Bank Of Oklahoma, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Bank Of Oklahoma, Na 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Oklahoma, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,263 |
| Total Mortgage Loan Application Amount | $1,516,411,000 |
| Average Mortgage Loan Application Amount | $176,909 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $145,215 |
| Highest Applicant Income | $3,024,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Bank Of Oklahoma, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Oklahoma, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Bank Of Oklahoma, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Oklahoma, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Oklahoma, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Oklahoma, Na's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 3,344 | $ 299,999,000 | $ 89,000 | $ 68,000 |
| Oklahoma County Oklahoma | 2,183 | $ 201,692,000 | $ 92,000 | $ 60,000 |
| Comanche County Oklahoma | 629 | $ 64,458,000 | $ 102,000 | $ 53,000 |
| Cleveland County Oklahoma | 617 | $ 63,591,000 | $ 103,000 | $ 56,000 |
| Benton County Arkansas | 431 | $ 47,255,000 | $ 109,000 | $ 54,000 |
| Rogers County Oklahoma | 385 | $ 37,609,000 | $ 97,000 | $ 59,000 |
| Wagoner County Oklahoma | 378 | $ 35,308,000 | $ 93,000 | $ 77,000 |
| Garfield County Oklahoma | 336 | $ 23,192,000 | $ 69,000 | $ 44,000 |
| Bernalillo County New Mexico | 308 | $ 40,926,000 | $ 132,000 | $ 66,000 |
| Muskogee County Oklahoma | 304 | $ 18,401,000 | $ 60,000 | $ 52,000 |
| Washington County Arkansas | 298 | $ 33,063,000 | $ 110,000 | $ 81,000 |
| Canadian County Oklahoma | 268 | $ 25,441,000 | $ 94,000 | $ 57,000 |
| Jackson County Missouri | 184 | $ 20,190,000 | $ 109,000 | $ 45,000 |
| Creek County Oklahoma | 178 | $ 16,458,000 | $ 92,000 | $ 66,000 |
| Dallas County Texas | 147 | $ 33,902,000 | $ 230,000 | $ 109,000 |
| Delaware County Oklahoma | 119 | $ 10,868,000 | $ 91,000 | $ 70,000 |
| Osage County Oklahoma | 111 | $ 8,584,000 | $ 77,000 | $ 54,000 |
| Cass County Missouri | 100 | $ 11,801,000 | $ 118,000 | $ 45,000 |
| Harris County Texas | 96 | $ 14,179,000 | $ 147,000 | $ 91,000 |
| McIntosh County Oklahoma | 91 | $ 5,127,000 | $ 56,000 | $ 47,000 |
| Shawnee County Kansas | 86 | $ 6,240,000 | $ 72,000 | $ 33,000 |
| Washington County Oklahoma | 86 | $ 5,015,000 | $ 58,000 | $ 45,000 |
| Johnson County Kansas | 82 | $ 10,957,000 | $ 133,000 | $ 60,000 |
| Pittsburg County Oklahoma | 70 | $ 4,871,000 | $ 69,000 | $ 54,000 |
| Wyandotte County Kansas | 69 | $ 5,907,000 | $ 85,000 | $ 38,000 |
| Collin County Texas | 58 | $ 10,575,000 | $ 182,000 | $ 93,000 |
| McClain County Oklahoma | 54 | $ 4,796,000 | $ 88,000 | $ 60,000 |
| Denver County Colorado | 47 | $ 7,854,000 | $ 167,000 | $ 80,000 |
| Valencia County New Mexico | 47 | $ 5,241,000 | $ 111,000 | $ 44,000 |
| Tarrant County Texas | 44 | $ 6,701,000 | $ 152,000 | $ 99,000 |
| Sandoval County New Mexico | 43 | $ 5,128,000 | $ 119,000 | $ 70,000 |
| Logan County Oklahoma | 42 | $ 3,809,000 | $ 90,000 | $ 80,000 |
| Pottawatomie County Oklahoma | 42 | $ 4,426,000 | $ 105,000 | $ 52,000 |
| Okmulgee County Oklahoma | 36 | $ 2,531,000 | $ 70,000 | $ 47,000 |
| Kay County Oklahoma | 34 | $ 1,756,000 | $ 51,000 | $ 51,000 |
| Lincoln County Oklahoma | 34 | $ 3,360,000 | $ 98,000 | $ 71,000 |
| Arapahoe County Colorado | 33 | $ 6,678,000 | $ 202,000 | $ 84,000 |
| Adams County Colorado | 32 | $ 5,294,000 | $ 165,000 | $ 52,000 |
| Ottawa County Oklahoma | 32 | $ 2,355,000 | $ 73,000 | $ 64,000 |
| Cherokee County Oklahoma | 27 | $ 2,081,000 | $ 77,000 | $ 75,000 |
| Grady County Oklahoma | 25 | $ 2,173,000 | $ 86,000 | $ 48,000 |
| Pawnee County Oklahoma | 25 | $ 1,677,000 | $ 67,000 | $ 49,000 |
| Fort Bend County Texas | 25 | $ 4,969,000 | $ 198,000 | $ 106,000 |
| Mayes County Oklahoma | 21 | $ 1,639,000 | $ 78,000 | $ 89,000 |
| Stephens County Oklahoma | 21 | $ 1,880,000 | $ 89,000 | $ 49,000 |
| Payne County Oklahoma | 20 | $ 2,332,000 | $ 116,000 | $ 120,000 |
| Douglas County Colorado | 17 | $ 4,053,000 | $ 238,000 | $ 85,000 |
| Leavenworth County Kansas | 17 | $ 2,129,000 | $ 125,000 | $ 60,000 |
| Denton County Texas | 17 | $ 3,543,000 | $ 208,000 | $ 125,000 |
| Jackson County Oklahoma | 16 | $ 1,001,000 | $ 62,000 | $ 29,000 |
| Jefferson County Colorado | 15 | $ 2,530,000 | $ 168,000 | $ 73,000 |
| Santa Fe County New Mexico | 15 | $ 2,149,000 | $ 143,000 | $ 60,000 |
| Cotton County Oklahoma | 15 | $ 1,470,000 | $ 98,000 | $ 43,000 |
| Craig County Oklahoma | 14 | $ 1,327,000 | $ 94,000 | $ 102,000 |
| Bexar County Texas | 13 | $ 1,052,000 | $ 80,000 | $ 77,000 |
| Grayson County Texas | 13 | $ 1,929,000 | $ 148,000 | $ 99,000 |
| Montgomery County Maryland | 12 | $ 1,322,000 | $ 110,000 | $ 61,000 |
| Clay County Missouri | 12 | $ 1,345,000 | $ 112,000 | $ 49,000 |
| St. Louis County Missouri | 12 | $ 1,178,000 | $ 98,000 | $ 43,000 |
| Fairfax County Virginia | 12 | $ 1,946,000 | $ 162,000 | $ 79,000 |
| Osage County Kansas | 11 | $ 714,000 | $ 64,000 | $ 15,000 |
| Kingfisher County Oklahoma | 11 | $ 631,000 | $ 57,000 | $ 43,000 |
| Sequoyah County Oklahoma | 11 | $ 761,000 | $ 69,000 | $ 75,000 |
| Pulaski County Arkansas | 10 | $ 1,236,000 | $ 123,000 | $ 35,000 |
| Torrance County New Mexico | 10 | $ 945,000 | $ 94,000 | $ 38,000 |
| Grant County Oklahoma | 10 | $ 578,000 | $ 57,000 | $ 43,000 |
| Platte County Missouri | 9 | $ 883,000 | $ 98,000 | $ 29,000 |
| Caddo County Oklahoma | 9 | $ 646,000 | $ 71,000 | $ 52,000 |
| Shelby County Tennessee | 9 | $ 1,202,000 | $ 133,000 | $ 45,000 |
| Montgomery County Texas | 9 | $ 958,000 | $ 106,000 | $ 64,000 |
| Maricopa County Arizona | 8 | $ 1,834,000 | $ 229,000 | $ 283,000 |
| Pima County Arizona | 8 | $ 816,000 | $ 102,000 | $ 43,000 |
| Broward County Florida | 8 | $ 637,000 | $ 79,000 | $ 39,000 |
| Orange County Florida | 8 | $ 847,000 | $ 105,000 | $ 39,000 |
| Cook County Illinois | 8 | $ 994,000 | $ 124,000 | $ 69,000 |
| Lyon County Kansas | 7 | $ 669,000 | $ 95,000 | $ 70,000 |
| Prince George's County Maryland | 7 | $ 896,000 | $ 128,000 | $ 92,000 |
| Bates County Missouri | 7 | $ 603,000 | $ 86,000 | $ 67,000 |
| Taney County Missouri | 7 | $ 462,000 | $ 66,000 | $ 59,000 |
| Davidson County Tennessee | 7 | $ 588,000 | $ 84,000 | $ 25,000 |
| Montgomery County Tennessee | 7 | $ 602,000 | $ 86,000 | $ 26,000 |
| Madison County Alabama | 6 | $ 887,000 | $ 147,000 | $ 91,000 |
| Cobb County Georgia | 6 | $ 505,000 | $ 84,000 | $ 33,000 |
| Clark County Nevada | 6 | $ 1,024,000 | $ 170,000 | $ 76,000 |
| Custer County Oklahoma | 6 | $ 463,000 | $ 77,000 | $ 40,000 |
| Le Flore County Oklahoma | 6 | $ 346,000 | $ 57,000 | $ 56,000 |
| Prince William County Virginia | 6 | $ 1,252,000 | $ 208,000 | $ 108,000 |
| Sebastian County Arkansas | 5 | $ 432,000 | $ 86,000 | $ 208,000 |
| Los Angeles County California | 5 | $ 755,000 | $ 151,000 | $ 89,000 |
| DeKalb County Georgia | 5 | $ 384,000 | $ 76,000 | $ 45,000 |
| Marion County Indiana | 5 | $ 497,000 | $ 99,000 | $ 625,000 |
| Jefferson County Kansas | 5 | $ 405,000 | $ 81,000 | $ 45,000 |
| Johnson County Missouri | 5 | $ 702,000 | $ 140,000 | $ 77,000 |
| Alfalfa County Oklahoma | 5 | $ 176,000 | $ 35,000 | $ 56,000 |
| Kiowa County Oklahoma | 5 | $ 457,000 | $ 91,000 | $ 44,000 |
| Latimer County Oklahoma | 5 | $ 195,000 | $ 39,000 | $ 32,000 |
| Major County Oklahoma | 5 | $ 232,000 | $ 46,000 | $ 50,000 |
| Tillman County Oklahoma | 5 | $ 274,000 | $ 54,000 | $ 82,000 |
| Rockwall County Texas | 5 | $ 817,000 | $ 163,000 | $ 73,000 |
| District of Columbia County District Of Columbia | 4 | $ 366,000 | $ 91,000 | $ 85,000 |
| Duval County Florida | 4 | $ 276,000 | $ 69,000 | $ 21,000 |
| Hillsborough County Florida | 4 | $ 282,000 | $ 70,000 | $ 9,000 |
| Miami-Dade County Florida | 4 | $ 422,000 | $ 105,000 | $ 91,000 |
| Gwinnett County Georgia | 4 | $ 431,000 | $ 107,000 | $ 52,000 |
| Kane County Illinois | 4 | $ 413,000 | $ 103,000 | $ 64,000 |
| Sedgwick County Kansas | 4 | $ 172,000 | $ 43,000 | $ 26,000 |
| Dakota County Minnesota | 4 | $ 412,000 | $ 103,000 | $ 30,000 |
| Buchanan County Missouri | 4 | $ 257,000 | $ 64,000 | $ 31,000 |
| McCurtain County Oklahoma | 4 | $ 464,000 | $ 116,000 | $ 63,000 |
| Seminole County Oklahoma | 4 | $ 473,000 | $ 118,000 | $ 65,000 |
| Philadelphia County Pennsylvania | 4 | $ 176,000 | $ 44,000 | $ 29,000 |
| Galveston County Texas | 4 | $ 372,000 | $ 93,000 | $ 139,000 |
| Stafford County Virginia | 4 | $ 530,000 | $ 132,000 | $ 97,000 |
| White County Arkansas | 3 | $ 213,000 | $ 71,000 | $ 30,000 |
| St. Lucie County Florida | 3 | $ 162,000 | $ 54,000 | $ 12,000 |
| Porter County Indiana | 3 | $ 333,000 | $ 111,000 | $ 86,000 |
| Montgomery County Kansas | 3 | $ 355,000 | $ 118,000 | $ 49,000 |
| Hennepin County Minnesota | 3 | $ 501,000 | $ 167,000 | $ 91,000 |
| Benton County Missouri | 3 | $ 250,000 | $ 83,000 | $ 55,000 |
| Boone County Missouri | 3 | $ 224,000 | $ 74,000 | $ 27,000 |
| Clinton County Missouri | 3 | $ 273,000 | $ 91,000 | $ 44,000 |
| Greene County Missouri | 3 | $ 401,000 | $ 133,000 | $ 63,000 |
| Jefferson County Missouri | 3 | $ 194,000 | $ 64,000 | $ 46,000 |
| Douglas County Nebraska | 3 | $ 258,000 | $ 86,000 | $ 30,000 |
| Cuyahoga County Ohio | 3 | $ 203,000 | $ 67,000 | $ 71,000 |
| Montgomery County Ohio | 3 | $ 196,000 | $ 65,000 | $ 18,000 |
| Bryan County Oklahoma | 3 | $ 188,000 | $ 62,000 | $ 26,000 |
| Garvin County Oklahoma | 3 | $ 186,000 | $ 62,000 | $ 39,000 |
| Haskell County Oklahoma | 3 | $ 217,000 | $ 72,000 | $ 48,000 |
| Hughes County Oklahoma | 3 | $ 68,000 | $ 22,000 | $ 68,000 |
| Delaware County Pennsylvania | 3 | $ 246,000 | $ 82,000 | $ 18,000 |
| Sumner County Tennessee | 3 | $ 270,000 | $ 90,000 | $ 11,000 |
| Wichita County Texas | 3 | $ 345,000 | $ 115,000 | $ 48,000 |
| Williamson County Texas | 3 | $ 184,000 | $ 61,000 | $ 24,000 |
| Henrico County Virginia | 3 | $ 410,000 | $ 136,000 | $ 26,000 |
| Spotsylvania County Virginia | 3 | $ 302,000 | $ 100,000 | $ 100,000 |
| Virginia Beach County Virginia | 3 | $ 208,000 | $ 69,000 | $ 122,000 |
| Baldwin County Alabama | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Shelby County Alabama | 2 | $ 234,000 | $ 117,000 | $ 63,000 |
| Coconino County Arizona | 2 | $ 1,052,000 | $ 526,000 | $ 15,000 |
| Carroll County Arkansas | 2 | $ 139,000 | $ 69,000 | $ 30,000 |
| Faulkner County Arkansas | 2 | $ 194,000 | $ 97,000 | $ 90,000 |
| Franklin County Arkansas | 2 | $ 245,000 | $ 122,000 | $ 22,000 |
| Greene County Arkansas | 2 | $ 239,000 | $ 119,000 | $ 180,000 |
| Madison County Arkansas | 2 | $ 248,000 | $ 124,000 | $ 90,000 |
| Saline County Arkansas | 2 | $ 117,000 | $ 58,000 | $ 71,000 |
| Riverside County California | 2 | $ 380,000 | $ 190,000 | $ 360,000 |
| San Bernardino County California | 2 | $ 251,000 | $ 125,000 | $ 35,000 |
| Boulder County Colorado | 2 | $ 165,000 | $ 82,000 | $ 86,000 |
| Chaffee County Colorado | 2 | $ 839,000 | $ 419,000 | $ 468,000 |
| Gunnison County Colorado | 2 | $ 590,000 | $ 295,000 | $ 192,000 |
| Pueblo County Colorado | 2 | $ 270,000 | $ 135,000 | $ 130,000 |
| Hartford County Connecticut | 2 | $ 151,000 | $ 75,000 | $ 73,000 |
| Brevard County Florida | 2 | $ 105,000 | $ 52,000 | $ 48,000 |
| Collier County Florida | 2 | $ 183,000 | $ 91,000 | $ 224,000 |
| Pinellas County Florida | 2 | $ 125,000 | $ 62,000 | $ 77,000 |
| Sarasota County Florida | 2 | $ 1,028,000 | $ 514,000 | $ 313,000 |
| St. Johns County Florida | 2 | $ 312,000 | $ 156,000 | $ 99,000 |
| Clayton County Georgia | 2 | $ 134,000 | $ 67,000 | $ 25,000 |
| Fulton County Georgia | 2 | $ 152,000 | $ 76,000 | $ 61,000 |
| Walton County Georgia | 2 | $ 182,000 | $ 91,000 | $ 36,000 |
| DuPage County Illinois | 2 | $ 153,000 | $ 76,000 | $ 58,000 |
| McHenry County Illinois | 2 | $ 245,000 | $ 122,000 | $ 68,000 |
| Allen County Kansas | 2 | $ 103,000 | $ 51,000 | $ 4,000 |
| Cherokee County Kansas | 2 | $ 185,000 | $ 92,000 | $ 50,000 |
| Coffey County Kansas | 2 | $ 189,000 | $ 94,000 | $ 56,000 |
| Cowley County Kansas | 2 | $ 387,000 | $ 193,000 | $ 58,000 |
| Crawford County Kansas | 2 | $ 173,000 | $ 86,000 | $ 41,000 |
| Miami County Kansas | 2 | $ 266,000 | $ 133,000 | $ 71,000 |
| Neosho County Kansas | 2 | $ 148,000 | $ 74,000 | $ 10,000 |
| Wabaunsee County Kansas | 2 | $ 284,000 | $ 142,000 | $ 58,000 |
| Lafayette County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 71,000 |
| Anne Arundel County Maryland | 2 | $ 218,000 | $ 109,000 | $ 34,000 |
| Calvert County Maryland | 2 | $ 275,000 | $ 137,000 | $ 47,000 |
| Harford County Maryland | 2 | $ 128,000 | $ 64,000 | $ 21,000 |
| St. Mary's County Maryland | 2 | $ 184,000 | $ 92,000 | $ 70,000 |
| Washington County Maryland | 2 | $ 337,000 | $ 168,000 | $ 114,000 |
| Wayne County Michigan | 2 | $ 196,000 | $ 98,000 | $ 22,000 |
| Anoka County Minnesota | 2 | $ 226,000 | $ 113,000 | $ 64,000 |
| Washington County Minnesota | 2 | $ 254,000 | $ 127,000 | $ 47,000 |
| Adair County Missouri | 2 | $ 261,000 | $ 130,000 | $ 127,000 |
| Barry County Missouri | 2 | $ 130,000 | $ 65,000 | $ 49,000 |
| Franklin County Missouri | 2 | $ 227,000 | $ 113,000 | $ 44,000 |
| Lafayette County Missouri | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| Lawrence County Missouri | 2 | $ 140,000 | $ 70,000 | $ 27,000 |
| Pettis County Missouri | 2 | $ 145,000 | $ 72,000 | $ 38,000 |
| Ray County Missouri | 2 | $ 284,000 | $ 142,000 | $ 43,000 |
| St. Charles County Missouri | 2 | $ 203,000 | $ 101,000 | $ 72,000 |
| Washoe County Nevada | 2 | $ 401,000 | $ 200,000 | $ 64,000 |
| Dona Ana County New Mexico | 2 | $ 302,000 | $ 151,000 | $ 51,000 |
| Lincoln County New Mexico | 2 | $ 470,000 | $ 235,000 | $ 175,000 |
| Socorro County New Mexico | 2 | $ 225,000 | $ 112,000 | $ 47,000 |
| Durham County North Carolina | 2 | $ 168,000 | $ 84,000 | $ 123,000 |
| Stark County Ohio | 2 | $ 217,000 | $ 108,000 | $ 54,000 |
| Adair County Oklahoma | 2 | $ 195,000 | $ 97,000 | $ 63,000 |
| Blaine County Oklahoma | 2 | $ 55,000 | $ 27,000 | $ 36,000 |
| Carter County Oklahoma | 2 | $ 151,000 | $ 75,000 | $ 36,000 |
| Greer County Oklahoma | 2 | $ 125,000 | $ 62,000 | $ 82,000 |
| Jefferson County Oklahoma | 2 | $ 58,000 | $ 29,000 | $ 42,000 |
| Woodward County Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| Coos County Oregon | 2 | $ 383,000 | $ 191,000 | $ 155,000 |
| Richland County South Carolina | 2 | $ 172,000 | $ 86,000 | $ 20,000 |
| Cheatham County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 33,000 |
| Hamilton County Tennessee | 2 | $ 144,000 | $ 72,000 | $ 8,000 |
| Wilson County Tennessee | 2 | $ 179,000 | $ 89,000 | $ 67,000 |
| Aransas County Texas | 2 | $ 282,000 | $ 141,000 | $ 87,000 |
| Brazoria County Texas | 2 | $ 284,000 | $ 142,000 | $ 62,000 |
| Kaufman County Texas | 2 | $ 280,000 | $ 140,000 | $ 242,000 |
| Medina County Texas | 2 | $ 99,000 | $ 49,000 | $ 42,000 |
| Nueces County Texas | 2 | $ 94,000 | $ 47,000 | $ 36,000 |
| Alexandria County Virginia | 2 | $ 196,000 | $ 98,000 | $ 97,000 |
| Chesterfield County Virginia | 2 | $ 159,000 | $ 79,000 | $ 70,000 |
| Manassas County Virginia | 2 | $ 200,000 | $ 100,000 | $ 12,000 |
| Manassas Park County Virginia | 2 | $ 197,000 | $ 98,000 | $ 55,000 |
| Chambers County Alabama | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Montgomery County Alabama | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Morgan County Alabama | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
| St. Clair County Alabama | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Tuscaloosa County Alabama | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Yavapai County Arizona | 1 | $ 68,000 | $ 68,000 | $ 57,000 |
| Columbia County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 103,000 |
| Hempstead County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 46,000 |
| Jefferson County Arkansas | 1 | $ 161,000 | $ 161,000 | $ 97,000 |
| Perry County Arkansas | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Polk County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 259,000 |
| Alameda County California | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| Fresno County California | 1 | $ 32,000 | $ 32,000 | $ 53,000 |
| Marin County California | 1 | $ 100,000 | $ 100,000 | $ 612,000 |
| Orange County California | 1 | $ 800,000 | $ 800,000 | $ 174,000 |
| San Diego County California | 1 | $ 630,000 | $ 630,000 | $ 175,000 |
| San Joaquin County California | 1 | $ 143,000 | $ 143,000 | $ 85,000 |
| San Mateo County California | 1 | $ 334,000 | $ 334,000 | $ 56,000 |
| Solano County California | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Ventura County California | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Archuleta County Colorado | 1 | $ 500,000 | $ 500,000 | $ 324,000 |
| Conejos County Colorado | 1 | $ 100,000 | $ 100,000 | $ 200,000 |
| El Paso County Colorado | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| La Plata County Colorado | 1 | $ 332,000 | $ 332,000 | $ 252,000 |
| Montrose County Colorado | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Kent County Delaware | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| New Castle County Delaware | 1 | $ 149,000 | $ 149,000 | $ 56,000 |
| Lee County Florida | 1 | $ 240,000 | $ 240,000 | $ 198,000 |
| Monroe County Florida | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Okaloosa County Florida | 1 | $ 316,000 | $ 316,000 | $ 100,000 |
| Palm Beach County Florida | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
| Polk County Florida | 1 | $ 67,000 | $ 67,000 | $ 14,000 |
| Santa Rosa County Florida | 1 | $ 117,000 | $ 117,000 | $ 100,000 |
| Seminole County Florida | 1 | $ 64,000 | $ 64,000 | $ 31,000 |
| Walton County Florida | 1 | $ 368,000 | $ 368,000 | $ 135,000 |
| Bulloch County Georgia | 1 | $ 293,000 | $ 293,000 | $ 95,000 |
| Cherokee County Georgia | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Clarke County Georgia | 1 | $ 168,000 | $ 168,000 | $ 212,000 |
| Fayette County Georgia | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Habersham County Georgia | 1 | $ 74,000 | $ 74,000 | $ 54,000 |
| Hall County Georgia | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Troup County Georgia | 1 | $ 56,000 | $ 56,000 | $ 235,000 |
| Honolulu County Hawaii | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,588,000 |
| Maui County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 558,000 |
| Ada County Idaho | 1 | $ 473,000 | $ 473,000 | $ 114,000 |
| Lake County Illinois | 1 | $ 48,000 | $ 48,000 | $ 97,000 |
| St. Clair County Illinois | 1 | $ 118,000 | $ 118,000 | $ 58,000 |
| Will County Illinois | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Hamilton County Indiana | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Polk County Iowa | 1 | $ 141,000 | $ 141,000 | $ 94,000 |
| Pottawattamie County Iowa | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Scott County Iowa | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Bourbon County Kansas | 1 | $ 42,000 | $ 42,000 | $ 39,000 |
| Butler County Kansas | 1 | $ 57,000 | $ 57,000 | $ 14,000 |
| Doniphan County Kansas | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Douglas County Kansas | 1 | $ 70,000 | $ 70,000 | $ 105,000 |
| Edwards County Kansas | 1 | $ 47,000 | $ 47,000 | $ 76,000 |
| Ford County Kansas | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Franklin County Kansas | 1 | $ 82,000 | $ 82,000 | $ 66,000 |
| Pottawatomie County Kansas | 1 | $ 86,000 | $ 86,000 | $ 91,000 |
| Saline County Kansas | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| Stevens County Kansas | 1 | $ 58,000 | $ 58,000 | $ 80,000 |
| Fayette County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| East Baton Rouge County Louisiana | 1 | $ 138,000 | $ 138,000 | $ 53,000 |
| Penobscot County Maine | 1 | $ 178,000 | $ 178,000 | $ 62,000 |
| Baltimore County Maryland | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
| Caroline County Maryland | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
| Kent County Maryland | 1 | $ 57,000 | $ 57,000 | $ 77,000 |
| Essex County Massachusetts | 1 | $ 173,000 | $ 173,000 | $ 160,000 |
| Middlesex County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 170,000 |
| Plymouth County Massachusetts | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Suffolk County Massachusetts | 1 | $ 224,000 | $ 224,000 | $ 255,000 |
| Allegan County Michigan | 1 | $ 122,000 | $ 122,000 | $ 91,000 |
| Macomb County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oakland County Michigan | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
| Ottawa County Michigan | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Carver County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Ramsey County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 130,000 |
| Yellow Medicine County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Attala County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 34,000 |
| Hinds County Mississippi | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| Lee County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 21,000 |
| Marshall County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Warren County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Andrew County Missouri | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Barton County Missouri | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Camden County Missouri | 1 | $ 61,000 | $ 61,000 | $ 74,000 |
| Cole County Missouri | 1 | $ 129,000 | $ 129,000 | $ 109,000 |
| Dallas County Missouri | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Henry County Missouri | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Jasper County Missouri | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| McDonald County Missouri | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Newton County Missouri | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Nodaway County Missouri | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Randolph County Missouri | 1 | $ 56,000 | $ 56,000 | $ 34,000 |
| Saline County Missouri | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Vernon County Missouri | 1 | $ 90,000 | $ 90,000 | $ 88,000 |
| Stillwater County Montana | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Carroll County New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 94,000 |
| Atlantic County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 155,000 |
| Burlington County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 88,000 |
| Camden County New Jersey | 1 | $ 153,000 | $ 153,000 | $ 113,000 |
| Gloucester County New Jersey | 1 | $ 279,000 | $ 279,000 | $ 107,000 |
| Mercer County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Monmouth County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Sussex County New Jersey | 1 | $ 173,000 | $ 173,000 | $ 86,000 |
| Cibola County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Guadalupe County New Mexico | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| Lea County New Mexico | 1 | $ 101,000 | $ 101,000 | $ 37,000 |
| McKinley County New Mexico | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Otero County New Mexico | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Rio Arriba County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 112,000 |
| Taos County New Mexico | 1 | $ 152,000 | $ 152,000 | $ 125,000 |
| Erie County New York | 1 | $ 36,000 | $ 36,000 | $ 19,000 |
| Beaufort County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Cumberland County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Moore County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 57,000 |
| Onslow County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Orange County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 102,000 |
| Wake County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Allen County Ohio | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lorain County Ohio | 1 | $ 66,000 | $ 66,000 | $ 84,000 |
| Miami County Ohio | 1 | $ 67,000 | $ 67,000 | $ 75,000 |
| Morgan County Ohio | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Murray County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Noble County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Pontotoc County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Pushmataha County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| Clatsop County Oregon | 1 | $ 500,000 | $ 500,000 | $ 858,000 |
| Washington County Oregon | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Bucks County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Erie County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 82,000 |
| Lancaster County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Montgomery County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 107,000 |
| Northampton County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Barnwell County South Carolina | 1 | $ 69,000 | $ 69,000 | $ 17,000 |
| Berkeley County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 59,000 |
| Charleston County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 3,000 |
| Oconee County South Carolina | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Custer County South Dakota | 1 | $ 334,000 | $ 334,000 | $ 137,000 |
| Lawrence County South Dakota | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Minnehaha County South Dakota | 1 | $ 166,000 | $ 166,000 | $ 96,000 |
| Clay County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 123,000 |
| Robertson County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 61,000 |
| Rutherford County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Union County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Atascosa County Texas | 1 | $ 66,000 | $ 66,000 | $ 51,000 |
| Bell County Texas | 1 | $ 33,000 | $ 33,000 | $ 45,000 |
| Cameron County Texas | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Chambers County Texas | 1 | $ 130,000 | $ 130,000 | $ 95,000 |
| Comal County Texas | 1 | $ 150,000 | $ 150,000 | $ 157,000 |
| Cooke County Texas | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Ellis County Texas | 1 | $ 169,000 | $ 169,000 | $ 84,000 |
| Fannin County Texas | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Fayette County Texas | 1 | $ 44,000 | $ 44,000 | $ 66,000 |
| Guadalupe County Texas | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Hill County Texas | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Hood County Texas | 1 | $ 225,000 | $ 225,000 | $ 190,000 |
| Hunt County Texas | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Johnson County Texas | 1 | $ 201,000 | $ 201,000 | $ 102,000 |
| McLennan County Texas | 1 | $ 142,000 | $ 142,000 | $ 152,000 |
| Midland County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Randall County Texas | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Smith County Texas | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Titus County Texas | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Travis County Texas | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Van Zandt County Texas | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Wise County Texas | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Carbon County Utah | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Summit County Utah | 1 | $ 334,000 | $ 334,000 | $ 1,655,000 |
| Weber County Utah | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Arlington County Virginia | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Caroline County Virginia | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Culpeper County Virginia | 1 | $ 187,000 | $ 187,000 | $ 75,000 |
| Fredericksburg County Virginia | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Hampton County Virginia | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| Loudoun County Virginia | 1 | $ 248,000 | $ 248,000 | $ 121,000 |
| Newport News County Virginia | 1 | $ 110,000 | $ 110,000 | $ 105,000 |
| Norfolk County Virginia | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Powhatan County Virginia | 1 | $ 101,000 | $ 101,000 | $ 90,000 |
| Richmond City County Virginia | 1 | $ 93,000 | $ 93,000 | $ 84,000 |
| Warren County Virginia | 1 | $ 102,000 | $ 102,000 | $ 86,000 |
| Winchester County Virginia | 1 | $ 107,000 | $ 107,000 | $ 53,000 |
| King County Washington | 1 | $ 140,000 | $ 140,000 | $ 159,000 |
| Pierce County Washington | 1 | $ 210,000 | $ 210,000 | $ 178,000 |
| Spokane County Washington | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Outagamie County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Ozaukee County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Teton County Wyoming | 1 | $ 674,000 | $ 674,000 | $ 1,588,000 |
Mortgage Loan Application Detail Totals for Bank Of Oklahoma, Na in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,317 | $1,012,589,000 | $252,655 | $2,000,000 | $213,689 | $3,024,000 |
| Refinancing | 4,207 | $441,632,000 | $130,186 | $1,275,000 | $101,186 | $1,914,000 |
| Home Improvement | 1,739 | $62,190,000 | $165,187 | $1,250,000 | $139,437 | $849,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,187 | $1,137,616,000 | $146,363 | $1,500,000 | $109,090 | $3,024,000 |
| Hispanic | 1,400 | $134,171,000 | $123,733 | $1,495,000 | $56,533 | $660,000 |
| Not Provided | 1,012 | $83,123,000 | $105,322 | $1,275,000 | $41,193 | $740,000 |
| Black or African American | 836 | $76,306,000 | $107,190 | $1,200,000 | $50,904 | $240,000 |
| American Indian or Alaskan Native | 477 | $39,966,000 | $138,900 | $600,000 | $106,600 | $521,000 |
| Asian | 216 | $27,651,000 | $148,750 | $650,000 | $75,666 | $477,000 |
| Not applicable | 104 | $14,976,000 | $359,363 | $2,000,000 | $516,272 | $1,630,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $2,602,000 | $132,400 | $300,000 | $54,400 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,437 | $1,225,835,000 | $173,630 | $2,000,000 | $157,369 | $3,024,000 |
| FHA-insured (Federal Housing Administration) | 1,776 | $170,025,000 | $76,375 | $244,000 | $31,812 | $1,033,000 |
| VA-guaranteed (Veterans Administration) | 997 | $114,717,000 | $95,521 | $240,000 | $29,000 | $209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $5,834,000 | $104,000 | $182,000 | $49,500 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,345 | $972,351,000 | $189,175 | $2,000,000 | $180,375 | $3,024,000 |
| Preapproval Denied by Financial Institution | 2,255 | $219,903,000 | $97,000 | $868,000 | $44,000 | $587,000 |
| Application Denied By Financial Institution | 2,022 | $138,096,000 | $115,800 | $1,275,000 | $54,971 | $1,033,000 |
| Application Approved But Not Accepted | 495 | $41,267,000 | $110,250 | $825,000 | $64,875 | $447,000 |
| Preapproval Approved but not Accepted | 412 | $50,952,000 | $123,000 | $615,000 | $50,000 | $398,000 |
| Application Withdrawn By Applicant | 405 | $54,633,000 | $114,160 | $1,260,000 | $36,240 | $600,000 |
| File Closed For Incompleteness | 329 | $39,209,000 | $137,043 | $600,000 | $57,130 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,175 | $172,808,000 | $120,700 | $600,000 | $61,666 | $420,000 |
| Debt-To-Income Ratio | 1,190 | $102,692,000 | $106,000 | $1,275,000 | $41,700 | $329,000 |
| Collateral | 318 | $20,439,000 | $80,733 | $260,000 | $38,466 | $284,000 |
| Credit Application Incomplete | 249 | $31,320,000 | $120,571 | $868,000 | $44,857 | $579,000 |
| Other | 141 | $16,292,000 | $118,545 | $763,000 | $53,090 | $1,033,000 |
| Employment History | 96 | $6,612,000 | $99,571 | $210,000 | $35,285 | $660,000 |
| Unverifiable Information | 89 | $6,184,000 | $95,400 | $284,000 | $43,400 | $587,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $1,652,000 | $88,000 | $224,000 | $49,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Oklahoma, Na's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Oklahoma, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.