Inland Bank & Trust Mortgage Lending & HMDA Data, 2020
In 2020, Inland Bank & Trust of Geneva, IL reported 4,983 mortgage applications totaling $1.3 billion, up 81% from 2019. The average application was for $268,891, and applicants reported an average income of $122,388. 79% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville, IL (1,968), Springfield, MA (342) and Elgin, IL (286) (applications in parentheses).
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,983 |
| Total Mortgage Loan Application Amount | $1,339,885,000 |
| Average Mortgage Loan Application Amount | $268,891 |
| Highest Mortgage Loan Application Amount | $4,685,000 |
| Average Applicant Income | $122,388 |
| Highest Applicant Income | $1,922,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Inland Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 1,256 | $ 355,900,000 | $ 283,359 | $ 126,000 |
| DuPage, Illinois | 418 | $ 116,000,000 | $ 277,511 | $ 138,000 |
| Hampden, Massachusetts | 323 | $ 50,915,000 | $ 157,631 | $ 62,000 |
| Lake, Illinois | 252 | $ 71,020,000 | $ 281,825 | $ 143,000 |
| Kane, Illinois | 233 | $ 59,035,000 | $ 253,369 | $ 129,000 |
| Will, Illinois | 212 | $ 46,130,000 | $ 217,594 | $ 102,000 |
| Worcester, Massachusetts | 140 | $ 33,120,000 | $ 236,571 | $ 95,000 |
| Middlesex, Massachusetts | 112 | $ 52,260,000 | $ 466,607 | $ 152,000 |
| McHenry, Illinois | 79 | $ 16,045,000 | $ 203,101 | $ 97,000 |
| Tazewell, Illinois | 78 | $ 7,410,000 | $ 95,000 | $ 56,000 |
| Sedgwick, Kansas | 78 | $ 13,500,000 | $ 173,076 | $ 75,000 |
| Nassau, New York | 77 | $ 33,375,000 | $ 433,441 | $ 153,000 |
| Maricopa, Arizona | 74 | $ 21,910,000 | $ 296,081 | $ 131,000 |
| Providence, Rhode Island | 63 | $ 14,195,000 | $ 225,317 | $ 106,000 |
| Walworth, Wisconsin | 63 | $ 16,605,000 | $ 263,571 | $ 186,000 |
| Peoria, Illinois | 62 | $ 4,330,000 | $ 69,838 | $ 54,000 |
| Sangamon, Illinois | 57 | $ 5,715,000 | $ 100,263 | $ 59,000 |
| Suffolk, New York | 50 | $ 18,690,000 | $ 373,800 | $ 151,000 |
| Queens, New York | 43 | $ 18,905,000 | $ 439,651 | $ 133,000 |
| Kendall, Illinois | 40 | $ 12,060,000 | $ 301,500 | $ 152,000 |
| Lake, Indiana | 37 | $ 7,435,000 | $ 200,945 | $ 85,000 |
| Norfolk, Massachusetts | 33 | $ 17,495,000 | $ 530,151 | $ 215,000 |
| Westchester, New York | 33 | $ 14,155,000 | $ 428,939 | $ 162,000 |
| Bristol, Massachusetts | 28 | $ 8,620,000 | $ 307,857 | $ 111,000 |
| Hartford, Connecticut | 25 | $ 5,575,000 | $ 223,000 | $ 96,000 |
| Richmond, New York | 23 | $ 10,075,000 | $ 438,043 | $ 132,000 |
| Plymouth, Massachusetts | 22 | $ 7,320,000 | $ 332,727 | $ 112,000 |
| Kent, Rhode Island | 21 | $ 5,135,000 | $ 244,523 | $ 75,000 |
| Winnebago, Illinois | 20 | $ 2,390,000 | $ 119,500 | $ 86,000 |
| Suffolk, Massachusetts | 19 | $ 10,065,000 | $ 529,736 | $ 205,000 |
| Cuyahoga, Ohio | 18 | $ 2,590,000 | $ 143,888 | $ 72,000 |
| Hampshire, Massachusetts | 17 | $ 3,545,000 | $ 208,529 | $ 107,000 |
| Kenosha, Wisconsin | 17 | $ 4,045,000 | $ 237,941 | $ 117,000 |
| McLean, Illinois | 16 | $ 1,360,000 | $ 85,000 | $ 51,000 |
| Kings, New York | 16 | $ 7,650,000 | $ 478,125 | $ 144,000 |
| Lee, Florida | 15 | $ 4,445,000 | $ 296,333 | $ 156,000 |
| Bergen, New Jersey | 15 | $ 4,695,000 | $ 313,000 | $ 117,000 |
| DeKalb, Illinois | 13 | $ 2,295,000 | $ 176,538 | $ 90,000 |
| Oakland, Michigan | 13 | $ 2,295,000 | $ 176,538 | $ 162,000 |
| Fairfield, Connecticut | 12 | $ 4,460,000 | $ 371,666 | $ 124,000 |
| Windham, Connecticut | 12 | $ 2,220,000 | $ 185,000 | $ 62,000 |
| LaSalle, Illinois | 12 | $ 1,700,000 | $ 141,666 | $ 97,000 |
| Barnstable, Massachusetts | 12 | $ 3,640,000 | $ 303,333 | $ 126,000 |
| Cheshire, New Hampshire | 12 | $ 1,730,000 | $ 144,166 | $ 84,000 |
| San Diego, California | 11 | $ 6,215,000 | $ 565,000 | $ 165,000 |
| Collier, Florida | 11 | $ 3,915,000 | $ 355,909 | $ 172,000 |
| Bronx, New York | 11 | $ 4,045,000 | $ 367,727 | $ 105,000 |
| Rockland, New York | 11 | $ 3,985,000 | $ 362,272 | $ 130,000 |
| Medina, Ohio | 11 | $ 2,165,000 | $ 196,818 | $ 117,000 |
| Milwaukee, Wisconsin | 11 | $ 2,355,000 | $ 214,090 | $ 126,000 |
| Orange, Florida | 10 | $ 3,550,000 | $ 355,000 | $ 139,000 |
| LaPorte, Indiana | 10 | $ 1,590,000 | $ 159,000 | $ 91,000 |
| Porter, Indiana | 10 | $ 2,930,000 | $ 293,000 | $ 119,000 |
| Butler, Kansas | 10 | $ 1,950,000 | $ 195,000 | $ 101,000 |
| Palm Beach, Florida | 9 | $ 3,715,000 | $ 412,777 | $ 179,000 |
| Christian, Illinois | 9 | $ 715,000 | $ 79,444 | $ 34,000 |
| Monmouth, New Jersey | 9 | $ 3,765,000 | $ 418,333 | $ 178,000 |
| Summit, Ohio | 9 | $ 2,085,000 | $ 231,666 | $ 70,000 |
| Clark, Washington | 9 | $ 2,685,000 | $ 298,333 | $ 147,000 |
| Woodford, Illinois | 8 | $ 980,000 | $ 122,500 | $ 56,000 |
| Dutchess, New York | 8 | $ 1,760,000 | $ 220,000 | $ 149,000 |
| Oklahoma, Oklahoma | 8 | $ 1,360,000 | $ 170,000 | $ 189,000 |
| Orange, California | 7 | $ 3,975,000 | $ 567,857 | $ 202,000 |
| Broward, Florida | 7 | $ 2,185,000 | $ 312,142 | $ 161,000 |
| Union, New Jersey | 7 | $ 3,055,000 | $ 436,428 | $ 152,000 |
| Erie, Ohio | 7 | $ 1,325,000 | $ 189,285 | $ 95,000 |
| Davidson, Tennessee | 7 | $ 2,295,000 | $ 327,857 | $ 317,000 |
| Douglas, Colorado | 6 | $ 1,960,000 | $ 326,666 | $ 102,000 |
| Miami-Dade, Florida | 6 | $ 2,070,000 | $ 345,000 | $ 141,000 |
| Sarasota, Florida | 6 | $ 2,740,000 | $ 456,666 | $ 162,000 |
| Montgomery, Maryland | 6 | $ 2,560,000 | $ 426,666 | $ 248,000 |
| Burlington, New Jersey | 6 | $ 2,120,000 | $ 353,333 | $ 173,000 |
| Washington, Rhode Island | 6 | $ 1,460,000 | $ 243,333 | $ 95,000 |
| King, Washington | 6 | $ 2,580,000 | $ 430,000 | $ 139,000 |
| Pinal, Arizona | 5 | $ 895,000 | $ 179,000 | $ 81,000 |
| Los Angeles, California | 5 | $ 2,715,000 | $ 543,000 | $ 191,000 |
| New Haven, Connecticut | 5 | $ 895,000 | $ 179,000 | $ 89,000 |
| Ogle, Illinois | 5 | $ 695,000 | $ 139,000 | $ 58,000 |
| Berrien, Michigan | 5 | $ 1,445,000 | $ 289,000 | $ 207,000 |
| Mercer, New Jersey | 5 | $ 1,715,000 | $ 343,000 | $ 192,000 |
| Ocean, New Jersey | 5 | $ 1,625,000 | $ 325,000 | $ 149,000 |
| Orange, New York | 5 | $ 1,695,000 | $ 339,000 | $ 138,000 |
| Putnam, New York | 5 | $ 1,485,000 | $ 297,000 | $ 132,000 |
| Cass, North Dakota | 5 | $ 1,255,000 | $ 251,000 | $ 65,000 |
| Multnomah, Oregon | 5 | $ 1,445,000 | $ 289,000 | $ 93,000 |
| Monroe, Pennsylvania | 5 | $ 1,365,000 | $ 273,000 | $ 168,000 |
| Pike, Pennsylvania | 5 | $ 1,045,000 | $ 209,000 | $ 150,000 |
| Lexington, South Carolina | 5 | $ 765,000 | $ 153,000 | $ 64,000 |
| Richland, South Carolina | 5 | $ 1,265,000 | $ 253,000 | $ 87,000 |
| Litchfield, Connecticut | 4 | $ 1,040,000 | $ 260,000 | $ 160,000 |
| Tolland, Connecticut | 4 | $ 1,310,000 | $ 327,500 | $ 143,000 |
| Manatee, Florida | 4 | $ 1,540,000 | $ 385,000 | $ 161,000 |
| Pinellas, Florida | 4 | $ 1,430,000 | $ 357,500 | $ 194,000 |
| Boone, Illinois | 4 | $ 1,030,000 | $ 257,500 | $ 197,000 |
| Fulton, Illinois | 4 | $ 180,000 | $ 45,000 | $ 36,000 |
| Knox, Illinois | 4 | $ 190,000 | $ 47,500 | $ 39,000 |
| Dukes, Massachusetts | 4 | $ 2,510,000 | $ 627,500 | $ 364,000 |
| New York, New York | 4 | $ 2,080,000 | $ 520,000 | $ 567,000 |
| Ulster, New York | 4 | $ 1,030,000 | $ 257,500 | $ 119,000 |
| Wake, North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 206,000 |
| Knox, Tennessee | 4 | $ 1,210,000 | $ 302,500 | $ 260,000 |
| Denton, Texas | 4 | $ 1,520,000 | $ 380,000 | $ 197,000 |
| Tarrant, Texas | 4 | $ 770,000 | $ 192,500 | $ 77,000 |
| Fairfax, Virginia | 4 | $ 2,000,000 | $ 500,000 | $ 258,000 |
| Dane, Wisconsin | 4 | $ 1,450,000 | $ 362,500 | $ 151,000 |
| Ozaukee, Wisconsin | 4 | $ 930,000 | $ 232,500 | $ 136,000 |
| Rock, Wisconsin | 4 | $ 840,000 | $ 210,000 | $ 62,000 |
| Waukesha, Wisconsin | 4 | $ 970,000 | $ 242,500 | $ 251,000 |
| Yavapai, Arizona | 3 | $ 955,000 | $ 318,333 | $ 94,000 |
| Placer, California | 3 | $ 1,235,000 | $ 411,666 | $ 146,000 |
| Adams, Colorado | 3 | $ 925,000 | $ 308,333 | $ 115,000 |
| New London, Connecticut | 3 | $ 885,000 | $ 295,000 | $ 157,000 |
| Sussex, Delaware | 3 | $ 1,515,000 | $ 505,000 | $ 214,000 |
| Escambia, Florida | 3 | $ 1,155,000 | $ 385,000 | $ 304,000 |
| Okaloosa, Florida | 3 | $ 1,585,000 | $ 528,333 | $ 300,000 |
| Pasco, Florida | 3 | $ 1,055,000 | $ 351,666 | $ 129,000 |
| Seminole, Florida | 3 | $ 765,000 | $ 255,000 | $ 157,000 |
| Fulton, Georgia | 3 | $ 1,215,000 | $ 405,000 | $ 173,000 |
| Houston, Georgia | 3 | $ 225,000 | $ 75,000 | $ 32,000 |
| Champaign, Illinois | 3 | $ 275,000 | $ 91,666 | $ 44,000 |
| Grundy, Illinois | 3 | $ 575,000 | $ 191,666 | $ 117,000 |
| Kankakee, Illinois | 3 | $ 515,000 | $ 171,666 | $ 74,000 |
| Lee, Illinois | 3 | $ 375,000 | $ 125,000 | $ 80,000 |
| Hamilton, Indiana | 3 | $ 765,000 | $ 255,000 | $ 120,000 |
| Reno, Kansas | 3 | $ 395,000 | $ 131,666 | $ 47,000 |
| Essex, Massachusetts | 3 | $ 1,235,000 | $ 411,666 | $ 155,000 |
| Allegan, Michigan | 3 | $ 775,000 | $ 258,333 | $ 289,000 |
| Johnston, North Carolina | 3 | $ 835,000 | $ 278,333 | $ 167,000 |
| Lake, Ohio | 3 | $ 675,000 | $ 225,000 | $ 84,000 |
| Newport, Rhode Island | 3 | $ 1,175,000 | $ 391,666 | $ 113,000 |
| Aiken, South Carolina | 3 | $ 1,085,000 | $ 361,666 | $ 174,000 |
| Dorchester, South Carolina | 3 | $ 665,000 | $ 221,666 | $ 70,000 |
| Harris, Texas | 3 | $ 485,000 | $ 161,666 | $ 104,000 |
| Loudoun, Virginia | 3 | $ 1,355,000 | $ 451,666 | $ 133,000 |
| Cowlitz, Washington | 3 | $ 545,000 | $ 181,666 | $ 71,000 |
| Morgan, Alabama | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Coconino, Arizona | 2 | $ 680,000 | $ 340,000 | $ 75,000 |
| Mohave, Arizona | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| Benton, Arkansas | 2 | $ 500,000 | $ 250,000 | $ 137,000 |
| Monterey, California | 2 | $ 1,050,000 | $ 525,000 | $ 121,000 |
| Sonoma, California | 2 | $ 970,000 | $ 485,000 | $ 136,000 |
| Arapahoe, Colorado | 2 | $ 920,000 | $ 460,000 | $ 116,000 |
| Larimer, Colorado | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Summit, Colorado | 2 | $ 910,000 | $ 455,000 | $ 505,000 |
| Middlesex, Connecticut | 2 | $ 550,000 | $ 275,000 | $ 139,000 |
| District of Columbia, District Of Columbia | 2 | $ 810,000 | $ 405,000 | $ 136,000 |
| Duval, Florida | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Hillsborough, Florida | 2 | $ 690,000 | $ 345,000 | $ 130,000 |
| Monroe, Florida | 2 | $ 1,440,000 | $ 720,000 | $ 1,471,000 |
| Osceola, Florida | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| St. Johns, Florida | 2 | $ 620,000 | $ 310,000 | $ 115,000 |
| Appling, Georgia | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Cobb, Georgia | 2 | $ 360,000 | $ 180,000 | $ 41,000 |
| Logan, Illinois | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Macon, Illinois | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| McDonough, Illinois | 2 | $ 80,000 | $ 40,000 | $ 73,000 |
| Stephenson, Illinois | 2 | $ 80,000 | $ 40,000 | $ 25,000 |
| Allen, Indiana | 2 | $ 490,000 | $ 245,000 | $ 118,000 |
| Boone, Indiana | 2 | $ 610,000 | $ 305,000 | $ 284,000 |
| Elkhart, Indiana | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| Hendricks, Indiana | 2 | $ 430,000 | $ 215,000 | $ 114,000 |
| Marion, Indiana | 2 | $ 1,470,000 | $ 735,000 | $ 230,000 |
| Marshall, Indiana | 2 | $ 640,000 | $ 320,000 | $ 250,000 |
| Cowley, Kansas | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Waldo, Maine | 2 | $ 250,000 | $ 125,000 | $ 127,000 |
| Franklin, Massachusetts | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Nantucket, Massachusetts | 2 | $ 3,690,000 | $ 1,845,000 | $ 357,000 |
| Genesee, Michigan | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| Kent, Michigan | 2 | $ 560,000 | $ 280,000 | $ 93,000 |
| Macomb, Michigan | 2 | $ 430,000 | $ 215,000 | $ 108,000 |
| Wayne, Michigan | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| Hennepin, Minnesota | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Camden, Missouri | 2 | $ 360,000 | $ 180,000 | $ 640,000 |
| Clay, Missouri | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Ravalli, Montana | 2 | $ 860,000 | $ 430,000 | $ 84,000 |
| Clark, Nevada | 2 | $ 550,000 | $ 275,000 | $ 54,000 |
| Belknap, New Hampshire | 2 | $ 480,000 | $ 240,000 | $ 198,000 |
| Hillsborough, New Hampshire | 2 | $ 580,000 | $ 290,000 | $ 66,000 |
| Merrimack, New Hampshire | 2 | $ 310,000 | $ 155,000 | $ 117,000 |
| Rockingham, New Hampshire | 2 | $ 710,000 | $ 355,000 | $ 163,000 |
| Essex, New Jersey | 2 | $ 960,000 | $ 480,000 | $ 227,000 |
| Middlesex, New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 238,000 |
| Sullivan, New York | 2 | $ 210,000 | $ 105,000 | $ 130,000 |
| Warren, New York | 2 | $ 1,030,000 | $ 515,000 | $ 169,000 |
| Carteret, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Chatham, North Carolina | 2 | $ 860,000 | $ 430,000 | $ 280,000 |
| Durham, North Carolina | 2 | $ 600,000 | $ 300,000 | $ 122,000 |
| Forsyth, North Carolina | 2 | $ 790,000 | $ 395,000 | $ 130,000 |
| Delaware, Ohio | 2 | $ 940,000 | $ 470,000 | $ 247,000 |
| Lorain, Ohio | 2 | $ 340,000 | $ 170,000 | $ 27,000 |
| Tulsa, Oklahoma | 2 | $ 650,000 | $ 325,000 | $ 92,000 |
| Jackson, Oregon | 2 | $ 850,000 | $ 425,000 | $ 159,000 |
| Josephine, Oregon | 2 | $ 820,000 | $ 410,000 | $ 150,000 |
| Bucks, Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 365,000 |
| Montgomery, Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 135,000 |
| Jasper, South Carolina | 2 | $ 720,000 | $ 360,000 | $ 83,000 |
| Lancaster, South Carolina | 2 | $ 620,000 | $ 310,000 | $ 98,000 |
| Spartanburg, South Carolina | 2 | $ 410,000 | $ 205,000 | $ 104,000 |
| Coffee, Tennessee | 2 | $ 240,000 | $ 120,000 | $ 100,000 |
| McNairy, Tennessee | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Shelby, Tennessee | 2 | $ 410,000 | $ 205,000 | $ 126,000 |
| Ellis, Texas | 2 | $ 470,000 | $ 235,000 | $ 121,000 |
| Summit, Utah | 2 | $ 1,710,000 | $ 855,000 | $ 270,000 |
| Utah, Utah | 2 | $ 500,000 | $ 250,000 | $ 62,000 |
| Chesapeake, Virginia | 2 | $ 550,000 | $ 275,000 | $ 207,000 |
| James City, Virginia | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Williamsburg, Virginia | 2 | $ 930,000 | $ 465,000 | $ 259,000 |
| Snohomish, Washington | 2 | $ 1,030,000 | $ 515,000 | $ 157,000 |
| Adams, Wisconsin | 2 | $ 570,000 | $ 285,000 | $ 145,000 |
| Jefferson, Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Racine, Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| Sheboygan, Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 112,000 |
| Fairbanks North Star, Alaska | 1 | $ 295,000 | $ 295,000 | $ 162,000 |
| Cochise, Arizona | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Gila, Arizona | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Navajo, Arizona | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Pima, Arizona | 1 | $ 455,000 | $ 455,000 | $ 324,000 |
| Hot Spring, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Pulaski, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Contra Costa, California | 1 | $ 435,000 | $ 435,000 | $ 157,000 |
| Imperial, California | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| San Francisco, California | 1 | $ 695,000 | $ 695,000 | $ 208,000 |
| San Luis Obispo, California | 1 | $ 605,000 | $ 605,000 | $ 321,000 |
| San Mateo, California | 1 | $ 485,000 | $ 485,000 | $ 100,000 |
| Shasta, California | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Boulder, Colorado | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| Denver, Colorado | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| El Paso, Colorado | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Grand, Colorado | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Kent, Delaware | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Brevard, Florida | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Martin, Florida | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Polk, Florida | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Santa Rosa, Florida | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Volusia, Florida | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Douglas, Georgia | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Fayette, Georgia | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Glynn, Georgia | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Gwinnett, Georgia | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Hall, Georgia | 1 | $ 325,000 | $ 325,000 | $ 278,000 |
| Newton, Georgia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Honolulu, Hawaii | 1 | $ 1,265,000 | $ 1,265,000 | $ 347,000 |
| Coles, Illinois | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Jo Daviess, Illinois | 1 | $ 75,000 | $ 75,000 | $ 151,000 |
| Marshall, Illinois | 1 | $ 215,000 | $ 215,000 | $ 369,000 |
| Mason, Illinois | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| Menard, Illinois | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Monroe, Illinois | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Morgan, Illinois | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Pike, Illinois | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| St. Clair, Illinois | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Whiteside, Illinois | 1 | $ 45,000 | $ 45,000 | $ 9,000 |
| Johnson, Indiana | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Kosciusko, Indiana | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Sullivan, Indiana | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Switzerland, Indiana | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| White, Indiana | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Dubuque, Iowa | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Marion, Iowa | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Mills, Iowa | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Pottawattamie, Iowa | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Douglas, Kansas | 1 | $ 135,000 | $ 135,000 | $ 395,000 |
| Greenwood, Kansas | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Johnson, Kansas | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| McPherson, Kansas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Shawnee, Kansas | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Sumner, Kansas | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Jessamine, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| East Baton Rouge, Louisiana | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Lafayette, Louisiana | 1 | $ 305,000 | $ 305,000 | $ 422,000 |
| Baltimore, Maryland | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Charles, Maryland | 1 | $ 425,000 | $ 425,000 | $ 197,000 |
| Frederick, Maryland | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Garrett, Maryland | 1 | $ 385,000 | $ 385,000 | $ 197,000 |
| Howard, Maryland | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Berkshire, Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Antrim, Michigan | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Cass, Michigan | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Ingham, Michigan | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Isabella, Michigan | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Kalamazoo, Michigan | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Lapeer, Michigan | 1 | $ 285,000 | $ 285,000 | $ 211,000 |
| Midland, Michigan | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Sanilac, Michigan | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Shiawassee, Michigan | 1 | $ 825,000 | $ 825,000 | $ 207,000 |
| Van Buren, Michigan | 1 | $ 305,000 | $ 305,000 | $ 254,000 |
| Washtenaw, Michigan | 1 | $ 515,000 | $ 515,000 | $ 117,000 |
| Clay, Minnesota | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Otter Tail, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Pontotoc, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Cass, Missouri | 1 | $ 485,000 | $ 485,000 | $ 395,000 |
| Jackson, Missouri | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Morgan, Missouri | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| Platte, Missouri | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| Ripley, Missouri | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Stone, Missouri | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Warren, Missouri | 1 | $ 185,000 | $ 185,000 | $ 601,000 |
| Flathead, Montana | 1 | $ 485,000 | $ 485,000 | $ 74,000 |
| Douglas, Nebraska | 1 | $ 105,000 | $ 105,000 | $ 237,000 |
| Lincoln, Nebraska | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Sarpy, Nebraska | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Cape May, New Jersey | 1 | $ 505,000 | $ 505,000 | $ 292,000 |
| Hudson, New Jersey | 1 | $ 415,000 | $ 415,000 | $ 71,000 |
| Passaic, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Somerset, New Jersey | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Lincoln, New Mexico | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Cattaraugus, New York | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Greene, New York | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Monroe, New York | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Rensselaer, New York | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Saratoga, New York | 1 | $ 225,000 | $ 225,000 | $ 256,000 |
| Schoharie, New York | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Washington, New York | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Avery, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 242,000 |
| Buncombe, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Craven, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Cumberland, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Currituck, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 193,000 |
| Davidson, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Iredell, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 152,000 |
| Moore, North Carolina | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Nash, North Carolina | 1 | $ 425,000 | $ 425,000 | $ 183,000 |
| New Hanover, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 196,000 |
| Pitt, North Carolina | 1 | $ 415,000 | $ 415,000 | $ 248,000 |
| Rockingham, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Ashtabula, Ohio | 1 | $ 325,000 | $ 325,000 | $ 169,000 |
| Belmont, Ohio | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Hamilton, Ohio | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Hancock, Ohio | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Montgomery, Ohio | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Portage, Ohio | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Stark, Ohio | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| Wayne, Ohio | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Payne, Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Clackamas, Oregon | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Deschutes, Oregon | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Lane, Oregon | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Washington, Oregon | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Lebanon, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Lehigh, Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| York, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Bristol, Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 168,000 |
| Beaufort, South Carolina | 1 | $ 515,000 | $ 515,000 | $ 225,000 |
| Greenwood, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Oconee, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 250,000 |
| Saluda, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Marion, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Sevier, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Sumner, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 188,000 |
| Williamson, Tennessee | 1 | $ 455,000 | $ 455,000 | $ 162,000 |
| Wilson, Tennessee | 1 | $ 435,000 | $ 435,000 | $ 115,000 |
| Bell, Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Comal, Texas | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Dallas, Texas | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Fort Bend, Texas | 1 | $ 135,000 | $ 135,000 | $ 154,000 |
| Hays, Texas | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Montgomery, Texas | 1 | $ 385,000 | $ 385,000 | $ 340,000 |
| Travis, Texas | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Salt Lake, Utah | 1 | $ 415,000 | $ 415,000 | $ 212,000 |
| Uintah, Utah | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Lamoille, Vermont | 1 | $ 355,000 | $ 355,000 | $ 324,000 |
| Orleans, Vermont | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Windham, Vermont | 1 | $ 135,000 | $ 135,000 | $ 222,000 |
| Albemarle, Virginia | 1 | $ 465,000 | $ 465,000 | $ 265,000 |
| Charlottesville, Virginia | 1 | $ 475,000 | $ 475,000 | $ 115,000 |
| Orange, Virginia | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Prince William, Virginia | 1 | $ 365,000 | $ 365,000 | $ 271,000 |
| Wythe, Virginia | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Benton, Washington | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Lewis, Washington | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Pierce, Washington | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Whatcom, Washington | 1 | $ 135,000 | $ 135,000 | $ 364,000 |
| Berkeley, West Virginia | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Brown, Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Calumet, Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Green Lake, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 262,000 |
| Juneau, Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 107,000 |
| La Crosse, Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 318,000 |
| Oneida, Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Outagamie, Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Polk, Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Portage, Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 222,000 |
| Sauk, Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 275,000 |
| Vilas, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 177,000 |
| Waupaca, Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Waushara, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 170,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,226 | $516,450,000 | $232,000 | $4,685,000 | $98,000 | $1,055,000 |
| Refinancing | 2,104 | $646,070,000 | $307,000 | $3,405,000 | $144,000 | $1,922,000 |
| Cash-out Refinancing | 586 | $165,590,000 | $282,000 | $815,000 | $134,000 | $1,164,000 |
| Other Purpose | 61 | $10,785,000 | $176,000 | $655,000 | $153,000 | $640,000 |
| Home Improvement | 6 | $990,000 | $165,000 | $355,000 | $147,000 | $300,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,507 | $964,955,000 | $275,000 | $3,405,000 | $131,000 | $1,922,000 |
| Hispanic | 768 | $158,800,000 | $206,000 | $1,185,000 | $83,000 | $502,000 |
| Asian | 230 | $74,490,000 | $323,000 | $1,175,000 | $145,000 | $636,000 |
| Black or African American | 218 | $47,870,000 | $219,000 | $1,275,000 | $92,000 | $1,055,000 |
| Not Provided | 213 | $60,355,000 | $283,000 | $1,895,000 | $132,000 | $770,000 |
| Not applicable | 23 | $27,405,000 | $1,191,000 | $4,685,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,205,000 | $172,000 | $375,000 | $69,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $435,000 | $145,000 | $185,000 | $103,000 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,204 | $1,161,020,000 | $276,000 | $4,685,000 | $132,000 | $1,922,000 |
| FHA-insured (Federal Housing Administration) | 630 | $138,350,000 | $219,000 | $735,000 | $69,000 | $457,000 |
| VA-guaranteed (Veterans Administration) | 115 | $34,585,000 | $300,000 | $885,000 | $73,000 | $415,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $5,930,000 | $174,000 | $385,000 | $63,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,919 | $1,029,495,000 | $262,000 | $4,685,000 | $122,000 | $1,922,000 |
| Application Withdrawn By Applicant | 455 | $131,205,000 | $288,000 | $2,345,000 | $126,000 | $1,007,000 |
| Application Denied By Financial Institution | 304 | $84,070,000 | $276,000 | $1,435,000 | $99,000 | $991,000 |
| File Closed For Incompleteness | 273 | $84,955,000 | $311,000 | $1,845,000 | $135,000 | $1,164,000 |
| Application Approved But Not Accepted | 32 | $10,160,000 | $317,000 | $925,000 | $144,000 | $402,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,679 | $1,255,815,000 | $268,000 | $4,685,000 | $124,000 | $1,922,000 |
| Debt-To-Income Ratio | 106 | $27,720,000 | $261,000 | $1,195,000 | $61,000 | $231,000 |
| Collateral | 56 | $17,420,000 | $311,000 | $1,065,000 | $133,000 | $495,000 |
| Other | 46 | $13,190,000 | $286,000 | $655,000 | $122,000 | $991,000 |
| Credit History | 39 | $8,925,000 | $228,000 | $575,000 | $96,000 | $345,000 |
| Employment History | 24 | $6,860,000 | $285,000 | $1,435,000 | $105,000 | $525,000 |
| Unverifiable Information | 19 | $5,155,000 | $271,000 | $1,015,000 | $116,000 | $429,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,800,000 | $342,000 | $1,225,000 | $148,000 | $734,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About