Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2021
In 2021, Andrews Federal Credit Union of Suitland, MD reported 1,608 mortgage applications totaling $430.6 million, down 16% from 2020. The average application was for $267,761, and applicants reported an average income of $138,945. 16% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (210), Atlanta-Sandy Springs-Roswell, GA (67) and Phoenix-Mesa-Scottsdale, AZ (46) (applications in parentheses).
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,608 |
| Total Mortgage Loan Application Amount | $430,560,000 |
| Average Mortgage Loan Application Amount | $267,761 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $138,945 |
| Highest Applicant Income | $1,541,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 210 | $ 64,840,000 | $ 308,761 | $ 141,585 |
| Outside any metro area | 118 | $ 21,790,000 | $ 184,661 | $ 136,810 |
| Atlanta-Sandy Springs-Roswell, GA | 67 | $ 18,725,000 | $ 279,477 | $ 102,000 |
| Phoenix-Mesa-Scottsdale, AZ | 46 | $ 13,480,000 | $ 293,043 | $ 74,000 |
| Columbus, OH | 40 | $ 10,490,000 | $ 262,250 | $ 141,000 |
| Baltimore-Columbia-Towson, MD | 38 | $ 13,870,000 | $ 365,000 | $ 148,000 |
| Charlotte-Concord-Gastonia, NC-SC | 37 | $ 12,775,000 | $ 345,270 | $ 139,648 |
| Camden, NJ | 35 | $ 7,125,000 | $ 203,571 | $ 124,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 30 | $ 7,060,000 | $ 235,333 | $ 62,000 |
| Washington-Baltimore-Arlington, DC | 27 | $ 10,285,000 | $ 380,925 | $ 187,000 |
| Chicago-Naperville, IL | 23 | $ 9,185,000 | $ 399,347 | $ 257,000 |
| New York-Newark, NY | 23 | $ 6,325,000 | $ 275,000 | $ 198,000 |
| Raleigh, NC | 22 | $ 7,540,000 | $ 342,727 | $ 117,000 |
| Denver-Aurora-Lakewood, CO | 21 | $ 7,825,000 | $ 372,619 | $ 103,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 21 | $ 5,645,000 | $ 268,809 | $ 98,000 |
| Tampa-St. Petersburg-Clearwater, FL | 20 | $ 5,590,000 | $ 279,500 | $ 113,000 |
| Cleveland-Elyria, OH | 19 | $ 4,185,000 | $ 220,263 | $ 95,000 |
| Montgomery County-Bucks County-Chester County, PA | 18 | $ 5,090,000 | $ 282,777 | $ 202,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 5,320,000 | $ 295,555 | $ 106,000 |
| Cincinnati, OH-KY-IN | 17 | $ 4,805,000 | $ 282,647 | $ 231,000 |
| Charleston-North Charleston, SC | 16 | $ 6,780,000 | $ 423,750 | $ 107,000 |
| Newark, NJ-PA | 16 | $ 5,490,000 | $ 343,125 | $ 63,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 16 | $ 4,130,000 | $ 258,125 | $ 141,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 15 | $ 6,175,000 | $ 411,666 | $ 153,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 3,740,000 | $ 267,142 | $ 175,000 |
| Indianapolis-Carmel-Anderson, IN | 14 | $ 3,990,000 | $ 285,000 | $ 125,000 |
| Durham-Chapel Hill, NC | 12 | $ 4,480,000 | $ 373,333 | $ 170,000 |
| Kansas City, MO-KS | 12 | $ 2,840,000 | $ 236,666 | $ 0 |
| Akron, OH | 11 | $ 1,845,000 | $ 167,727 | $ 96,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 1,945,000 | $ 176,818 | $ 186,000 |
| Richmond, VA | 11 | $ 3,255,000 | $ 295,909 | $ 134,000 |
| Salisbury, MD-DE | 11 | $ 3,725,000 | $ 338,636 | $ 111,727 |
| St. Louis, MO-IL | 11 | $ 3,275,000 | $ 297,727 | $ 185,000 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 1,695,000 | $ 154,090 | $ 0 |
| Huntsville, AL | 10 | $ 1,840,000 | $ 184,000 | $ 0 |
| Jacksonville, FL | 10 | $ 2,680,000 | $ 268,000 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 10 | $ 2,520,000 | $ 252,000 | $ 117,000 |
| Baton Rouge, LA | 9 | $ 1,465,000 | $ 162,777 | $ 0 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,385,000 | $ 153,888 | $ 196,000 |
| Pittsburgh, PA | 9 | $ 1,695,000 | $ 188,333 | $ 153,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 895,000 | $ 99,444 | $ 0 |
| Salt Lake City, UT | 9 | $ 3,035,000 | $ 337,222 | $ 0 |
| Wilmington, DE-MD-NJ | 9 | $ 1,825,000 | $ 202,777 | $ 115,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,450,000 | $ 181,250 | $ 117,000 |
| Lakeland-Winter Haven, FL | 8 | $ 1,840,000 | $ 230,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 2,560,000 | $ 320,000 | $ 123,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 2,040,000 | $ 255,000 | $ 77,000 |
| New York-Jersey City-White Plains, NY-NJ | 8 | $ 3,300,000 | $ 412,500 | $ 119,125 |
| Oklahoma City, OK | 8 | $ 1,320,000 | $ 165,000 | $ 0 |
| Boston, MA | 7 | $ 2,615,000 | $ 373,571 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 1,405,000 | $ 200,714 | $ 0 |
| Louisville/Jefferson County, KY-IN | 7 | $ 2,085,000 | $ 297,857 | $ 0 |
| New Orleans-Metairie, LA | 7 | $ 1,185,000 | $ 169,285 | $ 216,000 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 2,005,000 | $ 286,428 | $ 0 |
| Seattle-Bellevue-Everett, WA | 7 | $ 3,045,000 | $ 435,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 2,540,000 | $ 423,333 | $ 0 |
| Harrisburg-Carlisle, PA | 6 | $ 1,020,000 | $ 170,000 | $ 0 |
| Memphis, TN-MS-AR | 6 | $ 1,250,000 | $ 208,333 | $ 104,000 |
| Mobile, AL | 6 | $ 1,460,000 | $ 243,333 | $ 253,000 |
| Philadelphia, PA | 6 | $ 1,630,000 | $ 271,666 | $ 113,000 |
| Port St. Lucie, FL | 6 | $ 1,320,000 | $ 220,000 | $ 0 |
| San Diego-Carlsbad, CA | 6 | $ 1,470,000 | $ 245,000 | $ 188,000 |
| Tucson, AZ | 6 | $ 1,150,000 | $ 191,666 | $ 0 |
| Tulsa, OK | 6 | $ 1,380,000 | $ 230,000 | $ 0 |
| Winston-Salem, NC | 6 | $ 1,720,000 | $ 286,666 | $ 0 |
| Worcester, MA-CT | 6 | $ 1,540,000 | $ 256,666 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,380,000 | $ 230,000 | $ 0 |
| Asheville, NC | 5 | $ 1,765,000 | $ 353,000 | $ 0 |
| Dallas-Plano-Irving, TX | 5 | $ 2,325,000 | $ 465,000 | $ 230,000 |
| Fayetteville, NC | 5 | $ 625,000 | $ 125,000 | $ 53,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,075,000 | $ 215,000 | $ 0 |
| Kennewick-Richland, WA | 5 | $ 1,995,000 | $ 399,000 | $ 0 |
| Knoxville, TN | 5 | $ 985,000 | $ 197,000 | $ 0 |
| Norwich-New London, CT | 5 | $ 965,000 | $ 193,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 565,000 | $ 113,000 | $ 0 |
| Spartanburg, SC | 5 | $ 1,385,000 | $ 277,000 | $ 0 |
| Winchester, VA-WV | 5 | $ 1,405,000 | $ 281,000 | $ 147,000 |
| Athens-Clarke County, GA | 4 | $ 890,000 | $ 222,500 | $ 71,000 |
| Birmingham-Hoover, AL | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 4 | $ 1,490,000 | $ 372,500 | $ 0 |
| Canton-Massillon, OH | 4 | $ 530,000 | $ 132,500 | $ 84,000 |
| Columbia, SC | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Gary, IN | 4 | $ 810,000 | $ 202,500 | $ 0 |
| Grand Junction, CO | 4 | $ 1,100,000 | $ 275,000 | $ 0 |
| Greensboro-High Point, NC | 4 | $ 850,000 | $ 212,500 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 670,000 | $ 167,500 | $ 0 |
| Lafayette, LA | 4 | $ 570,000 | $ 142,500 | $ 0 |
| Lake County-Kenosha County, IL-WI | 4 | $ 970,000 | $ 242,500 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 1,170,000 | $ 292,500 | $ 386,000 |
| Lynchburg, VA | 4 | $ 830,000 | $ 207,500 | $ 0 |
| New Haven-Milford, CT | 4 | $ 870,000 | $ 217,500 | $ 0 |
| Olympia-Tumwater, WA | 4 | $ 700,000 | $ 175,000 | $ 94,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 500,000 | $ 125,000 | $ 111,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 530,000 | $ 132,500 | $ 72,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,800,000 | $ 450,000 | $ 0 |
| Wilmington, NC | 4 | $ 2,390,000 | $ 597,500 | $ 0 |
| Augusta-Richmond County, GA-SC | 3 | $ 475,000 | $ 158,333 | $ 84,000 |
| California-Lexington Park, MD | 3 | $ 885,000 | $ 295,000 | $ 147,000 |
| Chattanooga, TN-GA | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Eugene, OR | 3 | $ 845,000 | $ 281,666 | $ 0 |
| Gainesville, GA | 3 | $ 965,000 | $ 321,666 | $ 129,000 |
| Lexington-Fayette, KY | 3 | $ 695,000 | $ 231,666 | $ 113,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Ogden-Clearfield, UT | 3 | $ 1,145,000 | $ 381,666 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Provo-Orem, UT | 3 | $ 935,000 | $ 311,666 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Shreveport-Bossier City, LA | 3 | $ 615,000 | $ 205,000 | $ 193,000 |
| Springfield, MA | 3 | $ 905,000 | $ 301,666 | $ 0 |
| Toledo, OH | 3 | $ 1,275,000 | $ 425,000 | $ 0 |
| Trenton, NJ | 3 | $ 475,000 | $ 158,333 | $ 84,000 |
| Albany, OR | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Bakersfield, CA | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Boise City, ID | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Charlottesville, VA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 550,000 | $ 275,000 | $ 110,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Des Moines-West Des Moines, IA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| East Stroudsburg, PA | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Elgin, IL | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Evansville, IN-KY | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Flint, MI | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Fort Collins, CO | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Fresno, CA | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Greeley, CO | 2 | $ 530,000 | $ 265,000 | $ 125,000 |
| Harrisonburg, VA | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Lancaster, PA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 610,000 | $ 305,000 | $ 137,000 |
| Medford, OR | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Ocala, FL | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Peoria, IL | 2 | $ 220,000 | $ 110,000 | $ 69,000 |
| Providence-Warwick, RI-MA | 2 | $ 680,000 | $ 340,000 | $ 134,000 |
| Redding, CA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Rockingham County-Strafford County, NH | 2 | $ 680,000 | $ 340,000 | $ 157,000 |
| Salem, OR | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 2 | $ 480,000 | $ 240,000 | $ 144,000 |
| Savannah, GA | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Sebastian-Vero Beach, FL | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Sebring, FL | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| State College, PA | 2 | $ 480,000 | $ 240,000 | $ 126,000 |
| Sumter, SC | 2 | $ 390,000 | $ 195,000 | $ 123,000 |
| Wichita, KS | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Yakima, WA | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Albany, GA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Altoona, PA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Anchorage, AK | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Ann Arbor, MI | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Appleton, WI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bay City, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bellingham, WA | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Bend-Redmond, OR | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bloomington, IL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Boulder, CO | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Cape Girardeau, MO-IL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Chico, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Decatur, AL | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Dover, DE | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Eau Claire, WI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Enid, OK | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Florence, SC | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Fort Worth-Arlington, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Goldsboro, NC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Greenville, NC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hammond, LA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Jackson, MS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jacksonville, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lake Charles, LA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Las Cruces, NM | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Lebanon, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Logan, UT-ID | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Longview, WA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lubbock, TX | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Manchester-Nashua, NH | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Mansfield, OH | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Modesto, CA | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Monroe, LA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Monroe, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montgomery, AL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Muncie, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| New Bern, NC | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Ocean City, NJ | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Pueblo, CO | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 405,000 | $ 405,000 | $ 246,000 |
| Reading, PA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Rochester, MN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Rockford, IL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| St. Cloud, MN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tacoma-Lakewood, WA | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Tallahassee, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Warner Robins, GA | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| York-Hanover, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Yuma, AZ | 1 | $ 115,000 | $ 115,000 | $ 0 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,106 | $306,330,000 | $276,000 | $1,725,000 | $132,000 | $585,000 |
| Home Purchase | 258 | $67,810,000 | $262,000 | $1,395,000 | $168,000 | $1,541,000 |
| Cash-out Refinancing | 236 | $54,620,000 | $231,000 | $1,505,000 | $140,000 | $620,000 |
| Home Improvement | 8 | $1,800,000 | $225,000 | $505,000 | $131,000 | $294,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,212 | $332,580,000 | $274,000 | $1,725,000 | $0 | $0 |
| White | 138 | $33,520,000 | $242,000 | $1,505,000 | $148,000 | $393,000 |
| Not Provided | 107 | $29,585,000 | $276,000 | $795,000 | $139,000 | $585,000 |
| Black or African American | 107 | $22,385,000 | $209,000 | $625,000 | $119,000 | $620,000 |
| Hispanic | 23 | $7,585,000 | $329,000 | $1,005,000 | $191,000 | $1,541,000 |
| Asian | 18 | $4,570,000 | $253,000 | $845,000 | $140,000 | $393,000 |
| American Indian or Alaskan Native | 2 | $250,000 | $125,000 | $195,000 | $110,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $119,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,598 | $427,940,000 | $267,000 | $1,725,000 | $141,000 | $1,541,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,325,000 | $258,000 | $485,000 | $79,000 | $143,000 |
| FHA-insured (Federal Housing Administration) | 1 | $295,000 | $295,000 | $295,000 | $93,000 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,212 | $332,580,000 | $274,000 | $1,725,000 | $0 | $0 |
| Loan Originated | 263 | $62,135,000 | $236,000 | $1,505,000 | $136,000 | $620,000 |
| Application Withdrawn By Applicant | 91 | $26,255,000 | $288,000 | $1,005,000 | $150,000 | $1,541,000 |
| File Closed For Incompleteness | 31 | $7,395,000 | $238,000 | $605,000 | $143,000 | $563,000 |
| Application Denied By Financial Institution | 9 | $1,965,000 | $218,000 | $445,000 | $116,000 | $196,000 |
| Application Approved But Not Accepted | 2 | $230,000 | $115,000 | $195,000 | $222,000 | $279,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,599 | $428,595,000 | $268,000 | $1,725,000 | $140,000 | $1,541,000 |
| Collateral | 5 | $1,235,000 | $247,000 | $445,000 | $126,000 | $196,000 |
| Credit History | 2 | $370,000 | $185,000 | $295,000 | $114,000 | $125,000 |
| Debt-To-Income Ratio | 1 | $75,000 | $75,000 | $75,000 | $103,000 | $103,000 |
| Other | 1 | $285,000 | $285,000 | $285,000 | $84,000 | $84,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About