Inland Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Inland Bank & Trust 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,983 |
| Total Mortgage Loan Application Amount | $1,339,885,000 |
| Average Mortgage Loan Application Amount | $232,400 |
| Highest Mortgage Loan Application Amount | $4,685,000 |
| Average Applicant Income | $135,200 |
| Highest Applicant Income | $1,922,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Inland Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inland Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Inland Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inland Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Inland Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inland Bank & Trust's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,256 | $ 355,900,000 | $ 283,000 | $ 126,000 |
| DuPage County Illinois | 418 | $ 116,000,000 | $ 277,000 | $ 138,000 |
| Hampden County Massachusetts | 323 | $ 50,915,000 | $ 157,000 | $ 62,000 |
| Lake County Illinois | 252 | $ 71,020,000 | $ 281,000 | $ 143,000 |
| Kane County Illinois | 233 | $ 59,035,000 | $ 253,000 | $ 129,000 |
| Will County Illinois | 212 | $ 46,130,000 | $ 217,000 | $ 102,000 |
| Worcester County Massachusetts | 140 | $ 33,120,000 | $ 236,000 | $ 95,000 |
| Middlesex County Massachusetts | 112 | $ 52,260,000 | $ 466,000 | $ 152,000 |
| McHenry County Illinois | 79 | $ 16,045,000 | $ 203,000 | $ 97,000 |
| Tazewell County Illinois | 78 | $ 7,410,000 | $ 95,000 | $ 56,000 |
| Sedgwick County Kansas | 78 | $ 13,500,000 | $ 173,000 | $ 75,000 |
| Nassau County New York | 77 | $ 33,375,000 | $ 433,000 | $ 153,000 |
| Maricopa County Arizona | 74 | $ 21,910,000 | $ 296,000 | $ 131,000 |
| Providence County Rhode Island | 63 | $ 14,195,000 | $ 225,000 | $ 106,000 |
| Walworth County Wisconsin | 63 | $ 16,605,000 | $ 263,000 | $ 186,000 |
| Peoria County Illinois | 62 | $ 4,330,000 | $ 69,000 | $ 54,000 |
| Sangamon County Illinois | 57 | $ 5,715,000 | $ 100,000 | $ 59,000 |
| Suffolk County New York | 50 | $ 18,690,000 | $ 373,000 | $ 151,000 |
| Queens County New York | 43 | $ 18,905,000 | $ 439,000 | $ 133,000 |
| Kendall County Illinois | 40 | $ 12,060,000 | $ 301,000 | $ 152,000 |
| Lake County Indiana | 37 | $ 7,435,000 | $ 200,000 | $ 85,000 |
| Norfolk County Massachusetts | 33 | $ 17,495,000 | $ 530,000 | $ 215,000 |
| Westchester County New York | 33 | $ 14,155,000 | $ 428,000 | $ 162,000 |
| Bristol County Massachusetts | 28 | $ 8,620,000 | $ 307,000 | $ 111,000 |
| Hartford County Connecticut | 25 | $ 5,575,000 | $ 223,000 | $ 96,000 |
| Richmond County New York | 23 | $ 10,075,000 | $ 438,000 | $ 132,000 |
| Plymouth County Massachusetts | 22 | $ 7,320,000 | $ 332,000 | $ 112,000 |
| Kent County Rhode Island | 21 | $ 5,135,000 | $ 244,000 | $ 75,000 |
| Winnebago County Illinois | 20 | $ 2,390,000 | $ 119,000 | $ 86,000 |
| Suffolk County Massachusetts | 19 | $ 10,065,000 | $ 529,000 | $ 205,000 |
| Cuyahoga County Ohio | 18 | $ 2,590,000 | $ 143,000 | $ 72,000 |
| Hampshire County Massachusetts | 17 | $ 3,545,000 | $ 208,000 | $ 107,000 |
| Kenosha County Wisconsin | 17 | $ 4,045,000 | $ 237,000 | $ 117,000 |
| McLean County Illinois | 16 | $ 1,360,000 | $ 85,000 | $ 51,000 |
| Kings County New York | 16 | $ 7,650,000 | $ 478,000 | $ 144,000 |
| Lee County Florida | 15 | $ 4,445,000 | $ 296,000 | $ 156,000 |
| Bergen County New Jersey | 15 | $ 4,695,000 | $ 313,000 | $ 117,000 |
| DeKalb County Illinois | 13 | $ 2,295,000 | $ 176,000 | $ 90,000 |
| Oakland County Michigan | 13 | $ 2,295,000 | $ 176,000 | $ 162,000 |
| Fairfield County Connecticut | 12 | $ 4,460,000 | $ 371,000 | $ 124,000 |
| Windham County Connecticut | 12 | $ 2,220,000 | $ 185,000 | $ 62,000 |
| LaSalle County Illinois | 12 | $ 1,700,000 | $ 141,000 | $ 97,000 |
| Barnstable County Massachusetts | 12 | $ 3,640,000 | $ 303,000 | $ 126,000 |
| Cheshire County New Hampshire | 12 | $ 1,730,000 | $ 144,000 | $ 84,000 |
| San Diego County California | 11 | $ 6,215,000 | $ 565,000 | $ 165,000 |
| Collier County Florida | 11 | $ 3,915,000 | $ 355,000 | $ 172,000 |
| Bronx County New York | 11 | $ 4,045,000 | $ 367,000 | $ 105,000 |
| Rockland County New York | 11 | $ 3,985,000 | $ 362,000 | $ 130,000 |
| Medina County Ohio | 11 | $ 2,165,000 | $ 196,000 | $ 117,000 |
| Milwaukee County Wisconsin | 11 | $ 2,355,000 | $ 214,000 | $ 126,000 |
| Orange County Florida | 10 | $ 3,550,000 | $ 355,000 | $ 139,000 |
| LaPorte County Indiana | 10 | $ 1,590,000 | $ 159,000 | $ 91,000 |
| Porter County Indiana | 10 | $ 2,930,000 | $ 293,000 | $ 119,000 |
| Butler County Kansas | 10 | $ 1,950,000 | $ 195,000 | $ 101,000 |
| Palm Beach County Florida | 9 | $ 3,715,000 | $ 412,000 | $ 179,000 |
| Christian County Illinois | 9 | $ 715,000 | $ 79,000 | $ 34,000 |
| Monmouth County New Jersey | 9 | $ 3,765,000 | $ 418,000 | $ 178,000 |
| Summit County Ohio | 9 | $ 2,085,000 | $ 231,000 | $ 70,000 |
| Clark County Washington | 9 | $ 2,685,000 | $ 298,000 | $ 147,000 |
| Woodford County Illinois | 8 | $ 980,000 | $ 122,000 | $ 56,000 |
| Dutchess County New York | 8 | $ 1,760,000 | $ 220,000 | $ 149,000 |
| Oklahoma County Oklahoma | 8 | $ 1,360,000 | $ 170,000 | $ 189,000 |
| Orange County California | 7 | $ 3,975,000 | $ 567,000 | $ 202,000 |
| Broward County Florida | 7 | $ 2,185,000 | $ 312,000 | $ 161,000 |
| Union County New Jersey | 7 | $ 3,055,000 | $ 436,000 | $ 152,000 |
| Erie County Ohio | 7 | $ 1,325,000 | $ 189,000 | $ 95,000 |
| Davidson County Tennessee | 7 | $ 2,295,000 | $ 327,000 | $ 317,000 |
| Douglas County Colorado | 6 | $ 1,960,000 | $ 326,000 | $ 102,000 |
| Miami-Dade County Florida | 6 | $ 2,070,000 | $ 345,000 | $ 141,000 |
| Sarasota County Florida | 6 | $ 2,740,000 | $ 456,000 | $ 162,000 |
| Montgomery County Maryland | 6 | $ 2,560,000 | $ 426,000 | $ 248,000 |
| Burlington County New Jersey | 6 | $ 2,120,000 | $ 353,000 | $ 173,000 |
| Washington County Rhode Island | 6 | $ 1,460,000 | $ 243,000 | $ 95,000 |
| King County Washington | 6 | $ 2,580,000 | $ 430,000 | $ 139,000 |
| Pinal County Arizona | 5 | $ 895,000 | $ 179,000 | $ 81,000 |
| Los Angeles County California | 5 | $ 2,715,000 | $ 543,000 | $ 191,000 |
| New Haven County Connecticut | 5 | $ 895,000 | $ 179,000 | $ 89,000 |
| Ogle County Illinois | 5 | $ 695,000 | $ 139,000 | $ 58,000 |
| Berrien County Michigan | 5 | $ 1,445,000 | $ 289,000 | $ 207,000 |
| Mercer County New Jersey | 5 | $ 1,715,000 | $ 343,000 | $ 192,000 |
| Ocean County New Jersey | 5 | $ 1,625,000 | $ 325,000 | $ 149,000 |
| Orange County New York | 5 | $ 1,695,000 | $ 339,000 | $ 138,000 |
| Putnam County New York | 5 | $ 1,485,000 | $ 297,000 | $ 132,000 |
| Cass County North Dakota | 5 | $ 1,255,000 | $ 251,000 | $ 65,000 |
| Multnomah County Oregon | 5 | $ 1,445,000 | $ 289,000 | $ 93,000 |
| Monroe County Pennsylvania | 5 | $ 1,365,000 | $ 273,000 | $ 168,000 |
| Pike County Pennsylvania | 5 | $ 1,045,000 | $ 209,000 | $ 150,000 |
| Lexington County South Carolina | 5 | $ 765,000 | $ 153,000 | $ 64,000 |
| Richland County South Carolina | 5 | $ 1,265,000 | $ 253,000 | $ 87,000 |
| Litchfield County Connecticut | 4 | $ 1,040,000 | $ 260,000 | $ 160,000 |
| Tolland County Connecticut | 4 | $ 1,310,000 | $ 327,000 | $ 143,000 |
| Manatee County Florida | 4 | $ 1,540,000 | $ 385,000 | $ 161,000 |
| Pinellas County Florida | 4 | $ 1,430,000 | $ 357,000 | $ 194,000 |
| Boone County Illinois | 4 | $ 1,030,000 | $ 257,000 | $ 197,000 |
| Fulton County Illinois | 4 | $ 180,000 | $ 45,000 | $ 36,000 |
| Knox County Illinois | 4 | $ 190,000 | $ 47,000 | $ 39,000 |
| Dukes County Massachusetts | 4 | $ 2,510,000 | $ 627,000 | $ 364,000 |
| New York County New York | 4 | $ 2,080,000 | $ 520,000 | $ 567,000 |
| Ulster County New York | 4 | $ 1,030,000 | $ 257,000 | $ 119,000 |
| Wake County North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 206,000 |
| Knox County Tennessee | 4 | $ 1,210,000 | $ 302,000 | $ 260,000 |
| Denton County Texas | 4 | $ 1,520,000 | $ 380,000 | $ 197,000 |
| Tarrant County Texas | 4 | $ 770,000 | $ 192,000 | $ 77,000 |
| Fairfax County Virginia | 4 | $ 2,000,000 | $ 500,000 | $ 258,000 |
| Dane County Wisconsin | 4 | $ 1,450,000 | $ 362,000 | $ 151,000 |
| Ozaukee County Wisconsin | 4 | $ 930,000 | $ 232,000 | $ 136,000 |
| Rock County Wisconsin | 4 | $ 840,000 | $ 210,000 | $ 62,000 |
| Waukesha County Wisconsin | 4 | $ 970,000 | $ 242,000 | $ 251,000 |
| Yavapai County Arizona | 3 | $ 955,000 | $ 318,000 | $ 94,000 |
| Placer County California | 3 | $ 1,235,000 | $ 411,000 | $ 146,000 |
| Adams County Colorado | 3 | $ 925,000 | $ 308,000 | $ 115,000 |
| New London County Connecticut | 3 | $ 885,000 | $ 295,000 | $ 157,000 |
| Sussex County Delaware | 3 | $ 1,515,000 | $ 505,000 | $ 214,000 |
| Escambia County Florida | 3 | $ 1,155,000 | $ 385,000 | $ 304,000 |
| Okaloosa County Florida | 3 | $ 1,585,000 | $ 528,000 | $ 300,000 |
| Pasco County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 129,000 |
| Seminole County Florida | 3 | $ 765,000 | $ 255,000 | $ 157,000 |
| Fulton County Georgia | 3 | $ 1,215,000 | $ 405,000 | $ 173,000 |
| Houston County Georgia | 3 | $ 225,000 | $ 75,000 | $ 32,000 |
| Champaign County Illinois | 3 | $ 275,000 | $ 91,000 | $ 44,000 |
| Grundy County Illinois | 3 | $ 575,000 | $ 191,000 | $ 117,000 |
| Kankakee County Illinois | 3 | $ 515,000 | $ 171,000 | $ 74,000 |
| Lee County Illinois | 3 | $ 375,000 | $ 125,000 | $ 80,000 |
| Hamilton County Indiana | 3 | $ 765,000 | $ 255,000 | $ 120,000 |
| Reno County Kansas | 3 | $ 395,000 | $ 131,000 | $ 47,000 |
| Essex County Massachusetts | 3 | $ 1,235,000 | $ 411,000 | $ 155,000 |
| Allegan County Michigan | 3 | $ 775,000 | $ 258,000 | $ 289,000 |
| Johnston County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 167,000 |
| Lake County Ohio | 3 | $ 675,000 | $ 225,000 | $ 84,000 |
| Newport County Rhode Island | 3 | $ 1,175,000 | $ 391,000 | $ 113,000 |
| Aiken County South Carolina | 3 | $ 1,085,000 | $ 361,000 | $ 174,000 |
| Dorchester County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 70,000 |
| Harris County Texas | 3 | $ 485,000 | $ 161,000 | $ 104,000 |
| Loudoun County Virginia | 3 | $ 1,355,000 | $ 451,000 | $ 133,000 |
| Cowlitz County Washington | 3 | $ 545,000 | $ 181,000 | $ 71,000 |
| Morgan County Alabama | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Coconino County Arizona | 2 | $ 680,000 | $ 340,000 | $ 75,000 |
| Mohave County Arizona | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| Benton County Arkansas | 2 | $ 500,000 | $ 250,000 | $ 137,000 |
| Monterey County California | 2 | $ 1,050,000 | $ 525,000 | $ 121,000 |
| Sonoma County California | 2 | $ 970,000 | $ 485,000 | $ 136,000 |
| Arapahoe County Colorado | 2 | $ 920,000 | $ 460,000 | $ 116,000 |
| Larimer County Colorado | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Summit County Colorado | 2 | $ 910,000 | $ 455,000 | $ 505,000 |
| Middlesex County Connecticut | 2 | $ 550,000 | $ 275,000 | $ 139,000 |
| District of Columbia County District Of Columbia | 2 | $ 810,000 | $ 405,000 | $ 136,000 |
| Duval County Florida | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Hillsborough County Florida | 2 | $ 690,000 | $ 345,000 | $ 130,000 |
| Monroe County Florida | 2 | $ 1,440,000 | $ 720,000 | $ 1,471,000 |
| Osceola County Florida | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| St. Johns County Florida | 2 | $ 620,000 | $ 310,000 | $ 115,000 |
| Appling County Georgia | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Cobb County Georgia | 2 | $ 360,000 | $ 180,000 | $ 41,000 |
| Logan County Illinois | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Macon County Illinois | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| McDonough County Illinois | 2 | $ 80,000 | $ 40,000 | $ 73,000 |
| Stephenson County Illinois | 2 | $ 80,000 | $ 40,000 | $ 25,000 |
| Allen County Indiana | 2 | $ 490,000 | $ 245,000 | $ 118,000 |
| Boone County Indiana | 2 | $ 610,000 | $ 305,000 | $ 284,000 |
| Elkhart County Indiana | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| Hendricks County Indiana | 2 | $ 430,000 | $ 215,000 | $ 114,000 |
| Marion County Indiana | 2 | $ 1,470,000 | $ 735,000 | $ 230,000 |
| Marshall County Indiana | 2 | $ 640,000 | $ 320,000 | $ 250,000 |
| Cowley County Kansas | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Waldo County Maine | 2 | $ 250,000 | $ 125,000 | $ 127,000 |
| Franklin County Massachusetts | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Nantucket County Massachusetts | 2 | $ 3,690,000 | $ 1,845,000 | $ 357,000 |
| Genesee County Michigan | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| Kent County Michigan | 2 | $ 560,000 | $ 280,000 | $ 93,000 |
| Macomb County Michigan | 2 | $ 430,000 | $ 215,000 | $ 108,000 |
| Wayne County Michigan | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| Hennepin County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Camden County Missouri | 2 | $ 360,000 | $ 180,000 | $ 640,000 |
| Clay County Missouri | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Ravalli County Montana | 2 | $ 860,000 | $ 430,000 | $ 84,000 |
| Clark County Nevada | 2 | $ 550,000 | $ 275,000 | $ 54,000 |
| Belknap County New Hampshire | 2 | $ 480,000 | $ 240,000 | $ 198,000 |
| Hillsborough County New Hampshire | 2 | $ 580,000 | $ 290,000 | $ 66,000 |
| Merrimack County New Hampshire | 2 | $ 310,000 | $ 155,000 | $ 117,000 |
| Rockingham County New Hampshire | 2 | $ 710,000 | $ 355,000 | $ 163,000 |
| Essex County New Jersey | 2 | $ 960,000 | $ 480,000 | $ 227,000 |
| Middlesex County New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 238,000 |
| Sullivan County New York | 2 | $ 210,000 | $ 105,000 | $ 130,000 |
| Warren County New York | 2 | $ 1,030,000 | $ 515,000 | $ 169,000 |
| Carteret County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Chatham County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 280,000 |
| Durham County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 122,000 |
| Forsyth County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 130,000 |
| Delaware County Ohio | 2 | $ 940,000 | $ 470,000 | $ 247,000 |
| Lorain County Ohio | 2 | $ 340,000 | $ 170,000 | $ 27,000 |
| Tulsa County Oklahoma | 2 | $ 650,000 | $ 325,000 | $ 92,000 |
| Jackson County Oregon | 2 | $ 850,000 | $ 425,000 | $ 159,000 |
| Josephine County Oregon | 2 | $ 820,000 | $ 410,000 | $ 150,000 |
| Bucks County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 365,000 |
| Montgomery County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 135,000 |
| Jasper County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 83,000 |
| Lancaster County South Carolina | 2 | $ 620,000 | $ 310,000 | $ 98,000 |
| Spartanburg County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 104,000 |
| Coffee County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 100,000 |
| McNairy County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Shelby County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 126,000 |
| Ellis County Texas | 2 | $ 470,000 | $ 235,000 | $ 121,000 |
| Summit County Utah | 2 | $ 1,710,000 | $ 855,000 | $ 270,000 |
| Utah County Utah | 2 | $ 500,000 | $ 250,000 | $ 62,000 |
| Chesapeake County Virginia | 2 | $ 550,000 | $ 275,000 | $ 207,000 |
| James City County Virginia | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Williamsburg County Virginia | 2 | $ 930,000 | $ 465,000 | $ 259,000 |
| Snohomish County Washington | 2 | $ 1,030,000 | $ 515,000 | $ 157,000 |
| Adams County Wisconsin | 2 | $ 570,000 | $ 285,000 | $ 145,000 |
| Jefferson County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Racine County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| Sheboygan County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 112,000 |
| Fairbanks North Star County Alaska | 1 | $ 295,000 | $ 295,000 | $ 162,000 |
| Cochise County Arizona | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Gila County Arizona | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Navajo County Arizona | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Pima County Arizona | 1 | $ 455,000 | $ 455,000 | $ 324,000 |
| Hot Spring County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Pulaski County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Contra Costa County California | 1 | $ 435,000 | $ 435,000 | $ 157,000 |
| Imperial County California | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| San Francisco County California | 1 | $ 695,000 | $ 695,000 | $ 208,000 |
| San Luis Obispo County California | 1 | $ 605,000 | $ 605,000 | $ 321,000 |
| San Mateo County California | 1 | $ 485,000 | $ 485,000 | $ 100,000 |
| Shasta County California | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Boulder County Colorado | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| Denver County Colorado | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| El Paso County Colorado | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Grand County Colorado | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Kent County Delaware | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Brevard County Florida | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Martin County Florida | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Polk County Florida | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Santa Rosa County Florida | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Volusia County Florida | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Douglas County Georgia | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Fayette County Georgia | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Glynn County Georgia | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Gwinnett County Georgia | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Hall County Georgia | 1 | $ 325,000 | $ 325,000 | $ 278,000 |
| Newton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Honolulu County Hawaii | 1 | $ 1,265,000 | $ 1,265,000 | $ 347,000 |
| Coles County Illinois | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Jo Daviess County Illinois | 1 | $ 75,000 | $ 75,000 | $ 151,000 |
| Marshall County Illinois | 1 | $ 215,000 | $ 215,000 | $ 369,000 |
| Mason County Illinois | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| Menard County Illinois | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Monroe County Illinois | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Morgan County Illinois | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Pike County Illinois | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| St. Clair County Illinois | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Whiteside County Illinois | 1 | $ 45,000 | $ 45,000 | $ 9,000 |
| Johnson County Indiana | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Kosciusko County Indiana | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Sullivan County Indiana | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Switzerland County Indiana | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| White County Indiana | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Dubuque County Iowa | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Marion County Iowa | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Mills County Iowa | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Pottawattamie County Iowa | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Douglas County Kansas | 1 | $ 135,000 | $ 135,000 | $ 395,000 |
| Greenwood County Kansas | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Johnson County Kansas | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| McPherson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Shawnee County Kansas | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Sumner County Kansas | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Jessamine County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| East Baton Rouge County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Lafayette County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 422,000 |
| Baltimore County Maryland | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Charles County Maryland | 1 | $ 425,000 | $ 425,000 | $ 197,000 |
| Frederick County Maryland | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Garrett County Maryland | 1 | $ 385,000 | $ 385,000 | $ 197,000 |
| Howard County Maryland | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Antrim County Michigan | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Cass County Michigan | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Ingham County Michigan | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Isabella County Michigan | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Kalamazoo County Michigan | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Lapeer County Michigan | 1 | $ 285,000 | $ 285,000 | $ 211,000 |
| Midland County Michigan | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Sanilac County Michigan | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Shiawassee County Michigan | 1 | $ 825,000 | $ 825,000 | $ 207,000 |
| Van Buren County Michigan | 1 | $ 305,000 | $ 305,000 | $ 254,000 |
| Washtenaw County Michigan | 1 | $ 515,000 | $ 515,000 | $ 117,000 |
| Clay County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Otter Tail County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Pontotoc County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Cass County Missouri | 1 | $ 485,000 | $ 485,000 | $ 395,000 |
| Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Morgan County Missouri | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| Platte County Missouri | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| Ripley County Missouri | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Stone County Missouri | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Warren County Missouri | 1 | $ 185,000 | $ 185,000 | $ 601,000 |
| Flathead County Montana | 1 | $ 485,000 | $ 485,000 | $ 74,000 |
| Douglas County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 237,000 |
| Lincoln County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Sarpy County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Cape May County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 292,000 |
| Hudson County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 71,000 |
| Passaic County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Somerset County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Lincoln County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Cattaraugus County New York | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Greene County New York | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Monroe County New York | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Rensselaer County New York | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Saratoga County New York | 1 | $ 225,000 | $ 225,000 | $ 256,000 |
| Schoharie County New York | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Washington County New York | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Avery County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 242,000 |
| Buncombe County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Craven County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Cumberland County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Currituck County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 193,000 |
| Davidson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Iredell County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 152,000 |
| Moore County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Nash County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 183,000 |
| New Hanover County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 196,000 |
| Pitt County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 248,000 |
| Rockingham County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 325,000 | $ 325,000 | $ 169,000 |
| Belmont County Ohio | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Hamilton County Ohio | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Hancock County Ohio | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Montgomery County Ohio | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Portage County Ohio | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Stark County Ohio | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| Wayne County Ohio | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Payne County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Clackamas County Oregon | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Deschutes County Oregon | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Lane County Oregon | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Washington County Oregon | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Lebanon County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Lehigh County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| York County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Bristol County Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 168,000 |
| Beaufort County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 225,000 |
| Greenwood County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Oconee County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 250,000 |
| Saluda County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Marion County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Sevier County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Sumner County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 188,000 |
| Williamson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 162,000 |
| Wilson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 115,000 |
| Bell County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Comal County Texas | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Dallas County Texas | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Fort Bend County Texas | 1 | $ 135,000 | $ 135,000 | $ 154,000 |
| Hays County Texas | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Montgomery County Texas | 1 | $ 385,000 | $ 385,000 | $ 340,000 |
| Travis County Texas | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Salt Lake County Utah | 1 | $ 415,000 | $ 415,000 | $ 212,000 |
| Uintah County Utah | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Lamoille County Vermont | 1 | $ 355,000 | $ 355,000 | $ 324,000 |
| Orleans County Vermont | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Windham County Vermont | 1 | $ 135,000 | $ 135,000 | $ 222,000 |
| Albemarle County Virginia | 1 | $ 465,000 | $ 465,000 | $ 265,000 |
| Charlottesville County Virginia | 1 | $ 475,000 | $ 475,000 | $ 115,000 |
| Orange County Virginia | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Prince William County Virginia | 1 | $ 365,000 | $ 365,000 | $ 271,000 |
| Wythe County Virginia | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Benton County Washington | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Lewis County Washington | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Pierce County Washington | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Whatcom County Washington | 1 | $ 135,000 | $ 135,000 | $ 364,000 |
| Berkeley County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Brown County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Calumet County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Green Lake County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 262,000 |
| Juneau County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 107,000 |
| La Crosse County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 318,000 |
| Oneida County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Outagamie County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Polk County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Portage County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 222,000 |
| Sauk County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 275,000 |
| Vilas County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 177,000 |
| Waupaca County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Waushara County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 170,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,226 | $516,450,000 | $232,000 | $4,685,000 | $98,000 | $1,055,000 |
| Refinancing | 2,104 | $646,070,000 | $307,000 | $3,405,000 | $144,000 | $1,922,000 |
| Cash-out Refinancing | 586 | $165,590,000 | $282,000 | $815,000 | $134,000 | $1,164,000 |
| Other Purpose | 61 | $10,785,000 | $176,000 | $655,000 | $153,000 | $640,000 |
| Home Improvement | 6 | $990,000 | $165,000 | $355,000 | $147,000 | $300,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,507 | $964,955,000 | $275,000 | $3,405,000 | $131,000 | $1,922,000 |
| Hispanic | 768 | $158,800,000 | $206,000 | $1,185,000 | $83,000 | $502,000 |
| Asian | 230 | $74,490,000 | $323,000 | $1,175,000 | $145,000 | $636,000 |
| Black or African American | 218 | $47,870,000 | $219,000 | $1,275,000 | $92,000 | $1,055,000 |
| Not Provided | 213 | $60,355,000 | $283,000 | $1,895,000 | $132,000 | $770,000 |
| Not applicable | 23 | $27,405,000 | $1,191,000 | $4,685,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,205,000 | $172,000 | $375,000 | $69,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $435,000 | $145,000 | $185,000 | $103,000 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,204 | $1,161,020,000 | $276,000 | $4,685,000 | $132,000 | $1,922,000 |
| FHA-insured (Federal Housing Administration) | 630 | $138,350,000 | $219,000 | $735,000 | $69,000 | $457,000 |
| VA-guaranteed (Veterans Administration) | 115 | $34,585,000 | $300,000 | $885,000 | $73,000 | $415,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $5,930,000 | $174,000 | $385,000 | $63,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,919 | $1,029,495,000 | $262,000 | $4,685,000 | $122,000 | $1,922,000 |
| Application Withdrawn By Applicant | 455 | $131,205,000 | $288,000 | $2,345,000 | $126,000 | $1,007,000 |
| Application Denied By Financial Institution | 304 | $84,070,000 | $276,000 | $1,435,000 | $99,000 | $991,000 |
| File Closed For Incompleteness | 273 | $84,955,000 | $311,000 | $1,845,000 | $135,000 | $1,164,000 |
| Application Approved But Not Accepted | 32 | $10,160,000 | $317,000 | $925,000 | $144,000 | $402,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,679 | $1,255,815,000 | $268,000 | $4,685,000 | $124,000 | $1,922,000 |
| Debt-To-Income Ratio | 106 | $27,720,000 | $261,000 | $1,195,000 | $61,000 | $231,000 |
| Collateral | 56 | $17,420,000 | $311,000 | $1,065,000 | $133,000 | $495,000 |
| Other | 46 | $13,190,000 | $286,000 | $655,000 | $122,000 | $991,000 |
| Credit History | 39 | $8,925,000 | $228,000 | $575,000 | $96,000 | $345,000 |
| Employment History | 24 | $6,860,000 | $285,000 | $1,435,000 | $105,000 | $525,000 |
| Unverifiable Information | 19 | $5,155,000 | $271,000 | $1,015,000 | $116,000 | $429,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,800,000 | $342,000 | $1,225,000 | $148,000 | $734,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.