Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Bank-Fund Staff Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,850 |
| Total Mortgage Loan Application Amount | $794,764,000 |
| Average Mortgage Loan Application Amount | $315,000 |
| Highest Mortgage Loan Application Amount | $2,550,000 |
| Average Applicant Income | $181,666 |
| Highest Applicant Income | $3,114,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 329 | $ 154,830,000 | $ 470,000 | $ 207,000 |
| Montgomery County Maryland | 312 | $ 138,745,000 | $ 444,000 | $ 212,000 |
| Fairfax County Virginia | 233 | $ 90,161,000 | $ 386,000 | $ 175,000 |
| Arlington County Virginia | 56 | $ 23,507,000 | $ 419,000 | $ 192,000 |
| Prince George's County Maryland | 42 | $ 7,848,000 | $ 186,000 | $ 127,000 |
| Loudoun County Virginia | 37 | $ 13,024,000 | $ 352,000 | $ 144,000 |
| Alexandria County Virginia | 20 | $ 6,784,000 | $ 339,000 | $ 153,000 |
| Prince William County Virginia | 17 | $ 4,328,000 | $ 254,000 | $ 126,000 |
| Howard County Maryland | 11 | $ 2,754,000 | $ 250,000 | $ 141,000 |
| Miami-Dade County Florida | 9 | $ 2,286,000 | $ 254,000 | $ 194,000 |
| Santa Clara County California | 6 | $ 3,728,000 | $ 621,000 | $ 300,000 |
| Anne Arundel County Maryland | 6 | $ 2,088,000 | $ 348,000 | $ 112,000 |
| Baltimore City County Maryland | 6 | $ 902,000 | $ 150,000 | $ 104,000 |
| Fairfax City County Virginia | 6 | $ 1,331,000 | $ 221,000 | $ 126,000 |
| Fairfield County Connecticut | 5 | $ 4,375,000 | $ 875,000 | $ 306,000 |
| Baltimore County Maryland | 5 | $ 1,004,000 | $ 200,000 | $ 149,000 |
| Calvert County Maryland | 5 | $ 1,934,000 | $ 386,000 | $ 155,000 |
| Frederick County Maryland | 5 | $ 697,000 | $ 139,000 | $ 112,000 |
| New York County New York | 4 | $ 3,699,000 | $ 924,000 | $ 353,000 |
| Philadelphia County Pennsylvania | 4 | $ 720,000 | $ 180,000 | $ 156,000 |
| Los Angeles County California | 3 | $ 887,000 | $ 295,000 | $ 122,000 |
| Broward County Florida | 3 | $ 588,000 | $ 196,000 | $ 228,000 |
| Manatee County Florida | 3 | $ 900,000 | $ 300,000 | $ 194,000 |
| Palm Beach County Florida | 3 | $ 975,000 | $ 325,000 | $ 188,000 |
| Sarasota County Florida | 3 | $ 444,000 | $ 148,000 | $ 145,000 |
| Cook County Illinois | 3 | $ 755,000 | $ 251,000 | $ 137,000 |
| Talbot County Maryland | 3 | $ 1,548,000 | $ 516,000 | $ 222,000 |
| Hudson County New Jersey | 3 | $ 931,000 | $ 310,000 | $ 100,000 |
| Culpeper County Virginia | 3 | $ 263,000 | $ 87,000 | $ 138,000 |
| Falls Church County Virginia | 3 | $ 1,954,000 | $ 651,000 | $ 218,000 |
| Rappahannock County Virginia | 3 | $ 989,000 | $ 329,000 | $ 179,000 |
| King County Washington | 3 | $ 2,151,000 | $ 717,000 | $ 208,000 |
| Snohomish County Washington | 3 | $ 1,196,000 | $ 398,000 | $ 188,000 |
| Maricopa County Arizona | 2 | $ 426,000 | $ 213,000 | $ 129,000 |
| Alameda County California | 2 | $ 1,241,000 | $ 620,000 | $ 209,000 |
| Orange County California | 2 | $ 1,398,000 | $ 699,000 | $ 240,000 |
| San Mateo County California | 2 | $ 1,080,000 | $ 540,000 | $ 141,000 |
| New Haven County Connecticut | 2 | $ 40,000 | $ 20,000 | $ 141,000 |
| Hillsborough County Florida | 2 | $ 170,000 | $ 85,000 | $ 89,000 |
| Lee County Florida | 2 | $ 526,000 | $ 263,000 | $ 166,000 |
| Orange County Florida | 2 | $ 410,000 | $ 205,000 | $ 1,586,000 |
| St. Lucie County Florida | 2 | $ 518,000 | $ 259,000 | $ 192,000 |
| Volusia County Florida | 2 | $ 378,000 | $ 189,000 | $ 187,000 |
| Johnson County Kansas | 2 | $ 303,000 | $ 151,000 | $ 192,000 |
| Berkshire County Massachusetts | 2 | $ 470,000 | $ 235,000 | $ 177,000 |
| Middlesex County Massachusetts | 2 | $ 672,000 | $ 336,000 | $ 287,000 |
| Plymouth County Massachusetts | 2 | $ 887,000 | $ 443,000 | $ 284,000 |
| Brunswick County North Carolina | 2 | $ 1,560,000 | $ 780,000 | $ 466,000 |
| Chester County Pennsylvania | 2 | $ 1,155,000 | $ 577,000 | $ 181,000 |
| Bexar County Texas | 2 | $ 305,000 | $ 152,000 | $ 168,000 |
| Fort Bend County Texas | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Manassas County Virginia | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| Roanoke County Virginia | 2 | $ 812,000 | $ 406,000 | $ 325,000 |
| Virginia Beach County Virginia | 2 | $ 364,000 | $ 182,000 | $ 83,000 |
| Carroll County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Riverside County California | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Sacramento County California | 1 | $ 300,000 | $ 300,000 | $ 134,000 |
| San Diego County California | 1 | $ 459,000 | $ 459,000 | $ 161,000 |
| San Francisco County California | 1 | $ 500,000 | $ 500,000 | $ 230,000 |
| Archuleta County Colorado | 1 | $ 78,000 | $ 78,000 | $ 111,000 |
| Chaffee County Colorado | 1 | $ 348,000 | $ 348,000 | $ 176,000 |
| Gunnison County Colorado | 1 | $ 550,000 | $ 550,000 | $ 340,000 |
| Hartford County Connecticut | 1 | $ 292,000 | $ 292,000 | $ 160,000 |
| Litchfield County Connecticut | 1 | $ 351,000 | $ 351,000 | $ 140,000 |
| Collier County Florida | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Flagler County Florida | 1 | $ 102,000 | $ 102,000 | $ 87,000 |
| Indian River County Florida | 1 | $ 163,000 | $ 163,000 | $ 136,000 |
| Lake County Florida | 1 | $ 72,000 | $ 72,000 | $ 81,000 |
| Martin County Florida | 1 | $ 229,000 | $ 229,000 | $ 81,000 |
| Osceola County Florida | 1 | $ 90,000 | $ 90,000 | $ 385,000 |
| St. Johns County Florida | 1 | $ 432,000 | $ 432,000 | $ 94,000 |
| Chatham County Georgia | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
| Cobb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 152,000 |
| Fulton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 152,000 |
| Gwinnett County Georgia | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| Champaign County Illinois | 1 | $ 132,000 | $ 132,000 | $ 81,000 |
| Cumberland County Maine | 1 | $ 323,000 | $ 323,000 | $ 189,000 |
| Sagadahoc County Maine | 1 | $ 350,000 | $ 350,000 | $ 414,000 |
| Charles County Maryland | 1 | $ 50,000 | $ 50,000 | $ 257,000 |
| Dorchester County Maryland | 1 | $ 264,000 | $ 264,000 | $ 21,000 |
| Garrett County Maryland | 1 | $ 150,000 | $ 150,000 | $ 181,000 |
| Kent County Maryland | 1 | $ 143,000 | $ 143,000 | $ 162,000 |
| Queen Anne's County Maryland | 1 | $ 417,000 | $ 417,000 | $ 462,000 |
| Worcester County Maryland | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Hampshire County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 270,000 |
| Norfolk County Massachusetts | 1 | $ 67,000 | $ 67,000 | $ 98,000 |
| Suffolk County Massachusetts | 1 | $ 501,000 | $ 501,000 | $ 232,000 |
| Worcester County Massachusetts | 1 | $ 444,000 | $ 444,000 | $ 222,000 |
| Kent County Michigan | 1 | $ 57,000 | $ 57,000 | $ 90,000 |
| Dakota County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Hennepin County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| St. Louis City County Missouri | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Clark County Nevada | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Mercer County New Jersey | 1 | $ 800,000 | $ 800,000 | $ 285,000 |
| Middlesex County New Jersey | 1 | $ 326,000 | $ 326,000 | $ 156,000 |
| Somerset County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 117,000 |
| Taos County New Mexico | 1 | $ 348,000 | $ 348,000 | $ 107,000 |
| Kings County New York | 1 | $ 754,000 | $ 754,000 | $ 200,000 |
| Orange County New York | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Westchester County New York | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| New Hanover County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 192,000 |
| Franklin County Ohio | 1 | $ 208,000 | $ 208,000 | $ 51,000 |
| Payne County Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 80,000 |
| Washington County Oregon | 1 | $ 400,000 | $ 400,000 | $ 227,000 |
| Allegheny County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 80,000 |
| Bedford County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Lancaster County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Montgomery County Pennsylvania | 1 | $ 1,500,000 | $ 1,500,000 | $ 672,000 |
| Somerset County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Dorchester County South Carolina | 1 | $ 6,000 | $ 6,000 | $ 54,000 |
| Greenville County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| York County South Carolina | 1 | $ 226,000 | $ 226,000 | $ 99,000 |
| Dallas County Texas | 1 | $ 148,000 | $ 148,000 | $ 121,000 |
| Harris County Texas | 1 | $ 190,000 | $ 190,000 | $ 85,000 |
| Montgomery County Texas | 1 | $ 223,000 | $ 223,000 | $ 83,000 |
| Washington County Vermont | 1 | $ 350,000 | $ 350,000 | $ 138,000 |
| Charlottesville County Virginia | 1 | $ 387,000 | $ 387,000 | $ 399,000 |
| Chesterfield County Virginia | 1 | $ 268,000 | $ 268,000 | $ 123,000 |
| Henrico County Virginia | 1 | $ 85,000 | $ 85,000 | $ 213,000 |
| Madison County Virginia | 1 | $ 250,000 | $ 250,000 | $ 187,000 |
| Manassas Park County Virginia | 1 | $ 10,000 | $ 10,000 | $ 274,000 |
| Northumberland County Virginia | 1 | $ 300,000 | $ 300,000 | $ 134,000 |
| Rockingham County Virginia | 1 | $ 300,000 | $ 300,000 | $ 112,000 |
| Stafford County Virginia | 1 | $ 260,000 | $ 260,000 | $ 93,000 |
| Jefferson County West Virginia | 1 | $ 139,000 | $ 139,000 | $ 116,000 |
| Door County Wisconsin | 1 | $ 259,000 | $ 259,000 | $ 171,000 |
| Oconto County Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 190,000 |
| Teton County Wyoming | 1 | $ 218,000 | $ 218,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,204 | $577,855,000 | $479,000 | $2,550,000 | $186,000 | $3,114,000 |
| Refinancing | 485 | $212,197,000 | $437,000 | $1,753,000 | $191,000 | $720,000 |
| Home Improvement | 161 | $4,712,000 | $29,000 | $400,000 | $168,000 | $2,376,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 790 | $388,720,000 | $492,000 | $2,050,000 | $197,000 | $1,140,000 |
| Asian | 383 | $184,744,000 | $482,000 | $2,550,000 | $180,000 | $806,000 |
| Not Provided | 259 | $61,091,000 | $235,000 | $1,800,000 | $174,000 | $2,334,000 |
| Black or African American | 214 | $77,466,000 | $361,000 | $1,138,000 | $172,000 | $3,114,000 |
| Hispanic | 201 | $81,774,000 | $406,000 | $1,365,000 | $184,000 | $2,376,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $969,000 | $323,000 | $500,000 | $117,000 | $161,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,850 | $794,764,000 | $429,000 | $2,550,000 | $186,000 | $3,114,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 926 | $386,022,000 | $416,000 | $2,550,000 | $196,000 | $814,000 |
| Preapproval Approved but not Accepted | 449 | $236,958,000 | $527,000 | $1,800,000 | $180,000 | $2,334,000 |
| Application Withdrawn By Applicant | 164 | $65,008,000 | $396,000 | $1,200,000 | $186,000 | $2,376,000 |
| Application Denied By Financial Institution | 158 | $52,980,000 | $335,000 | $1,120,000 | $154,000 | $1,822,000 |
| File Closed For Incompleteness | 96 | $35,440,000 | $369,000 | $1,300,000 | $191,000 | $3,114,000 |
| Preapproval Denied by Financial Institution | 39 | $13,296,000 | $340,000 | $800,000 | $120,000 | $395,000 |
| Application Approved But Not Accepted | 18 | $5,060,000 | $281,000 | $1,172,000 | $181,000 | $553,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 96 | $32,760,000 | $341,000 | $1,120,000 | $123,000 | $1,652,000 |
| Credit History | 41 | $10,052,000 | $245,000 | $770,000 | $150,000 | $870,000 |
| Other | 26 | $9,814,000 | $377,000 | $1,000,000 | $161,000 | $558,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $6,097,000 | $406,000 | $920,000 | $155,000 | $424,000 |
| Collateral | 9 | $4,487,000 | $498,000 | $960,000 | $371,000 | $1,822,000 |
| Unverifiable Information | 4 | $1,239,000 | $309,000 | $400,000 | $173,000 | $259,000 |
| Mortgage Insurance Denied | 2 | $1,004,000 | $502,000 | $764,000 | $140,000 | $179,000 |
| Employment History | 1 | $417,000 | $417,000 | $417,000 | $125,000 | $125,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.