American Sterling Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
American Sterling Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Sterling Bank 535 S Sterling Sugar Creek, MO 64054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 708 |
| Total Mortgage Loan Application Amount | $146,687,000 |
| Average Mortgage Loan Application Amount | $155,000 |
| Highest Mortgage Loan Application Amount | $611,000 |
| Average Applicant Income | $64,666 |
| Highest Applicant Income | $429,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with American Sterling Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Sterling Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down American Sterling Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Sterling Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Sterling Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Sterling Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 143 | $ 38,658,000 | $ 270,000 | $ 79,000 |
| Maricopa County Arizona | 33 | $ 7,043,000 | $ 213,000 | $ 68,000 |
| Cook County Illinois | 17 | $ 2,983,000 | $ 175,000 | $ 85,000 |
| Riverside County California | 14 | $ 3,459,000 | $ 247,000 | $ 59,000 |
| Orange County California | 12 | $ 4,462,000 | $ 371,000 | $ 121,000 |
| Salt Lake County Utah | 10 | $ 2,640,000 | $ 264,000 | $ 61,000 |
| Los Angeles County California | 9 | $ 2,364,000 | $ 262,000 | $ 60,000 |
| Gwinnett County Georgia | 5 | $ 1,334,000 | $ 266,000 | $ 186,000 |
| Lake County Illinois | 5 | $ 925,000 | $ 185,000 | $ 52,000 |
| Jackson County Missouri | 5 | $ 384,000 | $ 76,000 | $ 34,000 |
| Mecklenburg County North Carolina | 5 | $ 841,000 | $ 168,000 | $ 19,000 |
| Stanislaus County California | 4 | $ 575,000 | $ 143,000 | $ 19,000 |
| Will County Illinois | 4 | $ 885,000 | $ 221,000 | $ 37,000 |
| Baltimore County Maryland | 4 | $ 761,000 | $ 190,000 | $ 67,000 |
| Prince George's County Maryland | 4 | $ 1,004,000 | $ 251,000 | $ 78,000 |
| Forsyth County North Carolina | 4 | $ 604,000 | $ 151,000 | $ 34,000 |
| Guilford County North Carolina | 4 | $ 685,000 | $ 171,000 | $ 15,000 |
| Coconino County Arizona | 3 | $ 684,000 | $ 228,000 | $ 71,000 |
| Yavapai County Arizona | 3 | $ 854,000 | $ 284,000 | $ 57,000 |
| Sacramento County California | 3 | $ 774,000 | $ 258,000 | $ 66,000 |
| Montezuma County Colorado | 3 | $ 549,000 | $ 183,000 | $ 40,000 |
| Hartford County Connecticut | 3 | $ 710,000 | $ 236,000 | $ 73,000 |
| Hillsborough County Florida | 3 | $ 568,000 | $ 189,000 | $ 48,000 |
| Honolulu County Hawaii | 3 | $ 1,002,000 | $ 334,000 | $ 50,000 |
| Ada County Idaho | 3 | $ 522,000 | $ 174,000 | $ 33,000 |
| Kendall County Illinois | 3 | $ 593,000 | $ 197,000 | $ 62,000 |
| Tazewell County Illinois | 3 | $ 424,000 | $ 141,000 | $ 73,000 |
| Hampden County Massachusetts | 3 | $ 582,000 | $ 194,000 | $ 71,000 |
| Middlesex County Massachusetts | 3 | $ 894,000 | $ 298,000 | $ 35,000 |
| Oakland County Michigan | 3 | $ 530,000 | $ 176,000 | $ 53,000 |
| Wayne County Michigan | 3 | $ 382,000 | $ 127,000 | $ 37,000 |
| Delaware County Pennsylvania | 3 | $ 650,000 | $ 216,000 | $ 72,000 |
| Lehigh County Pennsylvania | 3 | $ 932,000 | $ 310,000 | $ 109,000 |
| Utah County Utah | 3 | $ 670,000 | $ 223,000 | $ 17,000 |
| King County Washington | 3 | $ 658,000 | $ 219,000 | $ 85,000 |
| Kern County California | 2 | $ 227,000 | $ 113,000 | $ 50,000 |
| Merced County California | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Tulare County California | 2 | $ 348,000 | $ 174,000 | $ 36,000 |
| Larimer County Colorado | 2 | $ 487,000 | $ 243,000 | $ 69,000 |
| New Castle County Delaware | 2 | $ 357,000 | $ 178,000 | $ 16,000 |
| Cobb County Georgia | 2 | $ 288,000 | $ 144,000 | $ 21,000 |
| DeKalb County Georgia | 2 | $ 450,000 | $ 225,000 | $ 42,000 |
| Fulton County Georgia | 2 | $ 437,000 | $ 218,000 | $ 42,000 |
| Oneida County Idaho | 2 | $ 319,000 | $ 159,000 | $ 56,000 |
| Peoria County Illinois | 2 | $ 170,000 | $ 85,000 | $ 60,000 |
| Sangamon County Illinois | 2 | $ 182,000 | $ 91,000 | $ 33,000 |
| Winnebago County Illinois | 2 | $ 153,000 | $ 76,000 | $ 15,000 |
| Marion County Indiana | 2 | $ 214,000 | $ 107,000 | $ 12,000 |
| Sedgwick County Kansas | 2 | $ 292,000 | $ 146,000 | $ 34,000 |
| Jefferson County Louisiana | 2 | $ 338,000 | $ 169,000 | $ 112,000 |
| St. Tammany County Louisiana | 2 | $ 221,000 | $ 110,000 | $ 98,000 |
| Baltimore City County Maryland | 2 | $ 370,000 | $ 185,000 | $ 45,000 |
| Montgomery County Maryland | 2 | $ 708,000 | $ 354,000 | $ 118,000 |
| Norfolk County Massachusetts | 2 | $ 513,000 | $ 256,000 | $ 58,000 |
| Anoka County Minnesota | 2 | $ 497,000 | $ 248,000 | $ 100,000 |
| Washoe County Nevada | 2 | $ 428,000 | $ 214,000 | $ 74,000 |
| Camden County New Jersey | 2 | $ 413,000 | $ 206,000 | $ 57,000 |
| Gloucester County New Jersey | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 228,000 | $ 114,000 | $ 54,000 |
| Iredell County North Carolina | 2 | $ 402,000 | $ 201,000 | $ 31,000 |
| New Hanover County North Carolina | 2 | $ 484,000 | $ 242,000 | $ 22,000 |
| Union County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 73,000 |
| Wake County North Carolina | 2 | $ 345,000 | $ 172,000 | $ 26,000 |
| Cuyahoga County Ohio | 2 | $ 316,000 | $ 158,000 | $ 60,000 |
| Franklin County Ohio | 2 | $ 359,000 | $ 179,000 | $ 66,000 |
| Summit County Ohio | 2 | $ 295,000 | $ 147,000 | $ 55,000 |
| Oklahoma County Oklahoma | 2 | $ 274,000 | $ 137,000 | $ 20,000 |
| Clackamas County Oregon | 2 | $ 415,000 | $ 207,000 | $ 105,000 |
| Linn County Oregon | 2 | $ 277,000 | $ 138,000 | $ 51,000 |
| Multnomah County Oregon | 2 | $ 315,000 | $ 157,000 | $ 39,000 |
| Berks County Pennsylvania | 2 | $ 348,000 | $ 174,000 | $ 74,000 |
| York County Pennsylvania | 2 | $ 443,000 | $ 221,000 | $ 17,000 |
| Charleston County South Carolina | 2 | $ 289,000 | $ 144,000 | $ 60,000 |
| Richland County South Carolina | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Hawkins County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 67,000 |
| Shelby County Tennessee | 2 | $ 303,000 | $ 151,000 | $ 46,000 |
| Davis County Utah | 2 | $ 391,000 | $ 195,000 | $ 33,000 |
| Arlington County Virginia | 2 | $ 802,000 | $ 401,000 | $ 110,000 |
| Henrico County Virginia | 2 | $ 317,000 | $ 158,000 | $ 56,000 |
| Clark County Washington | 2 | $ 494,000 | $ 247,000 | $ 30,000 |
| Pierce County Washington | 2 | $ 433,000 | $ 216,000 | $ 24,000 |
| Autauga County Alabama | 1 | $ 116,000 | $ 116,000 | $ 123,000 |
| Barbour County Alabama | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Bibb County Alabama | 1 | $ 251,000 | $ 251,000 | $ 69,000 |
| Jefferson County Alabama | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Marshall County Alabama | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Shelby County Alabama | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Tuscaloosa County Alabama | 1 | $ 158,000 | $ 158,000 | $ 98,000 |
| Pima County Arizona | 1 | $ 151,000 | $ 151,000 | $ 49,000 |
| Pinal County Arizona | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Yuma County Arizona | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Cross County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 76,000 |
| Garland County Arkansas | 1 | $ 174,000 | $ 174,000 | $ 31,000 |
| Hot Spring County Arkansas | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Lonoke County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 30,000 |
| Pulaski County Arkansas | 1 | $ 276,000 | $ 276,000 | $ 98,000 |
| Butte County California | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| El Dorado County California | 1 | $ 86,000 | $ 86,000 | $ 79,000 |
| Fresno County California | 1 | $ 136,000 | $ 136,000 | $ 167,000 |
| Imperial County California | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Lassen County California | 1 | $ 223,000 | $ 223,000 | $ 187,000 |
| Placer County California | 1 | $ 215,000 | $ 215,000 | $ 198,000 |
| San Bernardino County California | 1 | $ 130,000 | $ 130,000 | $ 137,000 |
| San Joaquin County California | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Santa Clara County California | 1 | $ 364,000 | $ 364,000 | $ 63,000 |
| Sonoma County California | 1 | $ 191,000 | $ 191,000 | $ 43,000 |
| Ventura County California | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| Arapahoe County Colorado | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Denver County Colorado | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| El Paso County Colorado | 1 | $ 213,000 | $ 213,000 | $ 162,000 |
| San Miguel County Colorado | 1 | $ 219,000 | $ 219,000 | $ 66,000 |
| Weld County Colorado | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
| Fairfield County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| New London County Connecticut | 1 | $ 163,000 | $ 163,000 | $ 75,000 |
| Kent County Delaware | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Sussex County Delaware | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
| Broward County Florida | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Clay County Florida | 1 | $ 225,000 | $ 225,000 | $ 24,000 |
| Hernando County Florida | 1 | $ 138,000 | $ 138,000 | $ 37,000 |
| Lake County Florida | 1 | $ 249,000 | $ 249,000 | $ 62,000 |
| Marion County Florida | 1 | $ 181,000 | $ 181,000 | $ 41,000 |
| Martin County Florida | 1 | $ 207,000 | $ 207,000 | $ 190,000 |
| Miami-Dade County Florida | 1 | $ 360,000 | $ 360,000 | $ 156,000 |
| Nassau County Florida | 1 | $ 192,000 | $ 192,000 | $ 65,000 |
| Okaloosa County Florida | 1 | $ 252,000 | $ 252,000 | $ 116,000 |
| Palm Beach County Florida | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Putnam County Florida | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Atkinson County Georgia | 1 | $ 242,000 | $ 242,000 | $ 77,000 |
| Bibb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Habersham County Georgia | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Henry County Georgia | 1 | $ 168,000 | $ 168,000 | $ 115,000 |
| Houston County Georgia | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
| Liberty County Georgia | 1 | $ 127,000 | $ 127,000 | $ 53,000 |
| Lumpkin County Georgia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Newton County Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Walton County Georgia | 1 | $ 164,000 | $ 164,000 | $ 107,000 |
| Hawaii County Hawaii | 1 | $ 503,000 | $ 503,000 | $ 90,000 |
| Bannock County Idaho | 1 | $ 163,000 | $ 163,000 | $ 38,000 |
| Bonneville County Idaho | 1 | $ 131,000 | $ 131,000 | $ 72,000 |
| Canyon County Idaho | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Champaign County Illinois | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| DuPage County Illinois | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Hamilton County Illinois | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Jackson County Illinois | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Kankakee County Illinois | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Logan County Illinois | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Macon County Illinois | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Madison County Illinois | 1 | $ 330,000 | $ 330,000 | $ 221,000 |
| Hamilton County Indiana | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Jackson County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Johnson County Indiana | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Wells County Indiana | 1 | $ 130,000 | $ 130,000 | $ 24,000 |
| Boone County Iowa | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Iowa County Iowa | 1 | $ 123,000 | $ 123,000 | $ 56,000 |
| Muscatine County Iowa | 1 | $ 259,000 | $ 259,000 | $ 96,000 |
| Polk County Iowa | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Story County Iowa | 1 | $ 191,000 | $ 191,000 | $ 137,000 |
| Dickinson County Kansas | 1 | $ 168,000 | $ 168,000 | $ 87,000 |
| Reno County Kansas | 1 | $ 101,000 | $ 101,000 | $ 39,000 |
| Wyandotte County Kansas | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Barren County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Bullitt County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Graves County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
| Greenup County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Henderson County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 68,000 |
| Jefferson County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Laurel County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Madison County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Oldham County Kentucky | 1 | $ 342,000 | $ 342,000 | $ 206,000 |
| Scott County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Acadia County Louisiana | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 124,000 | $ 124,000 | $ 58,000 |
| Cameron County Louisiana | 1 | $ 161,000 | $ 161,000 | $ 52,000 |
| East Baton Rouge County Louisiana | 1 | $ 242,000 | $ 242,000 | $ 157,000 |
| East Feliciana County Louisiana | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
| Grant County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Lafourche County Louisiana | 1 | $ 141,000 | $ 141,000 | $ 72,000 |
| Livingston County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Ouachita County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 198,000 | $ 198,000 | $ 40,000 |
| Terrebonne County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 125,000 |
| Androscoggin County Maine | 1 | $ 154,000 | $ 154,000 | $ 59,000 |
| Cumberland County Maine | 1 | $ 119,000 | $ 119,000 | $ 86,000 |
| Penobscot County Maine | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Calvert County Maryland | 1 | $ 344,000 | $ 344,000 | $ 74,000 |
| Carroll County Maryland | 1 | $ 111,000 | $ 111,000 | $ 79,000 |
| Charles County Maryland | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Garrett County Maryland | 1 | $ 154,000 | $ 154,000 | $ 47,000 |
| Kent County Maryland | 1 | $ 337,000 | $ 337,000 | $ 150,000 |
| St. Mary's County Maryland | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 209,000 | $ 209,000 | $ 88,000 |
| Essex County Massachusetts | 1 | $ 167,000 | $ 167,000 | $ 106,000 |
| Plymouth County Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 84,000 |
| Antrim County Michigan | 1 | $ 164,000 | $ 164,000 | $ 27,000 |
| Berrien County Michigan | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Livingston County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Ontonagon County Michigan | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Saginaw County Michigan | 1 | $ 288,000 | $ 288,000 | $ 130,000 |
| St. Clair County Michigan | 1 | $ 119,000 | $ 119,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 111,000 | $ 111,000 | $ 68,000 |
| Dakota County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Hennepin County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Nicollet County Minnesota | 1 | $ 263,000 | $ 263,000 | $ 66,000 |
| Nobles County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 50,000 |
| Olmsted County Minnesota | 1 | $ 203,000 | $ 203,000 | $ 78,000 |
| Otter Tail County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Ramsey County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Scott County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 68,000 |
| Sibley County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| Bates County Missouri | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Boone County Missouri | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Greene County Missouri | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Johnson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Newton County Missouri | 1 | $ 73,000 | $ 73,000 | $ 59,000 |
| Platte County Missouri | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Flathead County Montana | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Lincoln County Montana | 1 | $ 269,000 | $ 269,000 | $ 75,000 |
| Sarpy County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Atlantic County New Jersey | 1 | $ 199,000 | $ 199,000 | $ 41,000 |
| Bergen County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 433,000 | $ 433,000 | $ 123,000 |
| Passaic County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Union County New Jersey | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 163,000 | $ 163,000 | $ 115,000 |
| Sandoval County New Mexico | 1 | $ 324,000 | $ 324,000 | $ 76,000 |
| Alamance County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 38,000 |
| Cabarrus County North Carolina | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 83,000 |
| Camden County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Craven County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 50,000 |
| Cumberland County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 104,000 |
| Durham County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 110,000 |
| Hoke County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Onslow County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Pasquotank County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 68,000 |
| Rowan County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Butler County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Erie County Ohio | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Fairfield County Ohio | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
| Hamilton County Ohio | 1 | $ 126,000 | $ 126,000 | $ 86,000 |
| Hancock County Ohio | 1 | $ 137,000 | $ 137,000 | $ 51,000 |
| Hocking County Ohio | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Lake County Ohio | 1 | $ 173,000 | $ 173,000 | $ 37,000 |
| Lorain County Ohio | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Ross County Ohio | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Trumbull County Ohio | 1 | $ 161,000 | $ 161,000 | $ 85,000 |
| Warren County Ohio | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Wayne County Ohio | 1 | $ 119,000 | $ 119,000 | $ 67,000 |
| Canadian County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Comanche County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Garfield County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Garvin County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 89,000 |
| McClain County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 118,000 |
| McCurtain County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Tulsa County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Washington County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Douglas County Oregon | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Union County Oregon | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Washington County Oregon | 1 | $ 181,000 | $ 181,000 | $ 93,000 |
| Adams County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 69,000 |
| Allegheny County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Bedford County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 79,000 |
| Centre County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Chester County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 95,000 |
| Columbia County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Elk County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Lackawanna County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 100,000 |
| Lancaster County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 74,000 |
| Luzerne County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 102,000 |
| Mercer County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 55,000 |
| Montgomery County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 64,000 |
| Northampton County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 99,000 |
| Perry County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 100,000 |
| Philadelphia County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Berkeley County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Greenwood County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Pickens County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Spartanburg County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 150,000 |
| Bon Homme County South Dakota | 1 | $ 53,000 | $ 53,000 | $ 23,000 |
| Davison County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Union County South Dakota | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Bradley County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Giles County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Hamblen County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 98,000 |
| Hamilton County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Robertson County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Dallas County Texas | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| El Paso County Texas | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Ellis County Texas | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Galveston County Texas | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Harris County Texas | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Tarrant County Texas | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Cache County Utah | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
| Iron County Utah | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Sevier County Utah | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Summit County Utah | 1 | $ 367,000 | $ 367,000 | $ 103,000 |
| Tooele County Utah | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Albemarle County Virginia | 1 | $ 196,000 | $ 196,000 | $ 180,000 |
| Bath County Virginia | 1 | $ 264,000 | $ 264,000 | $ 113,000 |
| Caroline County Virginia | 1 | $ 321,000 | $ 321,000 | $ 81,000 |
| Chesterfield County Virginia | 1 | $ 193,000 | $ 193,000 | $ 37,000 |
| Hanover County Virginia | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Loudoun County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| New Kent County Virginia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Prince George County Virginia | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Prince William County Virginia | 1 | $ 502,000 | $ 502,000 | $ 105,000 |
| Salem County Virginia | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
| Shenandoah County Virginia | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Spotsylvania County Virginia | 1 | $ 309,000 | $ 309,000 | $ 100,000 |
| Chelan County Washington | 1 | $ 330,000 | $ 330,000 | $ 117,000 |
| Kitsap County Washington | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Lewis County Washington | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Mason County Washington | 1 | $ 412,000 | $ 412,000 | $ 111,000 |
| Snohomish County Washington | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Yakima County Washington | 1 | $ 228,000 | $ 228,000 | $ 68,000 |
| Jefferson County West Virginia | 1 | $ 166,000 | $ 166,000 | $ 34,000 |
| Kanawha County West Virginia | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Marion County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Pleasants County West Virginia | 1 | $ 226,000 | $ 226,000 | $ 106,000 |
| Raleigh County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 61,000 |
| Upshur County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Adams County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Bayfield County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 25,000 |
| Brown County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 73,000 |
| Douglas County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 110,000 |
| Dunn County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Green County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 111,000 |
| Marathon County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 293,000 | $ 293,000 | $ 90,000 |
| Richland County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 96,000 |
| Washington County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 79,000 |
| Waukesha County Wisconsin | 1 | $ 233,000 | $ 233,000 | $ 39,000 |
| Winnebago County Wisconsin | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Wood County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Laramie County Wyoming | 1 | $ 154,000 | $ 154,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for American Sterling Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 575 | $114,955,000 | $199,000 | $611,000 | $60,000 | $423,000 |
| Home Purchase | 130 | $31,662,000 | $243,000 | $532,000 | $76,000 | $429,000 |
| Home Improvement | 3 | $70,000 | $23,000 | $45,000 | $58,000 | $145,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 328 | $72,532,000 | $221,000 | $611,000 | $70,000 | $429,000 |
| Not Provided | 279 | $52,808,000 | $189,000 | $503,000 | $56,000 | $210,000 |
| Hispanic | 49 | $9,769,000 | $199,000 | $383,000 | $55,000 | $373,000 |
| Black or African American | 39 | $8,463,000 | $217,000 | $410,000 | $52,000 | $154,000 |
| Asian | 11 | $2,899,000 | $263,000 | $502,000 | $73,000 | $140,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $201,000 | $201,000 | $201,000 | $30,000 | $30,000 |
| Not applicable | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 407 | $79,366,000 | $195,000 | $611,000 | $48,000 | $373,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 273 | $59,458,000 | $217,000 | $585,000 | $85,000 | $429,000 |
| VA-guaranteed (Veterans Administration) | 28 | $7,863,000 | $280,000 | $548,000 | $63,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 343 | $67,285,000 | $196,000 | $423,000 | $57,000 | $260,000 |
| Application Withdrawn By Applicant | 153 | $37,900,000 | $247,000 | $611,000 | $69,000 | $429,000 |
| Application Denied By Financial Institution | 91 | $17,214,000 | $189,000 | $548,000 | $62,000 | $219,000 |
| Application Approved But Not Accepted | 78 | $15,159,000 | $194,000 | $585,000 | $64,000 | $324,000 |
| File Closed For Incompleteness | 43 | $9,129,000 | $212,000 | $450,000 | $84,000 | $423,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 35 | $6,058,000 | $173,000 | $417,000 | $68,000 | $147,000 |
| Credit History | 31 | $5,602,000 | $180,000 | $548,000 | $53,000 | $162,000 |
| Other | 15 | $3,332,000 | $222,000 | $395,000 | $60,000 | $219,000 |
| Unverifiable Information | 6 | $1,015,000 | $169,000 | $324,000 | $48,000 | $96,000 |
| Debt-To-Income Ratio | 2 | $809,000 | $404,000 | $433,000 | $100,000 | $123,000 |
| Employment History | 1 | $156,000 | $156,000 | $156,000 | $68,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $242,000 | $242,000 | $242,000 | $157,000 | $157,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Sterling Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Sterling Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.