $ 515,000 | $ 515,000 | $ 6,923,000 |
| Platte County Missouri | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Stone County Missouri | 1 | $ 175,000 | $ 175,000 | $ 229,000 |
| Adams County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Colfax County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Cuming County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Hall County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Holt County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Howard County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Lincoln County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Platte County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Red Willow County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Scotts Bluff County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Thayer County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Wayne County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Clark County Nevada | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| Union County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 343,000 |
| Oklahoma County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Osage County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
| Richland County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Fall River County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Meade County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Tripp County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Union County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Rockwall County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Davis County Utah | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Wasatch County Utah | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Weber County Utah | 1 | $ 225,000 | $ 225,000 | $ 29,000 |
| Vernon County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 332,000 |
Mortgage Loan Application Detail Totals for American National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,025 | $197,105,000 | $192,000 | $1,795,000 | $93,000 | $1,502,000 |
| Refinancing | 913 | $219,145,000 | $240,000 | $3,755,000 | $148,000 | $6,923,000 |
| Cash-out Refinancing | 360 | $75,560,000 | $209,000 | $515,000 | $125,000 | $1,772,000 |
| Home Improvement | 68 | $3,460,000 | $50,000 | $325,000 | $114,000 | $1,508,000 |
| Other Purpose | 53 | $4,605,000 | $86,000 | $515,000 | $97,000 | $273,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,065 | $416,785,000 | $201,000 | $1,795,000 | $118,000 | $6,923,000 |
| Not Provided | 137 | $28,135,000 | $205,000 | $755,000 | $137,000 | $984,000 |
| Hispanic | 58 | $10,040,000 | $173,000 | $455,000 | $78,000 | $271,000 |
| Not applicable | 54 | $22,950,000 | $425,000 | $3,755,000 | $0 | $0 |
| Asian | 49 | $12,995,000 | $265,000 | $1,245,000 | $134,000 | $525,000 |
| Black or African American | 44 | $6,490,000 | $147,000 | $445,000 | $88,000 | $234,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,365,000 | $273,000 | $515,000 | $138,000 | $217,000 |
| American Indian or Alaskan Native | 5 | $795,000 | $159,000 | $185,000 | $77,000 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,988 | $412,710,000 | $207,000 | $3,755,000 | $126,000 | $6,923,000 |
| FHA-insured (Federal Housing Administration) | 225 | $35,395,000 | $157,000 | $335,000 | $59,000 | $177,000 |
| VA-guaranteed (Veterans Administration) | 201 | $51,125,000 | $254,000 | $725,000 | $98,000 | $205,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $645,000 | $129,000 | $185,000 | $46,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,958 | $415,920,000 | $212,000 | $3,755,000 | $120,000 | $6,923,000 |
| Application Withdrawn By Applicant | 375 | $74,785,000 | $199,000 | $915,000 | $119,000 | $1,772,000 |
| Application Denied By Financial Institution | 82 | $9,010,000 | $109,000 | $515,000 | $72,000 | $273,000 |
| Application Approved But Not Accepted | 4 | $160,000 | $40,000 | $75,000 | $56,000 | $80,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,337 | $490,865,000 | $210,000 | $3,755,000 | $119,000 | $6,923,000 |
| Debt-To-Income Ratio | 36 | $4,160,000 | $115,000 | $515,000 | $54,000 | $213,000 |
| Credit History | 25 | $2,655,000 | $106,000 | $445,000 | $88,000 | $273,000 |
| Collateral | 15 | $1,135,000 | $75,000 | $295,000 | $77,000 | $190,000 |
| Credit Application Incomplete | 2 | $390,000 | $195,000 | $385,000 | $167,000 | $245,000 |
| Unverifiable Information | 2 | $450,000 | $225,000 | $265,000 | $88,000 | $106,000 |
| Other | 1 | $55,000 | $55,000 | $55,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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