Bank of England Mortgage Lending & HMDA Data, 2012

In 2012, Bank of England of England, AR reported 17,424 mortgage applications totaling $3.4 billion, up 44% from 2011. The average application was for $196,164, and applicants reported an average income of $83,483. 33% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Jacksonville, FL (956), Cincinnati-Middletown, OH-KY-IN (646) and Little Rock-North Little Rock-Conway, AR (585) (applications in parentheses).

Mortgage Company & Address Bank of England
Po Box 70
England, AR 72046
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,424
Total Mortgage Loan Application Amount $3,417,970,000
Average Mortgage Loan Application Amount $196,164
Highest Mortgage Loan Application Amount $6,150,000
Average Applicant Income $83,483
Highest Applicant Income $3,525,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of England by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval, Florida 559 $ 103,030,000 $ 184,311 $ 77,000
Pulaski, Arkansas 289 $ 45,260,000 $ 156,608 $ 72,000
Hamilton, Ohio 254 $ 42,410,000 $ 166,968 $ 78,000
Orange, Florida 217 $ 48,999,000 $ 225,801 $ 107,000
St. Johns, Florida 201 $ 49,447,000 $ 246,004 $ 103,000
King, Washington 189 $ 57,340,000 $ 303,386 $ 106,000
Milwaukee, Wisconsin 182 $ 29,417,000 $ 161,631 $ 84,000
Los Angeles, California 176 $ 52,664,000 $ 299,227 $ 88,000
Hillsborough, Florida 175 $ 36,090,000 $ 206,228 $ 88,000
Pinellas, Florida 175 $ 34,297,000 $ 195,982 $ 106,000
Broward, Florida 172 $ 38,251,000 $ 222,389 $ 95,000
Maricopa, Arizona 169 $ 33,598,000 $ 198,804 $ 74,000
Lonoke, Arkansas 166 $ 15,726,000 $ 94,734 $ 67,000
Cook, Illinois 161 $ 35,740,000 $ 221,987 $ 89,000
Palm Beach, Florida 158 $ 35,324,000 $ 223,569 $ 110,000
Cobb, Georgia 157 $ 31,526,000 $ 200,802 $ 97,000
Franklin, Ohio 153 $ 26,200,000 $ 171,241 $ 75,000
Volusia, Florida 145 $ 25,412,000 $ 175,255 $ 65,000
New Haven, Connecticut 137 $ 28,938,000 $ 211,226 $ 94,000
Butler, Ohio 132 $ 23,850,000 $ 180,681 $ 100,000
Clay, Florida 129 $ 25,277,000 $ 195,945 $ 88,000
Waukesha, Wisconsin 129 $ 26,680,000 $ 206,821 $ 89,000
Hartford, Connecticut 128 $ 27,724,000 $ 216,593 $ 110,000
Harris, Texas 120 $ 30,841,000 $ 257,008 $ 161,000
Brevard, Florida 118 $ 22,263,000 $ 188,669 $ 82,000
Allegheny, Pennsylvania 115 $ 19,494,000 $ 169,513 $ 94,000
Warren, Ohio 111 $ 22,509,000 $ 202,783 $ 83,000
Deschutes, Oregon 108 $ 20,160,000 $ 186,666 $ 84,000
Multnomah, Oregon 106 $ 21,885,000 $ 206,462 $ 78,000
Seminole, Florida 104 $ 19,126,000 $ 183,903 $ 101,000
Lea, New Mexico 98 $ 15,025,000 $ 153,316 $ 67,000
Saline, Arkansas 96 $ 13,570,000 $ 141,354 $ 59,000
Riverside, California 92 $ 21,593,000 $ 234,706 $ 78,000
Clark, Nevada 92 $ 16,789,000 $ 182,489 $ 81,000
Wake, North Carolina 91 $ 19,929,000 $ 219,000 $ 89,000
Buncombe, North Carolina 89 $ 13,066,000 $ 146,808 $ 47,000
Marion, Oregon 88 $ 15,171,000 $ 172,397 $ 59,000
San Diego, California 87 $ 29,391,000 $ 337,827 $ 104,000
Stark, North Dakota 86 $ 17,099,000 $ 198,825 $ 92,000
Butler, Pennsylvania 86 $ 14,839,000 $ 172,546 $ 77,000
Polk, Florida 85 $ 12,412,000 $ 146,023 $ 66,000
Lake, Indiana 84 $ 14,623,000 $ 174,083 $ 73,000
Orange, California 83 $ 31,296,000 $ 377,060 $ 121,000
Lake, Florida 83 $ 14,637,000 $ 176,349 $ 73,000
Washington, Oregon 82 $ 18,638,000 $ 227,292 $ 90,000
Honolulu, Hawaii 81 $ 34,253,000 $ 422,876 $ 109,000
Fulton, Georgia 80 $ 18,125,000 $ 226,562 $ 116,000
Fairfield, Connecticut 78 $ 28,579,000 $ 366,397 $ 149,000
Pasco, Florida 78 $ 13,605,000 $ 174,423 $ 120,000
Sacramento, California 76 $ 14,890,000 $ 195,921 $ 65,000
Marion, Florida 74 $ 13,665,000 $ 184,662 $ 71,000
Clermont, Ohio 74 $ 14,036,000 $ 189,675 $ 79,000
Jefferson, Colorado 72 $ 16,732,000 $ 232,388 $ 82,000
Fresno, California 71 $ 14,915,000 $ 210,070 $ 75,000
Cuyahoga, Ohio 71 $ 11,350,000 $ 159,859 $ 79,000
Sumter, Florida 68 $ 12,329,000 $ 181,308 $ 74,000
Contra Costa, California 67 $ 15,682,000 $ 234,059 $ 81,000
Clackamas, Oregon 66 $ 14,842,000 $ 224,878 $ 84,000
Arapahoe, Colorado 63 $ 13,584,000 $ 215,619 $ 76,000
White, Arkansas 62 $ 7,101,000 $ 114,532 $ 49,000
Middlesex, Connecticut 62 $ 13,447,000 $ 216,887 $ 102,000
Miami-Dade, Florida 62 $ 12,981,000 $ 209,370 $ 94,000
Denver, Colorado 61 $ 14,738,000 $ 241,606 $ 97,000
Leon, Florida 61 $ 10,905,000 $ 178,770 $ 73,000
Snohomish, Washington 61 $ 14,939,000 $ 244,901 $ 94,000
San Bernardino, California 58 $ 11,867,000 $ 204,603 $ 77,000
Adams, Colorado 57 $ 11,290,000 $ 198,070 $ 62,000
Bernalillo, New Mexico 57 $ 10,343,000 $ 181,456 $ 67,000
Nassau, Florida 55 $ 13,122,000 $ 238,581 $ 90,000
Lorain, Ohio 54 $ 8,677,000 $ 160,685 $ 78,000
Cumberland, Pennsylvania 54 $ 7,987,000 $ 147,907 $ 69,000
Tarrant, Texas 54 $ 9,924,000 $ 183,777 $ 83,000
Lane, Oregon 53 $ 10,487,000 $ 197,867 $ 71,000
Washington, Utah 53 $ 10,556,000 $ 199,169 $ 91,000
Alachua, Florida 52 $ 9,691,000 $ 186,365 $ 82,000
Utah, Utah 52 $ 10,715,000 $ 206,057 $ 73,000
Salt Lake, Utah 51 $ 8,426,000 $ 165,215 $ 53,000
Dallas, Texas 50 $ 9,677,000 $ 193,540 $ 110,000
Gwinnett, Georgia 49 $ 10,055,000 $ 205,204 $ 80,000
Osceola, Florida 48 $ 8,924,000 $ 185,916 $ 103,000
Dane, Wisconsin 48 $ 9,068,000 $ 188,916 $ 78,000
Will, Illinois 46 $ 9,538,000 $ 207,347 $ 75,000
Pittsylvania, Virginia 45 $ 4,945,000 $ 109,888 $ 45,000
Pierce, Washington 45 $ 10,381,000 $ 230,688 $ 62,000
Douglas, Colorado 43 $ 12,319,000 $ 286,488 $ 100,000
DeKalb, Georgia 43 $ 9,633,000 $ 224,023 $ 127,000
Summit, Ohio 43 $ 6,937,000 $ 161,325 $ 70,000
Weber, Utah 43 $ 6,179,000 $ 143,697 $ 90,000
Citrus, Florida 42 $ 7,284,000 $ 173,428 $ 85,000
Travis, Texas 42 $ 7,735,000 $ 184,166 $ 94,000
Escambia, Florida 41 $ 7,141,000 $ 174,170 $ 81,000
Lee, Florida 41 $ 9,688,000 $ 236,292 $ 118,000
Santa Rosa, Florida 41 $ 7,742,000 $ 188,829 $ 83,000
Benton, Oregon 41 $ 9,499,000 $ 231,682 $ 92,000
Bay, Florida 40 $ 7,299,000 $ 182,475 $ 93,000
Okaloosa, Florida 40 $ 8,003,000 $ 200,075 $ 91,000
Delaware, Ohio 40 $ 9,690,000 $ 242,250 $ 111,000
Racine, Wisconsin 40 $ 7,114,000 $ 177,850 $ 69,000
Fairfax, Virginia 39 $ 14,997,000 $ 384,538 $ 105,000
Kenosha, Wisconsin 39 $ 6,093,000 $ 156,230 $ 73,000
Middlesex, Massachusetts 38 $ 10,765,000 $ 283,289 $ 104,000
Montgomery, Ohio 38 $ 6,433,000 $ 169,289 $ 74,000
Denton, Texas 38 $ 7,315,000 $ 192,500 $ 77,000
Fort Bend, Texas 38 $ 7,942,000 $ 209,000 $ 98,000
Flagler, Florida 37 $ 6,916,000 $ 186,918 $ 74,000
Hernando, Florida 37 $ 5,646,000 $ 152,594 $ 70,000
Williamson, Texas 37 $ 7,257,000 $ 196,135 $ 103,000
Clark, Washington 37 $ 9,513,000 $ 257,108 $ 140,000
El Paso, Colorado 36 $ 7,916,000 $ 219,888 $ 64,000
Jefferson, Kentucky 36 $ 6,606,000 $ 183,500 $ 66,000
DuPage, Illinois 35 $ 8,054,000 $ 230,114 $ 120,000
Mecklenburg, North Carolina 35 $ 7,054,000 $ 201,542 $ 103,000
Santa Clara, California 34 $ 15,111,000 $ 444,441 $ 152,000
Cass, North Dakota 34 $ 5,487,000 $ 161,382 $ 84,000
Pima, Arizona 33 $ 5,373,000 $ 162,818 $ 52,000
Pope, Arkansas 32 $ 3,612,000 $ 112,875 $ 46,000
Brown, Wisconsin 32 $ 4,807,000 $ 150,218 $ 62,000
Washington, Wisconsin 32 $ 6,012,000 $ 187,875 $ 66,000
Faulkner, Arkansas 31 $ 4,122,000 $ 132,967 $ 64,000
Jefferson, Arkansas 31 $ 1,843,000 $ 59,451 $ 41,000
Cherokee, Georgia 31 $ 6,199,000 $ 199,967 $ 95,000
Davidson, Tennessee 31 $ 5,262,000 $ 169,741 $ 94,000
Sutter, California 30 $ 4,976,000 $ 165,866 $ 42,000
New London, Connecticut 30 $ 7,453,000 $ 248,433 $ 88,000
Lake, Illinois 30 $ 7,617,000 $ 253,900 $ 118,000
Norfolk, Massachusetts 30 $ 8,352,000 $ 278,400 $ 140,000
Yamhill, Oregon 30 $ 5,186,000 $ 172,866 $ 50,000
Collin, Texas 30 $ 6,769,000 $ 225,633 $ 82,000
Danville, Virginia 30 $ 3,089,000 $ 102,966 $ 40,000
Walworth, Wisconsin 30 $ 5,073,000 $ 169,100 $ 62,000
Mahoning, Ohio 29 $ 3,430,000 $ 118,275 $ 59,000
Tulsa, Oklahoma 29 $ 4,755,000 $ 163,965 $ 50,000
Davis, Utah 29 $ 5,108,000 $ 176,137 $ 56,000
Outagamie, Wisconsin 29 $ 4,157,000 $ 143,344 $ 54,000
Winnebago, Wisconsin 29 $ 4,376,000 $ 150,896 $ 70,000
Porter, Indiana 28 $ 5,154,000 $ 184,071 $ 97,000
Providence, Rhode Island 28 $ 5,665,000 $ 202,321 $ 74,000
Spokane, Washington 28 $ 4,830,000 $ 172,500 $ 65,000
Plymouth, Massachusetts 27 $ 5,817,000 $ 215,444 $ 90,000
Hennepin, Minnesota 27 $ 4,871,000 $ 180,407 $ 89,000
Polk, Oregon 27 $ 5,155,000 $ 190,925 $ 70,000
Anchorage, Alaska 26 $ 6,921,000 $ 266,192 $ 98,000
Weld, Colorado 26 $ 4,725,000 $ 181,730 $ 58,000
New Castle, Delaware 26 $ 2,927,000 $ 112,576 $ 362,000
Burleigh, North Dakota 26 $ 4,811,000 $ 185,038 $ 81,000
Oklahoma, Oklahoma 26 $ 4,131,000 $ 158,884 $ 61,000
Bexar, Texas 26 $ 4,488,000 $ 172,615 $ 84,000
Benton, Arkansas 25 $ 3,961,000 $ 158,440 $ 76,000
Garland, Arkansas 24 $ 4,333,000 $ 180,541 $ 86,000
San Joaquin, California 24 $ 4,537,000 $ 189,041 $ 76,000
Kootenai, Idaho 24 $ 4,976,000 $ 207,333 $ 70,000
Kenton, Kentucky 24 $ 3,209,000 $ 133,708 $ 66,000
Guilford, North Carolina 24 $ 3,790,000 $ 157,916 $ 65,000
Shelby, Tennessee 24 $ 4,759,000 $ 198,291 $ 67,000
Virginia Beach, Virginia 24 $ 5,606,000 $ 233,583 $ 63,000
Cross, Arkansas 23 $ 2,055,000 $ 89,347 $ 44,000
Tulare, California 23 $ 4,790,000 $ 208,260 $ 84,000
Boulder, Colorado 23 $ 6,116,000 $ 265,913 $ 80,000
Larimer, Colorado 23 $ 4,306,000 $ 187,217 $ 116,000
Boone, Kentucky 23 $ 3,396,000 $ 147,652 $ 59,000
Worcester, Massachusetts 23 $ 4,614,000 $ 200,608 $ 75,000
Suffolk, New York 23 $ 6,614,000 $ 287,565 $ 125,000
Sheboygan, Wisconsin 23 $ 3,308,000 $ 143,826 $ 55,000
Alameda, California 22 $ 7,247,000 $ 329,409 $ 102,000
Litchfield, Connecticut 22 $ 4,771,000 $ 216,863 $ 95,000
Tolland, Connecticut 22 $ 5,053,000 $ 229,681 $ 123,000
Forsyth, Georgia 22 $ 4,287,000 $ 194,863 $ 83,000
St. Tammany, Louisiana 22 $ 4,707,000 $ 213,954 $ 81,000
Essex, Massachusetts 22 $ 5,754,000 $ 261,545 $ 84,000
Fond du Lac, Wisconsin 22 $ 3,479,000 $ 158,136 $ 75,000
Ozaukee, Wisconsin 22 $ 5,580,000 $ 253,636 $ 101,000
Collier, Florida 21 $ 5,576,000 $ 265,523 $ 175,000
Walton, Florida 21 $ 4,540,000 $ 216,190 $ 103,000
McHenry, Illinois 21 $ 4,537,000 $ 216,047 $ 92,000
Sedgwick, Kansas 21 $ 2,957,000 $ 140,809 $ 63,000
Licking, Ohio 21 $ 3,281,000 $ 156,238 $ 56,000
Lucas, Ohio 21 $ 2,836,000 $ 135,047 $ 76,000
Linn, Oregon 21 $ 3,627,000 $ 172,714 $ 91,000
Prince William, Virginia 21 $ 6,516,000 $ 310,285 $ 107,000
Kitsap, Washington 21 $ 5,040,000 $ 240,000 $ 69,000
Lee, Alabama 20 $ 3,559,000 $ 177,950 $ 77,000
El Paso, Texas 20 $ 4,454,000 $ 222,700 $ 180,000
Jefferson, Wisconsin 20 $ 3,220,000 $ 161,000 $ 57,000
Rock, Wisconsin 20 $ 2,547,000 $ 127,350 $ 64,000
Washington, Arkansas 19 $ 3,411,000 $ 179,526 $ 100,000
District of Columbia, District Of Columbia 19 $ 5,914,000 $ 311,263 $ 90,000
Paulding, Georgia 19 $ 2,288,000 $ 120,421 $ 67,000
Marion, Indiana 19 $ 2,550,000 $ 134,210 $ 71,000
Bristol, Massachusetts 19 $ 4,987,000 $ 262,473 $ 81,000
Clay, Minnesota 19 $ 3,992,000 $ 210,105 $ 77,000
Dona Ana, New Mexico 19 $ 3,951,000 $ 207,947 $ 77,000
Cleveland, Oklahoma 19 $ 2,954,000 $ 155,473 $ 51,000
Union, Arkansas 18 $ 1,957,000 $ 108,722 $ 51,000
Solano, California 18 $ 3,747,000 $ 208,166 $ 64,000
Stanislaus, California 18 $ 3,398,000 $ 188,777 $ 123,000
Wakulla, Florida 18 $ 3,183,000 $ 176,833 $ 63,000
Henry, Georgia 18 $ 3,032,000 $ 168,444 $ 68,000
Kane, Illinois 18 $ 3,496,000 $ 194,222 $ 64,000
Jefferson, Louisiana 18 $ 3,024,000 $ 168,000 $ 70,000
Queens, New York 18 $ 5,199,000 $ 288,833 $ 108,000
Williams, North Dakota 18 $ 3,208,000 $ 178,222 $ 94,000
Lake, Ohio 18 $ 3,569,000 $ 198,277 $ 146,000
Aiken, South Carolina 18 $ 3,825,000 $ 212,500 $ 69,000
York, South Carolina 18 $ 4,161,000 $ 231,166 $ 79,000
Ventura, California 17 $ 5,318,000 $ 312,823 $ 86,000
St. Clair, Illinois 17 $ 2,431,000 $ 143,000 $ 69,000
Winnebago, Illinois 17 $ 2,073,000 $ 121,941 $ 53,000
Wayne, Michigan 17 $ 2,902,000 $ 170,705 $ 68,000
Nassau, New York 17 $ 5,369,000 $ 315,823 $ 91,000
Ashtabula, Ohio 17 $ 2,598,000 $ 152,823 $ 56,000
Fairfield, Ohio 17 $ 2,737,000 $ 161,000 $ 71,000
Armstrong, Pennsylvania 17 $ 2,290,000 $ 134,705 $ 69,000
Whatcom, Washington 17 $ 4,168,000 $ 245,176 $ 77,000
Pinal, Arizona 16 $ 1,819,000 $ 113,687 $ 95,000
Craighead, Arkansas 16 $ 2,433,000 $ 152,062 $ 66,000
Jackson, Arkansas 16 $ 1,823,000 $ 113,937 $ 65,000
Pueblo, Colorado 16 $ 2,719,000 $ 169,937 $ 59,000
Maui, Hawaii 16 $ 6,359,000 $ 397,437 $ 155,000
Hamilton, Indiana 16 $ 3,429,000 $ 214,312 $ 106,000
Polk, Iowa 16 $ 2,452,000 $ 153,250 $ 77,000
Sarpy, Nebraska 16 $ 2,261,000 $ 141,312 $ 160,000
Lexington, South Carolina 16 $ 2,457,000 $ 153,562 $ 69,000
Williamson, Tennessee 16 $ 4,540,000 $ 283,750 $ 130,000
Loudoun, Virginia 16 $ 8,157,000 $ 509,812 $ 154,000
Lewis, Washington 16 $ 2,460,000 $ 153,750 $ 48,000
Jefferson, Alabama 15 $ 2,315,000 $ 154,333 $ 67,000
Manatee, Florida 15 $ 9,164,000 $ 610,933 $ 108,000
Ada, Idaho 15 $ 3,532,000 $ 235,466 $ 71,000
Johnson, Kansas 15 $ 2,784,000 $ 185,600 $ 57,000
Dakota, Minnesota 15 $ 3,398,000 $ 226,533 $ 94,000
Medina, Ohio 15 $ 2,961,000 $ 197,400 $ 99,000
Pickaway, Ohio 15 $ 2,780,000 $ 185,333 $ 116,000
Douglas, Oregon 15 $ 2,135,000 $ 142,333 $ 35,000
Jefferson, Pennsylvania 15 $ 1,164,000 $ 77,600 $ 44,000
Westmoreland, Pennsylvania 15 $ 1,950,000 $ 130,000 $ 56,000
La Crosse, Wisconsin 15 $ 2,718,000 $ 181,200 $ 69,000
Baldwin, Alabama 14 $ 2,996,000 $ 214,000 $ 81,000
Mobile, Alabama 14 $ 2,434,000 $ 173,857 $ 72,000
Sebastian, Arkansas 14 $ 1,798,000 $ 128,428 $ 58,000
Madera, California 14 $ 2,467,000 $ 176,214 $ 89,000
Columbia, Florida 14 $ 1,940,000 $ 138,571 $ 58,000
Putnam, Florida 14 $ 2,468,000 $ 176,285 $ 56,000
East Baton Rouge, Louisiana 14 $ 2,602,000 $ 185,857 $ 74,000
Macomb, Michigan 14 $ 2,119,000 $ 151,357 $ 49,000
DeSoto, Mississippi 14 $ 2,775,000 $ 198,214 $ 115,000
Douglas, Nebraska 14 $ 1,835,000 $ 131,071 $ 56,000
Henderson, North Carolina 14 $ 2,553,000 $ 182,357 $ 49,000
Montgomery, Pennsylvania 14 $ 2,845,000 $ 203,214 $ 72,000
Philadelphia, Pennsylvania 14 $ 2,506,000 $ 179,000 $ 73,000
Chesterfield, Virginia 14 $ 2,950,000 $ 210,714 $ 84,000
Eau Claire, Wisconsin 14 $ 2,668,000 $ 190,571 $ 77,000
El Dorado, California 13 $ 3,751,000 $ 288,538 $ 89,000
Kern, California 13 $ 2,657,000 $ 204,384 $ 55,000
San Luis Obispo, California 13 $ 3,311,000 $ 254,692 $ 109,000
Santa Barbara, California 13 $ 4,225,000 $ 325,000 $ 97,000
Windham, Connecticut 13 $ 2,486,000 $ 191,230 $ 79,000
Sarasota, Florida 13 $ 2,634,000 $ 202,615 $ 192,000
Clayton, Georgia 13 $ 1,538,000 $ 118,307 $ 56,000
Muscogee, Georgia 13 $ 3,716,000 $ 285,846 $ 152,000
Hawaii, Hawaii 13 $ 4,044,000 $ 311,076 $ 97,000
Barnstable, Massachusetts 13 $ 3,382,000 $ 260,153 $ 107,000
Santa Fe, New Mexico 13 $ 4,198,000 $ 322,923 $ 124,000
Forsyth, North Carolina 13 $ 1,956,000 $ 150,461 $ 76,000
Clark, Ohio 13 $ 1,452,000 $ 111,692 $ 64,000
Columbiana, Ohio 13 $ 1,652,000 $ 127,076 $ 50,000
Stark, Ohio 13 $ 1,814,000 $ 139,538 $ 42,000
Wood, Ohio 13 $ 2,336,000 $ 179,692 $ 97,000
Beaver, Pennsylvania 13 $ 1,497,000 $ 115,153 $ 64,000
Greenville, South Carolina 13 $ 1,913,000 $ 147,153 $ 66,000
Hamilton, Tennessee 13 $ 2,775,000 $ 213,461 $ 99,000
Hampton, Virginia 13 $ 2,187,000 $ 168,230 $ 50,000
Merced, California 12 $ 2,121,000 $ 176,750 $ 64,000
Sonoma, California 12 $ 2,947,000 $ 245,583 $ 109,000
Baker, Florida 12 $ 2,371,000 $ 197,583 $ 85,000
Highlands, Florida 12 $ 1,663,000 $ 138,583 $ 85,000
Martin, Florida 12 $ 3,042,000 $ 253,500 $ 121,000
St. Joseph, Indiana 12 $ 2,195,000 $ 182,916 $ 98,000
Oakland, Michigan 12 $ 1,602,000 $ 133,500 $ 41,000
Burlington, New Jersey 12 $ 2,656,000 $ 221,333 $ 61,000
Middlesex, New Jersey 12 $ 2,916,000 $ 243,000 $ 84,000
Durham, North Carolina 12 $ 1,924,000 $ 160,333 $ 85,000
Randolph, North Carolina 12 $ 1,760,000 $ 146,666 $ 49,000
Canadian, Oklahoma 12 $ 2,029,000 $ 169,083 $ 53,000
Washington, Rhode Island 12 $ 4,257,000 $ 354,750 $ 146,000
Richland, South Carolina 12 $ 1,457,000 $ 121,416 $ 53,000
Hays, Texas 12 $ 2,725,000 $ 227,083 $ 81,000
Thurston, Washington 12 $ 2,586,000 $ 215,500 $ 110,000
Chippewa, Wisconsin 12 $ 1,844,000 $ 153,666 $ 63,000
Marathon, Wisconsin 12 $ 1,592,000 $ 132,666 $ 66,000
St. Croix, Wisconsin 12 $ 3,290,000 $ 274,166 $ 211,000
Boone, Arkansas 11 $ 1,638,000 $ 148,909 $ 57,000
Stone, Arkansas 11 $ 1,524,000 $ 138,545 $ 64,000
Woodruff, Arkansas 11 $ 793,000 $ 72,090 $ 64,000
San Francisco, California 11 $ 6,323,000 $ 574,818 $ 72,000
Gadsden, Florida 11 $ 2,074,000 $ 188,545 $ 104,000
St. Lucie, Florida 11 $ 1,496,000 $ 136,000 $ 63,000
Walton, Georgia 11 $ 2,963,000 $ 269,363 $ 112,000
Madison, Illinois 11 $ 1,233,000 $ 112,090 $ 63,000
Sangamon, Illinois 11 $ 1,782,000 $ 162,000 $ 86,000
Tazewell, Illinois 11 $ 1,496,000 $ 136,000 $ 75,000
Orleans, Louisiana 11 $ 1,976,000 $ 179,636 $ 79,000
Rockingham, New Hampshire 11 $ 2,866,000 $ 260,545 $ 120,000
Camden, New Jersey 11 $ 2,227,000 $ 202,454 $ 133,000
Carteret, North Carolina 11 $ 2,224,000 $ 202,181 $ 102,000
Cumberland, North Carolina 11 $ 1,349,000 $ 122,636 $ 53,000
Gaston, North Carolina 11 $ 1,498,000 $ 136,181 $ 58,000
Union, North Carolina 11 $ 2,443,000 $ 222,090 $ 91,000
Greene, Ohio 11 $ 2,250,000 $ 204,545 $ 100,000
Portage, Ohio 11 $ 2,463,000 $ 223,909 $ 70,000
Lincoln, Oregon 11 $ 2,764,000 $ 251,272 $ 129,000
Bucks, Pennsylvania 11 $ 2,424,000 $ 220,363 $ 98,000
York, Pennsylvania 11 $ 2,049,000 $ 186,272 $ 70,000
Henrico, Virginia 11 $ 3,105,000 $ 282,272 $ 82,000
Kanawha, West Virginia 11 $ 2,250,000 $ 204,545 $ 98,000
Dodge, Wisconsin 11 $ 1,922,000 $ 174,727 $ 73,000
Tuscaloosa, Alabama 10 $ 1,538,000 $ 153,800 $ 60,000
Mohave, Arizona 10 $ 1,275,000 $ 127,500 $ 50,000
Yavapai, Arizona 10 $ 1,674,000 $ 167,400 $ 60,000
Kings, California 10 $ 1,937,000 $ 193,700 $ 110,000
Placer, California 10 $ 2,333,000 $ 233,300 $ 81,000
San Mateo, California 10 $ 3,549,000 $ 354,900 $ 91,000
Bartow, Georgia 10 $ 1,799,000 $ 179,900 $ 72,000
Douglas, Georgia 10 $ 1,569,000 $ 156,900 $ 56,000
Bonneville, Idaho 10 $ 1,642,000 $ 164,200 $ 66,000
DeKalb, Illinois 10 $ 1,589,000 $ 158,900 $ 95,000
Fayette, Kentucky 10 $ 1,534,000 $ 153,400 $ 55,000
Hardin, Kentucky 10 $ 1,589,000 $ 158,900 $ 63,000
Suffolk, Massachusetts 10 $ 2,285,000 $ 228,500 $ 83,000
Ramsey, Minnesota 10 $ 1,988,000 $ 198,800 $ 79,000
Hillsborough, New Hampshire 10 $ 2,500,000 $ 250,000 $ 100,000
Ocean, New Jersey 10 $ 1,710,000 $ 171,000 $ 57,000
Morton, North Dakota 10 $ 1,650,000 $ 165,000 $ 80,000
Richland, Ohio 10 $ 878,000 $ 87,800 $ 34,000
Trumbull, Ohio 10 $ 1,096,000 $ 109,600 $ 54,000
Wagoner, Oklahoma 10 $ 1,526,000 $ 152,600 $ 48,000
Knox, Tennessee 10 $ 2,357,000 $ 235,700 $ 90,000
Norfolk, Virginia 10 $ 1,531,000 $ 153,100 $ 55,000
Portsmouth, Virginia 10 $ 1,855,000 $ 185,500 $ 56,000
Spotsylvania, Virginia 10 $ 2,308,000 $ 230,800 $ 62,000
Berkeley, West Virginia 10 $ 1,982,000 $ 198,200 $ 75,000
Cochise, Arizona 9 $ 1,524,000 $ 169,333 $ 83,000
Coconino, Arizona 9 $ 1,470,000 $ 163,333 $ 63,000
Cleburne, Arkansas 9 $ 1,084,000 $ 120,444 $ 129,000
Monterey, California 9 $ 2,112,000 $ 234,666 $ 94,000
Coweta, Georgia 9 $ 1,723,000 $ 191,444 $ 87,000
Peoria, Illinois 9 $ 1,394,000 $ 154,888 $ 59,000
Allen, Indiana 9 $ 931,000 $ 103,444 $ 62,000
Clark, Indiana 9 $ 1,334,000 $ 148,222 $ 73,000
Johnson, Indiana 9 $ 1,704,000 $ 189,333 $ 56,000
Campbell, Kentucky 9 $ 981,000 $ 109,000 $ 52,000
Livingston, Louisiana 9 $ 1,709,000 $ 189,888 $ 77,000
Blue Earth, Minnesota 9 $ 1,354,000 $ 150,444 $ 58,000
Sherburne, Minnesota 9 $ 1,322,000 $ 146,888 $ 62,000
Washoe, Nevada 9 $ 1,951,000 $ 216,777 $ 105,000
Atlantic, New Jersey 9 $ 2,051,000 $ 227,888 $ 97,000
Bergen, New Jersey 9 $ 2,517,000 $ 279,666 $ 115,000
Otero, New Mexico 9 $ 2,011,000 $ 223,444 $ 80,000
Dutchess, New York 9 $ 2,701,000 $ 300,111 $ 104,000
Haywood, North Carolina 9 $ 1,277,000 $ 141,888 $ 41,000
Onslow, North Carolina 9 $ 959,000 $ 106,555 $ 28,000
Vance, North Carolina 9 $ 1,253,000 $ 139,222 $ 113,000
Ross, Ohio 9 $ 1,287,000 $ 143,000 $ 61,000
Chester, Pennsylvania 9 $ 2,402,000 $ 266,888 $ 172,000
Somerset, Pennsylvania 9 $ 1,603,000 $ 178,111 $ 131,000
Anderson, South Carolina 9 $ 1,558,000 $ 173,111 $ 71,000
Berkeley, South Carolina 9 $ 1,914,000 $ 212,666 $ 72,000
Montgomery, Tennessee 9 $ 1,498,000 $ 166,444 $ 47,000
Wilson, Tennessee 9 $ 1,777,000 $ 197,444 $ 77,000
Kaufman, Texas 9 $ 1,345,000 $ 149,444 $ 71,000
Lynchburg, Virginia 9 $ 1,377,000 $ 153,000 $ 109,000
Richmond City, Virginia 9 $ 1,828,000 $ 203,111 $ 46,000
Barron, Wisconsin 9 $ 1,266,000 $ 140,666 $ 42,000
Wood, Wisconsin 9 $ 1,331,000 $ 147,888 $ 65,000
Madison, Alabama 8 $ 1,213,000 $ 151,625 $ 79,000
Crawford, Arkansas 8 $ 1,091,000 $ 136,375 $ 101,000
Izard, Arkansas 8 $ 947,000 $ 118,375 $ 81,000
Ouachita, Arkansas 8 $ 950,000 $ 118,750 $ 136,000
Prairie, Arkansas 8 $ 530,000 $ 66,250 $ 51,000
Napa, California 8 $ 2,119,000 $ 264,875 $ 142,000
Bradford, Florida 8 $ 1,150,000 $ 143,750 $ 56,000
Monroe, Florida 8 $ 2,377,000 $ 297,125 $ 81,000
Carroll, Georgia 8 $ 850,000 $ 106,250 $ 36,000
Fayette, Georgia 8 $ 2,812,000 $ 351,500 $ 163,000
Kendall, Illinois 8 $ 1,740,000 $ 217,500 $ 84,000
Vermilion, Illinois 8 $ 840,000 $ 105,000 $ 91,000
Hendricks, Indiana 8 $ 1,221,000 $ 152,625 $ 68,000
Linn, Iowa 8 $ 973,000 $ 121,625 $ 77,000
Oldham, Kentucky 8 $ 1,731,000 $ 216,375 $ 56,000
Kent, Michigan 8 $ 849,000 $ 106,125 $ 45,000
Anoka, Minnesota 8 $ 1,301,000 $ 162,625 $ 78,000
Nye, Nevada 8 $ 1,176,000 $ 147,000 $ 59,000
Gloucester, New Jersey 8 $ 1,555,000 $ 194,375 $ 59,000
Hudson, New Jersey 8 $ 2,767,000 $ 345,875 $ 110,000
Union, New Jersey 8 $ 1,966,000 $ 245,750 $ 99,000
San Juan, New Mexico 8 $ 1,670,000 $ 208,750 $ 88,000
Taos, New Mexico 8 $ 2,233,000 $ 279,125 $ 86,000
Kings, New York 8 $ 3,311,000 $ 413,875 $ 165,000
Lincoln, North Carolina 8 $ 2,134,000 $ 266,750 $ 131,000
Ward, North Dakota 8 $ 1,323,000 $ 165,375 $ 73,000
Josephine, Oregon 8 $ 2,064,000 $ 258,000 $ 76,000
Berks, Pennsylvania 8 $ 1,181,000 $ 147,625 $ 71,000
Dauphin, Pennsylvania 8 $ 1,078,000 $ 134,750 $ 61,000
Charleston, South Carolina 8 $ 2,484,000 $ 310,500 $ 57,000
Dorchester, South Carolina 8 $ 1,229,000 $ 153,625 $ 71,000
Horry, South Carolina 8 $ 1,249,000 $ 156,125 $ 123,000
Brazoria, Texas 8 $ 1,885,000 $ 235,625 $ 208,000
Galveston, Texas 8 $ 1,247,000 $ 155,875 $ 64,000
Tooele, Utah 8 $ 1,374,000 $ 171,750 $ 86,000
Chesapeake, Virginia 8 $ 1,287,000 $ 160,875 $ 41,000
Stafford, Virginia 8 $ 2,219,000 $ 277,375 $ 79,000
Island, Washington 8 $ 1,648,000 $ 206,000 $ 73,000
Lincoln, Wisconsin 8 $ 1,151,000 $ 143,875 $ 71,000
Manitowoc, Wisconsin 8 $ 1,053,000 $ 131,625 $ 84,000
Oconto, Wisconsin 8 $ 1,148,000 $ 143,500 $ 62,000
Russell, Alabama 7 $ 1,068,000 $ 152,571 $ 52,000
Humboldt, California 7 $ 1,757,000 $ 251,000 $ 79,000
Marin, California 7 $ 3,839,000 $ 548,428 $ 208,000
La Plata, Colorado 7 $ 2,893,000 $ 413,285 $ 169,000
Charlotte, Florida 7 $ 1,027,000 $ 146,714 $ 117,000
Barrow, Georgia 7 $ 1,136,000 $ 162,285 $ 50,000
Newton, Georgia 7 $ 2,969,000 $ 424,142 $ 57,000
LaSalle, Illinois 7 $ 928,000 $ 132,571 $ 58,000
Macon, Illinois 7 $ 697,000 $ 99,571 $ 71,000
Monroe, Indiana 7 $ 1,079,000 $ 154,142 $ 99,000
Ingham, Michigan 7 $ 842,000 $ 120,285 $ 39,000
Harrison, Mississippi 7 $ 1,052,000 $ 150,285 $ 55,000
Rankin, Mississippi 7 $ 973,000 $ 139,000 $ 84,000
Lancaster, Nebraska 7 $ 1,044,000 $ 149,142 $ 60,000
Sandoval, New Mexico 7 $ 1,302,000 $ 186,000 $ 89,000
Erie, New York 7 $ 1,235,000 $ 176,428 $ 86,000
Monroe, New York 7 $ 1,298,000 $ 185,428 $ 82,000
Orange, New York 7 $ 1,278,000 $ 182,571 $ 74,000
Brunswick, North Carolina 7 $ 939,000 $ 134,142 $ 72,000
Harnett, North Carolina 7 $ 1,052,000 $ 150,285 $ 60,000
Iredell, North Carolina 7 $ 1,606,000 $ 229,428 $ 119,000
New Hanover, North Carolina 7 $ 1,646,000 $ 235,142 $ 90,000
Auglaize, Ohio 7 $ 870,000 $ 124,285 $ 71,000
Highland, Ohio 7 $ 931,000 $ 133,000 $ 51,000
Marion, Ohio 7 $ 965,000 $ 137,857 $ 54,000
Miami, Ohio 7 $ 1,092,000 $ 156,000 $ 52,000
Muskingum, Ohio 7 $ 1,281,000 $ 183,000 $ 91,000
Columbia, Oregon 7 $ 1,544,000 $ 220,571 $ 39,000
Mercer, Pennsylvania 7 $ 907,000 $ 129,571 $ 42,000
Schuylkill, Pennsylvania 7 $ 1,264,000 $ 180,571 $ 60,000
Washington, Pennsylvania 7 $ 866,000 $ 123,714 $ 60,000
Spartanburg, South Carolina 7 $ 1,393,000 $ 199,000 $ 51,000
Blount, Tennessee 7 $ 1,667,000 $ 238,142 $ 70,000
Bell, Texas 7 $ 1,050,000 $ 150,000 $ 86,000
Ellis, Texas 7 $ 844,000 $ 120,571 $ 38,000
Montgomery, Texas 7 $ 928,000 $ 132,571 $ 77,000
Rockwall, Texas 7 $ 1,171,000 $ 167,285 $ 67,000
Alexandria, Virginia 7 $ 1,868,000 $ 266,857 $ 96,000
Frederick, Virginia 7 $ 1,868,000 $ 266,857 $ 70,000
Suffolk, Virginia 7 $ 1,395,000 $ 199,285 $ 71,000
Calumet, Wisconsin 7 $ 960,000 $ 137,142 $ 71,000
Columbia, Wisconsin 7 $ 1,029,000 $ 147,000 $ 60,000
Kewaunee, Wisconsin 7 $ 1,305,000 $ 186,428 $ 67,000
Oneida, Wisconsin 7 $ 923,000 $ 131,857 $ 54,000
Sauk, Wisconsin 7 $ 979,000 $ 139,857 $ 70,000
Shawano, Wisconsin 7 $ 1,111,000 $ 158,714 $ 61,000
Waushara, Wisconsin 7 $ 731,000 $ 104,428 $ 41,000
Houston, Alabama 6 $ 937,000 $ 156,166 $ 73,000
Montgomery, Alabama 6 $ 1,268,000 $ 211,333 $ 73,000
Shelby, Alabama 6 $ 1,120,000 $ 186,666 $ 54,000
Navajo, Arizona 6 $ 1,015,000 $ 169,166 $ 126,000
Arkansas, Arkansas 6 $ 859,000 $ 143,166 $ 70,000
Butte, California 6 $ 1,310,000 $ 218,333 $ 70,000
Garfield, Colorado 6 $ 1,286,000 $ 214,333 $ 87,000
Mesa, Colorado 6 $ 1,076,000 $ 179,333 $ 71,000
Sussex, Delaware 6 $ 2,217,000 $ 369,500 $ 99,000
Dixie, Florida 6 $ 897,000 $ 149,500 $ 46,000
Holmes, Florida 6 $ 1,187,000 $ 197,833 $ 67,000
Levy, Florida 6 $ 996,000 $ 166,000 $ 55,000
Kauai, Hawaii 6 $ 3,034,000 $ 505,666 $ 105,000
Kankakee, Illinois 6 $ 1,071,000 $ 178,500 $ 71,000
Elkhart, Indiana 6 $ 931,000 $ 155,166 $ 67,000
Grant, Kentucky 6 $ 970,000 $ 161,666 $ 55,000
Shelby, Kentucky 6 $ 1,078,000 $ 179,666 $ 58,000
Hampden, Massachusetts 6 $ 1,069,000 $ 178,166 $ 79,000
Jackson, Missouri 6 $ 1,220,000 $ 203,333 $ 85,000
St. Charles, Missouri 6 $ 1,223,000 $ 203,833 $ 87,000
St. Louis, Missouri 6 $ 929,000 $ 154,833 $ 76,000
Douglas, Nevada 6 $ 1,606,000 $ 267,666 $ 125,000
Essex, New Jersey 6 $ 1,919,000 $ 319,833 $ 107,000
Valencia, New Mexico 6 $ 833,000 $ 138,833 $ 59,000
Alamance, North Carolina 6 $ 834,000 $ 139,000 $ 66,000
Pitt, North Carolina 6 $ 726,000 $ 121,000 $ 35,000
Gallia, Ohio 6 $ 880,000 $ 146,666 $ 66,000
Guernsey, Ohio 6 $ 772,000 $ 128,666 $ 56,000
Hancock, Ohio 6 $ 851,000 $ 141,833 $ 60,000
Morrow, Ohio 6 $ 696,000 $ 116,000 $ 38,000
Jackson, Oregon 6 $ 1,217,000 $ 202,833 $ 64,000
Lehigh, Pennsylvania 6 $ 1,146,000 $ 191,000 $ 84,000
Kent, Rhode Island 6 $ 1,208,000 $ 201,333 $ 87,000
Beaufort, South Carolina 6 $ 2,053,000 $ 342,166 $ 177,000
Sullivan, Tennessee 6 $ 997,000 $ 166,166 $ 63,000
Comal, Texas 6 $ 1,751,000 $ 291,833 $ 84,000
Parker, Texas 6 $ 1,707,000 $ 284,500 $ 99,000
Smith, Texas 6 $ 1,238,000 $ 206,333 $ 90,000
Montgomery, Virginia 6 $ 820,000 $ 136,666 $ 144,000
Page:

Mortgage Loan Application Detail Totals for Bank of England in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,938 $2,831,714,000 $203,000 $6,150,000 $86,000 $3,525,000
Home Purchase 3,421 $585,720,000 $171,000 $940,000 $74,000 $1,674,000
Home Improvement 65 $536,000 $8,000 $60,000 $43,000 $215,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,598 $2,426,364,000 $192,000 $6,150,000 $85,000 $3,525,000
Not Provided 2,488 $551,160,000 $221,000 $4,500,000 $90,000 $1,752,000
Hispanic 995 $183,005,000 $183,000 $975,000 $69,000 $715,000
Black or African American 903 $147,446,000 $163,000 $2,230,000 $62,000 $1,006,000
Asian 352 $85,794,000 $243,000 $720,000 $91,000 $579,000
Native Hawaiian or Other Pacific Islander 62 $16,894,000 $272,000 $640,000 $89,000 $250,000
American Indian or Alaskan Native 23 $4,928,000 $214,000 $503,000 $61,000 $124,000
Not applicable 3 $2,379,000 $793,000 $1,989,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,594 $2,060,453,000 $214,000 $6,150,000 $100,000 $3,525,000
FHA-insured (Federal Housing Administration) 6,140 $1,054,322,000 $171,000 $778,000 $66,000 $1,752,000
VA-guaranteed (Veterans Administration) 942 $202,431,000 $214,000 $868,000 $58,000 $638,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 748 $100,764,000 $134,000 $445,000 $45,000 $697,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 8,054 $1,604,203,000 $199,000 $4,500,000 $85,000 $1,980,000
Loan Originated 5,814 $1,125,375,000 $193,000 $1,989,000 $89,000 $3,525,000
Application Denied By Financial Institution 3,509 $680,265,000 $193,000 $6,150,000 $72,000 $1,985,000
Application Approved But Not Accepted 33 $5,585,000 $169,000 $402,000 $90,000 $240,000
File Closed For Incompleteness 14 $2,542,000 $181,000 $331,000 $75,000 $169,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2 $485,000 $242,000 $275,000 $57,000 $58,000
Credit History 1 $144,000 $144,000 $144,000 $26,000 $26,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of England's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Arkansas Lender List