Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Andrews Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Andrews Federal Credit Union
5711 Allentown Road
Suitland, MD 20746
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,608
Total Mortgage Loan Application Amount $430,560,000
Average Mortgage Loan Application Amount $248,500
Highest Mortgage Loan Application Amount $1,725,000
Average Applicant Income $142,750
Highest Applicant Income $1,541,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2021.

Mortgage Loan Application Totals for Andrews Federal Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's County Maryland 69 $ 15,515,000 $ 224,000 $ 107,000
Fairfax County Virginia 45 $ 18,185,000 $ 404,000 $ 251,000
Maricopa County Arizona 43 $ 13,065,000 $ 303,000 $ 0
Montgomery County Maryland 25 $ 9,795,000 $ 391,000 $ 187,000
Charles County Maryland 23 $ 4,825,000 $ 209,000 $ 99,000
District of Columbia County District Of Columbia 19 $ 6,775,000 $ 356,000 $ 104,000
Cook County Illinois 19 $ 7,445,000 $ 391,000 $ 257,000
Franklin County Ohio 19 $ 5,095,000 $ 268,000 $ 152,000
Burlington County New Jersey 18 $ 3,800,000 $ 211,000 $ 119,000
Wake County North Carolina 18 $ 6,870,000 $ 381,000 $ 127,000
Prince William County Virginia 17 $ 5,695,000 $ 335,000 $ 107,000
Loudoun County Virginia 16 $ 7,240,000 $ 452,000 $ 136,000
Palm Beach County Florida 15 $ 6,175,000 $ 411,000 $ 153,000
Mecklenburg County North Carolina 15 $ 5,475,000 $ 365,000 $ 144,000
Charleston County South Carolina 15 $ 6,495,000 $ 433,000 $ 107,000
Broward County Florida 14 $ 3,740,000 $ 267,000 $ 175,000
Anne Arundel County Maryland 11 $ 3,215,000 $ 292,000 $ 136,000
Gwinnett County Georgia 10 $ 3,080,000 $ 308,000 $ 90,000
Howard County Maryland 10 $ 4,170,000 $ 417,000 $ 155,000
Cuyahoga County Ohio 10 $ 2,000,000 $ 200,000 $ 95,000
Pinellas County Florida 9 $ 2,415,000 $ 268,000 $ 0
Cobb County Georgia 9 $ 2,755,000 $ 306,000 $ 173,000
Fulton County Georgia 9 $ 2,825,000 $ 313,000 $ 126,000
Gloucester County New Jersey 9 $ 2,025,000 $ 225,000 $ 138,000
Montgomery County Pennsylvania 9 $ 2,175,000 $ 241,000 $ 158,000
Salt Lake County Utah 9 $ 3,035,000 $ 337,000 $ 0
Madison County Alabama 8 $ 1,610,000 $ 201,000 $ 0
Miami-Dade County Florida 8 $ 2,560,000 $ 320,000 $ 123,000
Polk County Florida 8 $ 1,840,000 $ 230,000 $ 0
Baltimore County Maryland 8 $ 2,750,000 $ 343,000 $ 109,000
Camden County New Jersey 8 $ 1,300,000 $ 162,000 $ 140,000
Delaware County Ohio 8 $ 2,560,000 $ 320,000 $ 147,000
Summit County Ohio 8 $ 1,100,000 $ 137,000 $ 111,000
Clackamas County Oregon 8 $ 1,530,000 $ 191,000 $ 0
Arapahoe County Colorado 7 $ 2,685,000 $ 383,000 $ 0
New Castle County Delaware 7 $ 1,425,000 $ 203,000 $ 115,000
Kent County Michigan 7 $ 1,075,000 $ 153,000 $ 196,000
Essex County New Jersey 7 $ 2,795,000 $ 399,000 $ 0
Middlesex County New Jersey 7 $ 1,385,000 $ 197,000 $ 169,000
Monmouth County New Jersey 7 $ 2,965,000 $ 423,000 $ 0
Licking County Ohio 7 $ 1,335,000 $ 190,000 $ 103,000
Yamhill County Oregon 7 $ 1,135,000 $ 162,000 $ 0
Mobile County Alabama 6 $ 1,460,000 $ 243,000 $ 253,000
Pima County Arizona 6 $ 1,150,000 $ 191,000 $ 0
San Diego County California 6 $ 1,470,000 $ 245,000 $ 188,000
Fairfield County Connecticut 6 $ 2,540,000 $ 423,000 $ 0
Hartford County Connecticut 6 $ 1,210,000 $ 201,000 $ 0
Duval County Florida 6 $ 1,470,000 $ 245,000 $ 0
Hillsborough County Florida 6 $ 2,000,000 $ 333,000 $ 0
Oakland County Michigan 6 $ 990,000 $ 165,000 $ 0
St. Charles County Missouri 6 $ 1,790,000 $ 298,000 $ 185,000
Bergen County New Jersey 6 $ 2,340,000 $ 390,000 $ 80,000
Ocean County New Jersey 6 $ 1,350,000 $ 225,000 $ 220,000
Durham County North Carolina 6 $ 2,180,000 $ 363,000 $ 113,000
Warren County Ohio 6 $ 1,770,000 $ 295,000 $ 0
Bucks County Pennsylvania 6 $ 2,410,000 $ 401,000 $ 339,000
Chesterfield County Virginia 6 $ 1,610,000 $ 268,000 $ 149,000
Virginia Beach County Virginia 6 $ 1,660,000 $ 276,000 $ 90,000
Riverside County California 5 $ 525,000 $ 105,000 $ 0
Santa Clara County California 5 $ 565,000 $ 113,000 $ 0
Jefferson County Colorado 5 $ 1,785,000 $ 357,000 $ 126,000
New London County Connecticut 5 $ 965,000 $ 193,000 $ 0
Sussex County Delaware 5 $ 1,325,000 $ 265,000 $ 85,000
Sarasota County Florida 5 $ 1,285,000 $ 257,000 $ 0
DeKalb County Georgia 5 $ 1,525,000 $ 305,000 $ 75,000
Hamilton County Indiana 5 $ 1,465,000 $ 293,000 $ 0
Calvert County Maryland 5 $ 985,000 $ 197,000 $ 78,000
Hennepin County Minnesota 5 $ 1,765,000 $ 353,000 $ 122,000
Hamilton County Ohio 5 $ 1,915,000 $ 383,000 $ 0
Mahoning County Ohio 5 $ 1,195,000 $ 239,000 $ 0
Multnomah County Oregon 5 $ 1,105,000 $ 221,000 $ 62,000
Allegheny County Pennsylvania 5 $ 1,095,000 $ 219,000 $ 153,000
Lehigh County Pennsylvania 5 $ 805,000 $ 161,000 $ 186,000
Spartanburg County South Carolina 5 $ 1,385,000 $ 277,000 $ 0
York County South Carolina 5 $ 1,195,000 $ 239,000 $ 174,000
Williamson County Tennessee 5 $ 1,775,000 $ 355,000 $ 153,000
Frederick County Virginia 5 $ 1,405,000 $ 281,000 $ 147,000
Los Angeles County California 4 $ 1,170,000 $ 292,000 $ 386,000
San Bernardino County California 4 $ 370,000 $ 92,000 $ 0
Adams County Colorado 4 $ 1,150,000 $ 287,000 $ 0
Mesa County Colorado 4 $ 1,100,000 $ 275,000 $ 0
New Haven County Connecticut 4 $ 870,000 $ 217,000 $ 0
Brevard County Florida 4 $ 500,000 $ 125,000 $ 111,000
Orange County Florida 4 $ 1,070,000 $ 267,000 $ 120,000
Pasco County Florida 4 $ 990,000 $ 247,000 $ 113,000
Volusia County Florida 4 $ 750,000 $ 187,000 $ 0
Fayette County Georgia 4 $ 1,460,000 $ 365,000 $ 36,000
Forsyth County Georgia 4 $ 1,390,000 $ 347,000 $ 0
Lake County Illinois 4 $ 970,000 $ 242,000 $ 0
Hendricks County Indiana 4 $ 920,000 $ 230,000 $ 0
Lake County Indiana 4 $ 810,000 $ 202,000 $ 0
East Baton Rouge County Louisiana 4 $ 790,000 $ 197,000 $ 0
Carroll County Maryland 4 $ 2,090,000 $ 522,000 $ 187,000
Worcester County Maryland 4 $ 2,070,000 $ 517,000 $ 141,000
Macomb County Michigan 4 $ 550,000 $ 137,000 $ 0
Wayne County Michigan 4 $ 550,000 $ 137,000 $ 0
Anoka County Minnesota 4 $ 950,000 $ 237,000 $ 0
Warren County New Jersey 4 $ 860,000 $ 215,000 $ 0
Brunswick County North Carolina 4 $ 1,350,000 $ 337,000 $ 0
Buncombe County North Carolina 4 $ 1,430,000 $ 357,000 $ 0
Cabarrus County North Carolina 4 $ 910,000 $ 227,000 $ 122,000
Chatham County North Carolina 4 $ 1,670,000 $ 417,000 $ 199,000
Cumberland County North Carolina 4 $ 520,000 $ 130,000 $ 53,000
Gaston County North Carolina 4 $ 1,220,000 $ 305,000 $ 0
Guilford County North Carolina 4 $ 850,000 $ 212,000 $ 0
Johnston County North Carolina 4 $ 670,000 $ 167,000 $ 86,000
Union County North Carolina 4 $ 1,200,000 $ 300,000 $ 0
Geauga County Ohio 4 $ 1,130,000 $ 282,000 $ 0
Stark County Ohio 4 $ 530,000 $ 132,000 $ 84,000
Canadian County Oklahoma 4 $ 410,000 $ 102,000 $ 0
Tulsa County Oklahoma 4 $ 1,130,000 $ 282,000 $ 0
Washington County Oregon 4 $ 1,240,000 $ 310,000 $ 0
Dauphin County Pennsylvania 4 $ 680,000 $ 170,000 $ 0
Philadelphia County Pennsylvania 4 $ 1,050,000 $ 262,000 $ 75,000
Greenville County South Carolina 4 $ 770,000 $ 192,000 $ 0
Horry County South Carolina 4 $ 690,000 $ 172,000 $ 77,000
Lexington County South Carolina 4 $ 800,000 $ 200,000 $ 0
Shelby County Tennessee 4 $ 950,000 $ 237,000 $ 0
Sumner County Tennessee 4 $ 1,220,000 $ 305,000 $ 60,000
Manassas County Virginia 4 $ 920,000 $ 230,000 $ 123,000
Spotsylvania County Virginia 4 $ 1,270,000 $ 317,000 $ 0
King County Washington 4 $ 2,110,000 $ 527,000 $ 0
Spokane County Washington 4 $ 1,800,000 $ 450,000 $ 0
Thurston County Washington 4 $ 700,000 $ 175,000 $ 94,000
Shelby County Alabama 3 $ 505,000 $ 168,000 $ 0
Pinal County Arizona 3 $ 415,000 $ 138,000 $ 74,000
Denver County Colorado 3 $ 1,275,000 $ 425,000 $ 56,000
Windham County Connecticut 3 $ 765,000 $ 255,000 $ 0
Flagler County Florida 3 $ 655,000 $ 218,000 $ 0
Martin County Florida 3 $ 805,000 $ 268,000 $ 0
Osceola County Florida 3 $ 575,000 $ 191,000 $ 115,000
St. Lucie County Florida 3 $ 515,000 $ 171,000 $ 0
Barrow County Georgia 3 $ 635,000 $ 211,000 $ 0
Cherokee County Georgia 3 $ 805,000 $ 268,000 $ 0
Douglas County Georgia 3 $ 525,000 $ 175,000 $ 0
Hall County Georgia 3 $ 965,000 $ 321,000 $ 129,000
Henry County Georgia 3 $ 695,000 $ 231,000 $ 53,000
Walton County Georgia 3 $ 795,000 $ 265,000 $ 0
Floyd County Indiana 3 $ 1,205,000 $ 401,000 $ 0
Hancock County Indiana 3 $ 975,000 $ 325,000 $ 125,000
Johnson County Kansas 3 $ 845,000 $ 281,000 $ 0
Jefferson County Louisiana 3 $ 405,000 $ 135,000 $ 0
Livingston County Louisiana 3 $ 285,000 $ 95,000 $ 0
Garrett County Maryland 3 $ 1,005,000 $ 335,000 $ 157,000
St. Mary's County Maryland 3 $ 885,000 $ 295,000 $ 147,000
Middlesex County Massachusetts 3 $ 1,165,000 $ 388,000 $ 0
Plymouth County Massachusetts 3 $ 1,035,000 $ 345,000 $ 0
Worcester County Massachusetts 3 $ 775,000 $ 258,000 $ 0
Ramsey County Minnesota 3 $ 615,000 $ 205,000 $ 0
Washington County Minnesota 3 $ 425,000 $ 141,000 $ 75,000
Jackson County Missouri 3 $ 1,085,000 $ 361,000 $ 0
Mercer County New Jersey 3 $ 475,000 $ 158,000 $ 84,000
Morris County New Jersey 3 $ 1,065,000 $ 355,000 $ 0
Somerset County New Jersey 3 $ 625,000 $ 208,000 $ 172,000
Catawba County North Carolina 3 $ 475,000 $ 158,000 $ 0
Davidson County North Carolina 3 $ 625,000 $ 208,000 $ 0
Iredell County North Carolina 3 $ 1,985,000 $ 661,000 $ 0
New Hanover County North Carolina 3 $ 1,875,000 $ 625,000 $ 0
Clermont County Ohio 3 $ 505,000 $ 168,000 $ 231,000
Fairfield County Ohio 3 $ 735,000 $ 245,000 $ 0
Portage County Ohio 3 $ 745,000 $ 248,000 $ 81,000
Columbia County Oregon 3 $ 945,000 $ 315,000 $ 0
Lane County Oregon 3 $ 845,000 $ 281,000 $ 0
Umatilla County Oregon 3 $ 435,000 $ 145,000 $ 0
Chester County Pennsylvania 3 $ 505,000 $ 168,000 $ 108,000
Davidson County Tennessee 3 $ 785,000 $ 261,000 $ 0
Collin County Texas 3 $ 1,365,000 $ 455,000 $ 0
Utah County Utah 3 $ 935,000 $ 311,000 $ 0
Chesapeake County Virginia 3 $ 605,000 $ 201,000 $ 0
Fauquier County Virginia 3 $ 1,405,000 $ 468,000 $ 162,000
Suffolk County Virginia 3 $ 875,000 $ 291,000 $ 158,000
Benton County Washington 3 $ 1,165,000 $ 388,000 $ 0
Clark County Washington 3 $ 1,105,000 $ 368,000 $ 0
Snohomish County Washington 3 $ 935,000 $ 311,000 $ 0
Baldwin County Alabama 2 $ 320,000 $ 160,000 $ 0
Limestone County Alabama 2 $ 230,000 $ 115,000 $ 0
Fresno County California 2 $ 110,000 $ 55,000 $ 0
Kern County California 2 $ 170,000 $ 85,000 $ 0
Orange County California 2 $ 220,000 $ 110,000 $ 0
Sacramento County California 2 $ 210,000 $ 105,000 $ 0
Santa Barbara County California 2 $ 480,000 $ 240,000 $ 144,000
Shasta County California 2 $ 150,000 $ 75,000 $ 0
Douglas County Colorado 2 $ 930,000 $ 465,000 $ 0
Larimer County Colorado 2 $ 660,000 $ 330,000 $ 0
Weld County Colorado 2 $ 530,000 $ 265,000 $ 125,000
Tolland County Connecticut 2 $ 240,000 $ 120,000 $ 117,000
Highlands County Florida 2 $ 370,000 $ 185,000 $ 54,000
Indian River County Florida 2 $ 730,000 $ 365,000 $ 0
Manatee County Florida 2 $ 720,000 $ 360,000 $ 0
Marion County Florida 2 $ 230,000 $ 115,000 $ 0
Okaloosa County Florida 2 $ 550,000 $ 275,000 $ 110,000
Santa Rosa County Florida 2 $ 570,000 $ 285,000 $ 0
Seminole County Florida 2 $ 420,000 $ 210,000 $ 0
St. Johns County Florida 2 $ 790,000 $ 395,000 $ 0
Butts County Georgia 2 $ 360,000 $ 180,000 $ 0
Coweta County Georgia 2 $ 450,000 $ 225,000 $ 0
Oconee County Georgia 2 $ 550,000 $ 275,000 $ 71,000
Paulding County Georgia 2 $ 480,000 $ 240,000 $ 0
Ada County Idaho 2 $ 510,000 $ 255,000 $ 0
DuPage County Illinois 2 $ 730,000 $ 365,000 $ 0
Kendall County Illinois 2 $ 610,000 $ 305,000 $ 0
McHenry County Illinois 2 $ 1,010,000 $ 505,000 $ 0
Tazewell County Illinois 2 $ 220,000 $ 110,000 $ 69,000
Allen County Indiana 2 $ 270,000 $ 135,000 $ 0
Vanderburgh County Indiana 2 $ 240,000 $ 120,000 $ 0
Polk County Iowa 2 $ 390,000 $ 195,000 $ 0
Sedgwick County Kansas 2 $ 470,000 $ 235,000 $ 0
Fayette County Kentucky 2 $ 450,000 $ 225,000 $ 113,000
Hardin County Kentucky 2 $ 240,000 $ 120,000 $ 0
Oldham County Kentucky 2 $ 430,000 $ 215,000 $ 0
Caddo County Louisiana 2 $ 500,000 $ 250,000 $ 193,000
Lafayette County Louisiana 2 $ 260,000 $ 130,000 $ 0
St. Tammany County Louisiana 2 $ 410,000 $ 205,000 $ 216,000
Baltimore City County Maryland 2 $ 680,000 $ 340,000 $ 129,000
Frederick County Maryland 2 $ 490,000 $ 245,000 $ 0
Harford County Maryland 2 $ 770,000 $ 385,000 $ 0
Hampshire County Massachusetts 2 $ 710,000 $ 355,000 $ 0
Norfolk County Massachusetts 2 $ 830,000 $ 415,000 $ 0
Suffolk County Massachusetts 2 $ 750,000 $ 375,000 $ 0
Genesee County Michigan 2 $ 410,000 $ 205,000 $ 0
Lenawee County Michigan 2 $ 420,000 $ 210,000 $ 0
Ottawa County Michigan 2 $ 310,000 $ 155,000 $ 0
Dakota County Minnesota 2 $ 400,000 $ 200,000 $ 0
DeSoto County Mississippi 2 $ 300,000 $ 150,000 $ 104,000
St. Louis County Missouri 2 $ 700,000 $ 350,000 $ 0
Rockingham County New Hampshire 2 $ 680,000 $ 340,000 $ 157,000
Hunterdon County New Jersey 2 $ 570,000 $ 285,000 $ 0
Sussex County New Jersey 2 $ 560,000 $ 280,000 $ 0
Union County New Jersey 2 $ 500,000 $ 250,000 $ 63,000
Carteret County North Carolina 2 $ 470,000 $ 235,000 $ 0
Orange County North Carolina 2 $ 630,000 $ 315,000 $ 0
Erie County Ohio 2 $ 450,000 $ 225,000 $ 0
Lawrence County Ohio 2 $ 440,000 $ 220,000 $ 0
Lorain County Ohio 2 $ 350,000 $ 175,000 $ 0
Lucas County Ohio 2 $ 1,140,000 $ 570,000 $ 0
Medina County Ohio 2 $ 540,000 $ 270,000 $ 0
Montgomery County Ohio 2 $ 260,000 $ 130,000 $ 0
Pickaway County Ohio 2 $ 520,000 $ 260,000 $ 140,000
McIntosh County Oklahoma 2 $ 80,000 $ 40,000 $ 0
Oklahoma County Oklahoma 2 $ 530,000 $ 265,000 $ 0
Jackson County Oregon 2 $ 130,000 $ 65,000 $ 0
Linn County Oregon 2 $ 340,000 $ 170,000 $ 0
Marion County Oregon 2 $ 350,000 $ 175,000 $ 0
Beaver County Pennsylvania 2 $ 280,000 $ 140,000 $ 0
Centre County Pennsylvania 2 $ 480,000 $ 240,000 $ 126,000
Cumberland County Pennsylvania 2 $ 340,000 $ 170,000 $ 0
Delaware County Pennsylvania 2 $ 580,000 $ 290,000 $ 151,000
Lackawanna County Pennsylvania 2 $ 290,000 $ 145,000 $ 0
Lancaster County Pennsylvania 2 $ 330,000 $ 165,000 $ 0
Luzerne County Pennsylvania 2 $ 240,000 $ 120,000 $ 72,000
Monroe County Pennsylvania 2 $ 370,000 $ 185,000 $ 0
Northampton County Pennsylvania 2 $ 280,000 $ 140,000 $ 0
Schuylkill County Pennsylvania 2 $ 280,000 $ 140,000 $ 0
Aiken County South Carolina 2 $ 360,000 $ 180,000 $ 0
Beaufort County South Carolina 2 $ 780,000 $ 390,000 $ 0
Sumter County South Carolina 2 $ 390,000 $ 195,000 $ 123,000
Blount County Tennessee 2 $ 290,000 $ 145,000 $ 0
Knox County Tennessee 2 $ 530,000 $ 265,000 $ 0
Maury County Tennessee 2 $ 400,000 $ 200,000 $ 0
Wilson County Tennessee 2 $ 770,000 $ 385,000 $ 0
Davis County Utah 2 $ 830,000 $ 415,000 $ 0
Campbell County Virginia 2 $ 440,000 $ 220,000 $ 0
Caroline County Virginia 2 $ 530,000 $ 265,000 $ 0
Henrico County Virginia 2 $ 610,000 $ 305,000 $ 90,000
Isle of Wight County Virginia 2 $ 300,000 $ 150,000 $ 211,000
James City County Virginia 2 $ 690,000 $ 345,000 $ 0
Rockingham County Virginia 2 $ 480,000 $ 240,000 $ 0
Stafford County Virginia 2 $ 810,000 $ 405,000 $ 94,000
Franklin County Washington 2 $ 830,000 $ 415,000 $ 0
Skagit County Washington 2 $ 620,000 $ 310,000 $ 0
Yakima County Washington 2 $ 860,000 $ 430,000 $ 0
Cleburne County Alabama 1 $ 305,000 $ 305,000 $ 0
Covington County Alabama 1 $ 45,000 $ 45,000 $ 158,000
Cullman County Alabama 1 $ 325,000 $ 325,000 $ 0
Jefferson County Alabama 1 $ 135,000 $ 135,000 $ 0
Marengo County Alabama 1 $ 215,000 $ 215,000 $ 136,000
Montgomery County Alabama 1 $ 255,000 $ 255,000 $ 0
Morgan County Alabama 1 $ 245,000 $ 245,000 $ 0
Randolph County Alabama 1 $ 85,000 $ 85,000 $ 0
Russell County Alabama 1 $ 105,000 $ 105,000 $ 0
Tuscaloosa County Alabama 1 $ 75,000 $ 75,000 $ 0
Wilcox County Alabama 1 $ 175,000 $ 175,000 $ 0
Anchorage County Alaska 1 $ 185,000 $ 185,000 $ 117,000
Yavapai County Arizona 1 $ 365,000 $ 365,000 $ 0
Yuma County Arizona 1 $ 115,000 $ 115,000 $ 0
Baxter County Arkansas 1 $ 75,000 $ 75,000 $ 0
Benton County Arkansas 1 $ 115,000 $ 115,000 $ 0
Fulton County Arkansas 1 $ 25,000 $ 25,000 $ 0
Hempstead County Arkansas 1 $ 75,000 $ 75,000 $ 0
Lonoke County Arkansas 1 $ 295,000 $ 295,000 $ 167,000
Pulaski County Arkansas 1 $ 315,000 $ 315,000 $ 107,000
Sevier County Arkansas 1 $ 115,000 $ 115,000 $ 0
Butte County California 1 $ 105,000 $ 105,000 $ 0
Placer County California 1 $ 115,000 $ 115,000 $ 0
San Joaquin County California 1 $ 65,000 $ 65,000 $ 0
San Luis Obispo County California 1 $ 135,000 $ 135,000 $ 140,000
San Mateo County California 1 $ 115,000 $ 115,000 $ 0
Stanislaus County California 1 $ 275,000 $ 275,000 $ 131,000
Ventura County California 1 $ 55,000 $ 55,000 $ 0
Alamosa County Colorado 1 $ 295,000 $ 295,000 $ 256,000
Boulder County Colorado 1 $ 545,000 $ 545,000 $ 0
El Paso County Colorado 1 $ 545,000 $ 545,000 $ 0
Pueblo County Colorado 1 $ 255,000 $ 255,000 $ 0
Kent County Delaware 1 $ 45,000 $ 45,000 $ 0
Charlotte County Florida 1 $ 405,000 $ 405,000 $ 246,000
Citrus County Florida 1 $ 145,000 $ 145,000 $ 32,000
Clay County Florida 1 $ 215,000 $ 215,000 $ 0
Columbia County Florida 1 $ 65,000 $ 65,000 $ 0
DeSoto County Florida 1 $ 205,000 $ 205,000 $ 0
Escambia County Florida 1 $ 55,000 $ 55,000 $ 0
Hernando County Florida 1 $ 185,000 $ 185,000 $ 0
Lake County Florida 1 $ 455,000 $ 455,000 $ 0
Lee County Florida 1 $ 325,000 $ 325,000 $ 71,000
Leon County Florida 1 $ 105,000 $ 105,000 $ 0
Nassau County Florida 1 $ 205,000 $ 205,000 $ 0
Union County Florida 1 $ 195,000 $ 195,000 $ 0
Bulloch County Georgia 1 $ 85,000 $ 85,000 $ 0
Carroll County Georgia 1 $ 185,000 $ 185,000 $ 0
Chatham County Georgia 1 $ 335,000 $ 335,000 $ 0
Clarke County Georgia 1 $ 225,000 $ 225,000 $ 0
Columbia County Georgia 1 $ 115,000 $ 115,000 $ 84,000
Dawson County Georgia 1 $ 225,000 $ 225,000 $ 0
Effingham County Georgia 1 $ 275,000 $ 275,000 $ 0
Gilmer County Georgia 1 $ 275,000 $ 275,000 $ 0
Gordon County Georgia 1 $ 205,000 $ 205,000 $ 0
Greene County Georgia 1 $ 355,000 $ 355,000 $ 0
Houston County Georgia 1 $ 265,000 $ 265,000 $ 121,000
Jackson County Georgia 1 $ 285,000 $ 285,000 $ 0
Lee County Georgia 1 $ 225,000 $ 225,000 $ 0
Macon County Georgia 1 $ 215,000 $ 215,000 $ 0
Newton County Georgia 1 $ 185,000 $ 185,000 $ 0
Oglethorpe County Georgia 1 $ 115,000 $ 115,000 $ 0
Rockdale County Georgia 1 $ 225,000 $ 225,000 $ 97,000
Spalding County Georgia 1 $ 125,000 $ 125,000 $ 0
Greene County Illinois 1 $ 75,000 $ 75,000 $ 0
Knox County Illinois 1 $ 105,000 $ 105,000 $ 0
Madison County Illinois 1 $ 235,000 $ 235,000 $ 0
McLean County Illinois 1 $ 125,000 $ 125,000 $ 0
Rock Island County Illinois 1 $ 15,000 $ 15,000 $ 0
White County Illinois 1 $ 105,000 $ 105,000 $ 0
Winnebago County Illinois 1 $ 235,000 $ 235,000 $ 0
Clark County Indiana 1 $ 125,000 $ 125,000 $ 0
Delaware County Indiana 1 $ 95,000 $ 95,000 $ 0
Henry County Indiana 1 $ 155,000 $ 155,000 $ 0
Kosciusko County Indiana 1 $ 255,000 $ 255,000 $ 0
Morgan County Indiana 1 $ 285,000 $ 285,000 $ 0
Shelby County Indiana 1 $ 345,000 $ 345,000 $ 0
White County Indiana 1 $ 155,000 $ 155,000 $ 0
Clarke County Iowa 1 $ 105,000 $ 105,000 $ 0
Scott County Iowa 1 $ 285,000 $ 285,000 $ 0
Leavenworth County Kansas 1 $ 205,000 $ 205,000 $ 0
Wyandotte County Kansas 1 $ 25,000 $ 25,000 $ 0
Bracken County Kentucky 1 $ 165,000 $ 165,000 $ 0
Caldwell County Kentucky 1 $ 175,000 $ 175,000 $ 0
Campbell County Kentucky 1 $ 325,000 $ 325,000 $ 0
Clark County Kentucky 1 $ 245,000 $ 245,000 $ 0
Jefferson County Kentucky 1 $ 325,000 $ 325,000 $ 0
Johnson County Kentucky 1 $ 95,000 $ 95,000 $ 0
Laurel County Kentucky 1 $ 175,000 $ 175,000 $ 0
Pulaski County Kentucky 1 $ 125,000 $ 125,000 $ 0
Rockcastle County Kentucky 1 $ 185,000 $ 185,000 $ 0
Washington County Kentucky 1 $ 475,000 $ 475,000 $ 0
Acadia County Louisiana 1 $ 115,000 $ 115,000 $ 0
Ascension County Louisiana 1 $ 305,000 $ 305,000 $ 0
Bossier County Louisiana 1 $ 115,000 $ 115,000 $ 0
Cameron County Louisiana 1 $ 45,000 $ 45,000 $ 0
Evangeline County Louisiana 1 $ 185,000 $ 185,000 $ 0
Iberia County Louisiana 1 $ 195,000 $ 195,000 $ 0
Ouachita County Louisiana 1 $ 395,000 $ 395,000 $ 0
Pointe Coupee County Louisiana 1 $ 85,000 $ 85,000 $ 0
St. Charles County Louisiana 1 $ 195,000 $ 195,000 $ 0
St. John the Baptist County Louisiana 1 $ 175,000 $ 175,000 $ 0
Tangipahoa County Louisiana 1 $ 265,000 $ 265,000 $ 0
Washington County Louisiana 1 $ 175,000 $ 175,000 $ 0
Caroline County Maryland 1 $ 415,000 $ 415,000 $ 0
Cecil County Maryland 1 $ 205,000 $ 205,000 $ 0
Queen Anne's County Maryland 1 $ 195,000 $ 195,000 $ 315,000
Somerset County Maryland 1 $ 205,000 $ 205,000 $ 0
Washington County Maryland 1 $ 215,000 $ 215,000 $ 0
Wicomico County Maryland 1 $ 125,000 $ 125,000 $ 127,000
Bristol County Massachusetts 1 $ 445,000 $ 445,000 $ 0
Essex County Massachusetts 1 $ 325,000 $ 325,000 $ 0
Hampden County Massachusetts 1 $ 195,000 $ 195,000 $ 0
Allegan County Michigan 1 $ 125,000 $ 125,000 $ 0
Bay County Michigan 1 $ 105,000 $ 105,000 $ 0
Ingham County Michigan 1 $ 125,000 $ 125,000 $ 0
Kalamazoo County Michigan 1 $ 145,000 $ 145,000 $ 0
Lapeer County Michigan 1 $ 155,000 $ 155,000 $ 0
Monroe County Michigan 1 $ 165,000 $ 165,000 $ 0
Shiawassee County Michigan 1 $ 105,000 $ 105,000 $ 0
Washtenaw County Michigan 1 $ 265,000 $ 265,000 $ 0
Wexford County Michigan 1 $ 175,000 $ 175,000 $ 0
Becker County Minnesota 1 $ 55,000 $ 55,000 $ 0
Beltrami County Minnesota 1 $ 195,000 $ 195,000 $ 0
Cass County Minnesota 1 $ 205,000 $ 205,000 $ 0
Chisago County Minnesota 1 $ 205,000 $ 205,000 $ 0
Freeborn County Minnesota 1 $ 125,000 $ 125,000 $ 0
McLeod County Minnesota 1 $ 155,000 $ 155,000 $ 0
Olmsted County Minnesota 1 $ 165,000 $ 165,000 $ 0
Rice County Minnesota 1 $ 395,000 $ 395,000 $ 0
Scott County Minnesota 1 $ 305,000 $ 305,000 $ 0
Stearns County Minnesota 1 $ 115,000 $ 115,000 $ 0
Wright County Minnesota 1 $ 445,000 $ 445,000 $ 0
Hinds County Mississippi 1 $ 75,000 $ 75,000 $ 0
Leake County Mississippi 1 $ 75,000 $ 75,000 $ 0
Lowndes County Mississippi 1 $ 145,000 $ 145,000 $ 0
Winston County Mississippi 1 $ 25,000 $ 25,000 $ 0
Adair County Missouri 1 $ 145,000 $ 145,000 $ 0
Cape Girardeau County Missouri 1 $ 205,000 $ 205,000 $ 0
Cass County Missouri 1 $ 145,000 $ 145,000 $ 0
Clay County Missouri 1 $ 275,000 $ 275,000 $ 0
Jefferson County Missouri 1 $ 335,000 $ 335,000 $ 0
Lafayette County Missouri 1 $ 125,000 $ 125,000 $ 0
Marion County Missouri 1 $ 275,000 $ 275,000 $ 0
Platte County Missouri 1 $ 135,000 $ 135,000 $ 0
Saline County Missouri 1 $ 115,000 $ 115,000 $ 0
St. Clair County Missouri 1 $ 175,000 $ 175,000 $ 0
St. Louis City County Missouri 1 $ 215,000 $ 215,000 $ 0
Ste. Genevieve County Missouri 1 $ 125,000 $ 125,000 $ 0
Clark County Nevada 1 $ 215,000 $ 215,000 $ 87,000
Belknap County New Hampshire 1 $ 265,000 $ 265,000 $ 0
Hillsborough County New Hampshire 1 $ 515,000 $ 515,000 $ 0
Sullivan County New Hampshire 1 $ 25,000 $ 25,000 $ 165,000
Cape May County New Jersey 1 $ 155,000 $ 155,000 $ 0
Passaic County New Jersey 1 $ 505,000 $ 505,000 $ 0
Salem County New Jersey 1 $ 195,000 $ 195,000 $ 0
Chaves County New Mexico 1 $ 35,000 $ 35,000 $ 0
Dona Ana County New Mexico 1 $ 345,000 $ 345,000 $ 0
Queens County New York 1 $ 455,000 $ 455,000 $ 393,000
Burke County North Carolina 1 $ 195,000 $ 195,000 $ 0
Craven County North Carolina 1 $ 55,000 $ 55,000 $ 83,000
Davie County North Carolina 1 $ 375,000 $ 375,000 $ 0
Forsyth County North Carolina 1 $ 545,000 $ 545,000 $ 0
Henderson County North Carolina 1 $ 335,000 $ 335,000 $ 0
Hoke County North Carolina 1 $ 105,000 $ 105,000 $ 0
Onslow County North Carolina 1 $ 175,000 $ 175,000 $ 0
Pender County North Carolina 1 $ 515,000 $ 515,000 $ 0
Pitt County North Carolina 1 $ 195,000 $ 195,000 $ 0
Rowan County North Carolina 1 $ 485,000 $ 485,000 $ 0
Stanly County North Carolina 1 $ 255,000 $ 255,000 $ 0
Stokes County North Carolina 1 $ 175,000 $ 175,000 $ 0
Watauga County North Carolina 1 $ 955,000 $ 955,000 $ 0
Wayne County North Carolina 1 $ 65,000 $ 65,000 $ 0
Wilson County North Carolina 1 $ 205,000 $ 205,000 $ 0
Williams County North Dakota 1 $ 265,000 $ 265,000 $ 0
Butler County Ohio 1 $ 125,000 $ 125,000 $ 0
Champaign County Ohio 1 $ 155,000 $ 155,000 $ 0
Hancock County Ohio 1 $ 95,000 $ 95,000 $ 0
Hardin County Ohio 1 $ 155,000 $ 155,000 $ 0
Lake County Ohio 1 $ 165,000 $ 165,000 $ 0
Miami County Ohio 1 $ 305,000 $ 305,000 $ 0
Morrow County Ohio 1 $ 245,000 $ 245,000 $ 0
Muskingum County Ohio 1 $ 115,000 $ 115,000 $ 0
Richland County Ohio 1 $ 95,000 $ 95,000 $ 0
Sandusky County Ohio 1 $ 105,000 $ 105,000 $ 0
Trumbull County Ohio 1 $ 185,000 $ 185,000 $ 0
Wood County Ohio 1 $ 135,000 $ 135,000 $ 0
Cherokee County Oklahoma 1 $ 55,000 $ 55,000 $ 0
Cleveland County Oklahoma 1 $ 315,000 $ 315,000 $ 0
Garfield County Oklahoma 1 $ 155,000 $ 155,000 $ 0
Grady County Oklahoma 1 $ 65,000 $ 65,000 $ 0
Mayes County Oklahoma 1 $ 45,000 $ 45,000 $ 0
Osage County Oklahoma 1 $ 85,000 $ 85,000 $ 0
Pottawatomie County Oklahoma 1 $ 95,000 $ 95,000 $ 0
Wagoner County Oklahoma 1 $ 165,000 $ 165,000 $ 0
Crook County Oregon 1 $ 135,000 $ 135,000 $ 0
Deschutes County Oregon 1 $ 275,000 $ 275,000 $ 0
Tillamook County Oregon 1 $ 125,000 $ 125,000 $ 0
Bedford County Pennsylvania 1 $ 85,000 $ 85,000 $ 184,000
Berks County Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Blair County Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Butler County Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Crawford County Pennsylvania 1 $ 215,000 $ 215,000 $ 0
Franklin County Pennsylvania 1 $ 255,000 $ 255,000 $ 0
Lebanon County Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Northumberland County Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Union County Pennsylvania 1 $ 195,000 $ 195,000 $ 31,000
Wayne County Pennsylvania 1 $ 45,000 $ 45,000 $ 48,000
Westmoreland County Pennsylvania 1 $ 125,000 $ 125,000 $ 0
York County Pennsylvania 1 $ 145,000 $ 145,000 $ 0
Providence County Rhode Island 1 $ 235,000 $ 235,000 $ 134,000
Dorchester County South Carolina 1 $ 285,000 $ 285,000 $ 0
Florence County South Carolina 1 $ 165,000 $ 165,000 $ 0
Lancaster County South Carolina 1 $ 305,000 $ 305,000 $ 0
Newberry County South Carolina 1 $ 135,000 $ 135,000 $ 0
Oconee County South Carolina 1 $ 125,000 $ 125,000 $ 0
Pickens County South Carolina 1 $ 305,000 $ 305,000 $ 0
Hughes County South Dakota 1 $ 105,000 $ 105,000 $ 53,000
Anderson County Tennessee 1 $ 165,000 $ 165,000 $ 0
Cannon County Tennessee 1 $ 85,000 $ 85,000 $ 0
Grundy County Tennessee 1 $ 175,000 $ 175,000 $ 0
Hamilton County Tennessee 1 $ 115,000 $ 115,000 $ 0
Henderson County Tennessee 1 $ 55,000 $ 55,000 $ 0
Marion County Tennessee 1 $ 255,000 $ 255,000 $ 0
McMinn County Tennessee 1 $ 125,000 $ 125,000 $ 0
McNairy County Tennessee 1 $ 105,000 $ 105,000 $ 0
Monroe County Tennessee 1 $ 185,000 $ 185,000 $ 0
Montgomery County Tennessee 1 $ 355,000 $ 355,000 $ 0
Overton County Tennessee 1 $ 75,000 $ 75,000 $ 0
Rutherford County Tennessee 1 $ 285,000 $ 285,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,106 $306,330,000 $276,000 $1,725,000 $132,000 $585,000
Home Purchase 258 $67,810,000 $262,000 $1,395,000 $168,000 $1,541,000
Cash-out Refinancing 236 $54,620,000 $231,000 $1,505,000 $140,000 $620,000
Home Improvement 8 $1,800,000 $225,000 $505,000 $131,000 $294,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,212 $332,580,000 $274,000 $1,725,000 $0 $0
White 138 $33,520,000 $242,000 $1,505,000 $148,000 $393,000
Not Provided 107 $29,585,000 $276,000 $795,000 $139,000 $585,000
Black or African American 107 $22,385,000 $209,000 $625,000 $119,000 $620,000
Hispanic 23 $7,585,000 $329,000 $1,005,000 $191,000 $1,541,000
Asian 18 $4,570,000 $253,000 $845,000 $140,000 $393,000
American Indian or Alaskan Native 2 $250,000 $125,000 $195,000 $110,000 $123,000
Native Hawaiian or Other Pacific Islander 1 $85,000 $85,000 $85,000 $119,000 $119,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,598 $427,940,000 $267,000 $1,725,000 $141,000 $1,541,000
VA-guaranteed (Veterans Administration) 9 $2,325,000 $258,000 $485,000 $79,000 $143,000
FHA-insured (Federal Housing Administration) 1 $295,000 $295,000 $295,000 $93,000 $93,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,212 $332,580,000 $274,000 $1,725,000 $0 $0
Loan Originated 263 $62,135,000 $236,000 $1,505,000 $136,000 $620,000
Application Withdrawn By Applicant 91 $26,255,000 $288,000 $1,005,000 $150,000 $1,541,000
File Closed For Incompleteness 31 $7,395,000 $238,000 $605,000 $143,000 $563,000
Application Denied By Financial Institution 9 $1,965,000 $218,000 $445,000 $116,000 $196,000
Application Approved But Not Accepted 2 $230,000 $115,000 $195,000 $222,000 $279,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,599 $428,595,000 $268,000 $1,725,000 $140,000 $1,541,000
Collateral 5 $1,235,000 $247,000 $445,000 $126,000 $196,000
Credit History 2 $370,000 $185,000 $295,000 $114,000 $125,000
Debt-To-Income Ratio 1 $75,000 $75,000 $75,000 $103,000 $103,000
Other 1 $285,000 $285,000 $285,000 $84,000 $84,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Andrews Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

Download the Maryland Lender List