Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2006

In 2006, Ark-La-Tex Financial Services of Plano, TX reported 5,064 mortgage applications totaling $781.8 million, up 123% from 2005. The average application was for $154,390, and applicants reported an average income of $81,422. 50% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Dallas-Plano-Irving, TX (454), Birmingham-Hoover, AL (198) and Shreveport-Bossier City, LA (196) (applications in parentheses).

Mortgage Company & Address Ark-La-Tex Financial Services
5160 Tennyson Pkwy, Suite 2000w
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,064
Total Mortgage Loan Application Amount $781,833,000
Average Mortgage Loan Application Amount $154,390
Highest Mortgage Loan Application Amount $3,250,000
Average Applicant Income $81,422
Highest Applicant Income $4,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 246 $ 31,057,000 $ 126,247 $ 87,000
Caddo, Louisiana 135 $ 13,318,000 $ 98,651 $ 52,000
Bexar, Texas 127 $ 11,940,000 $ 94,015 $ 61,000
Tarrant, Texas 124 $ 15,891,000 $ 128,153 $ 79,000
Jefferson, Louisiana 100 $ 13,427,000 $ 134,270 $ 40,000
Collin, Texas 100 $ 15,645,000 $ 156,450 $ 101,000
Jefferson, Alabama 89 $ 10,605,000 $ 119,157 $ 69,000
Los Angeles, California 78 $ 27,233,000 $ 349,141 $ 131,000
Cook, Illinois 78 $ 11,858,000 $ 152,025 $ 89,000
Denton, Texas 78 $ 12,626,000 $ 161,871 $ 103,000
Wayne, Michigan 72 $ 8,147,000 $ 113,152 $ 61,000
Shelby, Alabama 65 $ 9,531,000 $ 146,630 $ 127,000
Harris, Texas 65 $ 8,971,000 $ 138,015 $ 185,000
Bossier, Louisiana 58 $ 7,774,000 $ 134,034 $ 63,000
Broward, Florida 51 $ 11,208,000 $ 219,764 $ 109,000
East Baton Rouge, Louisiana 47 $ 6,283,000 $ 133,680 $ 97,000
Riverside, California 46 $ 11,883,000 $ 258,326 $ 137,000
St. Tammany, Louisiana 45 $ 5,321,000 $ 118,244 $ 61,000
Palm Beach, Florida 44 $ 9,833,000 $ 223,477 $ 103,000
San Bernardino, California 41 $ 10,316,000 $ 251,609 $ 123,000
St. Louis, Missouri 40 $ 4,791,000 $ 119,775 $ 76,000
Travis, Texas 39 $ 6,687,000 $ 171,461 $ 104,000
Jackson, Missouri 35 $ 3,504,000 $ 100,114 $ 77,000
Clark, Nevada 35 $ 8,061,000 $ 230,314 $ 82,000
El Paso, Texas 35 $ 2,883,000 $ 82,371 $ 58,000
Williamson, Texas 35 $ 4,284,000 $ 122,400 $ 110,000
Lee, Florida 34 $ 6,502,000 $ 191,235 $ 81,000
Bernalillo, New Mexico 32 $ 4,329,000 $ 135,281 $ 78,000
Miami-Dade, Florida 31 $ 10,512,000 $ 339,096 $ 139,000
Orange, Florida 30 $ 4,959,000 $ 165,300 $ 69,000
Randall, Texas 30 $ 3,459,000 $ 115,300 $ 68,000
Greene, Missouri 28 $ 2,354,000 $ 84,071 $ 64,000
Jefferson, Texas 28 $ 2,183,000 $ 77,964 $ 64,000
Mobile, Alabama 27 $ 2,608,000 $ 96,592 $ 50,000
Ascension, Louisiana 27 $ 3,438,000 $ 127,333 $ 66,000
St. Charles, Missouri 27 $ 3,548,000 $ 131,407 $ 86,000
Pinellas, Florida 25 $ 5,846,000 $ 233,840 $ 121,000
Hillsborough, Florida 24 $ 4,139,000 $ 172,458 $ 67,000
St. Lucie, Florida 24 $ 4,041,000 $ 168,375 $ 62,000
Solano, California 23 $ 7,463,000 $ 324,478 $ 94,000
DuPage, Illinois 23 $ 3,658,000 $ 159,043 $ 58,000
Orleans, Louisiana 23 $ 3,570,000 $ 155,217 $ 100,000
Madison, Alabama 22 $ 2,751,000 $ 125,045 $ 59,000
Wake, North Carolina 22 $ 3,707,000 $ 168,500 $ 65,000
Orange, California 21 $ 6,527,000 $ 310,809 $ 91,000
Passaic, New Jersey 21 $ 5,481,000 $ 261,000 $ 107,000
Salem, New Jersey 21 $ 2,483,000 $ 118,238 $ 53,000
Nueces, Texas 21 $ 2,757,000 $ 131,285 $ 87,000
San Diego, California 20 $ 5,236,000 $ 261,800 $ 110,000
Monmouth, New Jersey 20 $ 5,621,000 $ 281,050 $ 90,000
Duval, Florida 19 $ 3,375,000 $ 177,631 $ 69,000
Polk, Florida 19 $ 3,070,000 $ 161,578 $ 71,000
Clark, Indiana 19 $ 1,699,000 $ 89,421 $ 52,000
Livingston, Louisiana 19 $ 2,390,000 $ 125,789 $ 71,000
Baltimore City, Maryland 19 $ 2,384,000 $ 125,473 $ 59,000
Marion, Indiana 18 $ 2,391,000 $ 132,833 $ 94,000
Bergen, New Jersey 18 $ 4,618,000 $ 256,555 $ 80,000
Montgomery, Texas 18 $ 2,856,000 $ 158,666 $ 117,000
St. Clair, Alabama 17 $ 3,035,000 $ 178,529 $ 76,000
St. Clair, Illinois 17 $ 1,733,000 $ 101,941 $ 55,000
Fayette, Kentucky 17 $ 2,112,000 $ 124,235 $ 73,000
Essex, New Jersey 17 $ 3,701,000 $ 217,705 $ 191,000
Middlesex, New Jersey 17 $ 4,628,000 $ 272,235 $ 102,000
Ocean, New Jersey 17 $ 3,064,000 $ 180,235 $ 116,000
Shelby, Tennessee 17 $ 1,848,000 $ 108,705 $ 68,000
Cameron, Texas 17 $ 2,041,000 $ 120,058 $ 54,000
Baldwin, Alabama 16 $ 3,507,000 $ 219,187 $ 127,000
Sacramento, California 16 $ 4,099,000 $ 256,187 $ 119,000
Kane, Illinois 16 $ 2,793,000 $ 174,562 $ 77,000
Cumberland, North Carolina 16 $ 2,055,000 $ 128,437 $ 55,000
Davidson, Tennessee 16 $ 1,773,000 $ 110,812 $ 65,000
McLennan, Texas 16 $ 1,499,000 $ 93,687 $ 93,000
Walker, Alabama 15 $ 1,594,000 $ 106,266 $ 42,000
Harrison, Mississippi 15 $ 2,070,000 $ 138,000 $ 69,000
Bell, Texas 15 $ 2,123,000 $ 141,533 $ 78,000
Tuscaloosa, Alabama 14 $ 1,564,000 $ 111,714 $ 115,000
Kern, California 14 $ 2,416,000 $ 172,571 $ 85,000
Tangipahoa, Louisiana 14 $ 1,726,000 $ 123,285 $ 51,000
Hinds, Mississippi 14 $ 1,340,000 $ 95,714 $ 96,000
Eddy, New Mexico 14 $ 1,718,000 $ 122,714 $ 89,000
Ellis, Texas 14 $ 1,505,000 $ 107,500 $ 82,000
Mecklenburg, North Carolina 13 $ 1,380,000 $ 106,153 $ 43,000
Terrebonne, Louisiana 12 $ 1,142,000 $ 95,166 $ 45,000
Cabarrus, North Carolina 12 $ 1,364,000 $ 113,666 $ 75,000
Fort Bend, Texas 12 $ 1,460,000 $ 121,666 $ 74,000
Potter, Texas 12 $ 865,000 $ 72,083 $ 43,000
Will, Illinois 11 $ 1,410,000 $ 128,181 $ 75,000
Baltimore, Maryland 11 $ 1,868,000 $ 169,818 $ 48,000
Harford, Maryland 11 $ 1,780,000 $ 161,818 $ 94,000
Jefferson, Missouri 11 $ 1,492,000 $ 135,636 $ 34,000
Washington, Tennessee 11 $ 867,000 $ 78,818 $ 39,000
Montgomery, Alabama 10 $ 1,051,000 $ 105,100 $ 32,000
Collier, Florida 10 $ 3,210,000 $ 321,000 $ 108,000
Prince George's, Maryland 10 $ 2,549,000 $ 254,900 $ 62,000
Oakland, Michigan 10 $ 1,252,000 $ 125,200 $ 71,000
DeSoto, Mississippi 10 $ 1,231,000 $ 123,100 $ 72,000
Jackson, Mississippi 10 $ 878,000 $ 87,800 $ 72,000
Christian, Missouri 10 $ 1,040,000 $ 104,000 $ 51,000
Camden, New Jersey 10 $ 1,357,000 $ 135,700 $ 76,000
Chippewa, Wisconsin 10 $ 671,000 $ 67,100 $ 40,000
Lee, Alabama 9 $ 1,390,000 $ 154,444 $ 56,000
Fresno, California 9 $ 1,329,000 $ 147,666 $ 86,000
Stanislaus, California 9 $ 1,985,000 $ 220,555 $ 67,000
Marion, Florida 9 $ 1,194,000 $ 132,666 $ 42,000
Lafayette, Louisiana 9 $ 1,209,000 $ 134,333 $ 64,000
Anne Arundel, Maryland 9 $ 1,847,000 $ 205,222 $ 93,000
Buchanan, Missouri 9 $ 1,034,000 $ 114,888 $ 57,000
Platte, Missouri 9 $ 1,311,000 $ 145,666 $ 134,000
St. Louis City, Missouri 9 $ 815,000 $ 90,555 $ 40,000
Hudson, New Jersey 9 $ 3,892,000 $ 432,444 $ 319,000
Brazoria, Texas 9 $ 1,794,000 $ 199,333 $ 124,000
Fannin, Texas 9 $ 926,000 $ 102,888 $ 120,000
Lubbock, Texas 9 $ 937,000 $ 104,111 $ 104,000
Eau Claire, Wisconsin 9 $ 693,000 $ 77,000 $ 33,000
Cullman, Alabama 8 $ 932,000 $ 116,500 $ 61,000
Santa Clara, California 8 $ 2,293,000 $ 286,625 $ 134,000
Arapahoe, Colorado 8 $ 1,789,000 $ 223,625 $ 136,000
Clay, Florida 8 $ 1,155,000 $ 144,375 $ 69,000
Escambia, Florida 8 $ 837,000 $ 104,625 $ 91,000
Indian River, Florida 8 $ 1,268,000 $ 158,500 $ 43,000
Genesee, Michigan 8 $ 533,000 $ 66,625 $ 64,000
Macomb, Michigan 8 $ 1,006,000 $ 125,750 $ 70,000
Clay, Missouri 8 $ 698,000 $ 87,250 $ 64,000
Warren, Missouri 8 $ 671,000 $ 83,875 $ 52,000
Abbeville, South Carolina 8 $ 1,128,000 $ 141,000 $ 37,000
Carter, Tennessee 8 $ 663,000 $ 82,875 $ 55,000
Galveston, Texas 8 $ 1,137,000 $ 142,125 $ 129,000
Chilton, Alabama 7 $ 599,000 $ 85,571 $ 66,000
Limestone, Alabama 7 $ 700,000 $ 100,000 $ 40,000
Pulaski, Arkansas 7 $ 1,062,000 $ 151,714 $ 54,000
San Joaquin, California 7 $ 1,995,000 $ 285,000 $ 98,000
Osceola, Florida 7 $ 2,731,000 $ 390,142 $ 200,000
Pasco, Florida 7 $ 1,015,000 $ 145,000 $ 60,000
Santa Rosa, Florida 7 $ 1,158,000 $ 165,428 $ 95,000
Honolulu, Hawaii 7 $ 2,534,000 $ 362,000 $ 280,000
Maui, Hawaii 7 $ 3,491,000 $ 498,714 $ 441,000
Winnebago, Illinois 7 $ 589,000 $ 84,142 $ 238,000
Hamilton, Indiana 7 $ 1,158,000 $ 165,428 $ 118,000
Hendricks, Indiana 7 $ 853,000 $ 121,857 $ 84,000
Webster, Louisiana 7 $ 446,000 $ 63,714 $ 38,000
Lawrence, Missouri 7 $ 466,000 $ 66,571 $ 30,000
Somerset, New Jersey 7 $ 1,752,000 $ 250,285 $ 88,000
Lee, North Carolina 7 $ 920,000 $ 131,428 $ 43,000
Oklahoma, Oklahoma 7 $ 594,000 $ 84,857 $ 56,000
Richland, South Carolina 7 $ 1,122,000 $ 160,285 $ 76,000
Sevier, Tennessee 7 $ 1,560,000 $ 222,857 $ 65,000
Freestone, Texas 7 $ 648,000 $ 92,571 $ 76,000
Hardin, Texas 7 $ 455,000 $ 65,000 $ 109,000
Johnson, Texas 7 $ 502,000 $ 71,714 $ 83,000
Parker, Texas 7 $ 949,000 $ 135,571 $ 101,000
Rockwall, Texas 7 $ 1,078,000 $ 154,000 $ 97,000
Alameda, California 6 $ 2,103,000 $ 350,500 $ 192,000
Contra Costa, California 6 $ 3,530,000 $ 588,333 $ 185,000
Placer, California 6 $ 2,273,000 $ 378,833 $ 115,000
Denver, Colorado 6 $ 1,372,000 $ 228,666 $ 44,000
Okaloosa, Florida 6 $ 1,811,000 $ 301,833 $ 89,000
Kendall, Illinois 6 $ 1,070,000 $ 178,333 $ 67,000
Lake, Illinois 6 $ 915,000 $ 152,500 $ 78,000
McLean, Illinois 6 $ 904,000 $ 150,666 $ 47,000
Sangamon, Illinois 6 $ 474,000 $ 79,000 $ 52,000
Rapides, Louisiana 6 $ 790,000 $ 131,666 $ 48,000
Washtenaw, Michigan 6 $ 949,000 $ 158,166 $ 52,000
Rankin, Mississippi 6 $ 823,000 $ 137,166 $ 30,000
Gloucester, New Jersey 6 $ 1,218,000 $ 203,000 $ 80,000
Union, New Jersey 6 $ 1,458,000 $ 243,000 $ 36,000
Comanche, Oklahoma 6 $ 558,000 $ 93,000 $ 38,000
Greenville, South Carolina 6 $ 705,000 $ 117,500 $ 54,000
Horry, South Carolina 6 $ 958,000 $ 159,666 $ 230,000
Sullivan, Tennessee 6 $ 788,000 $ 131,333 $ 46,000
Coryell, Texas 6 $ 817,000 $ 136,166 $ 91,000
Hidalgo, Texas 6 $ 699,000 $ 116,500 $ 55,000
Hood, Texas 6 $ 701,000 $ 116,833 $ 68,000
San Patricio, Texas 6 $ 612,000 $ 102,000 $ 44,000
Clark, Wisconsin 6 $ 481,000 $ 80,166 $ 44,000
Etowah, Alabama 5 $ 1,221,000 $ 244,200 $ 107,000
Lauderdale, Alabama 5 $ 401,000 $ 80,200 $ 49,000
Benton, Arkansas 5 $ 547,000 $ 109,400 $ 41,000
Crittenden, Arkansas 5 $ 807,000 $ 161,400 $ 36,000
Washington, Arkansas 5 $ 672,000 $ 134,400 $ 41,000
Sonoma, California 5 $ 2,303,000 $ 460,600 $ 145,000
El Paso, Colorado 5 $ 653,000 $ 130,600 $ 56,000
Jefferson, Colorado 5 $ 887,000 $ 177,400 $ 124,000
Weld, Colorado 5 $ 706,000 $ 141,200 $ 91,000
Brevard, Florida 5 $ 769,000 $ 153,800 $ 44,000
Holmes, Florida 5 $ 504,000 $ 100,800 $ 62,000
Lake, Florida 5 $ 1,675,000 $ 335,000 $ 75,000
Manatee, Florida 5 $ 932,000 $ 186,400 $ 56,000
Sarasota, Florida 5 $ 714,000 $ 142,800 $ 53,000
Seminole, Florida 5 $ 812,000 $ 162,400 $ 66,000
Walton, Florida 5 $ 5,173,000 $ 1,034,600 $ 412,000
Johnson, Indiana 5 $ 352,000 $ 70,400 $ 47,000
Lake, Indiana 5 $ 350,000 $ 70,000 $ 30,000
Howard, Maryland 5 $ 1,695,000 $ 339,000 $ 91,000
Worcester, Massachusetts 5 $ 1,290,000 $ 258,000 $ 62,000
Calhoun, Michigan 5 $ 521,000 $ 104,200 $ 61,000
Kalamazoo, Michigan 5 $ 555,000 $ 111,000 $ 51,000
Kent, Michigan 5 $ 668,000 $ 133,600 $ 71,000
Jasper, Missouri 5 $ 547,000 $ 109,400 $ 51,000
St. Francois, Missouri 5 $ 436,000 $ 87,200 $ 49,000
Morris, New Jersey 5 $ 1,027,000 $ 205,400 $ 133,000
Craig, Oklahoma 5 $ 252,000 $ 50,400 $ 32,000
Tulsa, Oklahoma 5 $ 589,000 $ 117,800 $ 36,000
York, Pennsylvania 5 $ 1,060,000 $ 212,000 $ 60,000
Hamilton, Tennessee 5 $ 292,000 $ 58,400 $ 70,000
Montgomery, Tennessee 5 $ 707,000 $ 141,400 $ 52,000
Comal, Texas 5 $ 720,000 $ 144,000 $ 50,000
Henderson, Texas 5 $ 708,000 $ 141,600 $ 122,000
Kaufman, Texas 5 $ 621,000 $ 124,200 $ 121,000
Taylor, Texas 5 $ 627,000 $ 125,400 $ 79,000
Blount, Alabama 4 $ 395,000 $ 98,750 $ 54,000
Calhoun, Alabama 4 $ 350,000 $ 87,500 $ 67,000
DeKalb, Alabama 4 $ 768,000 $ 192,000 $ 104,000
Houston, Alabama 4 $ 572,000 $ 143,000 $ 76,000
Marion, Alabama 4 $ 248,000 $ 62,000 $ 33,000
Russell, Alabama 4 $ 421,000 $ 105,250 $ 53,000
Napa, California 4 $ 1,284,000 $ 321,000 $ 102,000
San Francisco, California 4 $ 1,899,000 $ 474,750 $ 271,000
San Mateo, California 4 $ 1,823,000 $ 455,750 $ 214,000
Ventura, California 4 $ 1,273,000 $ 318,250 $ 96,000
Bay, Florida 4 $ 643,000 $ 160,750 $ 49,000
Highlands, Florida 4 $ 681,000 $ 170,250 $ 43,000
St. Johns, Florida 4 $ 625,000 $ 156,250 $ 63,000
Volusia, Florida 4 $ 554,000 $ 138,500 $ 65,000
Boone, Indiana 4 $ 1,041,000 $ 260,250 $ 128,000
Shelby, Kentucky 4 $ 1,244,000 $ 311,000 $ 90,000
Union, Louisiana 4 $ 217,000 $ 54,250 $ 35,000
Montgomery, Maryland 4 $ 992,000 $ 248,000 $ 136,000
Washington, Maryland 4 $ 311,000 $ 77,750 $ 116,000
Allegan, Michigan 4 $ 246,000 $ 61,500 $ 66,000
Marion, Mississippi 4 $ 401,000 $ 100,250 $ 33,000
Tate, Mississippi 4 $ 595,000 $ 148,750 $ 39,000
Walthall, Mississippi 4 $ 333,000 $ 83,250 $ 36,000
Adair, Missouri 4 $ 299,000 $ 74,750 $ 56,000
Cass, Missouri 4 $ 458,000 $ 114,500 $ 99,000
Franklin, Missouri 4 $ 657,000 $ 164,250 $ 57,000
Douglas, Nebraska 4 $ 581,000 $ 145,250 $ 82,000
Cape May, New Jersey 4 $ 2,324,000 $ 581,000 $ 184,000
Mercer, New Jersey 4 $ 668,000 $ 167,000 $ 46,000
Dona Ana, New Mexico 4 $ 595,000 $ 148,750 $ 92,000
Cherokee, North Carolina 4 $ 689,000 $ 172,250 $ 70,000
Durham, North Carolina 4 $ 508,000 $ 127,000 $ 45,000
Berkeley, South Carolina 4 $ 532,000 $ 133,000 $ 57,000
Charleston, South Carolina 4 $ 793,000 $ 198,250 $ 115,000
Lexington, South Carolina 4 $ 499,000 $ 124,750 $ 63,000
Grayson, Texas 4 $ 481,000 $ 120,250 $ 53,000
Guadalupe, Texas 4 $ 541,000 $ 135,250 $ 56,000
Hays, Texas 4 $ 302,000 $ 75,500 $ 66,000
Midland, Texas 4 $ 221,000 $ 55,250 $ 68,000
Marathon, Wisconsin 4 $ 372,000 $ 93,000 $ 35,000
Coffee, Alabama 3 $ 467,000 $ 155,666 $ 72,000
Jackson, Alabama 3 $ 134,000 $ 44,666 $ 32,000
Marengo, Alabama 3 $ 220,000 $ 73,333 $ 54,000
Fairbanks North Star, Alaska 3 $ 686,000 $ 228,666 $ 69,000
Arkansas, Arkansas 3 $ 262,000 $ 87,333 $ 9,000
Baxter, Arkansas 3 $ 317,000 $ 105,666 $ 24,000
Faulkner, Arkansas 3 $ 341,000 $ 113,666 $ 27,000
Kings, California 3 $ 690,000 $ 230,000 $ 38,000
Madera, California 3 $ 555,000 $ 185,000 $ 70,000
Adams, Colorado 3 $ 601,000 $ 200,333 $ 166,000
Charlotte, Florida 3 $ 683,000 $ 227,666 $ 120,000
Leon, Florida 3 $ 464,000 $ 154,666 $ 71,000
Martin, Florida 3 $ 630,000 $ 210,000 $ 69,000
Hawaii, Hawaii 3 $ 375,000 $ 125,000 $ 95,000
Macon, Illinois 3 $ 187,000 $ 62,333 $ 25,000
Madison, Illinois 3 $ 361,000 $ 120,333 $ 75,000
Linn, Iowa 3 $ 273,000 $ 91,000 $ 33,000
Sedgwick, Kansas 3 $ 363,000 $ 121,000 $ 35,000
Scott, Kentucky 3 $ 480,000 $ 160,000 $ 160,000
De Soto, Louisiana 3 $ 338,000 $ 112,666 $ 83,000
Ouachita, Louisiana 3 $ 209,000 $ 69,666 $ 65,000
St. John the Baptist, Louisiana 3 $ 330,000 $ 110,000 $ 51,000
Carroll, Maryland 3 $ 750,000 $ 250,000 $ 88,000
Jefferson Davis, Mississippi 3 $ 193,000 $ 64,333 $ 42,000
Madison, Mississippi 3 $ 471,000 $ 157,000 $ 112,000
Cole, Missouri 3 $ 310,000 $ 103,333 $ 57,000
Gasconade, Missouri 3 $ 628,000 $ 209,333 $ 64,000
Taney, Missouri 3 $ 664,000 $ 221,333 $ 44,000
Sarpy, Nebraska 3 $ 400,000 $ 133,333 $ 95,000
Burlington, New Jersey 3 $ 702,000 $ 234,000 $ 65,000
Sussex, New Jersey 3 $ 438,000 $ 146,000 $ 83,000
Lea, New Mexico 3 $ 588,000 $ 196,000 $ 97,000
Sandoval, New Mexico 3 $ 555,000 $ 185,000 $ 62,000
Halifax, North Carolina 3 $ 154,000 $ 51,333 $ 34,000
Harnett, North Carolina 3 $ 326,000 $ 108,666 $ 39,000
Pontotoc, Oklahoma 3 $ 205,000 $ 68,333 $ 57,000
Northumberland, Pennsylvania 3 $ 244,000 $ 81,333 $ 44,000
Philadelphia, Pennsylvania 3 $ 336,000 $ 112,000 $ 45,000
Beaufort, South Carolina 3 $ 568,000 $ 189,333 $ 61,000
Spartanburg, South Carolina 3 $ 396,000 $ 132,000 $ 40,000
Sumter, South Carolina 3 $ 689,000 $ 229,666 $ 71,000
Blount, Tennessee 3 $ 412,000 $ 137,333 $ 50,000
Maury, Tennessee 3 $ 477,000 $ 159,000 $ 49,000
Rutherford, Tennessee 3 $ 340,000 $ 113,333 $ 330,000
Wilson, Tennessee 3 $ 424,000 $ 141,333 $ 51,000
Bowie, Texas 3 $ 214,000 $ 71,333 $ 94,000
Deaf Smith, Texas 3 $ 190,000 $ 63,333 $ 35,000
Franklin, Texas 3 $ 222,000 $ 74,000 $ 95,000
Gillespie, Texas 3 $ 785,000 $ 261,666 $ 112,000
Hunt, Texas 3 $ 184,000 $ 61,333 $ 46,000
Limestone, Texas 3 $ 292,000 $ 97,333 $ 73,000
Davis, Utah 3 $ 362,000 $ 120,666 $ 73,000
Milwaukee, Wisconsin 3 $ 210,000 $ 70,000 $ 24,000
Taylor, Wisconsin 3 $ 365,000 $ 121,666 $ 46,000
Autauga, Alabama 2 $ 320,000 $ 160,000 $ 74,000
Chambers, Alabama 2 $ 255,000 $ 127,500 $ 51,000
Elmore, Alabama 2 $ 256,000 $ 128,000 $ 49,000
Marshall, Alabama 2 $ 293,000 $ 146,500 $ 41,000
Morgan, Alabama 2 $ 139,000 $ 69,500 $ 18,000
Talladega, Alabama 2 $ 292,000 $ 146,000 $ 105,000
Tallapoosa, Alabama 2 $ 168,000 $ 84,000 $ 63,000
Washington, Alabama 2 $ 195,000 $ 97,500 $ 60,000
Anchorage, Alaska 2 $ 353,000 $ 176,500 $ 127,000
Craighead, Arkansas 2 $ 175,000 $ 87,500 $ 13,000
Lonoke, Arkansas 2 $ 210,000 $ 105,000 $ 78,000
Amador, California 2 $ 266,000 $ 133,000 $ 79,000
Butte, California 2 $ 400,000 $ 200,000 $ 59,000
Merced, California 2 $ 444,000 $ 222,000 $ 81,000
San Luis Obispo, California 2 $ 545,000 $ 272,500 $ 92,000
Tehama, California 2 $ 515,000 $ 257,500 $ 39,000
Tulare, California 2 $ 320,000 $ 160,000 $ 142,000
Chaffee, Colorado 2 $ 177,000 $ 88,500 $ 84,000
Alachua, Florida 2 $ 465,000 $ 232,500 $ 86,000
DeSoto, Florida 2 $ 229,000 $ 114,500 $ 47,000
Nassau, Florida 2 $ 238,000 $ 119,000 $ 164,000
Okeechobee, Florida 2 $ 357,000 $ 178,500 $ 40,000
Wakulla, Florida 2 $ 245,000 $ 122,500 $ 50,000
Cherokee, Georgia 2 $ 272,000 $ 136,000 $ 68,000
Cook, Georgia 2 $ 272,000 $ 136,000 $ 49,000
Christian, Illinois 2 $ 260,000 $ 130,000 $ 104,000
Jefferson, Illinois 2 $ 126,000 $ 63,000 $ 49,000
LaSalle, Illinois 2 $ 392,000 $ 196,000 $ 72,000
Peoria, Illinois 2 $ 235,000 $ 117,500 $ 94,000
Rock Island, Illinois 2 $ 149,000 $ 74,500 $ 68,000
Tazewell, Illinois 2 $ 135,000 $ 67,500 $ 33,000
Williamson, Illinois 2 $ 298,000 $ 149,000 $ 72,000
Allen, Indiana 2 $ 294,000 $ 147,000 $ 43,000
DeKalb, Indiana 2 $ 204,000 $ 102,000 $ 54,000
St. Joseph, Indiana 2 $ 236,000 $ 118,000 $ 39,000
Butler, Kansas 2 $ 269,000 $ 134,500 $ 57,000
Franklin, Kansas 2 $ 83,000 $ 41,500 $ 54,000
Wyandotte, Kansas 2 $ 145,000 $ 72,500 $ 29,000
Boone, Kentucky 2 $ 207,000 $ 103,500 $ 48,000
Christian, Kentucky 2 $ 248,000 $ 124,000 $ 65,000
Oldham, Kentucky 2 $ 334,000 $ 167,000 $ 117,000
Allen, Louisiana 2 $ 303,000 $ 151,500 $ 46,000
Evangeline, Louisiana 2 $ 172,000 $ 86,000 $ 27,000
Lincoln, Louisiana 2 $ 141,000 $ 70,500 $ 45,000
Pointe Coupee, Louisiana 2 $ 157,000 $ 78,500 $ 98,000
St. Charles, Louisiana 2 $ 442,000 $ 221,000 $ 84,000
St. Martin, Louisiana 2 $ 412,000 $ 206,000 $ 97,000
Cecil, Maryland 2 $ 191,000 $ 95,500 $ 62,000
St. Mary's, Maryland 2 $ 414,000 $ 207,000 $ 62,000
Wicomico, Maryland 2 $ 256,000 $ 128,000 $ 0
Cheboygan, Michigan 2 $ 179,000 $ 89,500 $ 37,000
Gogebic, Michigan 2 $ 153,000 $ 76,500 $ 25,000
Jackson, Michigan 2 $ 285,000 $ 142,500 $ 47,000
St. Clair, Michigan 2 $ 134,000 $ 67,000 $ 47,000
McLeod, Minnesota 2 $ 350,000 $ 175,000 $ 135,000
Pennington, Minnesota 2 $ 257,000 $ 128,500 $ 71,000
Stearns, Minnesota 2 $ 181,000 $ 90,500 $ 0
Pearl River, Mississippi 2 $ 211,000 $ 105,500 $ 45,000
Washington, Mississippi 2 $ 194,000 $ 97,000 $ 57,000
Henry, Missouri 2 $ 75,000 $ 37,500 $ 26,000
Howell, Missouri 2 $ 260,000 $ 130,000 $ 42,000
Johnson, Missouri 2 $ 90,000 $ 45,000 $ 76,000
Laclede, Missouri 2 $ 223,000 $ 111,500 $ 42,000
Polk, Missouri 2 $ 89,000 $ 44,500 $ 48,000
Stone, Missouri 2 $ 349,000 $ 174,500 $ 49,000
Buffalo, Nebraska 2 $ 183,000 $ 91,500 $ 116,000
Lancaster, Nebraska 2 $ 141,000 $ 70,500 $ 61,000
Cumberland, New Jersey 2 $ 205,000 $ 102,500 $ 60,000
Lincoln, New Mexico 2 $ 294,000 $ 147,000 $ 120,000
Brunswick, North Carolina 2 $ 366,000 $ 183,000 $ 91,000
Buncombe, North Carolina 2 $ 244,000 $ 122,000 $ 41,000
Franklin, North Carolina 2 $ 171,000 $ 85,500 $ 72,000
Gaston, North Carolina 2 $ 241,000 $ 120,500 $ 47,000
Hoke, North Carolina 2 $ 178,000 $ 89,000 $ 42,000
Onslow, North Carolina 2 $ 409,000 $ 204,500 $ 70,000
Rowan, North Carolina 2 $ 348,000 $ 174,000 $ 76,000
Union, North Carolina 2 $ 1,050,000 $ 525,000 $ 1,000
Burleigh, North Dakota 2 $ 173,000 $ 86,500 $ 83,000
Ward, North Dakota 2 $ 267,000 $ 133,500 $ 40,000
Cuyahoga, Ohio 2 $ 476,000 $ 238,000 $ 75,000
Canadian, Oklahoma 2 $ 127,000 $ 63,500 $ 57,000
Grady, Oklahoma 2 $ 120,000 $ 60,000 $ 65,000
Okmulgee, Oklahoma 2 $ 183,000 $ 91,500 $ 35,000
Rogers, Oklahoma 2 $ 368,000 $ 184,000 $ 68,000
Allegheny, Pennsylvania 2 $ 289,000 $ 144,500 $ 72,000
Bucks, Pennsylvania 2 $ 697,000 $ 348,500 $ 100,000
Erie, Pennsylvania 2 $ 173,000 $ 86,500 $ 55,000
Lancaster, South Carolina 2 $ 125,000 $ 62,500 $ 56,000
Newberry, South Carolina 2 $ 117,000 $ 58,500 $ 79,000
York, South Carolina 2 $ 515,000 $ 257,500 $ 280,000
Pennington, South Dakota 2 $ 303,000 $ 151,500 $ 65,000
Greene, Tennessee 2 $ 202,000 $ 101,000 $ 38,000
Knox, Tennessee 2 $ 338,000 $ 169,000 $ 51,000
Robertson, Tennessee 2 $ 262,000 $ 131,000 $ 89,000
Tipton, Tennessee 2 $ 266,000 $ 133,000 $ 55,000
Williamson, Tennessee 2 $ 1,151,000 $ 575,500 $ 134,000
Bandera, Texas 2 $ 179,000 $ 89,500 $ 80,000
Burnet, Texas 2 $ 138,000 $ 69,000 $ 72,000
Coleman, Texas 2 $ 211,000 $ 105,500 $ 146,000
Comanche, Texas 2 $ 175,000 $ 87,500 $ 55,000
Marion, Texas 2 $ 75,000 $ 37,500 $ 29,000
Smith, Texas 2 $ 270,000 $ 135,000 $ 70,000
Tom Green, Texas 2 $ 135,000 $ 67,500 $ 156,000
Van Zandt, Texas 2 $ 351,000 $ 175,500 $ 60,000
Wichita, Texas 2 $ 205,000 $ 102,500 $ 50,000
Wilson, Texas 2 $ 297,000 $ 148,500 $ 79,000
Wise, Texas 2 $ 181,000 $ 90,500 $ 68,000
Wood, Texas 2 $ 395,000 $ 197,500 $ 131,000
Chelan, Washington 2 $ 327,000 $ 163,500 $ 187,000
Buffalo, Wisconsin 2 $ 94,000 $ 47,000 $ 53,000
Dane, Wisconsin 2 $ 561,000 $ 280,500 $ 330,000
Jackson, Wisconsin 2 $ 235,000 $ 117,500 $ 48,000
La Crosse, Wisconsin 2 $ 82,000 $ 41,000 $ 17,000
Lafayette, Wisconsin 2 $ 122,000 $ 61,000 $ 34,000
Trempealeau, Wisconsin 2 $ 241,000 $ 120,500 $ 53,000
Wood, Wisconsin 2 $ 115,000 $ 57,500 $ 38,000
Barbour, Alabama 1 $ 108,000 $ 108,000 $ 54,000
Bibb, Alabama 1 $ 151,000 $ 151,000 $ 78,000
Cherokee, Alabama 1 $ 105,000 $ 105,000 $ 64,000
Choctaw, Alabama 1 $ 50,000 $ 50,000 $ 36,000
Coosa, Alabama 1 $ 55,000 $ 55,000 $ 42,000
Covington, Alabama 1 $ 93,000 $ 93,000 $ 48,000
Dale, Alabama 1 $ 233,000 $ 233,000 $ 76,000
Lawrence, Alabama 1 $ 91,000 $ 91,000 $ 40,000
Lowndes, Alabama 1 $ 98,000 $ 98,000 $ 80,000
Macon, Alabama 1 $ 105,000 $ 105,000 $ 51,000
Monroe, Alabama 1 $ 75,000 $ 75,000 $ 31,000
Pike, Alabama 1 $ 102,000 $ 102,000 $ 48,000
Sumter, Alabama 1 $ 217,000 $ 217,000 $ 106,000
Juneau, Alaska 1 $ 156,000 $ 156,000 $ 62,000
Pima, Arizona 1 $ 144,000 $ 144,000 $ 92,000
Yuma, Arizona 1 $ 155,000 $ 155,000 $ 55,000
Ashley, Arkansas 1 $ 128,000 $ 128,000 $ 65,000
Chicot, Arkansas 1 $ 120,000 $ 120,000 $ 18,000
Clark, Arkansas 1 $ 200,000 $ 200,000 $ 2,000
Cleburne, Arkansas 1 $ 100,000 $ 100,000 $ 14,000
Columbia, Arkansas 1 $ 201,000 $ 201,000 $ 87,000
Crawford, Arkansas 1 $ 110,000 $ 110,000 $ 90,000
Desha, Arkansas 1 $ 102,000 $ 102,000 $ 54,000
Garland, Arkansas 1 $ 133,000 $ 133,000 $ 72,000
Greene, Arkansas 1 $ 111,000 $ 111,000 $ 55,000
Independence, Arkansas 1 $ 145,000 $ 145,000 $ 57,000
Izard, Arkansas 1 $ 139,000 $ 139,000 $ 70,000
Jefferson, Arkansas 1 $ 229,000 $ 229,000 $ 0
Lawrence, Arkansas 1 $ 100,000 $ 100,000 $ 34,000
Little River, Arkansas 1 $ 52,000 $ 52,000 $ 48,000
Miller, Arkansas 1 $ 75,000 $ 75,000 $ 32,000
Mississippi, Arkansas 1 $ 97,000 $ 97,000 $ 1,000
Pike, Arkansas 1 $ 160,000 $ 160,000 $ 81,000
Sebastian, Arkansas 1 $ 105,000 $ 105,000 $ 67,000
Del Norte, California 1 $ 128,000 $ 128,000 $ 103,000
El Dorado, California 1 $ 300,000 $ 300,000 $ 1,000
Lassen, California 1 $ 360,000 $ 360,000 $ 126,000
Marin, California 1 $ 400,000 $ 400,000 $ 115,000
Monterey, California 1 $ 250,000 $ 250,000 $ 100,000
Nevada, California 1 $ 406,000 $ 406,000 $ 140,000
Santa Barbara, California 1 $ 200,000 $ 200,000 $ 0
Santa Cruz, California 1 $ 113,000 $ 113,000 $ 105,000
Shasta, California 1 $ 184,000 $ 184,000 $ 61,000
Siskiyou, California 1 $ 112,000 $ 112,000 $ 128,000
Sutter, California 1 $ 262,000 $ 262,000 $ 92,000
Yuba, California 1 $ 394,000 $ 394,000 $ 73,000
Larimer, Colorado 1 $ 178,000 $ 178,000 $ 71,000
Pueblo, Colorado 1 $ 180,000 $ 180,000 $ 64,000
Fairfield, Connecticut 1 $ 290,000 $ 290,000 $ 59,000
New Haven, Connecticut 1 $ 281,000 $ 281,000 $ 99,000
New Castle, Delaware 1 $ 301,000 $ 301,000 $ 89,000
Bradford, Florida 1 $ 165,000 $ 165,000 $ 83,000
Citrus, Florida 1 $ 137,000 $ 137,000 $ 42,000
Flagler, Florida 1 $ 224,000 $ 224,000 $ 75,000
Hernando, Florida 1 $ 146,000 $ 146,000 $ 51,000
Levy, Florida 1 $ 104,000 $ 104,000 $ 53,000
Suwannee, Florida 1 $ 171,000 $ 171,000 $ 43,000
Fulton, Georgia 1 $ 162,000 $ 162,000 $ 34,000
Kauai, Hawaii 1 $ 100,000 $ 100,000 $ 0
Canyon, Idaho 1 $ 19,000 $ 19,000 $ 46,000
Adams, Illinois 1 $ 91,000 $ 91,000 $ 34,000
Champaign, Illinois 1 $ 186,000 $ 186,000 $ 90,000
Coles, Illinois 1 $ 85,000 $ 85,000 $ 44,000
Ford, Illinois 1 $ 74,000 $ 74,000 $ 56,000
Grundy, Illinois 1 $ 198,000 $ 198,000 $ 62,000
Kankakee, Illinois 1 $ 153,000 $ 153,000 $ 33,000
Macoupin, Illinois 1 $ 114,000 $ 114,000 $ 38,000
McHenry, Illinois 1 $ 226,000 $ 226,000 $ 199,000
Morgan, Illinois 1 $ 72,000 $ 72,000 $ 24,000
Ogle, Illinois 1 $ 107,000 $ 107,000 $ 37,000
Vermilion, Illinois 1 $ 174,000 $ 174,000 $ 47,000
Bartholomew, Indiana 1 $ 82,000 $ 82,000 $ 37,000
Dearborn, Indiana 1 $ 122,000 $ 122,000 $ 54,000
Delaware, Indiana 1 $ 48,000 $ 48,000 $ 34,000
Elkhart, Indiana 1 $ 115,000 $ 115,000 $ 41,000
Fayette, Indiana 1 $ 120,000 $ 120,000 $ 46,000
Floyd, Indiana 1 $ 199,000 $ 199,000 $ 99,000
Hancock, Indiana 1 $ 263,000 $ 263,000 $ 124,000
Jefferson, Indiana 1 $ 165,000 $ 165,000 $ 45,000
Jennings, Indiana 1 $ 115,000 $ 115,000 $ 1,000
Kosciusko, Indiana 1 $ 98,000 $ 98,000 $ 26,000
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Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,219 $435,695,000 $135,000 $3,250,000 $76,000 $1,200,000
Refinancing 1,842 $345,757,000 $187,000 $3,000,000 $91,000 $4,200,000
Home Improvement 3 $381,000 $127,000 $200,000 $20,000 $60,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,158 $495,952,000 $157,000 $3,000,000 $88,000 $4,200,000
Black or African American 800 $105,579,000 $131,000 $840,000 $62,000 $480,000
Hispanic 615 $96,222,000 $156,000 $3,250,000 $76,000 $1,913,000
Not Provided 362 $60,491,000 $167,000 $1,193,000 $75,000 $1,200,000
Asian 102 $19,373,000 $189,000 $683,000 $100,000 $600,000
American Indian or Alaskan Native 14 $1,620,000 $115,000 $296,000 $62,000 $150,000
Native Hawaiian or Other Pacific Islander 13 $2,596,000 $199,000 $536,000 $92,000 $300,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,131 $637,549,000 $154,000 $3,250,000 $87,000 $4,200,000
VA-guaranteed (Veterans Administration) 657 $108,878,000 $165,000 $417,000 $59,000 $298,000
FHA-insured (Federal Housing Administration) 276 $35,406,000 $128,000 $411,000 $56,000 $171,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,528 $389,838,000 $154,000 $3,000,000 $84,000 $4,200,000
Application Withdrawn By Applicant 1,078 $163,014,000 $151,000 $3,250,000 $68,000 $1,200,000
Application Approved But Not Accepted 724 $112,322,000 $155,000 $1,178,000 $88,000 $1,913,000
Application Denied By Financial Institution 482 $74,496,000 $154,000 $2,730,000 $79,000 $960,000
Loan Purchased By The Institution 140 $22,273,000 $159,000 $780,000 $107,000 $356,000
File Closed For Incompleteness 112 $19,890,000 $177,000 $1,463,000 $92,000 $1,020,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 40 $10,431,000 $260,000 $2,730,000 $125,000 $960,000
Collateral 37 $8,186,000 $221,000 $1,360,000 $137,000 $600,000
Debt-To-Income Ratio 28 $3,906,000 $139,000 $820,000 $57,000 $228,000
Unverifiable Information 27 $4,483,000 $166,000 $560,000 $129,000 $319,000
Credit History 17 $2,549,000 $149,000 $880,000 $69,000 $282,000
Employment History 5 $476,000 $95,000 $225,000 $65,000 $114,000
Insufficient Cash (Downpayment, Closing Cost) 2 $142,000 $71,000 $100,000 $27,000 $29,000
Mortgage Insurance Denied 2 $137,000 $68,000 $75,000 $19,000 $20,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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