Ark-La-Tex Financial Services LLC Mortgage Lending & HMDA Data, 2021
In 2021, Ark-La-Tex Financial Services LLC of Plano, TX reported 32,649 mortgage applications totaling $9.3 billion, down 16% from 2020. The average application was for $284,791, and applicants reported an average income of $107,633. 76% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,904), Dallas-Plano-Irving, TX (1,291) and Lexington-Fayette, KY (1,172) (applications in parentheses).
| Mortgage Company & Address | Ark-La-Tex Financial Services LLC 5160 Tennyson Pkwy Ste 1000 Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 32,649 |
| Total Mortgage Loan Application Amount | $9,298,155,000 |
| Average Mortgage Loan Application Amount | $284,791 |
| Highest Mortgage Loan Application Amount | $2,915,000 |
| Average Applicant Income | $107,633 |
| Highest Applicant Income | $4,779,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,331 | $ 735,595,000 | $ 220,833 | $ 94,614 |
| Houston-The Woodlands-Sugar Land, TX | 2,904 | $ 826,150,000 | $ 284,486 | $ 109,000 |
| Dallas-Plano-Irving, TX | 1,291 | $ 439,415,000 | $ 340,367 | $ 145,000 |
| Lexington-Fayette, KY | 1,172 | $ 270,830,000 | $ 231,083 | $ 106,000 |
| Austin-Round Rock, TX | 953 | $ 325,505,000 | $ 341,558 | $ 145,000 |
| Phoenix-Mesa-Scottsdale, AZ | 952 | $ 317,600,000 | $ 333,613 | $ 109,000 |
| San Antonio-New Braunfels, TX | 881 | $ 250,355,000 | $ 284,171 | $ 105,000 |
| Omaha-Council Bluffs, NE-IA | 844 | $ 194,220,000 | $ 230,118 | $ 103,497 |
| Lubbock, TX | 777 | $ 174,815,000 | $ 224,987 | $ 113,000 |
| Colorado Springs, CO | 772 | $ 285,700,000 | $ 370,077 | $ 110,000 |
| Grand Rapids-Wyoming, MI | 751 | $ 175,615,000 | $ 233,841 | $ 87,000 |
| Los Angeles-Long Beach-Glendale, CA | 718 | $ 349,750,000 | $ 487,116 | $ 140,000 |
| Charleston-North Charleston, SC | 656 | $ 208,720,000 | $ 318,170 | $ 115,000 |
| Spartanburg, SC | 627 | $ 115,095,000 | $ 183,564 | $ 68,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 575 | $ 100,945,000 | $ 175,556 | $ 79,000 |
| San Diego-Carlsbad, CA | 571 | $ 301,855,000 | $ 528,642 | $ 148,000 |
| Fort Worth-Arlington, TX | 522 | $ 152,980,000 | $ 293,065 | $ 106,000 |
| Midland, TX | 514 | $ 151,260,000 | $ 294,280 | $ 118,000 |
| Columbus, GA-AL | 446 | $ 103,430,000 | $ 231,905 | $ 84,000 |
| Louisville/Jefferson County, KY-IN | 444 | $ 101,000,000 | $ 227,477 | $ 85,932 |
| Toledo, OH | 411 | $ 70,855,000 | $ 172,396 | $ 83,000 |
| Riverside-San Bernardino-Ontario, CA | 397 | $ 152,365,000 | $ 383,790 | $ 119,000 |
| Atlanta-Sandy Springs-Roswell, GA | 391 | $ 116,535,000 | $ 298,043 | $ 116,000 |
| Chattanooga, TN-GA | 381 | $ 92,965,000 | $ 244,002 | $ 103,055 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 368 | $ 111,200,000 | $ 302,173 | $ 116,000 |
| Kingsport-Bristol-Bristol, TN-VA | 325 | $ 67,495,000 | $ 207,676 | $ 77,203 |
| New York-Newark, NY | 309 | $ 109,045,000 | $ 352,896 | $ 138,928 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 309 | $ 130,975,000 | $ 423,867 | $ 132,922 |
| Boise City, ID | 256 | $ 87,440,000 | $ 341,562 | $ 101,000 |
| Anaheim-Santa Ana-Irvine, CA | 255 | $ 140,165,000 | $ 549,666 | $ 149,000 |
| Fresno, CA | 250 | $ 71,600,000 | $ 286,400 | $ 107,000 |
| Greenville-Anderson-Mauldin, SC | 243 | $ 49,915,000 | $ 205,411 | $ 85,000 |
| Hot Springs, AR | 225 | $ 50,465,000 | $ 224,288 | $ 110,000 |
| Chicago-Naperville, IL | 222 | $ 61,550,000 | $ 277,252 | $ 109,000 |
| St. Louis, MO-IL | 215 | $ 33,375,000 | $ 155,232 | $ 75,469 |
| Greensboro-High Point, NC | 195 | $ 40,735,000 | $ 208,897 | $ 92,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 192 | $ 58,610,000 | $ 305,260 | $ 99,000 |
| Baltimore-Columbia-Towson, MD | 191 | $ 57,005,000 | $ 298,455 | $ 106,000 |
| Johnson City, TN | 181 | $ 46,945,000 | $ 259,364 | $ 100,000 |
| Newark, NJ-PA | 177 | $ 60,675,000 | $ 342,796 | $ 149,706 |
| Little Rock-North Little Rock-Conway, AR | 173 | $ 40,695,000 | $ 235,231 | $ 115,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 167 | $ 50,605,000 | $ 303,023 | $ 102,000 |
| Birmingham-Hoover, AL | 158 | $ 36,930,000 | $ 233,734 | $ 93,000 |
| Bismarck, ND | 156 | $ 43,010,000 | $ 275,705 | $ 108,000 |
| Milwaukee-Waukesha-West Allis, WI | 156 | $ 33,310,000 | $ 213,525 | $ 84,000 |
| Hartford-West Hartford-East Hartford, CT | 154 | $ 32,840,000 | $ 213,246 | $ 92,000 |
| Durham-Chapel Hill, NC | 150 | $ 49,500,000 | $ 330,000 | $ 124,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 145 | $ 33,385,000 | $ 230,241 | $ 112,910 |
| Oakland-Hayward-Berkeley, CA | 135 | $ 63,975,000 | $ 473,888 | $ 149,000 |
| Raleigh, NC | 134 | $ 41,840,000 | $ 312,238 | $ 120,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 131 | $ 36,295,000 | $ 277,061 | $ 111,000 |
| Napa, CA | 127 | $ 65,685,000 | $ 517,204 | $ 158,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 122 | $ 32,590,000 | $ 267,131 | $ 105,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 120 | $ 46,150,000 | $ 384,583 | $ 116,000 |
| Odessa, TX | 118 | $ 27,380,000 | $ 232,033 | $ 94,000 |
| Bakersfield, CA | 116 | $ 26,130,000 | $ 225,258 | $ 99,000 |
| El Centro, CA | 115 | $ 26,995,000 | $ 234,739 | $ 97,000 |
| Las Vegas-Henderson-Paradise, NV | 112 | $ 38,330,000 | $ 342,232 | $ 122,000 |
| Tampa-St. Petersburg-Clearwater, FL | 112 | $ 31,120,000 | $ 277,857 | $ 99,000 |
| Denver-Aurora-Lakewood, CO | 104 | $ 45,010,000 | $ 432,788 | $ 119,000 |
| Miami-Miami Beach-Kendall, FL | 100 | $ 30,690,000 | $ 306,900 | $ 121,000 |
| Orlando-Kissimmee-Sanford, FL | 100 | $ 26,740,000 | $ 267,400 | $ 91,000 |
| Wichita, KS | 99 | $ 19,175,000 | $ 193,686 | $ 74,000 |
| Auburn-Opelika, AL | 97 | $ 23,965,000 | $ 247,061 | $ 79,000 |
| El Paso, TX | 91 | $ 21,055,000 | $ 231,373 | $ 93,000 |
| College Station-Bryan, TX | 90 | $ 19,960,000 | $ 221,777 | $ 101,000 |
| Montgomery County-Bucks County-Chester County, PA | 88 | $ 27,160,000 | $ 308,636 | $ 125,000 |
| Cleveland-Elyria, OH | 87 | $ 17,135,000 | $ 196,954 | $ 97,000 |
| Muskegon, MI | 86 | $ 16,830,000 | $ 195,697 | $ 61,000 |
| Waco, TX | 85 | $ 23,105,000 | $ 271,823 | $ 150,000 |
| New Haven-Milford, CT | 76 | $ 15,450,000 | $ 203,289 | $ 79,000 |
| Killeen-Temple, TX | 72 | $ 16,980,000 | $ 235,833 | $ 104,000 |
| Burlington-South Burlington, VT | 67 | $ 18,535,000 | $ 276,641 | $ 87,000 |
| Knoxville, TN | 67 | $ 17,125,000 | $ 255,597 | $ 85,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 67 | $ 31,285,000 | $ 466,940 | $ 126,000 |
| Racine, WI | 60 | $ 11,950,000 | $ 199,166 | $ 71,000 |
| Jacksonville, FL | 58 | $ 15,440,000 | $ 266,206 | $ 94,000 |
| Grand Forks, ND-MN | 56 | $ 11,930,000 | $ 213,035 | $ 87,285 |
| Stockton-Lodi, CA | 55 | $ 19,905,000 | $ 361,909 | $ 130,000 |
| Tucson, AZ | 55 | $ 14,875,000 | $ 270,454 | $ 90,000 |
| Charlotte-Concord-Gastonia, NC-SC | 54 | $ 12,960,000 | $ 240,000 | $ 92,796 |
| Wichita Falls, TX | 54 | $ 9,360,000 | $ 173,333 | $ 76,000 |
| Winston-Salem, NC | 53 | $ 12,005,000 | $ 226,509 | $ 89,000 |
| Columbia, SC | 52 | $ 12,080,000 | $ 232,307 | $ 90,000 |
| Savannah, GA | 51 | $ 12,485,000 | $ 244,803 | $ 89,000 |
| North Port-Sarasota-Bradenton, FL | 50 | $ 14,950,000 | $ 299,000 | $ 126,000 |
| Warren-Troy-Farmington Hills, MI | 49 | $ 12,125,000 | $ 247,448 | $ 100,000 |
| Washington-Baltimore-Arlington, DC | 49 | $ 21,875,000 | $ 446,428 | $ 130,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 48 | $ 14,670,000 | $ 305,625 | $ 88,062 |
| Fargo, ND-MN | 47 | $ 12,205,000 | $ 259,680 | $ 120,468 |
| Kansas City, MO-KS | 47 | $ 12,105,000 | $ 257,553 | $ 78,659 |
| Lake County-Kenosha County, IL-WI | 47 | $ 12,315,000 | $ 262,021 | $ 120,893 |
| Trenton, NJ | 46 | $ 14,060,000 | $ 305,652 | $ 140,000 |
| Boston, MA | 43 | $ 15,625,000 | $ 363,372 | $ 91,000 |
| Atlantic City-Hammonton, NJ | 42 | $ 10,090,000 | $ 240,238 | $ 105,000 |
| Clarksville, TN-KY | 42 | $ 10,650,000 | $ 253,571 | $ 73,000 |
| Monroe, MI | 42 | $ 8,120,000 | $ 193,333 | $ 90,000 |
| Akron, OH | 41 | $ 8,585,000 | $ 209,390 | $ 87,000 |
| Cape Coral-Fort Myers, FL | 41 | $ 10,815,000 | $ 263,780 | $ 94,000 |
| Indianapolis-Carmel-Anderson, IN | 39 | $ 12,745,000 | $ 326,794 | $ 79,000 |
| Pueblo, CO | 38 | $ 11,600,000 | $ 305,263 | $ 132,000 |
| Santa Fe, NM | 38 | $ 15,160,000 | $ 398,947 | $ 165,000 |
| Port St. Lucie, FL | 36 | $ 10,770,000 | $ 299,166 | $ 100,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 35 | $ 8,415,000 | $ 240,428 | $ 102,000 |
| Bridgeport-Stamford-Norwalk, CT | 34 | $ 10,770,000 | $ 316,764 | $ 105,000 |
| Cincinnati, OH-KY-IN | 31 | $ 6,745,000 | $ 217,580 | $ 81,806 |
| Kalamazoo-Portage, MI | 31 | $ 8,195,000 | $ 264,354 | $ 90,000 |
| Palm Bay-Melbourne-Titusville, FL | 31 | $ 9,045,000 | $ 291,774 | $ 85,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 30 | $ 16,720,000 | $ 557,333 | $ 201,000 |
| Philadelphia, PA | 29 | $ 8,545,000 | $ 294,655 | $ 160,000 |
| Pittsburgh, PA | 29 | $ 5,285,000 | $ 182,241 | $ 86,000 |
| Worcester, MA-CT | 29 | $ 6,555,000 | $ 226,034 | $ 90,413 |
| Lansing-East Lansing, MI | 28 | $ 5,100,000 | $ 182,142 | $ 79,000 |
| New York-Jersey City-White Plains, NY-NJ | 28 | $ 11,110,000 | $ 396,785 | $ 141,142 |
| Corpus Christi, TX | 27 | $ 9,135,000 | $ 338,333 | $ 165,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 14,205,000 | $ 526,111 | $ 142,000 |
| Camden, NJ | 26 | $ 7,260,000 | $ 279,230 | $ 109,000 |
| Vallejo-Fairfield, CA | 26 | $ 9,820,000 | $ 377,692 | $ 113,000 |
| Naples-Immokalee-Marco Island, FL | 25 | $ 7,225,000 | $ 289,000 | $ 112,000 |
| Cambridge-Newton-Framingham, MA | 24 | $ 8,490,000 | $ 353,750 | $ 124,000 |
| Winchester, VA-WV | 24 | $ 6,380,000 | $ 265,833 | $ 93,666 |
| Ocean City, NJ | 23 | $ 7,065,000 | $ 307,173 | $ 119,000 |
| Panama City, FL | 23 | $ 6,255,000 | $ 271,956 | $ 152,000 |
| Sherman-Denison, TX | 22 | $ 7,280,000 | $ 330,909 | $ 116,000 |
| York-Hanover, PA | 22 | $ 4,840,000 | $ 220,000 | $ 88,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 21 | $ 5,465,000 | $ 260,238 | $ 117,000 |
| Oklahoma City, OK | 21 | $ 4,435,000 | $ 211,190 | $ 109,000 |
| Beaumont-Port Arthur, TX | 20 | $ 5,130,000 | $ 256,500 | $ 90,000 |
| Modesto, CA | 20 | $ 5,910,000 | $ 295,500 | $ 123,000 |
| Morristown, TN | 20 | $ 4,710,000 | $ 235,500 | $ 87,000 |
| Tacoma-Lakewood, WA | 20 | $ 10,200,000 | $ 510,000 | $ 127,000 |
| Elgin, IL | 19 | $ 4,895,000 | $ 257,631 | $ 129,000 |
| Prescott Valley-Prescott, AZ | 19 | $ 6,905,000 | $ 363,421 | $ 104,000 |
| Reno, NV | 19 | $ 6,275,000 | $ 330,263 | $ 102,000 |
| Warner Robins, GA | 19 | $ 5,415,000 | $ 285,000 | $ 108,000 |
| Fayetteville, NC | 18 | $ 4,160,000 | $ 231,111 | $ 78,000 |
| Lakeland-Winter Haven, FL | 18 | $ 4,060,000 | $ 225,555 | $ 60,000 |
| Madera, CA | 18 | $ 5,860,000 | $ 325,555 | $ 115,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 18 | $ 6,000,000 | $ 333,333 | $ 87,388 |
| Visalia-Porterville, CA | 18 | $ 4,300,000 | $ 238,888 | $ 55,000 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 6,055,000 | $ 356,176 | $ 132,000 |
| Norwich-New London, CT | 17 | $ 3,515,000 | $ 206,764 | $ 111,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 6,295,000 | $ 370,294 | $ 117,000 |
| San Francisco-Redwood City-South San Francisco, CA | 17 | $ 9,065,000 | $ 533,235 | $ 209,000 |
| Columbus, OH | 16 | $ 4,070,000 | $ 254,375 | $ 149,000 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 3,360,000 | $ 210,000 | $ 75,312 |
| Jefferson City, MO | 16 | $ 3,520,000 | $ 220,000 | $ 90,000 |
| Asheville, NC | 15 | $ 4,955,000 | $ 330,333 | $ 172,000 |
| Cleveland, TN | 15 | $ 4,555,000 | $ 303,666 | $ 96,000 |
| Greeley, CO | 15 | $ 4,785,000 | $ 319,000 | $ 146,000 |
| Amarillo, TX | 14 | $ 3,080,000 | $ 220,000 | $ 80,000 |
| Des Moines-West Des Moines, IA | 14 | $ 3,320,000 | $ 237,142 | $ 86,000 |
| Detroit-Dearborn-Livonia, MI | 14 | $ 2,310,000 | $ 165,000 | $ 94,000 |
| Medford, OR | 14 | $ 3,400,000 | $ 242,857 | $ 89,000 |
| Reading, PA | 14 | $ 3,320,000 | $ 237,142 | $ 97,000 |
| San Angelo, TX | 14 | $ 3,560,000 | $ 254,285 | $ 89,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 13 | $ 3,655,000 | $ 281,153 | $ 192,000 |
| Providence-Warwick, RI-MA | 13 | $ 3,635,000 | $ 279,615 | $ 67,076 |
| Salisbury, MD-DE | 13 | $ 2,655,000 | $ 204,230 | $ 100,923 |
| Burlington, NC | 12 | $ 2,990,000 | $ 249,166 | $ 105,000 |
| Lafayette, LA | 12 | $ 1,920,000 | $ 160,000 | $ 47,000 |
| Wilmington, DE-MD-NJ | 12 | $ 2,950,000 | $ 245,833 | $ 72,833 |
| Augusta-Richmond County, GA-SC | 11 | $ 2,745,000 | $ 249,545 | $ 95,090 |
| Dalton, GA | 11 | $ 2,025,000 | $ 184,090 | $ 70,000 |
| Flagstaff, AZ | 11 | $ 5,135,000 | $ 466,818 | $ 241,000 |
| Jacksonville, NC | 11 | $ 2,155,000 | $ 195,909 | $ 71,000 |
| Lincoln, NE | 11 | $ 2,065,000 | $ 187,727 | $ 84,000 |
| Albuquerque, NM | 10 | $ 2,630,000 | $ 263,000 | $ 116,000 |
| Flint, MI | 10 | $ 1,870,000 | $ 187,000 | $ 65,000 |
| Jackson, MI | 10 | $ 1,820,000 | $ 182,000 | $ 98,000 |
| Madison, WI | 10 | $ 2,530,000 | $ 253,000 | $ 115,000 |
| Olympia-Tumwater, WA | 10 | $ 2,890,000 | $ 289,000 | $ 118,000 |
| Punta Gorda, FL | 10 | $ 2,370,000 | $ 237,000 | $ 100,000 |
| Rapid City, SD | 10 | $ 2,680,000 | $ 268,000 | $ 73,000 |
| Santa Rosa, CA | 10 | $ 5,170,000 | $ 517,000 | $ 132,000 |
| Sierra Vista-Douglas, AZ | 10 | $ 1,780,000 | $ 178,000 | $ 111,000 |
| Battle Creek, MI | 9 | $ 1,685,000 | $ 187,222 | $ 53,000 |
| Bloomsburg-Berwick, PA | 9 | $ 1,715,000 | $ 190,555 | $ 83,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 2,375,000 | $ 263,888 | $ 60,000 |
| Shreveport-Bossier City, LA | 9 | $ 2,025,000 | $ 225,000 | $ 107,000 |
| Sioux Falls, SD | 9 | $ 2,205,000 | $ 245,000 | $ 84,000 |
| Springfield, MA | 9 | $ 1,705,000 | $ 189,444 | $ 140,000 |
| Springfield, MO | 9 | $ 1,975,000 | $ 219,444 | $ 68,000 |
| Tallahassee, FL | 9 | $ 1,785,000 | $ 198,333 | $ 46,000 |
| Tyler, TX | 9 | $ 2,215,000 | $ 246,111 | $ 73,000 |
| Abilene, TX | 8 | $ 1,820,000 | $ 227,500 | $ 92,000 |
| Brownsville-Harlingen, TX | 8 | $ 1,830,000 | $ 228,750 | $ 106,000 |
| California-Lexington Park, MD | 8 | $ 2,060,000 | $ 257,500 | $ 72,000 |
| East Stroudsburg, PA | 8 | $ 1,690,000 | $ 211,250 | $ 219,000 |
| Elizabethtown-Fort Knox, KY | 8 | $ 1,980,000 | $ 247,500 | $ 111,000 |
| Huntsville, AL | 8 | $ 2,850,000 | $ 356,250 | $ 102,000 |
| Longview, TX | 8 | $ 1,410,000 | $ 176,250 | $ 75,000 |
| Memphis, TN-MS-AR | 8 | $ 1,860,000 | $ 232,500 | $ 115,000 |
| New Orleans-Metairie, LA | 8 | $ 2,240,000 | $ 280,000 | $ 277,000 |
| Richmond, VA | 8 | $ 2,620,000 | $ 327,500 | $ 108,000 |
| Spokane-Spokane Valley, WA | 8 | $ 3,040,000 | $ 380,000 | $ 134,000 |
| Staunton-Waynesboro, VA | 8 | $ 1,800,000 | $ 225,000 | $ 75,000 |
| Wilmington, NC | 8 | $ 2,740,000 | $ 342,500 | $ 153,000 |
| Fort Collins, CO | 7 | $ 2,585,000 | $ 369,285 | $ 136,000 |
| Hinesville, GA | 7 | $ 1,705,000 | $ 243,571 | $ 67,000 |
| Salt Lake City, UT | 7 | $ 2,445,000 | $ 349,285 | $ 124,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 3,815,000 | $ 545,000 | $ 143,000 |
| Texarkana, TX-AR | 7 | $ 1,355,000 | $ 193,571 | $ 68,000 |
| Baton Rouge, LA | 6 | $ 1,060,000 | $ 176,666 | $ 67,000 |
| Bremerton-Silverdale, WA | 6 | $ 2,320,000 | $ 386,666 | $ 50,000 |
| Elkhart-Goshen, IN | 6 | $ 1,380,000 | $ 230,000 | $ 60,000 |
| Farmington, NM | 6 | $ 1,280,000 | $ 213,333 | $ 55,000 |
| Hanford-Corcoran, CA | 6 | $ 1,450,000 | $ 241,666 | $ 106,000 |
| Homosassa Springs, FL | 6 | $ 1,470,000 | $ 245,000 | $ 178,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 680,000 | $ 113,333 | $ 50,000 |
| Jonesboro, AR | 6 | $ 1,470,000 | $ 245,000 | $ 119,000 |
| Macon-Bibb County, GA | 6 | $ 1,500,000 | $ 250,000 | $ 60,000 |
| Midland, MI | 6 | $ 1,370,000 | $ 228,333 | $ 63,000 |
| Montgomery, AL | 6 | $ 1,220,000 | $ 203,333 | $ 22,000 |
| Rockford, IL | 6 | $ 690,000 | $ 115,000 | $ 76,000 |
| Salinas, CA | 6 | $ 2,560,000 | $ 426,666 | $ 156,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 3,090,000 | $ 515,000 | $ 178,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 2,300,000 | $ 383,333 | $ 126,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,860,000 | $ 310,000 | $ 120,000 |
| Ann Arbor, MI | 5 | $ 1,475,000 | $ 295,000 | $ 100,000 |
| Barnstable Town, MA | 5 | $ 1,675,000 | $ 335,000 | $ 181,000 |
| Boulder, CO | 5 | $ 2,435,000 | $ 487,000 | $ 157,000 |
| Duluth, MN-WI | 5 | $ 1,185,000 | $ 237,000 | $ 90,800 |
| Gary, IN | 5 | $ 1,015,000 | $ 203,000 | $ 109,000 |
| Harrisonburg, VA | 5 | $ 1,325,000 | $ 265,000 | $ 61,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 1,225,000 | $ 245,000 | $ 96,000 |
| New Bern, NC | 5 | $ 1,005,000 | $ 201,000 | $ 81,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,115,000 | $ 223,000 | $ 74,000 |
| Salem, OR | 5 | $ 1,615,000 | $ 323,000 | $ 104,000 |
| Sebring, FL | 5 | $ 925,000 | $ 185,000 | $ 104,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 965,000 | $ 193,000 | $ 70,200 |
| Sumter, SC | 5 | $ 845,000 | $ 169,000 | $ 102,000 |
| Bend-Redmond, OR | 4 | $ 1,800,000 | $ 450,000 | $ 246,000 |
| Cape Girardeau, MO-IL | 4 | $ 1,120,000 | $ 280,000 | $ 70,000 |
| Gainesville, GA | 4 | $ 1,000,000 | $ 250,000 | $ 63,000 |
| Goldsboro, NC | 4 | $ 510,000 | $ 127,500 | $ 77,000 |
| Grand Junction, CO | 4 | $ 1,200,000 | $ 300,000 | $ 72,000 |
| Lynchburg, VA | 4 | $ 980,000 | $ 245,000 | $ 129,000 |
| Merced, CA | 4 | $ 960,000 | $ 240,000 | $ 60,000 |
| Ocala, FL | 4 | $ 680,000 | $ 170,000 | $ 52,000 |
| Redding, CA | 4 | $ 1,000,000 | $ 250,000 | $ 66,000 |
| The Villages, FL | 4 | $ 840,000 | $ 210,000 | $ 61,000 |
| Twin Falls, ID | 4 | $ 1,110,000 | $ 277,500 | $ 67,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 550,000 | $ 137,500 | $ 60,000 |
| Albany, GA | 3 | $ 315,000 | $ 105,000 | $ 73,000 |
| Ames, IA | 3 | $ 385,000 | $ 128,333 | $ 135,000 |
| Athens-Clarke County, GA | 3 | $ 875,000 | $ 291,666 | $ 151,000 |
| Bowling Green, KY | 3 | $ 785,000 | $ 261,666 | $ 185,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 565,000 | $ 188,333 | $ 128,000 |
| Casper, WY | 3 | $ 695,000 | $ 231,666 | $ 102,000 |
| Coeur D'Alene, ID | 3 | $ 1,285,000 | $ 428,333 | $ 132,000 |
| Columbia, MO | 3 | $ 455,000 | $ 151,666 | $ 37,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 1,145,000 | $ 381,666 | $ 155,000 |
| Dothan, AL | 3 | $ 705,000 | $ 235,000 | $ 95,000 |
| Florence, SC | 3 | $ 535,000 | $ 178,333 | $ 67,000 |
| Fort Wayne, IN | 3 | $ 515,000 | $ 171,666 | $ 23,000 |
| Grants Pass, OR | 3 | $ 785,000 | $ 261,666 | $ 119,000 |
| Greenville, NC | 3 | $ 465,000 | $ 155,000 | $ 45,000 |
| Janesville-Beloit, WI | 3 | $ 765,000 | $ 255,000 | $ 140,000 |
| Las Cruces, NM | 3 | $ 765,000 | $ 255,000 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 855,000 | $ 285,000 | $ 63,000 |
| Nassau County-Suffolk County, NY | 3 | $ 1,125,000 | $ 375,000 | $ 150,000 |
| Rochester, MN | 3 | $ 405,000 | $ 135,000 | $ 60,000 |
| Saginaw, MI | 3 | $ 1,105,000 | $ 368,333 | $ 90,000 |
| San Rafael, CA | 3 | $ 995,000 | $ 331,666 | $ 107,000 |
| Tulsa, OK | 3 | $ 475,000 | $ 158,333 | $ 47,000 |
| Tuscaloosa, AL | 3 | $ 635,000 | $ 211,666 | $ 104,000 |
| Yakima, WA | 3 | $ 965,000 | $ 321,666 | $ 82,000 |
| Canton-Massillon, OH | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Decatur, AL | 2 | $ 810,000 | $ 405,000 | $ 53,000 |
| Dover, DE | 2 | $ 430,000 | $ 215,000 | $ 22,000 |
| Eugene, OR | 2 | $ 650,000 | $ 325,000 | $ 70,000 |
| Fairbanks, AK | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 390,000 | $ 195,000 | $ 33,000 |
| Gainesville, FL | 2 | $ 450,000 | $ 225,000 | $ 179,000 |
| Grand Island, NE | 2 | $ 380,000 | $ 190,000 | $ 94,000 |
| Jackson, TN | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| Joplin, MO | 2 | $ 480,000 | $ 240,000 | $ 79,000 |
| Kennewick-Richland, WA | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| Lake Charles, LA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Lancaster, PA | 2 | $ 470,000 | $ 235,000 | $ 55,000 |
| Lawton, OK | 2 | $ 380,000 | $ 190,000 | $ 308,000 |
| Lima, OH | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| Mobile, AL | 2 | $ 590,000 | $ 295,000 | $ 83,000 |
| Oshkosh-Neenah, WI | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| Roanoke, VA | 2 | $ 350,000 | $ 175,000 | $ 109,000 |
| Rocky Mount, NC | 2 | $ 560,000 | $ 280,000 | $ 158,000 |
| Terre Haute, IN | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Valdosta, GA | 2 | $ 290,000 | $ 145,000 | $ 27,000 |
| Victoria, TX | 2 | $ 230,000 | $ 115,000 | $ 107,000 |
| Yuma, AZ | 2 | $ 470,000 | $ 235,000 | $ 110,000 |
| Altoona, PA | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Anchorage, AK | 1 | $ 425,000 | $ 425,000 | $ 233,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Appleton, WI | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Bay City, MI | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Bellingham, WA | 1 | $ 435,000 | $ 435,000 | $ 70,000 |
| Billings, MT | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 225,000 | $ 225,000 | $ 311,000 |
| Bloomington, IN | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Carbondale-Marion, IL | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Charlottesville, VA | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Chico, CA | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Cumberland, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Evansville, IN-KY | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Fort Smith, AR-OK | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Gadsden, AL | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Gettysburg, PA | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Green Bay, WI | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Harrisburg-Carlisle, PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Idaho Falls, ID | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| Kingston, NY | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Kokomo, IN | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Lafayette-West Lafayette, IN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Monroe, LA | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Muncie, IN | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Ogden-Clearfield, UT | 1 | $ 2,125,000 | $ 2,125,000 | $ 700,000 |
| Owensboro, KY | 1 | $ 225,000 | $ 225,000 | $ 254,000 |
| Peoria, IL | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Pine Bluff, AR | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Provo-Orem, UT | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| St. Cloud, MN | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| St. George, UT | 1 | $ 515,000 | $ 515,000 | $ 116,000 |
| State College, PA | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Vineland-Bridgeton, NJ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Watertown-Fort Drum, NY | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Wausau, WI | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Williamsport, PA | 1 | $ 295,000 | $ 295,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 20,232 | $5,751,810,000 | $284,000 | $2,915,000 | $105,000 | $4,779,000 |
| Refinancing | 7,713 | $2,155,815,000 | $279,000 | $1,995,000 | $107,000 | $2,267,000 |
| Cash-out Refinancing | 4,693 | $1,385,735,000 | $295,000 | $2,515,000 | $120,000 | $1,758,000 |
| Home Improvement | 8 | $3,990,000 | $498,000 | $1,545,000 | $125,000 | $262,000 |
| Other Purpose | 3 | $805,000 | $268,000 | $405,000 | $108,000 | $160,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,956 | $5,600,200,000 | $280,000 | $2,915,000 | $111,000 | $4,779,000 |
| Not Provided | 4,518 | $1,374,730,000 | $304,000 | $2,405,000 | $115,000 | $2,267,000 |
| Hispanic | 4,275 | $1,188,425,000 | $277,000 | $2,005,000 | $91,000 | $1,600,000 |
| Black or African American | 2,457 | $662,445,000 | $269,000 | $1,355,000 | $87,000 | $678,000 |
| Asian | 1,176 | $391,120,000 | $332,000 | $1,795,000 | $132,000 | $1,191,000 |
| American Indian or Alaskan Native | 133 | $40,785,000 | $306,000 | $2,515,000 | $107,000 | $732,000 |
| Native Hawaiian or Other Pacific Islander | 66 | $20,290,000 | $307,000 | $765,000 | $96,000 | $408,000 |
| Not applicable | 45 | $12,665,000 | $281,000 | $635,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,800 | $6,208,270,000 | $284,000 | $2,405,000 | $123,000 | $4,779,000 |
| FHA-insured (Federal Housing Administration) | 5,285 | $1,286,525,000 | $243,000 | $945,000 | $71,000 | $719,000 |
| VA-guaranteed (Veterans Administration) | 4,987 | $1,696,975,000 | $340,000 | $2,915,000 | $83,000 | $1,536,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 577 | $106,385,000 | $184,000 | $505,000 | $57,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,660 | $6,962,960,000 | $282,000 | $2,915,000 | $107,000 | $2,779,000 |
| Application Withdrawn By Applicant | 4,221 | $1,199,915,000 | $284,000 | $2,405,000 | $115,000 | $4,779,000 |
| Application Approved But Not Accepted | 1,802 | $542,740,000 | $301,000 | $1,805,000 | $108,000 | $1,771,000 |
| Application Denied By Financial Institution | 1,572 | $465,550,000 | $296,000 | $2,305,000 | $99,000 | $1,864,000 |
| Preapproval Approved but not Accepted | 158 | $59,510,000 | $376,000 | $1,185,000 | $109,000 | $893,000 |
| File Closed For Incompleteness | 154 | $40,280,000 | $261,000 | $1,015,000 | $103,000 | $450,000 |
| Loan Purchased By The Institution | 45 | $12,665,000 | $281,000 | $635,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 37 | $14,535,000 | $392,000 | $2,005,000 | $86,000 | $378,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31,040 | $8,818,070,000 | $284,000 | $2,915,000 | $108,000 | $4,779,000 |
| Credit Application Incomplete | 411 | $130,295,000 | $317,000 | $2,305,000 | $113,000 | $909,000 |
| Credit History | 340 | $100,560,000 | $295,000 | $2,005,000 | $97,000 | $879,000 |
| Debt-To-Income Ratio | 331 | $103,645,000 | $313,000 | $1,995,000 | $76,000 | $944,000 |
| Collateral | 315 | $89,585,000 | $284,000 | $1,955,000 | $104,000 | $815,000 |
| Unverifiable Information | 89 | $24,505,000 | $275,000 | $565,000 | $101,000 | $1,864,000 |
| Employment History | 57 | $13,535,000 | $237,000 | $685,000 | $80,000 | $281,000 |
| Other | 49 | $13,625,000 | $278,000 | $825,000 | $107,000 | $866,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $4,130,000 | $258,000 | $725,000 | $90,000 | $208,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $54,000 | $54,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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