Bank of England Mortgage Lending & HMDA Data, 2023

In 2023, Bank of England of England, AR reported 9,315 mortgage applications totaling $2.8 billion, down 40% from 2022. The average application was for $301,549, and applicants reported an average income of $120,935. 72% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Jacksonville, FL (1,131), Milwaukee-Waukesha-West Allis, WI (517) and Little Rock-North Little Rock-Conway, AR (433) (applications in parentheses).

Mortgage Company & Address Bank of England
Po Box 70
England, AR 72046
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,315
Total Mortgage Loan Application Amount $2,808,935,000
Average Mortgage Loan Application Amount $301,549
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $120,935
Highest Applicant Income $5,275,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of England by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval, Florida 744 $ 238,850,000 $ 321,034 $ 122,000
Milwaukee, Wisconsin 312 $ 72,490,000 $ 232,339 $ 106,000
St. Johns, Florida 226 $ 98,030,000 $ 433,761 $ 163,000
Pulaski, Arkansas 197 $ 46,825,000 $ 237,690 $ 104,000
Waukesha, Wisconsin 147 $ 52,635,000 $ 358,061 $ 125,000
Shelby, Tennessee 135 $ 39,155,000 $ 290,037 $ 135,000
Clay, Florida 122 $ 37,280,000 $ 305,573 $ 114,000
Fayette, Kentucky 122 $ 36,000,000 $ 295,081 $ 141,000
Clark, Nevada 113 $ 44,885,000 $ 397,212 $ 140,000
Franklin, Ohio 107 $ 29,605,000 $ 276,682 $ 95,000
Okaloosa, Florida 92 $ 32,040,000 $ 348,260 $ 130,000
Faulkner, Arkansas 91 $ 22,385,000 $ 245,989 $ 98,000
Orange, Florida 91 $ 31,515,000 $ 346,318 $ 121,000
Vanderburgh, Indiana 89 $ 16,185,000 $ 181,853 $ 86,000
Sarasota, Florida 88 $ 31,720,000 $ 360,454 $ 144,000
Mobile, Alabama 86 $ 17,800,000 $ 206,976 $ 86,000
Lonoke, Arkansas 80 $ 14,430,000 $ 180,375 $ 109,000
Manatee, Florida 80 $ 26,280,000 $ 328,500 $ 143,000
Bexar, Texas 78 $ 21,430,000 $ 274,743 $ 108,000
Baldwin, Alabama 73 $ 22,775,000 $ 311,986 $ 126,000
New Haven, Connecticut 64 $ 19,890,000 $ 310,781 $ 154,000
Saline, Arkansas 63 $ 16,165,000 $ 256,587 $ 97,000
Dallas, Texas 63 $ 19,665,000 $ 312,142 $ 194,000
Stark, North Dakota 62 $ 15,480,000 $ 249,677 $ 89,000
Volusia, Florida 59 $ 17,725,000 $ 300,423 $ 115,000
Lake, Indiana 59 $ 14,915,000 $ 252,796 $ 109,000
Sebastian, Arkansas 57 $ 12,915,000 $ 226,578 $ 94,000
Hamilton, Ohio 56 $ 12,170,000 $ 217,321 $ 78,000
Harris, Texas 56 $ 15,130,000 $ 270,178 $ 119,000
Jefferson, Alabama 55 $ 15,165,000 $ 275,727 $ 110,000
Marion, Indiana 54 $ 12,300,000 $ 227,777 $ 94,000
Kenton, Kentucky 52 $ 11,410,000 $ 219,423 $ 83,000
Lee, Florida 51 $ 15,475,000 $ 303,431 $ 90,000
White, Arkansas 49 $ 8,325,000 $ 169,897 $ 78,000
Osceola, Florida 49 $ 22,185,000 $ 452,755 $ 208,000
Seminole, Florida 47 $ 16,275,000 $ 346,276 $ 113,000
Arapahoe, Colorado 46 $ 21,780,000 $ 473,478 $ 162,000
Denver, Colorado 46 $ 23,020,000 $ 500,434 $ 168,000
Brevard, Florida 46 $ 15,730,000 $ 341,956 $ 109,000
Cobb, Georgia 45 $ 19,715,000 $ 438,111 $ 162,000
Jackson, Mississippi 45 $ 8,785,000 $ 195,222 $ 108,000
Ada, Idaho 43 $ 17,635,000 $ 410,116 $ 122,000
Boone, Kentucky 43 $ 9,925,000 $ 230,813 $ 77,000
Multnomah, Oregon 42 $ 19,540,000 $ 465,238 $ 141,000
Walton, Florida 41 $ 14,145,000 $ 345,000 $ 130,000
Clarke, Georgia 41 $ 13,775,000 $ 335,975 $ 139,000
DeSoto, Mississippi 40 $ 14,680,000 $ 367,000 $ 114,000
Adams, Colorado 37 $ 15,955,000 $ 431,216 $ 142,000
Charlotte, Florida 37 $ 9,165,000 $ 247,702 $ 124,000
Oconee, Georgia 37 $ 14,315,000 $ 386,891 $ 164,000
Madison, Mississippi 37 $ 14,285,000 $ 386,081 $ 139,000
Polk, Florida 36 $ 11,060,000 $ 307,222 $ 105,000
Hartford, Connecticut 34 $ 9,600,000 $ 282,352 $ 109,000
Bay, Florida 34 $ 11,050,000 $ 325,000 $ 134,000
Middlesex, Massachusetts 34 $ 15,890,000 $ 467,352 $ 189,000
Harrison, Mississippi 34 $ 6,820,000 $ 200,588 $ 96,000
Tarrant, Texas 34 $ 10,460,000 $ 307,647 $ 145,000
Maricopa, Arizona 33 $ 14,115,000 $ 427,727 $ 202,000
Hennepin, Minnesota 33 $ 9,205,000 $ 278,939 $ 101,000
Clark, Washington 33 $ 16,075,000 $ 487,121 $ 168,000
Washington, Wisconsin 33 $ 10,535,000 $ 319,242 $ 263,000
Nassau, Florida 31 $ 11,015,000 $ 355,322 $ 121,000
Warrick, Indiana 31 $ 6,945,000 $ 224,032 $ 78,000
Worcester, Massachusetts 31 $ 13,035,000 $ 420,483 $ 170,000
Scott, Kentucky 30 $ 8,340,000 $ 278,000 $ 110,000
Wayne, Michigan 30 $ 5,870,000 $ 195,666 $ 85,000
Jefferson, Colorado 29 $ 13,655,000 $ 470,862 $ 139,000
Porter, Indiana 29 $ 9,025,000 $ 311,206 $ 114,000
Queens, New York 29 $ 15,545,000 $ 536,034 $ 188,000
Butler, Ohio 29 $ 7,875,000 $ 271,551 $ 118,000
Racine, Wisconsin 29 $ 7,925,000 $ 273,275 $ 106,000
Benton, Arkansas 28 $ 9,780,000 $ 349,285 $ 135,000
Hamilton, Indiana 28 $ 9,930,000 $ 354,642 $ 154,000
Oakland, Michigan 28 $ 6,620,000 $ 236,428 $ 97,000
Crawford, Arkansas 27 $ 4,925,000 $ 182,407 $ 69,000
Canyon, Idaho 27 $ 9,955,000 $ 368,703 $ 116,000
Madison, Alabama 26 $ 11,610,000 $ 446,538 $ 175,000
Jackson, Arkansas 26 $ 3,090,000 $ 118,846 $ 51,000
Washington, Oregon 26 $ 12,020,000 $ 462,307 $ 154,000
Hillsborough, Florida 25 $ 9,545,000 $ 381,800 $ 140,000
Jessamine, Kentucky 25 $ 6,375,000 $ 255,000 $ 113,000
Macomb, Michigan 25 $ 4,995,000 $ 199,800 $ 79,000
Ozaukee, Wisconsin 25 $ 9,085,000 $ 363,400 $ 132,000
Fulton, Georgia 24 $ 9,020,000 $ 375,833 $ 198,000
Pinellas, Florida 23 $ 8,475,000 $ 368,478 $ 151,000
Rankin, Mississippi 23 $ 6,845,000 $ 297,608 $ 122,000
DeKalb, Georgia 22 $ 7,380,000 $ 335,454 $ 117,000
Campbell, Kentucky 22 $ 5,170,000 $ 235,000 $ 97,000
Essex, Massachusetts 22 $ 8,970,000 $ 407,727 $ 148,000
Lee, Mississippi 22 $ 5,170,000 $ 235,000 $ 92,000
Nassau, New York 22 $ 10,760,000 $ 489,090 $ 189,000
Fayette, Tennessee 22 $ 7,800,000 $ 354,545 $ 105,000
Collin, Texas 22 $ 9,730,000 $ 442,272 $ 186,000
Garland, Arkansas 21 $ 4,265,000 $ 203,095 $ 113,000
Escambia, Florida 21 $ 5,025,000 $ 239,285 $ 102,000
Santa Rosa, Florida 21 $ 5,975,000 $ 284,523 $ 95,000
Delaware, Ohio 21 $ 7,435,000 $ 354,047 $ 157,000
Horry, South Carolina 21 $ 6,135,000 $ 292,142 $ 143,000
Washington, Arkansas 20 $ 4,880,000 $ 244,000 $ 106,000
Eagle, Colorado 20 $ 11,880,000 $ 594,000 $ 162,000
Broward, Florida 20 $ 7,820,000 $ 391,000 $ 148,000
Marion, Florida 20 $ 5,030,000 $ 251,500 $ 88,000
Lafayette, Louisiana 20 $ 4,790,000 $ 239,500 $ 107,000
Lafayette, Mississippi 20 $ 5,750,000 $ 287,500 $ 154,000
Kings, New York 20 $ 8,640,000 $ 432,000 $ 129,000
Shelby, Alabama 19 $ 6,275,000 $ 330,263 $ 105,000
Douglas, Colorado 19 $ 10,225,000 $ 538,157 $ 190,000
Summit, Colorado 19 $ 9,865,000 $ 519,210 $ 221,000
Gwinnett, Georgia 19 $ 6,455,000 $ 339,736 $ 108,000
Walton, Georgia 19 $ 6,005,000 $ 316,052 $ 133,000
Gibson, Indiana 19 $ 3,315,000 $ 174,473 $ 74,000
Norfolk, Massachusetts 19 $ 8,295,000 $ 436,578 $ 171,000
Hinds, Mississippi 19 $ 4,355,000 $ 229,210 $ 99,000
Suffolk, New York 19 $ 7,925,000 $ 417,105 $ 157,000
Denton, Texas 19 $ 6,635,000 $ 349,210 $ 136,000
Dane, Wisconsin 19 $ 6,805,000 $ 358,157 $ 146,000
Boulder, Colorado 18 $ 7,380,000 $ 410,000 $ 163,000
Montgomery, Ohio 18 $ 3,670,000 $ 203,888 $ 76,000
Franklin, Kentucky 17 $ 2,665,000 $ 156,764 $ 61,000
Madison, Kentucky 17 $ 4,645,000 $ 273,235 $ 109,000
Madison, Tennessee 17 $ 3,805,000 $ 223,823 $ 76,000
Weld, Colorado 16 $ 7,460,000 $ 466,250 $ 123,000
Lake, Florida 16 $ 4,490,000 $ 280,625 $ 98,000
Cook, Illinois 16 $ 5,100,000 $ 318,750 $ 131,000
Guilford, North Carolina 16 $ 3,670,000 $ 229,375 $ 82,000
Wake, North Carolina 16 $ 4,880,000 $ 305,000 $ 117,000
Clackamas, Oregon 16 $ 6,820,000 $ 426,250 $ 162,000
Fort Bend, Texas 16 $ 5,180,000 $ 323,750 $ 149,000
Salt Lake, Utah 16 $ 8,160,000 $ 510,000 $ 171,000
Anoka, Minnesota 15 $ 5,195,000 $ 346,333 $ 126,000
St. Clair, Alabama 14 $ 3,540,000 $ 252,857 $ 75,000
Pope, Arkansas 14 $ 2,330,000 $ 166,428 $ 68,000
Van Buren, Arkansas 14 $ 2,940,000 $ 210,000 $ 95,000
El Paso, Colorado 14 $ 6,220,000 $ 444,285 $ 178,000
Pasco, Florida 14 $ 3,960,000 $ 282,857 $ 115,000
Glynn, Georgia 14 $ 4,440,000 $ 317,142 $ 145,000
Henry, Georgia 14 $ 5,760,000 $ 411,428 $ 133,000
Allegheny, Pennsylvania 14 $ 2,830,000 $ 202,142 $ 82,000
Fairfield, Connecticut 13 $ 5,005,000 $ 385,000 $ 190,000
Miami-Dade, Florida 13 $ 4,535,000 $ 348,846 $ 166,000
LaPorte, Indiana 13 $ 2,205,000 $ 169,615 $ 84,000
Clark, Kentucky 13 $ 2,715,000 $ 208,846 $ 95,000
Warren, Kentucky 13 $ 3,485,000 $ 268,076 $ 83,000
Dakota, Minnesota 13 $ 4,375,000 $ 336,538 $ 164,000
Burleigh, North Dakota 13 $ 4,315,000 $ 331,923 $ 108,000
Clermont, Ohio 13 $ 3,145,000 $ 241,923 $ 84,000
Licking, Ohio 13 $ 3,925,000 $ 301,923 $ 92,000
Webb, Texas 13 $ 2,895,000 $ 222,692 $ 122,000
Cleburne, Arkansas 12 $ 2,490,000 $ 207,500 $ 125,000
Flagler, Florida 12 $ 3,460,000 $ 288,333 $ 79,000
Putnam, Florida 12 $ 2,630,000 $ 219,166 $ 129,000
Anderson, Kentucky 12 $ 2,550,000 $ 212,500 $ 85,000
Suffolk, Massachusetts 12 $ 6,160,000 $ 513,333 $ 154,000
Danville, Virginia 12 $ 1,840,000 $ 153,333 $ 57,000
Kenosha, Wisconsin 12 $ 2,380,000 $ 198,333 $ 99,000
Middlesex, Connecticut 11 $ 4,705,000 $ 427,727 $ 341,000
Palm Beach, Florida 11 $ 4,185,000 $ 380,454 $ 142,000
Barrow, Georgia 11 $ 4,255,000 $ 386,818 $ 165,000
Jackson, Georgia 11 $ 3,495,000 $ 317,727 $ 98,000
Boyle, Kentucky 11 $ 2,595,000 $ 235,909 $ 98,000
Daviess, Kentucky 11 $ 2,085,000 $ 189,545 $ 69,000
Jefferson, Kentucky 11 $ 3,015,000 $ 274,090 $ 155,000
Powell, Kentucky 11 $ 1,745,000 $ 158,636 $ 71,000
Westchester, New York 11 $ 6,275,000 $ 570,454 $ 268,000
Tulsa, Oklahoma 11 $ 4,195,000 $ 381,363 $ 154,000
Gibson, Tennessee 11 $ 2,095,000 $ 190,454 $ 121,000
Cherokee, Georgia 10 $ 5,680,000 $ 568,000 $ 198,000
Madison, Georgia 10 $ 2,240,000 $ 224,000 $ 80,000
Hendricks, Indiana 10 $ 3,420,000 $ 342,000 $ 145,000
Woodford, Kentucky 10 $ 3,930,000 $ 393,000 $ 167,000
St. Tammany, Louisiana 10 $ 2,290,000 $ 229,000 $ 128,000
Hampden, Massachusetts 10 $ 3,420,000 $ 342,000 $ 109,000
Ramsey, Minnesota 10 $ 2,600,000 $ 260,000 $ 109,000
Jackson, Missouri 10 $ 2,260,000 $ 226,000 $ 94,000
St. Lawrence, New York 10 $ 1,090,000 $ 109,000 $ 53,000
Warren, Ohio 10 $ 3,050,000 $ 305,000 $ 120,000
Oklahoma, Oklahoma 10 $ 2,140,000 $ 214,000 $ 87,000
Bucks, Pennsylvania 10 $ 3,910,000 $ 391,000 $ 157,000
Philadelphia, Pennsylvania 10 $ 2,250,000 $ 225,000 $ 94,000
Tipton, Tennessee 10 $ 3,190,000 $ 319,000 $ 105,000
King, Washington 10 $ 5,610,000 $ 561,000 $ 194,000
Rock, Wisconsin 10 $ 1,880,000 $ 188,000 $ 67,000
Walworth, Wisconsin 10 $ 3,210,000 $ 321,000 $ 99,000
Litchfield, Connecticut 9 $ 2,215,000 $ 246,111 $ 86,000
Clayton, Georgia 9 $ 2,235,000 $ 248,333 $ 75,000
Terrebonne, Louisiana 9 $ 2,235,000 $ 248,333 $ 108,000
Panola, Mississippi 9 $ 1,805,000 $ 200,555 $ 71,000
Richmond, New York 9 $ 4,965,000 $ 551,666 $ 164,000
Deschutes, Oregon 9 $ 4,755,000 $ 528,333 $ 176,000
Travis, Texas 9 $ 4,215,000 $ 468,333 $ 169,000
Pinal, Arizona 8 $ 2,560,000 $ 320,000 $ 112,000
Yell, Arkansas 8 $ 1,220,000 $ 152,500 $ 109,000
Baker, Florida 8 $ 2,760,000 $ 345,000 $ 118,000
Forsyth, Georgia 8 $ 3,720,000 $ 465,000 $ 131,000
Posey, Indiana 8 $ 1,350,000 $ 168,750 $ 74,000
Bergen, New Jersey 8 $ 3,410,000 $ 426,250 $ 140,000
Johnston, North Carolina 8 $ 2,260,000 $ 282,500 $ 95,000
Mecklenburg, North Carolina 8 $ 3,030,000 $ 378,750 $ 142,000
Monroe, Pennsylvania 8 $ 2,350,000 $ 293,750 $ 101,000
Davidson, Tennessee 8 $ 3,330,000 $ 416,250 $ 143,000
Kaufman, Texas 8 $ 2,100,000 $ 262,500 $ 116,000
Williamson, Texas 8 $ 3,060,000 $ 382,500 $ 147,000
Davis, Utah 8 $ 3,420,000 $ 427,500 $ 156,000
Pierce, Washington 8 $ 3,890,000 $ 486,250 $ 159,000
Prairie, Arkansas 7 $ 455,000 $ 65,000 $ 74,000
Larimer, Colorado 7 $ 3,715,000 $ 530,714 $ 188,000
Windham, Connecticut 7 $ 2,155,000 $ 307,857 $ 112,000
Leon, Florida 7 $ 1,805,000 $ 257,857 $ 84,000
Camden, Georgia 7 $ 1,995,000 $ 285,000 $ 132,000
Oglethorpe, Georgia 7 $ 1,625,000 $ 232,142 $ 81,000
Paulding, Georgia 7 $ 2,325,000 $ 332,142 $ 118,000
Johnson, Indiana 7 $ 1,945,000 $ 277,857 $ 89,000
Logan, Kentucky 7 $ 1,325,000 $ 189,285 $ 71,000
Montgomery, Kentucky 7 $ 1,415,000 $ 202,142 $ 72,000
Barnstable, Massachusetts 7 $ 2,905,000 $ 415,000 $ 146,000
Middlesex, New Jersey 7 $ 2,545,000 $ 363,571 $ 122,000
Cuyahoga, Ohio 7 $ 1,085,000 $ 155,000 $ 61,000
Miami, Ohio 7 $ 1,005,000 $ 143,571 $ 117,000
Montgomery, Tennessee 7 $ 2,005,000 $ 286,428 $ 91,000
Sevier, Tennessee 7 $ 2,285,000 $ 326,428 $ 253,000
Williamson, Tennessee 7 $ 3,765,000 $ 537,857 $ 221,000
Grayson, Texas 7 $ 2,155,000 $ 307,857 $ 145,000
Pittsylvania, Virginia 7 $ 1,145,000 $ 163,571 $ 54,000
Dodge, Wisconsin 7 $ 1,325,000 $ 189,285 $ 49,000
Montgomery, Alabama 6 $ 1,820,000 $ 303,333 $ 156,000
Conway, Arkansas 6 $ 910,000 $ 151,666 $ 64,000
Craighead, Arkansas 6 $ 790,000 $ 131,666 $ 125,000
Crittenden, Arkansas 6 $ 1,000,000 $ 166,666 $ 135,000
Independence, Arkansas 6 $ 850,000 $ 141,666 $ 68,000
Jefferson, Arkansas 6 $ 850,000 $ 141,666 $ 73,000
New London, Connecticut 6 $ 1,800,000 $ 300,000 $ 118,000
Alachua, Florida 6 $ 1,650,000 $ 275,000 $ 114,000
Sumter, Florida 6 $ 1,380,000 $ 230,000 $ 102,000
Franklin, Georgia 6 $ 1,640,000 $ 273,333 $ 87,000
Morgan, Georgia 6 $ 1,840,000 $ 306,666 $ 113,000
Hancock, Indiana 6 $ 1,220,000 $ 203,333 $ 65,000
Pike, Indiana 6 $ 1,350,000 $ 225,000 $ 75,000
Johnson, Kansas 6 $ 1,890,000 $ 315,000 $ 123,000
Harrison, Kentucky 6 $ 1,150,000 $ 191,666 $ 87,000
Mercer, Kentucky 6 $ 1,710,000 $ 285,000 $ 100,000
Caddo, Louisiana 6 $ 770,000 $ 128,333 $ 51,000
Bristol, Massachusetts 6 $ 2,470,000 $ 411,666 $ 141,000
Plymouth, Massachusetts 6 $ 2,530,000 $ 421,666 $ 131,000
Hancock, Mississippi 6 $ 1,230,000 $ 205,000 $ 125,000
Hillsborough, New Hampshire 6 $ 2,700,000 $ 450,000 $ 212,000
Bronx, New York 6 $ 2,590,000 $ 431,666 $ 139,000
Chenango, New York 6 $ 870,000 $ 145,000 $ 73,000
Clinton, New York 6 $ 1,330,000 $ 221,666 $ 57,000
Franklin, North Carolina 6 $ 2,370,000 $ 395,000 $ 101,000
Morton, North Dakota 6 $ 1,520,000 $ 253,333 $ 102,000
Fairfield, Ohio 6 $ 2,150,000 $ 358,333 $ 127,000
Le Flore, Oklahoma 6 $ 910,000 $ 151,666 $ 85,000
Marion, Oregon 6 $ 2,300,000 $ 383,333 $ 122,000
Yamhill, Oregon 6 $ 2,450,000 $ 408,333 $ 241,000
Hamilton, Tennessee 6 $ 1,760,000 $ 293,333 $ 200,000
Maury, Tennessee 6 $ 2,520,000 $ 420,000 $ 168,000
Rockwall, Texas 6 $ 2,290,000 $ 381,666 $ 229,000
Jefferson, Wisconsin 6 $ 1,570,000 $ 261,666 $ 78,000
Blount, Alabama 5 $ 1,215,000 $ 243,000 $ 100,000
Limestone, Alabama 5 $ 1,305,000 $ 261,000 $ 109,000
Walker, Alabama 5 $ 1,105,000 $ 221,000 $ 109,000
Fairbanks North Star, Alaska 5 $ 1,615,000 $ 323,000 $ 177,000
Hot Spring, Arkansas 5 $ 805,000 $ 161,000 $ 57,000
Poinsett, Arkansas 5 $ 615,000 $ 123,000 $ 48,000
San Bernardino, California 5 $ 1,745,000 $ 349,000 $ 190,000
San Diego, California 5 $ 2,395,000 $ 479,000 $ 118,000
Grand, Colorado 5 $ 2,105,000 $ 421,000 $ 175,000
Citrus, Florida 5 $ 1,105,000 $ 221,000 $ 98,000
Hernando, Florida 5 $ 1,535,000 $ 307,000 $ 100,000
Highlands, Florida 5 $ 1,045,000 $ 209,000 $ 115,000
Douglas, Georgia 5 $ 905,000 $ 181,000 $ 70,000
Floyd, Georgia 5 $ 1,225,000 $ 245,000 $ 79,000
Houston, Georgia 5 $ 985,000 $ 197,000 $ 192,000
Newton, Georgia 5 $ 1,825,000 $ 365,000 $ 118,000
Knox, Indiana 5 $ 1,455,000 $ 291,000 $ 146,000
East Baton Rouge, Louisiana 5 $ 1,245,000 $ 249,000 $ 156,000
Jefferson, Louisiana 5 $ 1,045,000 $ 209,000 $ 76,000
Stearns, Minnesota 5 $ 925,000 $ 185,000 $ 94,000
Itawamba, Mississippi 5 $ 615,000 $ 123,000 $ 53,000
Marshall, Mississippi 5 $ 1,395,000 $ 279,000 $ 109,000
Oktibbeha, Mississippi 5 $ 775,000 $ 155,000 $ 99,000
Pearl River, Mississippi 5 $ 675,000 $ 135,000 $ 75,000
Stone, Mississippi 5 $ 1,095,000 $ 219,000 $ 71,000
Tate, Mississippi 5 $ 1,205,000 $ 241,000 $ 82,000
Essex, New Jersey 5 $ 1,955,000 $ 391,000 $ 144,000
Bernalillo, New Mexico 5 $ 1,295,000 $ 259,000 $ 144,000
Erie, New York 5 $ 1,565,000 $ 313,000 $ 147,000
Washington, New York 5 $ 825,000 $ 165,000 $ 75,000
Dunn, North Dakota 5 $ 675,000 $ 135,000 $ 94,000
Williams, North Dakota 5 $ 1,555,000 $ 311,000 $ 172,000
Greene, Ohio 5 $ 1,485,000 $ 297,000 $ 102,000
Lorain, Ohio 5 $ 975,000 $ 195,000 $ 101,000
Muskingum, Ohio 5 $ 1,115,000 $ 223,000 $ 68,000
Pickaway, Ohio 5 $ 1,255,000 $ 251,000 $ 102,000
Summit, Ohio 5 $ 1,195,000 $ 239,000 $ 133,000
Linn, Oregon 5 $ 1,825,000 $ 365,000 $ 153,000
Cambria, Pennsylvania 5 $ 345,000 $ 69,000 $ 43,000
Lehigh, Pennsylvania 5 $ 1,305,000 $ 261,000 $ 100,000
Luzerne, Pennsylvania 5 $ 1,015,000 $ 203,000 $ 79,000
Schuylkill, Pennsylvania 5 $ 535,000 $ 107,000 $ 77,000
Greenville, South Carolina 5 $ 1,255,000 $ 251,000 $ 76,000
Knox, Tennessee 5 $ 1,435,000 $ 287,000 $ 124,000
McNairy, Tennessee 5 $ 765,000 $ 153,000 $ 78,000
Sumner, Tennessee 5 $ 1,555,000 $ 311,000 $ 136,000
Bell, Texas 5 $ 1,005,000 $ 201,000 $ 100,000
Midland, Texas 5 $ 1,875,000 $ 375,000 $ 122,000
Washington, Utah 5 $ 3,175,000 $ 635,000 $ 160,000
Harrison, West Virginia 5 $ 955,000 $ 191,000 $ 76,000
Monongalia, West Virginia 5 $ 875,000 $ 175,000 $ 122,000
Brown, Wisconsin 5 $ 1,135,000 $ 227,000 $ 118,000
Barbour, Alabama 4 $ 990,000 $ 247,500 $ 99,000
Covington, Alabama 4 $ 440,000 $ 110,000 $ 67,000
Lee, Alabama 4 $ 1,290,000 $ 322,500 $ 174,000
Talladega, Alabama 4 $ 1,010,000 $ 252,500 $ 79,000
Franklin, Arkansas 4 $ 620,000 $ 155,000 $ 56,000
Los Angeles, California 4 $ 3,050,000 $ 762,500 $ 195,000
Garfield, Colorado 4 $ 1,750,000 $ 437,500 $ 149,000
Pueblo, Colorado 4 $ 1,100,000 $ 275,000 $ 82,000
Tolland, Connecticut 4 $ 1,180,000 $ 295,000 $ 166,000
Sussex, Delaware 4 $ 1,890,000 $ 472,500 $ 274,000
Collier, Florida 4 $ 3,960,000 $ 990,000 $ 1,065,000
Wakulla, Florida 4 $ 1,660,000 $ 415,000 $ 142,000
Chatham, Georgia 4 $ 1,950,000 $ 487,500 $ 274,000
Hart, Georgia 4 $ 2,350,000 $ 587,500 $ 355,000
Muscogee, Georgia 4 $ 860,000 $ 215,000 $ 119,000
DuPage, Illinois 4 $ 1,380,000 $ 345,000 $ 174,000
Will, Illinois 4 $ 1,000,000 $ 250,000 $ 124,000
Delaware, Indiana 4 $ 620,000 $ 155,000 $ 60,000
Madison, Indiana 4 $ 750,000 $ 187,500 $ 101,000
Wyandotte, Kansas 4 $ 820,000 $ 205,000 $ 105,000
Bourbon, Kentucky 4 $ 930,000 $ 232,500 $ 89,000
Gallatin, Kentucky 4 $ 750,000 $ 187,500 $ 50,000
Lincoln, Kentucky 4 $ 680,000 $ 170,000 $ 68,000
Iberia, Louisiana 4 $ 690,000 $ 172,500 $ 61,000
Lafourche, Louisiana 4 $ 1,190,000 $ 297,500 $ 138,000
Orleans, Louisiana 4 $ 870,000 $ 217,500 $ 55,000
Oxford, Maine 4 $ 1,390,000 $ 347,500 $ 112,000
St. Clair, Michigan 4 $ 680,000 $ 170,000 $ 61,000
Goodhue, Minnesota 4 $ 890,000 $ 222,500 $ 65,000
Scott, Minnesota 4 $ 1,350,000 $ 337,500 $ 112,000
Sherburne, Minnesota 4 $ 1,210,000 $ 302,500 $ 106,000
Prentiss, Mississippi 4 $ 520,000 $ 130,000 $ 48,000
Greene, Missouri 4 $ 750,000 $ 187,500 $ 106,000
Camden, New Jersey 4 $ 850,000 $ 212,500 $ 96,000
Monmouth, New Jersey 4 $ 2,590,000 $ 647,500 $ 236,000
Somerset, New Jersey 4 $ 1,200,000 $ 300,000 $ 85,000
Broome, New York 4 $ 560,000 $ 140,000 $ 46,000
Dutchess, New York 4 $ 1,300,000 $ 325,000 $ 162,000
Monroe, New York 4 $ 750,000 $ 187,500 $ 66,000
New York, New York 4 $ 1,690,000 $ 422,500 $ 132,000
Rockland, New York 4 $ 1,900,000 $ 475,000 $ 160,000
Buncombe, North Carolina 4 $ 970,000 $ 242,500 $ 63,000
Forsyth, North Carolina 4 $ 1,090,000 $ 272,500 $ 90,000
Pitt, North Carolina 4 $ 810,000 $ 202,500 $ 98,000
Wayne, North Carolina 4 $ 730,000 $ 182,500 $ 52,000
Hettinger, North Dakota 4 $ 1,140,000 $ 285,000 $ 94,000
Clark, Ohio 4 $ 660,000 $ 165,000 $ 92,000
Madison, Ohio 4 $ 840,000 $ 210,000 $ 90,000
Cumberland, Pennsylvania 4 $ 750,000 $ 187,500 $ 78,000
Delaware, Pennsylvania 4 $ 1,400,000 $ 350,000 $ 156,000
Richland, South Carolina 4 $ 820,000 $ 205,000 $ 163,000
York, South Carolina 4 $ 1,480,000 $ 370,000 $ 120,000
Dyer, Tennessee 4 $ 970,000 $ 242,500 $ 70,000
Brazoria, Texas 4 $ 1,660,000 $ 415,000 $ 260,000
Brazos, Texas 4 $ 1,310,000 $ 327,500 $ 129,000
Hunt, Texas 4 $ 920,000 $ 230,000 $ 66,000
Snohomish, Washington 4 $ 1,740,000 $ 435,000 $ 177,000
Spokane, Washington 4 $ 1,780,000 $ 445,000 $ 126,000
Wayne, West Virginia 4 $ 480,000 $ 120,000 $ 59,000
Sheboygan, Wisconsin 4 $ 1,260,000 $ 315,000 $ 94,000
Winnebago, Wisconsin 4 $ 1,100,000 $ 275,000 $ 127,000
Coffee, Alabama 3 $ 935,000 $ 311,666 $ 93,000
Izard, Arkansas 3 $ 545,000 $ 181,666 $ 80,000
Marion, Arkansas 3 $ 495,000 $ 165,000 $ 67,000
Woodruff, Arkansas 3 $ 755,000 $ 251,666 $ 88,000
Humboldt, California 3 $ 785,000 $ 261,666 $ 176,000
Riverside, California 3 $ 1,145,000 $ 381,666 $ 164,000
Sacramento, California 3 $ 1,045,000 $ 348,333 $ 126,000
Elbert, Colorado 3 $ 1,755,000 $ 585,000 $ 160,000
Park, Colorado 3 $ 1,005,000 $ 335,000 $ 98,000
Bradford, Florida 3 $ 755,000 $ 251,666 $ 68,000
Jackson, Florida 3 $ 855,000 $ 285,000 $ 87,000
St. Lucie, Florida 3 $ 775,000 $ 258,333 $ 177,000
Carroll, Georgia 3 $ 695,000 $ 231,666 $ 94,000
Coweta, Georgia 3 $ 1,025,000 $ 341,666 $ 126,000
Liberty, Georgia 3 $ 825,000 $ 275,000 $ 72,000
Pickens, Georgia 3 $ 1,005,000 $ 335,000 $ 84,000
Spalding, Georgia 3 $ 545,000 $ 181,666 $ 76,000
Walker, Georgia 3 $ 725,000 $ 241,666 $ 71,000
Marion, Illinois 3 $ 525,000 $ 175,000 $ 80,000
Peoria, Illinois 3 $ 605,000 $ 201,666 $ 55,000
Morgan, Indiana 3 $ 1,035,000 $ 345,000 $ 126,000
Starke, Indiana 3 $ 295,000 $ 98,333 $ 35,000
Vigo, Indiana 3 $ 365,000 $ 121,666 $ 43,000
Leavenworth, Kansas 3 $ 375,000 $ 125,000 $ 138,000
Sedgwick, Kansas 3 $ 615,000 $ 205,000 $ 74,000
Shawnee, Kansas 3 $ 325,000 $ 108,333 $ 50,000
Henderson, Kentucky 3 $ 685,000 $ 228,333 $ 86,000
Ohio, Kentucky 3 $ 515,000 $ 171,666 $ 60,000
Pulaski, Kentucky 3 $ 645,000 $ 215,000 $ 177,000
Calcasieu, Louisiana 3 $ 485,000 $ 161,666 $ 80,000
St. Bernard, Louisiana 3 $ 685,000 $ 228,333 $ 53,000
St. Landry, Louisiana 3 $ 965,000 $ 321,666 $ 121,000
Tangipahoa, Louisiana 3 $ 805,000 $ 268,333 $ 91,000
Vermilion, Louisiana 3 $ 1,005,000 $ 335,000 $ 135,000
Cumberland, Maine 3 $ 1,655,000 $ 551,666 $ 175,000
Baltimore City, Maryland 3 $ 805,000 $ 268,333 $ 76,000
Prince George's, Maryland 3 $ 1,195,000 $ 398,333 $ 127,000
Tuscola, Michigan 3 $ 775,000 $ 258,333 $ 82,000
Chisago, Minnesota 3 $ 905,000 $ 301,666 $ 102,000
Isanti, Minnesota 3 $ 1,075,000 $ 358,333 $ 114,000
McLeod, Minnesota 3 $ 765,000 $ 255,000 $ 82,000
Morrison, Minnesota 3 $ 875,000 $ 291,666 $ 118,000
Washington, Minnesota 3 $ 755,000 $ 251,666 $ 69,000
Wright, Minnesota 3 $ 1,275,000 $ 425,000 $ 167,000
Alcorn, Mississippi 3 $ 435,000 $ 145,000 $ 54,000
Bolivar, Mississippi 3 $ 305,000 $ 101,666 $ 116,000
Calhoun, Mississippi 3 $ 485,000 $ 161,666 $ 36,000
Lauderdale, Mississippi 3 $ 765,000 $ 255,000 $ 155,000
Monroe, Mississippi 3 $ 525,000 $ 175,000 $ 80,000
Sunflower, Mississippi 3 $ 465,000 $ 155,000 $ 83,000
Tishomingo, Mississippi 3 $ 325,000 $ 108,333 $ 91,000
Union, Mississippi 3 $ 575,000 $ 191,666 $ 68,000
Barry, Missouri 3 $ 475,000 $ 158,333 $ 49,000
Jefferson, Missouri 3 $ 705,000 $ 235,000 $ 93,000
St. Louis, Missouri 3 $ 465,000 $ 155,000 $ 80,000
Gallatin, Montana 3 $ 2,495,000 $ 831,666 $ 172,000
Yellowstone, Montana 3 $ 1,105,000 $ 368,333 $ 124,000
Merrimack, New Hampshire 3 $ 1,395,000 $ 465,000 $ 192,000
Rockingham, New Hampshire 3 $ 1,255,000 $ 418,333 $ 393,000
Mercer, New Jersey 3 $ 975,000 $ 325,000 $ 125,000
Santa Fe, New Mexico 3 $ 1,905,000 $ 635,000 $ 244,000
Albany, New York 3 $ 615,000 $ 205,000 $ 75,000
Greene, New York 3 $ 615,000 $ 205,000 $ 102,000
Oneida, New York 3 $ 375,000 $ 125,000 $ 87,000
Orange, New York 3 $ 1,015,000 $ 338,333 $ 117,000
Steuben, New York 3 $ 365,000 $ 121,666 $ 49,000
Alamance, North Carolina 3 $ 935,000 $ 311,666 $ 71,000
Catawba, North Carolina 3 $ 875,000 $ 291,666 $ 81,000
Durham, North Carolina 3 $ 1,295,000 $ 431,666 $ 197,000
Edgecombe, North Carolina 3 $ 605,000 $ 201,666 $ 69,000
Henderson, North Carolina 3 $ 515,000 $ 171,666 $ 98,000
Lenoir, North Carolina 3 $ 425,000 $ 141,666 $ 51,000
Onslow, North Carolina 3 $ 785,000 $ 261,666 $ 69,000
Richmond, North Carolina 3 $ 435,000 $ 145,000 $ 47,000
McKenzie, North Dakota 3 $ 1,115,000 $ 371,666 $ 137,000
Columbiana, Ohio 3 $ 395,000 $ 131,666 $ 60,000
Richland, Ohio 3 $ 415,000 $ 138,333 $ 96,000
Stark, Ohio 3 $ 475,000 $ 158,333 $ 65,000
Canadian, Oklahoma 3 $ 585,000 $ 195,000 $ 46,000
Custer, Oklahoma 3 $ 375,000 $ 125,000 $ 90,000
Mayes, Oklahoma 3 $ 875,000 $ 291,666 $ 92,000
Chester, Pennsylvania 3 $ 1,335,000 $ 445,000 $ 249,000
Clarion, Pennsylvania 3 $ 395,000 $ 131,666 $ 62,000
Lawrence, Pennsylvania 3 $ 345,000 $ 115,000 $ 75,000
Lycoming, Pennsylvania 3 $ 525,000 $ 175,000 $ 86,000
Montgomery, Pennsylvania 3 $ 875,000 $ 291,666 $ 107,000
Somerset, Pennsylvania 3 $ 415,000 $ 138,333 $ 63,000
Washington, Pennsylvania 3 $ 725,000 $ 241,666 $ 179,000
Westmoreland, Pennsylvania 3 $ 435,000 $ 145,000 $ 90,000
York, Pennsylvania 3 $ 845,000 $ 281,666 $ 93,000
Providence, Rhode Island 3 $ 695,000 $ 231,666 $ 114,000
Florence, South Carolina 3 $ 515,000 $ 171,666 $ 49,000
Chester, Tennessee 3 $ 615,000 $ 205,000 $ 123,000
Crockett, Tennessee 3 $ 415,000 $ 138,333 $ 64,000
Dickson, Tennessee 3 $ 1,015,000 $ 338,333 $ 127,000
Hardeman, Tennessee 3 $ 585,000 $ 195,000 $ 66,000
Jefferson, Tennessee 3 $ 965,000 $ 321,666 $ 83,000
Rutherford, Tennessee 3 $ 1,725,000 $ 575,000 $ 134,000
Wilson, Tennessee 3 $ 975,000 $ 325,000 $ 117,000
Angelina, Texas 3 $ 465,000 $ 155,000 $ 62,000
Ector, Texas 3 $ 505,000 $ 168,333 $ 66,000
Guadalupe, Texas 3 $ 1,155,000 $ 385,000 $ 134,000
Hidalgo, Texas 3 $ 985,000 $ 328,333 $ 211,000
Lubbock, Texas 3 $ 505,000 $ 168,333 $ 73,000
McLennan, Texas 3 $ 625,000 $ 208,333 $ 79,000
Nueces, Texas 3 $ 935,000 $ 311,666 $ 94,000
Tom Green, Texas 3 $ 1,185,000 $ 395,000 $ 123,000
Wise, Texas 3 $ 1,335,000 $ 445,000 $ 161,000
Utah, Utah 3 $ 1,075,000 $ 358,333 $ 128,000
Chesterfield, Virginia 3 $ 1,235,000 $ 411,666 $ 113,000
Kanawha, West Virginia 3 $ 275,000 $ 91,666 $ 53,000
Fond du Lac, Wisconsin 3 $ 505,000 $ 168,333 $ 125,000
Cullman, Alabama 2 $ 280,000 $ 140,000 $ 64,000
Geneva, Alabama 2 $ 940,000 $ 470,000 $ 146,000
Henry, Alabama 2 $ 580,000 $ 290,000 $ 120,000
Houston, Alabama 2 $ 300,000 $ 150,000 $ 80,000
Marengo, Alabama 2 $ 250,000 $ 125,000 $ 53,000
Tuscaloosa, Alabama 2 $ 1,260,000 $ 630,000 $ 237,000
Gila, Arizona 2 $ 830,000 $ 415,000 $ 142,000
Pima, Arizona 2 $ 840,000 $ 420,000 $ 169,000
Baxter, Arkansas 2 $ 340,000 $ 170,000 $ 42,000
Columbia, Arkansas 2 $ 390,000 $ 195,000 $ 108,000
Cross, Arkansas 2 $ 300,000 $ 150,000 $ 64,000
Grant, Arkansas 2 $ 330,000 $ 165,000 $ 65,000
Greene, Arkansas 2 $ 830,000 $ 415,000 $ 146,000
Johnson, Arkansas 2 $ 340,000 $ 170,000 $ 206,000
Lincoln, Arkansas 2 $ 270,000 $ 135,000 $ 56,000
Madison, Arkansas 2 $ 430,000 $ 215,000 $ 69,000
Mississippi, Arkansas 2 $ 310,000 $ 155,000 $ 51,000
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Mortgage Loan Application Detail Totals for Bank of England in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,396 $2,548,280,000 $303,000 $3,005,000 $120,000 $5,275,000
Cash-out Refinancing 689 $187,455,000 $272,000 $1,785,000 $128,000 $3,496,000
Refinancing 208 $72,010,000 $346,000 $1,845,000 $137,000 $1,699,000
Home Improvement 12 $620,000 $51,000 $125,000 $120,000 $281,000
Other Purpose 10 $570,000 $57,000 $355,000 $87,000 $169,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,910 $1,777,520,000 $300,000 $3,005,000 $124,000 $3,938,000
Not Provided 1,197 $362,215,000 $302,000 $1,505,000 $127,000 $5,275,000
Hispanic 983 $290,695,000 $295,000 $1,515,000 $111,000 $3,496,000
Black or African American 827 $227,725,000 $275,000 $975,000 $96,000 $705,000
Asian 249 $96,845,000 $388,000 $1,405,000 $150,000 $680,000
American Indian or Alaskan Native 48 $14,310,000 $298,000 $725,000 $108,000 $380,000
Not applicable 36 $12,850,000 $356,000 $1,945,000 $0 $0
Native Hawaiian or Other Pacific Islander 9 $3,345,000 $371,000 $725,000 $109,000 $194,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,620 $1,780,010,000 $316,000 $3,005,000 $141,000 $5,275,000
FHA-insured (Federal Housing Administration) 2,527 $670,575,000 $265,000 $1,285,000 $89,000 $1,063,000
VA-guaranteed (Veterans Administration) 822 $299,230,000 $364,000 $1,945,000 $112,000 $844,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 346 $59,120,000 $170,000 $475,000 $66,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,737 $2,045,995,000 $303,000 $3,005,000 $122,000 $5,275,000
Application Withdrawn By Applicant 1,756 $529,770,000 $301,000 $1,845,000 $121,000 $1,109,000
Application Approved But Not Accepted 440 $129,300,000 $293,000 $1,075,000 $123,000 $1,699,000
Application Denied By Financial Institution 350 $92,470,000 $264,000 $1,505,000 $105,000 $1,692,000
Loan Purchased By The Institution 32 $11,400,000 $356,000 $1,945,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,965 $2,716,465,000 $303,000 $3,005,000 $122,000 $5,275,000
Credit History 79 $17,625,000 $223,000 $725,000 $122,000 $1,692,000
Debt-To-Income Ratio 69 $18,935,000 $274,000 $665,000 $72,000 $425,000
Other 63 $15,235,000 $241,000 $725,000 $109,000 $900,000
Credit Application Incomplete 61 $19,725,000 $323,000 $1,505,000 $126,000 $690,000
Collateral 30 $8,250,000 $275,000 $1,155,000 $123,000 $1,099,000
Insufficient Cash (Downpayment, Closing Cost) 24 $6,360,000 $265,000 $1,405,000 $84,000 $370,000
Employment History 20 $5,090,000 $254,000 $445,000 $70,000 $166,000
Unverifiable Information 4 $1,250,000 $312,000 $445,000 $89,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of England's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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