Ameritrust Mortgage Inc.
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Ameritrust Mortgage Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Ameritrust Mortgage Inc.
11016 Rushmore Drive, Suite 200
Charlotte, NC 28277
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,565
Total Mortgage Loan Application Amount $307,158,000
Average Mortgage Loan Application Amount $201,666
Highest Mortgage Loan Application Amount $1,600,000
Average Applicant Income $79,666
Highest Applicant Income $1,200,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Ameritrust Mortgage Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg County North Carolina 269 $ 49,078,000 $ 182,000 $ 74,000
Union County North Carolina 76 $ 15,548,000 $ 204,000 $ 81,000
Cabarrus County North Carolina 52 $ 9,000,000 $ 173,000 $ 63,000
Wake County North Carolina 47 $ 8,539,000 $ 181,000 $ 61,000
Guilford County North Carolina 36 $ 6,107,000 $ 169,000 $ 50,000
Gaston County North Carolina 34 $ 5,495,000 $ 161,000 $ 61,000
Iredell County North Carolina 29 $ 5,735,000 $ 197,000 $ 67,000
New Hanover County North Carolina 27 $ 5,878,000 $ 217,000 $ 75,000
York County South Carolina 27 $ 4,782,000 $ 177,000 $ 94,000
Fairfax County Virginia 26 $ 9,585,000 $ 368,000 $ 140,000
Cumberland County North Carolina 21 $ 3,198,000 $ 152,000 $ 60,000
Jefferson County Alabama 20 $ 4,547,000 $ 227,000 $ 81,000
Onslow County North Carolina 19 $ 2,946,000 $ 155,000 $ 55,000
Mobile County Alabama 18 $ 2,800,000 $ 155,000 $ 36,000
Brunswick County North Carolina 18 $ 3,771,000 $ 209,000 $ 89,000
Forsyth County North Carolina 18 $ 2,617,000 $ 145,000 $ 89,000
Johnston County North Carolina 18 $ 3,317,000 $ 184,000 $ 62,000
Greenville County South Carolina 18 $ 3,319,000 $ 184,000 $ 58,000
Shelby County Tennessee 18 $ 4,886,000 $ 271,000 $ 129,000
Buncombe County North Carolina 17 $ 3,427,000 $ 201,000 $ 110,000
Davidson County North Carolina 16 $ 2,818,000 $ 176,000 $ 47,000
Prince William County Virginia 16 $ 4,570,000 $ 285,000 $ 89,000
Baldwin County Alabama 15 $ 3,340,000 $ 222,000 $ 52,000
Shelby County Alabama 15 $ 2,941,000 $ 196,000 $ 90,000
Durham County North Carolina 14 $ 2,506,000 $ 179,000 $ 46,000
Charleston County South Carolina 13 $ 3,112,000 $ 239,000 $ 45,000
Horry County South Carolina 13 $ 2,134,000 $ 164,000 $ 75,000
Carteret County North Carolina 12 $ 2,173,000 $ 181,000 $ 56,000
Madison County Alabama 11 $ 2,214,000 $ 201,000 $ 46,000
Catawba County North Carolina 11 $ 1,844,000 $ 167,000 $ 69,000
Richland County South Carolina 11 $ 2,057,000 $ 187,000 $ 51,000
Lincoln County North Carolina 10 $ 2,233,000 $ 223,000 $ 69,000
Pender County North Carolina 10 $ 2,096,000 $ 209,000 $ 64,000
Lancaster County South Carolina 10 $ 1,753,000 $ 175,000 $ 70,000
Stanly County North Carolina 9 $ 1,506,000 $ 167,000 $ 58,000
Dorchester County South Carolina 9 $ 1,787,000 $ 198,000 $ 80,000
Lexington County South Carolina 9 $ 1,605,000 $ 178,000 $ 72,000
Virginia Beach County Virginia 9 $ 2,307,000 $ 256,000 $ 75,000
Harnett County North Carolina 8 $ 1,340,000 $ 167,000 $ 61,000
Henderson County North Carolina 8 $ 1,289,000 $ 161,000 $ 46,000
Henrico County Virginia 8 $ 1,951,000 $ 243,000 $ 67,000
Lee County Alabama 7 $ 1,606,000 $ 229,000 $ 65,000
Montgomery County Alabama 7 $ 1,113,000 $ 159,000 $ 55,000
Tuscaloosa County Alabama 7 $ 1,397,000 $ 199,000 $ 34,000
Fulton County Georgia 7 $ 1,858,000 $ 265,000 $ 171,000
Gwinnett County Georgia 7 $ 1,178,000 $ 168,000 $ 53,000
Caldwell County North Carolina 7 $ 685,000 $ 97,000 $ 62,000
Randolph County North Carolina 7 $ 801,000 $ 114,000 $ 46,000
Rowan County North Carolina 7 $ 1,330,000 $ 190,000 $ 44,000
Beaufort County South Carolina 7 $ 1,466,000 $ 209,000 $ 78,000
Davidson County Tennessee 7 $ 1,190,000 $ 170,000 $ 76,000
Houston County Alabama 6 $ 1,335,000 $ 222,000 $ 61,000
Talladega County Alabama 6 $ 966,000 $ 161,000 $ 77,000
Chesapeake County Virginia 6 $ 2,006,000 $ 334,000 $ 92,000
Chesterfield County Virginia 6 $ 1,632,000 $ 272,000 $ 114,000
Spotsylvania County Virginia 6 $ 1,744,000 $ 290,000 $ 120,000
Stafford County Virginia 6 $ 2,195,000 $ 365,000 $ 148,000
Jackson County Alabama 5 $ 726,000 $ 145,000 $ 61,000
Lafayette County Louisiana 5 $ 910,000 $ 182,000 $ 80,000
Chatham County North Carolina 5 $ 1,431,000 $ 286,000 $ 74,000
Davie County North Carolina 5 $ 1,367,000 $ 273,000 $ 91,000
Orange County North Carolina 5 $ 906,000 $ 181,000 $ 79,000
Rutherford County North Carolina 5 $ 847,000 $ 169,000 $ 53,000
Anderson County South Carolina 5 $ 896,000 $ 179,000 $ 98,000
Florence County South Carolina 5 $ 930,000 $ 186,000 $ 55,000
Suffolk County Virginia 5 $ 1,460,000 $ 292,000 $ 61,000
Coffee County Alabama 4 $ 955,000 $ 238,000 $ 58,000
Cullman County Alabama 4 $ 619,000 $ 154,000 $ 45,000
Dale County Alabama 4 $ 473,000 $ 118,000 $ 63,000
Morgan County Alabama 4 $ 630,000 $ 157,000 $ 13,000
Walker County Alabama 4 $ 741,000 $ 185,000 $ 70,000
Cobb County Georgia 4 $ 763,000 $ 190,000 $ 70,000
Hall County Georgia 4 $ 771,000 $ 192,000 $ 68,000
East Baton Rouge County Louisiana 4 $ 751,000 $ 187,000 $ 52,000
Alamance County North Carolina 4 $ 605,000 $ 151,000 $ 44,000
Cleveland County North Carolina 4 $ 332,000 $ 83,000 $ 86,000
Columbus County North Carolina 4 $ 631,000 $ 157,000 $ 23,000
Craven County North Carolina 4 $ 695,000 $ 173,000 $ 29,000
Lee County North Carolina 4 $ 971,000 $ 242,000 $ 57,000
Nash County North Carolina 4 $ 594,000 $ 148,000 $ 63,000
Pasquotank County North Carolina 4 $ 916,000 $ 229,000 $ 84,000
Perquimans County North Carolina 4 $ 1,205,000 $ 301,000 $ 90,000
Rockingham County North Carolina 4 $ 468,000 $ 117,000 $ 66,000
Wayne County North Carolina 4 $ 698,000 $ 174,000 $ 37,000
Aiken County South Carolina 4 $ 571,000 $ 142,000 $ 63,000
Knox County Tennessee 4 $ 539,000 $ 134,000 $ 77,000
Washington County Tennessee 4 $ 574,000 $ 143,000 $ 36,000
Gloucester County Virginia 4 $ 925,000 $ 231,000 $ 63,000
Newport News County Virginia 4 $ 802,000 $ 200,000 $ 61,000
Calhoun County Alabama 3 $ 434,000 $ 144,000 $ 70,000
Elmore County Alabama 3 $ 552,000 $ 184,000 $ 30,000
Etowah County Alabama 3 $ 365,000 $ 121,000 $ 59,000
Jefferson County Louisiana 3 $ 438,000 $ 146,000 $ 31,000
Currituck County North Carolina 3 $ 704,000 $ 234,000 $ 104,000
Gates County North Carolina 3 $ 837,000 $ 279,000 $ 22,000
Granville County North Carolina 3 $ 588,000 $ 196,000 $ 47,000
Hertford County North Carolina 3 $ 604,000 $ 201,000 $ 64,000
Lenoir County North Carolina 3 $ 433,000 $ 144,000 $ 55,000
Moore County North Carolina 3 $ 927,000 $ 309,000 $ 180,000
Surry County North Carolina 3 $ 465,000 $ 155,000 $ 24,000
Watauga County North Carolina 3 $ 532,000 $ 177,000 $ 111,000
Berkeley County South Carolina 3 $ 568,000 $ 189,000 $ 38,000
Kershaw County South Carolina 3 $ 461,000 $ 153,000 $ 50,000
Sumter County South Carolina 3 $ 648,000 $ 216,000 $ 79,000
Hamilton County Tennessee 3 $ 518,000 $ 172,000 $ 62,000
Rutherford County Tennessee 3 $ 584,000 $ 194,000 $ 23,000
Sevier County Tennessee 3 $ 486,000 $ 162,000 $ 43,000
Williamson County Tennessee 3 $ 840,000 $ 280,000 $ 108,000
Wilson County Tennessee 3 $ 491,000 $ 163,000 $ 56,000
Campbell County Virginia 3 $ 512,000 $ 170,000 $ 37,000
Dinwiddie County Virginia 3 $ 557,000 $ 185,000 $ 57,000
Hopewell County Virginia 3 $ 458,000 $ 152,000 $ 79,000
James City County Virginia 3 $ 732,000 $ 244,000 $ 62,000
Montgomery County Virginia 3 $ 630,000 $ 210,000 $ 317,000
Warren County Virginia 3 $ 723,000 $ 241,000 $ 114,000
DeKalb County Alabama 2 $ 367,000 $ 183,000 $ 72,000
Limestone County Alabama 2 $ 465,000 $ 232,000 $ 54,000
Marengo County Alabama 2 $ 469,000 $ 234,000 $ 56,000
Monroe County Alabama 2 $ 234,000 $ 117,000 $ 46,000
Russell County Alabama 2 $ 363,000 $ 181,000 $ 46,000
St. Clair County Alabama 2 $ 411,000 $ 205,000 $ 40,000
Tallapoosa County Alabama 2 $ 860,000 $ 430,000 $ 0
Chatham County Georgia 2 $ 333,000 $ 166,000 $ 32,000
Cherokee County Georgia 2 $ 454,000 $ 227,000 $ 60,000
DeKalb County Georgia 2 $ 667,000 $ 333,000 $ 54,000
Dougherty County Georgia 2 $ 305,000 $ 152,000 $ 0
Jackson County Georgia 2 $ 413,000 $ 206,000 $ 0
Lee County Georgia 2 $ 621,000 $ 310,000 $ 248,000
Oconee County Georgia 2 $ 483,000 $ 241,000 $ 121,000
Livingston County Louisiana 2 $ 394,000 $ 197,000 $ 61,000
Morehouse County Louisiana 2 $ 370,000 $ 185,000 $ 116,000
Orleans County Louisiana 2 $ 427,000 $ 213,000 $ 66,000
St. Bernard County Louisiana 2 $ 392,000 $ 196,000 $ 87,000
St. Tammany County Louisiana 2 $ 517,000 $ 258,000 $ 280,000
Terrebonne County Louisiana 2 $ 388,000 $ 194,000 $ 50,000
Beaufort County North Carolina 2 $ 334,000 $ 167,000 $ 53,000
Bertie County North Carolina 2 $ 413,000 $ 206,000 $ 68,000
Bladen County North Carolina 2 $ 308,000 $ 154,000 $ 75,000
Cherokee County North Carolina 2 $ 384,000 $ 192,000 $ 104,000
Dare County North Carolina 2 $ 438,000 $ 219,000 $ 53,000
Martin County North Carolina 2 $ 349,000 $ 174,000 $ 26,000
McDowell County North Carolina 2 $ 588,000 $ 294,000 $ 102,000
Pitt County North Carolina 2 $ 282,000 $ 141,000 $ 0
Richmond County North Carolina 2 $ 308,000 $ 154,000 $ 56,000
Robeson County North Carolina 2 $ 253,000 $ 126,000 $ 47,000
Sampson County North Carolina 2 $ 308,000 $ 154,000 $ 0
Transylvania County North Carolina 2 $ 204,000 $ 102,000 $ 47,000
Wilkes County North Carolina 2 $ 315,000 $ 157,000 $ 87,000
Yancey County North Carolina 2 $ 398,000 $ 199,000 $ 52,000
Chester County South Carolina 2 $ 440,000 $ 220,000 $ 65,000
Fairfield County South Carolina 2 $ 699,000 $ 349,000 $ 145,000
Georgetown County South Carolina 2 $ 402,000 $ 201,000 $ 63,000
Hamblen County Tennessee 2 $ 594,000 $ 297,000 $ 100,000
Madison County Tennessee 2 $ 309,000 $ 154,000 $ 31,000
Culpeper County Virginia 2 $ 407,000 $ 203,000 $ 53,000
Fauquier County Virginia 2 $ 715,000 $ 357,000 $ 212,000
Franklin City County Virginia 2 $ 537,000 $ 268,000 $ 108,000
Louisa County Virginia 2 $ 333,000 $ 166,000 $ 24,000
Richmond City County Virginia 2 $ 412,000 $ 206,000 $ 48,000
Roanoke County Virginia 2 $ 453,000 $ 226,000 $ 68,000
Rockbridge County Virginia 2 $ 486,000 $ 243,000 $ 30,000
Sussex County Virginia 2 $ 438,000 $ 219,000 $ 67,000
Autauga County Alabama 1 $ 184,000 $ 184,000 $ 81,000
Blount County Alabama 1 $ 140,000 $ 140,000 $ 91,000
Cherokee County Alabama 1 $ 137,000 $ 137,000 $ 31,000
Colbert County Alabama 1 $ 145,000 $ 145,000 $ 0
Escambia County Alabama 1 $ 161,000 $ 161,000 $ 0
Greene County Alabama 1 $ 105,000 $ 105,000 $ 60,000
Hale County Alabama 1 $ 156,000 $ 156,000 $ 46,000
Lauderdale County Alabama 1 $ 180,000 $ 180,000 $ 0
Lowndes County Alabama 1 $ 225,000 $ 225,000 $ 0
Winston County Alabama 1 $ 168,000 $ 168,000 $ 60,000
Hartford County Connecticut 1 $ 238,000 $ 238,000 $ 108,000
Alachua County Florida 1 $ 91,000 $ 91,000 $ 0
Duval County Florida 1 $ 199,000 $ 199,000 $ 0
Leon County Florida 1 $ 124,000 $ 124,000 $ 0
Monroe County Florida 1 $ 750,000 $ 750,000 $ 0
Orange County Florida 1 $ 193,000 $ 193,000 $ 0
Palm Beach County Florida 1 $ 241,000 $ 241,000 $ 0
Seminole County Florida 1 $ 345,000 $ 345,000 $ 156,000
Volusia County Florida 1 $ 110,000 $ 110,000 $ 90,000
Banks County Georgia 1 $ 206,000 $ 206,000 $ 78,000
Bryan County Georgia 1 $ 142,000 $ 142,000 $ 70,000
Bulloch County Georgia 1 $ 213,000 $ 213,000 $ 60,000
Douglas County Georgia 1 $ 185,000 $ 185,000 $ 45,000
Fannin County Georgia 1 $ 158,000 $ 158,000 $ 22,000
Fayette County Georgia 1 $ 408,000 $ 408,000 $ 152,000
Henry County Georgia 1 $ 146,000 $ 146,000 $ 0
Houston County Georgia 1 $ 142,000 $ 142,000 $ 0
Morgan County Georgia 1 $ 153,000 $ 153,000 $ 150,000
Newton County Georgia 1 $ 148,000 $ 148,000 $ 0
Paulding County Georgia 1 $ 200,000 $ 200,000 $ 60,000
Polk County Georgia 1 $ 123,000 $ 123,000 $ 0
Rockdale County Georgia 1 $ 347,000 $ 347,000 $ 135,000
Walker County Georgia 1 $ 138,000 $ 138,000 $ 45,000
Whitfield County Georgia 1 $ 100,000 $ 100,000 $ 100,000
Avoyelles County Louisiana 1 $ 200,000 $ 200,000 $ 113,000
Calcasieu County Louisiana 1 $ 159,000 $ 159,000 $ 0
Lincoln County Louisiana 1 $ 576,000 $ 576,000 $ 162,000
Ouachita County Louisiana 1 $ 165,000 $ 165,000 $ 48,000
Rapides County Louisiana 1 $ 205,000 $ 205,000 $ 192,000
St. Charles County Louisiana 1 $ 194,000 $ 194,000 $ 68,000
Anson County North Carolina 1 $ 69,000 $ 69,000 $ 20,000
Burke County North Carolina 1 $ 399,000 $ 399,000 $ 390,000
Duplin County North Carolina 1 $ 115,000 $ 115,000 $ 75,000
Edgecombe County North Carolina 1 $ 190,000 $ 190,000 $ 53,000
Franklin County North Carolina 1 $ 155,000 $ 155,000 $ 59,000
Haywood County North Carolina 1 $ 206,000 $ 206,000 $ 55,000
Jackson County North Carolina 1 $ 405,000 $ 405,000 $ 56,000
Macon County North Carolina 1 $ 76,000 $ 76,000 $ 92,000
Madison County North Carolina 1 $ 102,000 $ 102,000 $ 247,000
Pamlico County North Carolina 1 $ 525,000 $ 525,000 $ 235,000
Person County North Carolina 1 $ 203,000 $ 203,000 $ 81,000
Polk County North Carolina 1 $ 307,000 $ 307,000 $ 74,000
Scotland County North Carolina 1 $ 93,000 $ 93,000 $ 43,000
Swain County North Carolina 1 $ 185,000 $ 185,000 $ 77,000
Wilson County North Carolina 1 $ 151,000 $ 151,000 $ 56,000
Yadkin County North Carolina 1 $ 102,000 $ 102,000 $ 54,000
Cherokee County South Carolina 1 $ 110,000 $ 110,000 $ 31,000
Greenwood County South Carolina 1 $ 175,000 $ 175,000 $ 66,000
Oconee County South Carolina 1 $ 333,000 $ 333,000 $ 95,000
Spartanburg County South Carolina 1 $ 139,000 $ 139,000 $ 0
Blount County Tennessee 1 $ 192,000 $ 192,000 $ 26,000
Bradley County Tennessee 1 $ 214,000 $ 214,000 $ 180,000
Carter County Tennessee 1 $ 64,000 $ 64,000 $ 153,000
Cheatham County Tennessee 1 $ 238,000 $ 238,000 $ 176,000
Claiborne County Tennessee 1 $ 207,000 $ 207,000 $ 59,000
Cocke County Tennessee 1 $ 153,000 $ 153,000 $ 0
Dickson County Tennessee 1 $ 115,000 $ 115,000 $ 78,000
Fentress County Tennessee 1 $ 181,000 $ 181,000 $ 32,000
Gibson County Tennessee 1 $ 170,000 $ 170,000 $ 90,000
Hawkins County Tennessee 1 $ 162,000 $ 162,000 $ 77,000
Jackson County Tennessee 1 $ 143,000 $ 143,000 $ 51,000
Lauderdale County Tennessee 1 $ 85,000 $ 85,000 $ 110,000
Marion County Tennessee 1 $ 210,000 $ 210,000 $ 0
Meigs County Tennessee 1 $ 294,000 $ 294,000 $ 64,000
Montgomery County Tennessee 1 $ 110,000 $ 110,000 $ 48,000
Putnam County Tennessee 1 $ 337,000 $ 337,000 $ 132,000
Robertson County Tennessee 1 $ 135,000 $ 135,000 $ 28,000
Sullivan County Tennessee 1 $ 122,000 $ 122,000 $ 0
Tipton County Tennessee 1 $ 185,000 $ 185,000 $ 0
Alexandria County Virginia 1 $ 494,000 $ 494,000 $ 197,000
Amherst County Virginia 1 $ 220,000 $ 220,000 $ 41,000
Augusta County Virginia 1 $ 283,000 $ 283,000 $ 102,000
Bedford County Virginia 1 $ 230,000 $ 230,000 $ 94,000
Botetourt County Virginia 1 $ 177,000 $ 177,000 $ 34,000
Caroline County Virginia 1 $ 140,000 $ 140,000 $ 0
Carroll County Virginia 1 $ 185,000 $ 185,000 $ 70,000
Essex County Virginia 1 $ 135,000 $ 135,000 $ 37,000
Frederick County Virginia 1 $ 258,000 $ 258,000 $ 0
Hampton County Virginia 1 $ 250,000 $ 250,000 $ 181,000
Hanover County Virginia 1 $ 230,000 $ 230,000 $ 65,000
Harrisonburg County Virginia 1 $ 217,000 $ 217,000 $ 106,000
Henry County Virginia 1 $ 186,000 $ 186,000 $ 0
King George County Virginia 1 $ 417,000 $ 417,000 $ 0
Mathews County Virginia 1 $ 340,000 $ 340,000 $ 74,000
Nelson County Virginia 1 $ 438,000 $ 438,000 $ 120,000
New Kent County Virginia 1 $ 120,000 $ 120,000 $ 148,000
Norfolk County Virginia 1 $ 417,000 $ 417,000 $ 67,000
Powhatan County Virginia 1 $ 261,000 $ 261,000 $ 70,000
Pulaski County Virginia 1 $ 140,000 $ 140,000 $ 55,000
Roanoke City County Virginia 1 $ 174,000 $ 174,000 $ 68,000
Smyth County Virginia 1 $ 110,000 $ 110,000 $ 36,000
Waynesboro County Virginia 1 $ 180,000 $ 180,000 $ 164,000
Williamsburg County Virginia 1 $ 208,000 $ 208,000 $ 88,000
Wythe County Virginia 1 $ 169,000 $ 169,000 $ 158,000
York County Virginia 1 $ 140,000 $ 140,000 $ 58,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Ameritrust Mortgage Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,413 $279,241,000 $197,000 $1,600,000 $72,000 $1,200,000
Home Purchase 148 $27,012,000 $182,000 $662,000 $67,000 $408,000
Home Improvement 4 $905,000 $226,000 $330,000 $100,000 $161,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,106 $225,180,000 $203,000 $1,600,000 $75,000 $1,200,000
Black or African American 276 $47,916,000 $173,000 $576,000 $56,000 $420,000
Not Provided 77 $14,070,000 $182,000 $417,000 $65,000 $401,000
Hispanic 62 $10,712,000 $172,000 $452,000 $54,000 $216,000
Asian 27 $5,853,000 $216,000 $511,000 $116,000 $960,000
Native Hawaiian or Other Pacific Islander 9 $1,745,000 $193,000 $415,000 $76,000 $132,000
American Indian or Alaskan Native 8 $1,682,000 $210,000 $338,000 $182,000 $719,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 695 $145,266,000 $209,000 $1,600,000 $95,000 $960,000
FHA-insured (Federal Housing Administration) 689 $122,209,000 $177,000 $648,000 $48,000 $1,200,000
VA-guaranteed (Veterans Administration) 154 $35,472,000 $230,000 $627,000 $73,000 $307,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $4,211,000 $155,000 $366,000 $46,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 778 $153,050,000 $196,000 $1,145,000 $80,000 $1,200,000
Loan Originated 437 $86,785,000 $198,000 $1,600,000 $58,000 $483,000
Application Denied By Financial Institution 343 $65,879,000 $192,000 $750,000 $69,000 $780,000
File Closed For Incompleteness 5 $949,000 $189,000 $330,000 $73,000 $148,000
Application Approved But Not Accepted 2 $495,000 $247,000 $317,000 $73,000 $99,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 157 $27,878,000 $177,000 $750,000 $58,000 $180,000
Debt-To-Income Ratio 80 $16,801,000 $210,000 $662,000 $70,000 $350,000
Collateral 47 $9,090,000 $193,000 $490,000 $74,000 $307,000
Other 38 $7,885,000 $207,000 $511,000 $96,000 $780,000
Employment History 5 $1,088,000 $217,000 $285,000 $123,000 $197,000
Insufficient Cash (Downpayment, Closing Cost) 3 $877,000 $292,000 $410,000 $54,000 $95,000
Mortgage Insurance Denied 1 $347,000 $347,000 $347,000 $141,000 $141,000
Unverifiable Information 1 $99,000 $99,000 $99,000 $107,000 $107,000
Credit Application Incomplete 1 $138,000 $138,000 $138,000 $208,000 $208,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List