Americash Mortgage Lending & HMDA Data, 2005
In 2005, Americash of Costa Mesa, CA reported 3,213 mortgage applications totaling $776.6 million, up 33% from 2004. The average application was for $241,690, and applicants reported an average income of $80,741. 65% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (248), Riverside-San Bernardino-Ontario, CA (217) and Chicago-Naperville-Joliet, IL (205) (applications in parentheses).
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,213 |
| Total Mortgage Loan Application Amount | $776,552,000 |
| Average Mortgage Loan Application Amount | $241,690 |
| Highest Mortgage Loan Application Amount | $1,920,000 |
| Average Applicant Income | $80,741 |
| Highest Applicant Income | $672,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Americash filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 248 | $ 91,245,000 | $ 367,923 | $ 84,000 |
| Maricopa, Arizona | 157 | $ 37,446,000 | $ 238,509 | $ 95,000 |
| Riverside, California | 128 | $ 35,502,000 | $ 277,359 | $ 127,000 |
| Orange, California | 126 | $ 45,958,000 | $ 364,746 | $ 124,000 |
| Cook, Illinois | 124 | $ 23,917,000 | $ 192,879 | $ 69,000 |
| San Diego, California | 95 | $ 32,802,000 | $ 345,284 | $ 111,000 |
| San Bernardino, California | 89 | $ 22,042,000 | $ 247,662 | $ 74,000 |
| Broward, Florida | 79 | $ 17,673,000 | $ 223,708 | $ 81,000 |
| Palm Beach, Florida | 60 | $ 13,096,000 | $ 218,266 | $ 138,000 |
| Hillsborough, Florida | 57 | $ 9,606,000 | $ 168,526 | $ 84,000 |
| Sacramento, California | 51 | $ 13,686,000 | $ 268,352 | $ 66,000 |
| Contra Costa, California | 49 | $ 19,512,000 | $ 398,204 | $ 119,000 |
| King, Washington | 45 | $ 11,514,000 | $ 255,866 | $ 93,000 |
| Alameda, California | 43 | $ 18,266,000 | $ 424,790 | $ 121,000 |
| Orange, Florida | 42 | $ 6,109,000 | $ 145,452 | $ 78,000 |
| Pierce, Washington | 39 | $ 6,885,000 | $ 176,538 | $ 59,000 |
| Will, Illinois | 38 | $ 6,323,000 | $ 166,394 | $ 93,000 |
| Pima, Arizona | 37 | $ 6,337,000 | $ 171,270 | $ 70,000 |
| Miami-Dade, Florida | 37 | $ 8,399,000 | $ 227,000 | $ 85,000 |
| Santa Clara, California | 36 | $ 15,610,000 | $ 433,611 | $ 119,000 |
| Salt Lake, Utah | 36 | $ 5,386,000 | $ 149,611 | $ 74,000 |
| Kern, California | 29 | $ 6,235,000 | $ 215,000 | $ 91,000 |
| Ventura, California | 29 | $ 11,636,000 | $ 401,241 | $ 90,000 |
| Snohomish, Washington | 27 | $ 5,140,000 | $ 190,370 | $ 93,000 |
| Lee, Florida | 26 | $ 5,274,000 | $ 202,846 | $ 92,000 |
| Brevard, Florida | 25 | $ 5,222,000 | $ 208,880 | $ 64,000 |
| Tulare, California | 23 | $ 3,357,000 | $ 145,956 | $ 45,000 |
| Pasco, Florida | 23 | $ 3,650,000 | $ 158,695 | $ 151,000 |
| Duval, Florida | 21 | $ 2,412,000 | $ 114,857 | $ 65,000 |
| San Mateo, California | 20 | $ 9,493,000 | $ 474,650 | $ 104,000 |
| Stanislaus, California | 20 | $ 4,804,000 | $ 240,200 | $ 90,000 |
| Pinellas, Florida | 20 | $ 4,776,000 | $ 238,800 | $ 88,000 |
| Clark, Washington | 20 | $ 4,873,000 | $ 243,650 | $ 92,000 |
| Utah, Utah | 19 | $ 3,272,000 | $ 172,210 | $ 70,000 |
| Fresno, California | 18 | $ 4,197,000 | $ 233,166 | $ 65,000 |
| Denver, Colorado | 18 | $ 2,309,000 | $ 128,277 | $ 78,000 |
| San Joaquin, California | 17 | $ 5,133,000 | $ 301,941 | $ 86,000 |
| El Paso, Colorado | 17 | $ 2,859,000 | $ 168,176 | $ 52,000 |
| McHenry, Illinois | 17 | $ 4,334,000 | $ 254,941 | $ 145,000 |
| Pinal, Arizona | 16 | $ 3,308,000 | $ 206,750 | $ 74,000 |
| Placer, California | 16 | $ 5,509,000 | $ 344,312 | $ 141,000 |
| DuPage, Illinois | 16 | $ 4,022,000 | $ 251,375 | $ 98,000 |
| San Francisco, California | 14 | $ 7,742,000 | $ 553,000 | $ 93,000 |
| Shelby, Tennessee | 14 | $ 1,768,000 | $ 126,285 | $ 69,000 |
| Solano, California | 13 | $ 3,535,000 | $ 271,923 | $ 90,000 |
| Sonoma, California | 13 | $ 5,260,000 | $ 404,615 | $ 93,000 |
| Collier, Florida | 13 | $ 2,662,000 | $ 204,769 | $ 53,000 |
| Sarasota, Florida | 13 | $ 3,197,000 | $ 245,923 | $ 68,000 |
| Lake, Illinois | 13 | $ 3,520,000 | $ 270,769 | $ 105,000 |
| Clackamas, Oregon | 13 | $ 3,645,000 | $ 280,384 | $ 89,000 |
| Washington, Oregon | 13 | $ 2,388,000 | $ 183,692 | $ 73,000 |
| Polk, Florida | 12 | $ 1,975,000 | $ 164,583 | $ 99,000 |
| Seminole, Florida | 12 | $ 2,315,000 | $ 192,916 | $ 69,000 |
| Ada, Idaho | 12 | $ 2,178,000 | $ 181,500 | $ 52,000 |
| Multnomah, Oregon | 12 | $ 2,818,000 | $ 234,833 | $ 43,000 |
| Jefferson, Colorado | 11 | $ 1,676,000 | $ 152,363 | $ 116,000 |
| Osceola, Florida | 11 | $ 3,367,000 | $ 306,090 | $ 134,000 |
| Bernalillo, New Mexico | 11 | $ 2,075,000 | $ 188,636 | $ 86,000 |
| Deschutes, Oregon | 11 | $ 2,093,000 | $ 190,272 | $ 114,000 |
| Jackson, Oregon | 11 | $ 2,034,000 | $ 184,909 | $ 83,000 |
| Greenville, South Carolina | 11 | $ 1,289,000 | $ 117,181 | $ 57,000 |
| Davidson, Tennessee | 11 | $ 1,924,000 | $ 174,909 | $ 81,000 |
| Merced, California | 10 | $ 2,116,000 | $ 211,600 | $ 71,000 |
| Monterey, California | 10 | $ 3,996,000 | $ 399,600 | $ 98,000 |
| Lake, Florida | 10 | $ 1,265,000 | $ 126,500 | $ 79,000 |
| St. Lucie, Florida | 10 | $ 1,594,000 | $ 159,400 | $ 49,000 |
| Oklahoma, Oklahoma | 10 | $ 1,329,000 | $ 132,900 | $ 53,000 |
| Santa Barbara, California | 9 | $ 4,888,000 | $ 543,111 | $ 66,000 |
| Santa Cruz, California | 9 | $ 4,044,000 | $ 449,333 | $ 164,000 |
| Okaloosa, Florida | 9 | $ 1,399,000 | $ 155,444 | $ 95,000 |
| Volusia, Florida | 9 | $ 1,543,000 | $ 171,444 | $ 63,000 |
| Sumner, Tennessee | 9 | $ 1,313,000 | $ 145,888 | $ 85,000 |
| Kitsap, Washington | 9 | $ 1,367,000 | $ 151,888 | $ 70,000 |
| Waukesha, Wisconsin | 9 | $ 2,307,000 | $ 256,333 | $ 88,000 |
| Adams, Colorado | 8 | $ 1,360,000 | $ 170,000 | $ 92,000 |
| Charlotte, Florida | 8 | $ 1,352,000 | $ 169,000 | $ 38,000 |
| Marion, Florida | 8 | $ 1,132,000 | $ 141,500 | $ 70,000 |
| Davis, Utah | 8 | $ 911,000 | $ 113,875 | $ 71,000 |
| Cochise, Arizona | 7 | $ 805,000 | $ 115,000 | $ 36,000 |
| Marin, California | 7 | $ 3,825,000 | $ 546,428 | $ 69,000 |
| Arapahoe, Colorado | 7 | $ 1,075,000 | $ 153,571 | $ 60,000 |
| Douglas, Colorado | 7 | $ 1,498,000 | $ 214,000 | $ 118,000 |
| Escambia, Florida | 7 | $ 1,200,000 | $ 171,428 | $ 137,000 |
| Leon, Florida | 7 | $ 1,426,000 | $ 203,714 | $ 89,000 |
| Manatee, Florida | 7 | $ 1,695,000 | $ 242,142 | $ 61,000 |
| St. Johns, Florida | 7 | $ 1,248,000 | $ 178,285 | $ 52,000 |
| St. Charles, Missouri | 7 | $ 836,000 | $ 119,428 | $ 100,000 |
| St. Louis, Missouri | 7 | $ 1,671,000 | $ 238,714 | $ 101,000 |
| Charleston, South Carolina | 7 | $ 2,271,000 | $ 324,428 | $ 80,000 |
| Lexington, South Carolina | 7 | $ 679,000 | $ 97,000 | $ 56,000 |
| Richland, South Carolina | 7 | $ 1,536,000 | $ 219,428 | $ 72,000 |
| Milwaukee, Wisconsin | 7 | $ 960,000 | $ 137,142 | $ 59,000 |
| Mohave, Arizona | 6 | $ 893,000 | $ 148,833 | $ 53,000 |
| Yavapai, Arizona | 6 | $ 1,146,000 | $ 191,000 | $ 41,000 |
| Calaveras, California | 6 | $ 1,652,000 | $ 275,333 | $ 76,000 |
| Bay, Florida | 6 | $ 883,000 | $ 147,166 | $ 72,000 |
| Hernando, Florida | 6 | $ 1,058,000 | $ 176,333 | $ 68,000 |
| Indian River, Florida | 6 | $ 948,000 | $ 158,000 | $ 50,000 |
| Kootenai, Idaho | 6 | $ 797,000 | $ 132,833 | $ 61,000 |
| Kane, Illinois | 6 | $ 891,000 | $ 148,500 | $ 35,000 |
| Lane, Oregon | 6 | $ 809,000 | $ 134,833 | $ 70,000 |
| Horry, South Carolina | 6 | $ 1,691,000 | $ 281,833 | $ 58,000 |
| Knox, Tennessee | 6 | $ 888,000 | $ 148,000 | $ 55,000 |
| Sevier, Tennessee | 6 | $ 501,000 | $ 83,500 | $ 80,000 |
| Washington, Utah | 6 | $ 983,000 | $ 163,833 | $ 53,000 |
| Spokane, Washington | 6 | $ 973,000 | $ 162,166 | $ 46,000 |
| Winnebago, Wisconsin | 6 | $ 394,000 | $ 65,666 | $ 53,000 |
| Yuma, Arizona | 5 | $ 834,000 | $ 166,800 | $ 56,000 |
| El Dorado, California | 5 | $ 1,192,000 | $ 238,400 | $ 54,000 |
| San Luis Obispo, California | 5 | $ 1,548,000 | $ 309,600 | $ 0 |
| Pueblo, Colorado | 5 | $ 595,000 | $ 119,000 | $ 98,000 |
| Dakota, Minnesota | 5 | $ 1,095,000 | $ 219,000 | $ 100,000 |
| San Juan, New Mexico | 5 | $ 728,000 | $ 145,600 | $ 46,000 |
| Santa Fe, New Mexico | 5 | $ 1,401,000 | $ 280,200 | $ 68,000 |
| Berkeley, South Carolina | 5 | $ 1,469,000 | $ 293,800 | $ 176,000 |
| Dorchester, South Carolina | 5 | $ 623,000 | $ 124,600 | $ 60,000 |
| Cheatham, Tennessee | 5 | $ 655,000 | $ 131,000 | $ 54,000 |
| Summit, Utah | 5 | $ 2,635,000 | $ 527,000 | $ 162,000 |
| Island, Washington | 5 | $ 817,000 | $ 163,400 | $ 96,000 |
| Dane, Wisconsin | 5 | $ 765,000 | $ 153,000 | $ 70,000 |
| Humboldt, California | 4 | $ 1,100,000 | $ 275,000 | $ 62,000 |
| Kings, California | 4 | $ 426,000 | $ 106,500 | $ 50,000 |
| San Benito, California | 4 | $ 1,920,000 | $ 480,000 | $ 71,000 |
| Tuolumne, California | 4 | $ 2,250,000 | $ 562,500 | $ 140,000 |
| Yolo, California | 4 | $ 1,207,000 | $ 301,750 | $ 75,000 |
| Boulder, Colorado | 4 | $ 1,797,000 | $ 449,250 | $ 170,000 |
| Weld, Colorado | 4 | $ 598,000 | $ 149,500 | $ 75,000 |
| Flagler, Florida | 4 | $ 688,000 | $ 172,000 | $ 63,000 |
| Highlands, Florida | 4 | $ 577,000 | $ 144,250 | $ 71,000 |
| Santa Rosa, Florida | 4 | $ 626,000 | $ 156,500 | $ 45,000 |
| Canyon, Idaho | 4 | $ 627,000 | $ 156,750 | $ 31,000 |
| Champaign, Illinois | 4 | $ 438,000 | $ 109,500 | $ 58,000 |
| Lake, Indiana | 4 | $ 763,000 | $ 190,750 | $ 105,000 |
| Marion, Indiana | 4 | $ 506,000 | $ 126,500 | $ 64,000 |
| Hennepin, Minnesota | 4 | $ 1,081,000 | $ 270,250 | $ 105,000 |
| Lawrence, Missouri | 4 | $ 194,000 | $ 48,500 | $ 33,000 |
| Cleveland, Oklahoma | 4 | $ 345,000 | $ 86,250 | $ 91,000 |
| Columbia, Oregon | 4 | $ 599,000 | $ 149,750 | $ 45,000 |
| Aiken, South Carolina | 4 | $ 977,000 | $ 244,250 | $ 101,000 |
| Hamilton, Tennessee | 4 | $ 1,264,000 | $ 316,000 | $ 107,000 |
| Rutherford, Tennessee | 4 | $ 647,000 | $ 161,750 | $ 77,000 |
| Cowlitz, Washington | 4 | $ 396,000 | $ 99,000 | $ 62,000 |
| Rock, Wisconsin | 4 | $ 305,000 | $ 76,250 | $ 68,000 |
| Coconino, Arizona | 3 | $ 486,000 | $ 162,000 | $ 52,000 |
| Butte, California | 3 | $ 294,000 | $ 98,000 | $ 46,000 |
| Madera, California | 3 | $ 920,000 | $ 306,666 | $ 135,000 |
| Mendocino, California | 3 | $ 768,000 | $ 256,000 | $ 132,000 |
| Napa, California | 3 | $ 1,158,000 | $ 386,000 | $ 76,000 |
| Nevada, California | 3 | $ 498,000 | $ 166,000 | $ 70,000 |
| Alachua, Florida | 3 | $ 707,000 | $ 235,666 | $ 38,000 |
| Madison, Illinois | 3 | $ 322,000 | $ 107,333 | $ 72,000 |
| McLean, Illinois | 3 | $ 344,000 | $ 114,666 | $ 72,000 |
| St. Clair, Illinois | 3 | $ 363,000 | $ 121,000 | $ 41,000 |
| Winnebago, Illinois | 3 | $ 240,000 | $ 80,000 | $ 46,000 |
| Hamilton, Indiana | 3 | $ 592,000 | $ 197,333 | $ 85,000 |
| Hendricks, Indiana | 3 | $ 219,000 | $ 73,000 | $ 67,000 |
| Steuben, Indiana | 3 | $ 338,000 | $ 112,666 | $ 92,000 |
| Clay, Missouri | 3 | $ 437,000 | $ 145,666 | $ 54,000 |
| Greene, Missouri | 3 | $ 261,000 | $ 87,000 | $ 53,000 |
| Jackson, Missouri | 3 | $ 243,000 | $ 81,000 | $ 54,000 |
| Sandoval, New Mexico | 3 | $ 380,000 | $ 126,666 | $ 84,000 |
| Rogers, Oklahoma | 3 | $ 440,000 | $ 146,666 | $ 65,000 |
| Tulsa, Oklahoma | 3 | $ 279,000 | $ 93,000 | $ 36,000 |
| Coos, Oregon | 3 | $ 403,000 | $ 134,333 | $ 42,000 |
| Curry, Oregon | 3 | $ 470,000 | $ 156,666 | $ 56,000 |
| Klamath, Oregon | 3 | $ 500,000 | $ 166,666 | $ 48,000 |
| Yamhill, Oregon | 3 | $ 473,000 | $ 157,666 | $ 17,000 |
| Anderson, South Carolina | 3 | $ 371,000 | $ 123,666 | $ 56,000 |
| Beaufort, South Carolina | 3 | $ 306,000 | $ 102,000 | $ 53,000 |
| Pickens, South Carolina | 3 | $ 242,000 | $ 80,666 | $ 30,000 |
| Union, South Carolina | 3 | $ 265,000 | $ 88,333 | $ 24,000 |
| Campbell, Tennessee | 3 | $ 344,000 | $ 114,666 | $ 0 |
| Carter, Tennessee | 3 | $ 281,000 | $ 93,666 | $ 54,000 |
| Dickson, Tennessee | 3 | $ 339,000 | $ 113,000 | $ 45,000 |
| Carbon, Utah | 3 | $ 248,000 | $ 82,666 | $ 55,000 |
| Weber, Utah | 3 | $ 565,000 | $ 188,333 | $ 95,000 |
| Walworth, Wisconsin | 3 | $ 409,000 | $ 136,333 | $ 112,000 |
| Navajo, Arizona | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Imperial, California | 2 | $ 285,000 | $ 142,500 | $ 70,000 |
| Shasta, California | 2 | $ 346,000 | $ 173,000 | $ 24,000 |
| Sutter, California | 2 | $ 375,000 | $ 187,500 | $ 20,000 |
| Fremont, Colorado | 2 | $ 226,000 | $ 113,000 | $ 38,000 |
| Larimer, Colorado | 2 | $ 512,000 | $ 256,000 | $ 56,000 |
| Montezuma, Colorado | 2 | $ 265,000 | $ 132,500 | $ 81,000 |
| Morgan, Colorado | 2 | $ 229,000 | $ 114,500 | $ 49,000 |
| Summit, Colorado | 2 | $ 406,000 | $ 203,000 | $ 84,000 |
| Baker, Florida | 2 | $ 191,000 | $ 95,500 | $ 45,000 |
| Bradford, Florida | 2 | $ 445,000 | $ 222,500 | $ 125,000 |
| Clay, Florida | 2 | $ 439,000 | $ 219,500 | $ 66,000 |
| Martin, Florida | 2 | $ 269,000 | $ 134,500 | $ 25,000 |
| Walton, Florida | 2 | $ 1,285,000 | $ 642,500 | $ 206,000 |
| Bonner, Idaho | 2 | $ 328,000 | $ 164,000 | $ 21,000 |
| Bonneville, Idaho | 2 | $ 196,000 | $ 98,000 | $ 102,000 |
| Bureau, Illinois | 2 | $ 186,000 | $ 93,000 | $ 53,000 |
| DeKalb, Illinois | 2 | $ 488,000 | $ 244,000 | $ 76,000 |
| Kendall, Illinois | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| LaSalle, Illinois | 2 | $ 353,000 | $ 176,500 | $ 76,000 |
| Lee, Illinois | 2 | $ 265,000 | $ 132,500 | $ 56,000 |
| Peoria, Illinois | 2 | $ 110,000 | $ 55,000 | $ 75,000 |
| Rock Island, Illinois | 2 | $ 135,000 | $ 67,500 | $ 86,000 |
| Tazewell, Illinois | 2 | $ 140,000 | $ 70,000 | $ 65,000 |
| Wayne, Illinois | 2 | $ 85,000 | $ 42,500 | $ 85,000 |
| Cass, Indiana | 2 | $ 132,000 | $ 66,000 | $ 102,000 |
| Elkhart, Indiana | 2 | $ 154,000 | $ 77,000 | $ 42,000 |
| Harrison, Indiana | 2 | $ 255,000 | $ 127,500 | $ 56,000 |
| Howard, Indiana | 2 | $ 246,000 | $ 123,000 | $ 34,000 |
| Monroe, Indiana | 2 | $ 167,000 | $ 83,500 | $ 32,000 |
| Morgan, Indiana | 2 | $ 255,000 | $ 127,500 | $ 51,000 |
| Wabash, Indiana | 2 | $ 238,000 | $ 119,000 | $ 105,000 |
| Crow Wing, Minnesota | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Olmsted, Minnesota | 2 | $ 240,000 | $ 120,000 | $ 46,000 |
| Redwood, Minnesota | 2 | $ 205,000 | $ 102,500 | $ 106,000 |
| Roseau, Minnesota | 2 | $ 90,000 | $ 45,000 | $ 75,000 |
| Stearns, Minnesota | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Washington, Minnesota | 2 | $ 198,000 | $ 99,000 | $ 91,000 |
| Jasper, Missouri | 2 | $ 186,000 | $ 93,000 | $ 40,000 |
| Ralls, Missouri | 2 | $ 824,000 | $ 412,000 | $ 216,000 |
| St. Francois, Missouri | 2 | $ 250,000 | $ 125,000 | $ 37,000 |
| Valencia, New Mexico | 2 | $ 182,000 | $ 91,000 | $ 100,000 |
| Comanche, Oklahoma | 2 | $ 364,000 | $ 182,000 | $ 78,000 |
| Josephine, Oregon | 2 | $ 196,000 | $ 98,000 | $ 44,000 |
| Lincoln, Oregon | 2 | $ 314,000 | $ 157,000 | $ 155,000 |
| Linn, Oregon | 2 | $ 227,000 | $ 113,500 | $ 49,000 |
| Cherokee, South Carolina | 2 | $ 113,000 | $ 56,500 | $ 67,000 |
| Florence, South Carolina | 2 | $ 490,000 | $ 245,000 | $ 32,000 |
| Spartanburg, South Carolina | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| York, South Carolina | 2 | $ 198,000 | $ 99,000 | $ 28,000 |
| Bedford, Tennessee | 2 | $ 211,000 | $ 105,500 | $ 144,000 |
| Blount, Tennessee | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Washington, Tennessee | 2 | $ 327,000 | $ 163,500 | $ 37,000 |
| Cache, Utah | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Kane, Utah | 2 | $ 276,000 | $ 138,000 | $ 75,000 |
| Benton, Washington | 2 | $ 160,000 | $ 80,000 | $ 34,000 |
| Grant, Washington | 2 | $ 355,000 | $ 177,500 | $ 23,000 |
| Lewis, Washington | 2 | $ 512,000 | $ 256,000 | $ 89,000 |
| Thurston, Washington | 2 | $ 331,000 | $ 165,500 | $ 76,000 |
| Yakima, Washington | 2 | $ 308,000 | $ 154,000 | $ 101,000 |
| Dunn, Wisconsin | 2 | $ 145,000 | $ 72,500 | $ 63,000 |
| Kenosha, Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 25,000 |
| Outagamie, Wisconsin | 2 | $ 147,000 | $ 73,500 | $ 45,000 |
| Ozaukee, Wisconsin | 2 | $ 641,000 | $ 320,500 | $ 30,000 |
| Racine, Wisconsin | 2 | $ 434,000 | $ 217,000 | $ 38,000 |
| Sheboygan, Wisconsin | 2 | $ 109,000 | $ 54,500 | $ 80,000 |
| Washington, Wisconsin | 2 | $ 514,000 | $ 257,000 | $ 118,000 |
| Laramie, Wyoming | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| Amador, California | 1 | $ 264,000 | $ 264,000 | $ 56,000 |
| Del Norte, California | 1 | $ 322,000 | $ 322,000 | $ 98,000 |
| Glenn, California | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Inyo, California | 1 | $ 248,000 | $ 248,000 | $ 162,000 |
| Lake, California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lassen, California | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Plumas, California | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Tehama, California | 1 | $ 280,000 | $ 280,000 | $ 83,000 |
| Archuleta, Colorado | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
| Delta, Colorado | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Garfield, Colorado | 1 | $ 310,000 | $ 310,000 | $ 105,000 |
| Gilpin, Colorado | 1 | $ 233,000 | $ 233,000 | $ 54,000 |
| Mesa, Colorado | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Moffat, Colorado | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Teller, Colorado | 1 | $ 269,000 | $ 269,000 | $ 50,000 |
| Citrus, Florida | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Hendry, Florida | 1 | $ 170,000 | $ 170,000 | $ 86,000 |
| Liberty, Florida | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Okeechobee, Florida | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Taylor, Florida | 1 | $ 108,000 | $ 108,000 | $ 76,000 |
| Benewah, Idaho | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Blaine, Idaho | 1 | $ 900,000 | $ 900,000 | $ 180,000 |
| Caribou, Idaho | 1 | $ 218,000 | $ 218,000 | $ 53,000 |
| Boone, Illinois | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Effingham, Illinois | 1 | $ 256,000 | $ 256,000 | $ 102,000 |
| Iroquois, Illinois | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| Jackson, Illinois | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Kankakee, Illinois | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Macon, Illinois | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Marion, Illinois | 1 | $ 83,000 | $ 83,000 | $ 77,000 |
| Marshall, Illinois | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Ogle, Illinois | 1 | $ 182,000 | $ 182,000 | $ 52,000 |
| Sangamon, Illinois | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Vermilion, Illinois | 1 | $ 56,000 | $ 56,000 | $ 67,000 |
| Whiteside, Illinois | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Clark, Indiana | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Dearborn, Indiana | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Delaware, Indiana | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Jackson, Indiana | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Kosciusko, Indiana | 1 | $ 152,000 | $ 152,000 | $ 69,000 |
| Ohio, Indiana | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Pulaski, Indiana | 1 | $ 101,000 | $ 101,000 | $ 34,000 |
| Scott, Indiana | 1 | $ 176,000 | $ 176,000 | $ 59,000 |
| Vanderburgh, Indiana | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Livingston, Michigan | 1 | $ 204,000 | $ 204,000 | $ 34,000 |
| Blue Earth, Minnesota | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Isanti, Minnesota | 1 | $ 203,000 | $ 203,000 | $ 79,000 |
| Ramsey, Minnesota | 1 | $ 238,000 | $ 238,000 | $ 59,000 |
| St. Louis, Minnesota | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Watonwan, Minnesota | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Boone, Missouri | 1 | $ 293,000 | $ 293,000 | $ 63,000 |
| Camden, Missouri | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Cass, Missouri | 1 | $ 177,000 | $ 177,000 | $ 42,000 |
| Howell, Missouri | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Jefferson, Missouri | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| Lincoln, Missouri | 1 | $ 158,000 | $ 158,000 | $ 27,000 |
| Madison, Missouri | 1 | $ 166,000 | $ 166,000 | $ 0 |
| McDonald, Missouri | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Phelps, Missouri | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Platte, Missouri | 1 | $ 112,000 | $ 112,000 | $ 92,000 |
| Randolph, Missouri | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Texas, Missouri | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Washoe, Nevada | 1 | $ 340,000 | $ 340,000 | $ 200,000 |
| Curry, New Mexico | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Dona Ana, New Mexico | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Grant, New Mexico | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Hidalgo, New Mexico | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Lea, New Mexico | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Otero, New Mexico | 1 | $ 169,000 | $ 169,000 | $ 110,000 |
| Bryan, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Canadian, Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Creek, Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Garfield, Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 79,000 |
| Jackson, Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Logan, Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Marshall, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| McIntosh, Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Payne, Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 31,000 |
| Pittsburg, Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 93,000 |
| Pottawatomie, Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 70,000 |
| Benton, Oregon | 1 | $ 196,000 | $ 196,000 | $ 90,000 |
| Douglas, Oregon | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Polk, Oregon | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Umatilla, Oregon | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Georgetown, South Carolina | 1 | $ 86,000 | $ 86,000 | $ 216,000 |
| Greenwood, South Carolina | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Lancaster, South Carolina | 1 | $ 214,000 | $ 214,000 | $ 64,000 |
| McCormick, South Carolina | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Oconee, South Carolina | 1 | $ 522,000 | $ 522,000 | $ 110,000 |
| Bradley, Tennessee | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Cumberland, Tennessee | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Dyer, Tennessee | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Hamblen, Tennessee | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| Haywood, Tennessee | 1 | $ 57,000 | $ 57,000 | $ 25,000 |
| Lauderdale, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Marshall, Tennessee | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Roane, Tennessee | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Sullivan, Tennessee | 1 | $ 102,000 | $ 102,000 | $ 78,000 |
| Warren, Tennessee | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
| Wilson, Tennessee | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Tarrant, Texas | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Grand, Utah | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Iron, Utah | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Sanpete, Utah | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Chelan, Washington | 1 | $ 440,000 | $ 440,000 | $ 111,000 |
| Clallam, Washington | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Mason, Washington | 1 | $ 80,000 | $ 80,000 | $ 126,000 |
| Pacific, Washington | 1 | $ 42,000 | $ 42,000 | $ 20,000 |
| Skagit, Washington | 1 | $ 210,000 | $ 210,000 | $ 62,000 |
| Stevens, Washington | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Whatcom, Washington | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Dodge, Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Forest, Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Lincoln, Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 31,000 |
| Monroe, Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Oconto, Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 28,000 |
| Pierce, Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Polk, Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 82,000 |
| Sawyer, Wisconsin | 1 | $ 272,000 | $ 272,000 | $ 188,000 |
| Vilas, Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 0 |
Mortgage Loan Application Detail Totals for Americash in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,117 | $750,226,000 | $185,400 | $1,920,000 | $66,400 | $672,000 |
| Home Purchase | 96 | $26,326,000 | $220,333 | $1,000,000 | $103,266 | $410,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,739 | $427,642,000 | $197,619 | $1,500,000 | $80,714 | $672,000 |
| Not Provided | 1,068 | $257,254,000 | $189,000 | $1,920,000 | $70,722 | $600,000 |
| Hispanic | 193 | $42,600,000 | $157,181 | $860,000 | $66,090 | $336,000 |
| Black or African American | 118 | $21,411,000 | $167,100 | $750,000 | $75,200 | $231,000 |
| Asian | 65 | $19,895,000 | $220,875 | $812,000 | $85,875 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,149,000 | $191,714 | $675,000 | $81,571 | $174,000 |
| American Indian or Alaskan Native | 10 | $2,601,000 | $232,600 | $500,000 | $94,000 | $197,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,213 | $776,552,000 | $198,000 | $1,920,000 | $77,318 | $672,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,093 | $529,021,000 | $178,888 | $1,920,000 | $71,833 | $648,000 |
| Application Approved But Not Accepted | 544 | $120,927,000 | $184,952 | $1,000,000 | $81,238 | $672,000 |
| Application Withdrawn By Applicant | 455 | $97,889,000 | $197,000 | $1,200,000 | $73,578 | $540,000 |
| Application Denied By Financial Institution | 105 | $22,607,000 | $179,866 | $1,135,000 | $77,666 | $480,000 |
| File Closed For Incompleteness | 16 | $6,108,000 | $335,166 | $1,400,000 | $119,833 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 38 | $7,987,000 | $195,153 | $1,135,000 | $69,692 | $469,000 |
| Credit History | 31 | $6,233,000 | $203,444 | $652,000 | $76,000 | $180,000 |
| Other | 22 | $5,109,000 | $237,000 | $850,000 | $116,222 | $480,000 |
| Unverifiable Information | 4 | $978,000 | $267,333 | $436,000 | $89,000 | $240,000 |
| Debt-To-Income Ratio | 4 | $381,000 | $95,250 | $179,000 | $140,500 | $408,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $990,000 | $330,000 | $432,000 | $54,000 | $109,000 |
| Employment History | 2 | $596,000 | $298,000 | $380,000 | $87,000 | $114,000 |
| Credit Application Incomplete | 1 | $333,000 | $333,000 | $333,000 | $94,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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