Inland Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Inland Bank & Trust of Geneva, IL reported 2,755 mortgage applications totaling $669.9 million, up 28% from 2018. The average application was for $243,163, and applicants reported an average income of $116,310. 78% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville, IL (1,233), Springfield, MA (256) and Elgin, IL (161) (applications in parentheses).
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,755 |
| Total Mortgage Loan Application Amount | $669,915,000 |
| Average Mortgage Loan Application Amount | $243,163 |
| Highest Mortgage Loan Application Amount | $5,895,000 |
| Average Applicant Income | $116,310 |
| Highest Applicant Income | $1,408,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Inland Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 821 | $ 204,075,000 | $ 248,568 | $ 115,000 |
| Hampden, Massachusetts | 245 | $ 40,155,000 | $ 163,897 | $ 62,000 |
| DuPage, Illinois | 203 | $ 52,925,000 | $ 260,714 | $ 138,000 |
| Will, Illinois | 168 | $ 36,040,000 | $ 214,523 | $ 115,000 |
| Lake, Illinois | 132 | $ 34,810,000 | $ 263,712 | $ 153,000 |
| Kane, Illinois | 127 | $ 30,545,000 | $ 240,511 | $ 146,000 |
| Worcester, Massachusetts | 80 | $ 18,800,000 | $ 235,000 | $ 93,000 |
| Sedgwick, Kansas | 58 | $ 9,190,000 | $ 158,448 | $ 69,000 |
| Walworth, Wisconsin | 43 | $ 10,925,000 | $ 254,069 | $ 191,000 |
| Plymouth, Massachusetts | 40 | $ 13,300,000 | $ 332,500 | $ 102,000 |
| McHenry, Illinois | 39 | $ 7,365,000 | $ 188,846 | $ 89,000 |
| Providence, Rhode Island | 35 | $ 7,315,000 | $ 209,000 | $ 92,000 |
| Maricopa, Arizona | 28 | $ 7,510,000 | $ 268,214 | $ 116,000 |
| Hartford, Connecticut | 27 | $ 5,575,000 | $ 206,481 | $ 89,000 |
| Lake, Indiana | 25 | $ 4,115,000 | $ 164,600 | $ 74,000 |
| Kendall, Illinois | 22 | $ 5,620,000 | $ 255,454 | $ 106,000 |
| Kankakee, Illinois | 21 | $ 3,315,000 | $ 157,857 | $ 64,000 |
| LaPorte, Indiana | 17 | $ 2,205,000 | $ 129,705 | $ 85,000 |
| Nassau, New York | 17 | $ 8,035,000 | $ 472,647 | $ 154,000 |
| Porter, Indiana | 16 | $ 2,430,000 | $ 151,875 | $ 67,000 |
| Middlesex, Massachusetts | 16 | $ 7,270,000 | $ 454,375 | $ 164,000 |
| Norfolk, Massachusetts | 16 | $ 6,710,000 | $ 419,375 | $ 127,000 |
| Suffolk, New York | 15 | $ 6,905,000 | $ 460,333 | $ 148,000 |
| Kenosha, Wisconsin | 13 | $ 3,415,000 | $ 262,692 | $ 144,000 |
| DeKalb, Illinois | 12 | $ 1,190,000 | $ 99,166 | $ 56,000 |
| Ozaukee, Wisconsin | 12 | $ 2,440,000 | $ 203,333 | $ 73,000 |
| Hampshire, Massachusetts | 11 | $ 1,865,000 | $ 169,545 | $ 66,000 |
| Bristol, Massachusetts | 10 | $ 3,360,000 | $ 336,000 | $ 133,000 |
| Cheshire, New Hampshire | 10 | $ 1,810,000 | $ 181,000 | $ 70,000 |
| Tolland, Connecticut | 9 | $ 2,155,000 | $ 239,444 | $ 91,000 |
| Westchester, New York | 9 | $ 3,725,000 | $ 413,888 | $ 160,000 |
| Lee, Florida | 8 | $ 2,030,000 | $ 253,750 | $ 162,000 |
| Cuyahoga, Ohio | 8 | $ 1,030,000 | $ 128,750 | $ 97,000 |
| Collin, Texas | 8 | $ 3,130,000 | $ 391,250 | $ 186,000 |
| Windham, Connecticut | 7 | $ 1,175,000 | $ 167,857 | $ 71,000 |
| Butler, Kansas | 7 | $ 1,835,000 | $ 262,142 | $ 122,000 |
| Orange, New York | 7 | $ 2,075,000 | $ 296,428 | $ 105,000 |
| Lake, Ohio | 7 | $ 1,055,000 | $ 150,714 | $ 63,000 |
| San Diego, California | 6 | $ 2,990,000 | $ 498,333 | $ 128,000 |
| Fairfield, Connecticut | 6 | $ 2,110,000 | $ 351,666 | $ 141,000 |
| Sangamon, Illinois | 6 | $ 370,000 | $ 61,666 | $ 36,000 |
| Oakland, Michigan | 6 | $ 2,340,000 | $ 390,000 | $ 339,000 |
| Shelby, Tennessee | 6 | $ 400,000 | $ 66,666 | $ 180,000 |
| St. Croix, Wisconsin | 6 | $ 730,000 | $ 121,666 | $ 78,000 |
| Collier, Florida | 5 | $ 2,015,000 | $ 403,000 | $ 287,000 |
| LaSalle, Illinois | 5 | $ 605,000 | $ 121,000 | $ 69,000 |
| Johnson, Kansas | 5 | $ 2,145,000 | $ 429,000 | $ 93,000 |
| Suffolk, Massachusetts | 5 | $ 3,245,000 | $ 649,000 | $ 247,000 |
| Van Buren, Michigan | 5 | $ 1,075,000 | $ 215,000 | $ 237,000 |
| Kings, New York | 5 | $ 2,185,000 | $ 437,000 | $ 120,000 |
| Queens, New York | 5 | $ 2,195,000 | $ 439,000 | $ 110,000 |
| Medina, Ohio | 5 | $ 885,000 | $ 177,000 | $ 54,000 |
| Harris, Texas | 5 | $ 2,195,000 | $ 439,000 | $ 317,000 |
| Milwaukee, Wisconsin | 5 | $ 985,000 | $ 197,000 | $ 112,000 |
| Sheboygan, Wisconsin | 5 | $ 795,000 | $ 159,000 | $ 83,000 |
| Washington, Wisconsin | 5 | $ 1,015,000 | $ 203,000 | $ 80,000 |
| Pinal, Arizona | 4 | $ 640,000 | $ 160,000 | $ 60,000 |
| Larimer, Colorado | 4 | $ 1,010,000 | $ 252,500 | $ 76,000 |
| New Haven, Connecticut | 4 | $ 910,000 | $ 227,500 | $ 75,000 |
| Sarasota, Florida | 4 | $ 1,660,000 | $ 415,000 | $ 166,000 |
| Volusia, Florida | 4 | $ 1,420,000 | $ 355,000 | $ 249,000 |
| Ogle, Illinois | 4 | $ 500,000 | $ 125,000 | $ 97,000 |
| Berrien, Michigan | 4 | $ 670,000 | $ 167,500 | $ 113,000 |
| Richmond, New York | 4 | $ 1,610,000 | $ 402,500 | $ 112,000 |
| Kent, Rhode Island | 4 | $ 1,500,000 | $ 375,000 | $ 123,000 |
| Adams, Wisconsin | 4 | $ 1,110,000 | $ 277,500 | $ 126,000 |
| Pima, Arizona | 3 | $ 805,000 | $ 268,333 | $ 137,000 |
| San Mateo, California | 3 | $ 2,265,000 | $ 755,000 | $ 381,000 |
| Middlesex, Connecticut | 3 | $ 805,000 | $ 268,333 | $ 106,000 |
| Henry, Georgia | 3 | $ 1,005,000 | $ 335,000 | $ 80,000 |
| Boone, Illinois | 3 | $ 485,000 | $ 161,666 | $ 66,000 |
| Winnebago, Illinois | 3 | $ 515,000 | $ 171,666 | $ 99,000 |
| Hamilton, Indiana | 3 | $ 945,000 | $ 315,000 | $ 139,000 |
| Dukes, Massachusetts | 3 | $ 1,705,000 | $ 568,333 | $ 153,000 |
| Cass, Michigan | 3 | $ 485,000 | $ 161,666 | $ 302,000 |
| Hennepin, Minnesota | 3 | $ 355,000 | $ 118,333 | $ 45,000 |
| Hillsborough, New Hampshire | 3 | $ 485,000 | $ 161,666 | $ 65,000 |
| Burlington, New Jersey | 3 | $ 1,095,000 | $ 365,000 | $ 117,000 |
| Cass, North Dakota | 3 | $ 745,000 | $ 248,333 | $ 211,000 |
| Lorain, Ohio | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Lexington, South Carolina | 3 | $ 705,000 | $ 235,000 | $ 63,000 |
| Dallas, Texas | 3 | $ 1,185,000 | $ 395,000 | $ 149,000 |
| Utah, Utah | 3 | $ 935,000 | $ 311,666 | $ 69,000 |
| Waukesha, Wisconsin | 3 | $ 875,000 | $ 291,666 | $ 241,000 |
| Lee, Alabama | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Coconino, Arizona | 2 | $ 750,000 | $ 375,000 | $ 226,000 |
| Pulaski, Arkansas | 2 | $ 150,000 | $ 75,000 | $ 181,000 |
| Orange, California | 2 | $ 1,170,000 | $ 585,000 | $ 209,000 |
| Denver, Colorado | 2 | $ 600,000 | $ 300,000 | $ 142,000 |
| La Plata, Colorado | 2 | $ 930,000 | $ 465,000 | $ 194,000 |
| Summit, Colorado | 2 | $ 930,000 | $ 465,000 | $ 481,000 |
| District of Columbia, District Of Columbia | 2 | $ 1,860,000 | $ 930,000 | $ 262,000 |
| Brevard, Florida | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Broward, Florida | 2 | $ 310,000 | $ 155,000 | $ 204,000 |
| Duval, Florida | 2 | $ 940,000 | $ 470,000 | $ 170,000 |
| Hillsborough, Florida | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| Marion, Florida | 2 | $ 330,000 | $ 165,000 | $ 124,000 |
| Miami-Dade, Florida | 2 | $ 440,000 | $ 220,000 | $ 207,000 |
| Nassau, Florida | 2 | $ 650,000 | $ 325,000 | $ 129,000 |
| Pinellas, Florida | 2 | $ 460,000 | $ 230,000 | $ 236,000 |
| Fayette, Georgia | 2 | $ 660,000 | $ 330,000 | $ 84,000 |
| Fulton, Georgia | 2 | $ 550,000 | $ 275,000 | $ 64,000 |
| Grundy, Illinois | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Jasper, Indiana | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| Pottawattamie, Iowa | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Carroll, Maryland | 2 | $ 490,000 | $ 245,000 | $ 180,000 |
| Barnstable, Massachusetts | 2 | $ 650,000 | $ 325,000 | $ 86,000 |
| Montcalm, Michigan | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Washtenaw, Michigan | 2 | $ 430,000 | $ 215,000 | $ 112,000 |
| Clay, Minnesota | 2 | $ 680,000 | $ 340,000 | $ 167,000 |
| Lyon, Minnesota | 2 | $ 250,000 | $ 125,000 | $ 111,000 |
| Polk, Minnesota | 2 | $ 270,000 | $ 135,000 | $ 26,000 |
| Clark, Nevada | 2 | $ 550,000 | $ 275,000 | $ 151,000 |
| Carroll, New Hampshire | 2 | $ 370,000 | $ 185,000 | $ 246,000 |
| Sullivan, New Hampshire | 2 | $ 470,000 | $ 235,000 | $ 156,000 |
| Bergen, New Jersey | 2 | $ 690,000 | $ 345,000 | $ 118,000 |
| Essex, New Jersey | 2 | $ 550,000 | $ 275,000 | $ 59,000 |
| Bronx, New York | 2 | $ 780,000 | $ 390,000 | $ 142,000 |
| Dutchess, New York | 2 | $ 560,000 | $ 280,000 | $ 114,000 |
| New York, New York | 2 | $ 790,000 | $ 395,000 | $ 109,000 |
| Mecklenburg, North Carolina | 2 | $ 620,000 | $ 310,000 | $ 231,000 |
| Summit, Ohio | 2 | $ 820,000 | $ 410,000 | $ 210,000 |
| Washington, Oregon | 2 | $ 720,000 | $ 360,000 | $ 115,000 |
| Newport, Rhode Island | 2 | $ 740,000 | $ 370,000 | $ 133,000 |
| Charleston, South Carolina | 2 | $ 610,000 | $ 305,000 | $ 185,000 |
| Richland, South Carolina | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Knox, Tennessee | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
| Denton, Texas | 2 | $ 430,000 | $ 215,000 | $ 111,000 |
| Dane, Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 136,000 |
| Door, Wisconsin | 2 | $ 700,000 | $ 350,000 | $ 249,000 |
| Fond du Lac, Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Jefferson, Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 37,000 |
| La Crosse, Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 284,000 |
| Oneida, Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Rock, Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| Apache, Arizona | 1 | $ 385,000 | $ 385,000 | $ 270,000 |
| Mohave, Arizona | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Yavapai, Arizona | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Marion, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Contra Costa, California | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| Los Angeles, California | 1 | $ 1,005,000 | $ 1,005,000 | $ 903,000 |
| Marin, California | 1 | $ 615,000 | $ 615,000 | $ 150,000 |
| Monterey, California | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| San Joaquin, California | 1 | $ 365,000 | $ 365,000 | $ 17,000 |
| Ventura, California | 1 | $ 715,000 | $ 715,000 | $ 296,000 |
| Arapahoe, Colorado | 1 | $ 405,000 | $ 405,000 | $ 154,000 |
| Douglas, Colorado | 1 | $ 505,000 | $ 505,000 | $ 211,000 |
| Litchfield, Connecticut | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| New Castle, Delaware | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Charlotte, Florida | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Escambia, Florida | 1 | $ 485,000 | $ 485,000 | $ 362,000 |
| Flagler, Florida | 1 | $ 425,000 | $ 425,000 | $ 98,000 |
| Lake, Florida | 1 | $ 545,000 | $ 545,000 | $ 351,000 |
| Levy, Florida | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Orange, Florida | 1 | $ 315,000 | $ 315,000 | $ 218,000 |
| Palm Beach, Florida | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Pasco, Florida | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Santa Rosa, Florida | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| St. Johns, Florida | 1 | $ 375,000 | $ 375,000 | $ 183,000 |
| Walton, Florida | 1 | $ 435,000 | $ 435,000 | $ 161,000 |
| Cook, Georgia | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Lanier, Georgia | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Newton, Georgia | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
| Rockdale, Georgia | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Twin Falls, Idaho | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Bureau, Illinois | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Lee, Illinois | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Elkhart, Indiana | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Hendricks, Indiana | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Marshall, Indiana | 1 | $ 305,000 | $ 305,000 | $ 411,000 |
| Pulaski, Indiana | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Cowley, Kansas | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| Finney, Kansas | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Neosho, Kansas | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Reno, Kansas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Wyandotte, Kansas | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Oldham, Kentucky | 1 | $ 355,000 | $ 355,000 | $ 156,000 |
| Anne Arundel, Maryland | 1 | $ 485,000 | $ 485,000 | $ 210,000 |
| Essex, Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 183,000 |
| Allegan, Michigan | 1 | $ 485,000 | $ 485,000 | $ 374,000 |
| Barry, Michigan | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Chippewa, Michigan | 1 | $ 365,000 | $ 365,000 | $ 397,000 |
| Lapeer, Michigan | 1 | $ 285,000 | $ 285,000 | $ 188,000 |
| Livingston, Michigan | 1 | $ 275,000 | $ 275,000 | $ 202,000 |
| Macomb, Michigan | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Oceana, Michigan | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Wayne, Michigan | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Becker, Minnesota | 1 | $ 485,000 | $ 485,000 | $ 280,000 |
| Carver, Minnesota | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Ramsey, Minnesota | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Washington, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| DeSoto, Mississippi | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Hancock, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Jackson, Mississippi | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Pontotoc, Mississippi | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Camden, Missouri | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Dawson, Nebraska | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Douglas, Nebraska | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Keith, Nebraska | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Lincoln, Nebraska | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Mercer, New Jersey | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| Middlesex, New Jersey | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Ocean, New Jersey | 1 | $ 355,000 | $ 355,000 | $ 195,000 |
| Somerset, New Jersey | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Union, New Jersey | 1 | $ 185,000 | $ 185,000 | $ 214,000 |
| Putnam, New York | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Rockland, New York | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Washington, New York | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Brunswick, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Moore, North Carolina | 1 | $ 485,000 | $ 485,000 | $ 150,000 |
| Pitt, North Carolina | 1 | $ 525,000 | $ 525,000 | $ 118,000 |
| Union, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Wake, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Butler, Ohio | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Portage, Ohio | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Wood, Ohio | 1 | $ 305,000 | $ 305,000 | $ 400,000 |
| Canadian, Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Oklahoma, Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 179,000 |
| Multnomah, Oregon | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Allegheny, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Montgomery, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Philadelphia, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Washington, Rhode Island | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Anderson, South Carolina | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Horry, South Carolina | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Newberry, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Oconee, South Carolina | 1 | $ 275,000 | $ 275,000 | $ 185,000 |
| Pickens, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Carter, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Davidson, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Marion, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Cass, Texas | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Hays, Texas | 1 | $ 345,000 | $ 345,000 | $ 175,000 |
| Montgomery, Texas | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Tarrant, Texas | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Travis, Texas | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Lynchburg, Virginia | 1 | $ 95,000 | $ 95,000 | $ 251,000 |
| Clallam, Washington | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Clark, Washington | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Snohomish, Washington | 1 | $ 455,000 | $ 455,000 | $ 154,000 |
| Whatcom, Washington | 1 | $ 565,000 | $ 565,000 | $ 334,000 |
| Columbia, Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Forest, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 385,000 |
| Kewaunee, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 301,000 |
| Marinette, Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Polk, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Price, Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Racine, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Vilas, Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,729 | $384,745,000 | $222,000 | $5,895,000 | $100,000 | $806,000 |
| Refinancing | 551 | $174,345,000 | $316,000 | $4,805,000 | $152,000 | $1,408,000 |
| Cash-out Refinancing | 362 | $99,320,000 | $274,000 | $1,505,000 | $130,000 | $751,000 |
| Other Purpose | 75 | $8,325,000 | $111,000 | $485,000 | $148,000 | $640,000 |
| Home Improvement | 38 | $3,180,000 | $83,000 | $305,000 | $148,000 | $700,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,954 | $484,460,000 | $247,000 | $1,995,000 | $128,000 | $1,408,000 |
| Hispanic | 466 | $80,690,000 | $173,000 | $665,000 | $72,000 | $382,000 |
| Black or African American | 183 | $35,885,000 | $196,000 | $665,000 | $89,000 | $700,000 |
| Asian | 64 | $20,580,000 | $321,000 | $845,000 | $145,000 | $388,000 |
| Not Provided | 45 | $11,185,000 | $248,000 | $1,065,000 | $135,000 | $469,000 |
| Not applicable | 28 | $34,210,000 | $1,221,000 | $5,895,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,725,000 | $246,000 | $485,000 | $140,000 | $371,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $395,000 | $131,000 | $175,000 | $77,000 | $107,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,117 | $533,635,000 | $252,000 | $5,895,000 | $130,000 | $1,408,000 |
| FHA-insured (Federal Housing Administration) | 548 | $113,780,000 | $207,000 | $735,000 | $70,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 71 | $19,175,000 | $270,000 | $625,000 | $92,000 | $334,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,325,000 | $175,000 | $425,000 | $62,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,143 | $509,795,000 | $237,000 | $5,895,000 | $115,000 | $1,128,000 |
| Application Withdrawn By Applicant | 266 | $69,740,000 | $262,000 | $1,995,000 | $139,000 | $1,408,000 |
| Application Denied By Financial Institution | 188 | $48,170,000 | $256,000 | $1,505,000 | $92,000 | $687,000 |
| File Closed For Incompleteness | 130 | $35,360,000 | $272,000 | $1,465,000 | $127,000 | $697,000 |
| Application Approved But Not Accepted | 28 | $6,850,000 | $244,000 | $1,005,000 | $98,000 | $243,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,567 | $621,745,000 | $242,000 | $5,895,000 | $118,000 | $1,408,000 |
| Debt-To-Income Ratio | 59 | $18,255,000 | $309,000 | $1,505,000 | $68,000 | $292,000 |
| Collateral | 44 | $9,690,000 | $220,000 | $645,000 | $108,000 | $290,000 |
| Credit History | 31 | $7,745,000 | $249,000 | $735,000 | $118,000 | $687,000 |
| Other | 29 | $6,055,000 | $208,000 | $705,000 | $76,000 | $221,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,175,000 | $211,000 | $705,000 | $100,000 | $369,000 |
| Unverifiable Information | 8 | $2,530,000 | $316,000 | $955,000 | $129,000 | $514,000 |
| Employment History | 2 | $720,000 | $360,000 | $625,000 | $33,000 | $67,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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