Angel Oak Home Loans LLC Mortgage Lending & HMDA Data, 2022

In 2022, Angel Oak Home Loans LLC of Atlanta, GA reported 10,327 mortgage applications totaling $3.9 billion, down 16% from 2021. The average application was for $379,891, and applicants reported an average income of $182,565. 49% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (989), Wilmington, NC (400) and Dallas-Plano-Irving, TX (311) (applications in parentheses).

Mortgage Company & Address Angel Oak Home Loans LLC
3600 Peachtree Road Nw, Suite 500
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 10,327
Total Mortgage Loan Application Amount $3,923,135,000
Average Mortgage Loan Application Amount $379,891
Highest Mortgage Loan Application Amount $5,545,000
Average Applicant Income $182,565
Highest Applicant Income $8,527,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Angel Oak Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Angel Oak Home Loans LLC by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 344 $ 193,300,000 $ 561,918 $ 272,000
New Hanover, North Carolina 298 $ 94,890,000 $ 318,422 $ 131,000
Onslow, North Carolina 243 $ 59,485,000 $ 244,794 $ 90,000
Brevard, Florida 187 $ 63,895,000 $ 341,684 $ 188,000
Brunswick, North Carolina 180 $ 58,050,000 $ 322,500 $ 111,000
Bexar, Texas 180 $ 52,740,000 $ 293,000 $ 126,000
Travis, Texas 164 $ 102,080,000 $ 622,439 $ 267,000
Harris, Texas 162 $ 64,440,000 $ 397,777 $ 275,000
Collin, Texas 143 $ 63,385,000 $ 443,251 $ 162,000
DeKalb, Georgia 135 $ 62,475,000 $ 462,777 $ 178,000
Riverside, California 122 $ 62,770,000 $ 514,508 $ 310,000
Los Angeles, California 119 $ 108,395,000 $ 910,882 $ 392,000
Cobb, Georgia 117 $ 49,255,000 $ 420,982 $ 177,000
Lowndes, Georgia 112 $ 27,070,000 $ 241,696 $ 116,000
Wake, North Carolina 112 $ 43,930,000 $ 392,232 $ 207,000
St. Tammany, Louisiana 107 $ 37,255,000 $ 348,177 $ 186,000
Pender, North Carolina 102 $ 31,360,000 $ 307,450 $ 113,000
Chatham, Georgia 94 $ 29,690,000 $ 315,851 $ 139,000
Dona Ana, New Mexico 94 $ 24,250,000 $ 257,978 $ 99,000
Lincoln, Mississippi 92 $ 16,690,000 $ 181,413 $ 76,000
Gwinnett, Georgia 85 $ 30,195,000 $ 355,235 $ 148,000
Ventura, California 84 $ 49,920,000 $ 594,285 $ 181,000
Adams, Mississippi 84 $ 13,700,000 $ 163,095 $ 75,000
Forsyth, Georgia 83 $ 42,245,000 $ 508,975 $ 186,000
Williamson, Texas 80 $ 33,930,000 $ 424,125 $ 167,000
El Paso, Texas 78 $ 20,020,000 $ 256,666 $ 99,000
Tift, Georgia 74 $ 17,230,000 $ 232,837 $ 92,000
Broward, Florida 68 $ 32,700,000 $ 480,882 $ 220,000
Pitt, North Carolina 68 $ 13,250,000 $ 194,852 $ 105,000
Dallas, Texas 67 $ 27,625,000 $ 412,313 $ 214,000
Hillsborough, Florida 66 $ 26,030,000 $ 394,393 $ 214,000
Mecklenburg, North Carolina 66 $ 24,600,000 $ 372,727 $ 179,000
Tarrant, Texas 65 $ 28,335,000 $ 435,923 $ 270,000
Maricopa, Arizona 64 $ 31,250,000 $ 488,281 $ 237,000
Palm Beach, Florida 64 $ 34,510,000 $ 539,218 $ 294,000
Orange, Florida 63 $ 24,465,000 $ 388,333 $ 160,000
Miami-Dade, Florida 59 $ 30,575,000 $ 518,220 $ 538,000
Lake, Florida 58 $ 25,330,000 $ 436,724 $ 139,000
Cook, Illinois 58 $ 16,630,000 $ 286,724 $ 143,000
Clark, Nevada 58 $ 26,860,000 $ 463,103 $ 260,000
Cherokee, Georgia 57 $ 20,565,000 $ 360,789 $ 142,000
Effingham, Georgia 54 $ 16,140,000 $ 298,888 $ 108,000
Charleston, South Carolina 54 $ 20,030,000 $ 370,925 $ 146,000
Denton, Texas 54 $ 28,930,000 $ 535,740 $ 209,000
Osceola, Florida 52 $ 21,290,000 $ 409,423 $ 190,000
Cuyahoga, Ohio 51 $ 9,515,000 $ 186,568 $ 71,000
Pinellas, Florida 49 $ 21,955,000 $ 448,061 $ 352,000
Grayson, Texas 48 $ 15,320,000 $ 319,166 $ 138,000
East Baton Rouge, Louisiana 46 $ 14,350,000 $ 311,956 $ 201,000
Orange, California 43 $ 54,835,000 $ 1,275,232 $ 638,000
San Bernardino, California 43 $ 16,135,000 $ 375,232 $ 222,000
Santa Cruz, California 41 $ 27,595,000 $ 673,048 $ 214,000
Wilson, North Carolina 41 $ 8,015,000 $ 195,487 $ 89,000
San Diego, California 40 $ 27,520,000 $ 688,000 $ 274,000
Orleans, Louisiana 39 $ 12,435,000 $ 318,846 $ 386,000
Horry, South Carolina 39 $ 9,805,000 $ 251,410 $ 71,000
Madison, Mississippi 38 $ 11,630,000 $ 306,052 $ 102,000
Richland, South Carolina 37 $ 9,215,000 $ 249,054 $ 123,000
Fort Bend, Texas 37 $ 17,125,000 $ 462,837 $ 203,000
Lee, Florida 35 $ 13,865,000 $ 396,142 $ 422,000
Concordia, Louisiana 35 $ 5,175,000 $ 147,857 $ 65,000
Pasco, Florida 34 $ 10,980,000 $ 322,941 $ 136,000
Durham, North Carolina 33 $ 9,895,000 $ 299,848 $ 114,000
Fayette, Georgia 32 $ 13,150,000 $ 410,937 $ 191,000
Cumberland, North Carolina 32 $ 5,590,000 $ 174,687 $ 103,000
Philadelphia, Pennsylvania 31 $ 8,625,000 $ 278,225 $ 10,000
Lexington, South Carolina 31 $ 9,145,000 $ 295,000 $ 103,000
Davidson, Tennessee 31 $ 10,735,000 $ 346,290 $ 154,000
Beaufort, South Carolina 30 $ 17,080,000 $ 569,333 $ 206,000
Volusia, Florida 29 $ 8,355,000 $ 288,103 $ 112,000
Dorchester, South Carolina 28 $ 8,060,000 $ 287,857 $ 84,000
Comal, Texas 28 $ 10,820,000 $ 386,428 $ 168,000
Hays, Texas 27 $ 12,545,000 $ 464,629 $ 195,000
Montgomery, Texas 27 $ 11,695,000 $ 433,148 $ 292,000
Walton, Florida 26 $ 18,090,000 $ 695,769 $ 311,000
Jefferson, Louisiana 26 $ 9,570,000 $ 368,076 $ 240,000
Bergen, New Jersey 26 $ 14,420,000 $ 554,615 $ 454,000
Berkeley, South Carolina 26 $ 8,470,000 $ 325,769 $ 102,000
Pierce, Washington 26 $ 12,500,000 $ 480,769 $ 158,000
Duval, Florida 25 $ 6,875,000 $ 275,000 $ 134,000
Salt Lake, Utah 25 $ 13,525,000 $ 541,000 $ 140,000
Fairfield, Connecticut 24 $ 14,070,000 $ 586,250 $ 274,000
Shelby, Tennessee 24 $ 6,800,000 $ 283,333 $ 177,000
Fairfax, Virginia 24 $ 18,270,000 $ 761,250 $ 675,000
Polk, Florida 23 $ 6,125,000 $ 266,304 $ 237,000
Wayne, Michigan 23 $ 6,845,000 $ 297,608 $ 320,000
Camden, New Jersey 23 $ 5,515,000 $ 239,782 $ 106,000
Rockwall, Texas 23 $ 8,845,000 $ 384,565 $ 119,000
Hall, Georgia 22 $ 10,690,000 $ 485,909 $ 178,000
Will, Illinois 22 $ 5,820,000 $ 264,545 $ 69,000
Lamar, Mississippi 22 $ 4,800,000 $ 218,181 $ 156,000
Craven, North Carolina 22 $ 3,980,000 $ 180,909 $ 70,000
Greenville, South Carolina 22 $ 7,430,000 $ 337,727 $ 316,000
Marion, Indiana 21 $ 4,275,000 $ 203,571 $ 43,000
Johnston, North Carolina 21 $ 8,575,000 $ 408,333 $ 124,000
Franklin, Ohio 21 $ 4,975,000 $ 236,904 $ 188,000
Lake, Ohio 21 $ 4,845,000 $ 230,714 $ 47,000
Sevier, Tennessee 21 $ 14,545,000 $ 692,619 $ 444,000
Parker, Texas 21 $ 9,065,000 $ 431,666 $ 137,000
Collier, Florida 20 $ 13,950,000 $ 697,500 $ 627,000
Prince George's, Maryland 20 $ 7,010,000 $ 350,500 $ 93,000
Copiah, Mississippi 20 $ 3,210,000 $ 160,500 $ 74,000
Ocean, New Jersey 20 $ 7,980,000 $ 399,000 $ 280,000
Alamance, North Carolina 20 $ 4,620,000 $ 231,000 $ 94,000
Moore, North Carolina 20 $ 6,550,000 $ 327,500 $ 125,000
Montgomery, Pennsylvania 20 $ 7,760,000 $ 388,000 $ 165,000
Galveston, Texas 20 $ 6,050,000 $ 302,500 $ 194,000
Barrow, Georgia 19 $ 6,235,000 $ 328,157 $ 125,000
Rankin, Mississippi 19 $ 4,685,000 $ 246,578 $ 63,000
Cabarrus, North Carolina 19 $ 6,805,000 $ 358,157 $ 120,000
Carteret, North Carolina 19 $ 5,875,000 $ 309,210 $ 155,000
Hamilton, Ohio 19 $ 3,395,000 $ 178,684 $ 221,000
Escambia, Florida 18 $ 4,820,000 $ 267,777 $ 135,000
Seminole, Florida 18 $ 5,730,000 $ 318,333 $ 134,000
St. Johns, Florida 18 $ 9,550,000 $ 530,555 $ 488,000
Bryan, Georgia 18 $ 5,140,000 $ 285,555 $ 111,000
Henry, Georgia 18 $ 6,300,000 $ 350,000 $ 117,000
DuPage, Illinois 18 $ 5,690,000 $ 316,111 $ 84,000
Jefferson, Kentucky 18 $ 3,970,000 $ 220,555 $ 44,000
Tangipahoa, Louisiana 18 $ 4,310,000 $ 239,444 $ 120,000
Montgomery, Maryland 18 $ 10,430,000 $ 579,444 $ 396,000
Pike, Mississippi 18 $ 4,270,000 $ 237,222 $ 87,000
Burlington, New Jersey 18 $ 5,290,000 $ 293,888 $ 137,000
Harnett, North Carolina 18 $ 4,020,000 $ 223,333 $ 62,000
Union, North Carolina 18 $ 8,590,000 $ 477,222 $ 245,000
Summit, Ohio 18 $ 3,930,000 $ 218,333 $ 114,000
Brazos, Texas 18 $ 4,150,000 $ 230,555 $ 69,000
King, Washington 18 $ 11,050,000 $ 613,888 $ 253,000
New Haven, Connecticut 17 $ 6,455,000 $ 379,705 $ 123,000
Clarke, Georgia 17 $ 4,865,000 $ 286,176 $ 62,000
Baltimore City, Maryland 17 $ 2,065,000 $ 121,470 $ 478,000
Nash, North Carolina 17 $ 4,205,000 $ 247,352 $ 102,000
Montgomery, Tennessee 17 $ 5,195,000 $ 305,588 $ 75,000
Bell, Texas 17 $ 4,305,000 $ 253,235 $ 85,000
Baldwin, Alabama 16 $ 5,490,000 $ 343,125 $ 301,000
Denver, Colorado 16 $ 8,790,000 $ 549,375 $ 114,000
St. Lucie, Florida 16 $ 6,440,000 $ 402,500 $ 158,000
Houston, Georgia 16 $ 3,010,000 $ 188,125 $ 63,000
Lake, Illinois 16 $ 5,990,000 $ 374,375 $ 393,000
Anne Arundel, Maryland 16 $ 7,040,000 $ 440,000 $ 226,000
Monmouth, New Jersey 16 $ 6,940,000 $ 433,750 $ 95,000
Allegheny, Pennsylvania 16 $ 5,030,000 $ 314,375 $ 127,000
Hidalgo, Texas 16 $ 3,760,000 $ 235,000 $ 62,000
Snohomish, Washington 16 $ 9,130,000 $ 570,625 $ 169,000
District of Columbia, District Of Columbia 15 $ 8,235,000 $ 549,000 $ 270,000
Manatee, Florida 15 $ 9,855,000 $ 657,000 $ 340,000
Carroll, Georgia 15 $ 4,135,000 $ 275,666 $ 144,000
Jackson, Georgia 15 $ 4,325,000 $ 288,333 $ 99,000
Gaston, North Carolina 15 $ 6,475,000 $ 431,666 $ 348,000
Delaware, Pennsylvania 15 $ 3,615,000 $ 241,000 $ 110,000
Monroe, Pennsylvania 15 $ 4,495,000 $ 299,666 $ 128,000
Providence, Rhode Island 15 $ 5,275,000 $ 351,666 $ 206,000
Williamson, Tennessee 15 $ 17,565,000 $ 1,171,000 $ 581,000
Prince William, Virginia 15 $ 6,795,000 $ 453,000 $ 103,000
Contra Costa, California 14 $ 13,100,000 $ 935,714 $ 229,000
Kern, California 14 $ 4,930,000 $ 352,142 $ 205,000
Adams, Colorado 14 $ 7,100,000 $ 507,142 $ 203,000
Arapahoe, Colorado 14 $ 5,630,000 $ 402,142 $ 238,000
Hartford, Connecticut 14 $ 3,850,000 $ 275,000 $ 94,000
New Castle, Delaware 14 $ 4,360,000 $ 311,428 $ 206,000
Harrison, Mississippi 14 $ 2,970,000 $ 212,142 $ 82,000
Essex, New Jersey 14 $ 5,640,000 $ 402,857 $ 151,000
Morris, New Jersey 14 $ 5,700,000 $ 407,142 $ 170,000
Buncombe, North Carolina 14 $ 4,820,000 $ 344,285 $ 115,000
Columbus, North Carolina 14 $ 3,360,000 $ 240,000 $ 113,000
Duplin, North Carolina 14 $ 3,270,000 $ 233,571 $ 97,000
Lehigh, Pennsylvania 14 $ 3,950,000 $ 282,142 $ 91,000
Northampton, Pennsylvania 14 $ 3,930,000 $ 280,714 $ 289,000
York, Pennsylvania 14 $ 4,400,000 $ 314,285 $ 189,000
Fresno, California 13 $ 4,215,000 $ 324,230 $ 57,000
Hennepin, Minnesota 13 $ 8,785,000 $ 675,769 $ 649,000
Hudson, New Jersey 13 $ 7,185,000 $ 552,692 $ 751,000
Multnomah, Oregon 13 $ 6,145,000 $ 472,692 $ 480,000
Bucks, Pennsylvania 13 $ 4,645,000 $ 357,307 $ 172,000
Utah, Utah 13 $ 8,425,000 $ 648,076 $ 367,000
Milwaukee, Wisconsin 13 $ 2,075,000 $ 159,615 $ 58,000
Alameda, California 12 $ 10,490,000 $ 874,166 $ 219,000
Santa Clara, California 12 $ 13,690,000 $ 1,140,833 $ 286,000
Hernando, Florida 12 $ 2,910,000 $ 242,500 $ 192,000
Sarasota, Florida 12 $ 5,300,000 $ 441,666 $ 506,000
Kane, Illinois 12 $ 3,080,000 $ 256,666 $ 46,000
Livingston, Louisiana 12 $ 3,380,000 $ 281,666 $ 178,000
Hillsborough, New Hampshire 12 $ 4,060,000 $ 338,333 $ 97,000
Passaic, New Jersey 12 $ 5,260,000 $ 438,333 $ 183,000
Union, New Jersey 12 $ 4,790,000 $ 399,166 $ 227,000
Lorain, Ohio 12 $ 2,790,000 $ 232,500 $ 78,000
Oklahoma, Oklahoma 12 $ 3,500,000 $ 291,666 $ 235,000
Jackson, Oregon 12 $ 4,950,000 $ 412,500 $ 79,000
York, South Carolina 12 $ 5,850,000 $ 487,500 $ 246,000
Guadalupe, Texas 12 $ 3,670,000 $ 305,833 $ 112,000
Kaufman, Texas 12 $ 4,100,000 $ 341,666 $ 120,000
Chesterfield, Virginia 12 $ 4,240,000 $ 353,333 $ 439,000
Virginia Beach, Virginia 12 $ 5,620,000 $ 468,333 $ 223,000
Kitsap, Washington 12 $ 5,720,000 $ 476,666 $ 25,000
Sacramento, California 11 $ 4,995,000 $ 454,090 $ 433,000
Solano, California 11 $ 4,935,000 $ 448,636 $ 124,000
El Paso, Colorado 11 $ 4,665,000 $ 424,090 $ 126,000
Indian River, Florida 11 $ 4,675,000 $ 425,000 $ 104,000
Marion, Florida 11 $ 3,635,000 $ 330,454 $ 109,000
Bulloch, Georgia 11 $ 2,465,000 $ 224,090 $ 150,000
Clayton, Georgia 11 $ 3,805,000 $ 345,909 $ 186,000
Coweta, Georgia 11 $ 3,605,000 $ 327,727 $ 106,000
Washington, Maryland 11 $ 3,285,000 $ 298,636 $ 151,000
Forrest, Mississippi 11 $ 2,045,000 $ 185,909 $ 82,000
Washoe, Nevada 11 $ 6,025,000 $ 547,727 $ 150,000
Gloucester, New Jersey 11 $ 4,235,000 $ 385,000 $ 219,000
Forsyth, North Carolina 11 $ 2,395,000 $ 217,727 $ 53,000
Franklin, North Carolina 11 $ 4,355,000 $ 395,909 $ 136,000
Guilford, North Carolina 11 $ 2,405,000 $ 218,636 $ 97,000
Orange, North Carolina 11 $ 3,805,000 $ 345,909 $ 117,000
Wayne, North Carolina 11 $ 2,205,000 $ 200,454 $ 94,000
Kendall, Texas 11 $ 5,435,000 $ 494,090 $ 240,000
Thurston, Washington 11 $ 5,355,000 $ 486,818 $ 101,000
Pueblo, Colorado 10 $ 2,680,000 $ 268,000 $ 181,000
Glynn, Georgia 10 $ 4,000,000 $ 400,000 $ 199,000
Newton, Georgia 10 $ 3,280,000 $ 328,000 $ 101,000
Paulding, Georgia 10 $ 3,490,000 $ 349,000 $ 100,000
Macomb, Michigan 10 $ 2,030,000 $ 203,000 $ 55,000
Dakota, Minnesota 10 $ 4,010,000 $ 401,000 $ 468,000
Hinds, Mississippi 10 $ 1,480,000 $ 148,000 $ 11,000
Beaufort, North Carolina 10 $ 3,240,000 $ 324,000 $ 146,000
Person, North Carolina 10 $ 2,450,000 $ 245,000 $ 151,000
Watauga, North Carolina 10 $ 3,380,000 $ 338,000 $ 168,000
Tulsa, Oklahoma 10 $ 2,840,000 $ 284,000 $ 74,000
Lane, Oregon 10 $ 3,890,000 $ 389,000 $ 100,000
Nueces, Texas 10 $ 2,170,000 $ 217,000 $ 134,000
Newport News, Virginia 10 $ 1,510,000 $ 151,000 $ 15,000
Rockingham, Virginia 10 $ 2,650,000 $ 265,000 $ 0
San Luis Obispo, California 9 $ 6,175,000 $ 686,111 $ 168,000
Charlotte, Florida 9 $ 3,585,000 $ 398,333 $ 125,000
Clay, Florida 9 $ 2,675,000 $ 297,222 $ 69,000
Flagler, Florida 9 $ 4,745,000 $ 527,222 $ 1,232,000
Martin, Florida 9 $ 3,085,000 $ 342,777 $ 238,000
Liberty, Georgia 9 $ 1,705,000 $ 189,444 $ 53,000
Charles, Maryland 9 $ 3,835,000 $ 426,111 $ 96,000
Oakland, Michigan 9 $ 2,605,000 $ 289,444 $ 315,000
Atlantic, New Jersey 9 $ 6,775,000 $ 752,777 $ 862,000
Medina, Ohio 9 $ 2,545,000 $ 282,777 $ 0
Berks, Pennsylvania 9 $ 2,695,000 $ 299,444 $ 709,000
Chester, Pennsylvania 9 $ 2,435,000 $ 270,555 $ 81,000
Knox, Tennessee 9 $ 3,475,000 $ 386,111 $ 195,000
Bastrop, Texas 9 $ 3,175,000 $ 352,777 $ 127,000
Jefferson, Alabama 8 $ 1,610,000 $ 201,250 $ 316,000
Pima, Arizona 8 $ 1,960,000 $ 245,000 $ 71,000
Pinal, Arizona 8 $ 2,820,000 $ 352,500 $ 116,000
Monterey, California 8 $ 3,850,000 $ 481,250 $ 76,000
Jefferson, Colorado 8 $ 3,380,000 $ 422,500 $ 446,000
Larimer, Colorado 8 $ 3,700,000 $ 462,500 $ 45,000
Okaloosa, Florida 8 $ 4,620,000 $ 577,500 $ 188,000
Santa Rosa, Florida 8 $ 5,670,000 $ 708,750 $ 112,000
Berrien, Georgia 8 $ 1,470,000 $ 183,750 $ 88,000
Lanier, Georgia 8 $ 1,880,000 $ 235,000 $ 61,000
McHenry, Illinois 8 $ 2,450,000 $ 306,250 $ 143,000
Johnson, Kansas 8 $ 3,440,000 $ 430,000 $ 371,000
Frederick, Maryland 8 $ 2,760,000 $ 345,000 $ 126,000
Kent, Michigan 8 $ 1,530,000 $ 191,250 $ 60,000
Carson City, Nevada 8 $ 3,580,000 $ 447,500 $ 152,000
Cape May, New Jersey 8 $ 5,520,000 $ 690,000 $ 331,000
Middlesex, New Jersey 8 $ 3,140,000 $ 392,500 $ 0
Bernalillo, New Mexico 8 $ 2,160,000 $ 270,000 $ 69,000
Dare, North Carolina 8 $ 6,010,000 $ 751,250 $ 751,000
Granville, North Carolina 8 $ 1,710,000 $ 213,750 $ 84,000
Iredell, North Carolina 8 $ 3,100,000 $ 387,500 $ 277,000
Lee, North Carolina 8 $ 1,800,000 $ 225,000 $ 92,000
Robeson, North Carolina 8 $ 1,430,000 $ 178,750 $ 44,000
Montgomery, Ohio 8 $ 1,240,000 $ 155,000 $ 54,000
Stark, Ohio 8 $ 2,210,000 $ 276,250 $ 307,000
Luzerne, Pennsylvania 8 $ 680,000 $ 85,000 $ 103,000
Burnet, Texas 8 $ 3,930,000 $ 491,250 $ 180,000
Ellis, Texas 8 $ 3,070,000 $ 383,750 $ 169,000
Johnson, Texas 8 $ 2,660,000 $ 332,500 $ 262,000
Shenandoah, Virginia 8 $ 2,110,000 $ 263,750 $ 0
Stafford, Virginia 8 $ 3,710,000 $ 463,750 $ 182,000
Clark, Washington 8 $ 4,420,000 $ 552,500 $ 683,000
Weld, Colorado 7 $ 2,555,000 $ 365,000 $ 48,000
Sussex, Delaware 7 $ 2,335,000 $ 333,571 $ 222,000
Bay, Florida 7 $ 3,705,000 $ 529,285 $ 269,000
Cook, Georgia 7 $ 1,605,000 $ 229,285 $ 73,000
Allen, Indiana 7 $ 1,475,000 $ 210,714 $ 3,000
Lake, Indiana 7 $ 2,645,000 $ 377,857 $ 104,000
Howard, Maryland 7 $ 5,835,000 $ 833,571 $ 508,000
Lawrence, Mississippi 7 $ 1,395,000 $ 199,285 $ 98,000
Marion, Mississippi 7 $ 1,125,000 $ 160,714 $ 97,000
Mercer, New Jersey 7 $ 2,335,000 $ 333,571 $ 60,000
Rutherford, Tennessee 7 $ 3,565,000 $ 509,285 $ 687,000
Brazoria, Texas 7 $ 2,185,000 $ 312,142 $ 159,000
McLennan, Texas 7 $ 1,855,000 $ 265,000 $ 87,000
Weber, Utah 7 $ 2,905,000 $ 415,000 $ 106,000
Fauquier, Virginia 7 $ 2,835,000 $ 405,000 $ 0
Loudoun, Virginia 7 $ 5,675,000 $ 810,714 $ 324,000
Mobile, Alabama 6 $ 1,470,000 $ 245,000 $ 141,000
Marin, California 6 $ 8,080,000 $ 1,346,666 $ 212,000
Merced, California 6 $ 2,210,000 $ 368,333 $ 139,000
San Francisco, California 6 $ 9,580,000 $ 1,596,666 $ 560,000
Citrus, Florida 6 $ 2,200,000 $ 366,666 $ 642,000
Bartow, Georgia 6 $ 1,910,000 $ 318,333 $ 287,000
Fannin, Georgia 6 $ 2,700,000 $ 450,000 $ 206,000
Richmond, Georgia 6 $ 860,000 $ 143,333 $ 94,000
Walton, Georgia 6 $ 2,250,000 $ 375,000 $ 98,000
Hamilton, Indiana 6 $ 3,830,000 $ 638,333 $ 593,000
Baltimore, Maryland 6 $ 1,220,000 $ 203,333 $ 109,000
Ramsey, Minnesota 6 $ 1,060,000 $ 176,666 $ 74,000
Amite, Mississippi 6 $ 1,240,000 $ 206,666 $ 113,000
Lafayette, Mississippi 6 $ 2,090,000 $ 348,333 $ 243,000
Butler, Ohio 6 $ 1,670,000 $ 278,333 $ 72,000
Delaware, Ohio 6 $ 2,120,000 $ 353,333 $ 220,000
Adams, Pennsylvania 6 $ 1,900,000 $ 316,666 $ 128,000
Franklin, Pennsylvania 6 $ 1,690,000 $ 281,666 $ 162,000
Aiken, South Carolina 6 $ 2,040,000 $ 340,000 $ 140,000
Anderson, South Carolina 6 $ 1,150,000 $ 191,666 $ 85,000
Georgetown, South Carolina 6 $ 1,890,000 $ 315,000 $ 132,000
Kershaw, South Carolina 6 $ 1,910,000 $ 318,333 $ 115,000
Oconee, South Carolina 6 $ 1,740,000 $ 290,000 $ 105,000
Midland, Texas 6 $ 1,590,000 $ 265,000 $ 181,000
Milam, Texas 6 $ 970,000 $ 161,666 $ 23,000
Randall, Texas 6 $ 1,610,000 $ 268,333 $ 84,000
Alexandria, Virginia 6 $ 3,110,000 $ 518,333 $ 352,000
Chesapeake, Virginia 6 $ 1,910,000 $ 318,333 $ 65,000
Frederick, Virginia 6 $ 1,900,000 $ 316,666 $ 0
Henrico, Virginia 6 $ 1,390,000 $ 231,666 $ 276,000
Lynchburg, Virginia 6 $ 1,130,000 $ 188,333 $ 0
Dane, Wisconsin 6 $ 2,110,000 $ 351,666 $ 65,000
Navajo, Arizona 5 $ 1,315,000 $ 263,000 $ 132,000
San Mateo, California 5 $ 8,025,000 $ 1,605,000 $ 519,000
Tulare, California 5 $ 1,425,000 $ 285,000 $ 38,000
San Miguel, Colorado 5 $ 5,565,000 $ 1,113,000 $ 45,000
Monroe, Florida 5 $ 5,015,000 $ 1,003,000 $ 864,000
Bibb, Georgia 5 $ 605,000 $ 121,000 $ 57,000
Columbia, Georgia 5 $ 2,955,000 $ 591,000 $ 194,000
Dawson, Georgia 5 $ 2,365,000 $ 473,000 $ 169,000
Douglas, Georgia 5 $ 1,655,000 $ 331,000 $ 143,000
Gilmer, Georgia 5 $ 2,755,000 $ 551,000 $ 365,000
Gordon, Georgia 5 $ 1,045,000 $ 209,000 $ 69,000
Habersham, Georgia 5 $ 1,305,000 $ 261,000 $ 167,000
Muscogee, Georgia 5 $ 1,085,000 $ 217,000 $ 181,000
Rabun, Georgia 5 $ 1,195,000 $ 239,000 $ 95,000
Thomas, Georgia 5 $ 1,515,000 $ 303,000 $ 53,000
Troup, Georgia 5 $ 1,055,000 $ 211,000 $ 72,000
White, Georgia 5 $ 1,905,000 $ 381,000 $ 178,000
Worth, Georgia 5 $ 1,025,000 $ 205,000 $ 83,000
Ada, Idaho 5 $ 2,715,000 $ 543,000 $ 338,000
St. Clair, Illinois 5 $ 1,445,000 $ 289,000 $ 109,000
Ascension, Louisiana 5 $ 2,035,000 $ 407,000 $ 120,000
Lafayette, Louisiana 5 $ 1,555,000 $ 311,000 $ 182,000
Calvert, Maryland 5 $ 1,765,000 $ 353,000 $ 132,000
Carroll, Maryland 5 $ 1,625,000 $ 325,000 $ 227,000
Roscommon, Michigan 5 $ 755,000 $ 151,000 $ 22,000
Hunterdon, New Jersey 5 $ 3,275,000 $ 655,000 $ 205,000
Salem, New Jersey 5 $ 1,575,000 $ 315,000 $ 47,000
Valencia, New Mexico 5 $ 1,675,000 $ 335,000 $ 115,000
Burke, North Carolina 5 $ 1,705,000 $ 341,000 $ 301,000
Rowan, North Carolina 5 $ 1,405,000 $ 281,000 $ 13,000
Yadkin, North Carolina 5 $ 1,165,000 $ 233,000 $ 80,000
Deschutes, Oregon 5 $ 2,745,000 $ 549,000 $ 172,000
Dauphin, Pennsylvania 5 $ 1,375,000 $ 275,000 $ 122,000
Florence, South Carolina 5 $ 1,255,000 $ 251,000 $ 121,000
Hamilton, Tennessee 5 $ 1,545,000 $ 309,000 $ 98,000
Wilson, Tennessee 5 $ 1,795,000 $ 359,000 $ 116,000
Aransas, Texas 5 $ 1,215,000 $ 243,000 $ 189,000
Chambers, Texas 5 $ 2,195,000 $ 439,000 $ 140,000
Wise, Texas 5 $ 2,745,000 $ 549,000 $ 190,000
Culpeper, Virginia 5 $ 1,855,000 $ 371,000 $ 0
Hanover, Virginia 5 $ 1,665,000 $ 333,000 $ 0
Spotsylvania, Virginia 5 $ 3,035,000 $ 607,000 $ 427,000
Brown, Wisconsin 5 $ 1,475,000 $ 295,000 $ 0
Shelby, Alabama 4 $ 1,710,000 $ 427,500 $ 125,000
Yavapai, Arizona 4 $ 2,790,000 $ 697,500 $ 543,000
El Dorado, California 4 $ 2,950,000 $ 737,500 $ 337,000
Nevada, California 4 $ 2,110,000 $ 527,500 $ 57,000
Stanislaus, California 4 $ 1,620,000 $ 405,000 $ 142,000
Litchfield, Connecticut 4 $ 1,430,000 $ 357,500 $ 105,000
New London, Connecticut 4 $ 1,360,000 $ 340,000 $ 97,000
Camden, Georgia 4 $ 980,000 $ 245,000 $ 117,000
Dougherty, Georgia 4 $ 440,000 $ 110,000 $ 2,000
Floyd, Georgia 4 $ 890,000 $ 222,500 $ 83,000
Pickens, Georgia 4 $ 1,800,000 $ 450,000 $ 336,000
Rockdale, Georgia 4 $ 1,070,000 $ 267,500 $ 179,000
Spalding, Georgia 4 $ 470,000 $ 117,500 $ 18,000
Grundy, Illinois 4 $ 1,030,000 $ 257,500 $ 164,000
Kendall, Illinois 4 $ 1,030,000 $ 257,500 $ 0
Johnson, Indiana 4 $ 1,140,000 $ 285,000 $ 226,000
Fayette, Kentucky 4 $ 2,030,000 $ 507,500 $ 554,000
Washington, Louisiana 4 $ 720,000 $ 180,000 $ 81,000
Harford, Maryland 4 $ 1,180,000 $ 295,000 $ 151,000
St. Mary's, Maryland 4 $ 1,080,000 $ 270,000 $ 111,000
Berrien, Michigan 4 $ 940,000 $ 235,000 $ 90,000
Genesee, Michigan 4 $ 960,000 $ 240,000 $ 104,000
Kalamazoo, Michigan 4 $ 500,000 $ 125,000 $ 140,000
Monroe, Michigan 4 $ 990,000 $ 247,500 $ 0
Franklin, Mississippi 4 $ 470,000 $ 117,500 $ 86,000
Jefferson Davis, Mississippi 4 $ 430,000 $ 107,500 $ 70,000
Walthall, Mississippi 4 $ 700,000 $ 175,000 $ 67,000
Curry, New Mexico 4 $ 330,000 $ 82,500 $ 96,000
Chatham, North Carolina 4 $ 1,300,000 $ 325,000 $ 131,000
Cleveland, North Carolina 4 $ 730,000 $ 182,500 $ 66,000
Edgecombe, North Carolina 4 $ 480,000 $ 120,000 $ 60,000
Jackson, North Carolina 4 $ 1,360,000 $ 340,000 $ 93,000
Lenoir, North Carolina 4 $ 760,000 $ 190,000 $ 75,000
Lincoln, North Carolina 4 $ 1,490,000 $ 372,500 $ 151,000
Martin, North Carolina 4 $ 690,000 $ 172,500 $ 109,000
Sampson, North Carolina 4 $ 1,020,000 $ 255,000 $ 195,000
Vance, North Carolina 4 $ 1,100,000 $ 275,000 $ 86,000
Fairfield, Ohio 4 $ 740,000 $ 185,000 $ 82,000
Portage, Ohio 4 $ 1,540,000 $ 385,000 $ 0
Clackamas, Oregon 4 $ 1,870,000 $ 467,500 $ 148,000
Cumberland, Pennsylvania 4 $ 1,060,000 $ 265,000 $ 0
Lackawanna, Pennsylvania 4 $ 580,000 $ 145,000 $ 44,000
Lancaster, Pennsylvania 4 $ 1,260,000 $ 315,000 $ 308,000
Orangeburg, South Carolina 4 $ 790,000 $ 197,500 $ 147,000
Spartanburg, South Carolina 4 $ 1,210,000 $ 302,500 $ 174,000
Robertson, Tennessee 4 $ 740,000 $ 185,000 $ 68,000
Sumner, Tennessee 4 $ 1,450,000 $ 362,500 $ 89,000
Caldwell, Texas 4 $ 1,290,000 $ 322,500 $ 444,000
Ector, Texas 4 $ 650,000 $ 162,500 $ 536,000
Hunt, Texas 4 $ 1,150,000 $ 287,500 $ 90,000
Wilson, Texas 4 $ 1,430,000 $ 357,500 $ 175,000
Davis, Utah 4 $ 2,120,000 $ 530,000 $ 166,000
Norfolk, Virginia 4 $ 630,000 $ 157,500 $ 83,000
Richmond City, Virginia 4 $ 890,000 $ 222,500 $ 52,000
Island, Washington 4 $ 1,760,000 $ 440,000 $ 64,000
Outagamie, Wisconsin 4 $ 1,160,000 $ 290,000 $ 14,000
Waukesha, Wisconsin 4 $ 2,080,000 $ 520,000 $ 223,000
Elmore, Alabama 3 $ 1,055,000 $ 351,666 $ 114,000
Lee, Alabama 3 $ 765,000 $ 255,000 $ 91,000
Montgomery, Alabama 3 $ 635,000 $ 211,666 $ 4,000
Coconino, Arizona 3 $ 505,000 $ 168,333 $ 125,000
Napa, California 3 $ 3,925,000 $ 1,308,333 $ 548,000
Placer, California 3 $ 4,595,000 $ 1,531,666 $ 726,000
Mesa, Colorado 3 $ 765,000 $ 255,000 $ 1,000
Gulf, Florida 3 $ 1,835,000 $ 611,666 $ 101,000
Ben Hill, Georgia 3 $ 555,000 $ 185,000 $ 57,000
Coffee, Georgia 3 $ 315,000 $ 105,000 $ 17,000
Haralson, Georgia 3 $ 1,055,000 $ 351,666 $ 232,000
Irwin, Georgia 3 $ 315,000 $ 105,000 $ 80,000
Oconee, Georgia 3 $ 2,575,000 $ 858,333 $ 372,000
Oglethorpe, Georgia 3 $ 795,000 $ 265,000 $ 76,000
DeKalb, Illinois 3 $ 495,000 $ 165,000 $ 43,000
Kankakee, Illinois 3 $ 565,000 $ 188,333 $ 146,000
Winnebago, Illinois 3 $ 205,000 $ 68,333 $ 138,000
Elkhart, Indiana 3 $ 515,000 $ 171,666 $ 60,000
Hendricks, Indiana 3 $ 1,995,000 $ 665,000 $ 489,000
Polk, Iowa 3 $ 895,000 $ 298,333 $ 0
Sedgwick, Kansas 3 $ 655,000 $ 218,333 $ 112,000
Boone, Kentucky 3 $ 1,225,000 $ 408,333 $ 80,000
Christian, Kentucky 3 $ 535,000 $ 178,333 $ 69,000
Daviess, Kentucky 3 $ 545,000 $ 181,666 $ 50,000
West Feliciana, Louisiana 3 $ 835,000 $ 278,333 $ 135,000
Caroline, Maryland 3 $ 455,000 $ 151,666 $ 73,000
Worcester, Maryland 3 $ 895,000 $ 298,333 $ 138,000
Alcona, Michigan 3 $ 435,000 $ 145,000 $ 68,000
Bay, Michigan 3 $ 645,000 $ 215,000 $ 79,000
Livingston, Michigan 3 $ 1,195,000 $ 398,333 $ 211,000
Isanti, Minnesota 3 $ 885,000 $ 295,000 $ 0
DeSoto, Mississippi 3 $ 865,000 $ 288,333 $ 131,000
Hancock, Mississippi 3 $ 835,000 $ 278,333 $ 142,000
Jones, Mississippi 3 $ 425,000 $ 141,666 $ 102,000
Wilkinson, Mississippi 3 $ 705,000 $ 235,000 $ 122,000
Yazoo, Mississippi 3 $ 445,000 $ 148,333 $ 41,000
St. Louis, Missouri 3 $ 575,000 $ 191,666 $ 87,000
Lyon, Nevada 3 $ 1,055,000 $ 351,666 $ 78,000
Belknap, New Hampshire 3 $ 2,755,000 $ 918,333 $ 0
Warren, New Jersey 3 $ 775,000 $ 258,333 $ 0
Lincoln, New Mexico 3 $ 785,000 $ 261,666 $ 214,000
Catawba, North Carolina 3 $ 665,000 $ 221,666 $ 77,000
Currituck, North Carolina 3 $ 985,000 $ 328,333 $ 260,000
Davidson, North Carolina 3 $ 1,005,000 $ 335,000 $ 60,000
Henderson, North Carolina 3 $ 675,000 $ 225,000 $ 188,000
McDowell, North Carolina 3 $ 1,315,000 $ 438,333 $ 502,000
Transylvania, North Carolina 3 $ 1,675,000 $ 558,333 $ 90,000
Ashtabula, Ohio 3 $ 525,000 $ 175,000 $ 0
Geauga, Ohio 3 $ 795,000 $ 265,000 $ 0
Knox, Ohio 3 $ 315,000 $ 105,000 $ 69,000
Licking, Ohio 3 $ 805,000 $ 268,333 $ 117,000
Lucas, Ohio 3 $ 695,000 $ 231,666 $ 106,000
Mahoning, Ohio 3 $ 785,000 $ 261,666 $ 115,000
Cleveland, Oklahoma 3 $ 385,000 $ 128,333 $ 150,000
Grady, Oklahoma 3 $ 475,000 $ 158,333 $ 23,000
McClain, Oklahoma 3 $ 1,435,000 $ 478,333 $ 467,000
Lincoln, Oregon 3 $ 1,235,000 $ 411,666 $ 0
Washington, Oregon 3 $ 1,185,000 $ 395,000 $ 10,000
Carbon, Pennsylvania 3 $ 785,000 $ 261,666 $ 0
Lebanon, Pennsylvania 3 $ 685,000 $ 228,333 $ 121,000
Northumberland, Pennsylvania 3 $ 785,000 $ 261,666 $ 117,000
Pike, Pennsylvania 3 $ 635,000 $ 211,666 $ 5,000
Schuylkill, Pennsylvania 3 $ 725,000 $ 241,666 $ 401,000
Westmoreland, Pennsylvania 3 $ 1,675,000 $ 558,333 $ 461,000
Darlington, South Carolina 3 $ 955,000 $ 318,333 $ 591,000
Marion, South Carolina 3 $ 575,000 $ 191,666 $ 43,000
Sumter, South Carolina 3 $ 445,000 $ 148,333 $ 2,000
Hardin, Tennessee 3 $ 565,000 $ 188,333 $ 0
Jefferson, Tennessee 3 $ 785,000 $ 261,666 $ 274,000
Marshall, Tennessee 3 $ 795,000 $ 265,000 $ 57,000
Blanco, Texas 3 $ 1,645,000 $ 548,333 $ 135,000
Cooke, Texas 3 $ 1,145,000 $ 381,666 $ 170,000
Fannin, Texas 3 $ 905,000 $ 301,666 $ 235,000
Smith, Texas 3 $ 365,000 $ 121,666 $ 186,000
Arlington, Virginia 3 $ 2,235,000 $ 745,000 $ 123,000
Campbell, Virginia 3 $ 515,000 $ 171,666 $ 62,000
Caroline, Virginia 3 $ 805,000 $ 268,333 $ 73,000
Harrisonburg, Virginia 3 $ 855,000 $ 285,000 $ 0
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Mortgage Loan Application Detail Totals for Angel Oak Home Loans LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,587 $2,883,195,000 $380,000 $5,545,000 $177,000 $8,527,000
Refinancing 2,736 $1,038,400,000 $379,000 $3,775,000 $198,000 $7,367,000
Not Applicable 3 $1,345,000 $448,000 $705,000 $0 $0
Cash-out Refinancing 1 $195,000 $195,000 $195,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,203 $1,980,595,000 $380,000 $5,545,000 $188,000 $8,527,000
Not applicable 1,841 $687,065,000 $373,000 $2,525,000 $0 $0
Not Provided 1,167 $488,515,000 $418,000 $3,005,000 $206,000 $4,918,000
Hispanic 797 $270,865,000 $339,000 $2,085,000 $143,000 $2,799,000
Black or African American 780 $254,460,000 $326,000 $2,945,000 $151,000 $2,973,000
Asian 310 $134,840,000 $434,000 $3,125,000 $180,000 $3,600,000
American Indian or Alaskan Native 72 $25,070,000 $348,000 $1,325,000 $139,000 $1,557,000
Native Hawaiian or Other Pacific Islander 12 $7,730,000 $644,000 $2,085,000 $263,000 $1,012,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,739 $3,123,215,000 $403,000 $5,545,000 $204,000 $8,527,000
FHA-insured (Federal Housing Administration) 1,520 $447,600,000 $294,000 $915,000 $83,000 $293,000
VA-guaranteed (Veterans Administration) 914 $325,790,000 $356,000 $1,575,000 $99,000 $376,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 154 $26,530,000 $172,000 $395,000 $61,000 $209,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,089 $1,838,805,000 $361,000 $3,505,000 $170,000 $8,527,000
Application Withdrawn By Applicant 2,435 $994,685,000 $408,000 $3,505,000 $202,000 $7,367,000
Loan Purchased By The Institution 1,841 $687,065,000 $373,000 $2,525,000 $0 $0
Application Denied By Financial Institution 647 $254,465,000 $393,000 $3,775,000 $198,000 $7,907,000
File Closed For Incompleteness 217 $109,445,000 $504,000 $5,545,000 $246,000 $7,188,000
Application Approved But Not Accepted 98 $38,670,000 $394,000 $2,005,000 $150,000 $1,740,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,680 $3,668,670,000 $378,000 $5,545,000 $182,000 $8,527,000
Debt-To-Income Ratio 191 $80,895,000 $423,000 $2,605,000 $129,000 $902,000
Other 138 $52,760,000 $382,000 $3,775,000 $220,000 $7,907,000
Credit History 134 $47,460,000 $354,000 $1,605,000 $191,000 $2,538,000
Collateral 101 $39,035,000 $386,000 $1,885,000 $256,000 $2,857,000
Insufficient Cash (Downpayment, Closing Cost) 33 $13,675,000 $414,000 $1,415,000 $320,000 $2,664,000
Employment History 27 $9,425,000 $349,000 $1,085,000 $112,000 $385,000
Unverifiable Information 22 $10,920,000 $496,000 $1,615,000 $352,000 $3,177,000
Credit Application Incomplete 1 $295,000 $295,000 $295,000 $49,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Angel Oak Home Loans LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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