Axia Financial LLC Mortgage Lending & HMDA Data, 2019

In 2019, Axia Financial LLC of Bellevue, WA reported 9,653 mortgage applications totaling $2.9 billion, down 28% from 2018. The average application was for $302,797, and applicants reported an average income of $104,000. 49% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (912), Las Vegas-Henderson-Paradise, NV (767) and Seattle-Bellevue-Everett, WA (571) (applications in parentheses).

Mortgage Company & Address Axia Financial LLC
1120 112th Ave Ne Ste 600
Bellevue, WA 98004
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 9,653
Total Mortgage Loan Application Amount $2,922,905,000
Average Mortgage Loan Application Amount $302,797
Highest Mortgage Loan Application Amount $3,755,000
Average Applicant Income $104,000
Highest Applicant Income $8,787,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axia Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axia Financial LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 767 $ 205,375,000 $ 267,764 $ 107,000
King, Washington 426 $ 218,750,000 $ 513,497 $ 172,000
Maui, Hawaii 392 $ 220,800,000 $ 563,265 $ 162,000
Maricopa, Arizona 357 $ 96,675,000 $ 270,798 $ 112,000
Pierce, Washington 330 $ 106,570,000 $ 322,939 $ 101,000
Washoe, Nevada 300 $ 92,990,000 $ 309,966 $ 109,000
Twin Falls, Idaho 237 $ 35,715,000 $ 150,696 $ 61,000
Hennepin, Minnesota 201 $ 52,255,000 $ 259,975 $ 103,000
Kitsap, Washington 161 $ 54,945,000 $ 341,273 $ 111,000
Riverside, California 160 $ 46,710,000 $ 291,937 $ 125,000
Dakota, Minnesota 154 $ 40,560,000 $ 263,376 $ 95,000
Nye, Nevada 154 $ 27,440,000 $ 178,181 $ 62,000
Snohomish, Washington 145 $ 62,235,000 $ 429,206 $ 130,000
Thurston, Washington 145 $ 41,375,000 $ 285,344 $ 108,000
Ramsey, Minnesota 143 $ 32,735,000 $ 228,916 $ 90,000
Mohave, Arizona 130 $ 23,990,000 $ 184,538 $ 72,000
Klamath, Oregon 121 $ 20,755,000 $ 171,528 $ 70,000
Utah, Utah 119 $ 34,215,000 $ 287,521 $ 103,000
Lassen, California 115 $ 19,305,000 $ 167,869 $ 71,000
Ada, Idaho 107 $ 29,685,000 $ 277,429 $ 94,000
Anoka, Minnesota 105 $ 22,575,000 $ 215,000 $ 75,000
Washington, Minnesota 101 $ 25,135,000 $ 248,861 $ 93,000
Carver, Minnesota 72 $ 20,040,000 $ 278,333 $ 117,000
Travis, Texas 67 $ 24,615,000 $ 367,388 $ 219,000
Canyon, Idaho 61 $ 11,285,000 $ 185,000 $ 60,000
Los Angeles, California 60 $ 29,250,000 $ 487,500 $ 126,000
El Paso, Colorado 58 $ 15,350,000 $ 264,655 $ 82,000
Clackamas, Oregon 57 $ 20,985,000 $ 368,157 $ 118,000
Shasta, California 55 $ 14,025,000 $ 255,000 $ 85,000
Multnomah, Oregon 53 $ 18,465,000 $ 348,396 $ 105,000
Salt Lake, Utah 53 $ 18,165,000 $ 342,735 $ 116,000
Clark, Washington 51 $ 15,845,000 $ 310,686 $ 105,000
Scott, Minnesota 44 $ 11,810,000 $ 268,409 $ 94,000
Jerome, Idaho 40 $ 6,920,000 $ 173,000 $ 59,000
Washington, Oregon 40 $ 12,390,000 $ 309,750 $ 84,000
Mason, Washington 40 $ 9,120,000 $ 228,000 $ 86,000
Hawaii, Hawaii 38 $ 11,220,000 $ 295,263 $ 100,000
Orange, Florida 37 $ 10,275,000 $ 277,702 $ 165,000
Pima, Arizona 28 $ 5,420,000 $ 193,571 $ 103,000
Williamson, Texas 26 $ 7,780,000 $ 299,230 $ 161,000
Lyon, Nevada 24 $ 5,260,000 $ 219,166 $ 99,000
Wright, Minnesota 23 $ 5,555,000 $ 241,521 $ 84,000
Lewis, Washington 23 $ 5,895,000 $ 256,304 $ 76,000
San Bernardino, California 22 $ 4,940,000 $ 224,545 $ 91,000
Marion, Oregon 21 $ 5,705,000 $ 271,666 $ 95,000
Ventura, California 20 $ 10,740,000 $ 537,000 $ 147,000
Chisago, Minnesota 17 $ 3,995,000 $ 235,000 $ 77,000
Seminole, Florida 16 $ 2,950,000 $ 184,375 $ 75,000
Minidoka, Idaho 16 $ 2,040,000 $ 127,500 $ 46,000
Sherburne, Minnesota 16 $ 3,660,000 $ 228,750 $ 82,000
Yamhill, Oregon 16 $ 3,070,000 $ 191,875 $ 73,000
Sacramento, California 15 $ 5,465,000 $ 364,333 $ 134,000
Lander, Nevada 15 $ 2,465,000 $ 164,333 $ 78,000
Gooding, Idaho 14 $ 1,870,000 $ 133,571 $ 50,000
Plumas, California 13 $ 2,685,000 $ 206,538 $ 70,000
Manatee, Florida 13 $ 4,575,000 $ 351,923 $ 159,000
Sarasota, Florida 13 $ 3,285,000 $ 252,692 $ 94,000
Weber, Utah 13 $ 3,085,000 $ 237,307 $ 83,000
Coconino, Arizona 12 $ 3,770,000 $ 314,166 $ 108,000
San Diego, California 12 $ 5,970,000 $ 497,500 $ 176,000
Columbia, Oregon 12 $ 3,140,000 $ 261,666 $ 78,000
Pinal, Arizona 11 $ 2,475,000 $ 225,000 $ 70,000
Polk, Florida 11 $ 2,305,000 $ 209,545 $ 1,594,000
Carson City, Nevada 11 $ 4,115,000 $ 374,090 $ 116,000
Grays Harbor, Washington 11 $ 2,325,000 $ 211,363 $ 56,000
Yavapai, Arizona 10 $ 2,330,000 $ 233,000 $ 60,000
Churchill, Nevada 10 $ 2,150,000 $ 215,000 $ 96,000
Humboldt, Nevada 10 $ 2,210,000 $ 221,000 $ 108,000
Island, Washington 10 $ 3,120,000 $ 312,000 $ 105,000
St. Croix, Wisconsin 10 $ 2,780,000 $ 278,000 $ 109,000
Siskiyou, California 9 $ 1,585,000 $ 176,111 $ 70,000
Cassia, Idaho 9 $ 1,255,000 $ 139,444 $ 50,000
Lincoln, Oregon 9 $ 2,625,000 $ 291,666 $ 97,000
Polk, Wisconsin 9 $ 1,525,000 $ 169,444 $ 76,000
Orange, California 8 $ 3,130,000 $ 391,250 $ 189,000
Freeborn, Minnesota 8 $ 1,180,000 $ 147,500 $ 50,000
Isanti, Minnesota 8 $ 1,940,000 $ 242,500 $ 57,000
Placer, California 7 $ 3,095,000 $ 442,142 $ 113,000
Crow Wing, Minnesota 7 $ 1,965,000 $ 280,714 $ 176,000
Mille Lacs, Minnesota 7 $ 1,095,000 $ 156,428 $ 61,000
Polk, Oregon 7 $ 2,135,000 $ 305,000 $ 85,000
Whatcom, Washington 7 $ 1,955,000 $ 279,285 $ 141,000
Contra Costa, California 6 $ 2,160,000 $ 360,000 $ 153,000
Tehama, California 6 $ 1,250,000 $ 208,333 $ 64,000
Lee, Florida 6 $ 1,450,000 $ 241,666 $ 99,000
Volusia, Florida 6 $ 1,360,000 $ 226,666 $ 109,000
Linn, Oregon 6 $ 2,180,000 $ 363,333 $ 122,000
Davis, Utah 6 $ 1,890,000 $ 315,000 $ 97,000
Cowlitz, Washington 6 $ 1,440,000 $ 240,000 $ 67,000
Pierce, Wisconsin 6 $ 1,680,000 $ 280,000 $ 95,000
Kern, California 5 $ 1,365,000 $ 273,000 $ 135,000
Pinellas, Florida 5 $ 1,495,000 $ 299,000 $ 103,000
Blaine, Idaho 5 $ 1,085,000 $ 217,000 $ 77,000
Goodhue, Minnesota 5 $ 1,005,000 $ 201,000 $ 79,000
Le Sueur, Minnesota 5 $ 885,000 $ 177,000 $ 55,000
McLeod, Minnesota 5 $ 925,000 $ 185,000 $ 53,000
Douglas, Nevada 5 $ 1,285,000 $ 257,000 $ 83,000
Elko, Nevada 5 $ 1,065,000 $ 213,000 $ 61,000
Burnet, Texas 5 $ 985,000 $ 197,000 $ 145,000
Kittitas, Washington 5 $ 1,555,000 $ 311,000 $ 70,000
Skagit, Washington 5 $ 2,165,000 $ 433,000 $ 137,000
Fresno, California 4 $ 1,130,000 $ 282,500 $ 106,000
Modoc, California 4 $ 620,000 $ 155,000 $ 45,000
San Joaquin, California 4 $ 1,370,000 $ 342,500 $ 128,000
Osceola, Florida 4 $ 730,000 $ 182,500 $ 55,000
Payette, Idaho 4 $ 610,000 $ 152,500 $ 46,000
Rice, Minnesota 4 $ 1,020,000 $ 255,000 $ 87,000
St. Louis, Minnesota 4 $ 680,000 $ 170,000 $ 76,000
Lexington, South Carolina 4 $ 710,000 $ 177,500 $ 61,000
Hays, Texas 4 $ 1,720,000 $ 430,000 $ 211,000
Juab, Utah 4 $ 1,150,000 $ 287,500 $ 71,000
Washington, Utah 4 $ 1,290,000 $ 322,500 $ 83,000
Grant, Washington 4 $ 1,300,000 $ 325,000 $ 144,000
Jefferson, Washington 4 $ 1,330,000 $ 332,500 $ 84,000
Alameda, California 3 $ 2,675,000 $ 891,666 $ 184,000
Stanislaus, California 3 $ 1,005,000 $ 335,000 $ 71,000
Pueblo, Colorado 3 $ 355,000 $ 118,333 $ 34,000
Honolulu, Hawaii 3 $ 2,115,000 $ 705,000 $ 143,000
Boise, Idaho 3 $ 935,000 $ 311,666 $ 258,000
Elmore, Idaho 3 $ 495,000 $ 165,000 $ 44,000
Kootenai, Idaho 3 $ 675,000 $ 225,000 $ 78,000
Lemhi, Idaho 3 $ 435,000 $ 145,000 $ 65,000
Lincoln, Idaho 3 $ 375,000 $ 125,000 $ 66,000
Morrison, Minnesota 3 $ 225,000 $ 75,000 $ 105,000
Sibley, Minnesota 3 $ 535,000 $ 178,333 $ 65,000
Stearns, Minnesota 3 $ 605,000 $ 201,666 $ 111,000
McLennan, Texas 3 $ 185,000 $ 61,666 $ 74,000
Box Elder, Utah 3 $ 545,000 $ 181,666 $ 47,000
Spokane, Washington 3 $ 615,000 $ 205,000 $ 78,000
Washburn, Wisconsin 3 $ 445,000 $ 148,333 $ 83,000
La Paz, Arizona 2 $ 690,000 $ 345,000 $ 131,000
Butte, California 2 $ 320,000 $ 160,000 $ 71,000
Imperial, California 2 $ 540,000 $ 270,000 $ 82,000
Merced, California 2 $ 510,000 $ 255,000 $ 62,000
Sonoma, California 2 $ 470,000 $ 235,000 $ 105,000
Trinity, California 2 $ 450,000 $ 225,000 $ 62,000
Yolo, California 2 $ 1,230,000 $ 615,000 $ 178,000
Denver, Colorado 2 $ 2,200,000 $ 1,100,000 $ 225,000
Teller, Colorado 2 $ 650,000 $ 325,000 $ 88,000
Brevard, Florida 2 $ 750,000 $ 375,000 $ 94,000
Broward, Florida 2 $ 1,000,000 $ 500,000 $ 190,000
Collier, Florida 2 $ 430,000 $ 215,000 $ 140,000
Kauai, Hawaii 2 $ 930,000 $ 465,000 $ 75,000
Adams, Idaho 2 $ 430,000 $ 215,000 $ 68,000
Camas, Idaho 2 $ 90,000 $ 45,000 $ 60,000
Custer, Idaho 2 $ 560,000 $ 280,000 $ 73,000
Gem, Idaho 2 $ 480,000 $ 240,000 $ 73,000
Valley, Idaho 2 $ 700,000 $ 350,000 $ 184,000
Washington, Idaho 2 $ 430,000 $ 215,000 $ 51,000
Cass, Minnesota 2 $ 360,000 $ 180,000 $ 102,000
Itasca, Minnesota 2 $ 350,000 $ 175,000 $ 118,000
Flathead, Montana 2 $ 850,000 $ 425,000 $ 170,000
Storey, Nevada 2 $ 580,000 $ 290,000 $ 175,000
Durham, North Carolina 2 $ 960,000 $ 480,000 $ 172,000
Deschutes, Oregon 2 $ 500,000 $ 250,000 $ 82,000
Jackson, Oregon 2 $ 570,000 $ 285,000 $ 59,000
Umatilla, Oregon 2 $ 320,000 $ 160,000 $ 437,000
Allegheny, Pennsylvania 2 $ 330,000 $ 165,000 $ 97,000
Berkeley, South Carolina 2 $ 360,000 $ 180,000 $ 54,000
Kershaw, South Carolina 2 $ 360,000 $ 180,000 $ 68,000
Bell, Texas 2 $ 370,000 $ 185,000 $ 83,000
Bexar, Texas 2 $ 290,000 $ 145,000 $ 127,000
Dallas, Texas 2 $ 510,000 $ 255,000 $ 161,000
Hood, Texas 2 $ 810,000 $ 405,000 $ 129,000
Duchesne, Utah 2 $ 360,000 $ 180,000 $ 41,000
Tooele, Utah 2 $ 490,000 $ 245,000 $ 88,000
Benton, Washington 2 $ 370,000 $ 185,000 $ 80,000
Chelan, Washington 2 $ 990,000 $ 495,000 $ 234,000
Pacific, Washington 2 $ 280,000 $ 140,000 $ 44,000
Door, Wisconsin 2 $ 350,000 $ 175,000 $ 142,000
Oneida, Wisconsin 2 $ 420,000 $ 210,000 $ 94,000
Cochise, Arizona 1 $ 115,000 $ 115,000 $ 38,000
Calaveras, California 1 $ 555,000 $ 555,000 $ 145,000
Humboldt, California 1 $ 305,000 $ 305,000 $ 63,000
Marin, California 1 $ 545,000 $ 545,000 $ 160,000
Nevada, California 1 $ 395,000 $ 395,000 $ 214,000
San Benito, California 1 $ 135,000 $ 135,000 $ 60,000
San Francisco, California 1 $ 415,000 $ 415,000 $ 163,000
Santa Clara, California 1 $ 305,000 $ 305,000 $ 240,000
Solano, California 1 $ 455,000 $ 455,000 $ 132,000
Adams, Colorado 1 $ 395,000 $ 395,000 $ 0
Elbert, Colorado 1 $ 125,000 $ 125,000 $ 31,000
Jefferson, Colorado 1 $ 265,000 $ 265,000 $ 82,000
Montezuma, Colorado 1 $ 165,000 $ 165,000 $ 89,000
Charlotte, Florida 1 $ 275,000 $ 275,000 $ 1,012,000
Hernando, Florida 1 $ 245,000 $ 245,000 $ 119,000
Hillsborough, Florida 1 $ 245,000 $ 245,000 $ 133,000
Martin, Florida 1 $ 805,000 $ 805,000 $ 281,000
Pasco, Florida 1 $ 55,000 $ 55,000 $ 45,000
St. Lucie, Florida 1 $ 285,000 $ 285,000 $ 94,000
Bannock, Idaho 1 $ 195,000 $ 195,000 $ 78,000
Bonner, Idaho 1 $ 735,000 $ 735,000 $ 219,000
Fremont, Idaho 1 $ 275,000 $ 275,000 $ 0
Nez Perce, Idaho 1 $ 225,000 $ 225,000 $ 34,000
Owyhee, Idaho 1 $ 145,000 $ 145,000 $ 36,000
Aitkin, Minnesota 1 $ 115,000 $ 115,000 $ 65,000
Benton, Minnesota 1 $ 105,000 $ 105,000 $ 35,000
Blue Earth, Minnesota 1 $ 295,000 $ 295,000 $ 83,000
Cook, Minnesota 1 $ 345,000 $ 345,000 $ 130,000
Douglas, Minnesota 1 $ 205,000 $ 205,000 $ 127,000
Faribault, Minnesota 1 $ 95,000 $ 95,000 $ 33,000
Hubbard, Minnesota 1 $ 155,000 $ 155,000 $ 47,000
Lake of the Woods, Minnesota 1 $ 125,000 $ 125,000 $ 37,000
Meeker, Minnesota 1 $ 205,000 $ 205,000 $ 125,000
Mower, Minnesota 1 $ 75,000 $ 75,000 $ 35,000
Nicollet, Minnesota 1 $ 205,000 $ 205,000 $ 78,000
Olmsted, Minnesota 1 $ 295,000 $ 295,000 $ 85,000
Pine, Minnesota 1 $ 145,000 $ 145,000 $ 50,000
Steele, Minnesota 1 $ 125,000 $ 125,000 $ 61,000
Stevens, Minnesota 1 $ 125,000 $ 125,000 $ 49,000
Winona, Minnesota 1 $ 375,000 $ 375,000 $ 149,000
Esmeralda, Nevada 1 $ 135,000 $ 135,000 $ 46,000
Mineral, Nevada 1 $ 135,000 $ 135,000 $ 43,000
Moore, North Carolina 1 $ 105,000 $ 105,000 $ 24,000
Swain, North Carolina 1 $ 385,000 $ 385,000 $ 210,000
Union, North Carolina 1 $ 225,000 $ 225,000 $ 65,000
Benton, Oregon 1 $ 295,000 $ 295,000 $ 77,000
Clatsop, Oregon 1 $ 225,000 $ 225,000 $ 430,000
Coos, Oregon 1 $ 235,000 $ 235,000 $ 78,000
Douglas, Oregon 1 $ 275,000 $ 275,000 $ 65,000
Josephine, Oregon 1 $ 235,000 $ 235,000 $ 76,000
Lake, Oregon 1 $ 145,000 $ 145,000 $ 56,000
Lane, Oregon 1 $ 635,000 $ 635,000 $ 131,000
Barnwell, South Carolina 1 $ 195,000 $ 195,000 $ 43,000
Beaufort, South Carolina 1 $ 215,000 $ 215,000 $ 87,000
Calhoun, South Carolina 1 $ 205,000 $ 205,000 $ 64,000
Charleston, South Carolina 1 $ 355,000 $ 355,000 $ 116,000
Clarendon, South Carolina 1 $ 145,000 $ 145,000 $ 101,000
Edgefield, South Carolina 1 $ 185,000 $ 185,000 $ 48,000
Fairfield, South Carolina 1 $ 185,000 $ 185,000 $ 86,000
Greenville, South Carolina 1 $ 175,000 $ 175,000 $ 47,000
Horry, South Carolina 1 $ 95,000 $ 95,000 $ 109,000
Orangeburg, South Carolina 1 $ 165,000 $ 165,000 $ 52,000
Richland, South Carolina 1 $ 135,000 $ 135,000 $ 105,000
York, South Carolina 1 $ 275,000 $ 275,000 $ 127,000
Bastrop, Texas 1 $ 315,000 $ 315,000 $ 75,000
Denton, Texas 1 $ 145,000 $ 145,000 $ 109,000
El Paso, Texas 1 $ 205,000 $ 205,000 $ 53,000
Gillespie, Texas 1 $ 485,000 $ 485,000 $ 138,000
Harris, Texas 1 $ 885,000 $ 885,000 $ 325,000
Carbon, Utah 1 $ 165,000 $ 165,000 $ 93,000
Millard, Utah 1 $ 265,000 $ 265,000 $ 52,000
Rich, Utah 1 $ 275,000 $ 275,000 $ 122,000
Sanpete, Utah 1 $ 305,000 $ 305,000 $ 84,000
Summit, Utah 1 $ 305,000 $ 305,000 $ 213,000
Wasatch, Utah 1 $ 415,000 $ 415,000 $ 98,000
Clallam, Washington 1 $ 205,000 $ 205,000 $ 88,000
Douglas, Washington 1 $ 275,000 $ 275,000 $ 66,000
Franklin, Washington 1 $ 305,000 $ 305,000 $ 147,000
Okanogan, Washington 1 $ 155,000 $ 155,000 $ 55,000
Pend Oreille, Washington 1 $ 415,000 $ 415,000 $ 125,000
San Juan, Washington 1 $ 555,000 $ 555,000 $ 298,000
Skamania, Washington 1 $ 315,000 $ 315,000 $ 87,000
Wahkiakum, Washington 1 $ 175,000 $ 175,000 $ 219,000
Barron, Wisconsin 1 $ 115,000 $ 115,000 $ 46,000
Burnett, Wisconsin 1 $ 85,000 $ 85,000 $ 49,000
La Crosse, Wisconsin 1 $ 225,000 $ 225,000 $ 57,000
Sawyer, Wisconsin 1 $ 245,000 $ 245,000 $ 303,000
Sheboygan, Wisconsin 1 $ 165,000 $ 165,000 $ 45,000
Waukesha, Wisconsin 1 $ 355,000 $ 355,000 $ 112,000

Mortgage Loan Application Detail Totals for Axia Financial LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,601 $2,307,605,000 $303,000 $3,755,000 $104,000 $8,787,000
Refinancing 2,052 $615,300,000 $299,000 $1,895,000 $104,000 $1,163,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 4,758 $1,423,680,000 $299,000 $3,755,000 $102,000 $2,834,000
White 3,702 $1,153,580,000 $311,000 $2,705,000 $107,000 $2,688,000
Hispanic 539 $137,235,000 $254,000 $825,000 $82,000 $2,060,000
Black or African American 275 $78,645,000 $285,000 $1,205,000 $131,000 $8,787,000
Asian 263 $89,225,000 $339,000 $1,605,000 $113,000 $780,000
American Indian or Alaskan Native 55 $16,515,000 $300,000 $1,105,000 $87,000 $297,000
Native Hawaiian or Other Pacific Islander 44 $18,030,000 $409,000 $1,085,000 $90,000 $246,000
Not applicable 5 $1,245,000 $249,000 $335,000 $92,000 $167,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,749 $2,167,585,000 $321,000 $3,755,000 $117,000 $4,085,000
FHA-insured (Federal Housing Administration) 1,862 $451,230,000 $242,000 $865,000 $70,000 $8,787,000
VA-guaranteed (Veterans Administration) 858 $267,470,000 $311,000 $1,505,000 $82,000 $401,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 184 $36,620,000 $199,000 $605,000 $53,000 $166,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,715 $1,382,085,000 $293,000 $2,985,000 $111,000 $4,085,000
File Closed For Incompleteness 3,697 $1,165,415,000 $315,000 $3,755,000 $92,000 $8,787,000
Application Withdrawn By Applicant 835 $270,355,000 $323,000 $1,895,000 $124,000 $1,487,000
Application Denied By Financial Institution 241 $57,345,000 $237,000 $915,000 $73,000 $383,000
Application Approved But Not Accepted 134 $38,350,000 $286,000 $1,905,000 $112,000 $1,082,000
Preapproval Approved but not Accepted 21 $6,905,000 $328,000 $1,285,000 $104,000 $276,000
Preapproval Denied by Financial Institution 10 $2,450,000 $245,000 $435,000 $48,000 $91,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,402 $2,863,110,000 $304,000 $3,755,000 $105,000 $8,787,000
Credit History 78 $18,050,000 $231,000 $565,000 $68,000 $300,000
Debt-To-Income Ratio 67 $18,615,000 $277,000 $915,000 $62,000 $222,000
Collateral 44 $10,080,000 $229,000 $715,000 $90,000 $383,000
Unverifiable Information 25 $5,025,000 $201,000 $395,000 $77,000 $330,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,500,000 $178,000 $615,000 $63,000 $271,000
Credit Application Incomplete 10 $2,580,000 $258,000 $565,000 $100,000 $168,000
Employment History 8 $1,580,000 $197,000 $255,000 $59,000 $96,000
Other 4 $950,000 $237,000 $305,000 $62,000 $107,000
Mortgage Insurance Denied 1 $415,000 $415,000 $415,000 $78,000 $78,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axia Financial LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axia Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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