Assurity Financial Services Mortgage Lending & HMDA Data, 2007

In 2007, Assurity Financial Services of Englewood, CO reported 4,640 mortgage applications totaling $918.1 million, up 101% from 2006. The average application was for $197,876, and applicants reported an average income of $65,408. 52% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Denver-Aurora, CO (612), Colorado Springs, CO (207) and Albuquerque, NM (203) (applications in parentheses).

Mortgage Company & Address Assurity Financial Services
6025 South Quebec Street, #260
Englewood, CO 80111
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 4,640
Total Mortgage Loan Application Amount $918,149,000
Average Mortgage Loan Application Amount $197,876
Highest Mortgage Loan Application Amount $4,507,000
Average Applicant Income $65,408
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Assurity Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Assurity Financial Services by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
El Paso, Colorado 201 $ 32,366,000 $ 161,024 $ 63,000
Bernalillo, New Mexico 156 $ 26,146,000 $ 167,602 $ 55,000
Denver, Colorado 152 $ 29,676,000 $ 195,236 $ 65,000
Adams, Colorado 136 $ 23,709,000 $ 174,330 $ 66,000
Arapahoe, Colorado 136 $ 31,018,000 $ 228,073 $ 83,000
Maricopa, Arizona 108 $ 20,690,000 $ 191,574 $ 52,000
Jefferson, Colorado 108 $ 20,520,000 $ 190,000 $ 101,000
Pierce, Washington 107 $ 23,193,000 $ 216,757 $ 62,000
Pueblo, Colorado 100 $ 10,977,000 $ 109,770 $ 46,000
Los Angeles, California 91 $ 23,534,000 $ 258,615 $ 77,000
Clark, Nevada 89 $ 20,769,000 $ 233,359 $ 95,000
Salt Lake, Utah 72 $ 13,770,000 $ 191,250 $ 65,000
Duval, Florida 71 $ 12,251,000 $ 172,549 $ 55,000
Snohomish, Washington 70 $ 17,645,000 $ 252,071 $ 65,000
Riverside, California 69 $ 17,175,000 $ 248,913 $ 65,000
Anchorage, Alaska 67 $ 14,150,000 $ 211,194 $ 71,000
Larimer, Colorado 64 $ 12,591,000 $ 196,734 $ 82,000
Weld, Colorado 63 $ 11,581,000 $ 183,825 $ 76,000
Hillsborough, Florida 60 $ 10,861,000 $ 181,016 $ 51,000
King, Washington 58 $ 15,867,000 $ 273,568 $ 73,000
Miami-Dade, Florida 56 $ 13,746,000 $ 245,464 $ 75,000
Clark, Washington 56 $ 14,005,000 $ 250,089 $ 66,000
Douglas, Colorado 53 $ 18,682,000 $ 352,490 $ 107,000
Cook, Illinois 47 $ 11,112,000 $ 236,425 $ 99,000
San Bernardino, California 42 $ 9,748,000 $ 232,095 $ 64,000
Kern, California 41 $ 9,698,000 $ 236,536 $ 70,000
Orange, Florida 40 $ 7,333,000 $ 183,325 $ 46,000
Broward, Florida 38 $ 9,279,000 $ 244,184 $ 63,000
Thurston, Washington 38 $ 8,084,000 $ 212,736 $ 65,000
Sandoval, New Mexico 36 $ 6,372,000 $ 177,000 $ 56,000
Polk, Florida 35 $ 6,268,000 $ 179,085 $ 55,000
Laramie, Wyoming 33 $ 5,300,000 $ 160,606 $ 66,000
Kitsap, Washington 32 $ 6,614,000 $ 206,687 $ 63,000
Sacramento, California 30 $ 6,378,000 $ 212,600 $ 58,000
Multnomah, Oregon 29 $ 6,676,000 $ 230,206 $ 66,000
Weber, Utah 29 $ 4,841,000 $ 166,931 $ 58,000
Lee, Florida 27 $ 5,155,000 $ 190,925 $ 47,000
Palm Beach, Florida 27 $ 4,925,000 $ 182,407 $ 48,000
Dona Ana, New Mexico 27 $ 4,492,000 $ 166,370 $ 59,000
Pasco, Florida 26 $ 4,668,000 $ 179,538 $ 56,000
Utah, Utah 26 $ 6,633,000 $ 255,115 $ 82,000
Spokane, Washington 26 $ 4,208,000 $ 161,846 $ 43,000
Clay, Florida 24 $ 4,191,000 $ 174,625 $ 60,000
Osceola, Florida 24 $ 4,528,000 $ 188,666 $ 58,000
Marion, Oregon 24 $ 4,332,000 $ 180,500 $ 64,000
Yakima, Washington 24 $ 3,784,000 $ 157,666 $ 47,000
Brevard, Florida 23 $ 3,859,000 $ 167,782 $ 63,000
Davis, Utah 23 $ 4,188,000 $ 182,086 $ 58,000
San Diego, California 22 $ 5,730,000 $ 260,454 $ 68,000
Stanislaus, California 22 $ 5,070,000 $ 230,454 $ 58,000
Washington, Oregon 21 $ 4,580,000 $ 218,095 $ 71,000
Pima, Arizona 20 $ 3,025,000 $ 151,250 $ 43,000
Mesa, Colorado 20 $ 3,575,000 $ 178,750 $ 55,000
Escambia, Florida 20 $ 2,968,000 $ 148,400 $ 37,000
Volusia, Florida 20 $ 3,620,000 $ 181,000 $ 60,000
Matanuska-Susitna, Alaska 19 $ 3,915,000 $ 206,052 $ 67,000
Tulare, California 19 $ 3,425,000 $ 180,263 $ 62,000
Lake, Florida 19 $ 3,451,000 $ 181,631 $ 50,000
Santa Rosa, Florida 19 $ 3,509,000 $ 184,684 $ 56,000
Washoe, Nevada 19 $ 3,623,000 $ 190,684 $ 178,000
Greenville, South Carolina 18 $ 2,607,000 $ 144,833 $ 57,000
Solano, California 17 $ 3,675,000 $ 216,176 $ 73,000
Bay, Florida 17 $ 2,645,000 $ 155,588 $ 35,000
Seminole, Florida 17 $ 3,474,000 $ 204,352 $ 50,000
Franklin, Washington 17 $ 2,464,000 $ 144,941 $ 48,000
Boulder, Colorado 16 $ 3,164,000 $ 197,750 $ 77,000
Pinellas, Florida 16 $ 3,306,000 $ 206,625 $ 43,000
Santa Fe, New Mexico 16 $ 3,443,000 $ 215,187 $ 64,000
Hernando, Florida 15 $ 2,240,000 $ 149,333 $ 45,000
Lane, Oregon 15 $ 3,056,000 $ 203,733 $ 57,000
Natrona, Wyoming 15 $ 2,471,000 $ 164,733 $ 67,000
Orange, California 14 $ 4,349,000 $ 310,642 $ 92,000
Nassau, Florida 14 $ 2,474,000 $ 176,714 $ 53,000
Jackson, Missouri 14 $ 1,862,000 $ 133,000 $ 39,000
Fresno, California 13 $ 2,604,000 $ 200,307 $ 40,000
Cuyahoga, Ohio 13 $ 1,370,000 $ 105,384 $ 38,000
Benton, Washington 13 $ 2,158,000 $ 166,000 $ 65,000
Lewis, Washington 13 $ 2,231,000 $ 171,615 $ 52,000
San Joaquin, California 12 $ 2,899,000 $ 241,583 $ 58,000
Chaffee, Colorado 12 $ 4,533,000 $ 377,750 $ 159,000
Manatee, Florida 12 $ 2,412,000 $ 201,000 $ 62,000
Marion, Florida 12 $ 1,813,000 $ 151,083 $ 43,000
Okaloosa, Florida 12 $ 2,312,000 $ 192,666 $ 38,000
Dakota, Minnesota 12 $ 2,306,000 $ 192,166 $ 44,000
Cowlitz, Washington 12 $ 2,115,000 $ 176,250 $ 68,000
Alameda, California 11 $ 4,571,000 $ 415,545 $ 113,000
Merced, California 11 $ 2,771,000 $ 251,909 $ 76,000
Broomfield, Colorado 11 $ 2,177,000 $ 197,909 $ 103,000
Macomb, Michigan 11 $ 1,875,000 $ 170,454 $ 59,000
Clackamas, Oregon 11 $ 2,457,000 $ 223,363 $ 48,000
Linn, Oregon 11 $ 1,795,000 $ 163,181 $ 60,000
Shelby, Tennessee 11 $ 2,149,000 $ 195,363 $ 17,000
Cochise, Arizona 10 $ 1,552,000 $ 155,200 $ 65,000
Pinal, Arizona 10 $ 1,851,000 $ 185,100 $ 43,000
Wayne, Michigan 10 $ 1,427,000 $ 142,700 $ 70,000
Clay, Missouri 10 $ 1,468,000 $ 146,800 $ 71,000
Jefferson, Missouri 10 $ 1,386,000 $ 138,600 $ 22,000
Valencia, New Mexico 10 $ 1,452,000 $ 145,200 $ 42,000
Richland, South Carolina 10 $ 1,372,000 $ 137,200 $ 57,000
Island, Washington 10 $ 2,083,000 $ 208,300 $ 46,000
Skagit, Washington 10 $ 1,895,000 $ 189,500 $ 44,000
Kenai Peninsula, Alaska 9 $ 1,609,000 $ 178,777 $ 68,000
Sarasota, Florida 9 $ 1,953,000 $ 217,000 $ 46,000
St. Johns, Florida 9 $ 1,588,000 $ 176,444 $ 56,000
Ramsey, Minnesota 9 $ 1,578,000 $ 175,333 $ 37,000
Lorain, Ohio 9 $ 1,020,000 $ 113,333 $ 54,000
Butte, California 8 $ 1,599,000 $ 199,875 $ 45,000
Contra Costa, California 8 $ 2,514,000 $ 314,250 $ 95,000
Kings, California 8 $ 1,810,000 $ 226,250 $ 66,000
Flagler, Florida 8 $ 1,324,000 $ 165,500 $ 49,000
St. Lucie, Florida 8 $ 1,649,000 $ 206,125 $ 66,000
Pennington, Minnesota 8 $ 810,000 $ 101,250 $ 38,000
St. Louis, Missouri 8 $ 1,145,000 $ 143,125 $ 63,000
Berkeley, South Carolina 8 $ 1,250,000 $ 156,250 $ 63,000
Lexington, South Carolina 8 $ 1,024,000 $ 128,000 $ 61,000
Whatcom, Washington 8 $ 1,970,000 $ 246,250 $ 65,000
Shasta, California 7 $ 1,424,000 $ 203,428 $ 51,000
Ventura, California 7 $ 4,395,000 $ 627,857 $ 129,000
Fremont, Colorado 7 $ 1,790,000 $ 255,714 $ 74,000
Indian River, Florida 7 $ 1,266,000 $ 180,857 $ 67,000
Leon, Florida 7 $ 1,208,000 $ 172,571 $ 52,000
Ada, Idaho 7 $ 1,250,000 $ 178,571 $ 61,000
Prince George's, Maryland 7 $ 1,854,000 $ 264,857 $ 65,000
Anoka, Minnesota 7 $ 1,237,000 $ 176,714 $ 45,000
St. Charles, Missouri 7 $ 1,254,000 $ 179,142 $ 53,000
Yamhill, Oregon 7 $ 1,467,000 $ 209,571 $ 66,000
Sweetwater, Wyoming 7 $ 1,033,000 $ 147,571 $ 75,000
Calaveras, California 6 $ 1,267,000 $ 211,166 $ 47,000
Santa Barbara, California 6 $ 1,430,000 $ 238,333 $ 58,000
Park, Colorado 6 $ 1,103,000 $ 183,833 $ 60,000
Teller, Colorado 6 $ 943,000 $ 157,166 $ 62,000
Alachua, Florida 6 $ 893,000 $ 148,833 $ 45,000
Martin, Florida 6 $ 1,043,000 $ 173,833 $ 39,000
Hennepin, Minnesota 6 $ 1,490,000 $ 248,333 $ 66,000
Marshall, Minnesota 6 $ 641,000 $ 106,833 $ 42,000
Wright, Minnesota 6 $ 1,329,000 $ 221,500 $ 61,000
Chaves, New Mexico 6 $ 1,188,000 $ 198,000 $ 107,000
Charleston, South Carolina 6 $ 1,165,000 $ 194,166 $ 62,000
Dorchester, South Carolina 6 $ 900,000 $ 150,000 $ 47,000
Horry, South Carolina 6 $ 996,000 $ 166,000 $ 60,000
Grant, Washington 6 $ 1,004,000 $ 167,333 $ 53,000
Mason, Washington 6 $ 1,116,000 $ 186,000 $ 62,000
Fairbanks North Star, Alaska 5 $ 866,000 $ 173,200 $ 83,000
El Dorado, California 5 $ 1,267,000 $ 253,400 $ 54,000
Lake, California 5 $ 1,007,000 $ 201,400 $ 58,000
Eagle, Colorado 5 $ 6,416,000 $ 1,283,200 $ 436,000
Elbert, Colorado 5 $ 1,382,000 $ 276,400 $ 131,000
Collier, Florida 5 $ 1,359,000 $ 271,800 $ 58,000
Walton, Florida 5 $ 955,000 $ 191,000 $ 59,000
Ingham, Michigan 5 $ 525,000 $ 105,000 $ 125,000
St. Louis, Minnesota 5 $ 724,000 $ 144,800 $ 39,000
Greene, Missouri 5 $ 752,000 $ 150,400 $ 52,000
Hamilton, Ohio 5 $ 652,000 $ 130,400 $ 56,000
Lucas, Ohio 5 $ 584,000 $ 116,800 $ 44,000
Montgomery, Ohio 5 $ 383,000 $ 76,600 $ 42,000
Deschutes, Oregon 5 $ 1,004,000 $ 200,800 $ 51,000
Harris, Texas 5 $ 1,321,000 $ 264,200 $ 96,000
Cache, Utah 5 $ 838,000 $ 167,600 $ 44,000
Tooele, Utah 5 $ 811,000 $ 162,200 $ 64,000
Grays Harbor, Washington 5 $ 916,000 $ 183,200 $ 55,000
Stevens, Washington 5 $ 783,000 $ 156,600 $ 48,000
Lassen, California 4 $ 742,000 $ 185,500 $ 53,000
Placer, California 4 $ 999,000 $ 249,750 $ 69,000
Santa Clara, California 4 $ 1,538,000 $ 384,500 $ 165,000
Yolo, California 4 $ 948,000 $ 237,000 $ 35,000
Clear Creek, Colorado 4 $ 623,000 $ 155,750 $ 135,000
Okeechobee, Florida 4 $ 637,000 $ 159,250 $ 67,000
Putnam, Florida 4 $ 494,000 $ 123,500 $ 48,000
Tazewell, Illinois 4 $ 581,000 $ 145,250 $ 30,000
Will, Illinois 4 $ 978,000 $ 244,500 $ 74,000
Washington, Minnesota 4 $ 820,000 $ 205,000 $ 56,000
Cass, Missouri 4 $ 581,000 $ 145,250 $ 81,000
Butler, Ohio 4 $ 443,000 $ 110,750 $ 37,000
Fairfield, Ohio 4 $ 490,000 $ 122,500 $ 69,000
Franklin, Ohio 4 $ 485,000 $ 121,250 $ 36,000
Coos, Oregon 4 $ 777,000 $ 194,250 $ 66,000
Jackson, Oregon 4 $ 830,000 $ 207,500 $ 56,000
Knox, Tennessee 4 $ 600,000 $ 150,000 $ 64,000
Tarrant, Texas 4 $ 457,000 $ 114,250 $ 61,000
Washington, Utah 4 $ 561,000 $ 140,250 $ 26,000
Adams, Washington 4 $ 554,000 $ 138,500 $ 55,000
Santa Cruz, Arizona 3 $ 416,000 $ 138,666 $ 81,000
Yavapai, Arizona 3 $ 623,000 $ 207,666 $ 34,000
Yuma, Arizona 3 $ 739,000 $ 246,333 $ 100,000
Humboldt, California 3 $ 507,000 $ 169,000 $ 35,000
Mendocino, California 3 $ 716,000 $ 238,666 $ 61,000
San Luis Obispo, California 3 $ 783,000 $ 261,000 $ 54,000
Sutter, California 3 $ 863,000 $ 287,666 $ 52,000
Tehama, California 3 $ 449,000 $ 149,666 $ 26,000
Delta, Colorado 3 $ 593,000 $ 197,666 $ 7,000
Montezuma, Colorado 3 $ 625,000 $ 208,333 $ 84,000
Citrus, Florida 3 $ 470,000 $ 156,666 $ 20,000
Sumter, Florida 3 $ 471,000 $ 157,000 $ 55,000
Taylor, Florida 3 $ 347,000 $ 115,666 $ 36,000
Bonneville, Idaho 3 $ 211,000 $ 70,333 $ 33,000
Washington, Idaho 3 $ 537,000 $ 179,000 $ 50,000
Marion, Indiana 3 $ 432,000 $ 144,000 $ 16,000
Polk, Iowa 3 $ 337,000 $ 112,333 $ 45,000
Baltimore, Maryland 3 $ 603,000 $ 201,000 $ 59,000
Baltimore City, Maryland 3 $ 591,000 $ 197,000 $ 70,000
Genesee, Michigan 3 $ 527,000 $ 175,666 $ 69,000
Grand Traverse, Michigan 3 $ 361,000 $ 120,333 $ 38,000
Roseau, Minnesota 3 $ 303,000 $ 101,000 $ 55,000
Platte, Missouri 3 $ 418,000 $ 139,333 $ 38,000
St. Louis City, Missouri 3 $ 404,000 $ 134,666 $ 31,000
Yellowstone, Montana 3 $ 357,000 $ 119,000 $ 70,000
Lyon, Nevada 3 $ 647,000 $ 215,666 $ 52,000
Warren, Ohio 3 $ 465,000 $ 155,000 $ 70,000
Wood, Ohio 3 $ 594,000 $ 198,000 $ 94,000
Douglas, Oregon 3 $ 546,000 $ 182,000 $ 62,000
Josephine, Oregon 3 $ 720,000 $ 240,000 $ 75,000
Polk, Oregon 3 $ 446,000 $ 148,666 $ 25,000
Umatilla, Oregon 3 $ 525,000 $ 175,000 $ 36,000
Anderson, South Carolina 3 $ 453,000 $ 151,000 $ 57,000
Beaufort, South Carolina 3 $ 440,000 $ 146,666 $ 41,000
Dallas, Texas 3 $ 652,000 $ 217,333 $ 111,000
Iron, Utah 3 $ 447,000 $ 149,000 $ 44,000
Chelan, Washington 3 $ 554,000 $ 184,666 $ 50,000
Apache, Arizona 2 $ 233,000 $ 116,500 $ 70,000
Coconino, Arizona 2 $ 395,000 $ 197,500 $ 47,000
Gila, Arizona 2 $ 365,000 $ 182,500 $ 92,000
Mohave, Arizona 2 $ 306,000 $ 153,000 $ 55,000
Amador, California 2 $ 611,000 $ 305,500 $ 20,000
Madera, California 2 $ 527,000 $ 263,500 $ 69,000
Monterey, California 2 $ 361,000 $ 180,500 $ 53,000
Siskiyou, California 2 $ 279,000 $ 139,500 $ 62,000
Sonoma, California 2 $ 457,000 $ 228,500 $ 52,000
Archuleta, Colorado 2 $ 800,000 $ 400,000 $ 31,000
Custer, Colorado 2 $ 122,000 $ 61,000 $ 66,000
Garfield, Colorado 2 $ 580,000 $ 290,000 $ 90,000
Grand, Colorado 2 $ 2,985,000 $ 1,492,500 $ 594,000
Huerfano, Colorado 2 $ 534,000 $ 267,000 $ 151,000
La Plata, Colorado 2 $ 228,000 $ 114,000 $ 0
Montrose, Colorado 2 $ 389,000 $ 194,500 $ 59,000
Summit, Colorado 2 $ 848,000 $ 424,000 $ 45,000
Hartford, Connecticut 2 $ 450,000 $ 225,000 $ 45,000
Bradford, Florida 2 $ 331,000 $ 165,500 $ 24,000
Charlotte, Florida 2 $ 334,000 $ 167,000 $ 47,000
Franklin, Florida 2 $ 250,000 $ 125,000 $ 51,000
Canyon, Idaho 2 $ 365,000 $ 182,500 $ 85,000
Lake, Illinois 2 $ 358,000 $ 179,000 $ 74,000
Marshall, Illinois 2 $ 278,000 $ 139,000 $ 25,000
Peoria, Illinois 2 $ 241,000 $ 120,500 $ 52,000
Woodford, Illinois 2 $ 313,000 $ 156,500 $ 80,000
Howard, Indiana 2 $ 205,000 $ 102,500 $ 107,000
St. Joseph, Indiana 2 $ 261,000 $ 130,500 $ 43,000
Dallas, Iowa 2 $ 263,000 $ 131,500 $ 49,000
Carroll, Maryland 2 $ 553,000 $ 276,500 $ 56,000
Talbot, Maryland 2 $ 572,000 $ 286,000 $ 72,000
Kalamazoo, Michigan 2 $ 312,000 $ 156,000 $ 70,000
Kent, Michigan 2 $ 220,000 $ 110,000 $ 9,000
Lenawee, Michigan 2 $ 186,000 $ 93,000 $ 41,000
Monroe, Michigan 2 $ 450,000 $ 225,000 $ 78,000
Oakland, Michigan 2 $ 363,000 $ 181,500 $ 66,000
Carver, Minnesota 2 $ 427,000 $ 213,500 $ 35,000
Stearns, Minnesota 2 $ 305,000 $ 152,500 $ 59,000
Franklin, Missouri 2 $ 339,000 $ 169,500 $ 74,000
Ravalli, Montana 2 $ 397,000 $ 198,500 $ 104,000
Douglas, Nebraska 2 $ 288,000 $ 144,000 $ 69,000
Elko, Nevada 2 $ 434,000 $ 217,000 $ 72,000
Curry, New Mexico 2 $ 328,000 $ 164,000 $ 50,000
Eddy, New Mexico 2 $ 128,000 $ 64,000 $ 46,000
Grant, New Mexico 2 $ 211,000 $ 105,500 $ 40,000
Los Alamos, New Mexico 2 $ 426,000 $ 213,000 $ 105,000
San Juan, New Mexico 2 $ 316,000 $ 158,000 $ 47,000
San Miguel, New Mexico 2 $ 396,000 $ 198,000 $ 68,000
Harnett, North Carolina 2 $ 184,000 $ 92,000 $ 47,000
Greene, Ohio 2 $ 209,000 $ 104,500 $ 71,000
Hancock, Ohio 2 $ 353,000 $ 176,500 $ 63,000
Lake, Ohio 2 $ 306,000 $ 153,000 $ 46,000
Summit, Ohio 2 $ 379,000 $ 189,500 $ 133,000
Clatsop, Oregon 2 $ 408,000 $ 204,000 $ 88,000
Columbia, Oregon 2 $ 314,000 $ 157,000 $ 91,000
Malheur, Oregon 2 $ 221,000 $ 110,500 $ 50,000
Collin, Texas 2 $ 330,000 $ 165,000 $ 54,000
Denton, Texas 2 $ 244,000 $ 122,000 $ 53,000
Ellis, Texas 2 $ 226,000 $ 113,000 $ 68,000
Montgomery, Texas 2 $ 1,488,000 $ 744,000 $ 234,000
Waller, Texas 2 $ 341,000 $ 170,500 $ 32,000
Box Elder, Utah 2 $ 272,000 $ 136,000 $ 23,000
Hampton, Virginia 2 $ 326,000 $ 163,000 $ 40,000
Asotin, Washington 2 $ 287,000 $ 143,500 $ 37,000
Douglas, Washington 2 $ 439,000 $ 219,500 $ 125,000
San Juan, Washington 2 $ 590,000 $ 295,000 $ 63,000
Juneau, Alaska 1 $ 293,000 $ 293,000 $ 101,000
Ketchikan Gateway, Alaska 1 $ 100,000 $ 100,000 $ 0
Graham, Arizona 1 $ 146,000 $ 146,000 $ 74,000
Del Norte, California 1 $ 153,000 $ 153,000 $ 88,000
Imperial, California 1 $ 238,000 $ 238,000 $ 101,000
Mono, California 1 $ 309,000 $ 309,000 $ 132,000
Nevada, California 1 $ 290,000 $ 290,000 $ 77,000
Plumas, California 1 $ 224,000 $ 224,000 $ 47,000
San Benito, California 1 $ 248,000 $ 248,000 $ 152,000
San Mateo, California 1 $ 151,000 $ 151,000 $ 64,000
Tuolumne, California 1 $ 266,000 $ 266,000 $ 95,000
Yuba, California 1 $ 259,000 $ 259,000 $ 111,000
Gilpin, Colorado 1 $ 308,000 $ 308,000 $ 81,000
Gunnison, Colorado 1 $ 270,000 $ 270,000 $ 48,000
Logan, Colorado 1 $ 113,000 $ 113,000 $ 52,000
Moffat, Colorado 1 $ 236,000 $ 236,000 $ 45,000
Prowers, Colorado 1 $ 95,000 $ 95,000 $ 36,000
Rio Blanco, Colorado 1 $ 129,000 $ 129,000 $ 68,000
New Haven, Connecticut 1 $ 182,000 $ 182,000 $ 40,000
New Castle, Delaware 1 $ 312,000 $ 312,000 $ 66,000
Baker, Florida 1 $ 204,000 $ 204,000 $ 61,000
Columbia, Florida 1 $ 138,000 $ 138,000 $ 0
DeSoto, Florida 1 $ 188,000 $ 188,000 $ 72,000
Dixie, Florida 1 $ 121,000 $ 121,000 $ 87,000
Gadsden, Florida 1 $ 184,000 $ 184,000 $ 58,000
Hendry, Florida 1 $ 134,000 $ 134,000 $ 40,000
Highlands, Florida 1 $ 144,000 $ 144,000 $ 0
Monroe, Florida 1 $ 272,000 $ 272,000 $ 84,000
Suwannee, Florida 1 $ 153,000 $ 153,000 $ 61,000
Washington, Florida 1 $ 170,000 $ 170,000 $ 0
Clayton, Georgia 1 $ 140,000 $ 140,000 $ 86,000
DeKalb, Georgia 1 $ 133,000 $ 133,000 $ 0
Fulton, Georgia 1 $ 125,000 $ 125,000 $ 33,000
Newton, Georgia 1 $ 128,000 $ 128,000 $ 42,000
Troup, Georgia 1 $ 145,000 $ 145,000 $ 54,000
Walker, Georgia 1 $ 171,000 $ 171,000 $ 104,000
Idaho, Idaho 1 $ 62,000 $ 62,000 $ 29,000
Champaign, Illinois 1 $ 125,000 $ 125,000 $ 46,000
Kendall, Illinois 1 $ 160,000 $ 160,000 $ 47,000
Macon, Illinois 1 $ 99,000 $ 99,000 $ 25,000
Vermilion, Illinois 1 $ 51,000 $ 51,000 $ 177,000
Winnebago, Illinois 1 $ 106,000 $ 106,000 $ 47,000
Clay, Indiana 1 $ 97,000 $ 97,000 $ 69,000
Hancock, Indiana 1 $ 203,000 $ 203,000 $ 91,000
Hendricks, Indiana 1 $ 156,000 $ 156,000 $ 52,000
Huntington, Indiana 1 $ 116,000 $ 116,000 $ 49,000
LaGrange, Indiana 1 $ 92,000 $ 92,000 $ 37,000
Shelby, Indiana 1 $ 106,000 $ 106,000 $ 60,000
Vanderburgh, Indiana 1 $ 53,000 $ 53,000 $ 38,000
Washington, Indiana 1 $ 256,000 $ 256,000 $ 73,000
Wells, Indiana 1 $ 138,000 $ 138,000 $ 68,000
Cerro Gordo, Iowa 1 $ 74,000 $ 74,000 $ 57,000
Linn, Iowa 1 $ 110,000 $ 110,000 $ 66,000
Madison, Iowa 1 $ 61,000 $ 61,000 $ 76,000
Fayette, Kentucky 1 $ 153,000 $ 153,000 $ 47,000
Gallatin, Kentucky 1 $ 139,000 $ 139,000 $ 79,000
Jefferson, Kentucky 1 $ 204,000 $ 204,000 $ 0
Lincoln, Maine 1 $ 80,000 $ 80,000 $ 17,000
Anne Arundel, Maryland 1 $ 362,000 $ 362,000 $ 126,000
Cecil, Maryland 1 $ 183,000 $ 183,000 $ 36,000
Charles, Maryland 1 $ 177,000 $ 177,000 $ 45,000
Frederick, Maryland 1 $ 355,000 $ 355,000 $ 51,000
Garrett, Maryland 1 $ 150,000 $ 150,000 $ 41,000
Harford, Maryland 1 $ 261,000 $ 261,000 $ 141,000
Berrien, Michigan 1 $ 123,000 $ 123,000 $ 38,000
Clinton, Michigan 1 $ 167,000 $ 167,000 $ 56,000
Jackson, Michigan 1 $ 115,000 $ 115,000 $ 46,000
Marquette, Michigan 1 $ 241,000 $ 241,000 $ 59,000
Mecosta, Michigan 1 $ 52,000 $ 52,000 $ 33,000
Montcalm, Michigan 1 $ 67,000 $ 67,000 $ 29,000
Oceana, Michigan 1 $ 264,000 $ 264,000 $ 50,000
Saginaw, Michigan 1 $ 94,000 $ 94,000 $ 45,000
Washtenaw, Michigan 1 $ 113,000 $ 113,000 $ 56,000
Beltrami, Minnesota 1 $ 122,000 $ 122,000 $ 67,000
Benton, Minnesota 1 $ 191,000 $ 191,000 $ 41,000
Chisago, Minnesota 1 $ 296,000 $ 296,000 $ 78,000
Hubbard, Minnesota 1 $ 138,000 $ 138,000 $ 58,000
Isanti, Minnesota 1 $ 278,000 $ 278,000 $ 65,000
Kittson, Minnesota 1 $ 45,000 $ 45,000 $ 12,000
Lake of the Woods, Minnesota 1 $ 62,000 $ 62,000 $ 31,000
Le Sueur, Minnesota 1 $ 163,000 $ 163,000 $ 43,000
Mower, Minnesota 1 $ 181,000 $ 181,000 $ 90,000
Olmsted, Minnesota 1 $ 192,000 $ 192,000 $ 79,000
Red Lake, Minnesota 1 $ 70,000 $ 70,000 $ 28,000
Sherburne, Minnesota 1 $ 193,000 $ 193,000 $ 69,000
Steele, Minnesota 1 $ 149,000 $ 149,000 $ 96,000
Boone, Missouri 1 $ 135,000 $ 135,000 $ 47,000
Butler, Missouri 1 $ 136,000 $ 136,000 $ 83,000
Clinton, Missouri 1 $ 174,000 $ 174,000 $ 99,000
Jasper, Missouri 1 $ 196,000 $ 196,000 $ 0
Perry, Missouri 1 $ 188,000 $ 188,000 $ 77,000
Pike, Missouri 1 $ 200,000 $ 200,000 $ 88,000
Carson City, Nevada 1 $ 194,000 $ 194,000 $ 67,000
Douglas, Nevada 1 $ 185,000 $ 185,000 $ 32,000
Colfax, New Mexico 1 $ 106,000 $ 106,000 $ 51,000
Lincoln, New Mexico 1 $ 192,000 $ 192,000 $ 56,000
Otero, New Mexico 1 $ 201,000 $ 201,000 $ 75,000
Rio Arriba, New Mexico 1 $ 88,000 $ 88,000 $ 101,000
Taos, New Mexico 1 $ 141,000 $ 141,000 $ 93,000
Torrance, New Mexico 1 $ 130,000 $ 130,000 $ 52,000
Steuben, New York 1 $ 47,000 $ 47,000 $ 48,000
Ashtabula, Ohio 1 $ 72,000 $ 72,000 $ 20,000
Brown, Ohio 1 $ 80,000 $ 80,000 $ 33,000
Clark, Ohio 1 $ 95,000 $ 95,000 $ 167,000
Clermont, Ohio 1 $ 202,000 $ 202,000 $ 103,000
Geauga, Ohio 1 $ 118,000 $ 118,000 $ 35,000
Highland, Ohio 1 $ 59,000 $ 59,000 $ 30,000
Mercer, Ohio 1 $ 94,000 $ 94,000 $ 39,000
Ottawa, Ohio 1 $ 136,000 $ 136,000 $ 84,000
Portage, Ohio 1 $ 260,000 $ 260,000 $ 92,000
Putnam, Ohio 1 $ 127,000 $ 127,000 $ 43,000
Richland, Ohio 1 $ 140,000 $ 140,000 $ 84,000
Ross, Ohio 1 $ 159,000 $ 159,000 $ 52,000
Wayne, Ohio 1 $ 124,000 $ 124,000 $ 36,000
Pottawatomie, Oklahoma 1 $ 58,000 $ 58,000 $ 35,000
Baker, Oregon 1 $ 175,000 $ 175,000 $ 107,000
Jefferson, Oregon 1 $ 168,000 $ 168,000 $ 32,000
Lincoln, Oregon 1 $ 183,000 $ 183,000 $ 41,000
Tillamook, Oregon 1 $ 272,000 $ 272,000 $ 80,000
Wasco, Oregon 1 $ 76,000 $ 76,000 $ 35,000
Berks, Pennsylvania 1 $ 162,000 $ 162,000 $ 98,000
Aiken, South Carolina 1 $ 79,000 $ 79,000 $ 0
Florence, South Carolina 1 $ 73,000 $ 73,000 $ 85,000
Orangeburg, South Carolina 1 $ 74,000 $ 74,000 $ 57,000
Spartanburg, South Carolina 1 $ 116,000 $ 116,000 $ 0
Sumter, South Carolina 1 $ 119,000 $ 119,000 $ 99,000
Cheatham, Tennessee 1 $ 104,000 $ 104,000 $ 24,000
Davidson, Tennessee 1 $ 129,000 $ 129,000 $ 73,000
Dickson, Tennessee 1 $ 108,000 $ 108,000 $ 0
Jackson, Tennessee 1 $ 193,000 $ 193,000 $ 42,000
Maury, Tennessee 1 $ 149,000 $ 149,000 $ 45,000
McMinn, Tennessee 1 $ 122,000 $ 122,000 $ 50,000
Rutherford, Tennessee 1 $ 127,000 $ 127,000 $ 84,000
Sumner, Tennessee 1 $ 175,000 $ 175,000 $ 52,000
Brazoria, Texas 1 $ 155,000 $ 155,000 $ 71,000
Fort Bend, Texas 1 $ 188,000 $ 188,000 $ 80,000
Kaufman, Texas 1 $ 190,000 $ 190,000 $ 79,000
Travis, Texas 1 $ 115,000 $ 115,000 $ 46,000
Kane, Utah 1 $ 152,000 $ 152,000 $ 42,000
Sanpete, Utah 1 $ 130,000 $ 130,000 $ 58,000
Augusta, Virginia 1 $ 233,000 $ 233,000 $ 49,000
Chesterfield, Virginia 1 $ 256,000 $ 256,000 $ 72,000
Greene, Virginia 1 $ 193,000 $ 193,000 $ 62,000
Stafford, Virginia 1 $ 363,000 $ 363,000 $ 113,000
Jefferson, Washington 1 $ 178,000 $ 178,000 $ 44,000
Kittitas, Washington 1 $ 180,000 $ 180,000 $ 35,000
Pacific, Washington 1 $ 221,000 $ 221,000 $ 91,000
Wahkiakum, Washington 1 $ 189,000 $ 189,000 $ 91,000
Campbell, Wyoming 1 $ 109,000 $ 109,000 $ 55,000
Carbon, Wyoming 1 $ 159,000 $ 159,000 $ 40,000
Converse, Wyoming 1 $ 174,000 $ 174,000 $ 97,000
Fremont, Wyoming 1 $ 140,000 $ 140,000 $ 72,000
Goshen, Wyoming 1 $ 140,000 $ 140,000 $ 45,000
Johnson, Wyoming 1 $ 155,000 $ 155,000 $ 56,000
Sheridan, Wyoming 1 $ 85,000 $ 85,000 $ 77,000
Sublette, Wyoming 1 $ 230,000 $ 230,000 $ 104,000

Mortgage Loan Application Detail Totals for Assurity Financial Services in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,582 $698,016,000 $194,000 $4,507,000 $62,000 $1,500,000
Home Purchase 1,056 $219,821,000 $208,000 $2,625,000 $77,000 $986,000
Home Improvement 2 $312,000 $156,000 $203,000 $50,000 $60,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,791 $554,595,000 $198,000 $4,507,000 $69,000 $1,500,000
Hispanic 832 $160,816,000 $193,000 $1,000,000 $60,000 $384,000
Black or African American 468 $91,715,000 $195,000 $1,000,000 $60,000 $324,000
Not Provided 414 $84,101,000 $203,000 $2,625,000 $63,000 $986,000
Asian 65 $13,747,000 $211,000 $548,000 $82,000 $246,000
American Indian or Alaskan Native 47 $8,408,000 $178,000 $379,000 $60,000 $161,000
Native Hawaiian or Other Pacific Islander 23 $4,767,000 $207,000 $552,000 $75,000 $237,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,422 $443,842,000 $183,000 $368,000 $56,000 $986,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,912 $411,704,000 $215,000 $4,507,000 $80,000 $1,500,000
VA-guaranteed (Veterans Administration) 306 $62,603,000 $204,000 $417,000 $49,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,391 $449,678,000 $188,000 $2,500,000 $63,000 $720,000
Application Denied By Financial Institution 1,013 $204,136,000 $201,000 $2,625,000 $67,000 $917,000
Application Withdrawn By Applicant 712 $161,512,000 $226,000 $4,507,000 $71,000 $1,500,000
Application Approved But Not Accepted 452 $87,781,000 $194,000 $724,000 $66,000 $384,000
File Closed For Incompleteness 72 $15,042,000 $208,000 $1,000,000 $67,000 $390,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 367 $72,493,000 $197,000 $837,000 $65,000 $500,000
Debt-To-Income Ratio 253 $51,965,000 $205,000 $2,000,000 $62,000 $528,000
Other 110 $24,052,000 $218,000 $1,000,000 $95,000 $480,000
Collateral 91 $19,509,000 $214,000 $650,000 $75,000 $300,000
Employment History 26 $4,925,000 $189,000 $417,000 $72,000 $307,000
Unverifiable Information 20 $4,151,000 $207,000 $620,000 $68,000 $183,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,678,000 $223,000 $500,000 $58,000 $96,000
Mortgage Insurance Denied 6 $1,240,000 $206,000 $287,000 $70,000 $155,000
Credit Application Incomplete 1 $100,000 $100,000 $100,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurity Financial Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Assurity Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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