Americash Mortgage Lending & HMDA Data, 2011
In 2011, Americash of Costa Mesa, CA reported 2,668 mortgage applications totaling $853.1 million, up 8% from 2010. The average application was for $319,759, and applicants reported an average income of $136,796. 66% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (410), Santa Ana-Anaheim-Irvine, CA (372) and San Jose-Sunnyvale-Santa Clara, CA (183) (applications in parentheses).
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,668 |
| Total Mortgage Loan Application Amount | $853,118,000 |
| Average Mortgage Loan Application Amount | $319,759 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $136,796 |
| Highest Applicant Income | $1,681,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Americash filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 410 | $ 138,293,000 | $ 337,300 | $ 138,000 |
| Santa Ana-Anaheim-Irvine, CA | 372 | $ 127,520,000 | $ 342,795 | $ 147,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 183 | $ 62,355,000 | $ 340,737 | $ 138,000 |
| San Diego-Carlsbad-San Marcos, CA | 159 | $ 52,848,000 | $ 332,377 | $ 129,000 |
| Houston-Sugar Land-Baytown, TX | 150 | $ 40,089,000 | $ 267,260 | $ 140,000 |
| Oakland-Fremont-Hayward, CA | 137 | $ 41,210,000 | $ 300,802 | $ 136,000 |
| San Francisco-San Mateo-Redwood City, CA | 117 | $ 42,077,000 | $ 359,632 | $ 164,000 |
| Dallas-Plano-Irving, TX | 98 | $ 28,466,000 | $ 290,469 | $ 128,000 |
| Riverside-San Bernardino-Ontario, CA | 96 | $ 31,390,000 | $ 326,979 | $ 141,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 64 | $ 18,409,000 | $ 287,640 | $ 120,000 |
| Seattle-Bellevue-Everett, WA | 62 | $ 21,571,000 | $ 347,919 | $ 131,000 |
| Chicago-Joliet-Naperville, IL | 61 | $ 17,695,000 | $ 290,081 | $ 116,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 59 | $ 21,045,000 | $ 356,694 | $ 132,000 |
| Austin-Round Rock-San Marcos, TX | 54 | $ 14,676,000 | $ 271,777 | $ 121,000 |
| Denver-Aurora-Broomfield, CO | 46 | $ 14,678,000 | $ 319,086 | $ 115,000 |
| Fort Worth-Arlington, TX | 38 | $ 10,888,000 | $ 286,526 | $ 154,000 |
| Phoenix-Mesa-Glendale, AZ | 35 | $ 8,928,000 | $ 255,085 | $ 119,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 33 | $ 9,466,000 | $ 286,848 | $ 130,636 |
| Philadelphia, PA | 22 | $ 7,245,000 | $ 329,318 | $ 115,000 |
| San Antonio-New Braunfels, TX | 19 | $ 5,299,000 | $ 278,894 | $ 143,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 19 | $ 6,789,000 | $ 357,315 | $ 156,000 |
| Santa Cruz-Watsonville, CA | 16 | $ 6,123,000 | $ 382,687 | $ 152,000 |
| Salinas, CA | 15 | $ 5,466,000 | $ 364,400 | $ 163,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 14 | $ 4,253,000 | $ 303,785 | $ 170,000 |
| Santa Rosa-Petaluma, CA | 13 | $ 4,012,000 | $ 308,615 | $ 121,000 |
| Boulder, CO | 12 | $ 3,475,000 | $ 289,583 | $ 130,000 |
| Tucson, AZ | 12 | $ 3,422,000 | $ 285,166 | $ 111,000 |
| Fort Collins-Loveland, CO | 10 | $ 3,289,000 | $ 328,900 | $ 172,000 |
| Fresno, CA | 10 | $ 3,360,000 | $ 336,000 | $ 99,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 3,689,000 | $ 368,900 | $ 192,000 |
| Salt Lake City, UT | 10 | $ 3,362,000 | $ 336,200 | $ 100,000 |
| Colorado Springs, CO | 9 | $ 2,779,000 | $ 308,777 | $ 293,000 |
| Vallejo-Fairfield, CA | 9 | $ 3,071,000 | $ 341,222 | $ 134,000 |
| El Paso, TX | 8 | $ 2,381,000 | $ 297,625 | $ 134,000 |
| San Luis Obispo-Paso Robles, CA | 8 | $ 2,285,000 | $ 285,625 | $ 124,000 |
| New York-White Plains-Wayne, NY-NJ | 7 | $ 1,856,000 | $ 265,142 | $ 105,857 |
| Provo-Orem, UT | 7 | $ 2,171,000 | $ 310,142 | $ 109,000 |
| Beaumont-Port Arthur, TX | 6 | $ 1,400,000 | $ 233,333 | $ 104,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 2,005,000 | $ 334,166 | $ 159,000 |
| New Haven-Milford, CT | 6 | $ 2,454,000 | $ 409,000 | $ 193,000 |
| Spokane, WA | 6 | $ 1,437,000 | $ 239,500 | $ 101,000 |
| Waco, TX | 6 | $ 878,000 | $ 146,333 | $ 103,000 |
| Atlanta-Sandy Springs-Marietta, GA | 5 | $ 1,837,000 | $ 367,400 | $ 96,000 |
| Bend, OR | 5 | $ 1,376,000 | $ 275,200 | $ 107,000 |
| Eugene-Springfield, OR | 5 | $ 1,642,000 | $ 328,400 | $ 175,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 2,138,000 | $ 427,600 | $ 109,000 |
| Olympia, WA | 5 | $ 1,440,000 | $ 288,000 | $ 128,000 |
| Tacoma, WA | 5 | $ 1,175,000 | $ 235,000 | $ 110,000 |
| Bellingham, WA | 4 | $ 2,023,000 | $ 505,750 | $ 141,000 |
| College Station-Bryan, TX | 4 | $ 932,000 | $ 233,000 | $ 156,000 |
| Midland, TX | 4 | $ 1,501,000 | $ 375,250 | $ 103,000 |
| Napa, CA | 4 | $ 1,494,000 | $ 373,500 | $ 75,000 |
| St. Louis, MO-IL | 4 | $ 919,000 | $ 229,750 | $ 88,000 |
| Albuquerque, NM | 3 | $ 904,000 | $ 301,333 | $ 131,000 |
| Bakersfield-Delano, CA | 3 | $ 1,370,000 | $ 456,666 | $ 137,000 |
| Champaign-Urbana, IL | 3 | $ 579,000 | $ 193,000 | $ 130,000 |
| Chico, CA | 3 | $ 704,000 | $ 234,666 | $ 83,000 |
| Corpus Christi, TX | 3 | $ 1,301,000 | $ 433,666 | $ 347,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 575,000 | $ 191,666 | $ 84,000 |
| Kennewick-Pasco-Richland, WA | 3 | $ 903,000 | $ 301,000 | $ 116,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 835,000 | $ 278,333 | $ 135,000 |
| Longview, TX | 3 | $ 926,000 | $ 308,666 | $ 87,000 |
| Longview, WA | 3 | $ 866,000 | $ 288,666 | $ 177,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 759,000 | $ 253,000 | $ 121,000 |
| Rochester, MN | 3 | $ 718,000 | $ 239,333 | $ 146,000 |
| Salem, OR | 3 | $ 1,062,000 | $ 354,000 | $ 119,000 |
| Stockton, CA | 3 | $ 801,000 | $ 267,000 | $ 107,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3 | $ 749,000 | $ 249,666 | $ 46,000 |
| Amarillo, TX | 2 | $ 900,000 | $ 450,000 | $ 206,000 |
| Boise City-Nampa, ID | 2 | $ 423,000 | $ 211,500 | $ 79,000 |
| Bremerton-Silverdale, WA | 2 | $ 478,000 | $ 239,000 | $ 95,000 |
| Eau Claire, WI | 2 | $ 288,000 | $ 144,000 | $ 215,000 |
| Grand Junction, CO | 2 | $ 890,000 | $ 445,000 | $ 205,000 |
| Greeley, CO | 2 | $ 493,000 | $ 246,500 | $ 93,000 |
| Hanford-Corcoran, CA | 2 | $ 460,000 | $ 230,000 | $ 71,000 |
| Harrisburg-Carlisle, PA | 2 | $ 665,000 | $ 332,500 | $ 153,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 530,000 | $ 265,000 | $ 66,000 |
| Newark-Union, NJ-PA | 2 | $ 580,000 | $ 290,000 | $ 244,000 |
| Norwich-New London, CT | 2 | $ 552,000 | $ 276,000 | $ 76,000 |
| Ogden-Clearfield, UT | 2 | $ 848,000 | $ 424,000 | $ 256,000 |
| Pittsburgh, PA | 2 | $ 346,000 | $ 173,000 | $ 76,000 |
| Rockford, IL | 2 | $ 692,000 | $ 346,000 | $ 281,000 |
| St. George, UT | 2 | $ 406,000 | $ 203,000 | $ 75,000 |
| Tyler, TX | 2 | $ 296,000 | $ 148,000 | $ 72,000 |
| Yakima, WA | 2 | $ 343,000 | $ 171,500 | $ 92,000 |
| Yuba City, CA | 2 | $ 508,000 | $ 254,000 | $ 55,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 220,000 | $ 220,000 | $ 210,000 |
| Anchorage, AK | 1 | $ 596,000 | $ 596,000 | $ 229,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 417,000 | $ 417,000 | $ 183,000 |
| Bethesda-Rockville-Frederick, MD | 1 | $ 268,000 | $ 268,000 | $ 86,000 |
| Brownsville-Harlingen, TX | 1 | $ 135,000 | $ 135,000 | $ 250,000 |
| Camden, NJ | 1 | $ 592,000 | $ 592,000 | $ 184,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 1 | $ 358,000 | $ 358,000 | $ 158,000 |
| Charlottesville, VA | 1 | $ 266,000 | $ 266,000 | $ 179,000 |
| Columbus, OH | 1 | $ 132,000 | $ 132,000 | $ 92,000 |
| Corvallis, OR | 1 | $ 402,000 | $ 402,000 | $ 88,000 |
| Fairbanks, AK | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Flagstaff, AZ | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Florence, SC | 1 | $ 390,000 | $ 390,000 | $ 110,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 51,000 | $ 51,000 | $ 86,000 |
| Laredo, TX | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Merced, CA | 1 | $ 320,000 | $ 320,000 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 147,000 | $ 147,000 | $ 140,000 |
| Modesto, CA | 1 | $ 405,000 | $ 405,000 | $ 211,000 |
| Prescott, AZ | 1 | $ 451,000 | $ 451,000 | $ 109,000 |
| Reno-Sparks, NV | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Sherman-Denison, TX | 1 | $ 284,000 | $ 284,000 | $ 154,000 |
| Topeka, KS | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 206,000 | $ 206,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for Americash in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,650 | $846,653,000 | $319,000 | $1,750,000 | $136,000 | $1,681,000 |
| Home Purchase | 18 | $6,465,000 | $359,000 | $730,000 | $254,000 | $727,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,396 | $466,553,000 | $334,000 | $1,750,000 | $139,000 | $1,270,000 |
| White | 952 | $287,644,000 | $302,000 | $1,295,000 | $137,000 | $1,681,000 |
| Asian | 204 | $68,847,000 | $337,000 | $865,000 | $137,000 | $492,000 |
| Hispanic | 94 | $25,048,000 | $266,000 | $945,000 | $107,000 | $368,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,864,000 | $207,000 | $404,000 | $93,000 | $170,000 |
| Black or African American | 9 | $1,871,000 | $207,000 | $385,000 | $66,000 | $122,000 |
| American Indian or Alaskan Native | 4 | $1,291,000 | $322,000 | $416,000 | $119,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,654 | $850,114,000 | $320,000 | $1,750,000 | $137,000 | $1,681,000 |
| FHA-insured (Federal Housing Administration) | 11 | $2,349,000 | $213,000 | $341,000 | $103,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $655,000 | $218,000 | $260,000 | $75,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,751 | $559,490,000 | $319,000 | $1,100,000 | $144,000 | $1,681,000 |
| Application Withdrawn By Applicant | 584 | $191,637,000 | $328,000 | $1,750,000 | $145,000 | $1,270,000 |
| Application Denied By Financial Institution | 212 | $62,944,000 | $296,000 | $1,041,000 | $119,000 | $799,000 |
| File Closed For Incompleteness | 117 | $37,316,000 | $318,000 | $730,000 | $3,000 | $145,000 |
| Application Approved But Not Accepted | 4 | $1,731,000 | $432,000 | $600,000 | $278,000 | $700,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 57 | $17,127,000 | $300,000 | $725,000 | $159,000 | $799,000 |
| Debt-To-Income Ratio | 38 | $12,332,000 | $324,000 | $1,041,000 | $81,000 | $166,000 |
| Other | 32 | $10,766,000 | $336,000 | $912,000 | $134,000 | $318,000 |
| Unverifiable Information | 10 | $2,696,000 | $269,000 | $500,000 | $204,000 | $578,000 |
| Employment History | 6 | $1,471,000 | $245,000 | $417,000 | $80,000 | $138,000 |
| Credit History | 5 | $1,203,000 | $240,000 | $400,000 | $73,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $401,000 | $401,000 | $401,000 | $99,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About