Ark-La-Tex Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Ark-La-Tex Financial Services 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ark-La-Tex Financial Services 5160 Tennyson Pkwy, Suite 2000W Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,064 |
| Total Mortgage Loan Application Amount | $781,833,000 |
| Average Mortgage Loan Application Amount | $149,666 |
| Highest Mortgage Loan Application Amount | $3,250,000 |
| Average Applicant Income | $62,333 |
| Highest Applicant Income | $4,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Ark-La-Tex Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ark-La-Tex Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Ark-La-Tex Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ark-La-Tex Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Ark-La-Tex Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ark-La-Tex Financial Services's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 454 | $ 62,805,000 | $ 138,000 | $ 93,000 |
| BIRMINGHAM-HOOVER, AL | 198 | $ 25,910,000 | $ 130,000 | $ 86,000 |
| SHREVEPORT-BOSSIER CITY, LA | 196 | $ 21,430,000 | $ 109,000 | $ 56,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 174 | $ 23,365,000 | $ 134,000 | $ 55,000 |
| SAN ANTONIO, TX | 142 | $ 14,032,000 | $ 98,000 | $ 61,000 |
| FORT WORTH-ARLINGTON, TX | 140 | $ 17,523,000 | $ 125,000 | $ 80,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 136 | $ 21,213,000 | $ 155,000 | $ 81,000 |
| ST. LOUIS, MO-IL | 121 | $ 14,341,000 | $ 113,000 | $ 62,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 114 | $ 16,446,000 | $ 144,000 | $ 151,000 |
| BATON ROUGE, LA | 99 | $ 12,864,000 | $ 129,000 | $ 81,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 87 | $ 22,199,000 | $ 255,000 | $ 130,000 |
| AUSTIN-ROUND ROCK, TX | 79 | $ 11,408,000 | $ 144,000 | $ 105,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 78 | $ 27,233,000 | $ 349,000 | $ 131,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 72 | $ 8,147,000 | $ 113,000 | $ 61,000 |
| KANSAS CITY, MO-KS | 64 | $ 6,666,000 | $ 92,500 | $ 62,500 |
| EDISON, NJ | 61 | $ 15,065,000 | $ 246,000 | $ 100,000 |
| BALTIMORE-TOWSON, MD | 58 | $ 10,324,000 | $ 178,000 | $ 73,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 57 | $ 11,146,000 | $ 195,000 | $ 90,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 51 | $ 11,208,000 | $ 219,000 | $ 109,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 49 | $ 14,016,000 | $ 158,000 | $ 68,500 |
| ORLANDO-KISSIMMEE, FL | 47 | $ 10,177,000 | $ 216,000 | $ 89,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 44 | $ 9,833,000 | $ 223,000 | $ 103,000 |
| AMARILLO, TX | 43 | $ 4,390,000 | $ 102,000 | $ 61,000 |
| INDIANAPOLIS-CARMEL, IN | 43 | $ 6,248,000 | $ 145,000 | $ 93,000 |
| SPRINGFIELD, MO | 40 | $ 3,483,000 | $ 87,000 | $ 60,000 |
| MEMPHIS, TN-MS-AR | 39 | $ 4,865,000 | $ 133,666 | $ 54,666 |
| ALBUQUERQUE, NM | 36 | $ 5,054,000 | $ 140,000 | $ 77,000 |
| BEAUMONT-PORT ARTHUR, TX | 36 | $ 2,779,000 | $ 77,000 | $ 73,000 |
| EL PASO, TX | 35 | $ 2,883,000 | $ 82,000 | $ 58,000 |
| LAS VEGAS-PARADISE, NV | 35 | $ 8,061,000 | $ 230,000 | $ 82,000 |
| CAPE CORAL-FORT MYERS, FL | 34 | $ 6,502,000 | $ 191,000 | $ 81,000 |
| JACKSONVILLE, FL | 33 | $ 5,393,000 | $ 163,000 | $ 74,000 |
| NEWARK-UNION, NJ-PA | 33 | $ 7,128,000 | $ 236,500 | $ 101,500 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 31 | $ 4,550,000 | $ 198,000 | $ 166,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 31 | $ 10,512,000 | $ 339,000 | $ 139,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 30 | $ 4,005,000 | $ 152,000 | $ 67,000 |
| HUNTSVILLE, AL | 29 | $ 3,451,000 | $ 119,000 | $ 54,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 29 | $ 4,184,000 | $ 144,000 | $ 96,000 |
| CORPUS CHRISTI, TX | 27 | $ 3,369,000 | $ 124,000 | $ 78,000 |
| MOBILE, AL | 27 | $ 2,608,000 | $ 96,000 | $ 50,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 27 | $ 4,671,000 | $ 173,000 | $ 62,000 |
| RALEIGH-CARY, NC | 25 | $ 4,015,000 | $ 160,000 | $ 66,000 |
| JACKSON, MS | 24 | $ 2,694,000 | $ 112,000 | $ 79,000 |
| WILMINGTON, DE-MD-NJ | 24 | $ 2,975,000 | $ 171,333 | $ 68,000 |
| LEXINGTON-FAYETTE, KY | 23 | $ 3,139,000 | $ 136,000 | $ 83,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 23 | $ 6,672,000 | $ 290,000 | $ 113,000 |
| VALLEJO-FAIRFIELD, CA | 23 | $ 7,463,000 | $ 324,000 | $ 94,000 |
| DENVER-AURORA, CO | 22 | $ 4,649,000 | $ 211,000 | $ 112,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 22 | $ 2,823,000 | $ 128,000 | $ 68,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 21 | $ 2,940,000 | $ 140,000 | $ 82,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 21 | $ 6,527,000 | $ 310,000 | $ 91,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 20 | $ 5,236,000 | $ 261,000 | $ 110,000 |
| CAMDEN, NJ | 19 | $ 3,277,000 | $ 172,000 | $ 75,000 |
| EAU CLAIRE, WI | 19 | $ 1,364,000 | $ 71,000 | $ 36,000 |
| JOHNSON CITY, TN | 19 | $ 1,530,000 | $ 80,000 | $ 45,000 |
| LAKELAND, FL | 19 | $ 3,070,000 | $ 161,000 | $ 71,000 |
| FAYETTEVILLE, NC | 18 | $ 2,233,000 | $ 124,000 | $ 54,000 |
| BROWNSVILLE-HARLINGEN, TX | 17 | $ 2,041,000 | $ 120,000 | $ 54,000 |
| GULFPORT-BILOXI, MS | 16 | $ 2,172,000 | $ 135,000 | $ 65,000 |
| WACO, TX | 16 | $ 1,499,000 | $ 93,000 | $ 93,000 |
| MONTGOMERY, AL | 15 | $ 1,725,000 | $ 115,000 | $ 43,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 15 | $ 1,995,000 | $ 133,000 | $ 93,000 |
| BAKERSFIELD, CA | 14 | $ 2,416,000 | $ 172,000 | $ 85,000 |
| OKLAHOMA CITY, OK | 14 | $ 1,116,000 | $ 79,000 | $ 52,000 |
| TUSCALOOSA, AL | 14 | $ 1,564,000 | $ 111,000 | $ 115,000 |
| COLUMBIA, SC | 12 | $ 1,699,000 | $ 141,000 | $ 68,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 12 | $ 1,142,000 | $ 95,000 | $ 45,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 12 | $ 1,613,000 | $ 134,000 | $ 51,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 12 | $ 5,633,000 | $ 469,000 | $ 188,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 11 | $ 1,316,000 | $ 109,000 | $ 35,000 |
| LAFAYETTE, LA | 11 | $ 1,621,000 | $ 147,000 | $ 70,000 |
| NAPLES-MARCO ISLAND, FL | 10 | $ 3,210,000 | $ 321,000 | $ 108,000 |
| PASCAGOULA, MS | 10 | $ 878,000 | $ 87,000 | $ 72,000 |
| SARASOTA-BRADENTON-VENICE, FL | 10 | $ 1,646,000 | $ 164,000 | $ 55,000 |
| TULSA, OK | 10 | $ 1,250,000 | $ 125,000 | $ 43,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 10 | $ 2,549,000 | $ 254,000 | $ 62,000 |
| AUBURN-OPELIKA, AL | 9 | $ 1,390,000 | $ 154,000 | $ 56,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 9 | $ 1,430,000 | $ 158,000 | $ 82,000 |
| FRESNO, CA | 9 | $ 1,329,000 | $ 147,000 | $ 86,000 |
| LUBBOCK, TX | 9 | $ 937,000 | $ 104,000 | $ 104,000 |
| MODESTO, CA | 9 | $ 1,985,000 | $ 220,000 | $ 67,000 |
| OCALA, FL | 9 | $ 1,194,000 | $ 132,000 | $ 42,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 9 | $ 4,122,000 | $ 458,000 | $ 228,000 |
| ST. JOSEPH, MO-KS | 9 | $ 1,034,000 | $ 114,000 | $ 57,000 |
| FLINT, MI | 8 | $ 533,000 | $ 66,000 | $ 64,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 8 | $ 2,293,000 | $ 286,000 | $ 134,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,268,000 | $ 158,000 | $ 43,000 |
| CLARKSVILLE, TN-KY | 7 | $ 955,000 | $ 132,500 | $ 58,500 |
| HONOLULU, HI | 7 | $ 2,534,000 | $ 362,000 | $ 280,000 |
| MONROE, LA | 7 | $ 426,000 | $ 60,000 | $ 48,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 7 | $ 981,000 | $ 140,000 | $ 87,000 |
| PHILADELPHIA, PA | 7 | $ 1,349,000 | $ 192,000 | $ 77,000 |
| ROCKFORD, IL | 7 | $ 589,000 | $ 84,000 | $ 238,000 |
| STOCKTON, CA | 7 | $ 1,995,000 | $ 285,000 | $ 98,000 |
| ALEXANDRIA, LA | 6 | $ 790,000 | $ 131,000 | $ 48,000 |
| ANN ARBOR, MI | 6 | $ 949,000 | $ 158,000 | $ 52,000 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 904,000 | $ 150,000 | $ 47,000 |
| CHATTANOOGA, TN-GA | 6 | $ 542,000 | $ 90,000 | $ 63,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 6 | $ 1,811,000 | $ 301,000 | $ 89,000 |
| GARY, IN | 6 | $ 830,000 | $ 138,000 | $ 50,000 |
| GREENVILLE, SC | 6 | $ 705,000 | $ 117,000 | $ 54,000 |
| JOPLIN, MO | 6 | $ 774,000 | $ 129,000 | $ 43,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 6 | $ 788,000 | $ 131,000 | $ 46,000 |
| KNOXVILLE, TN | 6 | $ 918,000 | $ 153,000 | $ 64,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 915,000 | $ 152,000 | $ 78,000 |
| LAWTON, OK | 6 | $ 558,000 | $ 93,000 | $ 38,000 |
| MCALLEN-EDINBURG-MISSION, TX | 6 | $ 699,000 | $ 116,000 | $ 55,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6 | $ 1,238,000 | $ 151,500 | $ 67,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 6 | $ 958,000 | $ 159,000 | $ 230,000 |
| SPRINGFIELD, IL | 6 | $ 474,000 | $ 79,000 | $ 52,000 |
| ABILENE, TX | 5 | $ 627,000 | $ 125,000 | $ 79,000 |
| BATTLE CREEK, MI | 5 | $ 521,000 | $ 104,000 | $ 61,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 5 | $ 1,029,000 | $ 205,000 | $ 121,000 |
| COLORADO SPRINGS, CO | 5 | $ 653,000 | $ 130,000 | $ 56,000 |
| DURHAM, NC | 5 | $ 778,000 | $ 155,000 | $ 53,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 401,000 | $ 80,000 | $ 49,000 |
| GADSDEN, AL | 5 | $ 1,221,000 | $ 244,000 | $ 107,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 668,000 | $ 133,000 | $ 71,000 |
| GREELEY, CO | 5 | $ 706,000 | $ 141,000 | $ 91,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 614,000 | $ 190,000 | $ 101,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 555,000 | $ 111,000 | $ 51,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 769,000 | $ 153,000 | $ 44,000 |
| SANTA ROSA-PETALUMA, CA | 5 | $ 2,303,000 | $ 460,000 | $ 145,000 |
| TALLAHASSEE, FL | 5 | $ 709,000 | $ 141,000 | $ 63,000 |
| WICHITA, KS | 5 | $ 632,000 | $ 126,000 | $ 44,000 |
| WORCESTER, MA | 5 | $ 1,290,000 | $ 258,000 | $ 62,000 |
| YORK-HANOVER, PA | 5 | $ 1,060,000 | $ 212,000 | $ 60,000 |
| ANNISTON-OXFORD, AL | 4 | $ 350,000 | $ 87,000 | $ 67,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4 | $ 467,000 | $ 118,500 | $ 51,500 |
| COLUMBUS, GA-AL | 4 | $ 421,000 | $ 105,000 | $ 53,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 554,000 | $ 138,000 | $ 65,000 |
| DOTHAN, AL | 4 | $ 572,000 | $ 143,000 | $ 76,000 |
| LAS CRUCES, NM | 4 | $ 595,000 | $ 148,000 | $ 92,000 |
| MIDLAND, TX | 4 | $ 221,000 | $ 55,000 | $ 68,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 510,000 | $ 127,000 | $ 45,000 |
| NAPA, CA | 4 | $ 1,284,000 | $ 321,000 | $ 102,000 |
| OCEAN CITY, NJ | 4 | $ 2,324,000 | $ 581,000 | $ 184,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,273,000 | $ 318,000 | $ 96,000 |
| PANAMA CITY-LYNN HAVEN, FL | 4 | $ 643,000 | $ 160,000 | $ 49,000 |
| PEORIA, IL | 4 | $ 370,000 | $ 92,000 | $ 63,000 |
| PITTSBURGH, PA | 4 | $ 528,000 | $ 132,000 | $ 59,000 |
| SHERMAN-DENISON, TX | 4 | $ 481,000 | $ 120,000 | $ 53,000 |
| TEXARKANA, TX-TEXARKANA, AR | 4 | $ 289,000 | $ 73,000 | $ 63,000 |
| TRENTON-EWING, NJ | 4 | $ 668,000 | $ 167,000 | $ 46,000 |
| WAUSAU, WI | 4 | $ 372,000 | $ 93,000 | $ 35,000 |
| ASHEVILLE, NC | 3 | $ 302,000 | $ 100,000 | $ 37,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3 | $ 434,000 | $ 144,000 | $ 56,000 |
| CEDAR RAPIDS, IA | 3 | $ 273,000 | $ 91,000 | $ 33,000 |
| DECATUR, AL | 3 | $ 230,000 | $ 76,000 | $ 25,000 |
| DECATUR, IL | 3 | $ 187,000 | $ 62,000 | $ 25,000 |
| FAIRBANKS, AK | 3 | $ 686,000 | $ 228,000 | $ 69,000 |
| HANFORD-CORCORAN, CA | 3 | $ 690,000 | $ 230,000 | $ 38,000 |
| JEFFERSON CITY, MO | 3 | $ 310,000 | $ 103,000 | $ 57,000 |
| LINCOLN, NE | 3 | $ 240,000 | $ 80,000 | $ 59,000 |
| MADERA, CA | 3 | $ 555,000 | $ 185,000 | $ 70,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 362,000 | $ 120,000 | $ 73,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 3 | $ 579,000 | $ 193,000 | $ 80,000 |
| PUNTA GORDA, FL | 3 | $ 683,000 | $ 227,000 | $ 120,000 |
| SPARTANBURG, SC | 3 | $ 396,000 | $ 132,000 | $ 40,000 |
| SUMTER, SC | 3 | $ 689,000 | $ 229,000 | $ 71,000 |
| WICHITA FALLS, TX | 3 | $ 318,000 | $ 106,000 | $ 44,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 294,000 | $ 147,000 | $ 111,000 |
| ANCHORAGE, AK | 2 | $ 353,000 | $ 176,000 | $ 127,000 |
| BISMARCK, ND | 2 | $ 173,000 | $ 86,000 | $ 83,000 |
| BOSTON-QUINCY, MA | 2 | $ 556,000 | $ 278,000 | $ 105,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| CHICO, CA | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 476,000 | $ 238,000 | $ 75,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 149,000 | $ 74,000 | $ 68,000 |
| DAYTON, OH | 2 | $ 296,000 | $ 148,000 | $ 67,000 |
| ERIE, PA | 2 | $ 173,000 | $ 86,000 | $ 55,000 |
| FORT SMITH, AR-OK | 2 | $ 215,000 | $ 107,000 | $ 78,000 |
| FORT WAYNE, IN | 2 | $ 294,000 | $ 147,000 | $ 43,000 |
| GAINESVILLE, FL | 2 | $ 465,000 | $ 232,000 | $ 86,000 |
| JACKSON, MI | 2 | $ 285,000 | $ 142,000 | $ 47,000 |
| JACKSON, TN | 2 | $ 212,000 | $ 106,000 | $ 97,000 |
| JACKSONVILLE, NC | 2 | $ 409,000 | $ 204,000 | $ 70,000 |
| JONESBORO, AR | 2 | $ 175,000 | $ 87,000 | $ 13,000 |
| LA CROSSE, WI-MN | 2 | $ 82,000 | $ 41,000 | $ 17,000 |
| LANSING-EAST LANSING, MI | 2 | $ 414,000 | $ 207,000 | $ 74,000 |
| LONGVIEW, TX | 2 | $ 566,000 | $ 283,000 | $ 188,000 |
| MADISON, WI | 2 | $ 561,000 | $ 280,000 | $ 330,000 |
| MERCED, CA | 2 | $ 444,000 | $ 222,000 | $ 81,000 |
| RAPID CITY, SD | 2 | $ 303,000 | $ 151,000 | $ 65,000 |
| SALISBURY, MD | 2 | $ 256,000 | $ 128,000 | $ 0 |
| SAN ANGELO, TX | 2 | $ 135,000 | $ 67,000 | $ 156,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 545,000 | $ 272,000 | $ 92,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 236,000 | $ 118,000 | $ 39,000 |
| ST. CLOUD, MN | 2 | $ 181,000 | $ 90,000 | $ 0 |
| TYLER, TX | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 205,000 | $ 102,000 | $ 60,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 391,000 | $ 195,000 | $ 28,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 320,000 | $ 160,000 | $ 142,000 |
| WENATCHEE, WA | 2 | $ 327,000 | $ 163,000 | $ 187,000 |
| WILMINGTON, NC | 2 | $ 366,000 | $ 183,000 | $ 91,000 |
| YUBA CITY, CA | 2 | $ 656,000 | $ 328,000 | $ 82,000 |
| ANDERSON, IN | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| ANDERSON, SC | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| APPLETON, WI | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| ATLANTIC CITY, NJ | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| BARNSTABLE TOWN, MA | 1 | $ 332,000 | $ 332,000 | $ 64,000 |
| BLOOMINGTON, IN | 1 | $ 157,000 | $ 157,000 | $ 85,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 19,000 | $ 19,000 | $ 46,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 308,000 | $ 308,000 | $ 77,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 290,000 | $ 290,000 | $ 59,000 |
| BURLINGTON, NC | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| CANTON-MASSILLON, OH | 1 | $ 147,000 | $ 147,000 | $ 111,000 |
| CHARLOTTESVILLE, VA | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| CLEVELAND, TN | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| COLUMBIA, MO | 1 | $ 139,000 | $ 139,000 | $ 79,000 |
| COLUMBUS, IN | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| COLUMBUS, OH | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| DANVILLE, IL | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| ELIZABETHTOWN, KY | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| ELKHART-GOSHEN, IN | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| EVANSVILLE, IN-KY | 1 | $ 89,000 | $ 89,000 | $ 28,000 |
| FLORENCE, SC | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 178,000 | $ 178,000 | $ 71,000 |
| GRAND FORKS, ND-MN | 1 | $ 171,000 | $ 171,000 | $ 59,000 |
| GREEN BAY, WI | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 194,000 | $ 194,000 | $ 81,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| HATTIESBURG, MS | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 466,000 | $ 466,000 | $ 192,000 |
| HOT SPRINGS, AR | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 153,000 | $ 153,000 | $ 33,000 |
| LAKE CHARLES, LA | 1 | $ 224,000 | $ 224,000 | $ 125,000 |
| LANCASTER, PA | 1 | $ 174,000 | $ 174,000 | $ 37,000 |
| LAREDO, TX | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| MANSFIELD, OH | 1 | $ 149,000 | $ 149,000 | $ 44,000 |
| MONROE, MI | 1 | $ 253,000 | $ 253,000 | $ 71,000 |
| MORRISTOWN, TN | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| MUNCIE, IN | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 281,000 | $ 281,000 | $ 99,000 |
| OLYMPIA, WA | 1 | $ 318,000 | $ 318,000 | $ 85,000 |
| OWENSBORO, KY | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| PINE BLUFF, AR | 1 | $ 229,000 | $ 229,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 173,000 | $ 173,000 | $ 42,000 |
| PUEBLO, CO | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| REDDING, CA | 1 | $ 184,000 | $ 184,000 | $ 61,000 |
| RENO-SPARKS, NV | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| ROCHESTER, MN | 1 | $ 186,000 | $ 186,000 | $ 50,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 413,000 | $ 413,000 | $ 429,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 140,000 | $ 140,000 | $ 0 |
| SALINAS, CA | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| SANTA BARBARA-SANTA MARIA, CA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 113,000 | $ 113,000 | $ 105,000 |
| SANTA FE, NM | 1 | $ 3,000,000 | $ 3,000,000 | $ 4,200,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| SPOKANE, WA | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| TOLEDO, OH | 1 | $ 117,000 | $ 117,000 | $ 28,000 |
| TOPEKA, KS | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| TUCSON, AZ | 1 | $ 144,000 | $ 144,000 | $ 92,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| WINSTON-SALEM, NC | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| YUMA, AZ | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,219 | $435,695,000 | $135,000 | $3,250,000 | $76,000 | $1,200,000 |
| Refinancing | 1,842 | $345,757,000 | $187,000 | $3,000,000 | $91,000 | $4,200,000 |
| Home Improvement | 3 | $381,000 | $127,000 | $200,000 | $20,000 | $60,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,158 | $495,952,000 | $157,000 | $3,000,000 | $88,000 | $4,200,000 |
| Black or African American | 800 | $105,579,000 | $131,000 | $840,000 | $62,000 | $480,000 |
| Hispanic | 615 | $96,222,000 | $156,000 | $3,250,000 | $76,000 | $1,913,000 |
| Not Provided | 362 | $60,491,000 | $167,000 | $1,193,000 | $75,000 | $1,200,000 |
| Asian | 102 | $19,373,000 | $189,000 | $683,000 | $100,000 | $600,000 |
| American Indian or Alaskan Native | 14 | $1,620,000 | $115,000 | $296,000 | $62,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,596,000 | $199,000 | $536,000 | $92,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,131 | $637,549,000 | $154,000 | $3,250,000 | $87,000 | $4,200,000 |
| VA-guaranteed (Veterans Administration) | 657 | $108,878,000 | $165,000 | $417,000 | $59,000 | $298,000 |
| FHA-insured (Federal Housing Administration) | 276 | $35,406,000 | $128,000 | $411,000 | $56,000 | $171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,528 | $389,838,000 | $154,000 | $3,000,000 | $84,000 | $4,200,000 |
| Application Withdrawn By Applicant | 1,078 | $163,014,000 | $151,000 | $3,250,000 | $68,000 | $1,200,000 |
| Application Approved But Not Accepted | 724 | $112,322,000 | $155,000 | $1,178,000 | $88,000 | $1,913,000 |
| Application Denied By Financial Institution | 482 | $74,496,000 | $154,000 | $2,730,000 | $79,000 | $960,000 |
| Loan Purchased By The Institution | 140 | $22,273,000 | $159,000 | $780,000 | $107,000 | $356,000 |
| File Closed For Incompleteness | 112 | $19,890,000 | $177,000 | $1,463,000 | $92,000 | $1,020,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 40 | $10,431,000 | $260,000 | $2,730,000 | $125,000 | $960,000 |
| Collateral | 37 | $8,186,000 | $221,000 | $1,360,000 | $137,000 | $600,000 |
| Debt-To-Income Ratio | 28 | $3,906,000 | $139,000 | $820,000 | $57,000 | $228,000 |
| Unverifiable Information | 27 | $4,483,000 | $166,000 | $560,000 | $129,000 | $319,000 |
| Credit History | 17 | $2,549,000 | $149,000 | $880,000 | $69,000 | $282,000 |
| Employment History | 5 | $476,000 | $95,000 | $225,000 | $65,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $142,000 | $71,000 | $100,000 | $27,000 | $29,000 |
| Mortgage Insurance Denied | 2 | $137,000 | $68,000 | $75,000 | $19,000 | $20,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.