Bank Of America, N.A. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of America, N.A. 4500 Park Granada Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,815,792 |
| Total Mortgage Loan Application Amount | $393,460,342,000 |
| Average Mortgage Loan Application Amount | $189,333 |
| Highest Mortgage Loan Application Amount | $38,300,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of America, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of America, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bank Of America, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of America, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of America, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of America, N.A.'s mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 72,751 | $ 25,465,221,000 | $ 350,000 | $ 125,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 51,245 | $ 11,138,257,000 | $ 217,000 | $ 96,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 42,808 | $ 7,398,844,000 | $ 172,000 | $ 74,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 41,725 | $ 9,057,868,000 | $ 217,000 | $ 84,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 40,530 | $ 12,407,850,000 | $ 279,250 | $ 103,750 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 34,619 | $ 5,456,150,000 | $ 157,000 | $ 89,000 |
| PHOENIX-MESA-GLENDALE, AZ | 34,034 | $ 5,955,516,000 | $ 174,000 | $ 77,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 32,833 | $ 12,603,629,000 | $ 383,000 | $ 138,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 32,398 | $ 9,114,446,000 | $ 281,000 | $ 102,000 |
| DENVER-AURORA-BROOMFIELD, CO | 31,869 | $ 7,026,232,000 | $ 220,000 | $ 84,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 30,585 | $ 11,036,982,000 | $ 349,500 | $ 142,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 30,511 | $ 10,656,770,000 | $ 349,000 | $ 129,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 28,102 | $ 10,284,719,000 | $ 365,000 | $ 126,000 |
| DALLAS-PLANO-IRVING, TX | 26,653 | $ 4,576,551,000 | $ 171,000 | $ 92,000 |
| ST. LOUIS, MO-IL | 24,648 | $ 4,127,053,000 | $ 156,500 | $ 73,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 22,117 | $ 5,222,314,000 | $ 236,000 | $ 91,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 20,561 | $ 9,037,421,000 | $ 439,000 | $ 151,000 |
| BALTIMORE-TOWSON, MD | 20,286 | $ 4,997,918,000 | $ 246,000 | $ 92,000 |
| PHILADELPHIA, PA | 19,677 | $ 4,199,394,000 | $ 213,000 | $ 92,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 19,640 | $ 4,377,885,000 | $ 216,000 | $ 82,000 |
| EDISON-NEW BRUNSWICK, NJ | 18,199 | $ 4,912,997,000 | $ 269,000 | $ 109,000 |
| LAS VEGAS-PARADISE, NV | 18,009 | $ 3,055,409,000 | $ 169,000 | $ 73,000 |
| BOSTON-QUINCY, MA | 17,302 | $ 5,072,321,000 | $ 293,000 | $ 124,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 17,272 | $ 8,783,926,000 | $ 508,000 | $ 188,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 16,612 | $ 5,043,069,000 | $ 303,000 | $ 130,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 16,060 | $ 2,820,463,000 | $ 175,000 | $ 76,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 15,834 | $ 2,828,593,000 | $ 173,500 | $ 72,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 15,311 | $ 2,370,839,000 | $ 154,000 | $ 79,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14,556 | $ 2,266,012,000 | $ 155,000 | $ 76,000 |
| SALT LAKE CITY, UT | 14,548 | $ 3,178,925,000 | $ 218,000 | $ 71,000 |
| KANSAS CITY, MO-KS | 14,430 | $ 2,231,375,000 | $ 156,000 | $ 78,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 12,798 | $ 2,324,766,000 | $ 181,000 | $ 93,000 |
| NEWARK-UNION, NJ-PA | 12,749 | $ 3,720,799,000 | $ 230,500 | $ 106,500 |
| FORT WORTH-ARLINGTON, TX | 12,682 | $ 1,878,361,000 | $ 148,000 | $ 82,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 12,603 | $ 2,535,946,000 | $ 196,000 | $ 79,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 12,434 | $ 1,957,928,000 | $ 157,000 | $ 79,000 |
| INDIANAPOLIS-CARMEL, IN | 12,396 | $ 1,890,365,000 | $ 152,000 | $ 73,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 11,508 | $ 1,866,960,000 | $ 162,000 | $ 73,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 11,279 | $ 2,371,175,000 | $ 251,500 | $ 113,500 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 11,033 | $ 3,535,974,000 | $ 320,000 | $ 126,000 |
| NASSAU-SUFFOLK, NY | 10,668 | $ 3,474,794,000 | $ 325,000 | $ 140,000 |
| OKLAHOMA CITY, OK | 9,974 | $ 1,429,976,000 | $ 143,000 | $ 72,000 |
| CAMDEN, NJ | 9,863 | $ 1,945,096,000 | $ 197,000 | $ 84,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 9,779 | $ 1,530,923,000 | $ 155,666 | $ 71,333 |
| RICHMOND, VA | 9,022 | $ 1,768,227,000 | $ 195,000 | $ 82,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 8,875 | $ 1,937,497,000 | $ 218,500 | $ 86,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 8,666 | $ 1,613,104,000 | $ 186,000 | $ 83,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 8,552 | $ 1,651,358,000 | $ 193,000 | $ 89,000 |
| TACOMA, WA | 8,522 | $ 1,853,636,000 | $ 217,000 | $ 79,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8,477 | $ 2,912,972,000 | $ 343,000 | $ 117,000 |
| COLUMBUS, OH | 8,467 | $ 1,409,863,000 | $ 166,000 | $ 74,000 |
| TUCSON, AZ | 8,257 | $ 1,394,416,000 | $ 168,000 | $ 73,000 |
| RALEIGH-CARY, NC | 8,149 | $ 1,572,424,000 | $ 192,000 | $ 84,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8,008 | $ 1,658,976,000 | $ 207,000 | $ 92,000 |
| JACKSONVILLE, FL | 7,969 | $ 1,338,588,000 | $ 167,000 | $ 73,000 |
| BIRMINGHAM-HOOVER, AL | 7,914 | $ 1,298,482,000 | $ 164,000 | $ 76,000 |
| PITTSBURGH, PA | 7,863 | $ 1,159,958,000 | $ 147,000 | $ 79,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 7,845 | $ 1,222,094,000 | $ 147,000 | $ 64,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7,743 | $ 1,503,390,000 | $ 194,000 | $ 96,000 |
| OGDEN-CLEARFIELD, UT | 7,429 | $ 1,428,676,000 | $ 192,000 | $ 60,000 |
| COLORADO SPRINGS, CO | 7,284 | $ 1,457,062,000 | $ 200,000 | $ 72,000 |
| MEMPHIS, TN-MS-AR | 7,251 | $ 1,112,358,000 | $ 144,333 | $ 65,666 |
| PEABODY, MA | 7,012 | $ 1,879,598,000 | $ 268,000 | $ 108,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 6,870 | $ 991,567,000 | $ 144,000 | $ 67,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 6,765 | $ 829,696,000 | $ 122,000 | $ 68,000 |
| ALBUQUERQUE, NM | 6,753 | $ 1,136,701,000 | $ 168,000 | $ 70,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6,534 | $ 1,503,145,000 | $ 204,000 | $ 94,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 6,494 | $ 1,096,040,000 | $ 168,000 | $ 79,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 6,096 | $ 1,267,025,000 | $ 207,000 | $ 112,000 |
| BAKERSFIELD-DELANO, CA | 6,068 | $ 1,018,708,000 | $ 167,000 | $ 69,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 5,937 | $ 1,245,574,000 | $ 209,000 | $ 95,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 5,577 | $ 836,847,000 | $ 150,000 | $ 77,000 |
| WILMINGTON, DE-MD-NJ | 5,575 | $ 1,095,450,000 | $ 197,333 | $ 71,333 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5,564 | $ 2,021,011,000 | $ 363,000 | $ 160,000 |
| COLUMBIA, SC | 5,481 | $ 861,326,000 | $ 157,000 | $ 74,000 |
| TULSA, OK | 5,410 | $ 783,379,000 | $ 144,000 | $ 71,000 |
| PROVO-OREM, UT | 5,376 | $ 1,068,035,000 | $ 198,000 | $ 59,000 |
| HONOLULU, HI | 5,356 | $ 1,910,879,000 | $ 356,000 | $ 106,000 |
| FRESNO, CA | 5,327 | $ 1,017,530,000 | $ 191,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5,315 | $ 941,914,000 | $ 193,500 | $ 77,500 |
| WORCESTER, MA | 5,245 | $ 1,162,775,000 | $ 221,000 | $ 90,000 |
| BATON ROUGE, LA | 5,225 | $ 859,636,000 | $ 164,000 | $ 76,000 |
| STOCKTON, CA | 5,182 | $ 1,022,319,000 | $ 197,000 | $ 72,000 |
| NEW HAVEN-MILFORD, CT | 4,969 | $ 1,058,806,000 | $ 213,000 | $ 91,000 |
| HUNTSVILLE, AL | 4,745 | $ 827,785,000 | $ 174,000 | $ 85,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4,693 | $ 718,109,000 | $ 147,000 | $ 73,500 |
| KNOXVILLE, TN | 4,561 | $ 746,663,000 | $ 163,000 | $ 72,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4,506 | $ 946,474,000 | $ 210,000 | $ 98,000 |
| SANTA ROSA-PETALUMA, CA | 4,486 | $ 1,395,655,000 | $ 311,000 | $ 114,000 |
| BOISE CITY-NAMPA, ID | 4,413 | $ 711,377,000 | $ 161,000 | $ 66,000 |
| FORT COLLINS-LOVELAND, CO | 4,310 | $ 871,216,000 | $ 202,000 | $ 90,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 4,292 | $ 733,149,000 | $ 170,000 | $ 89,000 |
| CAPE CORAL-FORT MYERS, FL | 3,944 | $ 573,396,000 | $ 145,000 | $ 88,000 |
| WICHITA, KS | 3,891 | $ 494,417,000 | $ 127,000 | $ 69,000 |
| RENO-SPARKS, NV | 3,856 | $ 760,732,000 | $ 197,000 | $ 87,000 |
| DAYTON, OH | 3,810 | $ 510,627,000 | $ 134,000 | $ 64,000 |
| VALLEJO-FAIRFIELD, CA | 3,805 | $ 901,356,000 | $ 236,000 | $ 84,000 |
| SPOKANE, WA | 3,774 | $ 573,297,000 | $ 151,000 | $ 62,000 |
| SPRINGFIELD, MO | 3,771 | $ 509,833,000 | $ 135,000 | $ 70,000 |
| BOULDER, CO | 3,758 | $ 967,064,000 | $ 257,000 | $ 104,000 |
| MODESTO, CA | 3,662 | $ 634,372,000 | $ 173,000 | $ 66,000 |
| GREENSBORO-HIGH POINT, NC | 3,566 | $ 513,968,000 | $ 144,000 | $ 68,000 |
| CHATTANOOGA, TN-GA | 3,492 | $ 500,400,000 | $ 139,000 | $ 60,000 |
| BUFFALO-NIAGARA FALLS, NY | 3,470 | $ 424,873,000 | $ 122,000 | $ 70,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3,433 | $ 793,643,000 | $ 231,000 | $ 96,000 |
| LEXINGTON-FAYETTE, KY | 3,394 | $ 551,699,000 | $ 162,000 | $ 77,000 |
| DES MOINES-WEST DES MOINES, IA | 3,308 | $ 512,656,000 | $ 154,000 | $ 74,000 |
| SPRINGFIELD, MA | 3,245 | $ 568,810,000 | $ 175,000 | $ 74,000 |
| GARY, IN | 3,185 | $ 482,490,000 | $ 151,000 | $ 65,000 |
| EL PASO, TX | 3,149 | $ 404,692,000 | $ 128,000 | $ 75,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3,079 | $ 425,059,000 | $ 138,000 | $ 69,000 |
| MADISON, WI | 3,062 | $ 607,223,000 | $ 198,000 | $ 83,000 |
| MANCHESTER-NASHUA, NH | 3,031 | $ 654,654,000 | $ 215,000 | $ 87,000 |
| GREELEY, CO | 3,000 | $ 560,849,000 | $ 186,000 | $ 72,000 |
| ROCHESTER, NY | 2,986 | $ 367,379,000 | $ 123,000 | $ 72,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 2,932 | $ 455,358,000 | $ 155,000 | $ 75,000 |
| GRAND RAPIDS-WYOMING, MI | 2,902 | $ 386,374,000 | $ 133,000 | $ 62,000 |
| SAVANNAH, GA | 2,846 | $ 502,671,000 | $ 176,000 | $ 78,000 |
| AKRON, OH | 2,827 | $ 415,804,000 | $ 147,000 | $ 67,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2,814 | $ 1,123,259,000 | $ 399,000 | $ 148,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2,813 | $ 482,586,000 | $ 171,000 | $ 84,000 |
| WILMINGTON, NC | 2,808 | $ 550,071,000 | $ 195,000 | $ 97,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2,780 | $ 432,341,000 | $ 155,000 | $ 70,000 |
| DURHAM-CHAPEL HILL, NC | 2,739 | $ 510,439,000 | $ 186,000 | $ 85,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2,714 | $ 537,437,000 | $ 198,000 | $ 90,000 |
| SALINAS, CA | 2,705 | $ 834,195,000 | $ 308,000 | $ 118,000 |
| LAKELAND-WINTER HAVEN, FL | 2,666 | $ 341,922,000 | $ 128,000 | $ 62,000 |
| EUGENE-SPRINGFIELD, OR | 2,655 | $ 519,809,000 | $ 195,000 | $ 70,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2,594 | $ 366,795,000 | $ 139,500 | $ 64,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2,573 | $ 350,325,000 | $ 136,000 | $ 69,000 |
| VISALIA-PORTERVILLE, CA | 2,504 | $ 408,448,000 | $ 163,000 | $ 64,000 |
| CLARKSVILLE, TN-KY | 2,473 | $ 348,362,000 | $ 133,000 | $ 57,500 |
| MONTGOMERY, AL | 2,458 | $ 370,199,000 | $ 150,000 | $ 68,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2,448 | $ 405,454,000 | $ 165,000 | $ 94,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2,420 | $ 763,306,000 | $ 315,000 | $ 118,000 |
| FAYETTEVILLE, NC | 2,393 | $ 339,943,000 | $ 142,000 | $ 64,000 |
| BREMERTON-SILVERDALE, WA | 2,351 | $ 529,043,000 | $ 225,000 | $ 88,000 |
| SYRACUSE, NY | 2,313 | $ 287,527,000 | $ 124,000 | $ 71,000 |
| TRENTON-EWING, NJ | 2,302 | $ 542,244,000 | $ 235,000 | $ 103,000 |
| WINSTON-SALEM, NC | 2,298 | $ 327,216,000 | $ 142,000 | $ 64,000 |
| HARRISBURG-CARLISLE, PA | 2,254 | $ 367,482,000 | $ 163,000 | $ 73,000 |
| OLYMPIA, WA | 2,240 | $ 470,048,000 | $ 209,000 | $ 79,000 |
| JACKSON, MS | 2,211 | $ 331,192,000 | $ 149,000 | $ 66,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2,210 | $ 298,815,000 | $ 135,000 | $ 70,000 |
| MOBILE, AL | 2,199 | $ 307,382,000 | $ 139,000 | $ 62,000 |
| YORK-HANOVER, PA | 2,159 | $ 381,170,000 | $ 176,000 | $ 67,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2,078 | $ 310,739,000 | $ 126,000 | $ 62,000 |
| PORT ST. LUCIE, FL | 2,069 | $ 318,084,000 | $ 153,000 | $ 79,000 |
| LANCASTER, PA | 2,057 | $ 344,120,000 | $ 167,000 | $ 68,000 |
| BARNSTABLE TOWN, MA | 2,047 | $ 567,126,000 | $ 277,000 | $ 167,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2,047 | $ 244,848,000 | $ 119,000 | $ 72,000 |
| GREEN BAY, WI | 2,041 | $ 312,668,000 | $ 153,000 | $ 72,000 |
| SALEM, OR | 2,040 | $ 361,824,000 | $ 177,000 | $ 69,000 |
| ANN ARBOR, MI | 2,020 | $ 399,659,000 | $ 197,000 | $ 105,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1,959 | $ 309,116,000 | $ 157,000 | $ 70,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1,952 | $ 460,720,000 | $ 236,000 | $ 97,000 |
| NAPLES-MARCO ISLAND, FL | 1,935 | $ 440,733,000 | $ 227,000 | $ 142,000 |
| PRESCOTT, AZ | 1,925 | $ 338,559,000 | $ 175,000 | $ 75,000 |
| CORPUS CHRISTI, TX | 1,920 | $ 261,656,000 | $ 136,000 | $ 87,000 |
| GRAND JUNCTION, CO | 1,867 | $ 356,900,000 | $ 191,000 | $ 65,000 |
| SCRANTON--WILKES-BARRE, PA | 1,825 | $ 228,298,000 | $ 125,000 | $ 63,000 |
| LANSING-EAST LANSING, MI | 1,822 | $ 234,011,000 | $ 128,000 | $ 67,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1,818 | $ 667,092,000 | $ 366,000 | $ 130,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1,816 | $ 223,330,000 | $ 121,500 | $ 60,000 |
| READING, PA | 1,807 | $ 293,598,000 | $ 162,000 | $ 71,000 |
| LINCOLN, NE | 1,795 | $ 266,839,000 | $ 148,000 | $ 81,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1,787 | $ 289,933,000 | $ 162,000 | $ 69,000 |
| ASHEVILLE, NC | 1,739 | $ 308,953,000 | $ 177,000 | $ 76,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1,726 | $ 316,845,000 | $ 183,000 | $ 86,000 |
| MEDFORD, OR | 1,681 | $ 327,021,000 | $ 194,000 | $ 77,000 |
| SIOUX FALLS, SD | 1,671 | $ 272,893,000 | $ 163,000 | $ 81,000 |
| CHICO, CA | 1,666 | $ 332,086,000 | $ 199,000 | $ 82,000 |
| ROANOKE, VA | 1,646 | $ 276,367,000 | $ 167,000 | $ 74,000 |
| ROCKFORD, IL | 1,630 | $ 204,430,000 | $ 125,000 | $ 57,000 |
| JACKSONVILLE, NC | 1,629 | $ 261,365,000 | $ 160,000 | $ 63,000 |
| TUSCALOOSA, AL | 1,622 | $ 266,158,000 | $ 164,000 | $ 69,000 |
| TOPEKA, KS | 1,616 | $ 190,783,000 | $ 118,000 | $ 63,000 |
| AMARILLO, TX | 1,583 | $ 210,911,000 | $ 133,000 | $ 75,000 |
| LUBBOCK, TX | 1,571 | $ 202,937,000 | $ 129,000 | $ 81,000 |
| FORT WAYNE, IN | 1,566 | $ 192,587,000 | $ 122,000 | $ 56,000 |
| BEND, OR | 1,555 | $ 303,063,000 | $ 194,000 | $ 87,000 |
| COLUMBUS, GA-AL | 1,526 | $ 239,797,000 | $ 154,500 | $ 65,500 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1,513 | $ 207,954,000 | $ 137,000 | $ 78,000 |
| FLINT, MI | 1,470 | $ 162,787,000 | $ 110,000 | $ 59,000 |
| KALAMAZOO-PORTAGE, MI | 1,467 | $ 201,611,000 | $ 137,000 | $ 76,000 |
| CANTON-MASSILLON, OH | 1,442 | $ 178,653,000 | $ 123,000 | $ 59,000 |
| MERCED, CA | 1,401 | $ 198,699,000 | $ 141,000 | $ 59,000 |
| PUEBLO, CO | 1,398 | $ 196,053,000 | $ 140,000 | $ 57,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1,381 | $ 149,585,000 | $ 114,000 | $ 64,500 |
| IOWA CITY, IA | 1,363 | $ 237,945,000 | $ 174,000 | $ 96,000 |
| OCEAN CITY, NJ | 1,361 | $ 348,364,000 | $ 255,000 | $ 135,000 |
| TOLEDO, OH | 1,357 | $ 179,162,000 | $ 132,000 | $ 65,000 |
| YUBA CITY, CA | 1,352 | $ 226,399,000 | $ 167,000 | $ 64,000 |
| TALLAHASSEE, FL | 1,350 | $ 208,751,000 | $ 154,000 | $ 81,000 |
| LAFAYETTE, LA | 1,313 | $ 214,454,000 | $ 163,000 | $ 82,000 |
| DOVER, DE | 1,306 | $ 226,251,000 | $ 173,000 | $ 60,000 |
| BELLINGHAM, WA | 1,304 | $ 290,042,000 | $ 222,000 | $ 89,000 |
| CHARLOTTESVILLE, VA | 1,304 | $ 302,322,000 | $ 231,000 | $ 105,000 |
| NORWICH-NEW LONDON, CT | 1,299 | $ 280,170,000 | $ 215,000 | $ 97,000 |
| REDDING, CA | 1,294 | $ 252,574,000 | $ 195,000 | $ 81,000 |
| NAPA, CA | 1,262 | $ 442,121,000 | $ 350,000 | $ 141,000 |
| BILLINGS, MT | 1,233 | $ 207,800,000 | $ 168,000 | $ 74,000 |
| CEDAR RAPIDS, IA | 1,232 | $ 168,953,000 | $ 137,000 | $ 70,000 |
| OCALA, FL | 1,227 | $ 144,410,000 | $ 117,000 | $ 55,000 |
| GAINESVILLE, FL | 1,224 | $ 186,425,000 | $ 152,000 | $ 84,000 |
| YAKIMA, WA | 1,220 | $ 171,646,000 | $ 140,000 | $ 62,000 |
| LYNCHBURG, VA | 1,202 | $ 194,440,000 | $ 161,000 | $ 71,000 |
| APPLETON, WI | 1,194 | $ 190,309,000 | $ 159,000 | $ 65,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1,141 | $ 151,269,000 | $ 132,000 | $ 59,000 |
| YUMA, AZ | 1,131 | $ 171,251,000 | $ 151,000 | $ 58,000 |
| ST. GEORGE, UT | 1,130 | $ 209,309,000 | $ 185,000 | $ 70,000 |
| RACINE, WI | 1,124 | $ 178,421,000 | $ 158,000 | $ 68,000 |
| ANCHORAGE, AK | 1,119 | $ 257,609,000 | $ 230,000 | $ 94,000 |
| HOLLAND-GRAND HAVEN, MI | 1,113 | $ 159,871,000 | $ 143,000 | $ 65,000 |
| GULFPORT-BILOXI, MS | 1,095 | $ 161,662,000 | $ 147,000 | $ 73,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1,079 | $ 198,769,000 | $ 180,000 | $ 70,500 |
| WARNER ROBINS, GA | 1,075 | $ 155,638,000 | $ 144,000 | $ 66,000 |
| EVANSVILLE, IN-KY | 1,070 | $ 132,436,000 | $ 118,000 | $ 56,000 |
| SANTA FE, NM | 1,031 | $ 245,001,000 | $ 237,000 | $ 100,000 |
| LOGAN, UT-ID | 1,030 | $ 162,086,000 | $ 155,000 | $ 61,000 |
| BEAUMONT-PORT ARTHUR, TX | 1,024 | $ 135,872,000 | $ 132,000 | $ 74,000 |
| SPARTANBURG, SC | 1,005 | $ 134,454,000 | $ 133,000 | $ 64,000 |
| GAINESVILLE, GA | 990 | $ 152,179,000 | $ 153,000 | $ 62,000 |
| LAREDO, TX | 988 | $ 138,015,000 | $ 139,000 | $ 66,000 |
| ATHENS-CLARKE COUNTY, GA | 986 | $ 154,358,000 | $ 156,000 | $ 77,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 980 | $ 204,831,000 | $ 209,000 | $ 97,000 |
| PUNTA GORDA, FL | 973 | $ 125,650,000 | $ 129,000 | $ 70,000 |
| PEORIA, IL | 970 | $ 124,979,000 | $ 128,000 | $ 68,000 |
| FORT SMITH, AR-OK | 964 | $ 119,938,000 | $ 121,000 | $ 57,500 |
| WACO, TX | 963 | $ 123,844,000 | $ 128,000 | $ 73,000 |
| FLAGSTAFF, AZ | 959 | $ 212,134,000 | $ 221,000 | $ 100,000 |
| ELIZABETHTOWN, KY | 957 | $ 140,954,000 | $ 147,000 | $ 61,000 |
| WATERLOO-CEDAR FALLS, IA | 955 | $ 119,707,000 | $ 125,000 | $ 60,000 |
| BROWNSVILLE-HARLINGEN, TX | 932 | $ 102,677,000 | $ 110,000 | $ 77,000 |
| MACON, GA | 929 | $ 126,458,000 | $ 136,000 | $ 66,000 |
| TYLER, TX | 925 | $ 135,308,000 | $ 146,000 | $ 90,000 |
| COLUMBIA, MO | 924 | $ 132,835,000 | $ 143,000 | $ 74,000 |
| LAS CRUCES, NM | 923 | $ 146,839,000 | $ 159,000 | $ 70,000 |
| COLLEGE STATION-BRYAN, TX | 913 | $ 133,383,000 | $ 146,000 | $ 89,000 |
| COEUR D'ALENE, ID | 905 | $ 162,975,000 | $ 180,000 | $ 67,000 |
| IDAHO FALLS, ID | 897 | $ 137,505,000 | $ 153,000 | $ 59,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 895 | $ 109,803,000 | $ 131,500 | $ 66,000 |
| LAWRENCE, KS | 892 | $ 144,825,000 | $ 162,000 | $ 89,000 |
| AUBURN-OPELIKA, AL | 870 | $ 147,767,000 | $ 169,000 | $ 86,000 |
| CHEYENNE, WY | 862 | $ 154,188,000 | $ 178,000 | $ 75,000 |
| DULUTH, MN-WI | 862 | $ 123,751,000 | $ 141,000 | $ 62,500 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 852 | $ 134,718,000 | $ 158,000 | $ 65,000 |
| EL CENTRO, CA | 848 | $ 123,117,000 | $ 145,000 | $ 58,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 841 | $ 110,583,000 | $ 132,500 | $ 59,000 |
| LAWTON, OK | 841 | $ 114,080,000 | $ 135,000 | $ 60,000 |
| MADERA-CHOWCHILLA, CA | 838 | $ 137,621,000 | $ 164,000 | $ 67,000 |
| MISSOULA, MT | 814 | $ 162,108,000 | $ 199,000 | $ 82,000 |
| ANDERSON, SC | 797 | $ 107,938,000 | $ 135,000 | $ 64,000 |
| UTICA-ROME, NY | 786 | $ 77,979,000 | $ 99,000 | $ 58,000 |
| CHARLESTON, WV | 785 | $ 104,833,000 | $ 133,000 | $ 72,000 |
| MONROE, MI | 784 | $ 100,203,000 | $ 127,000 | $ 62,000 |
| MOUNT VERNON-ANACORTES, WA | 784 | $ 168,379,000 | $ 214,000 | $ 80,000 |
| WENATCHEE-EAST WENATCHEE, WA | 781 | $ 162,339,000 | $ 207,000 | $ 104,000 |
| LONGVIEW, WA | 780 | $ 125,834,000 | $ 161,000 | $ 62,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 770 | $ 120,600,000 | $ 156,000 | $ 77,000 |
| HATTIESBURG, MS | 755 | $ 113,285,000 | $ 150,000 | $ 76,000 |
| JOHNSON CITY, TN | 730 | $ 99,745,000 | $ 136,000 | $ 60,000 |
| GREENVILLE, NC | 728 | $ 106,131,000 | $ 145,000 | $ 75,000 |
| LAKE CHARLES, LA | 722 | $ 107,769,000 | $ 149,000 | $ 71,000 |
| DECATUR, AL | 714 | $ 98,796,000 | $ 138,000 | $ 68,000 |
| HANFORD-CORCORAN, CA | 714 | $ 120,872,000 | $ 169,000 | $ 66,000 |
| FLORENCE, SC | 713 | $ 97,459,000 | $ 136,000 | $ 67,000 |
| LAFAYETTE, IN | 703 | $ 92,535,000 | $ 131,000 | $ 57,000 |
| JOPLIN, MO | 702 | $ 75,910,000 | $ 108,000 | $ 62,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 701 | $ 128,206,000 | $ 182,000 | $ 90,000 |
| OSHKOSH-NEENAH, WI | 690 | $ 95,334,000 | $ 138,000 | $ 63,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 684 | $ 79,940,000 | $ 116,000 | $ 57,666 |
| JANESVILLE, WI | 682 | $ 89,814,000 | $ 131,000 | $ 57,000 |
| ROCHESTER, MN | 675 | $ 108,650,000 | $ 160,000 | $ 69,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 660 | $ 108,369,000 | $ 164,000 | $ 78,000 |
| BURLINGTON, NC | 646 | $ 87,513,000 | $ 135,000 | $ 58,000 |
| PALM COAST, FL | 622 | $ 86,963,000 | $ 139,000 | $ 74,000 |
| ERIE, PA | 621 | $ 75,908,000 | $ 122,000 | $ 72,000 |
| WINCHESTER, VA-WV | 620 | $ 122,725,000 | $ 176,000 | $ 71,000 |
| ABILENE, TX | 615 | $ 72,540,000 | $ 117,000 | $ 74,000 |
| JACKSON, MI | 605 | $ 69,129,000 | $ 114,000 | $ 63,000 |
| FLORENCE-MUSCLE SHOALS, AL | 601 | $ 81,478,000 | $ 135,000 | $ 66,000 |
| PASCAGOULA, MS | 600 | $ 80,362,000 | $ 133,000 | $ 72,000 |
| SPRINGFIELD, OH | 600 | $ 67,264,000 | $ 112,000 | $ 56,000 |
| TEXARKANA, TX-TEXARKANA, AR | 595 | $ 81,443,000 | $ 135,500 | $ 79,500 |
| BRUNSWICK, GA | 589 | $ 107,065,000 | $ 181,000 | $ 97,000 |
| MONROE, LA | 584 | $ 86,664,000 | $ 148,000 | $ 67,000 |
| BANGOR, ME | 582 | $ 80,019,000 | $ 137,000 | $ 70,000 |
| HOT SPRINGS, AR | 582 | $ 80,131,000 | $ 137,000 | $ 69,000 |
| ST. CLOUD, MN | 580 | $ 90,672,000 | $ 156,000 | $ 62,000 |
| SEBASTIAN-VERO BEACH, FL | 574 | $ 99,483,000 | $ 173,000 | $ 116,000 |
| SHEBOYGAN, WI | 569 | $ 78,628,000 | $ 138,000 | $ 64,000 |
| JONESBORO, AR | 562 | $ 67,053,000 | $ 119,000 | $ 63,000 |
| VALDOSTA, GA | 559 | $ 81,006,000 | $ 144,000 | $ 67,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 551 | $ 61,168,000 | $ 111,000 | $ 60,000 |
| BISMARCK, ND | 533 | $ 85,553,000 | $ 160,000 | $ 82,000 |
| CORVALLIS, OR | 532 | $ 114,463,000 | $ 215,000 | $ 91,000 |
| ALBANY, GA | 531 | $ 68,991,000 | $ 129,000 | $ 64,000 |
| CHAMPAIGN-URBANA, IL | 521 | $ 73,480,000 | $ 141,000 | $ 74,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 520 | $ 71,409,000 | $ 107,000 | $ 64,000 |
| DOTHAN, AL | 518 | $ 76,361,000 | $ 147,000 | $ 70,000 |
| CLEVELAND, TN | 516 | $ 71,721,000 | $ 138,000 | $ 55,000 |
| LEWISTON-AUBURN, ME | 513 | $ 74,090,000 | $ 144,000 | $ 66,000 |
| LONGVIEW, TX | 506 | $ 66,030,000 | $ 130,000 | $ 68,000 |
| SHERMAN-DENISON, TX | 505 | $ 99,285,000 | $ 196,000 | $ 72,000 |
| WICHITA FALLS, TX | 505 | $ 59,156,000 | $ 117,000 | $ 63,000 |
| JACKSON, TN | 504 | $ 66,705,000 | $ 132,000 | $ 63,000 |
| FARMINGTON, NM | 503 | $ 84,196,000 | $ 167,000 | $ 69,000 |
| DALTON, GA | 501 | $ 57,057,000 | $ 113,000 | $ 51,000 |
| RAPID CITY, SD | 489 | $ 76,973,000 | $ 157,000 | $ 68,000 |
| MIDLAND, TX | 481 | $ 71,640,000 | $ 148,000 | $ 93,000 |
| NILES-BENTON HARBOR, MI | 475 | $ 67,839,000 | $ 142,000 | $ 115,000 |
| EAU CLAIRE, WI | 469 | $ 63,806,000 | $ 136,000 | $ 54,000 |
| LEBANON, PA | 467 | $ 75,845,000 | $ 162,000 | $ 64,000 |
| BATTLE CREEK, MI | 464 | $ 53,165,000 | $ 114,000 | $ 62,000 |
| FARGO, ND-MN | 464 | $ 67,486,000 | $ 143,000 | $ 73,500 |
| KINGSTON, NY | 457 | $ 87,977,000 | $ 192,000 | $ 84,000 |
| GADSDEN, AL | 456 | $ 59,255,000 | $ 129,000 | $ 61,000 |
| ODESSA, TX | 450 | $ 53,802,000 | $ 119,000 | $ 67,000 |
| BOWLING GREEN, KY | 449 | $ 63,111,000 | $ 140,000 | $ 59,000 |
| ANDERSON, IN | 442 | $ 48,215,000 | $ 109,000 | $ 55,000 |
| LEWISTON, ID-WA | 440 | $ 64,782,000 | $ 146,500 | $ 61,000 |
| MUSKEGON-NORTON SHORES, MI | 437 | $ 47,658,000 | $ 109,000 | $ 56,000 |
| ELKHART-GOSHEN, IN | 429 | $ 50,340,000 | $ 117,000 | $ 54,000 |
| GLENS FALLS, NY | 427 | $ 63,084,000 | $ 147,000 | $ 86,000 |
| SALISBURY, MD | 427 | $ 74,045,000 | $ 173,000 | $ 73,000 |
| SUMTER, SC | 423 | $ 54,364,000 | $ 128,000 | $ 64,000 |
| CASPER, WY | 414 | $ 73,908,000 | $ 178,000 | $ 68,000 |
| BLOOMINGTON-NORMAL, IL | 409 | $ 59,535,000 | $ 145,000 | $ 79,000 |
| SPRINGFIELD, IL | 392 | $ 46,335,000 | $ 118,000 | $ 61,000 |
| MORRISTOWN, TN | 389 | $ 54,901,000 | $ 141,000 | $ 53,000 |
| WAUSAU, WI | 387 | $ 54,577,000 | $ 141,000 | $ 96,000 |
| FOND DU LAC, WI | 384 | $ 51,140,000 | $ 133,000 | $ 58,000 |
| BLOOMINGTON, IN | 376 | $ 57,969,000 | $ 154,000 | $ 78,000 |
| JEFFERSON CITY, MO | 374 | $ 45,838,000 | $ 122,000 | $ 58,000 |
| BINGHAMTON, NY | 371 | $ 42,041,000 | $ 113,000 | $ 62,000 |
| ROME, GA | 370 | $ 51,487,000 | $ 139,000 | $ 75,000 |
| ALEXANDRIA, LA | 365 | $ 54,124,000 | $ 148,000 | $ 83,000 |
| ST. JOSEPH, MO-KS | 365 | $ 43,742,000 | $ 121,500 | $ 58,000 |
| HINESVILLE-FORT STEWART, GA | 362 | $ 47,460,000 | $ 131,000 | $ 54,000 |
| OWENSBORO, KY | 359 | $ 46,977,000 | $ 130,000 | $ 61,000 |
| DECATUR, IL | 355 | $ 43,618,000 | $ 122,000 | $ 76,000 |
| CARSON CITY, NV | 350 | $ 62,829,000 | $ 179,000 | $ 73,000 |
| GREAT FALLS, MT | 350 | $ 51,872,000 | $ 148,000 | $ 61,000 |
| BAY CITY, MI | 346 | $ 36,097,000 | $ 104,000 | $ 63,000 |
| COLUMBUS, IN | 344 | $ 49,885,000 | $ 145,000 | $ 65,000 |
| DANVILLE, VA | 340 | $ 40,325,000 | $ 118,000 | $ 61,000 |
| POCATELLO, ID | 335 | $ 46,717,000 | $ 139,000 | $ 53,000 |
| ALTOONA, PA | 333 | $ 37,424,000 | $ 112,000 | $ 58,000 |
| LA CROSSE, WI-MN | 331 | $ 45,950,000 | $ 130,500 | $ 63,000 |
| VICTORIA, TX | 319 | $ 41,680,000 | $ 130,000 | $ 76,000 |
| KOKOMO, IN | 318 | $ 34,326,000 | $ 107,000 | $ 54,000 |
| SAN ANGELO, TX | 311 | $ 39,551,000 | $ 127,000 | $ 67,000 |
| ANNISTON-OXFORD, AL | 307 | $ 39,596,000 | $ 128,000 | $ 60,000 |
| HARRISONBURG, VA | 307 | $ 50,648,000 | $ 164,000 | $ 70,000 |
| GOLDSBORO, NC | 300 | $ 38,593,000 | $ 128,000 | $ 54,000 |
| MICHIGAN CITY-LA PORTE, IN | 293 | $ 41,899,000 | $ 143,000 | $ 93,000 |
| KANKAKEE-BRADLEY, IL | 290 | $ 41,850,000 | $ 144,000 | $ 54,000 |
| ROCKY MOUNT, NC | 283 | $ 35,154,000 | $ 124,000 | $ 56,000 |
| SIOUX CITY, IA-NE-SD | 270 | $ 30,337,000 | $ 118,666 | $ 58,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 262 | $ 29,615,000 | $ 111,500 | $ 50,000 |
| PINE BLUFF, AR | 261 | $ 27,664,000 | $ 105,000 | $ 60,000 |
| MANHATTAN, KS | 245 | $ 34,636,000 | $ 141,000 | $ 67,000 |
| STATE COLLEGE, PA | 241 | $ 40,023,000 | $ 166,000 | $ 82,000 |
| TERRE HAUTE, IN | 237 | $ 27,525,000 | $ 116,000 | $ 58,000 |
| CUMBERLAND, MD-WV | 235 | $ 30,205,000 | $ 130,500 | $ 63,000 |
| MUNCIE, IN | 229 | $ 23,342,000 | $ 101,000 | $ 56,000 |
| WILLIAMSPORT, PA | 225 | $ 28,247,000 | $ 125,000 | $ 58,000 |
| PITTSFIELD, MA | 212 | $ 47,028,000 | $ 221,000 | $ 143,000 |
| AMES, IA | 206 | $ 33,048,000 | $ 160,000 | $ 86,000 |
| MANSFIELD, OH | 201 | $ 23,017,000 | $ 114,000 | $ 57,000 |
| JOHNSTOWN, PA | 195 | $ 22,746,000 | $ 116,000 | $ 70,000 |
| DANVILLE, IL | 193 | $ 15,948,000 | $ 82,000 | $ 46,000 |
| GRAND FORKS, ND-MN | 190 | $ 26,028,000 | $ 135,000 | $ 69,000 |
| SANDUSKY, OH | 174 | $ 22,753,000 | $ 130,000 | $ 64,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 166 | $ 15,196,000 | $ 91,500 | $ 49,000 |
| DUBUQUE, IA | 161 | $ 29,270,000 | $ 181,000 | $ 50,000 |
| FAIRBANKS, AK | 155 | $ 28,519,000 | $ 183,000 | $ 76,000 |
| MORGANTOWN, WV | 143 | $ 23,221,000 | $ 162,000 | $ 85,000 |
| MANKATO-NORTH MANKATO, MN | 133 | $ 19,530,000 | $ 146,000 | $ 55,000 |
| WHEELING, WV-OH | 132 | $ 14,344,000 | $ 108,000 | $ 59,000 |
| LIMA, OH | 115 | $ 13,576,000 | $ 118,000 | $ 46,000 |
| ITHACA, NY | 100 | $ 13,959,000 | $ 139,000 | $ 63,000 |
| ELMIRA, NY | 92 | $ 8,917,000 | $ 96,000 | $ 58,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,088,110 | $247,185,148,000 | $227,000 | $38,300,000 | $96,000 | $9,999,000 |
| Home Purchase | 698,538 | $142,226,546,000 | $203,000 | $23,500,000 | $84,000 | $9,999,000 |
| Home Improvement | 29,144 | $4,048,648,000 | $138,000 | $9,000,000 | $89,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,179,472 | $249,395,583,000 | $211,000 | $38,300,000 | $92,000 | $9,999,000 |
| Not Provided | 223,084 | $54,422,591,000 | $243,000 | $12,000,000 | $111,000 | $9,999,000 |
| Hispanic | 160,493 | $29,405,292,000 | $183,000 | $6,500,000 | $63,000 | $9,999,000 |
| Asian | 120,653 | $35,378,602,000 | $293,000 | $4,225,000 | $113,000 | $9,999,000 |
| Black or African American | 114,551 | $19,632,365,000 | $171,000 | $6,300,000 | $61,000 | $9,999,000 |
| American Indian or Alaskan Native | 7,458 | $1,314,344,000 | $176,000 | $2,500,000 | $75,000 | $2,405,000 |
| Native Hawaiian or Other Pacific Islander | 7,254 | $1,766,926,000 | $243,000 | $1,915,000 | $83,000 | $1,918,000 |
| Not applicable | 2,827 | $2,144,639,000 | $758,000 | $23,500,000 | $0 | $35,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,021,524 | $243,677,500,000 | $238,000 | $38,300,000 | $118,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 702,232 | $132,391,032,000 | $188,000 | $1,428,000 | $57,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 75,281 | $15,059,935,000 | $200,000 | $1,251,000 | $65,000 | $1,818,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16,755 | $2,331,875,000 | $139,000 | $612,000 | $45,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 874,817 | $178,682,476,000 | $204,000 | $2,500,000 | $77,000 | $9,999,000 |
| Loan Originated | 564,672 | $129,338,403,000 | $229,000 | $23,500,000 | $104,000 | $9,999,000 |
| Application Denied By Financial Institution | 218,622 | $49,054,729,000 | $224,000 | $38,300,000 | $103,000 | $9,999,000 |
| Application Withdrawn By Applicant | 121,432 | $28,641,098,000 | $235,000 | $17,000,000 | $114,000 | $9,999,000 |
| File Closed For Incompleteness | 23,204 | $4,798,074,000 | $206,000 | $12,000,000 | $105,000 | $9,999,000 |
| Application Approved But Not Accepted | 10,344 | $2,400,624,000 | $232,000 | $15,726,000 | $86,000 | $7,253,000 |
| Preapproval Denied by Financial Institution | 2,701 | $544,938,000 | $201,000 | $4,225,000 | $77,000 | $5,778,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 68,126 | $15,998,554,000 | $234,000 | $10,200,000 | $119,000 | $9,999,000 |
| Debt-To-Income Ratio | 42,602 | $10,865,664,000 | $255,000 | $8,000,000 | $83,000 | $9,999,000 |
| Credit History | 29,962 | $4,941,835,000 | $164,000 | $9,950,000 | $81,000 | $9,000,000 |
| Other | 29,844 | $6,357,402,000 | $213,000 | $38,300,000 | $107,000 | $9,999,000 |
| Credit Application Incomplete | 22,674 | $5,161,498,000 | $227,000 | $5,000,000 | $109,000 | $6,000,000 |
| Unverifiable Information | 17,225 | $3,909,419,000 | $226,000 | $5,000,000 | $111,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7,893 | $1,741,644,000 | $220,000 | $4,750,000 | $97,000 | $9,999,000 |
| Employment History | 2,878 | $595,817,000 | $207,000 | $17,000,000 | $78,000 | $9,162,000 |
| Mortgage Insurance Denied | 119 | $27,834,000 | $233,000 | $852,000 | $94,000 | $384,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of America, N.A.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of America, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.