Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Americash 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,467 |
| Total Mortgage Loan Application Amount | $815,202,000 |
| Average Mortgage Loan Application Amount | $344,500 |
| Highest Mortgage Loan Application Amount | $1,916,000 |
| Average Applicant Income | $167,500 |
| Highest Applicant Income | $5,406,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 315 | $ 119,879,000 | $ 380,000 | $ 150,000 |
| Orange County California | 211 | $ 85,525,000 | $ 405,000 | $ 152,000 |
| San Diego County California | 131 | $ 49,854,000 | $ 380,000 | $ 155,000 |
| Santa Clara County California | 104 | $ 47,086,000 | $ 452,000 | $ 179,000 |
| Harris County Texas | 70 | $ 20,025,000 | $ 286,000 | $ 165,000 |
| Alameda County California | 68 | $ 26,645,000 | $ 391,000 | $ 158,000 |
| King County Washington | 63 | $ 20,558,000 | $ 326,000 | $ 136,000 |
| Ventura County California | 54 | $ 18,308,000 | $ 339,000 | $ 138,000 |
| Maricopa County Arizona | 51 | $ 15,847,000 | $ 310,000 | $ 145,000 |
| Dallas County Texas | 46 | $ 13,988,000 | $ 304,000 | $ 178,000 |
| Riverside County California | 43 | $ 12,202,000 | $ 283,000 | $ 138,000 |
| Contra Costa County California | 41 | $ 17,345,000 | $ 423,000 | $ 157,000 |
| San Bernardino County California | 40 | $ 10,799,000 | $ 269,000 | $ 111,000 |
| San Mateo County California | 39 | $ 18,912,000 | $ 484,000 | $ 188,000 |
| Travis County Texas | 37 | $ 11,274,000 | $ 304,000 | $ 159,000 |
| Cook County Illinois | 36 | $ 11,301,000 | $ 313,000 | $ 124,000 |
| Fort Bend County Texas | 34 | $ 7,952,000 | $ 233,000 | $ 131,000 |
| Collin County Texas | 32 | $ 8,690,000 | $ 271,000 | $ 327,000 |
| Tarrant County Texas | 32 | $ 10,206,000 | $ 318,000 | $ 181,000 |
| Bexar County Texas | 29 | $ 7,418,000 | $ 255,000 | $ 125,000 |
| Denton County Texas | 28 | $ 6,484,000 | $ 231,000 | $ 303,000 |
| Sacramento County California | 24 | $ 5,803,000 | $ 241,000 | $ 85,000 |
| Douglas County Colorado | 21 | $ 6,214,000 | $ 295,000 | $ 134,000 |
| Sonoma County California | 20 | $ 6,356,000 | $ 317,000 | $ 99,000 |
| Washington County Oregon | 20 | $ 4,567,000 | $ 228,000 | $ 98,000 |
| Boulder County Colorado | 19 | $ 6,231,000 | $ 327,000 | $ 135,000 |
| Pima County Arizona | 18 | $ 4,263,000 | $ 236,000 | $ 97,000 |
| Snohomish County Washington | 18 | $ 4,838,000 | $ 268,000 | $ 97,000 |
| Marin County California | 17 | $ 8,174,000 | $ 480,000 | $ 187,000 |
| Denver County Colorado | 16 | $ 5,068,000 | $ 316,000 | $ 143,000 |
| El Paso County Colorado | 16 | $ 5,905,000 | $ 369,000 | $ 143,000 |
| Fairfield County Connecticut | 16 | $ 5,476,000 | $ 342,000 | $ 264,000 |
| San Francisco County California | 15 | $ 7,654,000 | $ 510,000 | $ 233,000 |
| Arapahoe County Colorado | 15 | $ 4,499,000 | $ 299,000 | $ 137,000 |
| DuPage County Illinois | 15 | $ 4,469,000 | $ 297,000 | $ 147,000 |
| Multnomah County Oregon | 15 | $ 5,089,000 | $ 339,000 | $ 151,000 |
| Miami-Dade County Florida | 14 | $ 6,694,000 | $ 478,000 | $ 214,000 |
| Placer County California | 13 | $ 3,888,000 | $ 299,000 | $ 118,000 |
| Santa Barbara County California | 13 | $ 5,912,000 | $ 454,000 | $ 201,000 |
| Jefferson County Colorado | 13 | $ 3,489,000 | $ 268,000 | $ 121,000 |
| Clark County Washington | 13 | $ 3,626,000 | $ 278,000 | $ 143,000 |
| Hartford County Connecticut | 12 | $ 2,333,000 | $ 194,000 | $ 107,000 |
| Montgomery County Texas | 12 | $ 3,910,000 | $ 325,000 | $ 151,000 |
| Clackamas County Oregon | 11 | $ 2,791,000 | $ 253,000 | $ 106,000 |
| Kitsap County Washington | 11 | $ 3,498,000 | $ 318,000 | $ 93,000 |
| El Dorado County California | 10 | $ 2,950,000 | $ 295,000 | $ 115,000 |
| Monterey County California | 10 | $ 3,258,000 | $ 325,000 | $ 94,000 |
| Bernalillo County New Mexico | 10 | $ 1,720,000 | $ 172,000 | $ 116,000 |
| Galveston County Texas | 10 | $ 2,182,000 | $ 218,000 | $ 150,000 |
| Williamson County Texas | 10 | $ 1,663,000 | $ 166,000 | $ 108,000 |
| New Haven County Connecticut | 9 | $ 1,681,000 | $ 186,000 | $ 92,000 |
| Lake County Illinois | 9 | $ 3,377,000 | $ 375,000 | $ 157,000 |
| Adams County Colorado | 8 | $ 3,103,000 | $ 387,000 | $ 168,000 |
| Will County Illinois | 8 | $ 1,896,000 | $ 237,000 | $ 97,000 |
| San Joaquin County California | 7 | $ 1,631,000 | $ 233,000 | $ 108,000 |
| San Luis Obispo County California | 7 | $ 2,893,000 | $ 413,000 | $ 113,000 |
| La Plata County Colorado | 7 | $ 2,177,000 | $ 311,000 | $ 106,000 |
| Hennepin County Minnesota | 7 | $ 1,451,000 | $ 207,000 | $ 98,000 |
| Brazoria County Texas | 7 | $ 1,332,000 | $ 190,000 | $ 187,000 |
| El Paso County Texas | 7 | $ 1,605,000 | $ 229,000 | $ 125,000 |
| Nueces County Texas | 7 | $ 1,266,000 | $ 180,000 | $ 128,000 |
| Salt Lake County Utah | 7 | $ 1,912,000 | $ 273,000 | $ 101,000 |
| Pierce County Washington | 7 | $ 1,591,000 | $ 227,000 | $ 85,000 |
| Fresno County California | 6 | $ 2,270,000 | $ 378,000 | $ 109,000 |
| Santa Cruz County California | 6 | $ 1,898,000 | $ 316,000 | $ 113,000 |
| Yolo County California | 6 | $ 1,738,000 | $ 289,000 | $ 139,000 |
| Broward County Florida | 6 | $ 1,894,000 | $ 315,000 | $ 100,000 |
| Deschutes County Oregon | 6 | $ 1,261,000 | $ 210,000 | $ 134,000 |
| Lane County Oregon | 6 | $ 1,327,000 | $ 221,000 | $ 89,000 |
| Hidalgo County Texas | 6 | $ 1,256,000 | $ 209,000 | $ 155,000 |
| Thurston County Washington | 6 | $ 1,284,000 | $ 214,000 | $ 81,000 |
| Larimer County Colorado | 5 | $ 1,273,000 | $ 254,000 | $ 87,000 |
| Lee County Florida | 5 | $ 1,274,000 | $ 254,000 | $ 89,000 |
| Orange County Florida | 5 | $ 1,781,000 | $ 356,000 | $ 137,000 |
| Kane County Illinois | 5 | $ 1,573,000 | $ 314,000 | $ 117,000 |
| Spokane County Washington | 5 | $ 1,189,000 | $ 237,000 | $ 101,000 |
| Coconino County Arizona | 4 | $ 822,000 | $ 205,000 | $ 79,000 |
| Pinal County Arizona | 4 | $ 704,000 | $ 176,000 | $ 114,000 |
| Nevada County California | 4 | $ 1,068,000 | $ 267,000 | $ 193,000 |
| Summit County Colorado | 4 | $ 1,024,000 | $ 256,000 | $ 142,000 |
| Tolland County Connecticut | 4 | $ 932,000 | $ 233,000 | $ 114,000 |
| Palm Beach County Florida | 4 | $ 1,984,000 | $ 496,000 | $ 307,000 |
| Comal County Texas | 4 | $ 929,000 | $ 232,000 | $ 82,000 |
| Guadalupe County Texas | 4 | $ 800,000 | $ 200,000 | $ 115,000 |
| Parker County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 182,000 |
| Randall County Texas | 4 | $ 957,000 | $ 239,000 | $ 148,000 |
| Island County Washington | 4 | $ 1,528,000 | $ 382,000 | $ 100,000 |
| Yakima County Washington | 4 | $ 602,000 | $ 150,000 | $ 495,000 |
| Waukesha County Wisconsin | 4 | $ 1,087,000 | $ 271,000 | $ 122,000 |
| Gila County Arizona | 3 | $ 860,000 | $ 286,000 | $ 97,000 |
| Yavapai County Arizona | 3 | $ 766,000 | $ 255,000 | $ 68,000 |
| Kern County California | 3 | $ 832,000 | $ 277,000 | $ 139,000 |
| Madera County California | 3 | $ 1,044,000 | $ 348,000 | $ 151,000 |
| Weld County Colorado | 3 | $ 1,330,000 | $ 443,000 | $ 282,000 |
| Litchfield County Connecticut | 3 | $ 648,000 | $ 216,000 | $ 96,000 |
| Alachua County Florida | 3 | $ 1,093,000 | $ 364,000 | $ 224,000 |
| Collier County Florida | 3 | $ 1,218,000 | $ 406,000 | $ 282,000 |
| Hillsborough County Florida | 3 | $ 889,000 | $ 296,000 | $ 192,000 |
| Leon County Florida | 3 | $ 641,000 | $ 213,000 | $ 90,000 |
| Pinellas County Florida | 3 | $ 574,000 | $ 191,000 | $ 84,000 |
| Seminole County Florida | 3 | $ 690,000 | $ 230,000 | $ 85,000 |
| Ada County Idaho | 3 | $ 1,316,000 | $ 438,000 | $ 110,000 |
| McHenry County Illinois | 3 | $ 865,000 | $ 288,000 | $ 116,000 |
| Benton County Oregon | 3 | $ 583,000 | $ 194,000 | $ 82,000 |
| Columbia County Oregon | 3 | $ 810,000 | $ 270,000 | $ 62,000 |
| Jackson County Oregon | 3 | $ 664,000 | $ 221,000 | $ 100,000 |
| Cameron County Texas | 3 | $ 655,000 | $ 218,000 | $ 190,000 |
| Johnson County Texas | 3 | $ 1,900,000 | $ 633,000 | $ 317,000 |
| Kendall County Texas | 3 | $ 683,000 | $ 227,000 | $ 157,000 |
| Kerr County Texas | 3 | $ 1,875,000 | $ 625,000 | $ 241,000 |
| Lubbock County Texas | 3 | $ 599,000 | $ 199,000 | $ 217,000 |
| Rockwall County Texas | 3 | $ 695,000 | $ 231,000 | $ 96,000 |
| Smith County Texas | 3 | $ 965,000 | $ 321,000 | $ 167,000 |
| Davis County Utah | 3 | $ 887,000 | $ 295,000 | $ 105,000 |
| Utah County Utah | 3 | $ 709,000 | $ 236,000 | $ 107,000 |
| Benton County Washington | 3 | $ 626,000 | $ 208,000 | $ 124,000 |
| Whatcom County Washington | 3 | $ 741,000 | $ 247,000 | $ 108,000 |
| Dane County Wisconsin | 3 | $ 662,000 | $ 220,000 | $ 131,000 |
| Milwaukee County Wisconsin | 3 | $ 578,000 | $ 192,000 | $ 60,000 |
| Cochise County Arizona | 2 | $ 616,000 | $ 308,000 | $ 133,000 |
| Mohave County Arizona | 2 | $ 512,000 | $ 256,000 | $ 167,000 |
| Calaveras County California | 2 | $ 282,000 | $ 141,000 | $ 238,000 |
| Kings County California | 2 | $ 947,000 | $ 473,000 | $ 119,000 |
| Mendocino County California | 2 | $ 748,000 | $ 374,000 | $ 121,000 |
| Plumas County California | 2 | $ 907,000 | $ 453,000 | $ 205,000 |
| Siskiyou County California | 2 | $ 664,000 | $ 332,000 | $ 161,000 |
| Solano County California | 2 | $ 373,000 | $ 186,000 | $ 147,000 |
| Sutter County California | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Tehama County California | 2 | $ 315,000 | $ 157,000 | $ 50,000 |
| Tulare County California | 2 | $ 329,000 | $ 164,000 | $ 110,000 |
| Yuba County California | 2 | $ 285,000 | $ 142,000 | $ 39,000 |
| Broomfield County Colorado | 2 | $ 342,000 | $ 171,000 | $ 113,000 |
| Eagle County Colorado | 2 | $ 1,031,000 | $ 515,000 | $ 145,000 |
| New London County Connecticut | 2 | $ 426,000 | $ 213,000 | $ 64,000 |
| Citrus County Florida | 2 | $ 341,000 | $ 170,000 | $ 71,000 |
| Martin County Florida | 2 | $ 587,000 | $ 293,000 | $ 130,000 |
| Monroe County Florida | 2 | $ 1,042,000 | $ 521,000 | $ 170,000 |
| Sumter County Florida | 2 | $ 627,000 | $ 313,000 | $ 231,000 |
| Volusia County Florida | 2 | $ 598,000 | $ 299,000 | $ 89,000 |
| Blaine County Idaho | 2 | $ 625,000 | $ 312,000 | $ 145,000 |
| Canyon County Idaho | 2 | $ 435,000 | $ 217,000 | $ 104,000 |
| Latah County Idaho | 2 | $ 267,000 | $ 133,000 | $ 58,000 |
| Kendall County Illinois | 2 | $ 554,000 | $ 277,000 | $ 131,000 |
| Madison County Illinois | 2 | $ 456,000 | $ 228,000 | $ 111,000 |
| Otero County New Mexico | 2 | $ 300,000 | $ 150,000 | $ 38,000 |
| Sandoval County New Mexico | 2 | $ 336,000 | $ 168,000 | $ 210,000 |
| Santa Fe County New Mexico | 2 | $ 1,659,000 | $ 829,000 | $ 246,000 |
| Grant County Oregon | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Jefferson County Oregon | 2 | $ 507,000 | $ 253,000 | $ 87,000 |
| Polk County Oregon | 2 | $ 800,000 | $ 400,000 | $ 267,000 |
| Tillamook County Oregon | 2 | $ 545,000 | $ 272,000 | $ 119,000 |
| Richland County South Carolina | 2 | $ 406,000 | $ 203,000 | $ 81,000 |
| Grayson County Texas | 2 | $ 475,000 | $ 237,000 | $ 151,000 |
| Gregg County Texas | 2 | $ 388,000 | $ 194,000 | $ 139,000 |
| Leon County Texas | 2 | $ 279,000 | $ 139,000 | $ 199,000 |
| McLennan County Texas | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Navarro County Texas | 2 | $ 730,000 | $ 365,000 | $ 102,000 |
| Taylor County Texas | 2 | $ 236,000 | $ 118,000 | $ 127,000 |
| Webb County Texas | 2 | $ 434,000 | $ 217,000 | $ 200,000 |
| Rich County Utah | 2 | $ 329,000 | $ 164,000 | $ 71,000 |
| Washington County Utah | 2 | $ 684,000 | $ 342,000 | $ 122,000 |
| Chelan County Washington | 2 | $ 633,000 | $ 316,000 | $ 107,000 |
| Brown County Wisconsin | 2 | $ 316,000 | $ 158,000 | $ 57,000 |
| Kenosha County Wisconsin | 2 | $ 484,000 | $ 242,000 | $ 135,000 |
| Outagamie County Wisconsin | 2 | $ 391,000 | $ 195,000 | $ 61,000 |
| Racine County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 103,000 |
| La Paz County Arizona | 1 | $ 413,000 | $ 413,000 | $ 891,000 |
| Santa Cruz County Arizona | 1 | $ 240,000 | $ 240,000 | $ 57,000 |
| Yuma County Arizona | 1 | $ 192,000 | $ 192,000 | $ 134,000 |
| Amador County California | 1 | $ 284,000 | $ 284,000 | $ 165,000 |
| Colusa County California | 1 | $ 405,000 | $ 405,000 | $ 71,000 |
| Lassen County California | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Stanislaus County California | 1 | $ 277,000 | $ 277,000 | $ 90,000 |
| Clear Creek County Colorado | 1 | $ 350,000 | $ 350,000 | $ 209,000 |
| Elbert County Colorado | 1 | $ 335,000 | $ 335,000 | $ 204,000 |
| Grand County Colorado | 1 | $ 270,000 | $ 270,000 | $ 180,000 |
| Gunnison County Colorado | 1 | $ 236,000 | $ 236,000 | $ 285,000 |
| Mesa County Colorado | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Montezuma County Colorado | 1 | $ 310,000 | $ 310,000 | $ 109,000 |
| Pueblo County Colorado | 1 | $ 223,000 | $ 223,000 | $ 107,000 |
| Routt County Colorado | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| San Miguel County Colorado | 1 | $ 331,000 | $ 331,000 | $ 1,020,000 |
| Teller County Colorado | 1 | $ 213,000 | $ 213,000 | $ 134,000 |
| Middlesex County Connecticut | 1 | $ 230,000 | $ 230,000 | $ 139,000 |
| Brevard County Florida | 1 | $ 98,000 | $ 98,000 | $ 19,000 |
| Charlotte County Florida | 1 | $ 407,000 | $ 407,000 | $ 60,000 |
| Clay County Florida | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Columbia County Florida | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Duval County Florida | 1 | $ 361,000 | $ 361,000 | $ 110,000 |
| Escambia County Florida | 1 | $ 143,000 | $ 143,000 | $ 199,000 |
| Glades County Florida | 1 | $ 126,000 | $ 126,000 | $ 81,000 |
| Indian River County Florida | 1 | $ 270,000 | $ 270,000 | $ 124,000 |
| Lake County Florida | 1 | $ 330,000 | $ 330,000 | $ 63,000 |
| Marion County Florida | 1 | $ 321,000 | $ 321,000 | $ 101,000 |
| Okaloosa County Florida | 1 | $ 166,000 | $ 166,000 | $ 201,000 |
| Osceola County Florida | 1 | $ 300,000 | $ 300,000 | $ 53,000 |
| Pasco County Florida | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Santa Rosa County Florida | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 175,000 | $ 175,000 | $ 230,000 |
| St. Lucie County Florida | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Bear Lake County Idaho | 1 | $ 157,000 | $ 157,000 | $ 59,000 |
| Bonner County Idaho | 1 | $ 254,000 | $ 254,000 | $ 74,000 |
| Elmore County Idaho | 1 | $ 212,000 | $ 212,000 | $ 72,000 |
| Fremont County Idaho | 1 | $ 109,000 | $ 109,000 | $ 26,000 |
| Gooding County Idaho | 1 | $ 785,000 | $ 785,000 | $ 210,000 |
| Idaho County Idaho | 1 | $ 228,000 | $ 228,000 | $ 39,000 |
| Kootenai County Idaho | 1 | $ 268,000 | $ 268,000 | $ 53,000 |
| Madison County Idaho | 1 | $ 203,000 | $ 203,000 | $ 177,000 |
| Valley County Idaho | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Adams County Illinois | 1 | $ 223,000 | $ 223,000 | $ 75,000 |
| McLean County Illinois | 1 | $ 180,000 | $ 180,000 | $ 170,000 |
| Piatt County Illinois | 1 | $ 242,000 | $ 242,000 | $ 63,000 |
| Rock Island County Illinois | 1 | $ 156,000 | $ 156,000 | $ 99,000 |
| Shelby County Illinois | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| St. Clair County Illinois | 1 | $ 289,000 | $ 289,000 | $ 206,000 |
| Dakota County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Pine County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Ramsey County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 201,000 |
| Todd County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Eddy County New Mexico | 1 | $ 328,000 | $ 328,000 | $ 90,000 |
| Lincoln County New Mexico | 1 | $ 204,000 | $ 204,000 | $ 96,000 |
| Rio Arriba County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| San Juan County New Mexico | 1 | $ 171,000 | $ 171,000 | $ 81,000 |
| Taos County New Mexico | 1 | $ 232,000 | $ 232,000 | $ 69,000 |
| Tulsa County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Crook County Oregon | 1 | $ 260,000 | $ 260,000 | $ 94,000 |
| Josephine County Oregon | 1 | $ 378,000 | $ 378,000 | $ 133,000 |
| Klamath County Oregon | 1 | $ 210,000 | $ 210,000 | $ 267,000 |
| Lincoln County Oregon | 1 | $ 389,000 | $ 389,000 | $ 109,000 |
| Marion County Oregon | 1 | $ 289,000 | $ 289,000 | $ 75,000 |
| Umatilla County Oregon | 1 | $ 167,000 | $ 167,000 | $ 120,000 |
| Yamhill County Oregon | 1 | $ 514,000 | $ 514,000 | $ 220,000 |
| Anderson County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Charleston County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| Cherokee County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Laurens County South Carolina | 1 | $ 396,000 | $ 396,000 | $ 127,000 |
| Lexington County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 71,000 |
| Oconee County South Carolina | 1 | $ 669,000 | $ 669,000 | $ 401,000 |
| York County South Carolina | 1 | $ 211,000 | $ 211,000 | $ 74,000 |
| Anderson County Texas | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Atascosa County Texas | 1 | $ 189,000 | $ 189,000 | $ 129,000 |
| Bandera County Texas | 1 | $ 413,000 | $ 413,000 | $ 99,000 |
| Bastrop County Texas | 1 | $ 208,000 | $ 208,000 | $ 73,000 |
| Brazos County Texas | 1 | $ 320,000 | $ 320,000 | $ 199,000 |
| Burnet County Texas | 1 | $ 217,000 | $ 217,000 | $ 194,000 |
| Cass County Texas | 1 | $ 270,000 | $ 270,000 | $ 192,000 |
| Cherokee County Texas | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Crane County Texas | 1 | $ 300,000 | $ 300,000 | $ 126,000 |
| Grimes County Texas | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Harrison County Texas | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| Hays County Texas | 1 | $ 417,000 | $ 417,000 | $ 91,000 |
| Henderson County Texas | 1 | $ 220,000 | $ 220,000 | $ 200,000 |
| Hood County Texas | 1 | $ 383,000 | $ 383,000 | $ 128,000 |
| Jasper County Texas | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Lee County Texas | 1 | $ 175,000 | $ 175,000 | $ 23,000 |
| Medina County Texas | 1 | $ 150,000 | $ 150,000 | $ 103,000 |
| Midland County Texas | 1 | $ 209,000 | $ 209,000 | $ 84,000 |
| Orange County Texas | 1 | $ 274,000 | $ 274,000 | $ 92,000 |
| Real County Texas | 1 | $ 276,000 | $ 276,000 | $ 51,000 |
| Somervell County Texas | 1 | $ 234,000 | $ 234,000 | $ 62,000 |
| Tom Green County Texas | 1 | $ 260,000 | $ 260,000 | $ 209,000 |
| Van Zandt County Texas | 1 | $ 188,000 | $ 188,000 | $ 117,000 |
| Walker County Texas | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Waller County Texas | 1 | $ 260,000 | $ 260,000 | $ 130,000 |
| Wilson County Texas | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Wise County Texas | 1 | $ 223,000 | $ 223,000 | $ 248,000 |
| Wood County Texas | 1 | $ 153,000 | $ 153,000 | $ 99,000 |
| Young County Texas | 1 | $ 254,000 | $ 254,000 | $ 120,000 |
| Juab County Utah | 1 | $ 263,000 | $ 263,000 | $ 75,000 |
| Summit County Utah | 1 | $ 196,000 | $ 196,000 | $ 143,000 |
| Weber County Utah | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Cowlitz County Washington | 1 | $ 108,000 | $ 108,000 | $ 73,000 |
| Douglas County Washington | 1 | $ 417,000 | $ 417,000 | $ 202,000 |
| Franklin County Washington | 1 | $ 238,000 | $ 238,000 | $ 54,000 |
| Grant County Washington | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| Grays Harbor County Washington | 1 | $ 328,000 | $ 328,000 | $ 300,000 |
| Jefferson County Washington | 1 | $ 410,000 | $ 410,000 | $ 80,000 |
| Kittitas County Washington | 1 | $ 131,000 | $ 131,000 | $ 64,000 |
| Klickitat County Washington | 1 | $ 146,000 | $ 146,000 | $ 88,000 |
| Lewis County Washington | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Mason County Washington | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Pacific County Washington | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Skagit County Washington | 1 | $ 262,000 | $ 262,000 | $ 49,000 |
| Stevens County Washington | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Wahkiakum County Washington | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Whitman County Washington | 1 | $ 302,000 | $ 302,000 | $ 127,000 |
| Adams County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 36,000 |
| Chippewa County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| Lincoln County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Marathon County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| Ozaukee County Wisconsin | 1 | $ 403,000 | $ 403,000 | $ 236,000 |
| Rock County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| Sauk County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
| Sheboygan County Wisconsin | 1 | $ 227,000 | $ 227,000 | $ 133,000 |
| St. Croix County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| Washington County Wisconsin | 1 | $ 208,000 | $ 208,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Americash in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,392 | $788,133,000 | $329,000 | $1,916,000 | $147,000 | $5,406,000 |
| Home Purchase | 75 | $27,069,000 | $360,000 | $1,031,000 | $188,000 | $1,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,682 | $557,129,000 | $331,000 | $1,916,000 | $155,000 | $5,406,000 |
| Not Provided | 449 | $153,091,000 | $340,000 | $1,500,000 | $138,000 | $840,000 |
| Asian | 186 | $63,231,000 | $339,000 | $898,000 | $149,000 | $1,368,000 |
| Hispanic | 123 | $33,958,000 | $276,000 | $1,295,000 | $104,000 | $486,000 |
| Black or African American | 13 | $3,571,000 | $274,000 | $796,000 | $117,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,394,000 | $299,000 | $438,000 | $146,000 | $307,000 |
| American Indian or Alaskan Native | 6 | $1,828,000 | $304,000 | $365,000 | $123,000 | $184,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,443 | $807,797,000 | $330,000 | $1,916,000 | $149,000 | $5,406,000 |
| FHA-insured (Federal Housing Administration) | 22 | $6,760,000 | $307,000 | $720,000 | $81,000 | $196,000 |
| VA-guaranteed (Veterans Administration) | 2 | $645,000 | $322,000 | $475,000 | $123,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,721 | $525,773,000 | $305,000 | $1,130,000 | $150,000 | $5,406,000 |
| Application Withdrawn By Applicant | 350 | $138,539,000 | $395,000 | $1,916,000 | $154,000 | $1,000,000 |
| Application Denied By Financial Institution | 275 | $103,354,000 | $375,000 | $1,597,000 | $129,000 | $1,020,000 |
| Application Approved But Not Accepted | 120 | $46,046,000 | $383,000 | $1,704,000 | $158,000 | $563,000 |
| File Closed For Incompleteness | 1 | $1,490,000 | $1,490,000 | $1,490,000 | $313,000 | $313,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5 | $1,552,000 | $310,000 | $410,000 | $62,000 | $88,000 |
| Collateral | 2 | $837,000 | $418,000 | $625,000 | $128,000 | $185,000 |
| Other | 2 | $915,000 | $457,000 | $800,000 | $235,000 | $390,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.