Aspire Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Aspire Financial, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial, Inc. 4100 Alpha Road Suite 400 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 13,130 |
| Total Mortgage Loan Application Amount | $3,424,010,000 |
| Average Mortgage Loan Application Amount | $271,666 |
| Highest Mortgage Loan Application Amount | $1,315,000 |
| Average Applicant Income | $129,333 |
| Highest Applicant Income | $6,150,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Aspire Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Aspire Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,995 | $ 487,985,000 | $ 244,000 | $ 123,000 |
| Dallas County Texas | 1,421 | $ 339,615,000 | $ 238,000 | $ 120,000 |
| Collin County Texas | 1,248 | $ 386,140,000 | $ 309,000 | $ 149,000 |
| Harris County Texas | 1,240 | $ 288,820,000 | $ 232,000 | $ 128,000 |
| Denton County Texas | 1,149 | $ 344,475,000 | $ 299,000 | $ 146,000 |
| Travis County Texas | 513 | $ 169,535,000 | $ 330,000 | $ 139,000 |
| Bexar County Texas | 441 | $ 98,185,000 | $ 222,000 | $ 116,000 |
| Fort Bend County Texas | 369 | $ 105,815,000 | $ 286,000 | $ 149,000 |
| Williamson County Texas | 362 | $ 107,370,000 | $ 296,000 | $ 142,000 |
| Montgomery County Texas | 338 | $ 93,110,000 | $ 275,000 | $ 146,000 |
| Ellis County Texas | 260 | $ 65,360,000 | $ 251,000 | $ 119,000 |
| Parker County Texas | 235 | $ 65,425,000 | $ 278,000 | $ 134,000 |
| Galveston County Texas | 196 | $ 47,200,000 | $ 240,000 | $ 143,000 |
| Rockwall County Texas | 192 | $ 52,500,000 | $ 273,000 | $ 126,000 |
| Johnson County Texas | 182 | $ 42,940,000 | $ 235,000 | $ 121,000 |
| Kaufman County Texas | 165 | $ 39,235,000 | $ 237,000 | $ 101,000 |
| Brazoria County Texas | 150 | $ 35,670,000 | $ 237,000 | $ 122,000 |
| Hays County Texas | 111 | $ 36,065,000 | $ 324,000 | $ 189,000 |
| Comal County Texas | 97 | $ 29,895,000 | $ 308,000 | $ 144,000 |
| Hood County Texas | 87 | $ 21,055,000 | $ 242,000 | $ 121,000 |
| Bell County Texas | 83 | $ 17,435,000 | $ 210,000 | $ 112,000 |
| Hunt County Texas | 83 | $ 20,525,000 | $ 247,000 | $ 110,000 |
| Grayson County Texas | 72 | $ 19,300,000 | $ 268,000 | $ 150,000 |
| Wise County Texas | 72 | $ 18,730,000 | $ 260,000 | $ 126,000 |
| McLennan County Texas | 63 | $ 16,315,000 | $ 258,000 | $ 105,000 |
| Henderson County Texas | 57 | $ 15,805,000 | $ 277,000 | $ 137,000 |
| Guadalupe County Texas | 54 | $ 12,690,000 | $ 235,000 | $ 111,000 |
| Hillsborough County Florida | 50 | $ 12,250,000 | $ 245,000 | $ 129,000 |
| Van Zandt County Texas | 41 | $ 9,825,000 | $ 239,000 | $ 103,000 |
| Pinellas County Florida | 40 | $ 10,590,000 | $ 264,000 | $ 107,000 |
| Broward County Florida | 37 | $ 11,065,000 | $ 299,000 | $ 112,000 |
| Orange County Florida | 37 | $ 11,235,000 | $ 303,000 | $ 123,000 |
| Pasco County Florida | 36 | $ 7,840,000 | $ 217,000 | $ 85,000 |
| Nueces County Texas | 35 | $ 9,035,000 | $ 258,000 | $ 140,000 |
| Miami-Dade County Florida | 32 | $ 9,480,000 | $ 296,000 | $ 103,000 |
| Bastrop County Texas | 32 | $ 8,130,000 | $ 254,000 | $ 108,000 |
| Chambers County Texas | 32 | $ 7,860,000 | $ 245,000 | $ 122,000 |
| Hill County Texas | 32 | $ 7,160,000 | $ 223,000 | $ 138,000 |
| Smith County Texas | 32 | $ 7,700,000 | $ 240,000 | $ 103,000 |
| Waller County Texas | 32 | $ 8,900,000 | $ 278,000 | $ 109,000 |
| Brazos County Texas | 30 | $ 7,610,000 | $ 253,000 | $ 135,000 |
| Navarro County Texas | 30 | $ 6,690,000 | $ 223,000 | $ 113,000 |
| Burnet County Texas | 26 | $ 7,300,000 | $ 280,000 | $ 125,000 |
| Fannin County Texas | 26 | $ 5,870,000 | $ 225,000 | $ 101,000 |
| Liberty County Texas | 26 | $ 4,940,000 | $ 190,000 | $ 87,000 |
| Duval County Florida | 24 | $ 4,440,000 | $ 185,000 | $ 70,000 |
| Polk County Florida | 24 | $ 4,370,000 | $ 182,000 | $ 68,000 |
| Sarasota County Florida | 20 | $ 4,420,000 | $ 221,000 | $ 87,000 |
| Volusia County Florida | 20 | $ 4,470,000 | $ 223,000 | $ 90,000 |
| El Paso County Texas | 20 | $ 3,170,000 | $ 158,000 | $ 85,000 |
| Lee County Florida | 19 | $ 3,935,000 | $ 207,000 | $ 70,000 |
| Manatee County Florida | 19 | $ 5,655,000 | $ 297,000 | $ 142,000 |
| Austin County Texas | 19 | $ 4,705,000 | $ 247,000 | $ 103,000 |
| Cooke County Texas | 19 | $ 4,885,000 | $ 257,000 | $ 135,000 |
| Palo Pinto County Texas | 19 | $ 4,675,000 | $ 246,000 | $ 154,000 |
| Polk County Texas | 19 | $ 3,385,000 | $ 178,000 | $ 116,000 |
| Palm Beach County Florida | 18 | $ 5,820,000 | $ 323,000 | $ 107,000 |
| Gwinnett County Georgia | 18 | $ 4,760,000 | $ 264,000 | $ 105,000 |
| Bandera County Texas | 18 | $ 4,020,000 | $ 223,000 | $ 69,000 |
| Kendall County Texas | 18 | $ 5,770,000 | $ 320,000 | $ 144,000 |
| Walker County Texas | 18 | $ 5,030,000 | $ 279,000 | $ 112,000 |
| Wilson County Texas | 18 | $ 4,920,000 | $ 273,000 | $ 134,000 |
| Wood County Texas | 18 | $ 4,250,000 | $ 236,000 | $ 128,000 |
| Freestone County Texas | 17 | $ 2,985,000 | $ 175,000 | $ 113,000 |
| Lamar County Texas | 17 | $ 2,705,000 | $ 159,000 | $ 83,000 |
| Medina County Texas | 17 | $ 4,585,000 | $ 269,000 | $ 151,000 |
| Cameron County Texas | 16 | $ 3,140,000 | $ 196,000 | $ 114,000 |
| San Jacinto County Texas | 16 | $ 3,570,000 | $ 223,000 | $ 108,000 |
| Coryell County Texas | 15 | $ 2,965,000 | $ 197,000 | $ 105,000 |
| Erath County Texas | 15 | $ 3,575,000 | $ 238,000 | $ 113,000 |
| Hidalgo County Texas | 15 | $ 2,635,000 | $ 175,000 | $ 87,000 |
| Llano County Texas | 15 | $ 5,305,000 | $ 353,000 | $ 180,000 |
| Midland County Texas | 15 | $ 4,025,000 | $ 268,000 | $ 136,000 |
| Anderson County Texas | 14 | $ 2,780,000 | $ 198,000 | $ 90,000 |
| Kerr County Texas | 14 | $ 3,700,000 | $ 264,000 | $ 101,000 |
| Hernando County Florida | 13 | $ 2,595,000 | $ 199,000 | $ 53,000 |
| Lubbock County Texas | 13 | $ 2,035,000 | $ 156,000 | $ 93,000 |
| Somervell County Texas | 13 | $ 4,035,000 | $ 310,000 | $ 116,000 |
| Blanco County Texas | 12 | $ 3,670,000 | $ 305,000 | $ 86,000 |
| Bosque County Texas | 12 | $ 2,540,000 | $ 211,000 | $ 109,000 |
| Cherokee County Texas | 12 | $ 3,030,000 | $ 252,000 | $ 97,000 |
| Collier County Florida | 11 | $ 2,065,000 | $ 187,000 | $ 167,000 |
| Osceola County Florida | 11 | $ 2,455,000 | $ 223,000 | $ 87,000 |
| Gregg County Texas | 11 | $ 2,065,000 | $ 187,000 | $ 93,000 |
| Hopkins County Texas | 11 | $ 2,725,000 | $ 247,000 | $ 112,000 |
| Caldwell County Texas | 10 | $ 2,330,000 | $ 233,000 | $ 133,000 |
| Franklin County Texas | 10 | $ 3,300,000 | $ 330,000 | $ 158,000 |
| Lampasas County Texas | 10 | $ 2,540,000 | $ 254,000 | $ 80,000 |
| Victoria County Texas | 10 | $ 2,290,000 | $ 229,000 | $ 86,000 |
| Seminole County Florida | 9 | $ 2,405,000 | $ 267,000 | $ 73,000 |
| Comanche County Texas | 9 | $ 1,915,000 | $ 212,000 | $ 96,000 |
| Montague County Texas | 9 | $ 2,225,000 | $ 247,000 | $ 123,000 |
| Washington County Texas | 9 | $ 2,955,000 | $ 328,000 | $ 109,000 |
| Wichita County Texas | 9 | $ 1,315,000 | $ 146,000 | $ 60,000 |
| Charlotte County Florida | 8 | $ 1,400,000 | $ 175,000 | $ 48,000 |
| Hardin County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 88,000 |
| Milam County Texas | 8 | $ 1,370,000 | $ 171,000 | $ 100,000 |
| Rains County Texas | 8 | $ 1,940,000 | $ 242,000 | $ 96,000 |
| Randall County Texas | 8 | $ 1,720,000 | $ 215,000 | $ 109,000 |
| San Patricio County Texas | 8 | $ 1,240,000 | $ 155,000 | $ 145,000 |
| Tom Green County Texas | 8 | $ 1,710,000 | $ 213,000 | $ 122,000 |
| Clay County Florida | 7 | $ 1,585,000 | $ 226,000 | $ 107,000 |
| Lake County Florida | 7 | $ 1,465,000 | $ 209,000 | $ 87,000 |
| Ector County Texas | 7 | $ 1,945,000 | $ 277,000 | $ 171,000 |
| Harrison County Texas | 7 | $ 1,295,000 | $ 185,000 | $ 124,000 |
| Lee County Texas | 7 | $ 1,795,000 | $ 256,000 | $ 121,000 |
| Upshur County Texas | 7 | $ 1,425,000 | $ 203,000 | $ 117,000 |
| Wharton County Texas | 7 | $ 1,255,000 | $ 179,000 | $ 89,000 |
| Brevard County Florida | 6 | $ 1,390,000 | $ 231,000 | $ 74,000 |
| Marion County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 45,000 |
| Santa Rosa County Florida | 6 | $ 2,240,000 | $ 373,000 | $ 75,000 |
| Forsyth County Georgia | 6 | $ 2,060,000 | $ 343,000 | $ 224,000 |
| Fulton County Georgia | 6 | $ 1,960,000 | $ 326,000 | $ 78,000 |
| Calhoun County Texas | 6 | $ 1,270,000 | $ 211,000 | $ 141,000 |
| Eastland County Texas | 6 | $ 1,000,000 | $ 166,000 | $ 84,000 |
| Fayette County Texas | 6 | $ 1,920,000 | $ 320,000 | $ 126,000 |
| Gillespie County Texas | 6 | $ 1,760,000 | $ 293,000 | $ 86,000 |
| Goliad County Texas | 6 | $ 990,000 | $ 165,000 | $ 268,000 |
| Limestone County Texas | 6 | $ 1,490,000 | $ 248,000 | $ 117,000 |
| Mason County Texas | 6 | $ 1,570,000 | $ 261,000 | $ 120,000 |
| Young County Texas | 6 | $ 1,360,000 | $ 226,000 | $ 117,000 |
| Citrus County Florida | 5 | $ 855,000 | $ 171,000 | $ 63,000 |
| Flagler County Florida | 5 | $ 935,000 | $ 187,000 | $ 73,000 |
| Indian River County Florida | 5 | $ 805,000 | $ 161,000 | $ 113,000 |
| Sumter County Florida | 5 | $ 1,425,000 | $ 285,000 | $ 96,000 |
| Cobb County Georgia | 5 | $ 1,445,000 | $ 289,000 | $ 115,000 |
| DeKalb County Georgia | 5 | $ 1,545,000 | $ 309,000 | $ 96,000 |
| Henry County Georgia | 5 | $ 585,000 | $ 117,000 | $ 69,000 |
| Paulding County Georgia | 5 | $ 1,605,000 | $ 321,000 | $ 101,000 |
| Atascosa County Texas | 5 | $ 525,000 | $ 105,000 | $ 68,000 |
| Cass County Texas | 5 | $ 775,000 | $ 155,000 | $ 92,000 |
| Colorado County Texas | 5 | $ 1,395,000 | $ 279,000 | $ 85,000 |
| Grimes County Texas | 5 | $ 1,225,000 | $ 245,000 | $ 141,000 |
| Houston County Texas | 5 | $ 995,000 | $ 199,000 | $ 90,000 |
| Jefferson County Texas | 5 | $ 645,000 | $ 129,000 | $ 91,000 |
| Leon County Texas | 5 | $ 645,000 | $ 129,000 | $ 117,000 |
| Matagorda County Texas | 5 | $ 805,000 | $ 161,000 | $ 84,000 |
| Rusk County Texas | 5 | $ 765,000 | $ 153,000 | $ 60,000 |
| Taylor County Texas | 5 | $ 1,245,000 | $ 249,000 | $ 96,000 |
| Webb County Texas | 5 | $ 885,000 | $ 177,000 | $ 97,000 |
| Martin County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 149,000 |
| Nassau County Florida | 4 | $ 950,000 | $ 237,000 | $ 116,000 |
| Okaloosa County Florida | 4 | $ 1,690,000 | $ 422,000 | $ 78,000 |
| St. Johns County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 122,000 |
| Cherokee County Georgia | 4 | $ 1,780,000 | $ 445,000 | $ 106,000 |
| Fayette County Georgia | 4 | $ 1,030,000 | $ 257,000 | $ 89,000 |
| Rockdale County Georgia | 4 | $ 970,000 | $ 242,000 | $ 58,000 |
| Jasper County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 110,000 |
| Jones County Texas | 4 | $ 860,000 | $ 215,000 | $ 93,000 |
| Panola County Texas | 4 | $ 680,000 | $ 170,000 | $ 142,000 |
| Potter County Texas | 4 | $ 750,000 | $ 187,000 | $ 171,000 |
| Uvalde County Texas | 4 | $ 940,000 | $ 235,000 | $ 86,000 |
| Val Verde County Texas | 4 | $ 710,000 | $ 177,000 | $ 94,000 |
| Leon County Florida | 3 | $ 595,000 | $ 198,000 | $ 72,000 |
| St. Lucie County Florida | 3 | $ 705,000 | $ 235,000 | $ 86,000 |
| Walton County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 141,000 |
| Bibb County Georgia | 3 | $ 305,000 | $ 101,000 | $ 76,000 |
| Clayton County Georgia | 3 | $ 265,000 | $ 88,000 | $ 55,000 |
| Hall County Georgia | 3 | $ 825,000 | $ 275,000 | $ 54,000 |
| Taos County New Mexico | 3 | $ 965,000 | $ 321,000 | $ 552,000 |
| Tulsa County Oklahoma | 3 | $ 865,000 | $ 288,000 | $ 97,000 |
| Shelby County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 60,000 |
| Angelina County Texas | 3 | $ 675,000 | $ 225,000 | $ 88,000 |
| Bowie County Texas | 3 | $ 815,000 | $ 271,000 | $ 106,000 |
| Burleson County Texas | 3 | $ 695,000 | $ 231,000 | $ 109,000 |
| DeWitt County Texas | 3 | $ 515,000 | $ 171,000 | $ 71,000 |
| Gonzales County Texas | 3 | $ 475,000 | $ 158,000 | $ 166,000 |
| Hamilton County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 104,000 |
| Jackson County Texas | 3 | $ 625,000 | $ 208,000 | $ 90,000 |
| Lavaca County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 132,000 |
| Madison County Texas | 3 | $ 265,000 | $ 88,000 | $ 60,000 |
| Mitchell County Texas | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Nacogdoches County Texas | 3 | $ 365,000 | $ 121,000 | $ 38,000 |
| Titus County Texas | 3 | $ 525,000 | $ 175,000 | $ 81,000 |
| Garland County Arkansas | 2 | $ 580,000 | $ 290,000 | $ 205,000 |
| Bay County Florida | 2 | $ 460,000 | $ 230,000 | $ 123,000 |
| Escambia County Florida | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| Barrow County Georgia | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Butts County Georgia | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Carroll County Georgia | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Catoosa County Georgia | 2 | $ 420,000 | $ 210,000 | $ 87,000 |
| Pike County Georgia | 2 | $ 460,000 | $ 230,000 | $ 66,000 |
| Richmond County Georgia | 2 | $ 270,000 | $ 135,000 | $ 24,000 |
| Whitfield County Georgia | 2 | $ 330,000 | $ 165,000 | $ 57,000 |
| East Baton Rouge County Louisiana | 2 | $ 440,000 | $ 220,000 | $ 311,000 |
| Lafayette County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 26,000 |
| Valencia County New Mexico | 2 | $ 500,000 | $ 250,000 | $ 110,000 |
| Cleveland County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 32,000 |
| Payne County Oklahoma | 2 | $ 630,000 | $ 315,000 | $ 151,000 |
| Knox County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 106,000 |
| Rutherford County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 73,000 |
| Warren County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 37,000 |
| Williamson County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 80,000 |
| Andrews County Texas | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Aransas County Texas | 2 | $ 560,000 | $ 280,000 | $ 482,000 |
| Brown County Texas | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Camp County Texas | 2 | $ 590,000 | $ 295,000 | $ 233,000 |
| Clay County Texas | 2 | $ 340,000 | $ 170,000 | $ 120,000 |
| Falls County Texas | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Frio County Texas | 2 | $ 310,000 | $ 155,000 | $ 114,000 |
| Hockley County Texas | 2 | $ 700,000 | $ 350,000 | $ 90,000 |
| Jim Wells County Texas | 2 | $ 550,000 | $ 275,000 | $ 90,000 |
| Moore County Texas | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Orange County Texas | 2 | $ 380,000 | $ 190,000 | $ 109,000 |
| Real County Texas | 2 | $ 560,000 | $ 280,000 | $ 78,000 |
| Refugio County Texas | 2 | $ 330,000 | $ 165,000 | $ 125,000 |
| Sabine County Texas | 2 | $ 430,000 | $ 215,000 | $ 121,000 |
| Upton County Texas | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Elmore County Alabama | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Benton County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Pulaski County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 42,000 |
| Van Buren County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 160,000 |
| Alachua County Florida | 1 | $ 365,000 | $ 365,000 | $ 78,000 |
| Bradford County Florida | 1 | $ 315,000 | $ 315,000 | $ 192,000 |
| Columbia County Florida | 1 | $ 355,000 | $ 355,000 | $ 50,000 |
| Hendry County Florida | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Highlands County Florida | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Chatham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Clarke County Georgia | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Coffee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Colquitt County Georgia | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Cook County Georgia | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Dawson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Dodge County Georgia | 1 | $ 515,000 | $ 515,000 | $ 75,000 |
| Fannin County Georgia | 1 | $ 315,000 | $ 315,000 | $ 297,000 |
| Gordon County Georgia | 1 | $ 245,000 | $ 245,000 | $ 146,000 |
| Hancock County Georgia | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Jasper County Georgia | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Lumpkin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Pickens County Georgia | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Polk County Georgia | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Putnam County Georgia | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Spalding County Georgia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Stephens County Georgia | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Towns County Georgia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Troup County Georgia | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Walton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Ware County Georgia | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| De Soto County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Livingston County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Orleans County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| St. Landry County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Bernalillo County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Lincoln County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Otero County New Mexico | 1 | $ 535,000 | $ 535,000 | $ 142,000 |
| San Miguel County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Santa Fe County New Mexico | 1 | $ 495,000 | $ 495,000 | $ 406,000 |
| Carter County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Creek County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 178,000 |
| Custer County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Delaware County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Garfield County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Logan County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Mayes County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| McClain County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Oklahoma County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Pittsburg County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Rogers County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 178,000 |
| Bradley County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Clay County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Davidson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Dickson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Fayette County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Hamilton County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Marshall County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Maury County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 28,000 |
| Monroe County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Montgomery County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Sumner County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Archer County Texas | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Callahan County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Carson County Texas | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Coke County Texas | 1 | $ 455,000 | $ 455,000 | $ 160,000 |
| Crosby County Texas | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Garza County Texas | 1 | $ 415,000 | $ 415,000 | $ 496,000 |
| Gray County Texas | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Howard County Texas | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Jack County Texas | 1 | $ 265,000 | $ 265,000 | $ 162,000 |
| Karnes County Texas | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Kenedy County Texas | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Kimble County Texas | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Kinney County Texas | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Live Oak County Texas | 1 | $ 375,000 | $ 375,000 | $ 137,000 |
| Marion County Texas | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Morris County Texas | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Parmer County Texas | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Red River County Texas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Robertson County Texas | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Runnels County Texas | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| San Saba County Texas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Shackelford County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Shelby County Texas | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Stephens County Texas | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Trinity County Texas | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Tyler County Texas | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Aspire Financial, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 6,693 | $1,667,855,000 | $249,000 | $855,000 | $120,000 | $5,277,000 |
| Refinancing | 5,002 | $1,320,340,000 | $263,000 | $1,315,000 | $141,000 | $6,150,000 |
| Home Purchase | 1,435 | $435,815,000 | $303,000 | $825,000 | $127,000 | $950,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,622 | $2,555,350,000 | $265,000 | $1,315,000 | $133,000 | $5,277,000 |
| Hispanic | 1,585 | $362,015,000 | $228,000 | $795,000 | $109,000 | $6,150,000 |
| Black or African American | 1,089 | $260,395,000 | $239,000 | $815,000 | $108,000 | $1,044,000 |
| Asian | 556 | $172,180,000 | $309,000 | $605,000 | $146,000 | $2,289,000 |
| Not Provided | 209 | $57,545,000 | $275,000 | $835,000 | $124,000 | $560,000 |
| American Indian or Alaskan Native | 47 | $11,335,000 | $241,000 | $485,000 | $98,000 | $281,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,935,000 | $207,000 | $375,000 | $100,000 | $273,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,997 | $3,134,935,000 | $261,000 | $1,005,000 | $131,000 | $6,150,000 |
| FHA-insured (Federal Housing Administration) | 586 | $134,460,000 | $229,000 | $1,315,000 | $82,000 | $443,000 |
| VA-guaranteed (Veterans Administration) | 541 | $153,215,000 | $283,000 | $815,000 | $105,000 | $990,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,400,000 | $233,000 | $275,000 | $63,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,794 | $1,848,920,000 | $272,000 | $825,000 | $135,000 | $2,589,000 |
| Application Withdrawn By Applicant | 4,200 | $1,056,080,000 | $251,000 | $1,315,000 | $130,000 | $6,150,000 |
| Application Denied By Financial Institution | 1,470 | $355,860,000 | $242,000 | $815,000 | $95,000 | $1,200,000 |
| File Closed For Incompleteness | 629 | $153,825,000 | $244,000 | $825,000 | $126,000 | $1,500,000 |
| Application Approved But Not Accepted | 37 | $9,325,000 | $252,000 | $535,000 | $133,000 | $419,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,660 | $3,068,150,000 | $263,000 | $1,315,000 | $133,000 | $6,150,000 |
| Debt-To-Income Ratio | 617 | $161,345,000 | $261,000 | $815,000 | $74,000 | $800,000 |
| Credit History | 440 | $95,670,000 | $217,000 | $815,000 | $105,000 | $1,200,000 |
| Collateral | 159 | $36,895,000 | $232,000 | $755,000 | $120,000 | $542,000 |
| Credit Application Incomplete | 81 | $18,795,000 | $232,000 | $535,000 | $117,000 | $622,000 |
| Unverifiable Information | 76 | $18,820,000 | $247,000 | $715,000 | $110,000 | $649,000 |
| Employment History | 36 | $9,350,000 | $259,000 | $545,000 | $101,000 | $400,000 |
| Other | 35 | $9,145,000 | $261,000 | $625,000 | $114,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $5,350,000 | $243,000 | $435,000 | $109,000 | $290,000 |
| Mortgage Insurance Denied | 4 | $490,000 | $122,000 | $125,000 | $73,000 | $89,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.