Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2021

In 2021, Andrews Federal Credit Union of Suitland, MD reported 1,608 mortgage applications totaling $430.6 million, down 16% from 2020. The average application was for $267,761, and applicants reported an average income of $138,945. 16% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (210), Atlanta-Sandy Springs-Roswell, GA (67) and Phoenix-Mesa-Scottsdale, AZ (46) (applications in parentheses).

Mortgage Company & Address Andrews Federal Credit Union
5711 Allentown Road
Suitland, MD 20746
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,608
Total Mortgage Loan Application Amount $430,560,000
Average Mortgage Loan Application Amount $267,761
Highest Mortgage Loan Application Amount $1,725,000
Average Applicant Income $138,945
Highest Applicant Income $1,541,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Andrews Federal Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 69 $ 15,515,000 $ 224,855 $ 107,000
Fairfax, Virginia 45 $ 18,185,000 $ 404,111 $ 251,000
Maricopa, Arizona 43 $ 13,065,000 $ 303,837 $ 0
Montgomery, Maryland 25 $ 9,795,000 $ 391,800 $ 187,000
Charles, Maryland 23 $ 4,825,000 $ 209,782 $ 99,000
District of Columbia, District Of Columbia 19 $ 6,775,000 $ 356,578 $ 104,000
Cook, Illinois 19 $ 7,445,000 $ 391,842 $ 257,000
Franklin, Ohio 19 $ 5,095,000 $ 268,157 $ 152,000
Burlington, New Jersey 18 $ 3,800,000 $ 211,111 $ 119,000
Wake, North Carolina 18 $ 6,870,000 $ 381,666 $ 127,000
Prince William, Virginia 17 $ 5,695,000 $ 335,000 $ 107,000
Loudoun, Virginia 16 $ 7,240,000 $ 452,500 $ 136,000
Palm Beach, Florida 15 $ 6,175,000 $ 411,666 $ 153,000
Mecklenburg, North Carolina 15 $ 5,475,000 $ 365,000 $ 144,000
Charleston, South Carolina 15 $ 6,495,000 $ 433,000 $ 107,000
Broward, Florida 14 $ 3,740,000 $ 267,142 $ 175,000
Anne Arundel, Maryland 11 $ 3,215,000 $ 292,272 $ 136,000
Gwinnett, Georgia 10 $ 3,080,000 $ 308,000 $ 90,000
Howard, Maryland 10 $ 4,170,000 $ 417,000 $ 155,000
Cuyahoga, Ohio 10 $ 2,000,000 $ 200,000 $ 95,000
Pinellas, Florida 9 $ 2,415,000 $ 268,333 $ 0
Cobb, Georgia 9 $ 2,755,000 $ 306,111 $ 173,000
Fulton, Georgia 9 $ 2,825,000 $ 313,888 $ 126,000
Gloucester, New Jersey 9 $ 2,025,000 $ 225,000 $ 138,000
Montgomery, Pennsylvania 9 $ 2,175,000 $ 241,666 $ 158,000
Salt Lake, Utah 9 $ 3,035,000 $ 337,222 $ 0
Madison, Alabama 8 $ 1,610,000 $ 201,250 $ 0
Miami-Dade, Florida 8 $ 2,560,000 $ 320,000 $ 123,000
Polk, Florida 8 $ 1,840,000 $ 230,000 $ 0
Baltimore, Maryland 8 $ 2,750,000 $ 343,750 $ 109,000
Camden, New Jersey 8 $ 1,300,000 $ 162,500 $ 140,000
Delaware, Ohio 8 $ 2,560,000 $ 320,000 $ 147,000
Summit, Ohio 8 $ 1,100,000 $ 137,500 $ 111,000
Clackamas, Oregon 8 $ 1,530,000 $ 191,250 $ 0
Arapahoe, Colorado 7 $ 2,685,000 $ 383,571 $ 0
New Castle, Delaware 7 $ 1,425,000 $ 203,571 $ 115,000
Kent, Michigan 7 $ 1,075,000 $ 153,571 $ 196,000
Essex, New Jersey 7 $ 2,795,000 $ 399,285 $ 0
Middlesex, New Jersey 7 $ 1,385,000 $ 197,857 $ 169,000
Monmouth, New Jersey 7 $ 2,965,000 $ 423,571 $ 0
Licking, Ohio 7 $ 1,335,000 $ 190,714 $ 103,000
Yamhill, Oregon 7 $ 1,135,000 $ 162,142 $ 0
Mobile, Alabama 6 $ 1,460,000 $ 243,333 $ 253,000
Pima, Arizona 6 $ 1,150,000 $ 191,666 $ 0
San Diego, California 6 $ 1,470,000 $ 245,000 $ 188,000
Fairfield, Connecticut 6 $ 2,540,000 $ 423,333 $ 0
Hartford, Connecticut 6 $ 1,210,000 $ 201,666 $ 0
Duval, Florida 6 $ 1,470,000 $ 245,000 $ 0
Hillsborough, Florida 6 $ 2,000,000 $ 333,333 $ 0
Oakland, Michigan 6 $ 990,000 $ 165,000 $ 0
St. Charles, Missouri 6 $ 1,790,000 $ 298,333 $ 185,000
Bergen, New Jersey 6 $ 2,340,000 $ 390,000 $ 80,000
Ocean, New Jersey 6 $ 1,350,000 $ 225,000 $ 220,000
Durham, North Carolina 6 $ 2,180,000 $ 363,333 $ 113,000
Warren, Ohio 6 $ 1,770,000 $ 295,000 $ 0
Bucks, Pennsylvania 6 $ 2,410,000 $ 401,666 $ 339,000
Chesterfield, Virginia 6 $ 1,610,000 $ 268,333 $ 149,000
Virginia Beach, Virginia 6 $ 1,660,000 $ 276,666 $ 90,000
Riverside, California 5 $ 525,000 $ 105,000 $ 0
Santa Clara, California 5 $ 565,000 $ 113,000 $ 0
Jefferson, Colorado 5 $ 1,785,000 $ 357,000 $ 126,000
New London, Connecticut 5 $ 965,000 $ 193,000 $ 0
Sussex, Delaware 5 $ 1,325,000 $ 265,000 $ 85,000
Sarasota, Florida 5 $ 1,285,000 $ 257,000 $ 0
DeKalb, Georgia 5 $ 1,525,000 $ 305,000 $ 75,000
Hamilton, Indiana 5 $ 1,465,000 $ 293,000 $ 0
Calvert, Maryland 5 $ 985,000 $ 197,000 $ 78,000
Hennepin, Minnesota 5 $ 1,765,000 $ 353,000 $ 122,000
Hamilton, Ohio 5 $ 1,915,000 $ 383,000 $ 0
Mahoning, Ohio 5 $ 1,195,000 $ 239,000 $ 0
Multnomah, Oregon 5 $ 1,105,000 $ 221,000 $ 62,000
Allegheny, Pennsylvania 5 $ 1,095,000 $ 219,000 $ 153,000
Lehigh, Pennsylvania 5 $ 805,000 $ 161,000 $ 186,000
Spartanburg, South Carolina 5 $ 1,385,000 $ 277,000 $ 0
York, South Carolina 5 $ 1,195,000 $ 239,000 $ 174,000
Williamson, Tennessee 5 $ 1,775,000 $ 355,000 $ 153,000
Frederick, Virginia 5 $ 1,405,000 $ 281,000 $ 147,000
Los Angeles, California 4 $ 1,170,000 $ 292,500 $ 386,000
San Bernardino, California 4 $ 370,000 $ 92,500 $ 0
Adams, Colorado 4 $ 1,150,000 $ 287,500 $ 0
Mesa, Colorado 4 $ 1,100,000 $ 275,000 $ 0
New Haven, Connecticut 4 $ 870,000 $ 217,500 $ 0
Brevard, Florida 4 $ 500,000 $ 125,000 $ 111,000
Orange, Florida 4 $ 1,070,000 $ 267,500 $ 120,000
Pasco, Florida 4 $ 990,000 $ 247,500 $ 113,000
Volusia, Florida 4 $ 750,000 $ 187,500 $ 0
Fayette, Georgia 4 $ 1,460,000 $ 365,000 $ 36,000
Forsyth, Georgia 4 $ 1,390,000 $ 347,500 $ 0
Lake, Illinois 4 $ 970,000 $ 242,500 $ 0
Hendricks, Indiana 4 $ 920,000 $ 230,000 $ 0
Lake, Indiana 4 $ 810,000 $ 202,500 $ 0
East Baton Rouge, Louisiana 4 $ 790,000 $ 197,500 $ 0
Carroll, Maryland 4 $ 2,090,000 $ 522,500 $ 187,000
Worcester, Maryland 4 $ 2,070,000 $ 517,500 $ 141,000
Macomb, Michigan 4 $ 550,000 $ 137,500 $ 0
Wayne, Michigan 4 $ 550,000 $ 137,500 $ 0
Anoka, Minnesota 4 $ 950,000 $ 237,500 $ 0
Warren, New Jersey 4 $ 860,000 $ 215,000 $ 0
Brunswick, North Carolina 4 $ 1,350,000 $ 337,500 $ 0
Buncombe, North Carolina 4 $ 1,430,000 $ 357,500 $ 0
Cabarrus, North Carolina 4 $ 910,000 $ 227,500 $ 122,000
Chatham, North Carolina 4 $ 1,670,000 $ 417,500 $ 199,000
Cumberland, North Carolina 4 $ 520,000 $ 130,000 $ 53,000
Gaston, North Carolina 4 $ 1,220,000 $ 305,000 $ 0
Guilford, North Carolina 4 $ 850,000 $ 212,500 $ 0
Johnston, North Carolina 4 $ 670,000 $ 167,500 $ 86,000
Union, North Carolina 4 $ 1,200,000 $ 300,000 $ 0
Geauga, Ohio 4 $ 1,130,000 $ 282,500 $ 0
Stark, Ohio 4 $ 530,000 $ 132,500 $ 84,000
Canadian, Oklahoma 4 $ 410,000 $ 102,500 $ 0
Tulsa, Oklahoma 4 $ 1,130,000 $ 282,500 $ 0
Washington, Oregon 4 $ 1,240,000 $ 310,000 $ 0
Dauphin, Pennsylvania 4 $ 680,000 $ 170,000 $ 0
Philadelphia, Pennsylvania 4 $ 1,050,000 $ 262,500 $ 75,000
Greenville, South Carolina 4 $ 770,000 $ 192,500 $ 0
Horry, South Carolina 4 $ 690,000 $ 172,500 $ 77,000
Lexington, South Carolina 4 $ 800,000 $ 200,000 $ 0
Shelby, Tennessee 4 $ 950,000 $ 237,500 $ 0
Sumner, Tennessee 4 $ 1,220,000 $ 305,000 $ 60,000
Manassas, Virginia 4 $ 920,000 $ 230,000 $ 123,000
Spotsylvania, Virginia 4 $ 1,270,000 $ 317,500 $ 0
King, Washington 4 $ 2,110,000 $ 527,500 $ 0
Spokane, Washington 4 $ 1,800,000 $ 450,000 $ 0
Thurston, Washington 4 $ 700,000 $ 175,000 $ 94,000
Shelby, Alabama 3 $ 505,000 $ 168,333 $ 0
Pinal, Arizona 3 $ 415,000 $ 138,333 $ 74,000
Denver, Colorado 3 $ 1,275,000 $ 425,000 $ 56,000
Windham, Connecticut 3 $ 765,000 $ 255,000 $ 0
Flagler, Florida 3 $ 655,000 $ 218,333 $ 0
Martin, Florida 3 $ 805,000 $ 268,333 $ 0
Osceola, Florida 3 $ 575,000 $ 191,666 $ 115,000
St. Lucie, Florida 3 $ 515,000 $ 171,666 $ 0
Barrow, Georgia 3 $ 635,000 $ 211,666 $ 0
Cherokee, Georgia 3 $ 805,000 $ 268,333 $ 0
Douglas, Georgia 3 $ 525,000 $ 175,000 $ 0
Hall, Georgia 3 $ 965,000 $ 321,666 $ 129,000
Henry, Georgia 3 $ 695,000 $ 231,666 $ 53,000
Walton, Georgia 3 $ 795,000 $ 265,000 $ 0
Floyd, Indiana 3 $ 1,205,000 $ 401,666 $ 0
Hancock, Indiana 3 $ 975,000 $ 325,000 $ 125,000
Johnson, Kansas 3 $ 845,000 $ 281,666 $ 0
Jefferson, Louisiana 3 $ 405,000 $ 135,000 $ 0
Livingston, Louisiana 3 $ 285,000 $ 95,000 $ 0
Garrett, Maryland 3 $ 1,005,000 $ 335,000 $ 157,000
St. Mary's, Maryland 3 $ 885,000 $ 295,000 $ 147,000
Middlesex, Massachusetts 3 $ 1,165,000 $ 388,333 $ 0
Plymouth, Massachusetts 3 $ 1,035,000 $ 345,000 $ 0
Worcester, Massachusetts 3 $ 775,000 $ 258,333 $ 0
Ramsey, Minnesota 3 $ 615,000 $ 205,000 $ 0
Washington, Minnesota 3 $ 425,000 $ 141,666 $ 75,000
Jackson, Missouri 3 $ 1,085,000 $ 361,666 $ 0
Mercer, New Jersey 3 $ 475,000 $ 158,333 $ 84,000
Morris, New Jersey 3 $ 1,065,000 $ 355,000 $ 0
Somerset, New Jersey 3 $ 625,000 $ 208,333 $ 172,000
Catawba, North Carolina 3 $ 475,000 $ 158,333 $ 0
Davidson, North Carolina 3 $ 625,000 $ 208,333 $ 0
Iredell, North Carolina 3 $ 1,985,000 $ 661,666 $ 0
New Hanover, North Carolina 3 $ 1,875,000 $ 625,000 $ 0
Clermont, Ohio 3 $ 505,000 $ 168,333 $ 231,000
Fairfield, Ohio 3 $ 735,000 $ 245,000 $ 0
Portage, Ohio 3 $ 745,000 $ 248,333 $ 81,000
Columbia, Oregon 3 $ 945,000 $ 315,000 $ 0
Lane, Oregon 3 $ 845,000 $ 281,666 $ 0
Umatilla, Oregon 3 $ 435,000 $ 145,000 $ 0
Chester, Pennsylvania 3 $ 505,000 $ 168,333 $ 108,000
Davidson, Tennessee 3 $ 785,000 $ 261,666 $ 0
Collin, Texas 3 $ 1,365,000 $ 455,000 $ 0
Utah, Utah 3 $ 935,000 $ 311,666 $ 0
Chesapeake, Virginia 3 $ 605,000 $ 201,666 $ 0
Fauquier, Virginia 3 $ 1,405,000 $ 468,333 $ 162,000
Suffolk, Virginia 3 $ 875,000 $ 291,666 $ 158,000
Benton, Washington 3 $ 1,165,000 $ 388,333 $ 0
Clark, Washington 3 $ 1,105,000 $ 368,333 $ 0
Snohomish, Washington 3 $ 935,000 $ 311,666 $ 0
Baldwin, Alabama 2 $ 320,000 $ 160,000 $ 0
Limestone, Alabama 2 $ 230,000 $ 115,000 $ 0
Fresno, California 2 $ 110,000 $ 55,000 $ 0
Kern, California 2 $ 170,000 $ 85,000 $ 0
Orange, California 2 $ 220,000 $ 110,000 $ 0
Sacramento, California 2 $ 210,000 $ 105,000 $ 0
Santa Barbara, California 2 $ 480,000 $ 240,000 $ 144,000
Shasta, California 2 $ 150,000 $ 75,000 $ 0
Douglas, Colorado 2 $ 930,000 $ 465,000 $ 0
Larimer, Colorado 2 $ 660,000 $ 330,000 $ 0
Weld, Colorado 2 $ 530,000 $ 265,000 $ 125,000
Tolland, Connecticut 2 $ 240,000 $ 120,000 $ 117,000
Highlands, Florida 2 $ 370,000 $ 185,000 $ 54,000
Indian River, Florida 2 $ 730,000 $ 365,000 $ 0
Manatee, Florida 2 $ 720,000 $ 360,000 $ 0
Marion, Florida 2 $ 230,000 $ 115,000 $ 0
Okaloosa, Florida 2 $ 550,000 $ 275,000 $ 110,000
Santa Rosa, Florida 2 $ 570,000 $ 285,000 $ 0
Seminole, Florida 2 $ 420,000 $ 210,000 $ 0
St. Johns, Florida 2 $ 790,000 $ 395,000 $ 0
Butts, Georgia 2 $ 360,000 $ 180,000 $ 0
Coweta, Georgia 2 $ 450,000 $ 225,000 $ 0
Oconee, Georgia 2 $ 550,000 $ 275,000 $ 71,000
Paulding, Georgia 2 $ 480,000 $ 240,000 $ 0
Ada, Idaho 2 $ 510,000 $ 255,000 $ 0
DuPage, Illinois 2 $ 730,000 $ 365,000 $ 0
Kendall, Illinois 2 $ 610,000 $ 305,000 $ 0
McHenry, Illinois 2 $ 1,010,000 $ 505,000 $ 0
Tazewell, Illinois 2 $ 220,000 $ 110,000 $ 69,000
Allen, Indiana 2 $ 270,000 $ 135,000 $ 0
Vanderburgh, Indiana 2 $ 240,000 $ 120,000 $ 0
Polk, Iowa 2 $ 390,000 $ 195,000 $ 0
Sedgwick, Kansas 2 $ 470,000 $ 235,000 $ 0
Fayette, Kentucky 2 $ 450,000 $ 225,000 $ 113,000
Hardin, Kentucky 2 $ 240,000 $ 120,000 $ 0
Oldham, Kentucky 2 $ 430,000 $ 215,000 $ 0
Caddo, Louisiana 2 $ 500,000 $ 250,000 $ 193,000
Lafayette, Louisiana 2 $ 260,000 $ 130,000 $ 0
St. Tammany, Louisiana 2 $ 410,000 $ 205,000 $ 216,000
Baltimore City, Maryland 2 $ 680,000 $ 340,000 $ 129,000
Frederick, Maryland 2 $ 490,000 $ 245,000 $ 0
Harford, Maryland 2 $ 770,000 $ 385,000 $ 0
Hampshire, Massachusetts 2 $ 710,000 $ 355,000 $ 0
Norfolk, Massachusetts 2 $ 830,000 $ 415,000 $ 0
Suffolk, Massachusetts 2 $ 750,000 $ 375,000 $ 0
Genesee, Michigan 2 $ 410,000 $ 205,000 $ 0
Lenawee, Michigan 2 $ 420,000 $ 210,000 $ 0
Ottawa, Michigan 2 $ 310,000 $ 155,000 $ 0
Dakota, Minnesota 2 $ 400,000 $ 200,000 $ 0
DeSoto, Mississippi 2 $ 300,000 $ 150,000 $ 104,000
St. Louis, Missouri 2 $ 700,000 $ 350,000 $ 0
Rockingham, New Hampshire 2 $ 680,000 $ 340,000 $ 157,000
Hunterdon, New Jersey 2 $ 570,000 $ 285,000 $ 0
Sussex, New Jersey 2 $ 560,000 $ 280,000 $ 0
Union, New Jersey 2 $ 500,000 $ 250,000 $ 63,000
Carteret, North Carolina 2 $ 470,000 $ 235,000 $ 0
Orange, North Carolina 2 $ 630,000 $ 315,000 $ 0
Erie, Ohio 2 $ 450,000 $ 225,000 $ 0
Lawrence, Ohio 2 $ 440,000 $ 220,000 $ 0
Lorain, Ohio 2 $ 350,000 $ 175,000 $ 0
Lucas, Ohio 2 $ 1,140,000 $ 570,000 $ 0
Medina, Ohio 2 $ 540,000 $ 270,000 $ 0
Montgomery, Ohio 2 $ 260,000 $ 130,000 $ 0
Pickaway, Ohio 2 $ 520,000 $ 260,000 $ 140,000
McIntosh, Oklahoma 2 $ 80,000 $ 40,000 $ 0
Oklahoma, Oklahoma 2 $ 530,000 $ 265,000 $ 0
Jackson, Oregon 2 $ 130,000 $ 65,000 $ 0
Linn, Oregon 2 $ 340,000 $ 170,000 $ 0
Marion, Oregon 2 $ 350,000 $ 175,000 $ 0
Beaver, Pennsylvania 2 $ 280,000 $ 140,000 $ 0
Centre, Pennsylvania 2 $ 480,000 $ 240,000 $ 126,000
Cumberland, Pennsylvania 2 $ 340,000 $ 170,000 $ 0
Delaware, Pennsylvania 2 $ 580,000 $ 290,000 $ 151,000
Lackawanna, Pennsylvania 2 $ 290,000 $ 145,000 $ 0
Lancaster, Pennsylvania 2 $ 330,000 $ 165,000 $ 0
Luzerne, Pennsylvania 2 $ 240,000 $ 120,000 $ 72,000
Monroe, Pennsylvania 2 $ 370,000 $ 185,000 $ 0
Northampton, Pennsylvania 2 $ 280,000 $ 140,000 $ 0
Schuylkill, Pennsylvania 2 $ 280,000 $ 140,000 $ 0
Aiken, South Carolina 2 $ 360,000 $ 180,000 $ 0
Beaufort, South Carolina 2 $ 780,000 $ 390,000 $ 0
Sumter, South Carolina 2 $ 390,000 $ 195,000 $ 123,000
Blount, Tennessee 2 $ 290,000 $ 145,000 $ 0
Knox, Tennessee 2 $ 530,000 $ 265,000 $ 0
Maury, Tennessee 2 $ 400,000 $ 200,000 $ 0
Wilson, Tennessee 2 $ 770,000 $ 385,000 $ 0
Davis, Utah 2 $ 830,000 $ 415,000 $ 0
Campbell, Virginia 2 $ 440,000 $ 220,000 $ 0
Caroline, Virginia 2 $ 530,000 $ 265,000 $ 0
Henrico, Virginia 2 $ 610,000 $ 305,000 $ 90,000
Isle of Wight, Virginia 2 $ 300,000 $ 150,000 $ 211,000
James City, Virginia 2 $ 690,000 $ 345,000 $ 0
Rockingham, Virginia 2 $ 480,000 $ 240,000 $ 0
Stafford, Virginia 2 $ 810,000 $ 405,000 $ 94,000
Franklin, Washington 2 $ 830,000 $ 415,000 $ 0
Skagit, Washington 2 $ 620,000 $ 310,000 $ 0
Yakima, Washington 2 $ 860,000 $ 430,000 $ 0
Cleburne, Alabama 1 $ 305,000 $ 305,000 $ 0
Covington, Alabama 1 $ 45,000 $ 45,000 $ 158,000
Cullman, Alabama 1 $ 325,000 $ 325,000 $ 0
Jefferson, Alabama 1 $ 135,000 $ 135,000 $ 0
Marengo, Alabama 1 $ 215,000 $ 215,000 $ 136,000
Montgomery, Alabama 1 $ 255,000 $ 255,000 $ 0
Morgan, Alabama 1 $ 245,000 $ 245,000 $ 0
Randolph, Alabama 1 $ 85,000 $ 85,000 $ 0
Russell, Alabama 1 $ 105,000 $ 105,000 $ 0
Tuscaloosa, Alabama 1 $ 75,000 $ 75,000 $ 0
Wilcox, Alabama 1 $ 175,000 $ 175,000 $ 0
Anchorage, Alaska 1 $ 185,000 $ 185,000 $ 117,000
Yavapai, Arizona 1 $ 365,000 $ 365,000 $ 0
Yuma, Arizona 1 $ 115,000 $ 115,000 $ 0
Baxter, Arkansas 1 $ 75,000 $ 75,000 $ 0
Benton, Arkansas 1 $ 115,000 $ 115,000 $ 0
Fulton, Arkansas 1 $ 25,000 $ 25,000 $ 0
Hempstead, Arkansas 1 $ 75,000 $ 75,000 $ 0
Lonoke, Arkansas 1 $ 295,000 $ 295,000 $ 167,000
Pulaski, Arkansas 1 $ 315,000 $ 315,000 $ 107,000
Sevier, Arkansas 1 $ 115,000 $ 115,000 $ 0
Butte, California 1 $ 105,000 $ 105,000 $ 0
Placer, California 1 $ 115,000 $ 115,000 $ 0
San Joaquin, California 1 $ 65,000 $ 65,000 $ 0
San Luis Obispo, California 1 $ 135,000 $ 135,000 $ 140,000
San Mateo, California 1 $ 115,000 $ 115,000 $ 0
Stanislaus, California 1 $ 275,000 $ 275,000 $ 131,000
Ventura, California 1 $ 55,000 $ 55,000 $ 0
Alamosa, Colorado 1 $ 295,000 $ 295,000 $ 256,000
Boulder, Colorado 1 $ 545,000 $ 545,000 $ 0
El Paso, Colorado 1 $ 545,000 $ 545,000 $ 0
Pueblo, Colorado 1 $ 255,000 $ 255,000 $ 0
Kent, Delaware 1 $ 45,000 $ 45,000 $ 0
Charlotte, Florida 1 $ 405,000 $ 405,000 $ 246,000
Citrus, Florida 1 $ 145,000 $ 145,000 $ 32,000
Clay, Florida 1 $ 215,000 $ 215,000 $ 0
Columbia, Florida 1 $ 65,000 $ 65,000 $ 0
DeSoto, Florida 1 $ 205,000 $ 205,000 $ 0
Escambia, Florida 1 $ 55,000 $ 55,000 $ 0
Hernando, Florida 1 $ 185,000 $ 185,000 $ 0
Lake, Florida 1 $ 455,000 $ 455,000 $ 0
Lee, Florida 1 $ 325,000 $ 325,000 $ 71,000
Leon, Florida 1 $ 105,000 $ 105,000 $ 0
Nassau, Florida 1 $ 205,000 $ 205,000 $ 0
Union, Florida 1 $ 195,000 $ 195,000 $ 0
Bulloch, Georgia 1 $ 85,000 $ 85,000 $ 0
Carroll, Georgia 1 $ 185,000 $ 185,000 $ 0
Chatham, Georgia 1 $ 335,000 $ 335,000 $ 0
Clarke, Georgia 1 $ 225,000 $ 225,000 $ 0
Columbia, Georgia 1 $ 115,000 $ 115,000 $ 84,000
Dawson, Georgia 1 $ 225,000 $ 225,000 $ 0
Effingham, Georgia 1 $ 275,000 $ 275,000 $ 0
Gilmer, Georgia 1 $ 275,000 $ 275,000 $ 0
Gordon, Georgia 1 $ 205,000 $ 205,000 $ 0
Greene, Georgia 1 $ 355,000 $ 355,000 $ 0
Houston, Georgia 1 $ 265,000 $ 265,000 $ 121,000
Jackson, Georgia 1 $ 285,000 $ 285,000 $ 0
Lee, Georgia 1 $ 225,000 $ 225,000 $ 0
Macon, Georgia 1 $ 215,000 $ 215,000 $ 0
Newton, Georgia 1 $ 185,000 $ 185,000 $ 0
Oglethorpe, Georgia 1 $ 115,000 $ 115,000 $ 0
Rockdale, Georgia 1 $ 225,000 $ 225,000 $ 97,000
Spalding, Georgia 1 $ 125,000 $ 125,000 $ 0
Greene, Illinois 1 $ 75,000 $ 75,000 $ 0
Knox, Illinois 1 $ 105,000 $ 105,000 $ 0
Madison, Illinois 1 $ 235,000 $ 235,000 $ 0
McLean, Illinois 1 $ 125,000 $ 125,000 $ 0
Rock Island, Illinois 1 $ 15,000 $ 15,000 $ 0
White, Illinois 1 $ 105,000 $ 105,000 $ 0
Winnebago, Illinois 1 $ 235,000 $ 235,000 $ 0
Clark, Indiana 1 $ 125,000 $ 125,000 $ 0
Delaware, Indiana 1 $ 95,000 $ 95,000 $ 0
Henry, Indiana 1 $ 155,000 $ 155,000 $ 0
Kosciusko, Indiana 1 $ 255,000 $ 255,000 $ 0
Morgan, Indiana 1 $ 285,000 $ 285,000 $ 0
Shelby, Indiana 1 $ 345,000 $ 345,000 $ 0
White, Indiana 1 $ 155,000 $ 155,000 $ 0
Clarke, Iowa 1 $ 105,000 $ 105,000 $ 0
Scott, Iowa 1 $ 285,000 $ 285,000 $ 0
Leavenworth, Kansas 1 $ 205,000 $ 205,000 $ 0
Wyandotte, Kansas 1 $ 25,000 $ 25,000 $ 0
Bracken, Kentucky 1 $ 165,000 $ 165,000 $ 0
Caldwell, Kentucky 1 $ 175,000 $ 175,000 $ 0
Campbell, Kentucky 1 $ 325,000 $ 325,000 $ 0
Clark, Kentucky 1 $ 245,000 $ 245,000 $ 0
Jefferson, Kentucky 1 $ 325,000 $ 325,000 $ 0
Johnson, Kentucky 1 $ 95,000 $ 95,000 $ 0
Laurel, Kentucky 1 $ 175,000 $ 175,000 $ 0
Pulaski, Kentucky 1 $ 125,000 $ 125,000 $ 0
Rockcastle, Kentucky 1 $ 185,000 $ 185,000 $ 0
Washington, Kentucky 1 $ 475,000 $ 475,000 $ 0
Acadia, Louisiana 1 $ 115,000 $ 115,000 $ 0
Ascension, Louisiana 1 $ 305,000 $ 305,000 $ 0
Bossier, Louisiana 1 $ 115,000 $ 115,000 $ 0
Cameron, Louisiana 1 $ 45,000 $ 45,000 $ 0
Evangeline, Louisiana 1 $ 185,000 $ 185,000 $ 0
Iberia, Louisiana 1 $ 195,000 $ 195,000 $ 0
Ouachita, Louisiana 1 $ 395,000 $ 395,000 $ 0
Pointe Coupee, Louisiana 1 $ 85,000 $ 85,000 $ 0
St. Charles, Louisiana 1 $ 195,000 $ 195,000 $ 0
St. John the Baptist, Louisiana 1 $ 175,000 $ 175,000 $ 0
Tangipahoa, Louisiana 1 $ 265,000 $ 265,000 $ 0
Washington, Louisiana 1 $ 175,000 $ 175,000 $ 0
Caroline, Maryland 1 $ 415,000 $ 415,000 $ 0
Cecil, Maryland 1 $ 205,000 $ 205,000 $ 0
Queen Anne's, Maryland 1 $ 195,000 $ 195,000 $ 315,000
Somerset, Maryland 1 $ 205,000 $ 205,000 $ 0
Washington, Maryland 1 $ 215,000 $ 215,000 $ 0
Wicomico, Maryland 1 $ 125,000 $ 125,000 $ 127,000
Bristol, Massachusetts 1 $ 445,000 $ 445,000 $ 0
Essex, Massachusetts 1 $ 325,000 $ 325,000 $ 0
Hampden, Massachusetts 1 $ 195,000 $ 195,000 $ 0
Allegan, Michigan 1 $ 125,000 $ 125,000 $ 0
Bay, Michigan 1 $ 105,000 $ 105,000 $ 0
Ingham, Michigan 1 $ 125,000 $ 125,000 $ 0
Kalamazoo, Michigan 1 $ 145,000 $ 145,000 $ 0
Lapeer, Michigan 1 $ 155,000 $ 155,000 $ 0
Monroe, Michigan 1 $ 165,000 $ 165,000 $ 0
Shiawassee, Michigan 1 $ 105,000 $ 105,000 $ 0
Washtenaw, Michigan 1 $ 265,000 $ 265,000 $ 0
Wexford, Michigan 1 $ 175,000 $ 175,000 $ 0
Becker, Minnesota 1 $ 55,000 $ 55,000 $ 0
Beltrami, Minnesota 1 $ 195,000 $ 195,000 $ 0
Cass, Minnesota 1 $ 205,000 $ 205,000 $ 0
Chisago, Minnesota 1 $ 205,000 $ 205,000 $ 0
Freeborn, Minnesota 1 $ 125,000 $ 125,000 $ 0
McLeod, Minnesota 1 $ 155,000 $ 155,000 $ 0
Olmsted, Minnesota 1 $ 165,000 $ 165,000 $ 0
Rice, Minnesota 1 $ 395,000 $ 395,000 $ 0
Scott, Minnesota 1 $ 305,000 $ 305,000 $ 0
Stearns, Minnesota 1 $ 115,000 $ 115,000 $ 0
Wright, Minnesota 1 $ 445,000 $ 445,000 $ 0
Hinds, Mississippi 1 $ 75,000 $ 75,000 $ 0
Leake, Mississippi 1 $ 75,000 $ 75,000 $ 0
Lowndes, Mississippi 1 $ 145,000 $ 145,000 $ 0
Winston, Mississippi 1 $ 25,000 $ 25,000 $ 0
Adair, Missouri 1 $ 145,000 $ 145,000 $ 0
Cape Girardeau, Missouri 1 $ 205,000 $ 205,000 $ 0
Cass, Missouri 1 $ 145,000 $ 145,000 $ 0
Clay, Missouri 1 $ 275,000 $ 275,000 $ 0
Jefferson, Missouri 1 $ 335,000 $ 335,000 $ 0
Lafayette, Missouri 1 $ 125,000 $ 125,000 $ 0
Marion, Missouri 1 $ 275,000 $ 275,000 $ 0
Platte, Missouri 1 $ 135,000 $ 135,000 $ 0
Saline, Missouri 1 $ 115,000 $ 115,000 $ 0
St. Clair, Missouri 1 $ 175,000 $ 175,000 $ 0
St. Louis City, Missouri 1 $ 215,000 $ 215,000 $ 0
Ste. Genevieve, Missouri 1 $ 125,000 $ 125,000 $ 0
Clark, Nevada 1 $ 215,000 $ 215,000 $ 87,000
Belknap, New Hampshire 1 $ 265,000 $ 265,000 $ 0
Hillsborough, New Hampshire 1 $ 515,000 $ 515,000 $ 0
Sullivan, New Hampshire 1 $ 25,000 $ 25,000 $ 165,000
Cape May, New Jersey 1 $ 155,000 $ 155,000 $ 0
Passaic, New Jersey 1 $ 505,000 $ 505,000 $ 0
Salem, New Jersey 1 $ 195,000 $ 195,000 $ 0
Chaves, New Mexico 1 $ 35,000 $ 35,000 $ 0
Dona Ana, New Mexico 1 $ 345,000 $ 345,000 $ 0
Queens, New York 1 $ 455,000 $ 455,000 $ 393,000
Burke, North Carolina 1 $ 195,000 $ 195,000 $ 0
Craven, North Carolina 1 $ 55,000 $ 55,000 $ 83,000
Davie, North Carolina 1 $ 375,000 $ 375,000 $ 0
Forsyth, North Carolina 1 $ 545,000 $ 545,000 $ 0
Henderson, North Carolina 1 $ 335,000 $ 335,000 $ 0
Hoke, North Carolina 1 $ 105,000 $ 105,000 $ 0
Onslow, North Carolina 1 $ 175,000 $ 175,000 $ 0
Pender, North Carolina 1 $ 515,000 $ 515,000 $ 0
Pitt, North Carolina 1 $ 195,000 $ 195,000 $ 0
Rowan, North Carolina 1 $ 485,000 $ 485,000 $ 0
Stanly, North Carolina 1 $ 255,000 $ 255,000 $ 0
Stokes, North Carolina 1 $ 175,000 $ 175,000 $ 0
Watauga, North Carolina 1 $ 955,000 $ 955,000 $ 0
Wayne, North Carolina 1 $ 65,000 $ 65,000 $ 0
Wilson, North Carolina 1 $ 205,000 $ 205,000 $ 0
Williams, North Dakota 1 $ 265,000 $ 265,000 $ 0
Butler, Ohio 1 $ 125,000 $ 125,000 $ 0
Champaign, Ohio 1 $ 155,000 $ 155,000 $ 0
Hancock, Ohio 1 $ 95,000 $ 95,000 $ 0
Hardin, Ohio 1 $ 155,000 $ 155,000 $ 0
Lake, Ohio 1 $ 165,000 $ 165,000 $ 0
Miami, Ohio 1 $ 305,000 $ 305,000 $ 0
Morrow, Ohio 1 $ 245,000 $ 245,000 $ 0
Muskingum, Ohio 1 $ 115,000 $ 115,000 $ 0
Richland, Ohio 1 $ 95,000 $ 95,000 $ 0
Sandusky, Ohio 1 $ 105,000 $ 105,000 $ 0
Trumbull, Ohio 1 $ 185,000 $ 185,000 $ 0
Wood, Ohio 1 $ 135,000 $ 135,000 $ 0
Cherokee, Oklahoma 1 $ 55,000 $ 55,000 $ 0
Cleveland, Oklahoma 1 $ 315,000 $ 315,000 $ 0
Garfield, Oklahoma 1 $ 155,000 $ 155,000 $ 0
Grady, Oklahoma 1 $ 65,000 $ 65,000 $ 0
Mayes, Oklahoma 1 $ 45,000 $ 45,000 $ 0
Osage, Oklahoma 1 $ 85,000 $ 85,000 $ 0
Pottawatomie, Oklahoma 1 $ 95,000 $ 95,000 $ 0
Wagoner, Oklahoma 1 $ 165,000 $ 165,000 $ 0
Crook, Oregon 1 $ 135,000 $ 135,000 $ 0
Deschutes, Oregon 1 $ 275,000 $ 275,000 $ 0
Tillamook, Oregon 1 $ 125,000 $ 125,000 $ 0
Bedford, Pennsylvania 1 $ 85,000 $ 85,000 $ 184,000
Berks, Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Blair, Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Butler, Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Crawford, Pennsylvania 1 $ 215,000 $ 215,000 $ 0
Franklin, Pennsylvania 1 $ 255,000 $ 255,000 $ 0
Lebanon, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Northumberland, Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Union, Pennsylvania 1 $ 195,000 $ 195,000 $ 31,000
Wayne, Pennsylvania 1 $ 45,000 $ 45,000 $ 48,000
Westmoreland, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
York, Pennsylvania 1 $ 145,000 $ 145,000 $ 0
Providence, Rhode Island 1 $ 235,000 $ 235,000 $ 134,000
Dorchester, South Carolina 1 $ 285,000 $ 285,000 $ 0
Florence, South Carolina 1 $ 165,000 $ 165,000 $ 0
Lancaster, South Carolina 1 $ 305,000 $ 305,000 $ 0
Newberry, South Carolina 1 $ 135,000 $ 135,000 $ 0
Oconee, South Carolina 1 $ 125,000 $ 125,000 $ 0
Pickens, South Carolina 1 $ 305,000 $ 305,000 $ 0
Hughes, South Dakota 1 $ 105,000 $ 105,000 $ 53,000
Anderson, Tennessee 1 $ 165,000 $ 165,000 $ 0
Cannon, Tennessee 1 $ 85,000 $ 85,000 $ 0
Grundy, Tennessee 1 $ 175,000 $ 175,000 $ 0
Hamilton, Tennessee 1 $ 115,000 $ 115,000 $ 0
Henderson, Tennessee 1 $ 55,000 $ 55,000 $ 0
Marion, Tennessee 1 $ 255,000 $ 255,000 $ 0
McMinn, Tennessee 1 $ 125,000 $ 125,000 $ 0
McNairy, Tennessee 1 $ 105,000 $ 105,000 $ 0
Monroe, Tennessee 1 $ 185,000 $ 185,000 $ 0
Montgomery, Tennessee 1 $ 355,000 $ 355,000 $ 0
Overton, Tennessee 1 $ 75,000 $ 75,000 $ 0
Rutherford, Tennessee 1 $ 285,000 $ 285,000 $ 0
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Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,106 $306,330,000 $276,000 $1,725,000 $132,000 $585,000
Home Purchase 258 $67,810,000 $262,000 $1,395,000 $168,000 $1,541,000
Cash-out Refinancing 236 $54,620,000 $231,000 $1,505,000 $140,000 $620,000
Home Improvement 8 $1,800,000 $225,000 $505,000 $131,000 $294,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,212 $332,580,000 $274,000 $1,725,000 $0 $0
White 138 $33,520,000 $242,000 $1,505,000 $148,000 $393,000
Not Provided 107 $29,585,000 $276,000 $795,000 $139,000 $585,000
Black or African American 107 $22,385,000 $209,000 $625,000 $119,000 $620,000
Hispanic 23 $7,585,000 $329,000 $1,005,000 $191,000 $1,541,000
Asian 18 $4,570,000 $253,000 $845,000 $140,000 $393,000
American Indian or Alaskan Native 2 $250,000 $125,000 $195,000 $110,000 $123,000
Native Hawaiian or Other Pacific Islander 1 $85,000 $85,000 $85,000 $119,000 $119,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,598 $427,940,000 $267,000 $1,725,000 $141,000 $1,541,000
VA-guaranteed (Veterans Administration) 9 $2,325,000 $258,000 $485,000 $79,000 $143,000
FHA-insured (Federal Housing Administration) 1 $295,000 $295,000 $295,000 $93,000 $93,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,212 $332,580,000 $274,000 $1,725,000 $0 $0
Loan Originated 263 $62,135,000 $236,000 $1,505,000 $136,000 $620,000
Application Withdrawn By Applicant 91 $26,255,000 $288,000 $1,005,000 $150,000 $1,541,000
File Closed For Incompleteness 31 $7,395,000 $238,000 $605,000 $143,000 $563,000
Application Denied By Financial Institution 9 $1,965,000 $218,000 $445,000 $116,000 $196,000
Application Approved But Not Accepted 2 $230,000 $115,000 $195,000 $222,000 $279,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,599 $428,595,000 $268,000 $1,725,000 $140,000 $1,541,000
Collateral 5 $1,235,000 $247,000 $445,000 $126,000 $196,000
Credit History 2 $370,000 $185,000 $295,000 $114,000 $125,000
Debt-To-Income Ratio 1 $75,000 $75,000 $75,000 $103,000 $103,000
Other 1 $285,000 $285,000 $285,000 $84,000 $84,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Andrews Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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