Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Americash 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,213 |
| Total Mortgage Loan Application Amount | $776,552,000 |
| Average Mortgage Loan Application Amount | $200,371 |
| Highest Mortgage Loan Application Amount | $1,920,000 |
| Average Applicant Income | $82,200 |
| Highest Applicant Income | $672,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 248 | $ 91,245,000 | $ 367,000 | $ 84,000 |
| Maricopa County Arizona | 157 | $ 37,446,000 | $ 238,000 | $ 95,000 |
| Riverside County California | 128 | $ 35,502,000 | $ 277,000 | $ 127,000 |
| Orange County California | 126 | $ 45,958,000 | $ 364,000 | $ 124,000 |
| Cook County Illinois | 124 | $ 23,917,000 | $ 192,000 | $ 69,000 |
| San Diego County California | 95 | $ 32,802,000 | $ 345,000 | $ 111,000 |
| San Bernardino County California | 89 | $ 22,042,000 | $ 247,000 | $ 74,000 |
| Broward County Florida | 79 | $ 17,673,000 | $ 223,000 | $ 81,000 |
| Palm Beach County Florida | 60 | $ 13,096,000 | $ 218,000 | $ 138,000 |
| Hillsborough County Florida | 57 | $ 9,606,000 | $ 168,000 | $ 84,000 |
| Sacramento County California | 51 | $ 13,686,000 | $ 268,000 | $ 66,000 |
| Contra Costa County California | 49 | $ 19,512,000 | $ 398,000 | $ 119,000 |
| King County Washington | 45 | $ 11,514,000 | $ 255,000 | $ 93,000 |
| Alameda County California | 43 | $ 18,266,000 | $ 424,000 | $ 121,000 |
| Orange County Florida | 42 | $ 6,109,000 | $ 145,000 | $ 78,000 |
| Pierce County Washington | 39 | $ 6,885,000 | $ 176,000 | $ 59,000 |
| Will County Illinois | 38 | $ 6,323,000 | $ 166,000 | $ 93,000 |
| Pima County Arizona | 37 | $ 6,337,000 | $ 171,000 | $ 70,000 |
| Miami-Dade County Florida | 37 | $ 8,399,000 | $ 227,000 | $ 85,000 |
| Santa Clara County California | 36 | $ 15,610,000 | $ 433,000 | $ 119,000 |
| Salt Lake County Utah | 36 | $ 5,386,000 | $ 149,000 | $ 74,000 |
| Kern County California | 29 | $ 6,235,000 | $ 215,000 | $ 91,000 |
| Ventura County California | 29 | $ 11,636,000 | $ 401,000 | $ 90,000 |
| Snohomish County Washington | 27 | $ 5,140,000 | $ 190,000 | $ 93,000 |
| Lee County Florida | 26 | $ 5,274,000 | $ 202,000 | $ 92,000 |
| Brevard County Florida | 25 | $ 5,222,000 | $ 208,000 | $ 64,000 |
| Tulare County California | 23 | $ 3,357,000 | $ 145,000 | $ 45,000 |
| Pasco County Florida | 23 | $ 3,650,000 | $ 158,000 | $ 151,000 |
| Duval County Florida | 21 | $ 2,412,000 | $ 114,000 | $ 65,000 |
| San Mateo County California | 20 | $ 9,493,000 | $ 474,000 | $ 104,000 |
| Stanislaus County California | 20 | $ 4,804,000 | $ 240,000 | $ 90,000 |
| Pinellas County Florida | 20 | $ 4,776,000 | $ 238,000 | $ 88,000 |
| Clark County Washington | 20 | $ 4,873,000 | $ 243,000 | $ 92,000 |
| Utah County Utah | 19 | $ 3,272,000 | $ 172,000 | $ 70,000 |
| Fresno County California | 18 | $ 4,197,000 | $ 233,000 | $ 65,000 |
| Denver County Colorado | 18 | $ 2,309,000 | $ 128,000 | $ 78,000 |
| San Joaquin County California | 17 | $ 5,133,000 | $ 301,000 | $ 86,000 |
| El Paso County Colorado | 17 | $ 2,859,000 | $ 168,000 | $ 52,000 |
| McHenry County Illinois | 17 | $ 4,334,000 | $ 254,000 | $ 145,000 |
| Pinal County Arizona | 16 | $ 3,308,000 | $ 206,000 | $ 74,000 |
| Placer County California | 16 | $ 5,509,000 | $ 344,000 | $ 141,000 |
| DuPage County Illinois | 16 | $ 4,022,000 | $ 251,000 | $ 98,000 |
| San Francisco County California | 14 | $ 7,742,000 | $ 553,000 | $ 93,000 |
| Shelby County Tennessee | 14 | $ 1,768,000 | $ 126,000 | $ 69,000 |
| Solano County California | 13 | $ 3,535,000 | $ 271,000 | $ 90,000 |
| Sonoma County California | 13 | $ 5,260,000 | $ 404,000 | $ 93,000 |
| Collier County Florida | 13 | $ 2,662,000 | $ 204,000 | $ 53,000 |
| Sarasota County Florida | 13 | $ 3,197,000 | $ 245,000 | $ 68,000 |
| Lake County Illinois | 13 | $ 3,520,000 | $ 270,000 | $ 105,000 |
| Clackamas County Oregon | 13 | $ 3,645,000 | $ 280,000 | $ 89,000 |
| Washington County Oregon | 13 | $ 2,388,000 | $ 183,000 | $ 73,000 |
| Polk County Florida | 12 | $ 1,975,000 | $ 164,000 | $ 99,000 |
| Seminole County Florida | 12 | $ 2,315,000 | $ 192,000 | $ 69,000 |
| Ada County Idaho | 12 | $ 2,178,000 | $ 181,000 | $ 52,000 |
| Multnomah County Oregon | 12 | $ 2,818,000 | $ 234,000 | $ 43,000 |
| Jefferson County Colorado | 11 | $ 1,676,000 | $ 152,000 | $ 116,000 |
| Osceola County Florida | 11 | $ 3,367,000 | $ 306,000 | $ 134,000 |
| Bernalillo County New Mexico | 11 | $ 2,075,000 | $ 188,000 | $ 86,000 |
| Deschutes County Oregon | 11 | $ 2,093,000 | $ 190,000 | $ 114,000 |
| Jackson County Oregon | 11 | $ 2,034,000 | $ 184,000 | $ 83,000 |
| Greenville County South Carolina | 11 | $ 1,289,000 | $ 117,000 | $ 57,000 |
| Davidson County Tennessee | 11 | $ 1,924,000 | $ 174,000 | $ 81,000 |
| Merced County California | 10 | $ 2,116,000 | $ 211,000 | $ 71,000 |
| Monterey County California | 10 | $ 3,996,000 | $ 399,000 | $ 98,000 |
| Lake County Florida | 10 | $ 1,265,000 | $ 126,000 | $ 79,000 |
| St. Lucie County Florida | 10 | $ 1,594,000 | $ 159,000 | $ 49,000 |
| Oklahoma County Oklahoma | 10 | $ 1,329,000 | $ 132,000 | $ 53,000 |
| Santa Barbara County California | 9 | $ 4,888,000 | $ 543,000 | $ 66,000 |
| Santa Cruz County California | 9 | $ 4,044,000 | $ 449,000 | $ 164,000 |
| Okaloosa County Florida | 9 | $ 1,399,000 | $ 155,000 | $ 95,000 |
| Volusia County Florida | 9 | $ 1,543,000 | $ 171,000 | $ 63,000 |
| Sumner County Tennessee | 9 | $ 1,313,000 | $ 145,000 | $ 85,000 |
| Kitsap County Washington | 9 | $ 1,367,000 | $ 151,000 | $ 70,000 |
| Waukesha County Wisconsin | 9 | $ 2,307,000 | $ 256,000 | $ 88,000 |
| Adams County Colorado | 8 | $ 1,360,000 | $ 170,000 | $ 92,000 |
| Charlotte County Florida | 8 | $ 1,352,000 | $ 169,000 | $ 38,000 |
| Marion County Florida | 8 | $ 1,132,000 | $ 141,000 | $ 70,000 |
| Davis County Utah | 8 | $ 911,000 | $ 113,000 | $ 71,000 |
| Cochise County Arizona | 7 | $ 805,000 | $ 115,000 | $ 36,000 |
| Marin County California | 7 | $ 3,825,000 | $ 546,000 | $ 69,000 |
| Arapahoe County Colorado | 7 | $ 1,075,000 | $ 153,000 | $ 60,000 |
| Douglas County Colorado | 7 | $ 1,498,000 | $ 214,000 | $ 118,000 |
| Escambia County Florida | 7 | $ 1,200,000 | $ 171,000 | $ 137,000 |
| Leon County Florida | 7 | $ 1,426,000 | $ 203,000 | $ 89,000 |
| Manatee County Florida | 7 | $ 1,695,000 | $ 242,000 | $ 61,000 |
| St. Johns County Florida | 7 | $ 1,248,000 | $ 178,000 | $ 52,000 |
| St. Charles County Missouri | 7 | $ 836,000 | $ 119,000 | $ 100,000 |
| St. Louis County Missouri | 7 | $ 1,671,000 | $ 238,000 | $ 101,000 |
| Charleston County South Carolina | 7 | $ 2,271,000 | $ 324,000 | $ 80,000 |
| Lexington County South Carolina | 7 | $ 679,000 | $ 97,000 | $ 56,000 |
| Richland County South Carolina | 7 | $ 1,536,000 | $ 219,000 | $ 72,000 |
| Milwaukee County Wisconsin | 7 | $ 960,000 | $ 137,000 | $ 59,000 |
| Mohave County Arizona | 6 | $ 893,000 | $ 148,000 | $ 53,000 |
| Yavapai County Arizona | 6 | $ 1,146,000 | $ 191,000 | $ 41,000 |
| Calaveras County California | 6 | $ 1,652,000 | $ 275,000 | $ 76,000 |
| Bay County Florida | 6 | $ 883,000 | $ 147,000 | $ 72,000 |
| Hernando County Florida | 6 | $ 1,058,000 | $ 176,000 | $ 68,000 |
| Indian River County Florida | 6 | $ 948,000 | $ 158,000 | $ 50,000 |
| Kootenai County Idaho | 6 | $ 797,000 | $ 132,000 | $ 61,000 |
| Kane County Illinois | 6 | $ 891,000 | $ 148,000 | $ 35,000 |
| Lane County Oregon | 6 | $ 809,000 | $ 134,000 | $ 70,000 |
| Horry County South Carolina | 6 | $ 1,691,000 | $ 281,000 | $ 58,000 |
| Knox County Tennessee | 6 | $ 888,000 | $ 148,000 | $ 55,000 |
| Sevier County Tennessee | 6 | $ 501,000 | $ 83,000 | $ 80,000 |
| Washington County Utah | 6 | $ 983,000 | $ 163,000 | $ 53,000 |
| Spokane County Washington | 6 | $ 973,000 | $ 162,000 | $ 46,000 |
| Winnebago County Wisconsin | 6 | $ 394,000 | $ 65,000 | $ 53,000 |
| Yuma County Arizona | 5 | $ 834,000 | $ 166,000 | $ 56,000 |
| El Dorado County California | 5 | $ 1,192,000 | $ 238,000 | $ 54,000 |
| San Luis Obispo County California | 5 | $ 1,548,000 | $ 309,000 | $ 0 |
| Pueblo County Colorado | 5 | $ 595,000 | $ 119,000 | $ 98,000 |
| Dakota County Minnesota | 5 | $ 1,095,000 | $ 219,000 | $ 100,000 |
| San Juan County New Mexico | 5 | $ 728,000 | $ 145,000 | $ 46,000 |
| Santa Fe County New Mexico | 5 | $ 1,401,000 | $ 280,000 | $ 68,000 |
| Berkeley County South Carolina | 5 | $ 1,469,000 | $ 293,000 | $ 176,000 |
| Dorchester County South Carolina | 5 | $ 623,000 | $ 124,000 | $ 60,000 |
| Cheatham County Tennessee | 5 | $ 655,000 | $ 131,000 | $ 54,000 |
| Summit County Utah | 5 | $ 2,635,000 | $ 527,000 | $ 162,000 |
| Island County Washington | 5 | $ 817,000 | $ 163,000 | $ 96,000 |
| Dane County Wisconsin | 5 | $ 765,000 | $ 153,000 | $ 70,000 |
| Humboldt County California | 4 | $ 1,100,000 | $ 275,000 | $ 62,000 |
| Kings County California | 4 | $ 426,000 | $ 106,000 | $ 50,000 |
| San Benito County California | 4 | $ 1,920,000 | $ 480,000 | $ 71,000 |
| Tuolumne County California | 4 | $ 2,250,000 | $ 562,000 | $ 140,000 |
| Yolo County California | 4 | $ 1,207,000 | $ 301,000 | $ 75,000 |
| Boulder County Colorado | 4 | $ 1,797,000 | $ 449,000 | $ 170,000 |
| Weld County Colorado | 4 | $ 598,000 | $ 149,000 | $ 75,000 |
| Flagler County Florida | 4 | $ 688,000 | $ 172,000 | $ 63,000 |
| Highlands County Florida | 4 | $ 577,000 | $ 144,000 | $ 71,000 |
| Santa Rosa County Florida | 4 | $ 626,000 | $ 156,000 | $ 45,000 |
| Canyon County Idaho | 4 | $ 627,000 | $ 156,000 | $ 31,000 |
| Champaign County Illinois | 4 | $ 438,000 | $ 109,000 | $ 58,000 |
| Lake County Indiana | 4 | $ 763,000 | $ 190,000 | $ 105,000 |
| Marion County Indiana | 4 | $ 506,000 | $ 126,000 | $ 64,000 |
| Hennepin County Minnesota | 4 | $ 1,081,000 | $ 270,000 | $ 105,000 |
| Lawrence County Missouri | 4 | $ 194,000 | $ 48,000 | $ 33,000 |
| Cleveland County Oklahoma | 4 | $ 345,000 | $ 86,000 | $ 91,000 |
| Columbia County Oregon | 4 | $ 599,000 | $ 149,000 | $ 45,000 |
| Aiken County South Carolina | 4 | $ 977,000 | $ 244,000 | $ 101,000 |
| Hamilton County Tennessee | 4 | $ 1,264,000 | $ 316,000 | $ 107,000 |
| Rutherford County Tennessee | 4 | $ 647,000 | $ 161,000 | $ 77,000 |
| Cowlitz County Washington | 4 | $ 396,000 | $ 99,000 | $ 62,000 |
| Rock County Wisconsin | 4 | $ 305,000 | $ 76,000 | $ 68,000 |
| Coconino County Arizona | 3 | $ 486,000 | $ 162,000 | $ 52,000 |
| Butte County California | 3 | $ 294,000 | $ 98,000 | $ 46,000 |
| Madera County California | 3 | $ 920,000 | $ 306,000 | $ 135,000 |
| Mendocino County California | 3 | $ 768,000 | $ 256,000 | $ 132,000 |
| Napa County California | 3 | $ 1,158,000 | $ 386,000 | $ 76,000 |
| Nevada County California | 3 | $ 498,000 | $ 166,000 | $ 70,000 |
| Alachua County Florida | 3 | $ 707,000 | $ 235,000 | $ 38,000 |
| Madison County Illinois | 3 | $ 322,000 | $ 107,000 | $ 72,000 |
| McLean County Illinois | 3 | $ 344,000 | $ 114,000 | $ 72,000 |
| St. Clair County Illinois | 3 | $ 363,000 | $ 121,000 | $ 41,000 |
| Winnebago County Illinois | 3 | $ 240,000 | $ 80,000 | $ 46,000 |
| Hamilton County Indiana | 3 | $ 592,000 | $ 197,000 | $ 85,000 |
| Hendricks County Indiana | 3 | $ 219,000 | $ 73,000 | $ 67,000 |
| Steuben County Indiana | 3 | $ 338,000 | $ 112,000 | $ 92,000 |
| Clay County Missouri | 3 | $ 437,000 | $ 145,000 | $ 54,000 |
| Greene County Missouri | 3 | $ 261,000 | $ 87,000 | $ 53,000 |
| Jackson County Missouri | 3 | $ 243,000 | $ 81,000 | $ 54,000 |
| Sandoval County New Mexico | 3 | $ 380,000 | $ 126,000 | $ 84,000 |
| Rogers County Oklahoma | 3 | $ 440,000 | $ 146,000 | $ 65,000 |
| Tulsa County Oklahoma | 3 | $ 279,000 | $ 93,000 | $ 36,000 |
| Coos County Oregon | 3 | $ 403,000 | $ 134,000 | $ 42,000 |
| Curry County Oregon | 3 | $ 470,000 | $ 156,000 | $ 56,000 |
| Klamath County Oregon | 3 | $ 500,000 | $ 166,000 | $ 48,000 |
| Yamhill County Oregon | 3 | $ 473,000 | $ 157,000 | $ 17,000 |
| Anderson County South Carolina | 3 | $ 371,000 | $ 123,000 | $ 56,000 |
| Beaufort County South Carolina | 3 | $ 306,000 | $ 102,000 | $ 53,000 |
| Pickens County South Carolina | 3 | $ 242,000 | $ 80,000 | $ 30,000 |
| Union County South Carolina | 3 | $ 265,000 | $ 88,000 | $ 24,000 |
| Campbell County Tennessee | 3 | $ 344,000 | $ 114,000 | $ 0 |
| Carter County Tennessee | 3 | $ 281,000 | $ 93,000 | $ 54,000 |
| Dickson County Tennessee | 3 | $ 339,000 | $ 113,000 | $ 45,000 |
| Carbon County Utah | 3 | $ 248,000 | $ 82,000 | $ 55,000 |
| Weber County Utah | 3 | $ 565,000 | $ 188,000 | $ 95,000 |
| Walworth County Wisconsin | 3 | $ 409,000 | $ 136,000 | $ 112,000 |
| Navajo County Arizona | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Imperial County California | 2 | $ 285,000 | $ 142,000 | $ 70,000 |
| Shasta County California | 2 | $ 346,000 | $ 173,000 | $ 24,000 |
| Sutter County California | 2 | $ 375,000 | $ 187,000 | $ 20,000 |
| Fremont County Colorado | 2 | $ 226,000 | $ 113,000 | $ 38,000 |
| Larimer County Colorado | 2 | $ 512,000 | $ 256,000 | $ 56,000 |
| Montezuma County Colorado | 2 | $ 265,000 | $ 132,000 | $ 81,000 |
| Morgan County Colorado | 2 | $ 229,000 | $ 114,000 | $ 49,000 |
| Summit County Colorado | 2 | $ 406,000 | $ 203,000 | $ 84,000 |
| Baker County Florida | 2 | $ 191,000 | $ 95,000 | $ 45,000 |
| Bradford County Florida | 2 | $ 445,000 | $ 222,000 | $ 125,000 |
| Clay County Florida | 2 | $ 439,000 | $ 219,000 | $ 66,000 |
| Martin County Florida | 2 | $ 269,000 | $ 134,000 | $ 25,000 |
| Walton County Florida | 2 | $ 1,285,000 | $ 642,000 | $ 206,000 |
| Bonner County Idaho | 2 | $ 328,000 | $ 164,000 | $ 21,000 |
| Bonneville County Idaho | 2 | $ 196,000 | $ 98,000 | $ 102,000 |
| Bureau County Illinois | 2 | $ 186,000 | $ 93,000 | $ 53,000 |
| DeKalb County Illinois | 2 | $ 488,000 | $ 244,000 | $ 76,000 |
| Kendall County Illinois | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| LaSalle County Illinois | 2 | $ 353,000 | $ 176,000 | $ 76,000 |
| Lee County Illinois | 2 | $ 265,000 | $ 132,000 | $ 56,000 |
| Peoria County Illinois | 2 | $ 110,000 | $ 55,000 | $ 75,000 |
| Rock Island County Illinois | 2 | $ 135,000 | $ 67,000 | $ 86,000 |
| Tazewell County Illinois | 2 | $ 140,000 | $ 70,000 | $ 65,000 |
| Wayne County Illinois | 2 | $ 85,000 | $ 42,000 | $ 85,000 |
| Cass County Indiana | 2 | $ 132,000 | $ 66,000 | $ 102,000 |
| Elkhart County Indiana | 2 | $ 154,000 | $ 77,000 | $ 42,000 |
| Harrison County Indiana | 2 | $ 255,000 | $ 127,000 | $ 56,000 |
| Howard County Indiana | 2 | $ 246,000 | $ 123,000 | $ 34,000 |
| Monroe County Indiana | 2 | $ 167,000 | $ 83,000 | $ 32,000 |
| Morgan County Indiana | 2 | $ 255,000 | $ 127,000 | $ 51,000 |
| Wabash County Indiana | 2 | $ 238,000 | $ 119,000 | $ 105,000 |
| Crow Wing County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Olmsted County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 46,000 |
| Redwood County Minnesota | 2 | $ 205,000 | $ 102,000 | $ 106,000 |
| Roseau County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 75,000 |
| Stearns County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Washington County Minnesota | 2 | $ 198,000 | $ 99,000 | $ 91,000 |
| Jasper County Missouri | 2 | $ 186,000 | $ 93,000 | $ 40,000 |
| Ralls County Missouri | 2 | $ 824,000 | $ 412,000 | $ 216,000 |
| St. Francois County Missouri | 2 | $ 250,000 | $ 125,000 | $ 37,000 |
| Valencia County New Mexico | 2 | $ 182,000 | $ 91,000 | $ 100,000 |
| Comanche County Oklahoma | 2 | $ 364,000 | $ 182,000 | $ 78,000 |
| Josephine County Oregon | 2 | $ 196,000 | $ 98,000 | $ 44,000 |
| Lincoln County Oregon | 2 | $ 314,000 | $ 157,000 | $ 155,000 |
| Linn County Oregon | 2 | $ 227,000 | $ 113,000 | $ 49,000 |
| Cherokee County South Carolina | 2 | $ 113,000 | $ 56,000 | $ 67,000 |
| Florence County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 32,000 |
| Spartanburg County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| York County South Carolina | 2 | $ 198,000 | $ 99,000 | $ 28,000 |
| Bedford County Tennessee | 2 | $ 211,000 | $ 105,000 | $ 144,000 |
| Blount County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Washington County Tennessee | 2 | $ 327,000 | $ 163,000 | $ 37,000 |
| Cache County Utah | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Kane County Utah | 2 | $ 276,000 | $ 138,000 | $ 75,000 |
| Benton County Washington | 2 | $ 160,000 | $ 80,000 | $ 34,000 |
| Grant County Washington | 2 | $ 355,000 | $ 177,000 | $ 23,000 |
| Lewis County Washington | 2 | $ 512,000 | $ 256,000 | $ 89,000 |
| Thurston County Washington | 2 | $ 331,000 | $ 165,000 | $ 76,000 |
| Yakima County Washington | 2 | $ 308,000 | $ 154,000 | $ 101,000 |
| Dunn County Wisconsin | 2 | $ 145,000 | $ 72,000 | $ 63,000 |
| Kenosha County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 25,000 |
| Outagamie County Wisconsin | 2 | $ 147,000 | $ 73,000 | $ 45,000 |
| Ozaukee County Wisconsin | 2 | $ 641,000 | $ 320,000 | $ 30,000 |
| Racine County Wisconsin | 2 | $ 434,000 | $ 217,000 | $ 38,000 |
| Sheboygan County Wisconsin | 2 | $ 109,000 | $ 54,000 | $ 80,000 |
| Washington County Wisconsin | 2 | $ 514,000 | $ 257,000 | $ 118,000 |
| Laramie County Wyoming | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| Amador County California | 1 | $ 264,000 | $ 264,000 | $ 56,000 |
| Del Norte County California | 1 | $ 322,000 | $ 322,000 | $ 98,000 |
| Glenn County California | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Inyo County California | 1 | $ 248,000 | $ 248,000 | $ 162,000 |
| Lake County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lassen County California | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Plumas County California | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Tehama County California | 1 | $ 280,000 | $ 280,000 | $ 83,000 |
| Archuleta County Colorado | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
| Delta County Colorado | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Garfield County Colorado | 1 | $ 310,000 | $ 310,000 | $ 105,000 |
| Gilpin County Colorado | 1 | $ 233,000 | $ 233,000 | $ 54,000 |
| Mesa County Colorado | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Moffat County Colorado | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Teller County Colorado | 1 | $ 269,000 | $ 269,000 | $ 50,000 |
| Citrus County Florida | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Hendry County Florida | 1 | $ 170,000 | $ 170,000 | $ 86,000 |
| Liberty County Florida | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Okeechobee County Florida | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Taylor County Florida | 1 | $ 108,000 | $ 108,000 | $ 76,000 |
| Benewah County Idaho | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Blaine County Idaho | 1 | $ 900,000 | $ 900,000 | $ 180,000 |
| Caribou County Idaho | 1 | $ 218,000 | $ 218,000 | $ 53,000 |
| Boone County Illinois | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Effingham County Illinois | 1 | $ 256,000 | $ 256,000 | $ 102,000 |
| Iroquois County Illinois | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| Jackson County Illinois | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Kankakee County Illinois | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Macon County Illinois | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Marion County Illinois | 1 | $ 83,000 | $ 83,000 | $ 77,000 |
| Marshall County Illinois | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Ogle County Illinois | 1 | $ 182,000 | $ 182,000 | $ 52,000 |
| Sangamon County Illinois | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Vermilion County Illinois | 1 | $ 56,000 | $ 56,000 | $ 67,000 |
| Whiteside County Illinois | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Clark County Indiana | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Dearborn County Indiana | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Delaware County Indiana | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Jackson County Indiana | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Kosciusko County Indiana | 1 | $ 152,000 | $ 152,000 | $ 69,000 |
| Ohio County Indiana | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Pulaski County Indiana | 1 | $ 101,000 | $ 101,000 | $ 34,000 |
| Scott County Indiana | 1 | $ 176,000 | $ 176,000 | $ 59,000 |
| Vanderburgh County Indiana | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Livingston County Michigan | 1 | $ 204,000 | $ 204,000 | $ 34,000 |
| Blue Earth County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Isanti County Minnesota | 1 | $ 203,000 | $ 203,000 | $ 79,000 |
| Ramsey County Minnesota | 1 | $ 238,000 | $ 238,000 | $ 59,000 |
| St. Louis County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Watonwan County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Boone County Missouri | 1 | $ 293,000 | $ 293,000 | $ 63,000 |
| Camden County Missouri | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Cass County Missouri | 1 | $ 177,000 | $ 177,000 | $ 42,000 |
| Howell County Missouri | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Jefferson County Missouri | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| Lincoln County Missouri | 1 | $ 158,000 | $ 158,000 | $ 27,000 |
| Madison County Missouri | 1 | $ 166,000 | $ 166,000 | $ 0 |
| McDonald County Missouri | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Phelps County Missouri | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Platte County Missouri | 1 | $ 112,000 | $ 112,000 | $ 92,000 |
| Randolph County Missouri | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Texas County Missouri | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Washoe County Nevada | 1 | $ 340,000 | $ 340,000 | $ 200,000 |
| Curry County New Mexico | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Dona Ana County New Mexico | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Grant County New Mexico | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Hidalgo County New Mexico | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Lea County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Otero County New Mexico | 1 | $ 169,000 | $ 169,000 | $ 110,000 |
| Bryan County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Canadian County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Creek County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Garfield County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 79,000 |
| Jackson County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Logan County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Marshall County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| McIntosh County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Payne County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 31,000 |
| Pittsburg County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 93,000 |
| Pottawatomie County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 70,000 |
| Benton County Oregon | 1 | $ 196,000 | $ 196,000 | $ 90,000 |
| Douglas County Oregon | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Polk County Oregon | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Georgetown County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 216,000 |
| Greenwood County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Lancaster County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 64,000 |
| McCormick County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Oconee County South Carolina | 1 | $ 522,000 | $ 522,000 | $ 110,000 |
| Bradley County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Cumberland County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Dyer County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Hamblen County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| Haywood County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 25,000 |
| Lauderdale County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Marshall County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Roane County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Sullivan County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 78,000 |
| Warren County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
| Wilson County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Tarrant County Texas | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Grand County Utah | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Iron County Utah | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Sanpete County Utah | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Chelan County Washington | 1 | $ 440,000 | $ 440,000 | $ 111,000 |
| Clallam County Washington | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Mason County Washington | 1 | $ 80,000 | $ 80,000 | $ 126,000 |
| Pacific County Washington | 1 | $ 42,000 | $ 42,000 | $ 20,000 |
| Skagit County Washington | 1 | $ 210,000 | $ 210,000 | $ 62,000 |
| Stevens County Washington | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Whatcom County Washington | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Dodge County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Forest County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Lincoln County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 31,000 |
| Monroe County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Oconto County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 28,000 |
| Pierce County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Polk County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 82,000 |
| Sawyer County Wisconsin | 1 | $ 272,000 | $ 272,000 | $ 188,000 |
| Vilas County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 0 |
Mortgage Loan Application Detail Totals for Americash in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,117 | $750,226,000 | $185,400 | $1,920,000 | $66,400 | $672,000 |
| Home Purchase | 96 | $26,326,000 | $220,333 | $1,000,000 | $103,266 | $410,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,739 | $427,642,000 | $197,619 | $1,500,000 | $80,714 | $672,000 |
| Not Provided | 1,068 | $257,254,000 | $189,000 | $1,920,000 | $70,722 | $600,000 |
| Hispanic | 193 | $42,600,000 | $157,181 | $860,000 | $66,090 | $336,000 |
| Black or African American | 118 | $21,411,000 | $167,100 | $750,000 | $75,200 | $231,000 |
| Asian | 65 | $19,895,000 | $220,875 | $812,000 | $85,875 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,149,000 | $191,714 | $675,000 | $81,571 | $174,000 |
| American Indian or Alaskan Native | 10 | $2,601,000 | $232,600 | $500,000 | $94,000 | $197,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,213 | $776,552,000 | $198,000 | $1,920,000 | $77,318 | $672,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,093 | $529,021,000 | $178,888 | $1,920,000 | $71,833 | $648,000 |
| Application Approved But Not Accepted | 544 | $120,927,000 | $184,952 | $1,000,000 | $81,238 | $672,000 |
| Application Withdrawn By Applicant | 455 | $97,889,000 | $197,000 | $1,200,000 | $73,578 | $540,000 |
| Application Denied By Financial Institution | 105 | $22,607,000 | $179,866 | $1,135,000 | $77,666 | $480,000 |
| File Closed For Incompleteness | 16 | $6,108,000 | $335,166 | $1,400,000 | $119,833 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 38 | $7,987,000 | $195,153 | $1,135,000 | $69,692 | $469,000 |
| Credit History | 31 | $6,233,000 | $203,444 | $652,000 | $76,000 | $180,000 |
| Other | 22 | $5,109,000 | $237,000 | $850,000 | $116,222 | $480,000 |
| Unverifiable Information | 4 | $978,000 | $267,333 | $436,000 | $89,000 | $240,000 |
| Debt-To-Income Ratio | 4 | $381,000 | $95,250 | $179,000 | $140,500 | $408,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $990,000 | $330,000 | $432,000 | $54,000 | $109,000 |
| Employment History | 2 | $596,000 | $298,000 | $380,000 | $87,000 | $114,000 |
| Credit Application Incomplete | 1 | $333,000 | $333,000 | $333,000 | $94,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.