Ameris Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Ameris Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ameris Bank 300 South Main Street Atlanta, GA 31768 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 5,902 |
| Total Mortgage Loan Application Amount | $952,273,000 |
| Average Mortgage Loan Application Amount | $139,000 |
| Highest Mortgage Loan Application Amount | $2,998,000 |
| Average Applicant Income | $64,333 |
| Highest Applicant Income | $3,159,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Ameris Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ameris Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Ameris Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ameris Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ameris Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ameris Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 202 | $ 51,388,000 | $ 254,000 | $ 112,000 |
| Lexington County South Carolina | 199 | $ 39,975,000 | $ 200,000 | $ 84,000 |
| Richland County South Carolina | 189 | $ 38,211,000 | $ 202,000 | $ 92,000 |
| Gwinnett County Georgia | 180 | $ 29,505,000 | $ 163,000 | $ 72,000 |
| Cobb County Georgia | 176 | $ 33,131,000 | $ 188,000 | $ 89,000 |
| Colquitt County Georgia | 150 | $ 15,902,000 | $ 106,000 | $ 61,000 |
| Glynn County Georgia | 140 | $ 27,166,000 | $ 194,000 | $ 78,000 |
| Charleston County South Carolina | 139 | $ 33,395,000 | $ 240,000 | $ 105,000 |
| Lowndes County Georgia | 134 | $ 24,326,000 | $ 181,000 | $ 67,000 |
| Leon County Florida | 132 | $ 30,317,000 | $ 229,000 | $ 101,000 |
| Calhoun County Alabama | 128 | $ 17,411,000 | $ 136,000 | $ 64,000 |
| Berkeley County South Carolina | 124 | $ 22,957,000 | $ 185,000 | $ 63,000 |
| Tift County Georgia | 112 | $ 11,640,000 | $ 103,000 | $ 79,000 |
| DeKalb County Georgia | 111 | $ 18,054,000 | $ 162,000 | $ 67,000 |
| Coffee County Georgia | 110 | $ 7,122,000 | $ 64,000 | $ 61,000 |
| Dorchester County South Carolina | 108 | $ 21,193,000 | $ 196,000 | $ 65,000 |
| Davidson County Tennessee | 105 | $ 19,814,000 | $ 188,000 | $ 82,000 |
| Camden County Georgia | 92 | $ 13,332,000 | $ 144,000 | $ 63,000 |
| Houston County Alabama | 89 | $ 9,936,000 | $ 111,000 | $ 66,000 |
| Toombs County Georgia | 83 | $ 5,829,000 | $ 70,000 | $ 55,000 |
| Thomas County Georgia | 81 | $ 11,492,000 | $ 141,000 | $ 54,000 |
| Greenville County South Carolina | 80 | $ 19,698,000 | $ 246,000 | $ 117,000 |
| Grady County Georgia | 77 | $ 5,829,000 | $ 75,000 | $ 39,000 |
| Duval County Florida | 73 | $ 14,198,000 | $ 194,000 | $ 111,000 |
| Chatham County Georgia | 72 | $ 17,493,000 | $ 242,000 | $ 91,000 |
| Henry County Georgia | 72 | $ 10,192,000 | $ 141,000 | $ 61,000 |
| Cherokee County Georgia | 63 | $ 12,135,000 | $ 192,000 | $ 83,000 |
| Marion County Florida | 52 | $ 5,426,000 | $ 104,000 | $ 51,000 |
| Dougherty County Georgia | 52 | $ 7,826,000 | $ 150,000 | $ 79,000 |
| Forsyth County Georgia | 50 | $ 12,553,000 | $ 251,000 | $ 101,000 |
| Lee County Georgia | 49 | $ 6,840,000 | $ 139,000 | $ 75,000 |
| Beaufort County South Carolina | 48 | $ 9,259,000 | $ 192,000 | $ 73,000 |
| Clayton County Georgia | 47 | $ 4,024,000 | $ 85,000 | $ 46,000 |
| Carroll County Georgia | 46 | $ 4,297,000 | $ 93,000 | $ 50,000 |
| Sumter County Florida | 45 | $ 7,677,000 | $ 170,000 | $ 81,000 |
| Henry County Alabama | 42 | $ 3,298,000 | $ 78,000 | $ 54,000 |
| Schley County Georgia | 39 | $ 2,955,000 | $ 75,000 | $ 43,000 |
| Maury County Tennessee | 39 | $ 5,127,000 | $ 131,000 | $ 56,000 |
| St. Johns County Florida | 38 | $ 9,134,000 | $ 240,000 | $ 122,000 |
| Brooks County Georgia | 38 | $ 2,650,000 | $ 69,000 | $ 31,000 |
| Williamson County Tennessee | 38 | $ 10,727,000 | $ 282,000 | $ 103,000 |
| Wakulla County Florida | 37 | $ 5,624,000 | $ 152,000 | $ 78,000 |
| Irwin County Georgia | 36 | $ 3,306,000 | $ 91,000 | $ 61,000 |
| Crisp County Georgia | 35 | $ 3,892,000 | $ 111,000 | $ 62,000 |
| Paulding County Georgia | 35 | $ 4,400,000 | $ 125,000 | $ 60,000 |
| Douglas County Georgia | 33 | $ 3,926,000 | $ 118,000 | $ 50,000 |
| Pickens County South Carolina | 32 | $ 4,895,000 | $ 152,000 | $ 90,000 |
| Anderson County South Carolina | 31 | $ 4,750,000 | $ 153,000 | $ 69,000 |
| Spartanburg County South Carolina | 31 | $ 4,895,000 | $ 157,000 | $ 60,000 |
| Bartow County Georgia | 30 | $ 3,611,000 | $ 120,000 | $ 60,000 |
| Gordon County Georgia | 30 | $ 3,952,000 | $ 131,000 | $ 94,000 |
| Marion County Georgia | 30 | $ 2,136,000 | $ 71,000 | $ 47,000 |
| Montgomery County Georgia | 29 | $ 2,071,000 | $ 71,000 | $ 51,000 |
| Sumner County Tennessee | 29 | $ 5,361,000 | $ 184,000 | $ 70,000 |
| Gilchrist County Florida | 28 | $ 2,166,000 | $ 77,000 | $ 37,000 |
| Jackson County Georgia | 27 | $ 4,371,000 | $ 161,000 | $ 64,000 |
| Seminole County Georgia | 27 | $ 1,675,000 | $ 62,000 | $ 52,000 |
| Coweta County Georgia | 26 | $ 4,042,000 | $ 155,000 | $ 77,000 |
| Haralson County Georgia | 26 | $ 3,190,000 | $ 122,000 | $ 59,000 |
| Taylor County Georgia | 25 | $ 1,889,000 | $ 75,000 | $ 41,000 |
| Talladega County Alabama | 24 | $ 3,230,000 | $ 134,000 | $ 57,000 |
| Pitt County North Carolina | 24 | $ 4,569,000 | $ 190,000 | $ 86,000 |
| Horry County South Carolina | 24 | $ 3,911,000 | $ 162,000 | $ 68,000 |
| Sumter County South Carolina | 24 | $ 3,495,000 | $ 145,000 | $ 63,000 |
| Clay County Florida | 23 | $ 3,555,000 | $ 154,000 | $ 63,000 |
| Barrow County Georgia | 23 | $ 3,084,000 | $ 134,000 | $ 61,000 |
| Newton County Georgia | 23 | $ 3,300,000 | $ 143,000 | $ 60,000 |
| Carteret County North Carolina | 23 | $ 4,276,000 | $ 185,000 | $ 92,000 |
| Fayette County Georgia | 22 | $ 4,243,000 | $ 192,000 | $ 82,000 |
| York County South Carolina | 22 | $ 5,763,000 | $ 261,000 | $ 97,000 |
| Berrien County Georgia | 21 | $ 2,053,000 | $ 97,000 | $ 58,000 |
| Worth County Georgia | 21 | $ 2,403,000 | $ 114,000 | $ 60,000 |
| Rockdale County Georgia | 20 | $ 2,248,000 | $ 112,000 | $ 59,000 |
| Barbour County Alabama | 19 | $ 1,907,000 | $ 100,000 | $ 48,000 |
| Sumter County Georgia | 19 | $ 1,843,000 | $ 97,000 | $ 39,000 |
| Bay County Florida | 18 | $ 2,483,000 | $ 137,000 | $ 108,000 |
| Rutherford County Tennessee | 18 | $ 3,319,000 | $ 184,000 | $ 107,000 |
| Floyd County Georgia | 17 | $ 2,477,000 | $ 145,000 | $ 85,000 |
| Wilson County Tennessee | 17 | $ 3,255,000 | $ 191,000 | $ 81,000 |
| Cook County Georgia | 16 | $ 1,108,000 | $ 69,000 | $ 36,000 |
| Turner County Georgia | 16 | $ 1,238,000 | $ 77,000 | $ 48,000 |
| Van Wert County Ohio | 16 | $ 1,629,000 | $ 101,000 | $ 63,000 |
| Kershaw County South Carolina | 16 | $ 2,470,000 | $ 154,000 | $ 58,000 |
| Geneva County Alabama | 15 | $ 1,017,000 | $ 67,000 | $ 45,000 |
| Bryan County Georgia | 15 | $ 2,373,000 | $ 158,000 | $ 213,000 |
| Hall County Georgia | 15 | $ 2,863,000 | $ 190,000 | $ 69,000 |
| Johnston County North Carolina | 15 | $ 2,686,000 | $ 179,000 | $ 67,000 |
| Hancock County Ohio | 15 | $ 1,706,000 | $ 113,000 | $ 42,000 |
| Miller County Georgia | 14 | $ 1,348,000 | $ 96,000 | $ 47,000 |
| Nassau County Florida | 13 | $ 2,491,000 | $ 191,000 | $ 148,000 |
| Bibb County Georgia | 12 | $ 1,581,000 | $ 131,000 | $ 108,000 |
| Union County North Carolina | 12 | $ 3,415,000 | $ 284,000 | $ 161,000 |
| Putnam County Ohio | 12 | $ 1,686,000 | $ 140,000 | $ 45,000 |
| Aiken County South Carolina | 12 | $ 1,640,000 | $ 136,000 | $ 112,000 |
| Cherokee County South Carolina | 12 | $ 1,423,000 | $ 118,000 | $ 39,000 |
| Georgetown County South Carolina | 12 | $ 2,408,000 | $ 200,000 | $ 138,000 |
| Lee County Alabama | 11 | $ 1,345,000 | $ 122,000 | $ 58,000 |
| McIntosh County Georgia | 11 | $ 2,033,000 | $ 184,000 | $ 97,000 |
| Spalding County Georgia | 11 | $ 1,244,000 | $ 113,000 | $ 54,000 |
| Mecklenburg County North Carolina | 11 | $ 2,077,000 | $ 188,000 | $ 165,000 |
| Cleburne County Alabama | 10 | $ 1,208,000 | $ 120,000 | $ 54,000 |
| Gulf County Florida | 10 | $ 1,817,000 | $ 181,000 | $ 143,000 |
| Decatur County Georgia | 10 | $ 872,000 | $ 87,000 | $ 37,000 |
| Hancock County Georgia | 10 | $ 986,000 | $ 98,000 | $ 53,000 |
| Terrell County Georgia | 10 | $ 1,240,000 | $ 124,000 | $ 55,000 |
| Worcester County Maryland | 10 | $ 2,426,000 | $ 242,000 | $ 148,000 |
| Dale County Alabama | 9 | $ 458,000 | $ 50,000 | $ 30,000 |
| Columbia County Georgia | 9 | $ 1,577,000 | $ 175,000 | $ 84,000 |
| Early County Georgia | 9 | $ 961,000 | $ 106,000 | $ 46,000 |
| Florence County South Carolina | 9 | $ 1,210,000 | $ 134,000 | $ 70,000 |
| Alachua County Florida | 8 | $ 1,124,000 | $ 140,000 | $ 45,000 |
| Ben Hill County Georgia | 8 | $ 411,000 | $ 51,000 | $ 47,000 |
| Jasper County Georgia | 8 | $ 1,529,000 | $ 191,000 | $ 124,000 |
| Upson County Georgia | 8 | $ 863,000 | $ 107,000 | $ 35,000 |
| Walton County Georgia | 8 | $ 1,199,000 | $ 149,000 | $ 54,000 |
| Whitfield County Georgia | 8 | $ 826,000 | $ 103,000 | $ 80,000 |
| Wake County North Carolina | 8 | $ 1,673,000 | $ 209,000 | $ 117,000 |
| Broward County Florida | 7 | $ 1,186,000 | $ 169,000 | $ 135,000 |
| Gadsden County Florida | 7 | $ 980,000 | $ 140,000 | $ 62,000 |
| Lake County Florida | 7 | $ 1,454,000 | $ 207,000 | $ 59,000 |
| Levy County Florida | 7 | $ 458,000 | $ 65,000 | $ 20,000 |
| Walton County Florida | 7 | $ 5,281,000 | $ 754,000 | $ 545,000 |
| Butts County Georgia | 7 | $ 981,000 | $ 140,000 | $ 69,000 |
| Dawson County Georgia | 7 | $ 1,420,000 | $ 202,000 | $ 108,000 |
| Effingham County Georgia | 7 | $ 1,060,000 | $ 151,000 | $ 110,000 |
| Lanier County Georgia | 7 | $ 701,000 | $ 100,000 | $ 180,000 |
| Mitchell County Georgia | 7 | $ 508,000 | $ 72,000 | $ 54,000 |
| Oconee County Georgia | 7 | $ 1,314,000 | $ 187,000 | $ 76,000 |
| Polk County Georgia | 7 | $ 808,000 | $ 115,000 | $ 76,000 |
| Tattnall County Georgia | 7 | $ 451,000 | $ 64,000 | $ 169,000 |
| Washington County Georgia | 7 | $ 851,000 | $ 121,000 | $ 59,000 |
| Wood County Ohio | 7 | $ 973,000 | $ 139,000 | $ 63,000 |
| Colleton County South Carolina | 7 | $ 2,064,000 | $ 294,000 | $ 346,000 |
| Jefferson County Alabama | 6 | $ 1,790,000 | $ 298,000 | $ 145,000 |
| Tuscaloosa County Alabama | 6 | $ 1,020,000 | $ 170,000 | $ 98,000 |
| Baldwin County Georgia | 6 | $ 957,000 | $ 159,000 | $ 76,000 |
| Houston County Georgia | 6 | $ 1,194,000 | $ 199,000 | $ 74,000 |
| Meriwether County Georgia | 6 | $ 1,138,000 | $ 189,000 | $ 86,000 |
| Pickens County Georgia | 6 | $ 667,000 | $ 111,000 | $ 102,000 |
| Wayne County Georgia | 6 | $ 584,000 | $ 97,000 | $ 57,000 |
| Alamance County North Carolina | 6 | $ 996,000 | $ 166,000 | $ 59,000 |
| Pasquotank County North Carolina | 6 | $ 913,000 | $ 152,000 | $ 57,000 |
| Oklahoma County Oklahoma | 6 | $ 973,000 | $ 162,000 | $ 74,000 |
| Robertson County Tennessee | 6 | $ 906,000 | $ 151,000 | $ 58,000 |
| Mobile County Alabama | 5 | $ 755,000 | $ 151,000 | $ 77,000 |
| Shelby County Alabama | 5 | $ 1,035,000 | $ 207,000 | $ 70,000 |
| Polk County Florida | 5 | $ 661,000 | $ 132,000 | $ 52,000 |
| Volusia County Florida | 5 | $ 1,489,000 | $ 297,000 | $ 638,000 |
| Atkinson County Georgia | 5 | $ 468,000 | $ 93,000 | $ 49,000 |
| Brantley County Georgia | 5 | $ 227,000 | $ 45,000 | $ 43,000 |
| Bulloch County Georgia | 5 | $ 348,000 | $ 69,000 | $ 26,000 |
| Chattahoochee County Georgia | 5 | $ 193,000 | $ 38,000 | $ 32,000 |
| Dooly County Georgia | 5 | $ 467,000 | $ 93,000 | $ 32,000 |
| Hart County Georgia | 5 | $ 572,000 | $ 114,000 | $ 42,000 |
| Muscogee County Georgia | 5 | $ 1,150,000 | $ 230,000 | $ 76,000 |
| Ware County Georgia | 5 | $ 1,475,000 | $ 295,000 | $ 29,000 |
| Moore County North Carolina | 5 | $ 585,000 | $ 117,000 | $ 68,000 |
| Huron County Ohio | 5 | $ 601,000 | $ 120,000 | $ 42,000 |
| Abbeville County South Carolina | 5 | $ 554,000 | $ 110,000 | $ 46,000 |
| Lancaster County South Carolina | 5 | $ 617,000 | $ 123,000 | $ 76,000 |
| Cheatham County Tennessee | 5 | $ 997,000 | $ 199,000 | $ 52,000 |
| Baldwin County Alabama | 4 | $ 1,069,000 | $ 267,000 | $ 69,000 |
| Chambers County Alabama | 4 | $ 444,000 | $ 111,000 | $ 52,000 |
| Lamar County Alabama | 4 | $ 240,000 | $ 60,000 | $ 62,000 |
| Limestone County Alabama | 4 | $ 487,000 | $ 121,000 | $ 33,000 |
| Randolph County Alabama | 4 | $ 934,000 | $ 233,000 | $ 192,000 |
| St. Clair County Alabama | 4 | $ 866,000 | $ 216,000 | $ 85,000 |
| Dixie County Florida | 4 | $ 347,000 | $ 86,000 | $ 50,000 |
| Okaloosa County Florida | 4 | $ 737,000 | $ 184,000 | $ 137,000 |
| Bacon County Georgia | 4 | $ 438,000 | $ 109,000 | $ 43,000 |
| Calhoun County Georgia | 4 | $ 481,000 | $ 120,000 | $ 71,000 |
| Charlton County Georgia | 4 | $ 346,000 | $ 86,000 | $ 71,000 |
| Harris County Georgia | 4 | $ 1,104,000 | $ 276,000 | $ 94,000 |
| Jones County Georgia | 4 | $ 343,000 | $ 85,000 | $ 41,000 |
| Pike County Georgia | 4 | $ 806,000 | $ 201,000 | $ 56,000 |
| Putnam County Georgia | 4 | $ 889,000 | $ 222,000 | $ 129,000 |
| Richmond County Georgia | 4 | $ 891,000 | $ 222,000 | $ 72,000 |
| Treutlen County Georgia | 4 | $ 103,000 | $ 25,000 | $ 33,000 |
| Webster County Georgia | 4 | $ 157,000 | $ 39,000 | $ 38,000 |
| Guilford County North Carolina | 4 | $ 1,189,000 | $ 297,000 | $ 125,000 |
| Jackson County North Carolina | 4 | $ 1,061,000 | $ 265,000 | $ 177,000 |
| Onslow County North Carolina | 4 | $ 574,000 | $ 143,000 | $ 51,000 |
| Wayne County North Carolina | 4 | $ 831,000 | $ 207,000 | $ 105,000 |
| Wyandot County Ohio | 4 | $ 321,000 | $ 80,000 | $ 31,000 |
| Tulsa County Oklahoma | 4 | $ 677,000 | $ 169,000 | $ 61,000 |
| Fairfield County South Carolina | 4 | $ 547,000 | $ 136,000 | $ 51,000 |
| Newberry County South Carolina | 4 | $ 831,000 | $ 207,000 | $ 87,000 |
| Oconee County South Carolina | 4 | $ 596,000 | $ 149,000 | $ 55,000 |
| Union County South Carolina | 4 | $ 719,000 | $ 179,000 | $ 40,000 |
| Williamsburg County South Carolina | 4 | $ 317,000 | $ 79,000 | $ 56,000 |
| Giles County Tennessee | 4 | $ 508,000 | $ 127,000 | $ 68,000 |
| Madison County Alabama | 3 | $ 690,000 | $ 230,000 | $ 107,000 |
| Russell County Alabama | 3 | $ 304,000 | $ 101,000 | $ 41,000 |
| Tallapoosa County Alabama | 3 | $ 347,000 | $ 115,000 | $ 73,000 |
| Escambia County Florida | 3 | $ 305,000 | $ 101,000 | $ 43,000 |
| Osceola County Florida | 3 | $ 473,000 | $ 157,000 | $ 65,000 |
| Pasco County Florida | 3 | $ 597,000 | $ 199,000 | $ 66,000 |
| Santa Rosa County Florida | 3 | $ 527,000 | $ 175,000 | $ 81,000 |
| Appling County Georgia | 3 | $ 932,000 | $ 310,000 | $ 27,000 |
| Clay County Georgia | 3 | $ 846,000 | $ 282,000 | $ 39,000 |
| Crawford County Georgia | 3 | $ 229,000 | $ 76,000 | $ 98,000 |
| Macon County Georgia | 3 | $ 170,000 | $ 56,000 | $ 51,000 |
| Rabun County Georgia | 3 | $ 210,000 | $ 70,000 | $ 51,000 |
| Stephens County Georgia | 3 | $ 277,000 | $ 92,000 | $ 38,000 |
| Towns County Georgia | 3 | $ 630,000 | $ 210,000 | $ 98,000 |
| Montgomery County Maryland | 3 | $ 891,000 | $ 297,000 | $ 178,000 |
| Beaufort County North Carolina | 3 | $ 718,000 | $ 239,000 | $ 248,000 |
| Pender County North Carolina | 3 | $ 612,000 | $ 204,000 | $ 60,000 |
| Erie County Ohio | 3 | $ 305,000 | $ 101,000 | $ 49,000 |
| Sandusky County Ohio | 3 | $ 311,000 | $ 103,000 | $ 48,000 |
| Cleveland County Oklahoma | 3 | $ 407,000 | $ 135,000 | $ 53,000 |
| Dillon County South Carolina | 3 | $ 473,000 | $ 157,000 | $ 122,000 |
| Orangeburg County South Carolina | 3 | $ 687,000 | $ 229,000 | $ 70,000 |
| Bedford County Tennessee | 3 | $ 809,000 | $ 269,000 | $ 88,000 |
| Bradley County Tennessee | 3 | $ 546,000 | $ 182,000 | $ 65,000 |
| Grundy County Tennessee | 3 | $ 395,000 | $ 131,000 | $ 42,000 |
| Coffee County Alabama | 2 | $ 333,000 | $ 166,000 | $ 57,000 |
| Etowah County Alabama | 2 | $ 546,000 | $ 273,000 | $ 165,000 |
| Lauderdale County Alabama | 2 | $ 259,000 | $ 129,000 | $ 61,000 |
| Brevard County Florida | 2 | $ 540,000 | $ 270,000 | $ 73,000 |
| Citrus County Florida | 2 | $ 324,000 | $ 162,000 | $ 79,000 |
| Collier County Florida | 2 | $ 725,000 | $ 362,000 | $ 128,000 |
| Hillsborough County Florida | 2 | $ 312,000 | $ 156,000 | $ 56,000 |
| Madison County Florida | 2 | $ 267,000 | $ 133,000 | $ 69,000 |
| Orange County Florida | 2 | $ 373,000 | $ 186,000 | $ 59,000 |
| Palm Beach County Florida | 2 | $ 325,000 | $ 162,000 | $ 85,000 |
| Putnam County Florida | 2 | $ 184,000 | $ 92,000 | $ 51,000 |
| Burke County Georgia | 2 | $ 276,000 | $ 138,000 | $ 59,000 |
| Greene County Georgia | 2 | $ 504,000 | $ 252,000 | $ 128,000 |
| Lamar County Georgia | 2 | $ 129,000 | $ 64,000 | $ 93,000 |
| Laurens County Georgia | 2 | $ 281,000 | $ 140,000 | $ 40,000 |
| Liberty County Georgia | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Lumpkin County Georgia | 2 | $ 218,000 | $ 109,000 | $ 11,000 |
| Monroe County Georgia | 2 | $ 510,000 | $ 255,000 | $ 118,000 |
| Morgan County Georgia | 2 | $ 427,000 | $ 213,000 | $ 64,000 |
| Quitman County Georgia | 2 | $ 221,000 | $ 110,000 | $ 52,000 |
| Randolph County Georgia | 2 | $ 276,000 | $ 138,000 | $ 125,000 |
| Troup County Georgia | 2 | $ 240,000 | $ 120,000 | $ 28,000 |
| Union County Georgia | 2 | $ 387,000 | $ 193,000 | $ 112,000 |
| Walker County Georgia | 2 | $ 212,000 | $ 106,000 | $ 35,000 |
| White County Georgia | 2 | $ 219,000 | $ 109,000 | $ 95,000 |
| Prince George's County Maryland | 2 | $ 261,000 | $ 130,000 | $ 41,000 |
| Buncombe County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 79,000 |
| Forsyth County North Carolina | 2 | $ 283,000 | $ 141,000 | $ 24,000 |
| New Hanover County North Carolina | 2 | $ 564,000 | $ 282,000 | $ 144,000 |
| Allen County Ohio | 2 | $ 135,000 | $ 67,000 | $ 26,000 |
| Defiance County Ohio | 2 | $ 254,000 | $ 127,000 | $ 70,000 |
| Henry County Ohio | 2 | $ 234,000 | $ 117,000 | $ 51,000 |
| Lorain County Ohio | 2 | $ 179,000 | $ 89,000 | $ 45,000 |
| Bryan County Oklahoma | 2 | $ 272,000 | $ 136,000 | $ 74,000 |
| Canadian County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 128,000 |
| Laurens County South Carolina | 2 | $ 216,000 | $ 108,000 | $ 57,000 |
| Marion County South Carolina | 2 | $ 217,000 | $ 108,000 | $ 39,000 |
| Saluda County South Carolina | 2 | $ 278,000 | $ 139,000 | $ 28,000 |
| Lawrence County Tennessee | 2 | $ 163,000 | $ 81,000 | $ 71,000 |
| Lewis County Tennessee | 2 | $ 1,302,000 | $ 651,000 | $ 25,000 |
| Lincoln County Tennessee | 2 | $ 194,000 | $ 97,000 | $ 34,000 |
| Marshall County Tennessee | 2 | $ 172,000 | $ 86,000 | $ 14,000 |
| Moore County Tennessee | 2 | $ 265,000 | $ 132,000 | $ 37,000 |
| Augusta County Virginia | 2 | $ 542,000 | $ 271,000 | $ 103,000 |
| Fairfax County Virginia | 2 | $ 660,000 | $ 330,000 | $ 123,000 |
| Nelson County Virginia | 2 | $ 463,000 | $ 231,000 | $ 100,000 |
| Cherokee County Alabama | 1 | $ 214,000 | $ 214,000 | $ 68,000 |
| Covington County Alabama | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Elmore County Alabama | 1 | $ 248,000 | $ 248,000 | $ 120,000 |
| Lowndes County Alabama | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Marshall County Alabama | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Morgan County Alabama | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Pike County Alabama | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Sussex County Delaware | 1 | $ 176,000 | $ 176,000 | $ 125,000 |
| Bradford County Florida | 1 | $ 96,000 | $ 96,000 | $ 67,000 |
| Calhoun County Florida | 1 | $ 144,000 | $ 144,000 | $ 65,000 |
| Franklin County Florida | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Hamilton County Florida | 1 | $ 111,000 | $ 111,000 | $ 79,000 |
| Jackson County Florida | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Jefferson County Florida | 1 | $ 358,000 | $ 358,000 | $ 100,000 |
| Manatee County Florida | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| Martin County Florida | 1 | $ 319,000 | $ 319,000 | $ 98,000 |
| Miami-Dade County Florida | 1 | $ 98,000 | $ 98,000 | $ 67,000 |
| Pinellas County Florida | 1 | $ 78,000 | $ 78,000 | $ 63,000 |
| Sarasota County Florida | 1 | $ 276,000 | $ 276,000 | $ 141,000 |
| Suwannee County Florida | 1 | $ 119,000 | $ 119,000 | $ 76,000 |
| Banks County Georgia | 1 | $ 157,000 | $ 157,000 | $ 34,000 |
| Catoosa County Georgia | 1 | $ 22,000 | $ 22,000 | $ 43,000 |
| Chattooga County Georgia | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Clarke County Georgia | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Clinch County Georgia | 1 | $ 142,000 | $ 142,000 | $ 33,000 |
| Dodge County Georgia | 1 | $ 41,000 | $ 41,000 | $ 20,000 |
| Echols County Georgia | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Elbert County Georgia | 1 | $ 279,000 | $ 279,000 | $ 58,000 |
| Emanuel County Georgia | 1 | $ 58,000 | $ 58,000 | $ 151,000 |
| Fannin County Georgia | 1 | $ 99,000 | $ 99,000 | $ 77,000 |
| Gilmer County Georgia | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Glascock County Georgia | 1 | $ 171,000 | $ 171,000 | $ 68,000 |
| Habersham County Georgia | 1 | $ 283,000 | $ 283,000 | $ 90,000 |
| Heard County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Jeff Davis County Georgia | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Long County Georgia | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Madison County Georgia | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Murray County Georgia | 1 | $ 82,000 | $ 82,000 | $ 33,000 |
| Peach County Georgia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Pierce County Georgia | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Pulaski County Georgia | 1 | $ 340,000 | $ 340,000 | $ 182,000 |
| Stewart County Georgia | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Talbot County Georgia | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Twiggs County Georgia | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Warren County Georgia | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Wheeler County Georgia | 1 | $ 53,000 | $ 53,000 | $ 102,000 |
| Wilkinson County Georgia | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| Allen County Kentucky | 1 | $ 272,000 | $ 272,000 | $ 68,000 |
| Baltimore County Maryland | 1 | $ 31,000 | $ 31,000 | $ 92,000 |
| Brunswick County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 56,000 |
| Cabarrus County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 65,000 |
| Cleveland County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Craven County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 409,000 |
| Cumberland County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 150,000 |
| Dare County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 680,000 |
| Durham County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Harnett County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 72,000 |
| Hertford County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Lenoir County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Macon County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 106,000 |
| Person County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Randolph County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 61,000 |
| Robeson County North Carolina | 1 | $ 332,000 | $ 332,000 | $ 88,000 |
| Rowan County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 17,000 |
| Stokes County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 44,000 |
| Transylvania County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 355,000 |
| Watauga County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 294,000 |
| Wilson County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Ashland County Ohio | 1 | $ 323,000 | $ 323,000 | $ 165,000 |
| Crawford County Ohio | 1 | $ 69,000 | $ 69,000 | $ 37,000 |
| Marion County Ohio | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
| Seneca County Ohio | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| Coal County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Dewey County Oklahoma | 1 | $ 283,000 | $ 283,000 | $ 154,000 |
| Pushmataha County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Sequoyah County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Bamberg County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
| Barnwell County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Chester County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Clarendon County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Greenwood County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Jasper County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Lee County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 13,000 |
| Coffee County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Cumberland County Tennessee | 1 | $ 398,000 | $ 398,000 | $ 155,000 |
| Hamilton County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 587,000 |
| Montgomery County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 84,000 |
| Shelby County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Kendall County Texas | 1 | $ 1,202,000 | $ 1,202,000 | $ 579,000 |
| Montgomery County Texas | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Albemarle County Virginia | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| Arlington County Virginia | 1 | $ 289,000 | $ 289,000 | $ 152,000 |
| Caroline County Virginia | 1 | $ 227,000 | $ 227,000 | $ 84,000 |
| Prince William County Virginia | 1 | $ 298,000 | $ 298,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Ameris Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,430 | $542,824,000 | $158,000 | $2,068,000 | $74,000 | $3,159,000 |
| Refinancing | 2,365 | $399,754,000 | $169,000 | $2,998,000 | $84,000 | $2,959,000 |
| Home Improvement | 107 | $9,695,000 | $90,000 | $2,715,000 | $35,000 | $172,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,276 | $686,815,000 | $160,000 | $1,935,000 | $83,000 | $3,159,000 |
| Black or African American | 777 | $90,877,000 | $116,000 | $531,000 | $51,000 | $410,000 |
| Not Provided | 373 | $77,142,000 | $206,000 | $1,800,000 | $89,000 | $2,185,000 |
| Hispanic | 170 | $19,481,000 | $114,000 | $450,000 | $65,000 | $960,000 |
| Not applicable | 160 | $51,738,000 | $323,000 | $2,998,000 | $0 | $7,000 |
| Asian | 120 | $22,730,000 | $189,000 | $796,000 | $99,000 | $1,056,000 |
| American Indian or Alaskan Native | 13 | $1,528,000 | $117,000 | $234,000 | $66,000 | $205,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $1,962,000 | $150,000 | $307,000 | $70,000 | $134,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,864 | $660,823,000 | $171,000 | $2,998,000 | $90,000 | $3,159,000 |
| FHA-insured (Federal Housing Administration) | 1,280 | $169,300,000 | $132,000 | $381,000 | $50,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 382 | $77,092,000 | $201,000 | $629,000 | $72,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 376 | $45,058,000 | $119,000 | $344,000 | $42,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,061 | $653,552,000 | $160,000 | $2,998,000 | $77,000 | $3,159,000 |
| Application Denied By Financial Institution | 1,078 | $170,704,000 | $158,000 | $1,060,000 | $74,000 | $1,320,000 |
| Application Withdrawn By Applicant | 759 | $127,373,000 | $167,000 | $1,800,000 | $84,000 | $2,185,000 |
| Application Approved But Not Accepted | 3 | $227,000 | $75,000 | $135,000 | $94,000 | $152,000 |
| File Closed For Incompleteness | 1 | $417,000 | $417,000 | $417,000 | $13,000 | $13,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameris Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.