Atlantic Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Atlantic Home Loans, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Home Loans, Inc. 50 Route 46 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,137 |
| Total Mortgage Loan Application Amount | $540,307,000 |
| Average Mortgage Loan Application Amount | $227,666 |
| Highest Mortgage Loan Application Amount | $1,330,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $1,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Atlantic Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Atlantic Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Home Loans, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Haven County Connecticut | 191 | $ 39,310,000 | $ 205,000 | $ 91,000 |
| Kent County Delaware | 166 | $ 30,214,000 | $ 182,000 | $ 64,000 |
| Bergen County New Jersey | 162 | $ 58,537,000 | $ 361,000 | $ 155,000 |
| Essex County New Jersey | 151 | $ 59,360,000 | $ 393,000 | $ 177,000 |
| Fairfield County Connecticut | 143 | $ 48,636,000 | $ 340,000 | $ 134,000 |
| Allegany County Maryland | 117 | $ 13,626,000 | $ 116,000 | $ 54,000 |
| Northampton County Pennsylvania | 113 | $ 19,216,000 | $ 170,000 | $ 77,000 |
| Morris County New Jersey | 92 | $ 32,798,000 | $ 356,000 | $ 134,000 |
| Lehigh County Pennsylvania | 86 | $ 14,290,000 | $ 166,000 | $ 77,000 |
| Union County New Jersey | 76 | $ 25,159,000 | $ 331,000 | $ 147,000 |
| Passaic County New Jersey | 75 | $ 21,126,000 | $ 281,000 | $ 114,000 |
| Hudson County New Jersey | 72 | $ 23,727,000 | $ 329,000 | $ 144,000 |
| Hartford County Connecticut | 71 | $ 14,634,000 | $ 206,000 | $ 82,000 |
| Newport County Rhode Island | 48 | $ 13,242,000 | $ 275,000 | $ 124,000 |
| Mineral County West Virginia | 45 | $ 5,489,000 | $ 121,000 | $ 54,000 |
| Ocean County New Jersey | 42 | $ 9,700,000 | $ 230,000 | $ 92,000 |
| Carbon County Pennsylvania | 33 | $ 3,784,000 | $ 114,000 | $ 65,000 |
| Middlesex County Connecticut | 31 | $ 6,278,000 | $ 202,000 | $ 79,000 |
| New Castle County Delaware | 31 | $ 6,405,000 | $ 206,000 | $ 78,000 |
| Sussex County Delaware | 27 | $ 5,206,000 | $ 192,000 | $ 71,000 |
| Middlesex County New Jersey | 25 | $ 6,649,000 | $ 265,000 | $ 137,000 |
| Montgomery County Pennsylvania | 24 | $ 5,413,000 | $ 225,000 | $ 122,000 |
| Somerset County New Jersey | 21 | $ 7,227,000 | $ 344,000 | $ 149,000 |
| Providence County Rhode Island | 18 | $ 3,426,000 | $ 190,000 | $ 79,000 |
| Monmouth County New Jersey | 16 | $ 5,067,000 | $ 316,000 | $ 166,000 |
| Bucks County Pennsylvania | 16 | $ 3,357,000 | $ 209,000 | $ 84,000 |
| Monroe County Pennsylvania | 14 | $ 2,103,000 | $ 150,000 | $ 64,000 |
| Sussex County New Jersey | 13 | $ 2,998,000 | $ 230,000 | $ 105,000 |
| Kent County Rhode Island | 12 | $ 2,695,000 | $ 224,000 | $ 82,000 |
| New London County Connecticut | 10 | $ 2,015,000 | $ 201,000 | $ 81,000 |
| Mercer County New Jersey | 10 | $ 2,945,000 | $ 294,000 | $ 141,000 |
| Baltimore County Maryland | 9 | $ 3,043,000 | $ 338,000 | $ 152,000 |
| Garrett County Maryland | 9 | $ 1,186,000 | $ 131,000 | $ 71,000 |
| Washington County Rhode Island | 9 | $ 1,703,000 | $ 189,000 | $ 103,000 |
| Warren County New Jersey | 8 | $ 1,667,000 | $ 208,000 | $ 89,000 |
| Litchfield County Connecticut | 7 | $ 1,771,000 | $ 253,000 | $ 124,000 |
| Tolland County Connecticut | 6 | $ 1,215,000 | $ 202,000 | $ 75,000 |
| Burlington County New Jersey | 6 | $ 1,751,000 | $ 291,000 | $ 130,000 |
| Suffolk County New York | 6 | $ 1,602,000 | $ 267,000 | $ 176,000 |
| Camden County New Jersey | 5 | $ 1,557,000 | $ 311,000 | $ 163,000 |
| Hunterdon County New Jersey | 5 | $ 1,956,000 | $ 391,000 | $ 272,000 |
| Somerset County Pennsylvania | 5 | $ 715,000 | $ 143,000 | $ 62,000 |
| Windham County Connecticut | 4 | $ 579,000 | $ 144,000 | $ 51,000 |
| Gloucester County New Jersey | 4 | $ 903,000 | $ 225,000 | $ 102,000 |
| Orange County New York | 4 | $ 1,066,000 | $ 266,000 | $ 110,000 |
| Schuylkill County Pennsylvania | 4 | $ 250,000 | $ 62,000 | $ 41,000 |
| Spotsylvania County Virginia | 4 | $ 1,146,000 | $ 286,000 | $ 113,000 |
| Hampshire County West Virginia | 4 | $ 413,000 | $ 103,000 | $ 37,000 |
| Pasco County Florida | 3 | $ 647,000 | $ 215,000 | $ 72,000 |
| Anne Arundel County Maryland | 3 | $ 592,000 | $ 197,000 | $ 82,000 |
| Nassau County New York | 3 | $ 1,664,000 | $ 554,000 | $ 540,000 |
| Westchester County New York | 3 | $ 915,000 | $ 305,000 | $ 105,000 |
| Berks County Pennsylvania | 3 | $ 562,000 | $ 187,000 | $ 146,000 |
| Bristol County Rhode Island | 3 | $ 1,018,000 | $ 339,000 | $ 92,000 |
| Broward County Florida | 2 | $ 755,000 | $ 377,000 | $ 165,000 |
| DeKalb County Georgia | 2 | $ 630,000 | $ 315,000 | $ 115,000 |
| Queen Anne's County Maryland | 2 | $ 535,000 | $ 267,000 | $ 79,000 |
| Washington County Maryland | 2 | $ 413,000 | $ 206,000 | $ 60,000 |
| Worcester County Maryland | 2 | $ 345,000 | $ 172,000 | $ 68,000 |
| Bristol County Massachusetts | 2 | $ 446,000 | $ 223,000 | $ 79,000 |
| Middlesex County Massachusetts | 2 | $ 658,000 | $ 329,000 | $ 78,000 |
| Suffolk County Massachusetts | 2 | $ 900,000 | $ 450,000 | $ 131,000 |
| Atlantic County New Jersey | 2 | $ 279,000 | $ 139,000 | $ 80,000 |
| New York County New York | 2 | $ 750,000 | $ 375,000 | $ 231,000 |
| Chester County Pennsylvania | 2 | $ 427,000 | $ 213,000 | $ 104,000 |
| Philadelphia County Pennsylvania | 2 | $ 805,000 | $ 402,000 | $ 407,000 |
| Chesapeake County Virginia | 2 | $ 507,000 | $ 253,000 | $ 141,000 |
| Fairfax County Virginia | 2 | $ 561,000 | $ 280,000 | $ 61,000 |
| Grant County West Virginia | 2 | $ 261,000 | $ 130,000 | $ 43,000 |
| Alameda County California | 1 | $ 508,000 | $ 508,000 | $ 150,000 |
| Los Angeles County California | 1 | $ 368,000 | $ 368,000 | $ 40,000 |
| Orange County California | 1 | $ 356,000 | $ 356,000 | $ 149,000 |
| Clay County Florida | 1 | $ 244,000 | $ 244,000 | $ 123,000 |
| Collier County Florida | 1 | $ 270,000 | $ 270,000 | $ 218,000 |
| Indian River County Florida | 1 | $ 110,000 | $ 110,000 | $ 111,000 |
| Lee County Florida | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Miami-Dade County Florida | 1 | $ 229,000 | $ 229,000 | $ 237,000 |
| Polk County Florida | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| St. Lucie County Florida | 1 | $ 136,000 | $ 136,000 | $ 104,000 |
| Coweta County Georgia | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Baltimore City County Maryland | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Carroll County Maryland | 1 | $ 146,000 | $ 146,000 | $ 80,000 |
| Frederick County Maryland | 1 | $ 211,000 | $ 211,000 | $ 68,000 |
| Harford County Maryland | 1 | $ 250,000 | $ 250,000 | $ 98,000 |
| Howard County Maryland | 1 | $ 217,000 | $ 217,000 | $ 104,000 |
| Kent County Maryland | 1 | $ 354,000 | $ 354,000 | $ 90,000 |
| Montgomery County Maryland | 1 | $ 278,000 | $ 278,000 | $ 135,000 |
| St. Mary's County Maryland | 1 | $ 201,000 | $ 201,000 | $ 70,000 |
| Barnstable County Massachusetts | 1 | $ 328,000 | $ 328,000 | $ 254,000 |
| Plymouth County Massachusetts | 1 | $ 262,000 | $ 262,000 | $ 105,000 |
| Worcester County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Albany County New York | 1 | $ 280,000 | $ 280,000 | $ 178,000 |
| Dutchess County New York | 1 | $ 417,000 | $ 417,000 | $ 267,000 |
| Kings County New York | 1 | $ 470,000 | $ 470,000 | $ 123,000 |
| Rockland County New York | 1 | $ 412,000 | $ 412,000 | $ 109,000 |
| Ulster County New York | 1 | $ 184,000 | $ 184,000 | $ 167,000 |
| Forsyth County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Bedford County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Delaware County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 152,000 |
| Pike County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Wayne County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 457,000 |
| York County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Newport News County Virginia | 1 | $ 254,000 | $ 254,000 | $ 127,000 |
| Norfolk County Virginia | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Prince William County Virginia | 1 | $ 366,000 | $ 366,000 | $ 61,000 |
| Richmond City County Virginia | 1 | $ 368,000 | $ 368,000 | $ 276,000 |
| Stafford County Virginia | 1 | $ 186,000 | $ 186,000 | $ 50,000 |
| Morgan County West Virginia | 1 | $ 109,000 | $ 109,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Atlantic Home Loans, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,737 | $434,010,000 | $249,000 | $1,330,000 | $106,000 | $1,080,000 |
| Refinancing | 395 | $105,453,000 | $266,000 | $1,000,000 | $124,000 | $766,000 |
| Home Improvement | 5 | $844,000 | $168,000 | $417,000 | $85,000 | $125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,437 | $353,098,000 | $245,000 | $1,330,000 | $106,000 | $1,080,000 |
| Not Provided | 361 | $97,689,000 | $270,000 | $1,200,000 | $119,000 | $716,000 |
| Asian | 140 | $44,090,000 | $314,000 | $1,085,000 | $148,000 | $1,047,000 |
| Hispanic | 104 | $23,794,000 | $228,000 | $995,000 | $93,000 | $438,000 |
| Black or African American | 89 | $20,675,000 | $232,000 | $832,000 | $83,000 | $251,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $640,000 | $213,000 | $412,000 | $71,000 | $143,000 |
| American Indian or Alaskan Native | 3 | $321,000 | $107,000 | $173,000 | $48,000 | $68,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,405 | $397,432,000 | $282,000 | $1,330,000 | $129,000 | $1,080,000 |
| FHA-insured (Federal Housing Administration) | 455 | $94,910,000 | $208,000 | $664,000 | $78,000 | $374,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 183 | $25,338,000 | $138,000 | $314,000 | $48,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 94 | $22,627,000 | $240,000 | $640,000 | $77,000 | $247,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,603 | $401,639,000 | $250,000 | $1,132,000 | $108,000 | $1,080,000 |
| Application Withdrawn By Applicant | 366 | $102,435,000 | $279,000 | $1,330,000 | $125,000 | $1,047,000 |
| Application Denied By Financial Institution | 147 | $32,165,000 | $218,000 | $1,000,000 | $84,000 | $424,000 |
| File Closed For Incompleteness | 15 | $3,005,000 | $200,000 | $380,000 | $101,000 | $210,000 |
| Application Approved But Not Accepted | 6 | $1,063,000 | $177,000 | $356,000 | $88,000 | $154,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $218,000 | $218,000 | $218,000 | $94,000 | $94,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Home Loans, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.