Inland Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Inland Bank & Trust 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,755 |
| Total Mortgage Loan Application Amount | $669,915,000 |
| Average Mortgage Loan Application Amount | $201,200 |
| Highest Mortgage Loan Application Amount | $5,895,000 |
| Average Applicant Income | $135,600 |
| Highest Applicant Income | $1,408,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Inland Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inland Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Inland Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inland Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Inland Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inland Bank & Trust's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 821 | $ 204,075,000 | $ 248,000 | $ 115,000 |
| Hampden County Massachusetts | 245 | $ 40,155,000 | $ 163,000 | $ 62,000 |
| DuPage County Illinois | 203 | $ 52,925,000 | $ 260,000 | $ 138,000 |
| Will County Illinois | 168 | $ 36,040,000 | $ 214,000 | $ 115,000 |
| Lake County Illinois | 132 | $ 34,810,000 | $ 263,000 | $ 153,000 |
| Kane County Illinois | 127 | $ 30,545,000 | $ 240,000 | $ 146,000 |
| Worcester County Massachusetts | 80 | $ 18,800,000 | $ 235,000 | $ 93,000 |
| Sedgwick County Kansas | 58 | $ 9,190,000 | $ 158,000 | $ 69,000 |
| Walworth County Wisconsin | 43 | $ 10,925,000 | $ 254,000 | $ 191,000 |
| Plymouth County Massachusetts | 40 | $ 13,300,000 | $ 332,000 | $ 102,000 |
| McHenry County Illinois | 39 | $ 7,365,000 | $ 188,000 | $ 89,000 |
| Providence County Rhode Island | 35 | $ 7,315,000 | $ 209,000 | $ 92,000 |
| Maricopa County Arizona | 28 | $ 7,510,000 | $ 268,000 | $ 116,000 |
| Hartford County Connecticut | 27 | $ 5,575,000 | $ 206,000 | $ 89,000 |
| Lake County Indiana | 25 | $ 4,115,000 | $ 164,000 | $ 74,000 |
| Kendall County Illinois | 22 | $ 5,620,000 | $ 255,000 | $ 106,000 |
| Kankakee County Illinois | 21 | $ 3,315,000 | $ 157,000 | $ 64,000 |
| LaPorte County Indiana | 17 | $ 2,205,000 | $ 129,000 | $ 85,000 |
| Nassau County New York | 17 | $ 8,035,000 | $ 472,000 | $ 154,000 |
| Porter County Indiana | 16 | $ 2,430,000 | $ 151,000 | $ 67,000 |
| Middlesex County Massachusetts | 16 | $ 7,270,000 | $ 454,000 | $ 164,000 |
| Norfolk County Massachusetts | 16 | $ 6,710,000 | $ 419,000 | $ 127,000 |
| Suffolk County New York | 15 | $ 6,905,000 | $ 460,000 | $ 148,000 |
| Kenosha County Wisconsin | 13 | $ 3,415,000 | $ 262,000 | $ 144,000 |
| DeKalb County Illinois | 12 | $ 1,190,000 | $ 99,000 | $ 56,000 |
| Ozaukee County Wisconsin | 12 | $ 2,440,000 | $ 203,000 | $ 73,000 |
| Hampshire County Massachusetts | 11 | $ 1,865,000 | $ 169,000 | $ 66,000 |
| Bristol County Massachusetts | 10 | $ 3,360,000 | $ 336,000 | $ 133,000 |
| Cheshire County New Hampshire | 10 | $ 1,810,000 | $ 181,000 | $ 70,000 |
| Tolland County Connecticut | 9 | $ 2,155,000 | $ 239,000 | $ 91,000 |
| Westchester County New York | 9 | $ 3,725,000 | $ 413,000 | $ 160,000 |
| Lee County Florida | 8 | $ 2,030,000 | $ 253,000 | $ 162,000 |
| Cuyahoga County Ohio | 8 | $ 1,030,000 | $ 128,000 | $ 97,000 |
| Collin County Texas | 8 | $ 3,130,000 | $ 391,000 | $ 186,000 |
| Windham County Connecticut | 7 | $ 1,175,000 | $ 167,000 | $ 71,000 |
| Butler County Kansas | 7 | $ 1,835,000 | $ 262,000 | $ 122,000 |
| Orange County New York | 7 | $ 2,075,000 | $ 296,000 | $ 105,000 |
| Lake County Ohio | 7 | $ 1,055,000 | $ 150,000 | $ 63,000 |
| San Diego County California | 6 | $ 2,990,000 | $ 498,000 | $ 128,000 |
| Fairfield County Connecticut | 6 | $ 2,110,000 | $ 351,000 | $ 141,000 |
| Sangamon County Illinois | 6 | $ 370,000 | $ 61,000 | $ 36,000 |
| Oakland County Michigan | 6 | $ 2,340,000 | $ 390,000 | $ 339,000 |
| Shelby County Tennessee | 6 | $ 400,000 | $ 66,000 | $ 180,000 |
| St. Croix County Wisconsin | 6 | $ 730,000 | $ 121,000 | $ 78,000 |
| Collier County Florida | 5 | $ 2,015,000 | $ 403,000 | $ 287,000 |
| LaSalle County Illinois | 5 | $ 605,000 | $ 121,000 | $ 69,000 |
| Johnson County Kansas | 5 | $ 2,145,000 | $ 429,000 | $ 93,000 |
| Suffolk County Massachusetts | 5 | $ 3,245,000 | $ 649,000 | $ 247,000 |
| Van Buren County Michigan | 5 | $ 1,075,000 | $ 215,000 | $ 237,000 |
| Kings County New York | 5 | $ 2,185,000 | $ 437,000 | $ 120,000 |
| Queens County New York | 5 | $ 2,195,000 | $ 439,000 | $ 110,000 |
| Medina County Ohio | 5 | $ 885,000 | $ 177,000 | $ 54,000 |
| Harris County Texas | 5 | $ 2,195,000 | $ 439,000 | $ 317,000 |
| Milwaukee County Wisconsin | 5 | $ 985,000 | $ 197,000 | $ 112,000 |
| Sheboygan County Wisconsin | 5 | $ 795,000 | $ 159,000 | $ 83,000 |
| Washington County Wisconsin | 5 | $ 1,015,000 | $ 203,000 | $ 80,000 |
| Pinal County Arizona | 4 | $ 640,000 | $ 160,000 | $ 60,000 |
| Larimer County Colorado | 4 | $ 1,010,000 | $ 252,000 | $ 76,000 |
| New Haven County Connecticut | 4 | $ 910,000 | $ 227,000 | $ 75,000 |
| Sarasota County Florida | 4 | $ 1,660,000 | $ 415,000 | $ 166,000 |
| Volusia County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 249,000 |
| Ogle County Illinois | 4 | $ 500,000 | $ 125,000 | $ 97,000 |
| Berrien County Michigan | 4 | $ 670,000 | $ 167,000 | $ 113,000 |
| Richmond County New York | 4 | $ 1,610,000 | $ 402,000 | $ 112,000 |
| Kent County Rhode Island | 4 | $ 1,500,000 | $ 375,000 | $ 123,000 |
| Adams County Wisconsin | 4 | $ 1,110,000 | $ 277,000 | $ 126,000 |
| Pima County Arizona | 3 | $ 805,000 | $ 268,000 | $ 137,000 |
| San Mateo County California | 3 | $ 2,265,000 | $ 755,000 | $ 381,000 |
| Middlesex County Connecticut | 3 | $ 805,000 | $ 268,000 | $ 106,000 |
| Henry County Georgia | 3 | $ 1,005,000 | $ 335,000 | $ 80,000 |
| Boone County Illinois | 3 | $ 485,000 | $ 161,000 | $ 66,000 |
| Winnebago County Illinois | 3 | $ 515,000 | $ 171,000 | $ 99,000 |
| Hamilton County Indiana | 3 | $ 945,000 | $ 315,000 | $ 139,000 |
| Dukes County Massachusetts | 3 | $ 1,705,000 | $ 568,000 | $ 153,000 |
| Cass County Michigan | 3 | $ 485,000 | $ 161,000 | $ 302,000 |
| Hennepin County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 45,000 |
| Hillsborough County New Hampshire | 3 | $ 485,000 | $ 161,000 | $ 65,000 |
| Burlington County New Jersey | 3 | $ 1,095,000 | $ 365,000 | $ 117,000 |
| Cass County North Dakota | 3 | $ 745,000 | $ 248,000 | $ 211,000 |
| Lorain County Ohio | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Lexington County South Carolina | 3 | $ 705,000 | $ 235,000 | $ 63,000 |
| Dallas County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 149,000 |
| Utah County Utah | 3 | $ 935,000 | $ 311,000 | $ 69,000 |
| Waukesha County Wisconsin | 3 | $ 875,000 | $ 291,000 | $ 241,000 |
| Lee County Alabama | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Coconino County Arizona | 2 | $ 750,000 | $ 375,000 | $ 226,000 |
| Pulaski County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 181,000 |
| Orange County California | 2 | $ 1,170,000 | $ 585,000 | $ 209,000 |
| Denver County Colorado | 2 | $ 600,000 | $ 300,000 | $ 142,000 |
| La Plata County Colorado | 2 | $ 930,000 | $ 465,000 | $ 194,000 |
| Summit County Colorado | 2 | $ 930,000 | $ 465,000 | $ 481,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,860,000 | $ 930,000 | $ 262,000 |
| Brevard County Florida | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Broward County Florida | 2 | $ 310,000 | $ 155,000 | $ 204,000 |
| Duval County Florida | 2 | $ 940,000 | $ 470,000 | $ 170,000 |
| Hillsborough County Florida | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| Marion County Florida | 2 | $ 330,000 | $ 165,000 | $ 124,000 |
| Miami-Dade County Florida | 2 | $ 440,000 | $ 220,000 | $ 207,000 |
| Nassau County Florida | 2 | $ 650,000 | $ 325,000 | $ 129,000 |
| Pinellas County Florida | 2 | $ 460,000 | $ 230,000 | $ 236,000 |
| Fayette County Georgia | 2 | $ 660,000 | $ 330,000 | $ 84,000 |
| Fulton County Georgia | 2 | $ 550,000 | $ 275,000 | $ 64,000 |
| Grundy County Illinois | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Jasper County Indiana | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| Pottawattamie County Iowa | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Carroll County Maryland | 2 | $ 490,000 | $ 245,000 | $ 180,000 |
| Barnstable County Massachusetts | 2 | $ 650,000 | $ 325,000 | $ 86,000 |
| Montcalm County Michigan | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Washtenaw County Michigan | 2 | $ 430,000 | $ 215,000 | $ 112,000 |
| Clay County Minnesota | 2 | $ 680,000 | $ 340,000 | $ 167,000 |
| Lyon County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 111,000 |
| Polk County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 26,000 |
| Clark County Nevada | 2 | $ 550,000 | $ 275,000 | $ 151,000 |
| Carroll County New Hampshire | 2 | $ 370,000 | $ 185,000 | $ 246,000 |
| Sullivan County New Hampshire | 2 | $ 470,000 | $ 235,000 | $ 156,000 |
| Bergen County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 118,000 |
| Essex County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 59,000 |
| Bronx County New York | 2 | $ 780,000 | $ 390,000 | $ 142,000 |
| Dutchess County New York | 2 | $ 560,000 | $ 280,000 | $ 114,000 |
| New York County New York | 2 | $ 790,000 | $ 395,000 | $ 109,000 |
| Mecklenburg County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 231,000 |
| Summit County Ohio | 2 | $ 820,000 | $ 410,000 | $ 210,000 |
| Washington County Oregon | 2 | $ 720,000 | $ 360,000 | $ 115,000 |
| Newport County Rhode Island | 2 | $ 740,000 | $ 370,000 | $ 133,000 |
| Charleston County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 185,000 |
| Richland County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Knox County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
| Denton County Texas | 2 | $ 430,000 | $ 215,000 | $ 111,000 |
| Dane County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 136,000 |
| Door County Wisconsin | 2 | $ 700,000 | $ 350,000 | $ 249,000 |
| Fond du Lac County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Jefferson County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 37,000 |
| La Crosse County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 284,000 |
| Oneida County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Rock County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| Apache County Arizona | 1 | $ 385,000 | $ 385,000 | $ 270,000 |
| Mohave County Arizona | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Yavapai County Arizona | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Marion County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Contra Costa County California | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| Los Angeles County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 903,000 |
| Marin County California | 1 | $ 615,000 | $ 615,000 | $ 150,000 |
| Monterey County California | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| San Joaquin County California | 1 | $ 365,000 | $ 365,000 | $ 17,000 |
| Ventura County California | 1 | $ 715,000 | $ 715,000 | $ 296,000 |
| Arapahoe County Colorado | 1 | $ 405,000 | $ 405,000 | $ 154,000 |
| Douglas County Colorado | 1 | $ 505,000 | $ 505,000 | $ 211,000 |
| Litchfield County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| New Castle County Delaware | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Charlotte County Florida | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Escambia County Florida | 1 | $ 485,000 | $ 485,000 | $ 362,000 |
| Flagler County Florida | 1 | $ 425,000 | $ 425,000 | $ 98,000 |
| Lake County Florida | 1 | $ 545,000 | $ 545,000 | $ 351,000 |
| Levy County Florida | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Orange County Florida | 1 | $ 315,000 | $ 315,000 | $ 218,000 |
| Palm Beach County Florida | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Santa Rosa County Florida | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| St. Johns County Florida | 1 | $ 375,000 | $ 375,000 | $ 183,000 |
| Walton County Florida | 1 | $ 435,000 | $ 435,000 | $ 161,000 |
| Cook County Georgia | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Lanier County Georgia | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Newton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
| Rockdale County Georgia | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Twin Falls County Idaho | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Bureau County Illinois | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Lee County Illinois | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Elkhart County Indiana | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Hendricks County Indiana | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Marshall County Indiana | 1 | $ 305,000 | $ 305,000 | $ 411,000 |
| Pulaski County Indiana | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Cowley County Kansas | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| Finney County Kansas | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Neosho County Kansas | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Reno County Kansas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Wyandotte County Kansas | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Oldham County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 156,000 |
| Anne Arundel County Maryland | 1 | $ 485,000 | $ 485,000 | $ 210,000 |
| Essex County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 183,000 |
| Allegan County Michigan | 1 | $ 485,000 | $ 485,000 | $ 374,000 |
| Barry County Michigan | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Chippewa County Michigan | 1 | $ 365,000 | $ 365,000 | $ 397,000 |
| Lapeer County Michigan | 1 | $ 285,000 | $ 285,000 | $ 188,000 |
| Livingston County Michigan | 1 | $ 275,000 | $ 275,000 | $ 202,000 |
| Macomb County Michigan | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Oceana County Michigan | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Wayne County Michigan | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Becker County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 280,000 |
| Carver County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Ramsey County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Washington County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| DeSoto County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Hancock County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Jackson County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Pontotoc County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Camden County Missouri | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Dawson County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Douglas County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Keith County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Lincoln County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Mercer County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| Middlesex County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Ocean County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 195,000 |
| Somerset County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Union County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 214,000 |
| Putnam County New York | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Rockland County New York | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Washington County New York | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Brunswick County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Moore County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 150,000 |
| Pitt County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 118,000 |
| Union County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Wake County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Butler County Ohio | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Portage County Ohio | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Wood County Ohio | 1 | $ 305,000 | $ 305,000 | $ 400,000 |
| Canadian County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Oklahoma County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 179,000 |
| Multnomah County Oregon | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Allegheny County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Montgomery County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Philadelphia County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Washington County Rhode Island | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Anderson County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Horry County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Newberry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Oconee County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 185,000 |
| Pickens County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Carter County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Davidson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Marion County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Cass County Texas | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Hays County Texas | 1 | $ 345,000 | $ 345,000 | $ 175,000 |
| Montgomery County Texas | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Tarrant County Texas | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Travis County Texas | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Lynchburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 251,000 |
| Clallam County Washington | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Clark County Washington | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Snohomish County Washington | 1 | $ 455,000 | $ 455,000 | $ 154,000 |
| Whatcom County Washington | 1 | $ 565,000 | $ 565,000 | $ 334,000 |
| Columbia County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Forest County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 385,000 |
| Kewaunee County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 301,000 |
| Marinette County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Polk County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Price County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Racine County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Vilas County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,729 | $384,745,000 | $222,000 | $5,895,000 | $100,000 | $806,000 |
| Refinancing | 551 | $174,345,000 | $316,000 | $4,805,000 | $152,000 | $1,408,000 |
| Cash-out Refinancing | 362 | $99,320,000 | $274,000 | $1,505,000 | $130,000 | $751,000 |
| Other Purpose | 75 | $8,325,000 | $111,000 | $485,000 | $148,000 | $640,000 |
| Home Improvement | 38 | $3,180,000 | $83,000 | $305,000 | $148,000 | $700,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,954 | $484,460,000 | $247,000 | $1,995,000 | $128,000 | $1,408,000 |
| Hispanic | 466 | $80,690,000 | $173,000 | $665,000 | $72,000 | $382,000 |
| Black or African American | 183 | $35,885,000 | $196,000 | $665,000 | $89,000 | $700,000 |
| Asian | 64 | $20,580,000 | $321,000 | $845,000 | $145,000 | $388,000 |
| Not Provided | 45 | $11,185,000 | $248,000 | $1,065,000 | $135,000 | $469,000 |
| Not applicable | 28 | $34,210,000 | $1,221,000 | $5,895,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,725,000 | $246,000 | $485,000 | $140,000 | $371,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $395,000 | $131,000 | $175,000 | $77,000 | $107,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,117 | $533,635,000 | $252,000 | $5,895,000 | $130,000 | $1,408,000 |
| FHA-insured (Federal Housing Administration) | 548 | $113,780,000 | $207,000 | $735,000 | $70,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 71 | $19,175,000 | $270,000 | $625,000 | $92,000 | $334,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,325,000 | $175,000 | $425,000 | $62,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,143 | $509,795,000 | $237,000 | $5,895,000 | $115,000 | $1,128,000 |
| Application Withdrawn By Applicant | 266 | $69,740,000 | $262,000 | $1,995,000 | $139,000 | $1,408,000 |
| Application Denied By Financial Institution | 188 | $48,170,000 | $256,000 | $1,505,000 | $92,000 | $687,000 |
| File Closed For Incompleteness | 130 | $35,360,000 | $272,000 | $1,465,000 | $127,000 | $697,000 |
| Application Approved But Not Accepted | 28 | $6,850,000 | $244,000 | $1,005,000 | $98,000 | $243,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,567 | $621,745,000 | $242,000 | $5,895,000 | $118,000 | $1,408,000 |
| Debt-To-Income Ratio | 59 | $18,255,000 | $309,000 | $1,505,000 | $68,000 | $292,000 |
| Collateral | 44 | $9,690,000 | $220,000 | $645,000 | $108,000 | $290,000 |
| Credit History | 31 | $7,745,000 | $249,000 | $735,000 | $118,000 | $687,000 |
| Other | 29 | $6,055,000 | $208,000 | $705,000 | $76,000 | $221,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,175,000 | $211,000 | $705,000 | $100,000 | $369,000 |
| Unverifiable Information | 8 | $2,530,000 | $316,000 | $955,000 | $129,000 | $514,000 |
| Employment History | 2 | $720,000 | $360,000 | $625,000 | $33,000 | $67,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.