Bank of England Mortgage Lending & HMDA Data, 2023
In 2023, Bank of England of England, AR reported 9,315 mortgage applications totaling $2.8 billion, down 40% from 2022. The average application was for $301,549, and applicants reported an average income of $120,935. 72% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Jacksonville, FL (1,131), Milwaukee-Waukesha-West Allis, WI (517) and Little Rock-North Little Rock-Conway, AR (433) (applications in parentheses).
| Mortgage Company & Address | Bank of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,315 |
| Total Mortgage Loan Application Amount | $2,808,935,000 |
| Average Mortgage Loan Application Amount | $301,549 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $120,935 |
| Highest Applicant Income | $5,275,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,239 | $ 278,275,000 | $ 224,596 | $ 97,479 |
| Jacksonville, FL | 1,131 | $ 387,935,000 | $ 343,001 | $ 129,000 |
| Milwaukee-Waukesha-West Allis, WI | 517 | $ 144,745,000 | $ 279,970 | $ 123,000 |
| Little Rock-North Little Rock-Conway, AR | 433 | $ 100,135,000 | $ 231,258 | $ 102,000 |
| Cincinnati, OH-KY-IN | 233 | $ 54,295,000 | $ 233,025 | $ 87,060 |
| Memphis, TN-MS-AR | 224 | $ 68,650,000 | $ 306,473 | $ 124,607 |
| Atlanta-Sandy Springs-Roswell, GA | 222 | $ 82,790,000 | $ 372,927 | $ 138,000 |
| Lexington-Fayette, KY | 204 | $ 58,290,000 | $ 285,735 | $ 130,000 |
| Orlando-Kissimmee-Sanford, FL | 203 | $ 74,465,000 | $ 366,822 | $ 138,000 |
| Denver-Aurora-Lakewood, CO | 186 | $ 89,290,000 | $ 480,053 | $ 158,000 |
| North Port-Sarasota-Bradenton, FL | 168 | $ 58,000,000 | $ 345,238 | $ 143,000 |
| Columbus, OH | 162 | $ 46,920,000 | $ 289,629 | $ 105,000 |
| Crestview-Fort Walton Beach-Destin, FL | 133 | $ 46,185,000 | $ 347,255 | $ 130,000 |
| Evansville, IN-KY | 131 | $ 25,165,000 | $ 192,099 | $ 83,068 |
| Portland-Vancouver-Hillsboro, OR-WA | 125 | $ 57,585,000 | $ 460,680 | $ 158,432 |
| Dallas-Plano-Irving, TX | 124 | $ 42,320,000 | $ 341,290 | $ 177,000 |
| Indianapolis-Carmel-Anderson, IN | 114 | $ 31,240,000 | $ 274,035 | $ 113,000 |
| Las Vegas-Henderson-Paradise, NV | 113 | $ 44,885,000 | $ 397,212 | $ 140,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 96 | $ 29,340,000 | $ 305,625 | $ 115,250 |
| Athens-Clarke County, GA | 95 | $ 31,955,000 | $ 336,368 | $ 138,000 |
| Birmingham-Hoover, AL | 95 | $ 26,535,000 | $ 279,315 | $ 102,000 |
| New York-Jersey City-White Plains, NY-NJ | 93 | $ 46,045,000 | $ 495,107 | $ 170,806 |
| Fort Smith, AR-OK | 90 | $ 18,780,000 | $ 208,666 | $ 84,377 |
| Gary, IN | 90 | $ 24,310,000 | $ 270,111 | $ 110,000 |
| Gulfport-Biloxi-Pascagoula, MS | 90 | $ 17,930,000 | $ 199,222 | $ 102,000 |
| San Antonio-New Braunfels, TX | 88 | $ 24,840,000 | $ 282,272 | $ 109,000 |
| Mobile, AL | 87 | $ 17,935,000 | $ 206,149 | $ 86,000 |
| Jackson, MS | 84 | $ 26,840,000 | $ 319,523 | $ 126,000 |
| Houston-The Woodlands-Sugar Land, TX | 81 | $ 24,165,000 | $ 298,333 | $ 135,000 |
| Daphne-Fairhope-Foley, AL | 73 | $ 22,775,000 | $ 311,986 | $ 126,000 |
| Boise City, ID | 71 | $ 27,935,000 | $ 393,450 | $ 120,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 71 | $ 21,185,000 | $ 298,380 | $ 109,000 |
| Tampa-St. Petersburg-Clearwater, FL | 67 | $ 23,515,000 | $ 350,970 | $ 135,000 |
| New Haven-Milford, CT | 64 | $ 19,890,000 | $ 310,781 | $ 154,000 |
| Warren-Troy-Farmington Hills, MI | 58 | $ 12,370,000 | $ 213,275 | $ 86,000 |
| Cambridge-Newton-Framingham, MA | 56 | $ 24,860,000 | $ 443,928 | $ 173,000 |
| Cape Coral-Fort Myers, FL | 51 | $ 15,475,000 | $ 303,431 | $ 90,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 50 | $ 15,090,000 | $ 301,800 | $ 120,000 |
| Hartford-West Hartford-East Hartford, CT | 49 | $ 15,485,000 | $ 316,020 | $ 165,000 |
| Palm Bay-Melbourne-Titusville, FL | 46 | $ 15,730,000 | $ 341,956 | $ 109,000 |
| Pensacola-Ferry Pass-Brent, FL | 42 | $ 11,000,000 | $ 261,904 | $ 99,000 |
| Nassau County-Suffolk County, NY | 41 | $ 18,685,000 | $ 455,731 | $ 174,000 |
| Phoenix-Mesa-Scottsdale, AZ | 41 | $ 16,675,000 | $ 406,707 | $ 185,000 |
| Fort Worth-Arlington, TX | 40 | $ 12,780,000 | $ 319,500 | $ 145,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 38 | $ 15,780,000 | $ 415,263 | $ 154,000 |
| Worcester, MA-CT | 38 | $ 15,190,000 | $ 399,736 | $ 159,315 |
| Boston, MA | 37 | $ 16,985,000 | $ 459,054 | $ 159,000 |
| Punta Gorda, FL | 37 | $ 9,165,000 | $ 247,702 | $ 124,000 |
| Lakeland-Winter Haven, FL | 36 | $ 11,060,000 | $ 307,222 | $ 105,000 |
| Jackson, TN | 34 | $ 6,930,000 | $ 203,823 | $ 94,000 |
| Panama City, FL | 34 | $ 11,050,000 | $ 325,000 | $ 134,000 |
| Huntsville, AL | 31 | $ 12,915,000 | $ 416,612 | $ 164,000 |
| Lafayette, LA | 31 | $ 7,575,000 | $ 244,354 | $ 111,000 |
| Dayton-Springfield-Kettering, OH | 30 | $ 6,160,000 | $ 205,333 | $ 90,000 |
| Detroit-Dearborn-Livonia, MI | 30 | $ 5,870,000 | $ 195,666 | $ 85,000 |
| Kansas City, MO-KS | 30 | $ 6,940,000 | $ 231,333 | $ 99,933 |
| Raleigh, NC | 30 | $ 9,510,000 | $ 317,000 | $ 108,000 |
| Racine, WI | 29 | $ 7,925,000 | $ 273,275 | $ 106,000 |
| Pittsburgh, PA | 27 | $ 5,195,000 | $ 192,407 | $ 94,000 |
| Chicago-Naperville, IL | 26 | $ 8,220,000 | $ 316,153 | $ 141,000 |
| New Orleans-Metairie, LA | 26 | $ 5,960,000 | $ 229,230 | $ 91,000 |
| New York-Newark, NY | 23 | $ 9,025,000 | $ 392,391 | $ 147,565 |
| Hot Springs, AR | 21 | $ 4,265,000 | $ 203,095 | $ 113,000 |
| Madison, WI | 21 | $ 7,265,000 | $ 345,952 | $ 139,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 21 | $ 6,135,000 | $ 292,142 | $ 143,000 |
| Austin-Round Rock, TX | 20 | $ 8,230,000 | $ 411,500 | $ 151,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 20 | $ 7,820,000 | $ 391,000 | $ 148,000 |
| Ocala, FL | 20 | $ 5,030,000 | $ 251,500 | $ 88,000 |
| Bismarck, ND | 19 | $ 5,835,000 | $ 307,105 | $ 106,000 |
| Boulder, CO | 18 | $ 7,380,000 | $ 410,000 | $ 163,000 |
| Greensboro-High Point, NC | 18 | $ 4,100,000 | $ 227,777 | $ 80,000 |
| Salt Lake City, UT | 18 | $ 8,930,000 | $ 496,111 | $ 165,000 |
| Oklahoma City, OK | 17 | $ 3,775,000 | $ 222,058 | $ 86,000 |
| Bowling Green, KY | 16 | $ 4,060,000 | $ 253,750 | $ 82,000 |
| Charlotte-Concord-Gastonia, NC-SC | 16 | $ 5,940,000 | $ 371,250 | $ 131,750 |
| Greeley, CO | 16 | $ 7,460,000 | $ 466,250 | $ 123,000 |
| Montgomery County-Bucks County-Chester County, PA | 16 | $ 6,120,000 | $ 382,500 | $ 165,000 |
| Tulsa, OK | 16 | $ 5,560,000 | $ 347,500 | $ 137,000 |
| Cleveland-Elyria, OH | 15 | $ 2,685,000 | $ 179,000 | $ 75,000 |
| Colorado Springs, CO | 15 | $ 6,525,000 | $ 435,000 | $ 172,000 |
| Brunswick, GA | 14 | $ 4,440,000 | $ 317,142 | $ 145,000 |
| Lake County-Kenosha County, IL-WI | 14 | $ 3,440,000 | $ 245,714 | $ 123,285 |
| Philadelphia, PA | 14 | $ 3,650,000 | $ 260,714 | $ 113,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 7,350,000 | $ 525,000 | $ 189,000 |
| Springfield, MA | 14 | $ 4,460,000 | $ 318,571 | $ 100,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 5,005,000 | $ 385,000 | $ 190,000 |
| Houma-Thibodaux, LA | 13 | $ 3,425,000 | $ 263,461 | $ 117,000 |
| Laredo, TX | 13 | $ 2,895,000 | $ 222,692 | $ 122,000 |
| Louisville/Jefferson County, KY-IN | 13 | $ 3,315,000 | $ 255,000 | $ 144,000 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 4,535,000 | $ 348,846 | $ 166,000 |
| Michigan City-La Porte, IN | 13 | $ 2,205,000 | $ 169,615 | $ 84,000 |
| Newark, NJ-PA | 13 | $ 5,295,000 | $ 407,307 | $ 141,538 |
| Owensboro, KY | 13 | $ 2,255,000 | $ 173,461 | $ 68,000 |
| Tallahassee, FL | 12 | $ 3,810,000 | $ 317,500 | $ 101,000 |
| Jonesboro, AR | 11 | $ 1,405,000 | $ 127,727 | $ 90,000 |
| Ogden-Clearfield, UT | 11 | $ 4,465,000 | $ 405,909 | $ 138,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 11 | $ 4,185,000 | $ 380,454 | $ 142,000 |
| Chattanooga, TN-GA | 10 | $ 2,850,000 | $ 285,000 | $ 151,600 |
| Janesville-Beloit, WI | 10 | $ 1,880,000 | $ 188,000 | $ 67,000 |
| Providence-Warwick, RI-MA | 10 | $ 3,510,000 | $ 351,000 | $ 137,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 4,750,000 | $ 475,000 | $ 137,300 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 2,345,000 | $ 260,555 | $ 99,666 |
| Asheville, NC | 9 | $ 2,455,000 | $ 272,777 | $ 105,000 |
| Bend-Redmond, OR | 9 | $ 4,755,000 | $ 528,333 | $ 176,000 |
| East Stroudsburg, PA | 8 | $ 2,350,000 | $ 293,750 | $ 101,000 |
| Montgomery, AL | 8 | $ 2,460,000 | $ 307,500 | $ 155,000 |
| Pine Bluff, AR | 8 | $ 1,120,000 | $ 140,000 | $ 68,000 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 2,890,000 | $ 361,250 | $ 180,000 |
| Salem, OR | 8 | $ 2,870,000 | $ 358,750 | $ 126,000 |
| St. Louis, MO-IL | 8 | $ 1,570,000 | $ 196,250 | $ 90,000 |
| Tacoma-Lakewood, WA | 8 | $ 3,890,000 | $ 486,250 | $ 159,000 |
| Baltimore-Columbia-Towson, MD | 7 | $ 1,915,000 | $ 273,571 | $ 118,000 |
| Barnstable Town, MA | 7 | $ 2,905,000 | $ 415,000 | $ 146,000 |
| Baton Rouge, LA | 7 | $ 2,165,000 | $ 309,285 | $ 171,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 7 | $ 1,775,000 | $ 253,571 | $ 116,000 |
| Camden, NJ | 7 | $ 1,705,000 | $ 243,571 | $ 89,000 |
| Charleston, WV | 7 | $ 665,000 | $ 95,000 | $ 59,000 |
| Clarksville, TN-KY | 7 | $ 2,005,000 | $ 286,428 | $ 91,000 |
| Durham-Chapel Hill, NC | 7 | $ 2,505,000 | $ 357,857 | $ 142,000 |
| Fort Collins, CO | 7 | $ 3,715,000 | $ 530,714 | $ 188,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 875,000 | $ 125,000 | $ 56,142 |
| Savannah, GA | 7 | $ 3,135,000 | $ 447,857 | $ 263,000 |
| Sherman-Denison, TX | 7 | $ 2,155,000 | $ 307,857 | $ 145,000 |
| Shreveport-Bossier City, LA | 7 | $ 1,165,000 | $ 166,428 | $ 69,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 2,285,000 | $ 326,428 | $ 98,000 |
| Winston-Salem, NC | 7 | $ 1,665,000 | $ 237,857 | $ 80,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 1,290,000 | $ 215,000 | $ 72,000 |
| Albuquerque, NM | 6 | $ 1,570,000 | $ 261,666 | $ 143,000 |
| Dothan, AL | 6 | $ 1,820,000 | $ 303,333 | $ 115,000 |
| Gainesville, FL | 6 | $ 1,650,000 | $ 275,000 | $ 114,000 |
| Glens Falls, NY | 6 | $ 1,030,000 | $ 171,666 | $ 71,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 1,370,000 | $ 228,333 | $ 70,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,140,000 | $ 190,000 | $ 78,000 |
| Manchester-Nashua, NH | 6 | $ 2,700,000 | $ 450,000 | $ 212,000 |
| Morgantown, WV | 6 | $ 1,070,000 | $ 178,333 | $ 114,000 |
| Norwich-New London, CT | 6 | $ 1,800,000 | $ 300,000 | $ 118,000 |
| Rochester, NY | 6 | $ 960,000 | $ 160,000 | $ 66,000 |
| Salisbury, MD-DE | 6 | $ 2,170,000 | $ 361,666 | $ 206,666 |
| Scranton--Wilkes-Barre--Hazleton, PA | 6 | $ 1,160,000 | $ 193,333 | $ 72,000 |
| Springfield, MO | 6 | $ 1,580,000 | $ 263,333 | $ 108,000 |
| St. Cloud, MN | 6 | $ 1,120,000 | $ 186,666 | $ 88,000 |
| The Villages, FL | 6 | $ 1,380,000 | $ 230,000 | $ 102,000 |
| Warner Robins, GA | 6 | $ 1,250,000 | $ 208,333 | $ 165,000 |
| Akron, OH | 5 | $ 1,195,000 | $ 239,000 | $ 133,000 |
| Albany, OR | 5 | $ 1,825,000 | $ 365,000 | $ 153,000 |
| Columbia, SC | 5 | $ 975,000 | $ 195,000 | $ 163,000 |
| Fairbanks, AK | 5 | $ 1,615,000 | $ 323,000 | $ 177,000 |
| Green Bay, WI | 5 | $ 1,135,000 | $ 227,000 | $ 118,000 |
| Homosassa Springs, FL | 5 | $ 1,105,000 | $ 221,000 | $ 98,000 |
| Johnstown, PA | 5 | $ 345,000 | $ 69,000 | $ 43,000 |
| Killeen-Temple, TX | 5 | $ 1,005,000 | $ 201,000 | $ 100,000 |
| Knoxville, TN | 5 | $ 1,435,000 | $ 287,000 | $ 124,000 |
| Midland, TX | 5 | $ 1,875,000 | $ 375,000 | $ 122,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 1,595,000 | $ 319,000 | $ 94,800 |
| Rome, GA | 5 | $ 1,225,000 | $ 245,000 | $ 79,000 |
| San Diego-Carlsbad, CA | 5 | $ 2,395,000 | $ 479,000 | $ 118,000 |
| Sebring, FL | 5 | $ 1,045,000 | $ 209,000 | $ 115,000 |
| St. George, UT | 5 | $ 3,175,000 | $ 635,000 | $ 160,000 |
| Wichita, KS | 5 | $ 855,000 | $ 171,000 | $ 61,000 |
| Auburn-Opelika, AL | 4 | $ 1,290,000 | $ 322,500 | $ 174,000 |
| Binghamton, NY | 4 | $ 560,000 | $ 140,000 | $ 46,000 |
| Canton-Massillon, OH | 4 | $ 670,000 | $ 167,500 | $ 116,000 |
| College Station-Bryan, TX | 4 | $ 1,310,000 | $ 327,500 | $ 129,000 |
| Columbus, GA-AL | 4 | $ 860,000 | $ 215,000 | $ 119,000 |
| Fayetteville, NC | 4 | $ 860,000 | $ 215,000 | $ 140,000 |
| Goldsboro, NC | 4 | $ 730,000 | $ 182,500 | $ 52,000 |
| Greenville, NC | 4 | $ 810,000 | $ 202,500 | $ 98,000 |
| Hattiesburg, MS | 4 | $ 640,000 | $ 160,000 | $ 102,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 1,080,000 | $ 270,000 | $ 82,000 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 3,050,000 | $ 762,500 | $ 195,000 |
| Lynchburg, VA | 4 | $ 980,000 | $ 245,000 | $ 124,000 |
| Morristown, TN | 4 | $ 1,360,000 | $ 340,000 | $ 100,000 |
| Muncie, IN | 4 | $ 620,000 | $ 155,000 | $ 60,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 3,960,000 | $ 990,000 | $ 1,065,000 |
| Oshkosh-Neenah, WI | 4 | $ 1,100,000 | $ 275,000 | $ 127,000 |
| Peoria, IL | 4 | $ 670,000 | $ 167,500 | $ 53,000 |
| Portland-South Portland, ME | 4 | $ 1,890,000 | $ 472,500 | $ 221,000 |
| Provo-Orem, UT | 4 | $ 1,450,000 | $ 362,500 | $ 140,000 |
| Pueblo, CO | 4 | $ 1,100,000 | $ 275,000 | $ 82,000 |
| Richmond, VA | 4 | $ 1,690,000 | $ 422,500 | $ 103,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,560,000 | $ 390,000 | $ 333,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,430,000 | $ 357,500 | $ 114,000 |
| Sheboygan, WI | 4 | $ 1,260,000 | $ 315,000 | $ 94,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,780,000 | $ 445,000 | $ 126,000 |
| Springfield, OH | 4 | $ 660,000 | $ 165,000 | $ 92,000 |
| Utica-Rome, NY | 4 | $ 450,000 | $ 112,500 | $ 87,000 |
| Waco, TX | 4 | $ 900,000 | $ 225,000 | $ 87,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 750,000 | $ 187,500 | $ 77,000 |
| Billings, MT | 3 | $ 1,105,000 | $ 368,333 | $ 124,000 |
| Burlington, NC | 3 | $ 935,000 | $ 311,666 | $ 71,000 |
| Corpus Christi, TX | 3 | $ 935,000 | $ 311,666 | $ 94,000 |
| Florence, SC | 3 | $ 515,000 | $ 171,666 | $ 49,000 |
| Fond Du Lac, WI | 3 | $ 505,000 | $ 168,333 | $ 125,000 |
| Hammond, LA | 3 | $ 805,000 | $ 268,333 | $ 91,000 |
| Hinesville, GA | 3 | $ 825,000 | $ 275,000 | $ 72,000 |
| Jacksonville, NC | 3 | $ 785,000 | $ 261,666 | $ 69,000 |
| Jefferson City, MO | 3 | $ 775,000 | $ 258,333 | $ 154,000 |
| Johnson City, TN | 3 | $ 705,000 | $ 235,000 | $ 167,000 |
| Lake Charles, LA | 3 | $ 485,000 | $ 161,666 | $ 80,000 |
| Lansing-East Lansing, MI | 3 | $ 635,000 | $ 211,666 | $ 102,000 |
| Lubbock, TX | 3 | $ 505,000 | $ 168,333 | $ 73,000 |
| Mansfield, OH | 3 | $ 415,000 | $ 138,333 | $ 96,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 985,000 | $ 328,333 | $ 211,000 |
| Odessa, TX | 3 | $ 505,000 | $ 168,333 | $ 66,000 |
| Port St. Lucie, FL | 3 | $ 775,000 | $ 258,333 | $ 177,000 |
| Rocky Mount, NC | 3 | $ 605,000 | $ 201,666 | $ 69,000 |
| San Angelo, TX | 3 | $ 1,185,000 | $ 395,000 | $ 123,000 |
| Santa Fe, NM | 3 | $ 1,905,000 | $ 635,000 | $ 244,000 |
| Syracuse, NY | 3 | $ 435,000 | $ 145,000 | $ 78,000 |
| Terre Haute, IN | 3 | $ 365,000 | $ 121,666 | $ 43,000 |
| Topeka, KS | 3 | $ 325,000 | $ 108,333 | $ 50,000 |
| Trenton, NJ | 3 | $ 975,000 | $ 325,000 | $ 125,000 |
| Tuscaloosa, AL | 3 | $ 1,345,000 | $ 448,333 | $ 169,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 425,000 | $ 141,666 | $ 51,000 |
| Williamsport, PA | 3 | $ 525,000 | $ 175,000 | $ 86,000 |
| Wilmington, DE-MD-NJ | 3 | $ 575,000 | $ 191,666 | $ 72,000 |
| Wilmington, NC | 3 | $ 1,025,000 | $ 341,666 | $ 132,000 |
| York-Hanover, PA | 3 | $ 845,000 | $ 281,666 | $ 93,000 |
| Bakersfield, CA | 2 | $ 970,000 | $ 485,000 | $ 193,000 |
| Beaumont-Port Arthur, TX | 2 | $ 580,000 | $ 290,000 | $ 131,000 |
| Beckley, WV | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Bloomington, IN | 2 | $ 790,000 | $ 395,000 | $ 142,000 |
| Bloomsburg-Berwick, PA | 2 | $ 460,000 | $ 230,000 | $ 64,000 |
| Columbus, IN | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| Cumberland, MD-WV | 2 | $ 180,000 | $ 90,000 | $ 86,000 |
| Des Moines-West Des Moines, IA | 2 | $ 630,000 | $ 315,000 | $ 99,000 |
| El Paso, TX | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| Fresno, CA | 2 | $ 790,000 | $ 395,000 | $ 133,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,340,000 | $ 670,000 | $ 177,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 500,000 | $ 250,000 | $ 96,000 |
| Kingston, NY | 2 | $ 490,000 | $ 245,000 | $ 106,000 |
| Longview, TX | 2 | $ 570,000 | $ 285,000 | $ 892,000 |
| Macon-Bibb County, GA | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| Monroe, MI | 2 | $ 330,000 | $ 165,000 | $ 83,000 |
| Reading, PA | 2 | $ 710,000 | $ 355,000 | $ 435,000 |
| Roanoke, VA | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 470,000 | $ 235,000 | $ 70,000 |
| Spartanburg, SC | 2 | $ 710,000 | $ 355,000 | $ 112,000 |
| St. Joseph, MO-KS | 2 | $ 310,000 | $ 155,000 | $ 29,000 |
| Tucson, AZ | 2 | $ 840,000 | $ 420,000 | $ 169,000 |
| Tyler, TX | 2 | $ 480,000 | $ 240,000 | $ 148,000 |
| Urban Honolulu, HI | 2 | $ 870,000 | $ 435,000 | $ 147,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 1,840,000 | $ 920,000 | $ 222,000 |
| Wausau, WI | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Abilene, TX | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Alexandria, LA | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Amarillo, TX | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 865,000 | $ 865,000 | $ 244,000 |
| Anchorage, AK | 1 | $ 785,000 | $ 785,000 | $ 335,000 |
| Appleton, WI | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Battle Creek, MI | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Bellingham, WA | 1 | $ 445,000 | $ 445,000 | $ 216,000 |
| Bloomington, IL | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Bremerton-Silverdale, WA | 1 | $ 485,000 | $ 485,000 | $ 221,000 |
| Burlington-South Burlington, VT | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Cedar Rapids, IA | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Champaign-Urbana, IL | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Charleston-North Charleston, SC | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Coeur D'Alene, ID | 1 | $ 725,000 | $ 725,000 | $ 844,000 |
| Columbia, MO | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Decatur, AL | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Dubuque, IA | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Duluth, MN-WI | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Elkhart-Goshen, IN | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Elmira, NY | 1 | $ 55,000 | $ 55,000 | $ 205,000 |
| Erie, PA | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Fargo, ND-MN | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Farmington, NM | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Flint, MI | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Florence-Muscle Shoals, AL | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Fort Wayne, IN | 1 | $ 325,000 | $ 325,000 | $ 61,000 |
| Gadsden, AL | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Gainesville, GA | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Harrisonburg, VA | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Joplin, MO | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Kalamazoo-Portage, MI | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Kankakee, IL | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Kokomo, IN | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Lafayette-West Lafayette, IN | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Lawton, OK | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Lewiston-Auburn, ME | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Lincoln, NE | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Logan, UT-ID | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Longview, WA | 1 | $ 475,000 | $ 475,000 | $ 130,000 |
| Midland, MI | 1 | $ 75,000 | $ 75,000 | $ 285,000 |
| Missoula, MT | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Monroe, LA | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Muskegon, MI | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| New Bern, NC | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Niles-Benton Harbor, MI | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Ocean City, NJ | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Olympia-Tumwater, WA | 1 | $ 355,000 | $ 355,000 | $ 38,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 405,000 | $ 405,000 | $ 241,000 |
| Rapid City, SD | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| Salinas, CA | 1 | $ 575,000 | $ 575,000 | $ 171,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 475,000 | $ 475,000 | $ 227,000 |
| Santa Rosa, CA | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Stockton-Lodi, CA | 1 | $ 415,000 | $ 415,000 | $ 85,000 |
| Texarkana, TX-AR | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Toledo, OH | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Wenatchee, WA | 1 | $ 625,000 | $ 625,000 | $ 284,000 |
| Wheeling, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Wichita Falls, TX | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Winchester, VA-WV | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Bank of England in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,396 | $2,548,280,000 | $303,000 | $3,005,000 | $120,000 | $5,275,000 |
| Cash-out Refinancing | 689 | $187,455,000 | $272,000 | $1,785,000 | $128,000 | $3,496,000 |
| Refinancing | 208 | $72,010,000 | $346,000 | $1,845,000 | $137,000 | $1,699,000 |
| Home Improvement | 12 | $620,000 | $51,000 | $125,000 | $120,000 | $281,000 |
| Other Purpose | 10 | $570,000 | $57,000 | $355,000 | $87,000 | $169,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,910 | $1,777,520,000 | $300,000 | $3,005,000 | $124,000 | $3,938,000 |
| Not Provided | 1,197 | $362,215,000 | $302,000 | $1,505,000 | $127,000 | $5,275,000 |
| Hispanic | 983 | $290,695,000 | $295,000 | $1,515,000 | $111,000 | $3,496,000 |
| Black or African American | 827 | $227,725,000 | $275,000 | $975,000 | $96,000 | $705,000 |
| Asian | 249 | $96,845,000 | $388,000 | $1,405,000 | $150,000 | $680,000 |
| American Indian or Alaskan Native | 48 | $14,310,000 | $298,000 | $725,000 | $108,000 | $380,000 |
| Not applicable | 36 | $12,850,000 | $356,000 | $1,945,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,345,000 | $371,000 | $725,000 | $109,000 | $194,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,620 | $1,780,010,000 | $316,000 | $3,005,000 | $141,000 | $5,275,000 |
| FHA-insured (Federal Housing Administration) | 2,527 | $670,575,000 | $265,000 | $1,285,000 | $89,000 | $1,063,000 |
| VA-guaranteed (Veterans Administration) | 822 | $299,230,000 | $364,000 | $1,945,000 | $112,000 | $844,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 346 | $59,120,000 | $170,000 | $475,000 | $66,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,737 | $2,045,995,000 | $303,000 | $3,005,000 | $122,000 | $5,275,000 |
| Application Withdrawn By Applicant | 1,756 | $529,770,000 | $301,000 | $1,845,000 | $121,000 | $1,109,000 |
| Application Approved But Not Accepted | 440 | $129,300,000 | $293,000 | $1,075,000 | $123,000 | $1,699,000 |
| Application Denied By Financial Institution | 350 | $92,470,000 | $264,000 | $1,505,000 | $105,000 | $1,692,000 |
| Loan Purchased By The Institution | 32 | $11,400,000 | $356,000 | $1,945,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,965 | $2,716,465,000 | $303,000 | $3,005,000 | $122,000 | $5,275,000 |
| Credit History | 79 | $17,625,000 | $223,000 | $725,000 | $122,000 | $1,692,000 |
| Debt-To-Income Ratio | 69 | $18,935,000 | $274,000 | $665,000 | $72,000 | $425,000 |
| Other | 63 | $15,235,000 | $241,000 | $725,000 | $109,000 | $900,000 |
| Credit Application Incomplete | 61 | $19,725,000 | $323,000 | $1,505,000 | $126,000 | $690,000 |
| Collateral | 30 | $8,250,000 | $275,000 | $1,155,000 | $123,000 | $1,099,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $6,360,000 | $265,000 | $1,405,000 | $84,000 | $370,000 |
| Employment History | 20 | $5,090,000 | $254,000 | $445,000 | $70,000 | $166,000 |
| Unverifiable Information | 4 | $1,250,000 | $312,000 | $445,000 | $89,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
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