American National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
American National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American National Bank 8990 West Dodge Rd Omaha, NE 68114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,834 |
| Total Mortgage Loan Application Amount | $385,620,000 |
| Average Mortgage Loan Application Amount | $174,400 |
| Highest Mortgage Loan Application Amount | $4,505,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $1,923,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with American National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down American National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American National Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pottawattamie County Iowa | 646 | $ 91,700,000 | $ 141,000 | $ 71,000 |
| Douglas County Nebraska | 452 | $ 102,220,000 | $ 226,000 | $ 123,000 |
| Sarpy County Nebraska | 259 | $ 65,235,000 | $ 251,000 | $ 129,000 |
| Hennepin County Minnesota | 60 | $ 34,520,000 | $ 575,000 | $ 338,000 |
| Harrison County Iowa | 50 | $ 6,130,000 | $ 122,000 | $ 70,000 |
| Mills County Iowa | 33 | $ 7,635,000 | $ 231,000 | $ 93,000 |
| Otoe County Nebraska | 28 | $ 3,740,000 | $ 133,000 | $ 86,000 |
| Cass County Nebraska | 25 | $ 5,025,000 | $ 201,000 | $ 77,000 |
| Shelby County Iowa | 19 | $ 1,585,000 | $ 83,000 | $ 78,000 |
| Ramsey County Minnesota | 16 | $ 9,040,000 | $ 565,000 | $ 276,000 |
| Sedgwick County Kansas | 14 | $ 1,270,000 | $ 90,000 | $ 271,000 |
| Lancaster County Nebraska | 14 | $ 2,760,000 | $ 197,000 | $ 82,000 |
| Washington County Nebraska | 12 | $ 4,690,000 | $ 390,000 | $ 154,000 |
| Richardson County Nebraska | 11 | $ 755,000 | $ 68,000 | $ 60,000 |
| Dakota County Minnesota | 10 | $ 4,460,000 | $ 446,000 | $ 389,000 |
| Washington County Minnesota | 10 | $ 2,740,000 | $ 274,000 | $ 242,000 |
| Saunders County Nebraska | 10 | $ 1,740,000 | $ 174,000 | $ 106,000 |
| Scott County Minnesota | 9 | $ 1,665,000 | $ 185,000 | $ 140,000 |
| Jefferson County Nebraska | 9 | $ 605,000 | $ 67,000 | $ 59,000 |
| Camden County Missouri | 7 | $ 5,235,000 | $ 747,000 | $ 527,000 |
| Cass County Iowa | 6 | $ 350,000 | $ 58,000 | $ 62,000 |
| Fremont County Iowa | 6 | $ 940,000 | $ 156,000 | $ 78,000 |
| Montgomery County Iowa | 6 | $ 1,340,000 | $ 223,000 | $ 108,000 |
| Dodge County Nebraska | 6 | $ 1,130,000 | $ 188,000 | $ 91,000 |
| Maricopa County Arizona | 4 | $ 1,540,000 | $ 385,000 | $ 148,000 |
| Dickinson County Iowa | 4 | $ 650,000 | $ 162,000 | $ 165,000 |
| Nemaha County Nebraska | 4 | $ 690,000 | $ 172,000 | $ 62,000 |
| Carroll County Iowa | 3 | $ 375,000 | $ 125,000 | $ 47,000 |
| Jasper County Iowa | 3 | $ 465,000 | $ 155,000 | $ 248,000 |
| Polk County Iowa | 3 | $ 565,000 | $ 188,000 | $ 118,000 |
| Carver County Minnesota | 3 | $ 875,000 | $ 291,000 | $ 291,000 |
| Stone County Missouri | 3 | $ 575,000 | $ 191,000 | $ 99,000 |
| Johnson County Nebraska | 3 | $ 315,000 | $ 105,000 | $ 38,000 |
| Oklahoma County Oklahoma | 3 | $ 235,000 | $ 78,000 | $ 93,000 |
| Sarasota County Florida | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Cook County Illinois | 2 | $ 560,000 | $ 280,000 | $ 324,000 |
| Audubon County Iowa | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Decatur County Iowa | 2 | $ 130,000 | $ 65,000 | $ 283,000 |
| Page County Iowa | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Clark County Kansas | 2 | $ 210,000 | $ 105,000 | $ 102,000 |
| Geary County Kansas | 2 | $ 310,000 | $ 155,000 | $ 31,000 |
| Johnson County Kansas | 2 | $ 860,000 | $ 430,000 | $ 1,026,000 |
| Colfax County Nebraska | 2 | $ 140,000 | $ 70,000 | $ 61,000 |
| Gage County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 54,000 |
| Pawnee County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 28,000 |
| Wayne County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 260,000 |
| St. Croix County Wisconsin | 2 | $ 1,090,000 | $ 545,000 | $ 279,000 |
| Pinal County Arizona | 1 | $ 415,000 | $ 415,000 | $ 154,000 |
| Denver County Colorado | 1 | $ 855,000 | $ 855,000 | $ 255,000 |
| Douglas County Colorado | 1 | $ 545,000 | $ 545,000 | $ 174,000 |
| Larimer County Colorado | 1 | $ 265,000 | $ 265,000 | $ 514,000 |
| Charlotte County Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Lee County Florida | 1 | $ 305,000 | $ 305,000 | $ 46,000 |
| Leon County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Palm Beach County Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 550,000 |
| Volusia County Florida | 1 | $ 485,000 | $ 485,000 | $ 206,000 |
| Clayton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 301,000 |
| DeKalb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Lowndes County Georgia | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Marion County Indiana | 1 | $ 495,000 | $ 495,000 | $ 144,000 |
| Monroe County Indiana | 1 | $ 465,000 | $ 465,000 | $ 130,000 |
| Adams County Iowa | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Appanoose County Iowa | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Crawford County Iowa | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Dallas County Iowa | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Ida County Iowa | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Marshall County Iowa | 1 | $ 195,000 | $ 195,000 | $ 174,000 |
| Monona County Iowa | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Scott County Iowa | 1 | $ 55,000 | $ 55,000 | $ 183,000 |
| Brown County Kansas | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Meade County Kansas | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Bossier County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Muskegon County Michigan | 1 | $ 545,000 | $ 545,000 | $ 263,000 |
| Anoka County Minnesota | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Cass County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 250,000 |
| Chisago County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 310,000 |
| Freeborn County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
| Otter Tail County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 281,000 |
| St. Louis County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 793,000 |
| Wright County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 172,000 |
| Barry County Missouri | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| Buchanan County Missouri | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Christian County Missouri | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Linn County Missouri | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Platte County Missouri | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Madison County Montana | 1 | $ 505,000 | $ 505,000 | $ 192,000 |
| Yellowstone County Montana | 1 | $ 265,000 | $ 265,000 | $ 277,000 |
| Adams County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Dakota County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 209,000 |
| Madison County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Nance County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Pierce County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Clark County Nevada | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Morris County New Jersey | 1 | $ 645,000 | $ 645,000 | $ 159,000 |
| Tulsa County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Lawrence County South Dakota | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Stewart County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| El Paso County Texas | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Ellis County Texas | 1 | $ 325,000 | $ 325,000 | $ 175,000 |
| Tarrant County Texas | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Benton County Washington | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Pierce County Washington | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Polk County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 279,000 |
| Washburn County Wisconsin | 1 | $ 555,000 | $ 555,000 | $ 0 |
Mortgage Loan Application Detail Totals for American National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,073 | $231,505,000 | $215,000 | $4,505,000 | $103,000 | $1,806,000 |
| Refinancing | 390 | $85,750,000 | $219,000 | $2,905,000 | $121,000 | $1,885,000 |
| Cash-out Refinancing | 271 | $57,795,000 | $213,000 | $765,000 | $119,000 | $1,923,000 |
| Home Improvement | 60 | $4,630,000 | $77,000 | $545,000 | $113,000 | $713,000 |
| Other Purpose | 40 | $5,940,000 | $148,000 | $545,000 | $154,000 | $1,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,488 | $289,620,000 | $194,000 | $2,885,000 | $108,000 | $1,923,000 |
| Not Provided | 139 | $33,685,000 | $242,000 | $1,605,000 | $157,000 | $810,000 |
| Not applicable | 77 | $38,795,000 | $503,000 | $4,505,000 | $0 | $0 |
| Hispanic | 62 | $8,790,000 | $141,000 | $545,000 | $97,000 | $644,000 |
| Asian | 37 | $8,565,000 | $231,000 | $545,000 | $104,000 | $406,000 |
| Black or African American | 25 | $4,965,000 | $198,000 | $465,000 | $105,000 | $290,000 |
| American Indian or Alaskan Native | 6 | $1,200,000 | $200,000 | $545,000 | $91,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,496 | $318,540,000 | $212,000 | $4,505,000 | $120,000 | $1,923,000 |
| FHA-insured (Federal Housing Administration) | 227 | $38,135,000 | $167,000 | $365,000 | $62,000 | $268,000 |
| VA-guaranteed (Veterans Administration) | 106 | $28,120,000 | $265,000 | $645,000 | $93,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $825,000 | $165,000 | $265,000 | $55,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,378 | $300,730,000 | $218,000 | $4,505,000 | $113,000 | $1,923,000 |
| Application Withdrawn By Applicant | 355 | $66,805,000 | $188,000 | $1,605,000 | $112,000 | $1,500,000 |
| Application Denied By Financial Institution | 95 | $16,415,000 | $172,000 | $615,000 | $77,000 | $385,000 |
| Application Approved But Not Accepted | 6 | $1,670,000 | $278,000 | $1,365,000 | $50,000 | $67,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,739 | $369,205,000 | $212,000 | $4,505,000 | $113,000 | $1,923,000 |
| Debt-To-Income Ratio | 35 | $8,605,000 | $245,000 | $615,000 | $67,000 | $265,000 |
| Credit History | 31 | $2,945,000 | $95,000 | $405,000 | $65,000 | $168,000 |
| Collateral | 10 | $1,850,000 | $185,000 | $385,000 | $164,000 | $385,000 |
| Other | 9 | $1,705,000 | $189,000 | $505,000 | $85,000 | $159,000 |
| Credit Application Incomplete | 5 | $805,000 | $161,000 | $385,000 | $79,000 | $114,000 |
| Employment History | 4 | $380,000 | $95,000 | $175,000 | $36,000 | $46,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $36,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.