Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2006
In 2006, Ark-La-Tex Financial Services of Plano, TX reported 5,064 mortgage applications totaling $781.8 million, up 123% from 2005. The average application was for $154,390, and applicants reported an average income of $81,422. 50% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Dallas-Plano-Irving, TX (454), Birmingham-Hoover, AL (198) and Shreveport-Bossier City, LA (196) (applications in parentheses).
| Mortgage Company & Address | Ark-La-Tex Financial Services 5160 Tennyson Pkwy, Suite 2000w Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,064 |
| Total Mortgage Loan Application Amount | $781,833,000 |
| Average Mortgage Loan Application Amount | $154,390 |
| Highest Mortgage Loan Application Amount | $3,250,000 |
| Average Applicant Income | $81,422 |
| Highest Applicant Income | $4,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 454 | $ 62,805,000 | $ 138,337 | $ 93,000 |
| Birmingham-Hoover, AL | 198 | $ 25,910,000 | $ 130,858 | $ 86,000 |
| Shreveport-Bossier City, LA | 196 | $ 21,430,000 | $ 109,336 | $ 56,000 |
| New Orleans-Metairie-Kenner, LA | 174 | $ 23,365,000 | $ 134,281 | $ 55,000 |
| San Antonio, TX | 142 | $ 14,032,000 | $ 98,816 | $ 61,000 |
| Fort Worth-Arlington, TX | 140 | $ 17,523,000 | $ 125,164 | $ 80,000 |
| Chicago-Naperville-Joliet, IL | 136 | $ 21,213,000 | $ 155,977 | $ 81,000 |
| St. Louis, MO-IL | 121 | $ 14,341,000 | $ 118,520 | $ 66,090 |
| Houston-Sugar Land-Baytown, TX | 114 | $ 16,446,000 | $ 144,263 | $ 151,000 |
| Baton Rouge, LA | 99 | $ 12,864,000 | $ 129,939 | $ 81,000 |
| Riverside-San Bernardino-Ontario, CA | 87 | $ 22,199,000 | $ 255,160 | $ 130,000 |
| Austin-Round Rock, TX | 79 | $ 11,408,000 | $ 144,405 | $ 105,000 |
| Los Angeles-Long Beach-Glendale, CA | 78 | $ 27,233,000 | $ 349,141 | $ 131,000 |
| Detroit-Livonia-Dearborn, MI | 72 | $ 8,147,000 | $ 113,152 | $ 61,000 |
| Kansas City, MO-KS | 64 | $ 6,666,000 | $ 104,156 | $ 80,640 |
| Edison, NJ | 61 | $ 15,065,000 | $ 246,967 | $ 100,000 |
| Baltimore-Towson, MD | 58 | $ 10,324,000 | $ 178,000 | $ 73,000 |
| Tampa-St. Petersburg-Clearwater, FL | 57 | $ 11,146,000 | $ 195,543 | $ 90,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 51 | $ 11,208,000 | $ 219,764 | $ 109,000 |
| New York-White Plains-Wayne, NY-NJ | 49 | $ 14,016,000 | $ 286,040 | $ 133,244 |
| Orlando-Kissimmee, FL | 47 | $ 10,177,000 | $ 216,531 | $ 89,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 44 | $ 9,833,000 | $ 223,477 | $ 103,000 |
| Amarillo, TX | 43 | $ 4,390,000 | $ 102,093 | $ 61,000 |
| Indianapolis-Carmel, IN | 43 | $ 6,248,000 | $ 145,302 | $ 93,000 |
| Springfield, MO | 40 | $ 3,483,000 | $ 87,075 | $ 60,000 |
| Memphis, TN-MS-AR | 39 | $ 4,865,000 | $ 124,743 | $ 60,717 |
| Albuquerque, NM | 36 | $ 5,054,000 | $ 140,388 | $ 77,000 |
| Beaumont-Port Arthur, TX | 36 | $ 2,779,000 | $ 77,194 | $ 73,000 |
| El Paso, TX | 35 | $ 2,883,000 | $ 82,371 | $ 58,000 |
| Las Vegas-Paradise, NV | 35 | $ 8,061,000 | $ 230,314 | $ 82,000 |
| Cape Coral-Fort Myers, FL | 34 | $ 6,502,000 | $ 191,235 | $ 81,000 |
| Jacksonville, FL | 33 | $ 5,393,000 | $ 163,424 | $ 74,000 |
| Newark-Union, NJ-PA | 33 | $ 7,128,000 | $ 216,000 | $ 136,727 |
| Charlotte-Gastonia-Concord, NC-SC | 31 | $ 4,550,000 | $ 146,774 | $ 67,645 |
| Miami-Miami Beach-Kendall, FL | 31 | $ 10,512,000 | $ 339,096 | $ 139,000 |
| Louisville-Jefferson County, KY-IN | 30 | $ 4,005,000 | $ 133,500 | $ 62,666 |
| Huntsville, AL | 29 | $ 3,451,000 | $ 119,000 | $ 54,000 |
| Nashville-Davidson--Murfreesboro, TN | 29 | $ 4,184,000 | $ 144,275 | $ 96,000 |
| Corpus Christi, TX | 27 | $ 3,369,000 | $ 124,777 | $ 78,000 |
| Mobile, AL | 27 | $ 2,608,000 | $ 96,592 | $ 50,000 |
| Port St. Lucie-Fort Pierce, FL | 27 | $ 4,671,000 | $ 173,000 | $ 62,000 |
| Raleigh-Cary, NC | 25 | $ 4,015,000 | $ 160,600 | $ 66,000 |
| Jackson, MS | 24 | $ 2,694,000 | $ 112,250 | $ 79,000 |
| Wilmington, DE-MD-NJ | 24 | $ 2,975,000 | $ 123,958 | $ 55,250 |
| Lexington-Fayette, KY | 23 | $ 3,139,000 | $ 136,478 | $ 83,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 23 | $ 6,672,000 | $ 290,086 | $ 113,000 |
| Vallejo-Fairfield, CA | 23 | $ 7,463,000 | $ 324,478 | $ 94,000 |
| Denver-Aurora, CO | 22 | $ 4,649,000 | $ 211,318 | $ 112,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 2,823,000 | $ 128,318 | $ 68,000 |
| Killeen-Temple-Fort Hood, TX | 21 | $ 2,940,000 | $ 140,000 | $ 82,000 |
| Santa Ana-Anaheim-Irvine, CA | 21 | $ 6,527,000 | $ 310,809 | $ 91,000 |
| San Diego-Carlsbad-San Marcos, CA | 20 | $ 5,236,000 | $ 261,800 | $ 110,000 |
| Camden, NJ | 19 | $ 3,277,000 | $ 172,473 | $ 75,000 |
| Eau Claire, WI | 19 | $ 1,364,000 | $ 71,789 | $ 36,000 |
| Johnson City, TN | 19 | $ 1,530,000 | $ 80,526 | $ 45,000 |
| Lakeland, FL | 19 | $ 3,070,000 | $ 161,578 | $ 71,000 |
| Fayetteville, NC | 18 | $ 2,233,000 | $ 124,055 | $ 54,000 |
| Brownsville-Harlingen, TX | 17 | $ 2,041,000 | $ 120,058 | $ 54,000 |
| Gulfport-Biloxi, MS | 16 | $ 2,172,000 | $ 135,750 | $ 65,000 |
| Waco, TX | 16 | $ 1,499,000 | $ 93,687 | $ 93,000 |
| Montgomery, AL | 15 | $ 1,725,000 | $ 115,000 | $ 43,000 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 1,995,000 | $ 133,000 | $ 93,000 |
| Bakersfield, CA | 14 | $ 2,416,000 | $ 172,571 | $ 85,000 |
| Oklahoma City, OK | 14 | $ 1,116,000 | $ 79,714 | $ 52,000 |
| Tuscaloosa, AL | 14 | $ 1,564,000 | $ 111,714 | $ 115,000 |
| Columbia, SC | 12 | $ 1,699,000 | $ 141,583 | $ 68,000 |
| Houma-Bayou Cane-Thibodaux, LA | 12 | $ 1,142,000 | $ 95,166 | $ 45,000 |
| Little Rock-North Little Rock, AR | 12 | $ 1,613,000 | $ 134,416 | $ 51,000 |
| Oakland-Fremont-Hayward, CA | 12 | $ 5,633,000 | $ 469,416 | $ 188,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 1,316,000 | $ 119,636 | $ 39,909 |
| Lafayette, LA | 11 | $ 1,621,000 | $ 147,363 | $ 70,000 |
| Naples-Marco Island, FL | 10 | $ 3,210,000 | $ 321,000 | $ 108,000 |
| Pascagoula, MS | 10 | $ 878,000 | $ 87,800 | $ 72,000 |
| Sarasota-Bradenton-Venice, FL | 10 | $ 1,646,000 | $ 164,600 | $ 55,000 |
| Tulsa, OK | 10 | $ 1,250,000 | $ 125,000 | $ 43,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 2,549,000 | $ 254,900 | $ 62,000 |
| Auburn-Opelika, AL | 9 | $ 1,390,000 | $ 154,444 | $ 56,000 |
| Charleston-North Charleston, SC | 9 | $ 1,430,000 | $ 158,888 | $ 82,000 |
| Fresno, CA | 9 | $ 1,329,000 | $ 147,666 | $ 86,000 |
| Lubbock, TX | 9 | $ 937,000 | $ 104,111 | $ 104,000 |
| Modesto, CA | 9 | $ 1,985,000 | $ 220,555 | $ 67,000 |
| Ocala, FL | 9 | $ 1,194,000 | $ 132,666 | $ 42,000 |
| San Francisco-San Mateo-Redwood City, CA | 9 | $ 4,122,000 | $ 458,000 | $ 228,000 |
| St. Joseph, MO-KS | 9 | $ 1,034,000 | $ 114,888 | $ 57,000 |
| Flint, MI | 8 | $ 533,000 | $ 66,625 | $ 64,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 2,293,000 | $ 286,625 | $ 134,000 |
| Sebastian-Vero Beach, FL | 8 | $ 1,268,000 | $ 158,500 | $ 43,000 |
| Clarksville, TN-KY | 7 | $ 955,000 | $ 136,428 | $ 55,714 |
| Honolulu, HI | 7 | $ 2,534,000 | $ 362,000 | $ 280,000 |
| Monroe, LA | 7 | $ 426,000 | $ 60,857 | $ 48,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 981,000 | $ 140,142 | $ 87,000 |
| Philadelphia, PA | 7 | $ 1,349,000 | $ 192,714 | $ 77,000 |
| Rockford, IL | 7 | $ 589,000 | $ 84,142 | $ 238,000 |
| Stockton, CA | 7 | $ 1,995,000 | $ 285,000 | $ 98,000 |
| Alexandria, LA | 6 | $ 790,000 | $ 131,666 | $ 48,000 |
| Ann Arbor, MI | 6 | $ 949,000 | $ 158,166 | $ 52,000 |
| Bloomington-Normal, IL | 6 | $ 904,000 | $ 150,666 | $ 47,000 |
| Chattanooga, TN-GA | 6 | $ 542,000 | $ 90,333 | $ 63,000 |
| Fort Walton Beach-Crestview-Destin, FL | 6 | $ 1,811,000 | $ 301,833 | $ 89,000 |
| Gary, IN | 6 | $ 830,000 | $ 138,333 | $ 50,000 |
| Greenville, SC | 6 | $ 705,000 | $ 117,500 | $ 54,000 |
| Joplin, MO | 6 | $ 774,000 | $ 129,000 | $ 43,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 788,000 | $ 131,333 | $ 46,000 |
| Knoxville, TN | 6 | $ 918,000 | $ 153,000 | $ 64,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 915,000 | $ 152,500 | $ 78,000 |
| Lawton, OK | 6 | $ 558,000 | $ 93,000 | $ 38,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 699,000 | $ 116,500 | $ 55,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 1,238,000 | $ 206,333 | $ 99,833 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 6 | $ 958,000 | $ 159,666 | $ 230,000 |
| Springfield, IL | 6 | $ 474,000 | $ 79,000 | $ 52,000 |
| Abilene, TX | 5 | $ 627,000 | $ 125,400 | $ 79,000 |
| Battle Creek, MI | 5 | $ 521,000 | $ 104,200 | $ 61,000 |
| Bethesda-Gaithersburg-Frederick, MD | 5 | $ 1,029,000 | $ 205,800 | $ 121,000 |
| Colorado Springs, CO | 5 | $ 653,000 | $ 130,600 | $ 56,000 |
| Durham, NC | 5 | $ 778,000 | $ 155,600 | $ 53,000 |
| Florence-Muscle Shoals, AL | 5 | $ 401,000 | $ 80,200 | $ 49,000 |
| Gadsden, AL | 5 | $ 1,221,000 | $ 244,200 | $ 107,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 668,000 | $ 133,600 | $ 71,000 |
| Greeley, CO | 5 | $ 706,000 | $ 141,200 | $ 91,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 614,000 | $ 122,800 | $ 110,000 |
| Kalamazoo-Portage, MI | 5 | $ 555,000 | $ 111,000 | $ 51,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 769,000 | $ 153,800 | $ 44,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 2,303,000 | $ 460,600 | $ 145,000 |
| Tallahassee, FL | 5 | $ 709,000 | $ 141,800 | $ 63,000 |
| Wichita, KS | 5 | $ 632,000 | $ 126,400 | $ 44,000 |
| Worcester, MA | 5 | $ 1,290,000 | $ 258,000 | $ 62,000 |
| York-Hanover, PA | 5 | $ 1,060,000 | $ 212,000 | $ 60,000 |
| Anniston-Oxford, AL | 4 | $ 350,000 | $ 87,500 | $ 67,000 |
| Cincinnati-Middletown, OH-KY-IN | 4 | $ 467,000 | $ 116,750 | $ 50,250 |
| Columbus, GA-AL | 4 | $ 421,000 | $ 105,250 | $ 53,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 554,000 | $ 138,500 | $ 65,000 |
| Dothan, AL | 4 | $ 572,000 | $ 143,000 | $ 76,000 |
| Las Cruces, NM | 4 | $ 595,000 | $ 148,750 | $ 92,000 |
| Midland, TX | 4 | $ 221,000 | $ 55,250 | $ 68,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 510,000 | $ 127,500 | $ 45,000 |
| Napa, CA | 4 | $ 1,284,000 | $ 321,000 | $ 102,000 |
| Ocean City, NJ | 4 | $ 2,324,000 | $ 581,000 | $ 184,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,273,000 | $ 318,250 | $ 96,000 |
| Panama City-Lynn Haven, FL | 4 | $ 643,000 | $ 160,750 | $ 49,000 |
| Peoria, IL | 4 | $ 370,000 | $ 92,500 | $ 63,000 |
| Pittsburgh, PA | 4 | $ 528,000 | $ 132,000 | $ 59,000 |
| Sherman-Denison, TX | 4 | $ 481,000 | $ 120,250 | $ 53,000 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 289,000 | $ 72,250 | $ 78,500 |
| Trenton-Ewing, NJ | 4 | $ 668,000 | $ 167,000 | $ 46,000 |
| Wausau, WI | 4 | $ 372,000 | $ 93,000 | $ 35,000 |
| Asheville, NC | 3 | $ 302,000 | $ 100,666 | $ 37,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3 | $ 434,000 | $ 144,666 | $ 56,000 |
| Cedar Rapids, IA | 3 | $ 273,000 | $ 91,000 | $ 33,000 |
| Decatur, AL | 3 | $ 230,000 | $ 76,666 | $ 25,000 |
| Decatur, IL | 3 | $ 187,000 | $ 62,333 | $ 25,000 |
| Fairbanks, AK | 3 | $ 686,000 | $ 228,666 | $ 69,000 |
| Hanford-Corcoran, CA | 3 | $ 690,000 | $ 230,000 | $ 38,000 |
| Jefferson City, MO | 3 | $ 310,000 | $ 103,333 | $ 57,000 |
| Lincoln, NE | 3 | $ 240,000 | $ 80,000 | $ 59,000 |
| Madera, CA | 3 | $ 555,000 | $ 185,000 | $ 70,000 |
| Ogden-Clearfield, UT | 3 | $ 362,000 | $ 120,666 | $ 73,000 |
| Portland-Vancouver-Beaverton, OR-WA | 3 | $ 579,000 | $ 193,000 | $ 80,000 |
| Punta Gorda, FL | 3 | $ 683,000 | $ 227,666 | $ 120,000 |
| Spartanburg, SC | 3 | $ 396,000 | $ 132,000 | $ 40,000 |
| Sumter, SC | 3 | $ 689,000 | $ 229,666 | $ 71,000 |
| Wichita Falls, TX | 3 | $ 318,000 | $ 106,000 | $ 44,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 294,000 | $ 147,000 | $ 111,000 |
| Anchorage, AK | 2 | $ 353,000 | $ 176,500 | $ 127,000 |
| Bismarck, ND | 2 | $ 173,000 | $ 86,500 | $ 83,000 |
| Boston-Quincy, MA | 2 | $ 556,000 | $ 278,000 | $ 105,000 |
| Champaign-Urbana, IL | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Chico, CA | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 476,000 | $ 238,000 | $ 75,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 149,000 | $ 74,500 | $ 68,000 |
| Dayton, OH | 2 | $ 296,000 | $ 148,000 | $ 67,000 |
| Erie, PA | 2 | $ 173,000 | $ 86,500 | $ 55,000 |
| Fort Smith, AR-OK | 2 | $ 215,000 | $ 107,500 | $ 78,000 |
| Fort Wayne, IN | 2 | $ 294,000 | $ 147,000 | $ 43,000 |
| Gainesville, FL | 2 | $ 465,000 | $ 232,500 | $ 86,000 |
| Jackson, MI | 2 | $ 285,000 | $ 142,500 | $ 47,000 |
| Jackson, TN | 2 | $ 212,000 | $ 106,000 | $ 97,000 |
| Jacksonville, NC | 2 | $ 409,000 | $ 204,500 | $ 70,000 |
| Jonesboro, AR | 2 | $ 175,000 | $ 87,500 | $ 13,000 |
| La Crosse, WI-MN | 2 | $ 82,000 | $ 41,000 | $ 17,000 |
| Lansing-East Lansing, MI | 2 | $ 414,000 | $ 207,000 | $ 74,000 |
| Longview, TX | 2 | $ 566,000 | $ 283,000 | $ 188,000 |
| Madison, WI | 2 | $ 561,000 | $ 280,500 | $ 330,000 |
| Merced, CA | 2 | $ 444,000 | $ 222,000 | $ 81,000 |
| Rapid City, SD | 2 | $ 303,000 | $ 151,500 | $ 65,000 |
| Salisbury, MD | 2 | $ 256,000 | $ 128,000 | $ 0 |
| San Angelo, TX | 2 | $ 135,000 | $ 67,500 | $ 156,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 545,000 | $ 272,500 | $ 92,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 236,000 | $ 118,000 | $ 39,000 |
| St. Cloud, MN | 2 | $ 181,000 | $ 90,500 | $ 0 |
| Tyler, TX | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 205,000 | $ 102,500 | $ 60,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 391,000 | $ 195,500 | $ 28,000 |
| Visalia-Porterville, CA | 2 | $ 320,000 | $ 160,000 | $ 142,000 |
| Wenatchee, WA | 2 | $ 327,000 | $ 163,500 | $ 187,000 |
| Wilmington, NC | 2 | $ 366,000 | $ 183,000 | $ 91,000 |
| Yuba City, CA | 2 | $ 656,000 | $ 328,000 | $ 82,000 |
| Anderson, IN | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Anderson, SC | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Appleton, WI | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Atlantic City, NJ | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| Barnstable Town, MA | 1 | $ 332,000 | $ 332,000 | $ 64,000 |
| Bloomington, IN | 1 | $ 157,000 | $ 157,000 | $ 85,000 |
| Boise City-Nampa, ID | 1 | $ 19,000 | $ 19,000 | $ 46,000 |
| Bremerton-Silverdale, WA | 1 | $ 308,000 | $ 308,000 | $ 77,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 290,000 | $ 290,000 | $ 59,000 |
| Burlington, NC | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Canton-Massillon, OH | 1 | $ 147,000 | $ 147,000 | $ 111,000 |
| Charlottesville, VA | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Cleveland, TN | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Columbia, MO | 1 | $ 139,000 | $ 139,000 | $ 79,000 |
| Columbus, IN | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Columbus, OH | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Danville, IL | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Elizabethtown, KY | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Elkhart-Goshen, IN | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Evansville, IN-KY | 1 | $ 89,000 | $ 89,000 | $ 28,000 |
| Florence, SC | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Fort Collins-Loveland, CO | 1 | $ 178,000 | $ 178,000 | $ 71,000 |
| Grand Forks, ND-MN | 1 | $ 171,000 | $ 171,000 | $ 59,000 |
| Green Bay, WI | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| Greensboro-High Point, NC | 1 | $ 194,000 | $ 194,000 | $ 81,000 |
| Harrisburg-Carlisle, PA | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Hattiesburg, MS | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| Holland-Grand Haven, MI | 1 | $ 466,000 | $ 466,000 | $ 192,000 |
| Hot Springs, AR | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Kankakee-Bradley, IL | 1 | $ 153,000 | $ 153,000 | $ 33,000 |
| Lake Charles, LA | 1 | $ 224,000 | $ 224,000 | $ 125,000 |
| Lancaster, PA | 1 | $ 174,000 | $ 174,000 | $ 37,000 |
| Laredo, TX | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| Mansfield, OH | 1 | $ 149,000 | $ 149,000 | $ 44,000 |
| Monroe, MI | 1 | $ 253,000 | $ 253,000 | $ 71,000 |
| Morristown, TN | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Muncie, IN | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| New Haven-Milford, CT | 1 | $ 281,000 | $ 281,000 | $ 99,000 |
| Olympia, WA | 1 | $ 318,000 | $ 318,000 | $ 85,000 |
| Owensboro, KY | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Pine Bluff, AR | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 173,000 | $ 173,000 | $ 42,000 |
| Pueblo, CO | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Redding, CA | 1 | $ 184,000 | $ 184,000 | $ 61,000 |
| Reno-Sparks, NV | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| Rochester, MN | 1 | $ 186,000 | $ 186,000 | $ 50,000 |
| Rockingham County-Strafford County, NH | 1 | $ 413,000 | $ 413,000 | $ 429,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Salinas, CA | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Santa Barbara-Santa Maria, CA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 113,000 | $ 113,000 | $ 105,000 |
| Santa Fe, NM | 1 | $ 3,000,000 | $ 3,000,000 | $ 4,200,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Spokane, WA | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Toledo, OH | 1 | $ 117,000 | $ 117,000 | $ 28,000 |
| Topeka, KS | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Tucson, AZ | 1 | $ 144,000 | $ 144,000 | $ 92,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Winston-Salem, NC | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Yuma, AZ | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,219 | $435,695,000 | $135,000 | $3,250,000 | $76,000 | $1,200,000 |
| Refinancing | 1,842 | $345,757,000 | $187,000 | $3,000,000 | $91,000 | $4,200,000 |
| Home Improvement | 3 | $381,000 | $127,000 | $200,000 | $20,000 | $60,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,158 | $495,952,000 | $157,000 | $3,000,000 | $88,000 | $4,200,000 |
| Black or African American | 800 | $105,579,000 | $131,000 | $840,000 | $62,000 | $480,000 |
| Hispanic | 615 | $96,222,000 | $156,000 | $3,250,000 | $76,000 | $1,913,000 |
| Not Provided | 362 | $60,491,000 | $167,000 | $1,193,000 | $75,000 | $1,200,000 |
| Asian | 102 | $19,373,000 | $189,000 | $683,000 | $100,000 | $600,000 |
| American Indian or Alaskan Native | 14 | $1,620,000 | $115,000 | $296,000 | $62,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,596,000 | $199,000 | $536,000 | $92,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,131 | $637,549,000 | $154,000 | $3,250,000 | $87,000 | $4,200,000 |
| VA-guaranteed (Veterans Administration) | 657 | $108,878,000 | $165,000 | $417,000 | $59,000 | $298,000 |
| FHA-insured (Federal Housing Administration) | 276 | $35,406,000 | $128,000 | $411,000 | $56,000 | $171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,528 | $389,838,000 | $154,000 | $3,000,000 | $84,000 | $4,200,000 |
| Application Withdrawn By Applicant | 1,078 | $163,014,000 | $151,000 | $3,250,000 | $68,000 | $1,200,000 |
| Application Approved But Not Accepted | 724 | $112,322,000 | $155,000 | $1,178,000 | $88,000 | $1,913,000 |
| Application Denied By Financial Institution | 482 | $74,496,000 | $154,000 | $2,730,000 | $79,000 | $960,000 |
| Loan Purchased By The Institution | 140 | $22,273,000 | $159,000 | $780,000 | $107,000 | $356,000 |
| File Closed For Incompleteness | 112 | $19,890,000 | $177,000 | $1,463,000 | $92,000 | $1,020,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 40 | $10,431,000 | $260,000 | $2,730,000 | $125,000 | $960,000 |
| Collateral | 37 | $8,186,000 | $221,000 | $1,360,000 | $137,000 | $600,000 |
| Debt-To-Income Ratio | 28 | $3,906,000 | $139,000 | $820,000 | $57,000 | $228,000 |
| Unverifiable Information | 27 | $4,483,000 | $166,000 | $560,000 | $129,000 | $319,000 |
| Credit History | 17 | $2,549,000 | $149,000 | $880,000 | $69,000 | $282,000 |
| Employment History | 5 | $476,000 | $95,000 | $225,000 | $65,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $142,000 | $71,000 | $100,000 | $27,000 | $29,000 |
| Mortgage Insurance Denied | 2 | $137,000 | $68,000 | $75,000 | $19,000 | $20,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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