Bank of England Mortgage Lending & HMDA Data, 2009

In 2009, Bank of England of England, AR reported 3,750 mortgage applications totaling $698.1 million, up 176% from 2008. The average application was for $186,167, and applicants reported an average income of $77,681. 57% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Little Rock-North Little Rock-Conway, AR (564), Virginia Beach-Norfolk-Newport News, VA-NC (245) and Atlanta-Sandy Springs-Marietta, GA (217) (applications in parentheses).

Mortgage Company & Address Bank of England
Po Box 70
England, AR 72046
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 3,750
Total Mortgage Loan Application Amount $698,128,000
Average Mortgage Loan Application Amount $186,167
Highest Mortgage Loan Application Amount $1,650,000
Average Applicant Income $77,681
Highest Applicant Income $2,305,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of England by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski, Arkansas 291 $ 46,105,000 $ 158,436 $ 76,000
Lonoke, Arkansas 154 $ 12,491,000 $ 81,110 $ 69,000
Duval, Florida 124 $ 22,872,000 $ 184,451 $ 56,000
Orange, Florida 85 $ 17,076,000 $ 200,894 $ 65,000
Saline, Arkansas 77 $ 11,309,000 $ 146,870 $ 50,000
Volusia, Florida 75 $ 14,742,000 $ 196,560 $ 80,000
Pinellas, Florida 68 $ 13,021,000 $ 191,485 $ 57,000
Hillsborough, Florida 67 $ 12,948,000 $ 193,253 $ 71,000
Cobb, Georgia 67 $ 13,189,000 $ 196,850 $ 98,000
Virginia Beach, Virginia 66 $ 14,023,000 $ 212,469 $ 59,000
Seminole, Florida 57 $ 11,512,000 $ 201,964 $ 66,000
New Haven, Connecticut 55 $ 12,884,000 $ 234,254 $ 86,000
Brevard, Florida 55 $ 11,057,000 $ 201,036 $ 62,000
Middlesex, Connecticut 43 $ 9,751,000 $ 226,767 $ 62,000
Polk, Florida 43 $ 6,934,000 $ 161,255 $ 59,000
Fulton, Georgia 43 $ 11,005,000 $ 255,930 $ 104,000
Hartford, Connecticut 42 $ 7,781,000 $ 185,261 $ 67,000
Lake, Florida 40 $ 8,669,000 $ 216,725 $ 71,000
Newport News, Virginia 40 $ 7,333,000 $ 183,325 $ 54,000
Pasco, Florida 37 $ 6,286,000 $ 169,891 $ 57,000
White, Arkansas 36 $ 5,235,000 $ 145,416 $ 58,000
Cass, North Dakota 36 $ 5,221,000 $ 145,027 $ 59,000
Washington, Arkansas 35 $ 5,392,000 $ 154,057 $ 79,000
Hampton, Virginia 35 $ 6,756,000 $ 193,028 $ 52,000
Beaufort, South Carolina 33 $ 7,921,000 $ 240,030 $ 191,000
Marion, Florida 32 $ 6,008,000 $ 187,750 $ 58,000
Middlesex, Massachusetts 32 $ 9,296,000 $ 290,500 $ 88,000
Salt Lake, Utah 32 $ 6,930,000 $ 216,562 $ 72,000
Faulkner, Arkansas 30 $ 4,413,000 $ 147,100 $ 70,000
Essex, Massachusetts 30 $ 6,771,000 $ 225,700 $ 59,000
Eddy, New Mexico 30 $ 4,160,000 $ 138,666 $ 69,000
Osceola, Florida 29 $ 4,706,000 $ 162,275 $ 57,000
Chesapeake, Virginia 28 $ 7,185,000 $ 256,607 $ 58,000
Clay, Florida 26 $ 4,681,000 $ 180,038 $ 58,000
DeKalb, Georgia 26 $ 6,551,000 $ 251,961 $ 139,000
Norfolk, Virginia 26 $ 4,335,000 $ 166,730 $ 45,000
Lorain, Ohio 25 $ 3,994,000 $ 159,760 $ 81,000
Allegheny, Pennsylvania 25 $ 3,514,000 $ 140,560 $ 81,000
Pope, Arkansas 24 $ 3,103,000 $ 129,291 $ 63,000
Benton, Arkansas 23 $ 4,801,000 $ 208,739 $ 89,000
Cuyahoga, Ohio 23 $ 2,967,000 $ 129,000 $ 64,000
Utah, Utah 23 $ 4,789,000 $ 208,217 $ 77,000
Alachua, Florida 22 $ 4,021,000 $ 182,772 $ 72,000
Clay, Minnesota 22 $ 3,882,000 $ 176,454 $ 72,000
Harris, Texas 22 $ 7,195,000 $ 327,045 $ 322,000
Citrus, Florida 20 $ 3,728,000 $ 186,400 $ 63,000
Gwinnett, Georgia 20 $ 4,101,000 $ 205,050 $ 98,000
Lea, New Mexico 20 $ 2,683,000 $ 134,150 $ 62,000
Craighead, Arkansas 19 $ 2,869,000 $ 151,000 $ 88,000
St. Johns, Florida 19 $ 4,821,000 $ 253,736 $ 77,000
Suffolk, Massachusetts 19 $ 4,840,000 $ 254,736 $ 46,000
Cherokee, Georgia 18 $ 3,146,000 $ 174,777 $ 76,000
Jefferson, Arkansas 17 $ 1,108,000 $ 65,176 $ 62,000
Becker, Minnesota 17 $ 3,189,000 $ 187,588 $ 86,000
Sumter, Florida 16 $ 3,071,000 $ 191,937 $ 66,000
Pittsylvania, Virginia 16 $ 1,974,000 $ 123,375 $ 52,000
New London, Connecticut 15 $ 3,104,000 $ 206,933 $ 66,000
Leon, Florida 15 $ 2,935,000 $ 195,666 $ 72,000
Garland, Arkansas 14 $ 2,249,000 $ 160,642 $ 71,000
Hernando, Florida 14 $ 1,860,000 $ 132,857 $ 45,000
Nassau, New York 14 $ 4,604,000 $ 328,857 $ 104,000
Summit, Ohio 14 $ 1,835,000 $ 131,071 $ 41,000
Henrico, Virginia 14 $ 2,620,000 $ 187,142 $ 53,000
Suffolk, Virginia 14 $ 2,508,000 $ 179,142 $ 38,000
Fairfield, Connecticut 13 $ 4,286,000 $ 329,692 $ 111,000
Escambia, Florida 13 $ 1,848,000 $ 142,153 $ 58,000
Portsmouth, Virginia 13 $ 2,037,000 $ 156,692 $ 35,000
Suffolk, New York 12 $ 3,309,000 $ 275,750 $ 103,000
Travis, Texas 12 $ 2,378,000 $ 198,166 $ 103,000
Grant, Arkansas 11 $ 1,744,000 $ 158,545 $ 68,000
Tolland, Connecticut 11 $ 2,394,000 $ 217,636 $ 75,000
Bay, Florida 11 $ 2,526,000 $ 229,636 $ 71,000
Santa Rosa, Florida 11 $ 2,079,000 $ 189,000 $ 65,000
Chesterfield, Virginia 11 $ 2,726,000 $ 247,818 $ 71,000
Cook, Illinois 10 $ 2,847,000 $ 284,700 $ 88,000
Jefferson, Kentucky 10 $ 1,651,000 $ 165,100 $ 71,000
Hennepin, Minnesota 10 $ 2,081,000 $ 208,100 $ 76,000
Ramsey, Minnesota 10 $ 1,814,000 $ 181,400 $ 62,000
Dallas, Texas 10 $ 2,541,000 $ 254,100 $ 142,000
Arkansas, Arkansas 8 $ 1,228,000 $ 153,500 $ 48,000
Los Angeles, California 8 $ 2,583,000 $ 322,875 $ 100,000
Flagler, Florida 8 $ 1,849,000 $ 231,125 $ 83,000
Highlands, Florida 8 $ 1,206,000 $ 150,750 $ 55,000
Putnam, Florida 8 $ 1,507,000 $ 188,375 $ 63,000
Mecklenburg, North Carolina 8 $ 1,484,000 $ 185,500 $ 122,000
Fort Bend, Texas 8 $ 1,972,000 $ 246,500 $ 372,000
Davis, Utah 8 $ 2,092,000 $ 261,500 $ 76,000
Conway, Arkansas 7 $ 1,141,000 $ 163,000 $ 84,000
Columbia, Florida 7 $ 1,034,000 $ 147,714 $ 70,000
Nassau, Florida 7 $ 1,640,000 $ 234,285 $ 51,000
Henry, Georgia 7 $ 1,344,000 $ 192,000 $ 44,000
Fayette, Kentucky 7 $ 1,144,000 $ 163,428 $ 77,000
Erie, New York 7 $ 1,068,000 $ 152,571 $ 99,000
Guilford, North Carolina 7 $ 878,000 $ 125,428 $ 28,000
Mahoning, Ohio 7 $ 633,000 $ 90,428 $ 43,000
Medina, Ohio 7 $ 990,000 $ 141,428 $ 65,000
Butler, Pennsylvania 7 $ 1,223,000 $ 174,714 $ 66,000
Collin, Texas 7 $ 1,430,000 $ 204,285 $ 144,000
Williamson, Texas 7 $ 1,364,000 $ 194,857 $ 85,000
Gloucester, Virginia 7 $ 1,469,000 $ 209,857 $ 47,000
Mobile, Alabama 6 $ 762,000 $ 127,000 $ 66,000
Maricopa, Arizona 6 $ 1,322,000 $ 220,333 $ 90,000
Jackson, Arkansas 6 $ 649,000 $ 108,166 $ 81,000
Sarasota, Florida 6 $ 889,000 $ 148,166 $ 64,000
Forsyth, Georgia 6 $ 1,497,000 $ 249,500 $ 141,000
Paulding, Georgia 6 $ 872,000 $ 145,333 $ 41,000
East Baton Rouge, Louisiana 6 $ 1,111,000 $ 185,166 $ 90,000
Aitkin, Minnesota 6 $ 1,500,000 $ 250,000 $ 140,000
Wake, North Carolina 6 $ 1,566,000 $ 261,000 $ 105,000
Danville, Virginia 6 $ 719,000 $ 119,833 $ 47,000
Pierce, Washington 6 $ 1,488,000 $ 248,000 $ 89,000
Cleburne, Arkansas 5 $ 618,000 $ 123,600 $ 144,000
Windham, Connecticut 5 $ 755,000 $ 151,000 $ 50,000
Baker, Florida 5 $ 922,000 $ 184,400 $ 59,000
Walton, Florida 5 $ 947,000 $ 189,400 $ 100,000
St. Tammany, Louisiana 5 $ 899,000 $ 179,800 $ 110,000
Plymouth, Massachusetts 5 $ 1,468,000 $ 293,600 $ 74,000
Westchester, New York 5 $ 1,636,000 $ 327,200 $ 145,000
Bucks, Pennsylvania 5 $ 1,193,000 $ 238,600 $ 120,000
Shelby, Tennessee 5 $ 566,000 $ 113,200 $ 41,000
Bexar, Texas 5 $ 888,000 $ 177,600 $ 75,000
Tarrant, Texas 5 $ 1,077,000 $ 215,400 $ 223,000
Hanover, Virginia 5 $ 1,518,000 $ 303,600 $ 118,000
Isle of Wight, Virginia 5 $ 1,354,000 $ 270,800 $ 64,000
York, Virginia 5 $ 1,637,000 $ 327,400 $ 86,000
Spokane, Washington 5 $ 831,000 $ 166,200 $ 52,000
Milwaukee, Wisconsin 5 $ 1,026,000 $ 205,200 $ 111,000
Baxter, Arkansas 4 $ 790,000 $ 197,500 $ 66,000
Ouachita, Arkansas 4 $ 275,000 $ 68,750 $ 40,000
Sebastian, Arkansas 4 $ 676,000 $ 169,000 $ 108,000
Yell, Arkansas 4 $ 562,000 $ 140,500 $ 69,000
Orange, California 4 $ 1,776,000 $ 444,000 $ 123,000
San Diego, California 4 $ 1,429,000 $ 357,250 $ 115,000
Arapahoe, Colorado 4 $ 967,000 $ 241,750 $ 82,000
El Paso, Colorado 4 $ 747,000 $ 186,750 $ 84,000
Litchfield, Connecticut 4 $ 699,000 $ 174,750 $ 15,000
Broward, Florida 4 $ 637,000 $ 159,250 $ 71,000
Lee, Florida 4 $ 764,000 $ 191,000 $ 147,000
Okaloosa, Florida 4 $ 610,000 $ 152,500 $ 89,000
Suwannee, Florida 4 $ 671,000 $ 167,750 $ 57,000
Barrow, Georgia 4 $ 506,000 $ 126,500 $ 52,000
DuPage, Illinois 4 $ 1,313,000 $ 328,250 $ 112,000
Johnson, Kansas 4 $ 828,000 $ 207,000 $ 83,000
Worcester, Massachusetts 4 $ 905,000 $ 226,250 $ 55,000
Isanti, Minnesota 4 $ 750,000 $ 187,500 $ 60,000
Queens, New York 4 $ 923,000 $ 230,750 $ 81,000
Saratoga, New York 4 $ 891,000 $ 222,750 $ 101,000
Buncombe, North Carolina 4 $ 1,086,000 $ 271,500 $ 97,000
Davidson, North Carolina 4 $ 596,000 $ 149,000 $ 93,000
Forsyth, North Carolina 4 $ 1,184,000 $ 296,000 $ 107,000
Stark, Ohio 4 $ 452,000 $ 113,000 $ 36,000
Denton, Texas 4 $ 1,490,000 $ 372,500 $ 303,000
Galveston, Texas 4 $ 978,000 $ 244,500 $ 128,000
Montgomery, Texas 4 $ 1,038,000 $ 259,500 $ 89,000
James City, Virginia 4 $ 786,000 $ 196,500 $ 25,000
Cross, Arkansas 3 $ 412,000 $ 137,333 $ 83,000
Dallas, Arkansas 3 $ 326,000 $ 108,666 $ 55,000
Little River, Arkansas 3 $ 273,000 $ 91,000 $ 60,000
Miller, Arkansas 3 $ 428,000 $ 142,666 $ 48,000
Woodruff, Arkansas 3 $ 369,000 $ 123,000 $ 51,000
District of Columbia, District Of Columbia 3 $ 749,000 $ 249,666 $ 44,000
Gadsden, Florida 3 $ 600,000 $ 200,000 $ 106,000
Jefferson, Florida 3 $ 464,000 $ 154,666 $ 61,000
Okeechobee, Florida 3 $ 577,000 $ 192,333 $ 68,000
Wakulla, Florida 3 $ 469,000 $ 156,333 $ 67,000
Bartow, Georgia 3 $ 527,000 $ 175,666 $ 135,000
Douglas, Georgia 3 $ 259,000 $ 86,333 $ 77,000
Rockdale, Georgia 3 $ 424,000 $ 141,333 $ 33,000
Ada, Idaho 3 $ 591,000 $ 197,000 $ 47,000
Bullitt, Kentucky 3 $ 296,000 $ 98,666 $ 44,000
Barnstable, Massachusetts 3 $ 1,097,000 $ 365,666 $ 121,000
Hampshire, Massachusetts 3 $ 1,159,000 $ 386,333 $ 123,000
Norfolk, Massachusetts 3 $ 1,358,000 $ 452,666 $ 148,000
Anoka, Minnesota 3 $ 792,000 $ 264,000 $ 137,000
St. Louis, Minnesota 3 $ 581,000 $ 193,666 $ 49,000
Wright, Minnesota 3 $ 672,000 $ 224,000 $ 78,000
Clark, Nevada 3 $ 610,000 $ 203,333 $ 73,000
Bernalillo, New Mexico 3 $ 1,004,000 $ 334,666 $ 347,000
Kings, New York 3 $ 616,000 $ 205,333 $ 63,000
Orange, New York 3 $ 596,000 $ 198,666 $ 81,000
Schenectady, New York 3 $ 547,000 $ 182,333 $ 49,000
Brunswick, North Carolina 3 $ 462,000 $ 154,000 $ 32,000
Union, North Carolina 3 $ 483,000 $ 161,000 $ 82,000
Butler, Ohio 3 $ 542,000 $ 180,666 $ 172,000
Fairfield, Ohio 3 $ 352,000 $ 117,333 $ 38,000
Beaver, Pennsylvania 3 $ 371,000 $ 123,666 $ 46,000
Chester, Pennsylvania 3 $ 570,000 $ 190,000 $ 69,000
Delaware, Pennsylvania 3 $ 701,000 $ 233,666 $ 214,000
Montgomery, Pennsylvania 3 $ 791,000 $ 263,666 $ 91,000
Washington, Pennsylvania 3 $ 521,000 $ 173,666 $ 71,000
Westmoreland, Pennsylvania 3 $ 251,000 $ 83,666 $ 49,000
York, Pennsylvania 3 $ 442,000 $ 147,333 $ 52,000
El Paso, Texas 3 $ 698,000 $ 232,666 $ 201,000
Nueces, Texas 3 $ 538,000 $ 179,333 $ 121,000
Polk, Texas 3 $ 438,000 $ 146,000 $ 167,000
Fairfax, Virginia 3 $ 585,000 $ 195,000 $ 108,000
Prince William, Virginia 3 $ 1,258,000 $ 419,333 $ 119,000
Dane, Wisconsin 3 $ 1,130,000 $ 376,666 $ 171,000
Baldwin, Alabama 2 $ 412,000 $ 206,000 $ 80,000
Elmore, Alabama 2 $ 201,000 $ 100,500 $ 41,000
Clay, Arkansas 2 $ 181,000 $ 90,500 $ 40,000
Crittenden, Arkansas 2 $ 344,000 $ 172,000 $ 70,000
Hempstead, Arkansas 2 $ 363,000 $ 181,500 $ 67,000
Mississippi, Arkansas 2 $ 220,000 $ 110,000 $ 68,000
Prairie, Arkansas 2 $ 42,000 $ 21,000 $ 55,000
Sharp, Arkansas 2 $ 140,000 $ 70,000 $ 33,000
Union, Arkansas 2 $ 298,000 $ 149,000 $ 74,000
El Dorado, California 2 $ 418,000 $ 209,000 $ 123,000
Placer, California 2 $ 501,000 $ 250,500 $ 65,000
Riverside, California 2 $ 1,140,000 $ 570,000 $ 215,000
Santa Clara, California 2 $ 709,000 $ 354,500 $ 149,000
Denver, Colorado 2 $ 675,000 $ 337,500 $ 334,000
Moffat, Colorado 2 $ 244,000 $ 122,000 $ 90,000
Hardee, Florida 2 $ 353,000 $ 176,500 $ 36,000
Holmes, Florida 2 $ 292,000 $ 146,000 $ 58,000
Jackson, Florida 2 $ 341,000 $ 170,500 $ 80,000
Levy, Florida 2 $ 354,000 $ 177,000 $ 59,000
Manatee, Florida 2 $ 484,000 $ 242,000 $ 31,000
Miami-Dade, Florida 2 $ 380,000 $ 190,000 $ 72,000
Clayton, Georgia 2 $ 247,000 $ 123,500 $ 51,000
Coweta, Georgia 2 $ 541,000 $ 270,500 $ 54,000
Fayette, Georgia 2 $ 456,000 $ 228,000 $ 162,000
Gilmer, Georgia 2 $ 539,000 $ 269,500 $ 756,000
Houston, Georgia 2 $ 247,000 $ 123,500 $ 48,000
Jackson, Georgia 2 $ 410,000 $ 205,000 $ 48,000
Richmond, Georgia 2 $ 321,000 $ 160,500 $ 62,000
Spalding, Georgia 2 $ 295,000 $ 147,500 $ 83,000
Lake, Illinois 2 $ 687,000 $ 343,500 $ 99,000
McLean, Illinois 2 $ 248,000 $ 124,000 $ 62,000
Sedgwick, Kansas 2 $ 234,000 $ 117,000 $ 79,000
Daviess, Kentucky 2 $ 592,000 $ 296,000 $ 48,000
Shelby, Kentucky 2 $ 255,000 $ 127,500 $ 36,000
Warren, Kentucky 2 $ 266,000 $ 133,000 $ 70,000
Caddo, Louisiana 2 $ 278,000 $ 139,000 $ 112,000
Calcasieu, Louisiana 2 $ 171,000 $ 85,500 $ 93,000
Jefferson, Louisiana 2 $ 333,000 $ 166,500 $ 82,000
Orleans, Louisiana 2 $ 261,000 $ 130,500 $ 40,000
Tangipahoa, Louisiana 2 $ 250,000 $ 125,000 $ 67,000
West Feliciana, Louisiana 2 $ 175,000 $ 87,500 $ 36,000
Benton, Minnesota 2 $ 273,000 $ 136,500 $ 97,000
Crow Wing, Minnesota 2 $ 387,000 $ 193,500 $ 106,000
Dakota, Minnesota 2 $ 527,000 $ 263,500 $ 95,000
Douglas, Minnesota 2 $ 484,000 $ 242,000 $ 115,000
Otter Tail, Minnesota 2 $ 398,000 $ 199,000 $ 102,000
Scott, Minnesota 2 $ 797,000 $ 398,500 $ 128,000
Sherburne, Minnesota 2 $ 200,000 $ 100,000 $ 61,000
Washington, Minnesota 2 $ 630,000 $ 315,000 $ 136,000
Washoe, Nevada 2 $ 275,000 $ 137,500 $ 36,000
Merrimack, New Hampshire 2 $ 458,000 $ 229,000 $ 35,000
Dona Ana, New Mexico 2 $ 264,000 $ 132,000 $ 46,000
Santa Fe, New Mexico 2 $ 744,000 $ 372,000 $ 215,000
Taos, New Mexico 2 $ 666,000 $ 333,000 $ 336,000
Columbia, New York 2 $ 466,000 $ 233,000 $ 81,000
Monroe, New York 2 $ 407,000 $ 203,500 $ 76,000
Rensselaer, New York 2 $ 508,000 $ 254,000 $ 87,000
Richmond, New York 2 $ 533,000 $ 266,500 $ 104,000
Rockland, New York 2 $ 640,000 $ 320,000 $ 62,000
Ulster, New York 2 $ 343,000 $ 171,500 $ 77,000
Cumberland, North Carolina 2 $ 493,000 $ 246,500 $ 69,000
Davie, North Carolina 2 $ 320,000 $ 160,000 $ 64,000
Harnett, North Carolina 2 $ 257,000 $ 128,500 $ 63,000
Jackson, North Carolina 2 $ 634,000 $ 317,000 $ 93,000
Lincoln, North Carolina 2 $ 178,000 $ 89,000 $ 39,000
Onslow, North Carolina 2 $ 354,000 $ 177,000 $ 48,000
Traill, North Dakota 2 $ 276,000 $ 138,000 $ 73,000
Carroll, Ohio 2 $ 253,000 $ 126,500 $ 43,000
Clermont, Ohio 2 $ 580,000 $ 290,000 $ 115,000
Franklin, Ohio 2 $ 330,000 $ 165,000 $ 94,000
Hamilton, Ohio 2 $ 257,000 $ 128,500 $ 50,000
Lake, Ohio 2 $ 367,000 $ 183,500 $ 42,000
Logan, Ohio 2 $ 447,000 $ 223,500 $ 59,000
Portage, Ohio 2 $ 486,000 $ 243,000 $ 135,000
Cleveland, Oklahoma 2 $ 374,000 $ 187,000 $ 180,000
Adams, Pennsylvania 2 $ 405,000 $ 202,500 $ 96,000
Cumberland, Pennsylvania 2 $ 591,000 $ 295,500 $ 80,000
Dauphin, Pennsylvania 2 $ 384,000 $ 192,000 $ 51,000
Lehigh, Pennsylvania 2 $ 246,000 $ 123,000 $ 32,000
Luzerne, Pennsylvania 2 $ 179,000 $ 89,500 $ 33,000
Philadelphia, Pennsylvania 2 $ 508,000 $ 254,000 $ 68,000
Washington, Rhode Island 2 $ 495,000 $ 247,500 $ 77,000
Lancaster, South Carolina 2 $ 326,000 $ 163,000 $ 0
York, South Carolina 2 $ 423,000 $ 211,500 $ 52,000
Davidson, Tennessee 2 $ 250,000 $ 125,000 $ 33,000
Hays, Texas 2 $ 283,000 $ 141,500 $ 34,000
Washington, Utah 2 $ 508,000 $ 254,000 $ 67,000
Henry, Virginia 2 $ 112,000 $ 56,000 $ 39,000
Lynchburg, Virginia 2 $ 448,000 $ 224,000 $ 26,000
Poquoson, Virginia 2 $ 540,000 $ 270,000 $ 77,000
Powhatan, Virginia 2 $ 340,000 $ 170,000 $ 55,000
Richmond City, Virginia 2 $ 331,000 $ 165,500 $ 92,000
Berkeley, West Virginia 2 $ 324,000 $ 162,000 $ 48,000
Greenbrier, West Virginia 2 $ 252,000 $ 126,000 $ 46,000
Preston, West Virginia 2 $ 258,000 $ 129,000 $ 24,000
Bayfield, Wisconsin 2 $ 397,000 $ 198,500 $ 75,000
Kenosha, Wisconsin 2 $ 284,000 $ 142,000 $ 69,000
Polk, Wisconsin 2 $ 363,000 $ 181,500 $ 50,000
Winnebago, Wisconsin 2 $ 366,000 $ 183,000 $ 59,000
Clarke, Alabama 1 $ 122,000 $ 122,000 $ 90,000
Coffee, Alabama 1 $ 179,000 $ 179,000 $ 40,000
Etowah, Alabama 1 $ 183,000 $ 183,000 $ 81,000
Franklin, Alabama 1 $ 144,000 $ 144,000 $ 60,000
Jefferson, Alabama 1 $ 160,000 $ 160,000 $ 106,000
Lauderdale, Alabama 1 $ 133,000 $ 133,000 $ 90,000
Lee, Alabama 1 $ 313,000 $ 313,000 $ 67,000
Tallapoosa, Alabama 1 $ 141,000 $ 141,000 $ 347,000
Mohave, Arizona 1 $ 203,000 $ 203,000 $ 107,000
Ashley, Arkansas 1 $ 117,000 $ 117,000 $ 48,000
Boone, Arkansas 1 $ 108,000 $ 108,000 $ 42,000
Clark, Arkansas 1 $ 228,000 $ 228,000 $ 79,000
Crawford, Arkansas 1 $ 101,000 $ 101,000 $ 39,000
Franklin, Arkansas 1 $ 8,000 $ 8,000 $ 43,000
Greene, Arkansas 1 $ 125,000 $ 125,000 $ 38,000
Hot Spring, Arkansas 1 $ 112,000 $ 112,000 $ 140,000
Marion, Arkansas 1 $ 125,000 $ 125,000 $ 115,000
Newton, Arkansas 1 $ 38,000 $ 38,000 $ 108,000
Perry, Arkansas 1 $ 115,000 $ 115,000 $ 75,000
Poinsett, Arkansas 1 $ 110,000 $ 110,000 $ 173,000
Randolph, Arkansas 1 $ 157,000 $ 157,000 $ 87,000
Scott, Arkansas 1 $ 340,000 $ 340,000 $ 92,000
Contra Costa, California 1 $ 410,000 $ 410,000 $ 107,000
Nevada, California 1 $ 280,000 $ 280,000 $ 60,000
Sacramento, California 1 $ 204,000 $ 204,000 $ 40,000
San Benito, California 1 $ 417,000 $ 417,000 $ 163,000
Adams, Colorado 1 $ 148,000 $ 148,000 $ 43,000
Boulder, Colorado 1 $ 157,000 $ 157,000 $ 33,000
Clear Creek, Colorado 1 $ 103,000 $ 103,000 $ 109,000
Douglas, Colorado 1 $ 184,000 $ 184,000 $ 116,000
Jefferson, Colorado 1 $ 218,000 $ 218,000 $ 67,000
Montrose, Colorado 1 $ 169,000 $ 169,000 $ 32,000
Weld, Colorado 1 $ 251,000 $ 251,000 $ 111,000
New Castle, Delaware 1 $ 198,000 $ 198,000 $ 32,000
Charlotte, Florida 1 $ 170,000 $ 170,000 $ 57,000
DeSoto, Florida 1 $ 205,000 $ 205,000 $ 60,000
Gilchrist, Florida 1 $ 223,000 $ 223,000 $ 79,000
Hendry, Florida 1 $ 193,000 $ 193,000 $ 91,000
Martin, Florida 1 $ 110,000 $ 110,000 $ 64,000
Palm Beach, Florida 1 $ 165,000 $ 165,000 $ 62,000
St. Lucie, Florida 1 $ 117,000 $ 117,000 $ 38,000
Taylor, Florida 1 $ 256,000 $ 256,000 $ 42,000
Washington, Florida 1 $ 135,000 $ 135,000 $ 48,000
Butts, Georgia 1 $ 69,000 $ 69,000 $ 39,000
Carroll, Georgia 1 $ 213,000 $ 213,000 $ 122,000
Catoosa, Georgia 1 $ 164,000 $ 164,000 $ 36,000
Chatham, Georgia 1 $ 190,000 $ 190,000 $ 34,000
Crawford, Georgia 1 $ 113,000 $ 113,000 $ 66,000
Decatur, Georgia 1 $ 105,000 $ 105,000 $ 36,000
Floyd, Georgia 1 $ 161,000 $ 161,000 $ 200,000
Glynn, Georgia 1 $ 397,000 $ 397,000 $ 213,000
Gordon, Georgia 1 $ 126,000 $ 126,000 $ 53,000
Hall, Georgia 1 $ 326,000 $ 326,000 $ 73,000
Lee, Georgia 1 $ 280,000 $ 280,000 $ 60,000
Lowndes, Georgia 1 $ 102,000 $ 102,000 $ 32,000
Morgan, Georgia 1 $ 143,000 $ 143,000 $ 34,000
Muscogee, Georgia 1 $ 132,000 $ 132,000 $ 46,000
Newton, Georgia 1 $ 195,000 $ 195,000 $ 108,000
Peach, Georgia 1 $ 139,000 $ 139,000 $ 270,000
Upson, Georgia 1 $ 137,000 $ 137,000 $ 43,000
Wilkinson, Georgia 1 $ 100,000 $ 100,000 $ 26,000
Honolulu, Hawaii 1 $ 209,000 $ 209,000 $ 121,000
Maui, Hawaii 1 $ 732,000 $ 732,000 $ 194,000
Bonner, Idaho 1 $ 256,000 $ 256,000 $ 42,000
Bonneville, Idaho 1 $ 223,000 $ 223,000 $ 36,000
Kootenai, Idaho 1 $ 291,000 $ 291,000 $ 100,000
Twin Falls, Idaho 1 $ 109,000 $ 109,000 $ 20,000
Boone, Illinois 1 $ 292,000 $ 292,000 $ 632,000
Kane, Illinois 1 $ 527,000 $ 527,000 $ 200,000
Kendall, Illinois 1 $ 148,000 $ 148,000 $ 36,000
Knox, Illinois 1 $ 106,000 $ 106,000 $ 40,000
Winnebago, Illinois 1 $ 153,000 $ 153,000 $ 43,000
Lake, Indiana 1 $ 67,000 $ 67,000 $ 110,000
Monroe, Indiana 1 $ 186,000 $ 186,000 $ 90,000
Black Hawk, Iowa 1 $ 139,000 $ 139,000 $ 43,000
Bremer, Iowa 1 $ 90,000 $ 90,000 $ 22,000
Henry, Iowa 1 $ 97,000 $ 97,000 $ 44,000
Polk, Iowa 1 $ 349,000 $ 349,000 $ 233,000
Franklin, Kansas 1 $ 142,000 $ 142,000 $ 61,000
Marion, Kansas 1 $ 101,000 $ 101,000 $ 34,000
Rooks, Kansas 1 $ 139,000 $ 139,000 $ 83,000
Shawnee, Kansas 1 $ 151,000 $ 151,000 $ 0
Boyd, Kentucky 1 $ 111,000 $ 111,000 $ 0
Boyle, Kentucky 1 $ 125,000 $ 125,000 $ 54,000
Henry, Kentucky 1 $ 102,000 $ 102,000 $ 71,000
Kenton, Kentucky 1 $ 113,000 $ 113,000 $ 34,000
Madison, Kentucky 1 $ 123,000 $ 123,000 $ 40,000
McCracken, Kentucky 1 $ 128,000 $ 128,000 $ 34,000
Monroe, Kentucky 1 $ 44,000 $ 44,000 $ 20,000
Acadia, Louisiana 1 $ 100,000 $ 100,000 $ 80,000
Allen, Louisiana 1 $ 112,000 $ 112,000 $ 68,000
Bossier, Louisiana 1 $ 408,000 $ 408,000 $ 114,000
Lafayette, Louisiana 1 $ 135,000 $ 135,000 $ 31,000
Livingston, Louisiana 1 $ 387,000 $ 387,000 $ 117,000
Natchitoches, Louisiana 1 $ 182,000 $ 182,000 $ 101,000
Ouachita, Louisiana 1 $ 157,000 $ 157,000 $ 63,000
St. Charles, Louisiana 1 $ 114,000 $ 114,000 $ 49,000
Union, Louisiana 1 $ 190,000 $ 190,000 $ 107,000
Vernon, Louisiana 1 $ 137,000 $ 137,000 $ 114,000
Cumberland, Maine 1 $ 330,000 $ 330,000 $ 97,000
Kennebec, Maine 1 $ 84,000 $ 84,000 $ 30,000
Somerset, Maine 1 $ 120,000 $ 120,000 $ 190,000
Cecil, Maryland 1 $ 255,000 $ 255,000 $ 96,000
Harford, Maryland 1 $ 192,000 $ 192,000 $ 79,000
Bristol, Massachusetts 1 $ 166,000 $ 166,000 $ 68,000
Hampden, Massachusetts 1 $ 287,000 $ 287,000 $ 70,000
Berrien, Michigan 1 $ 168,000 $ 168,000 $ 80,000
Genesee, Michigan 1 $ 131,000 $ 131,000 $ 60,000
Jackson, Michigan 1 $ 216,000 $ 216,000 $ 43,000
Kent, Michigan 1 $ 280,000 $ 280,000 $ 86,000
Lapeer, Michigan 1 $ 161,000 $ 161,000 $ 143,000
Sanilac, Michigan 1 $ 171,000 $ 171,000 $ 26,000
St. Joseph, Michigan 1 $ 161,000 $ 161,000 $ 175,000
Wayne, Michigan 1 $ 49,000 $ 49,000 $ 28,000
Hubbard, Minnesota 1 $ 229,000 $ 229,000 $ 96,000
Pine, Minnesota 1 $ 64,000 $ 64,000 $ 43,000
Rock, Minnesota 1 $ 151,000 $ 151,000 $ 86,000
Coahoma, Mississippi 1 $ 163,000 $ 163,000 $ 403,000
DeSoto, Mississippi 1 $ 126,000 $ 126,000 $ 108,000
George, Mississippi 1 $ 109,000 $ 109,000 $ 73,000
Hancock, Mississippi 1 $ 244,000 $ 244,000 $ 80,000
Jackson, Mississippi 1 $ 132,000 $ 132,000 $ 86,000
Lee, Mississippi 1 $ 79,000 $ 79,000 $ 26,000
Madison, Mississippi 1 $ 160,000 $ 160,000 $ 85,000
Neshoba, Mississippi 1 $ 210,000 $ 210,000 $ 91,000
Pearl River, Mississippi 1 $ 150,000 $ 150,000 $ 35,000
Simpson, Mississippi 1 $ 125,000 $ 125,000 $ 136,000
Smith, Mississippi 1 $ 152,000 $ 152,000 $ 37,000
Tate, Mississippi 1 $ 235,000 $ 235,000 $ 91,000
Barry, Missouri 1 $ 190,000 $ 190,000 $ 40,000
Camden, Missouri 1 $ 503,000 $ 503,000 $ 90,000
Cape Girardeau, Missouri 1 $ 122,000 $ 122,000 $ 72,000
Clay, Missouri 1 $ 228,000 $ 228,000 $ 174,000
Franklin, Missouri 1 $ 125,000 $ 125,000 $ 27,000
Greene, Missouri 1 $ 45,000 $ 45,000 $ 53,000
Jackson, Missouri 1 $ 321,000 $ 321,000 $ 108,000
St. Louis, Missouri 1 $ 133,000 $ 133,000 $ 51,000
Lewis and Clark, Montana 1 $ 93,000 $ 93,000 $ 15,000
Sarpy, Nebraska 1 $ 150,000 $ 150,000 $ 0
White Pine, Nevada 1 $ 245,000 $ 245,000 $ 0
Belknap, New Hampshire 1 $ 250,000 $ 250,000 $ 50,000
Rockingham, New Hampshire 1 $ 136,000 $ 136,000 $ 70,000
Curry, New Mexico 1 $ 117,000 $ 117,000 $ 66,000
Otero, New Mexico 1 $ 174,000 $ 174,000 $ 58,000
Valencia, New Mexico 1 $ 143,000 $ 143,000 $ 49,000
Albany, New York 1 $ 223,000 $ 223,000 $ 95,000
Bronx, New York 1 $ 434,000 $ 434,000 $ 74,000
Cattaraugus, New York 1 $ 175,000 $ 175,000 $ 93,000
Chautauqua, New York 1 $ 94,000 $ 94,000 $ 104,000
Clinton, New York 1 $ 157,000 $ 157,000 $ 36,000
Delaware, New York 1 $ 128,000 $ 128,000 $ 72,000
Dutchess, New York 1 $ 248,000 $ 248,000 $ 101,000
Greene, New York 1 $ 295,000 $ 295,000 $ 2,305,000
Herkimer, New York 1 $ 131,000 $ 131,000 $ 87,000
Madison, New York 1 $ 128,000 $ 128,000 $ 55,000
New York, New York 1 $ 176,000 $ 176,000 $ 122,000
Onondaga, New York 1 $ 129,000 $ 129,000 $ 92,000
Ontario, New York 1 $ 170,000 $ 170,000 $ 104,000
Putnam, New York 1 $ 311,000 $ 311,000 $ 144,000
Beaufort, North Carolina 1 $ 115,000 $ 115,000 $ 48,000
Chatham, North Carolina 1 $ 272,000 $ 272,000 $ 107,000
Craven, North Carolina 1 $ 106,000 $ 106,000 $ 74,000
Durham, North Carolina 1 $ 119,000 $ 119,000 $ 44,000
Franklin, North Carolina 1 $ 130,000 $ 130,000 $ 36,000
Gaston, North Carolina 1 $ 160,000 $ 160,000 $ 46,000
Halifax, North Carolina 1 $ 117,000 $ 117,000 $ 58,000
Henderson, North Carolina 1 $ 266,000 $ 266,000 $ 134,000
Hertford, North Carolina 1 $ 184,000 $ 184,000 $ 39,000
Johnston, North Carolina 1 $ 106,000 $ 106,000 $ 57,000
Macon, North Carolina 1 $ 186,000 $ 186,000 $ 58,000
New Hanover, North Carolina 1 $ 166,000 $ 166,000 $ 40,000
Pasquotank, North Carolina 1 $ 89,000 $ 89,000 $ 29,000
Pitt, North Carolina 1 $ 79,000 $ 79,000 $ 24,000
Randolph, North Carolina 1 $ 71,000 $ 71,000 $ 51,000
Rowan, North Carolina 1 $ 160,000 $ 160,000 $ 0
Sampson, North Carolina 1 $ 253,000 $ 253,000 $ 66,000
Surry, North Carolina 1 $ 158,000 $ 158,000 $ 95,000
Nelson, North Dakota 1 $ 51,000 $ 51,000 $ 26,000
Walsh, North Dakota 1 $ 88,000 $ 88,000 $ 23,000
Allen, Ohio 1 $ 100,000 $ 100,000 $ 21,000
Belmont, Ohio 1 $ 287,000 $ 287,000 $ 129,000
Champaign, Ohio 1 $ 113,000 $ 113,000 $ 30,000
Erie, Ohio 1 $ 140,000 $ 140,000 $ 41,000
Hancock, Ohio 1 $ 118,000 $ 118,000 $ 82,000
Jackson, Ohio 1 $ 173,000 $ 173,000 $ 65,000
Lawrence, Ohio 1 $ 102,000 $ 102,000 $ 32,000
Montgomery, Ohio 1 $ 119,000 $ 119,000 $ 15,000
Morrow, Ohio 1 $ 240,000 $ 240,000 $ 0
Pickaway, Ohio 1 $ 307,000 $ 307,000 $ 150,000
Warren, Ohio 1 $ 195,000 $ 195,000 $ 114,000
Washington, Ohio 1 $ 88,000 $ 88,000 $ 57,000
Wayne, Ohio 1 $ 67,000 $ 67,000 $ 26,000
Oklahoma, Oklahoma 1 $ 95,000 $ 95,000 $ 80,000
Pittsburg, Oklahoma 1 $ 271,000 $ 271,000 $ 139,000
Pottawatomie, Oklahoma 1 $ 210,000 $ 210,000 $ 196,000
Tulsa, Oklahoma 1 $ 276,000 $ 276,000 $ 166,000
Washington, Oklahoma 1 $ 123,000 $ 123,000 $ 62,000
Curry, Oregon 1 $ 187,000 $ 187,000 $ 39,000
Multnomah, Oregon 1 $ 284,000 $ 284,000 $ 195,000
Armstrong, Pennsylvania 1 $ 75,000 $ 75,000 $ 35,000
Berks, Pennsylvania 1 $ 124,000 $ 124,000 $ 82,000
Bradford, Pennsylvania 1 $ 85,000 $ 85,000 $ 34,000
Cambria, Pennsylvania 1 $ 105,000 $ 105,000 $ 127,000
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Mortgage Loan Application Detail Totals for Bank of England in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,718 $539,357,000 $198,000 $1,650,000 $81,000 $2,305,000
Home Purchase 948 $157,485,000 $166,000 $850,000 $70,000 $1,280,000
Home Improvement 84 $1,286,000 $15,000 $257,000 $57,000 $275,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,837 $529,985,000 $186,000 $1,470,000 $82,000 $2,305,000
Black or African American 402 $64,837,000 $161,000 $662,000 $49,000 $453,000
Not Provided 210 $43,704,000 $208,000 $1,650,000 $85,000 $606,000
Hispanic 176 $33,564,000 $190,000 $821,000 $61,000 $317,000
Asian 89 $20,156,000 $226,000 $705,000 $110,000 $1,251,000
Native Hawaiian or Other Pacific Islander 13 $2,829,000 $217,000 $390,000 $70,000 $147,000
Not applicable 12 $1,016,000 $84,000 $375,000 $0 $0
American Indian or Alaskan Native 11 $2,037,000 $185,000 $328,000 $62,000 $102,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,833 $362,120,000 $197,000 $1,650,000 $101,000 $2,305,000
FHA-insured (Federal Housing Administration) 1,723 $298,736,000 $173,000 $850,000 $55,000 $450,000
VA-guaranteed (Veterans Administration) 167 $34,404,000 $206,000 $821,000 $64,000 $317,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $2,868,000 $106,000 $204,000 $37,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,136 $396,396,000 $185,000 $732,000 $86,000 $2,305,000
Application Denied By Financial Institution 1,046 $197,351,000 $188,000 $1,650,000 $59,000 $517,000
Application Withdrawn By Applicant 567 $104,328,000 $184,000 $1,470,000 $79,000 $750,000
Application Approved But Not Accepted 1 $53,000 $53,000 $53,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of England's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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