Assurity Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Assurity Financial Services 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Assurity Financial Services 6025 South Quebec Street, #260 Englewood, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,640 |
| Total Mortgage Loan Application Amount | $918,149,000 |
| Average Mortgage Loan Application Amount | $186,000 |
| Highest Mortgage Loan Application Amount | $4,507,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Assurity Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assurity Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Assurity Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assurity Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Assurity Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assurity Financial Services's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DENVER-AURORA, CO | 612 | $ 129,198,000 | $ 211,000 | $ 81,000 |
| COLORADO SPRINGS, CO | 207 | $ 33,309,000 | $ 160,000 | $ 63,000 |
| ALBUQUERQUE, NM | 203 | $ 34,100,000 | $ 167,000 | $ 54,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 128 | $ 33,512,000 | $ 261,000 | $ 69,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 126 | $ 29,499,000 | $ 235,500 | $ 65,500 |
| JACKSONVILLE, FL | 119 | $ 20,708,000 | $ 174,000 | $ 56,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 118 | $ 22,541,000 | $ 191,000 | $ 51,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 117 | $ 21,075,000 | $ 180,000 | $ 51,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 111 | $ 26,923,000 | $ 242,000 | $ 65,000 |
| TACOMA, WA | 107 | $ 23,193,000 | $ 216,000 | $ 62,000 |
| ORLANDO-KISSIMMEE, FL | 100 | $ 18,786,000 | $ 187,000 | $ 50,000 |
| PUEBLO, CO | 100 | $ 10,977,000 | $ 109,000 | $ 46,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 91 | $ 23,534,000 | $ 258,000 | $ 77,000 |
| LAS VEGAS-PARADISE, NV | 89 | $ 20,769,000 | $ 233,000 | $ 95,000 |
| ANCHORAGE, AK | 86 | $ 18,065,000 | $ 210,000 | $ 70,000 |
| SALT LAKE CITY, UT | 77 | $ 14,581,000 | $ 189,000 | $ 65,000 |
| FORT COLLINS-LOVELAND, CO | 64 | $ 12,591,000 | $ 196,000 | $ 82,000 |
| GREELEY, CO | 63 | $ 11,581,000 | $ 183,000 | $ 76,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 56 | $ 13,746,000 | $ 245,000 | $ 75,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 52 | $ 12,250,000 | $ 235,000 | $ 96,000 |
| OGDEN-CLEARFIELD, UT | 52 | $ 9,029,000 | $ 173,000 | $ 58,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 49 | $ 9,954,000 | $ 203,000 | $ 50,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 43 | $ 9,592,000 | $ 223,000 | $ 56,000 |
| BAKERSFIELD, CA | 41 | $ 9,698,000 | $ 236,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 39 | $ 6,477,000 | $ 166,000 | $ 46,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 38 | $ 9,279,000 | $ 244,000 | $ 63,000 |
| OLYMPIA, WA | 38 | $ 8,084,000 | $ 212,000 | $ 65,000 |
| LAKELAND, FL | 35 | $ 6,268,000 | $ 179,000 | $ 55,000 |
| CHEYENNE, WY | 33 | $ 5,300,000 | $ 160,000 | $ 66,000 |
| BREMERTON-SILVERDALE, WA | 32 | $ 6,614,000 | $ 206,000 | $ 63,000 |
| KANSAS CITY, MO-KS | 32 | $ 4,503,000 | $ 140,000 | $ 56,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 30 | $ 4,622,000 | $ 154,000 | $ 56,000 |
| ST. LOUIS, MO-IL | 30 | $ 4,528,000 | $ 150,000 | $ 45,000 |
| CAPE CORAL-FORT MYERS, FL | 27 | $ 5,155,000 | $ 190,000 | $ 47,000 |
| LAS CRUCES, NM | 27 | $ 4,492,000 | $ 166,000 | $ 59,000 |
| SALEM, OR | 27 | $ 4,778,000 | $ 176,000 | $ 60,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 27 | $ 4,925,000 | $ 182,000 | $ 48,000 |
| PROVO-OREM, UT | 26 | $ 6,633,000 | $ 255,000 | $ 82,000 |
| SPOKANE, WA | 26 | $ 4,208,000 | $ 161,000 | $ 43,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 25 | $ 2,814,000 | $ 112,000 | $ 44,000 |
| YAKIMA, WA | 24 | $ 3,784,000 | $ 157,000 | $ 47,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 23 | $ 3,859,000 | $ 167,000 | $ 63,000 |
| MODESTO, CA | 22 | $ 5,070,000 | $ 230,000 | $ 58,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 22 | $ 5,730,000 | $ 260,000 | $ 68,000 |
| SARASOTA-BRADENTON-VENICE, FL | 21 | $ 4,365,000 | $ 207,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 20 | $ 3,315,000 | $ 165,000 | $ 58,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 20 | $ 3,620,000 | $ 181,000 | $ 60,000 |
| GRAND JUNCTION, CO | 20 | $ 3,575,000 | $ 178,000 | $ 55,000 |
| TUCSON, AZ | 20 | $ 3,025,000 | $ 151,000 | $ 43,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 19 | $ 7,085,000 | $ 372,000 | $ 105,000 |
| RENO-SPARKS, NV | 19 | $ 3,623,000 | $ 190,000 | $ 178,000 |
| VISALIA-PORTERVILLE, CA | 19 | $ 3,425,000 | $ 180,000 | $ 62,000 |
| COLUMBIA, SC | 18 | $ 2,396,000 | $ 133,000 | $ 59,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 18 | $ 2,607,000 | $ 144,000 | $ 57,000 |
| PANAMA CITY-LYNN HAVEN, FL | 17 | $ 2,645,000 | $ 155,000 | $ 35,000 |
| VALLEJO-FAIRFIELD, CA | 17 | $ 3,675,000 | $ 216,000 | $ 73,000 |
| BOULDER, CO | 16 | $ 3,164,000 | $ 197,000 | $ 77,000 |
| SANTA FE, NM | 16 | $ 3,443,000 | $ 215,000 | $ 64,000 |
| CASPER, WY | 15 | $ 2,471,000 | $ 164,000 | $ 67,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 15 | $ 1,981,000 | $ 135,000 | $ 67,000 |
| EUGENE-SPRINGFIELD, OR | 15 | $ 3,056,000 | $ 203,000 | $ 57,000 |
| PORT ST. LUCIE, FL | 14 | $ 2,692,000 | $ 192,000 | $ 55,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 14 | $ 4,349,000 | $ 310,000 | $ 92,000 |
| FRESNO, CA | 13 | $ 2,604,000 | $ 200,000 | $ 40,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 13 | $ 2,238,000 | $ 172,000 | $ 60,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 12 | $ 2,312,000 | $ 192,000 | $ 38,000 |
| LONGVIEW, WA | 12 | $ 2,115,000 | $ 176,000 | $ 68,000 |
| OCALA, FL | 12 | $ 1,813,000 | $ 151,000 | $ 43,000 |
| STOCKTON, CA | 12 | $ 2,899,000 | $ 241,000 | $ 58,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 11 | $ 3,493,000 | $ 317,000 | $ 105,000 |
| MEMPHIS, TN-MS-AR | 11 | $ 2,149,000 | $ 195,000 | $ 17,000 |
| MERCED, CA | 11 | $ 2,771,000 | $ 251,000 | $ 76,000 |
| BALTIMORE-TOWSON, MD | 10 | $ 2,370,000 | $ 237,000 | $ 76,000 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 1,642,000 | $ 164,000 | $ 76,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 10 | $ 1,427,000 | $ 142,000 | $ 70,000 |
| MOUNT VERNON-ANACORTES, WA | 10 | $ 1,895,000 | $ 189,000 | $ 44,000 |
| PEORIA, IL | 10 | $ 1,413,000 | $ 141,000 | $ 43,000 |
| BOISE CITY-NAMPA, ID | 9 | $ 1,615,000 | $ 179,000 | $ 66,000 |
| TOLEDO, OH | 9 | $ 1,314,000 | $ 146,000 | $ 65,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 9 | $ 2,394,000 | $ 308,000 | $ 87,500 |
| BELLINGHAM, WA | 8 | $ 1,970,000 | $ 246,000 | $ 65,000 |
| CHICO, CA | 8 | $ 1,599,000 | $ 199,000 | $ 45,000 |
| COLUMBUS, OH | 8 | $ 975,000 | $ 121,000 | $ 52,000 |
| HANFORD-CORCORAN, CA | 8 | $ 1,810,000 | $ 226,000 | $ 66,000 |
| PALM COAST, FL | 8 | $ 1,324,000 | $ 165,000 | $ 49,000 |
| TALLAHASSEE, FL | 8 | $ 1,392,000 | $ 174,000 | $ 53,000 |
| DAYTON, OH | 7 | $ 592,000 | $ 84,000 | $ 50,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 4,395,000 | $ 627,000 | $ 129,000 |
| REDDING, CA | 7 | $ 1,424,000 | $ 203,000 | $ 51,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 1,266,000 | $ 180,000 | $ 67,000 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 661,000 | $ 110,000 | $ 51,000 |
| GAINESVILLE, FL | 6 | $ 893,000 | $ 148,000 | $ 45,000 |
| INDIANAPOLIS-CARMEL, IN | 6 | $ 897,000 | $ 149,000 | $ 41,000 |
| LANSING-EAST LANSING, MI | 6 | $ 692,000 | $ 115,000 | $ 114,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 6 | $ 996,000 | $ 166,000 | $ 60,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 6 | $ 1,430,000 | $ 238,000 | $ 58,000 |
| BEND, OR | 5 | $ 1,004,000 | $ 200,000 | $ 51,000 |
| DULUTH, MN-WI | 5 | $ 724,000 | $ 144,000 | $ 39,000 |
| FAIRBANKS, AK | 5 | $ 866,000 | $ 173,000 | $ 83,000 |
| LOGAN, UT-ID | 5 | $ 838,000 | $ 167,000 | $ 44,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 1,359,000 | $ 271,000 | $ 58,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 643,000 | $ 128,000 | $ 46,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 1,786,000 | $ 357,000 | $ 162,000 |
| SPRINGFIELD, MO | 5 | $ 752,000 | $ 150,000 | $ 52,000 |
| WENATCHEE, WA | 5 | $ 993,000 | $ 198,000 | $ 80,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4 | $ 526,000 | $ 131,000 | $ 40,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 457,000 | $ 114,000 | $ 61,000 |
| KNOXVILLE, TN | 4 | $ 600,000 | $ 150,000 | $ 64,000 |
| MEDFORD, OR | 4 | $ 830,000 | $ 207,000 | $ 56,000 |
| ST. GEORGE, UT | 4 | $ 561,000 | $ 140,000 | $ 26,000 |
| YUBA CITY, CA | 4 | $ 1,122,000 | $ 280,000 | $ 67,000 |
| AKRON, OH | 3 | $ 639,000 | $ 213,000 | $ 119,000 |
| ANDERSON, SC | 3 | $ 453,000 | $ 151,000 | $ 57,000 |
| BILLINGS, MT | 3 | $ 357,000 | $ 119,000 | $ 70,000 |
| FLINT, MI | 3 | $ 527,000 | $ 175,000 | $ 69,000 |
| IDAHO FALLS, ID | 3 | $ 211,000 | $ 70,000 | $ 33,000 |
| PRESCOTT, AZ | 3 | $ 623,000 | $ 207,000 | $ 34,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3 | $ 783,000 | $ 261,000 | $ 54,000 |
| ST. CLOUD, MN | 3 | $ 496,000 | $ 165,000 | $ 53,000 |
| YUMA, AZ | 3 | $ 739,000 | $ 246,000 | $ 100,000 |
| FARMINGTON, NM | 2 | $ 316,000 | $ 158,000 | $ 47,000 |
| FLAGSTAFF, AZ | 2 | $ 395,000 | $ 197,000 | $ 47,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 220,000 | $ 110,000 | $ 9,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 450,000 | $ 225,000 | $ 45,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 312,000 | $ 156,000 | $ 70,000 |
| KOKOMO, IN | 2 | $ 205,000 | $ 102,000 | $ 107,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 358,000 | $ 179,000 | $ 74,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 306,000 | $ 153,000 | $ 55,000 |
| LEWISTON, ID-WA | 2 | $ 287,000 | $ 143,000 | $ 37,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 460,000 | $ 230,000 | $ 36,500 |
| MADERA, CA | 2 | $ 527,000 | $ 263,000 | $ 69,000 |
| MONROE, MI | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 288,000 | $ 144,000 | $ 69,000 |
| PUNTA GORDA, FL | 2 | $ 334,000 | $ 167,000 | $ 47,000 |
| SALINAS, CA | 2 | $ 361,000 | $ 180,000 | $ 53,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 457,000 | $ 228,000 | $ 52,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 261,000 | $ 130,000 | $ 43,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 326,000 | $ 163,000 | $ 40,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 495,000 | $ 247,500 | $ 51,000 |
| ANN ARBOR, MI | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 79,000 | $ 79,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 1 | $ 355,000 | $ 355,000 | $ 51,000 |
| CARSON CITY, NV | 1 | $ 194,000 | $ 194,000 | $ 67,000 |
| CEDAR RAPIDS, IA | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| CHARLOTTESVILLE, VA | 1 | $ 193,000 | $ 193,000 | $ 62,000 |
| CHATTANOOGA, TN-GA | 1 | $ 171,000 | $ 171,000 | $ 104,000 |
| COLUMBIA, MO | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| DANVILLE, IL | 1 | $ 51,000 | $ 51,000 | $ 177,000 |
| DECATUR, IL | 1 | $ 99,000 | $ 99,000 | $ 25,000 |
| EL CENTRO, CA | 1 | $ 238,000 | $ 238,000 | $ 101,000 |
| EVANSVILLE, IN-KY | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| FLORENCE, SC | 1 | $ 73,000 | $ 73,000 | $ 85,000 |
| FORT WAYNE, IN | 1 | $ 138,000 | $ 138,000 | $ 68,000 |
| JACKSON, MI | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| JOPLIN, MO | 1 | $ 196,000 | $ 196,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| MANSFIELD, OH | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 182,000 | $ 182,000 | $ 40,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| READING, PA | 1 | $ 162,000 | $ 162,000 | $ 98,000 |
| RICHMOND, VA | 1 | $ 256,000 | $ 256,000 | $ 72,000 |
| ROCHESTER, MN | 1 | $ 192,000 | $ 192,000 | $ 79,000 |
| ROCKFORD, IL | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 151,000 | $ 151,000 | $ 64,000 |
| SPARTANBURG, SC | 1 | $ 116,000 | $ 116,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 95,000 | $ 95,000 | $ 167,000 |
| SUMTER, SC | 1 | $ 119,000 | $ 119,000 | $ 99,000 |
| TERRE HAUTE, IN | 1 | $ 97,000 | $ 97,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Assurity Financial Services in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,582 | $698,016,000 | $194,000 | $4,507,000 | $62,000 | $1,500,000 |
| Home Purchase | 1,056 | $219,821,000 | $208,000 | $2,625,000 | $77,000 | $986,000 |
| Home Improvement | 2 | $312,000 | $156,000 | $203,000 | $50,000 | $60,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,791 | $554,595,000 | $198,000 | $4,507,000 | $69,000 | $1,500,000 |
| Hispanic | 832 | $160,816,000 | $193,000 | $1,000,000 | $60,000 | $384,000 |
| Black or African American | 468 | $91,715,000 | $195,000 | $1,000,000 | $60,000 | $324,000 |
| Not Provided | 414 | $84,101,000 | $203,000 | $2,625,000 | $63,000 | $986,000 |
| Asian | 65 | $13,747,000 | $211,000 | $548,000 | $82,000 | $246,000 |
| American Indian or Alaskan Native | 47 | $8,408,000 | $178,000 | $379,000 | $60,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $4,767,000 | $207,000 | $552,000 | $75,000 | $237,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,422 | $443,842,000 | $183,000 | $368,000 | $56,000 | $986,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,912 | $411,704,000 | $215,000 | $4,507,000 | $80,000 | $1,500,000 |
| VA-guaranteed (Veterans Administration) | 306 | $62,603,000 | $204,000 | $417,000 | $49,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,391 | $449,678,000 | $188,000 | $2,500,000 | $63,000 | $720,000 |
| Application Denied By Financial Institution | 1,013 | $204,136,000 | $201,000 | $2,625,000 | $67,000 | $917,000 |
| Application Withdrawn By Applicant | 712 | $161,512,000 | $226,000 | $4,507,000 | $71,000 | $1,500,000 |
| Application Approved But Not Accepted | 452 | $87,781,000 | $194,000 | $724,000 | $66,000 | $384,000 |
| File Closed For Incompleteness | 72 | $15,042,000 | $208,000 | $1,000,000 | $67,000 | $390,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 367 | $72,493,000 | $197,000 | $837,000 | $65,000 | $500,000 |
| Debt-To-Income Ratio | 253 | $51,965,000 | $205,000 | $2,000,000 | $62,000 | $528,000 |
| Other | 110 | $24,052,000 | $218,000 | $1,000,000 | $95,000 | $480,000 |
| Collateral | 91 | $19,509,000 | $214,000 | $650,000 | $75,000 | $300,000 |
| Employment History | 26 | $4,925,000 | $189,000 | $417,000 | $72,000 | $307,000 |
| Unverifiable Information | 20 | $4,151,000 | $207,000 | $620,000 | $68,000 | $183,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,678,000 | $223,000 | $500,000 | $58,000 | $96,000 |
| Mortgage Insurance Denied | 6 | $1,240,000 | $206,000 | $287,000 | $70,000 | $155,000 |
| Credit Application Incomplete | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurity Financial Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Assurity Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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