Apci Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Apci Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apci Federal Credit Union Po Box 20147 Allentown, PA 18002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 338 |
| Total Mortgage Loan Application Amount | $66,010,000 |
| Average Mortgage Loan Application Amount | $138,250 |
| Highest Mortgage Loan Application Amount | $1,065,000 |
| Average Applicant Income | $144,750 |
| Highest Applicant Income | $1,596,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Apci Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apci Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Apci Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apci Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Apci Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apci Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lehigh County Pennsylvania | 125 | $ 23,895,000 | $ 191,000 | $ 135,000 |
| Northampton County Pennsylvania | 24 | $ 4,030,000 | $ 167,000 | $ 136,000 |
| Berks County Pennsylvania | 19 | $ 2,805,000 | $ 147,000 | $ 121,000 |
| Schuylkill County Pennsylvania | 13 | $ 2,585,000 | $ 198,000 | $ 125,000 |
| Harris County Texas | 12 | $ 2,120,000 | $ 176,000 | $ 110,000 |
| Carbon County Pennsylvania | 10 | $ 870,000 | $ 87,000 | $ 80,000 |
| Montgomery County Pennsylvania | 7 | $ 1,485,000 | $ 212,000 | $ 160,000 |
| Ascension County Louisiana | 5 | $ 1,035,000 | $ 207,000 | $ 100,000 |
| Bucks County Pennsylvania | 5 | $ 1,605,000 | $ 321,000 | $ 199,000 |
| Lancaster County Pennsylvania | 4 | $ 400,000 | $ 100,000 | $ 96,000 |
| Riverside County California | 3 | $ 1,215,000 | $ 405,000 | $ 127,000 |
| St. Tammany County Louisiana | 3 | $ 485,000 | $ 161,000 | $ 101,000 |
| Monroe County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 50,000 |
| Philadelphia County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 167,000 |
| Maricopa County Arizona | 2 | $ 730,000 | $ 365,000 | $ 172,000 |
| Lake County California | 2 | $ 310,000 | $ 155,000 | $ 132,000 |
| Los Angeles County California | 2 | $ 230,000 | $ 115,000 | $ 176,000 |
| Larimer County Colorado | 2 | $ 670,000 | $ 335,000 | $ 132,000 |
| Hillsborough County Florida | 2 | $ 320,000 | $ 160,000 | $ 130,000 |
| Manatee County Florida | 2 | $ 290,000 | $ 145,000 | $ 864,000 |
| Palm Beach County Florida | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Polk County Florida | 2 | $ 470,000 | $ 235,000 | $ 151,000 |
| Jefferson County Louisiana | 2 | $ 590,000 | $ 295,000 | $ 141,000 |
| St. Charles County Louisiana | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| St. John the Baptist County Louisiana | 2 | $ 490,000 | $ 245,000 | $ 90,000 |
| Anne Arundel County Maryland | 2 | $ 680,000 | $ 340,000 | $ 101,000 |
| Atlantic County New Jersey | 2 | $ 200,000 | $ 100,000 | $ 140,000 |
| Warren County New Jersey | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Butler County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 143,000 |
| Delaware County Pennsylvania | 2 | $ 880,000 | $ 440,000 | $ 217,000 |
| Luzerne County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 141,000 |
| Brazoria County Texas | 2 | $ 520,000 | $ 260,000 | $ 261,000 |
| Galveston County Texas | 2 | $ 720,000 | $ 360,000 | $ 173,000 |
| Williamson County Texas | 2 | $ 410,000 | $ 205,000 | $ 151,000 |
| King County Washington | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| Baldwin County Alabama | 1 | $ 365,000 | $ 365,000 | $ 151,000 |
| Jefferson County Alabama | 1 | $ 315,000 | $ 315,000 | $ 162,000 |
| Morgan County Alabama | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Coconino County Arizona | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Pinal County Arizona | 1 | $ 625,000 | $ 625,000 | $ 236,000 |
| Contra Costa County California | 1 | $ 105,000 | $ 105,000 | $ 217,000 |
| Montezuma County Colorado | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Charlotte County Florida | 1 | $ 605,000 | $ 605,000 | $ 277,000 |
| Collier County Florida | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Osceola County Florida | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Santa Rosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Seminole County Florida | 1 | $ 125,000 | $ 125,000 | $ 228,000 |
| Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Hamilton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| LaPorte County Indiana | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Meade County Kansas | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Woodford County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Allen County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Beauregard County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| East Baton Rouge County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 222,000 |
| Iberville County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Livingston County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 182,000 |
| Orleans County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 122,000 |
| Terrebonne County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Calvert County Maryland | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Harford County Maryland | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Worcester County Maryland | 1 | $ 545,000 | $ 545,000 | $ 120,000 |
| Jones County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Douglas County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Morris County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 197,000 |
| Ocean County New Jersey | 1 | $ 595,000 | $ 595,000 | $ 277,000 |
| Sussex County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 312,000 |
| Albany County New York | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Erie County New York | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Onondaga County New York | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Oswego County New York | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Alamance County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 127,000 |
| Buncombe County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Cabarrus County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Duplin County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Butler County Ohio | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Cuyahoga County Ohio | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Delaware County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Mayes County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Clackamas County Oregon | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Chester County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 161,000 |
| Lebanon County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 210,000 |
| Pike County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Blount County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Carter County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 277,000 |
| Sullivan County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 160,000 |
| Denton County Texas | 1 | $ 405,000 | $ 405,000 | $ 111,000 |
| Ellis County Texas | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Hays County Texas | 1 | $ 355,000 | $ 355,000 | $ 112,000 |
| Johnson County Texas | 1 | $ 35,000 | $ 35,000 | $ 113,000 |
| Tyler County Texas | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Albemarle County Virginia | 1 | $ 705,000 | $ 705,000 | $ 116,000 |
| Prince William County Virginia | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Spotsylvania County Virginia | 1 | $ 315,000 | $ 315,000 | $ 121,000 |
| Rock County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 207,000 |
Mortgage Loan Application Detail Totals for Apci Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 264 | $59,460,000 | $225,000 | $1,065,000 | $130,000 | $409,000 |
| Home Improvement | 35 | $2,005,000 | $57,000 | $235,000 | $138,000 | $312,000 |
| Other Purpose | 30 | $3,000,000 | $100,000 | $605,000 | $175,000 | $1,596,000 |
| Home Purchase | 9 | $1,545,000 | $171,000 | $325,000 | $136,000 | $231,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 261 | $50,325,000 | $192,000 | $1,065,000 | $129,000 | $409,000 |
| Not Provided | 32 | $5,990,000 | $187,000 | $655,000 | $136,000 | $312,000 |
| Hispanic | 16 | $3,440,000 | $215,000 | $455,000 | $219,000 | $1,596,000 |
| Black or African American | 15 | $3,335,000 | $222,000 | $345,000 | $117,000 | $159,000 |
| Asian | 13 | $2,825,000 | $217,000 | $605,000 | $176,000 | $363,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $27,000 | $27,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 338 | $66,010,000 | $195,000 | $1,065,000 | $135,000 | $1,596,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 260 | $51,840,000 | $199,000 | $1,065,000 | $136,000 | $409,000 |
| Application Denied By Financial Institution | 29 | $4,875,000 | $168,000 | $325,000 | $79,000 | $160,000 |
| Application Withdrawn By Applicant | 29 | $6,275,000 | $216,000 | $715,000 | $195,000 | $1,596,000 |
| File Closed For Incompleteness | 20 | $3,020,000 | $151,000 | $425,000 | $114,000 | $244,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 338 | $66,010,000 | $195,000 | $1,065,000 | $135,000 | $1,596,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apci Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apci Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.