Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Americash 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,668 |
| Total Mortgage Loan Application Amount | $853,118,000 |
| Average Mortgage Loan Application Amount | $339,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $195,000 |
| Highest Applicant Income | $1,681,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 410 | $ 138,293,000 | $ 337,000 | $ 138,000 |
| Orange County California | 372 | $ 127,520,000 | $ 342,000 | $ 147,000 |
| Santa Clara County California | 183 | $ 62,355,000 | $ 340,000 | $ 138,000 |
| San Diego County California | 159 | $ 52,848,000 | $ 332,000 | $ 129,000 |
| Harris County Texas | 85 | $ 21,770,000 | $ 256,000 | $ 132,000 |
| Alameda County California | 80 | $ 24,778,000 | $ 309,000 | $ 143,000 |
| San Mateo County California | 59 | $ 21,048,000 | $ 356,000 | $ 178,000 |
| Ventura County California | 59 | $ 21,045,000 | $ 356,000 | $ 132,000 |
| Contra Costa County California | 57 | $ 16,432,000 | $ 288,000 | $ 126,000 |
| Riverside County California | 49 | $ 16,034,000 | $ 327,000 | $ 157,000 |
| King County Washington | 49 | $ 17,265,000 | $ 352,000 | $ 132,000 |
| San Bernardino County California | 47 | $ 15,356,000 | $ 326,000 | $ 125,000 |
| Dallas County Texas | 40 | $ 12,926,000 | $ 323,000 | $ 143,000 |
| Collin County Texas | 37 | $ 10,774,000 | $ 291,000 | $ 121,000 |
| Tarrant County Texas | 36 | $ 10,294,000 | $ 285,000 | $ 155,000 |
| Maricopa County Arizona | 35 | $ 8,928,000 | $ 255,000 | $ 119,000 |
| Sacramento County California | 35 | $ 9,039,000 | $ 258,000 | $ 126,000 |
| San Francisco County California | 33 | $ 11,829,000 | $ 358,000 | $ 161,000 |
| Travis County Texas | 32 | $ 8,896,000 | $ 278,000 | $ 130,000 |
| Cook County Illinois | 29 | $ 8,105,000 | $ 279,000 | $ 112,000 |
| Fort Bend County Texas | 27 | $ 8,243,000 | $ 305,000 | $ 165,000 |
| Marin County California | 25 | $ 9,200,000 | $ 368,000 | $ 134,000 |
| Santa Barbara County California | 19 | $ 6,789,000 | $ 357,000 | $ 156,000 |
| Jefferson County Colorado | 19 | $ 5,772,000 | $ 303,000 | $ 101,000 |
| Montgomery County Texas | 18 | $ 5,418,000 | $ 301,000 | $ 146,000 |
| Williamson County Texas | 18 | $ 4,550,000 | $ 252,000 | $ 104,000 |
| Denton County Texas | 17 | $ 4,064,000 | $ 239,000 | $ 113,000 |
| Santa Cruz County California | 16 | $ 6,123,000 | $ 382,000 | $ 152,000 |
| Monterey County California | 15 | $ 5,466,000 | $ 364,000 | $ 163,000 |
| Bexar County Texas | 15 | $ 3,977,000 | $ 265,000 | $ 148,000 |
| Placer County California | 14 | $ 4,825,000 | $ 344,000 | $ 113,000 |
| DuPage County Illinois | 14 | $ 4,119,000 | $ 294,000 | $ 99,000 |
| Galveston County Texas | 14 | $ 3,727,000 | $ 266,000 | $ 152,000 |
| Sonoma County California | 13 | $ 4,012,000 | $ 308,000 | $ 121,000 |
| Snohomish County Washington | 13 | $ 4,306,000 | $ 331,000 | $ 126,000 |
| Pima County Arizona | 12 | $ 3,422,000 | $ 285,000 | $ 111,000 |
| Boulder County Colorado | 12 | $ 3,475,000 | $ 289,000 | $ 130,000 |
| Washington County Oregon | 12 | $ 3,581,000 | $ 298,000 | $ 167,000 |
| Multnomah County Oregon | 11 | $ 2,729,000 | $ 248,000 | $ 89,000 |
| Fresno County California | 10 | $ 3,360,000 | $ 336,000 | $ 99,000 |
| Larimer County Colorado | 10 | $ 3,289,000 | $ 328,000 | $ 172,000 |
| Lake County Illinois | 10 | $ 3,689,000 | $ 368,000 | $ 192,000 |
| Solano County California | 9 | $ 3,071,000 | $ 341,000 | $ 134,000 |
| Yolo County California | 9 | $ 2,438,000 | $ 270,000 | $ 88,000 |
| El Paso County Colorado | 9 | $ 2,779,000 | $ 308,000 | $ 293,000 |
| Chester County Pennsylvania | 9 | $ 3,048,000 | $ 338,000 | $ 106,000 |
| San Luis Obispo County California | 8 | $ 2,285,000 | $ 285,000 | $ 124,000 |
| Denver County Colorado | 8 | $ 2,307,000 | $ 288,000 | $ 154,000 |
| El Paso County Texas | 8 | $ 2,381,000 | $ 297,000 | $ 134,000 |
| Douglas County Colorado | 7 | $ 2,675,000 | $ 382,000 | $ 124,000 |
| McHenry County Illinois | 7 | $ 2,541,000 | $ 363,000 | $ 117,000 |
| Utah County Utah | 7 | $ 2,171,000 | $ 310,000 | $ 109,000 |
| El Dorado County California | 6 | $ 2,107,000 | $ 351,000 | $ 151,000 |
| Fairfield County Connecticut | 6 | $ 2,005,000 | $ 334,000 | $ 159,000 |
| New Haven County Connecticut | 6 | $ 2,454,000 | $ 409,000 | $ 193,000 |
| McLennan County Texas | 6 | $ 878,000 | $ 146,000 | $ 103,000 |
| Orange County Texas | 6 | $ 1,400,000 | $ 233,000 | $ 104,000 |
| Salt Lake County Utah | 6 | $ 1,996,000 | $ 332,000 | $ 79,000 |
| Spokane County Washington | 6 | $ 1,437,000 | $ 239,000 | $ 101,000 |
| Arapahoe County Colorado | 5 | $ 1,751,000 | $ 350,000 | $ 98,000 |
| Hartford County Connecticut | 5 | $ 2,138,000 | $ 427,000 | $ 109,000 |
| Kane County Illinois | 5 | $ 1,216,000 | $ 243,000 | $ 109,000 |
| Hennepin County Minnesota | 5 | $ 1,651,000 | $ 330,000 | $ 295,000 |
| Clackamas County Oregon | 5 | $ 1,739,000 | $ 347,000 | $ 130,000 |
| Deschutes County Oregon | 5 | $ 1,376,000 | $ 275,000 | $ 107,000 |
| Lane County Oregon | 5 | $ 1,642,000 | $ 328,000 | $ 175,000 |
| Delaware County Pennsylvania | 5 | $ 1,909,000 | $ 381,000 | $ 120,000 |
| Pierce County Washington | 5 | $ 1,175,000 | $ 235,000 | $ 110,000 |
| Thurston County Washington | 5 | $ 1,440,000 | $ 288,000 | $ 128,000 |
| Napa County California | 4 | $ 1,494,000 | $ 373,000 | $ 75,000 |
| Windham County Connecticut | 4 | $ 915,000 | $ 228,000 | $ 193,000 |
| Will County Illinois | 4 | $ 1,053,000 | $ 263,000 | $ 203,000 |
| Dakota County Minnesota | 4 | $ 1,143,000 | $ 285,000 | $ 117,000 |
| New York County New York | 4 | $ 832,000 | $ 208,000 | $ 91,000 |
| Montgomery County Pennsylvania | 4 | $ 1,020,000 | $ 255,000 | $ 110,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,268,000 | $ 317,000 | $ 134,000 |
| Brazoria County Texas | 4 | $ 582,000 | $ 145,000 | $ 105,000 |
| Brazos County Texas | 4 | $ 932,000 | $ 233,000 | $ 156,000 |
| Midland County Texas | 4 | $ 1,501,000 | $ 375,000 | $ 103,000 |
| Polk County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 108,000 |
| Clark County Washington | 4 | $ 1,097,000 | $ 274,000 | $ 157,000 |
| Whatcom County Washington | 4 | $ 2,023,000 | $ 505,000 | $ 141,000 |
| Cochise County Arizona | 3 | $ 937,000 | $ 312,000 | $ 59,000 |
| Mohave County Arizona | 3 | $ 835,000 | $ 278,000 | $ 135,000 |
| Butte County California | 3 | $ 704,000 | $ 234,000 | $ 83,000 |
| Kern County California | 3 | $ 1,370,000 | $ 456,000 | $ 137,000 |
| San Joaquin County California | 3 | $ 801,000 | $ 267,000 | $ 107,000 |
| Adams County Colorado | 3 | $ 741,000 | $ 247,000 | $ 113,000 |
| Broomfield County Colorado | 3 | $ 1,015,000 | $ 338,000 | $ 108,000 |
| San Miguel County Colorado | 3 | $ 561,000 | $ 187,000 | $ 112,000 |
| Champaign County Illinois | 3 | $ 579,000 | $ 193,000 | $ 130,000 |
| Rock Island County Illinois | 3 | $ 575,000 | $ 191,000 | $ 84,000 |
| St. Clair County Illinois | 3 | $ 724,000 | $ 241,000 | $ 117,000 |
| Ramsey County Minnesota | 3 | $ 599,000 | $ 199,000 | $ 123,000 |
| Bernalillo County New Mexico | 3 | $ 904,000 | $ 301,000 | $ 131,000 |
| Josephine County Oregon | 3 | $ 1,070,000 | $ 356,000 | $ 98,000 |
| Marion County Oregon | 3 | $ 1,062,000 | $ 354,000 | $ 119,000 |
| Hays County Texas | 3 | $ 1,032,000 | $ 344,000 | $ 119,000 |
| Hidalgo County Texas | 3 | $ 759,000 | $ 253,000 | $ 121,000 |
| Cowlitz County Washington | 3 | $ 866,000 | $ 288,000 | $ 177,000 |
| Grays Harbor County Washington | 3 | $ 883,000 | $ 294,000 | $ 259,000 |
| Island County Washington | 3 | $ 948,000 | $ 316,000 | $ 98,000 |
| Humboldt County California | 2 | $ 773,000 | $ 386,000 | $ 99,000 |
| Inyo County California | 2 | $ 1,070,000 | $ 535,000 | $ 158,000 |
| Kings County California | 2 | $ 460,000 | $ 230,000 | $ 71,000 |
| Mendocino County California | 2 | $ 483,000 | $ 241,000 | $ 95,000 |
| Nevada County California | 2 | $ 449,000 | $ 224,000 | $ 88,000 |
| Sutter County California | 2 | $ 508,000 | $ 254,000 | $ 55,000 |
| Mesa County Colorado | 2 | $ 890,000 | $ 445,000 | $ 205,000 |
| Weld County Colorado | 2 | $ 493,000 | $ 246,000 | $ 93,000 |
| New London County Connecticut | 2 | $ 552,000 | $ 276,000 | $ 76,000 |
| Fulton County Georgia | 2 | $ 824,000 | $ 412,000 | $ 119,000 |
| Ada County Idaho | 2 | $ 423,000 | $ 211,000 | $ 79,000 |
| Kendall County Illinois | 2 | $ 661,000 | $ 330,000 | $ 138,000 |
| Winnebago County Illinois | 2 | $ 692,000 | $ 346,000 | $ 281,000 |
| Olmsted County Minnesota | 2 | $ 503,000 | $ 251,000 | $ 177,000 |
| Waseca County Minnesota | 2 | $ 235,000 | $ 117,000 | $ 57,000 |
| Bergen County New Jersey | 2 | $ 733,000 | $ 366,000 | $ 143,000 |
| Hunterdon County New Jersey | 2 | $ 580,000 | $ 290,000 | $ 244,000 |
| Cumberland County Pennsylvania | 2 | $ 665,000 | $ 332,000 | $ 153,000 |
| Austin County Texas | 2 | $ 349,000 | $ 174,000 | $ 89,000 |
| Comal County Texas | 2 | $ 527,000 | $ 263,000 | $ 83,000 |
| Ellis County Texas | 2 | $ 207,000 | $ 103,000 | $ 89,000 |
| Gregg County Texas | 2 | $ 777,000 | $ 388,000 | $ 102,000 |
| Guadalupe County Texas | 2 | $ 795,000 | $ 397,000 | $ 169,000 |
| Henderson County Texas | 2 | $ 375,000 | $ 187,000 | $ 68,000 |
| Hood County Texas | 2 | $ 860,000 | $ 430,000 | $ 99,000 |
| Kerr County Texas | 2 | $ 467,000 | $ 233,000 | $ 27,000 |
| Nueces County Texas | 2 | $ 947,000 | $ 473,000 | $ 431,000 |
| Parker County Texas | 2 | $ 594,000 | $ 297,000 | $ 126,000 |
| Randall County Texas | 2 | $ 900,000 | $ 450,000 | $ 206,000 |
| Rockwall County Texas | 2 | $ 495,000 | $ 247,000 | $ 141,000 |
| Smith County Texas | 2 | $ 296,000 | $ 148,000 | $ 72,000 |
| Summit County Utah | 2 | $ 808,000 | $ 404,000 | $ 203,000 |
| Tooele County Utah | 2 | $ 558,000 | $ 279,000 | $ 62,000 |
| Washington County Utah | 2 | $ 406,000 | $ 203,000 | $ 75,000 |
| Fairfax County Virginia | 2 | $ 575,000 | $ 287,000 | $ 32,000 |
| Benton County Washington | 2 | $ 486,000 | $ 243,000 | $ 84,000 |
| Kitsap County Washington | 2 | $ 478,000 | $ 239,000 | $ 95,000 |
| Skagit County Washington | 2 | $ 530,000 | $ 265,000 | $ 66,000 |
| Yakima County Washington | 2 | $ 343,000 | $ 171,000 | $ 92,000 |
| Eau Claire County Wisconsin | 2 | $ 288,000 | $ 144,000 | $ 215,000 |
| Fairbanks North Star County Alaska | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Matanuska-Susitna County Alaska | 1 | $ 596,000 | $ 596,000 | $ 229,000 |
| Coconino County Arizona | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 329,000 | $ 329,000 | $ 64,000 |
| Yavapai County Arizona | 1 | $ 451,000 | $ 451,000 | $ 109,000 |
| Amador County California | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Calaveras County California | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Del Norte County California | 1 | $ 493,000 | $ 493,000 | $ 200,000 |
| Merced County California | 1 | $ 320,000 | $ 320,000 | $ 66,000 |
| Siskiyou County California | 1 | $ 362,000 | $ 362,000 | $ 53,000 |
| Stanislaus County California | 1 | $ 405,000 | $ 405,000 | $ 211,000 |
| Trinity County California | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Tulare County California | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Tuolumne County California | 1 | $ 340,000 | $ 340,000 | $ 87,000 |
| Alamosa County Colorado | 1 | $ 368,000 | $ 368,000 | $ 110,000 |
| Chaffee County Colorado | 1 | $ 218,000 | $ 218,000 | $ 133,000 |
| Eagle County Colorado | 1 | $ 298,000 | $ 298,000 | $ 68,000 |
| Gilpin County Colorado | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Routt County Colorado | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Litchfield County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 118,000 |
| DeKalb County Georgia | 1 | $ 364,000 | $ 364,000 | $ 91,000 |
| Forsyth County Georgia | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Gwinnett County Georgia | 1 | $ 244,000 | $ 244,000 | $ 57,000 |
| Blaine County Idaho | 1 | $ 112,000 | $ 112,000 | $ 186,000 |
| LaSalle County Illinois | 1 | $ 623,000 | $ 623,000 | $ 181,000 |
| Madison County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Perry County Illinois | 1 | $ 152,000 | $ 152,000 | $ 161,000 |
| Jefferson County Kansas | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 268,000 | $ 268,000 | $ 86,000 |
| Barry County Michigan | 1 | $ 51,000 | $ 51,000 | $ 86,000 |
| Oakland County Michigan | 1 | $ 206,000 | $ 206,000 | $ 160,000 |
| Chisago County Minnesota | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 68,000 |
| Wabasha County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Cape Girardeau County Missouri | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Flathead County Montana | 1 | $ 280,000 | $ 280,000 | $ 151,000 |
| Washoe County Nevada | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Burlington County New Jersey | 1 | $ 592,000 | $ 592,000 | $ 184,000 |
| Lincoln County New Mexico | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| Mora County New Mexico | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Queens County New York | 1 | $ 291,000 | $ 291,000 | $ 93,000 |
| Mecklenburg County North Carolina | 1 | $ 358,000 | $ 358,000 | $ 158,000 |
| Franklin County Ohio | 1 | $ 132,000 | $ 132,000 | $ 92,000 |
| Washington County Oklahoma | 1 | $ 408,000 | $ 408,000 | $ 171,000 |
| Benton County Oregon | 1 | $ 402,000 | $ 402,000 | $ 88,000 |
| Clatsop County Oregon | 1 | $ 417,000 | $ 417,000 | $ 234,000 |
| Klamath County Oregon | 1 | $ 270,000 | $ 270,000 | $ 67,000 |
| Yamhill County Oregon | 1 | $ 320,000 | $ 320,000 | $ 47,000 |
| Allegheny County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 46,000 |
| Butler County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Lehigh County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 210,000 |
| Aiken County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 183,000 |
| Florence County South Carolina | 1 | $ 390,000 | $ 390,000 | $ 110,000 |
| Aransas County Texas | 1 | $ 354,000 | $ 354,000 | $ 180,000 |
| Bastrop County Texas | 1 | $ 198,000 | $ 198,000 | $ 127,000 |
| Brown County Texas | 1 | $ 417,000 | $ 417,000 | $ 242,000 |
| Cameron County Texas | 1 | $ 135,000 | $ 135,000 | $ 250,000 |
| Eastland County Texas | 1 | $ 163,000 | $ 163,000 | $ 35,000 |
| Gray County Texas | 1 | $ 682,000 | $ 682,000 | $ 135,000 |
| Grayson County Texas | 1 | $ 284,000 | $ 284,000 | $ 154,000 |
| Harrison County Texas | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Kleberg County Texas | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Lavaca County Texas | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Llano County Texas | 1 | $ 209,000 | $ 209,000 | $ 88,000 |
| Ochiltree County Texas | 1 | $ 147,000 | $ 147,000 | $ 166,000 |
| Reeves County Texas | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Upshur County Texas | 1 | $ 149,000 | $ 149,000 | $ 57,000 |
| Val Verde County Texas | 1 | $ 252,000 | $ 252,000 | $ 171,000 |
| Van Zandt County Texas | 1 | $ 164,000 | $ 164,000 | $ 107,000 |
| Webb County Texas | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Davis County Utah | 1 | $ 709,000 | $ 709,000 | $ 375,000 |
| Wasatch County Utah | 1 | $ 295,000 | $ 295,000 | $ 350,000 |
| Weber County Utah | 1 | $ 139,000 | $ 139,000 | $ 137,000 |
| Albemarle County Virginia | 1 | $ 266,000 | $ 266,000 | $ 179,000 |
| Stafford County Virginia | 1 | $ 174,000 | $ 174,000 | $ 75,000 |
| Clallam County Washington | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Franklin County Washington | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Jefferson County Washington | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Kittitas County Washington | 1 | $ 540,000 | $ 540,000 | $ 189,000 |
| Stevens County Washington | 1 | $ 416,000 | $ 416,000 | $ 249,000 |
| Walla Walla County Washington | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 278,000 | $ 278,000 | $ 71,000 |
| Waukesha County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for Americash in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,650 | $846,653,000 | $319,000 | $1,750,000 | $136,000 | $1,681,000 |
| Home Purchase | 18 | $6,465,000 | $359,000 | $730,000 | $254,000 | $727,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,396 | $466,553,000 | $334,000 | $1,750,000 | $139,000 | $1,270,000 |
| White | 952 | $287,644,000 | $302,000 | $1,295,000 | $137,000 | $1,681,000 |
| Asian | 204 | $68,847,000 | $337,000 | $865,000 | $137,000 | $492,000 |
| Hispanic | 94 | $25,048,000 | $266,000 | $945,000 | $107,000 | $368,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,864,000 | $207,000 | $404,000 | $93,000 | $170,000 |
| Black or African American | 9 | $1,871,000 | $207,000 | $385,000 | $66,000 | $122,000 |
| American Indian or Alaskan Native | 4 | $1,291,000 | $322,000 | $416,000 | $119,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,654 | $850,114,000 | $320,000 | $1,750,000 | $137,000 | $1,681,000 |
| FHA-insured (Federal Housing Administration) | 11 | $2,349,000 | $213,000 | $341,000 | $103,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $655,000 | $218,000 | $260,000 | $75,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,751 | $559,490,000 | $319,000 | $1,100,000 | $144,000 | $1,681,000 |
| Application Withdrawn By Applicant | 584 | $191,637,000 | $328,000 | $1,750,000 | $145,000 | $1,270,000 |
| Application Denied By Financial Institution | 212 | $62,944,000 | $296,000 | $1,041,000 | $119,000 | $799,000 |
| File Closed For Incompleteness | 117 | $37,316,000 | $318,000 | $730,000 | $3,000 | $145,000 |
| Application Approved But Not Accepted | 4 | $1,731,000 | $432,000 | $600,000 | $278,000 | $700,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 57 | $17,127,000 | $300,000 | $725,000 | $159,000 | $799,000 |
| Debt-To-Income Ratio | 38 | $12,332,000 | $324,000 | $1,041,000 | $81,000 | $166,000 |
| Other | 32 | $10,766,000 | $336,000 | $912,000 | $134,000 | $318,000 |
| Unverifiable Information | 10 | $2,696,000 | $269,000 | $500,000 | $204,000 | $578,000 |
| Employment History | 6 | $1,471,000 | $245,000 | $417,000 | $80,000 | $138,000 |
| Credit History | 5 | $1,203,000 | $240,000 | $400,000 | $73,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $401,000 | $401,000 | $401,000 | $99,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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