Bank Of The West
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of The West.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Bank Of The West
1977 Saturn Street Ms Sc-Mpk-03-N
Monterey Park, CA 91755
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 29,862
Total Mortgage Loan Application Amount $4,269,780,000
Average Mortgage Loan Application Amount $132,333
Highest Mortgage Loan Application Amount $11,550,000
Average Applicant Income $82,666
Highest Applicant Income $4,999,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Bank Of The West by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
OMAHA-COUNCIL BLUFFS, NE-IA 1,872 $ 140,953,000 $ 68,500 $ 69,000
DENVER-AURORA, CO 1,732 $ 233,430,000 $ 134,000 $ 93,000
WICHITA, KS 1,614 $ 112,452,000 $ 69,000 $ 71,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 1,264 $ 325,674,000 $ 257,000 $ 126,000
ALBUQUERQUE, NM 1,022 $ 97,930,000 $ 95,000 $ 69,000
OAKLAND-FREMONT-HAYWARD, CA 882 $ 241,824,000 $ 274,000 $ 116,000
DES MOINES-WEST DES MOINES, IA 833 $ 49,668,000 $ 59,000 $ 76,000
KANSAS CITY, MO-KS 830 $ 66,258,000 $ 76,500 $ 85,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 627 $ 113,702,000 $ 231,000 $ 83,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 552 $ 133,969,000 $ 242,000 $ 114,000
SANTA ANA-ANAHEIM-IRVINE, CA 525 $ 144,356,000 $ 274,000 $ 132,000
STOCKTON, CA 482 $ 71,856,000 $ 149,000 $ 90,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 452 $ 89,525,000 $ 198,000 $ 99,000
MODESTO, CA 450 $ 66,026,000 $ 146,000 $ 87,000
PHOENIX-MESA-SCOTTSDALE, AZ 437 $ 86,020,000 $ 196,000 $ 91,000
OKLAHOMA CITY, OK 405 $ 27,069,000 $ 66,000 $ 80,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 333 $ 70,646,000 $ 212,000 $ 106,000
LINCOLN, NE 328 $ 23,397,000 $ 71,000 $ 81,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 299 $ 114,737,000 $ 383,000 $ 151,000
FRESNO, CA 272 $ 36,098,000 $ 132,000 $ 85,000
LAS CRUCES, NM 253 $ 23,618,000 $ 93,000 $ 62,000
CEDAR RAPIDS, IA 246 $ 13,735,000 $ 55,000 $ 72,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 237 $ 74,497,000 $ 314,000 $ 103,000
TUCSON, AZ 233 $ 40,803,000 $ 175,000 $ 109,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 188 $ 32,043,000 $ 183,500 $ 78,000
LAS VEGAS-PARADISE, NV 179 $ 58,307,000 $ 325,000 $ 180,000
SALT LAKE CITY, UT 172 $ 34,068,000 $ 198,000 $ 96,000
BOISE CITY-NAMPA, ID 168 $ 25,682,000 $ 152,000 $ 76,000
FARGO, ND-MN 155 $ 14,713,000 $ 92,000 $ 57,000
VALLEJO-FAIRFIELD, CA 152 $ 28,382,000 $ 186,000 $ 91,000
FORT COLLINS-LOVELAND, CO 145 $ 19,589,000 $ 135,000 $ 89,000
BAKERSFIELD, CA 144 $ 20,692,000 $ 143,000 $ 94,000
GREELEY, CO 143 $ 13,583,000 $ 94,000 $ 86,000
BOULDER, CO 142 $ 25,625,000 $ 180,000 $ 102,000
CHICO, CA 138 $ 14,002,000 $ 101,000 $ 66,000
GRAND JUNCTION, CO 138 $ 15,457,000 $ 112,000 $ 77,000
VISALIA-PORTERVILLE, CA 133 $ 16,157,000 $ 121,000 $ 77,000
SANTA ROSA-PETALUMA, CA 130 $ 26,072,000 $ 200,000 $ 103,000
TULSA, OK 129 $ 8,435,000 $ 65,000 $ 67,000
OXNARD-THOUSAND OAKS-VENTURA, CA 108 $ 27,714,000 $ 256,000 $ 97,000
IOWA CITY, IA 99 $ 7,951,000 $ 80,000 $ 73,000
KENNEWICK-RICHLAND-PASCO, WA 98 $ 9,612,000 $ 98,000 $ 71,000
CHEYENNE, WY 97 $ 8,710,000 $ 89,000 $ 57,000
CASPER, WY 89 $ 11,138,000 $ 125,000 $ 68,000
NEWARK-UNION, NJ-PA 81 $ 44,685,000 $ 300,500 $ 31,000
EDISON, NJ 79 $ 40,085,000 $ 507,000 $ 12,000
HANFORD-CORCORAN, CA 70 $ 6,939,000 $ 99,000 $ 88,000
SALINAS, CA 66 $ 16,464,000 $ 249,000 $ 69,000
AMES, IA 60 $ 4,069,000 $ 67,000 $ 68,000
SIOUX CITY, IA-NE-SD 60 $ 2,644,000 $ 54,666 $ 63,666
NAPA, CA 57 $ 8,354,000 $ 146,000 $ 84,000
RENO-SPARKS, NV 57 $ 12,790,000 $ 224,000 $ 120,000
LA CROSSE, WI-MN 56 $ 4,888,000 $ 79,000 $ 48,500
SEATTLE-BELLEVUE-EVERETT, WA 52 $ 31,311,000 $ 602,000 $ 80,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 47 $ 2,066,000 $ 39,500 $ 74,000
SANTA CRUZ-WATSONVILLE, CA 47 $ 13,886,000 $ 295,000 $ 118,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 45 $ 25,837,000 $ 592,000 $ 202,666
SALEM, OR 43 $ 4,425,000 $ 102,000 $ 59,000
OGDEN-CLEARFIELD, UT 42 $ 11,932,000 $ 284,000 $ 107,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 41 $ 22,853,000 $ 563,500 $ 64,500
SANTA BARBARA-SANTA MARIA-GOLETA, CA 38 $ 12,021,000 $ 316,000 $ 125,000
MERCED, CA 36 $ 7,490,000 $ 208,000 $ 190,000
FLAGSTAFF, AZ 34 $ 3,868,000 $ 113,000 $ 75,000
ST. CLOUD, MN 34 $ 3,673,000 $ 108,000 $ 70,000
LAWRENCE, KS 33 $ 3,862,000 $ 117,000 $ 88,000
YAKIMA, WA 31 $ 2,567,000 $ 82,000 $ 56,000
PRESCOTT, AZ 30 $ 3,089,000 $ 102,000 $ 59,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 29 $ 16,004,000 $ 551,000 $ 127,000
PHILADELPHIA, PA 28 $ 14,949,000 $ 533,000 $ 28,000
COLORADO SPRINGS, CO 25 $ 5,143,000 $ 205,000 $ 93,000
CHICAGO-NAPERVILLE-JOLIET, IL 24 $ 14,674,000 $ 611,000 $ 194,000
CARSON CITY, NV 20 $ 2,951,000 $ 147,000 $ 118,000
DALLAS-PLANO-IRVING, TX 19 $ 6,602,000 $ 347,000 $ 145,000
PROVO-OREM, UT 18 $ 6,249,000 $ 347,000 $ 204,000
PUEBLO, CO 17 $ 871,000 $ 51,000 $ 59,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 16 $ 9,762,000 $ 610,000 $ 211,000
SANTA FE, NM 16 $ 4,609,000 $ 288,000 $ 76,000
YUBA CITY, CA 16 $ 2,164,000 $ 135,000 $ 74,000
TOPEKA, KS 15 $ 1,366,000 $ 91,000 $ 61,000
BALTIMORE-TOWSON, MD 14 $ 8,616,000 $ 615,000 $ 126,000
DULUTH, MN-WI 14 $ 1,021,000 $ 127,500 $ 65,500
EL PASO, TX 14 $ 1,204,000 $ 86,000 $ 90,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 14 $ 9,078,000 $ 648,000 $ 136,000
LAKE HAVASU CITY-KINGMAN, AZ 12 $ 2,345,000 $ 195,000 $ 179,000
MIAMI-MIAMI BEACH-KENDALL, FL 12 $ 7,264,000 $ 605,000 $ 111,000
SAN LUIS OBISPO-PASO ROBLES, CA 11 $ 4,900,000 $ 445,000 $ 155,000
SIOUX FALLS, SD 11 $ 1,712,000 $ 155,000 $ 65,000
TACOMA, WA 11 $ 5,243,000 $ 476,000 $ 178,000
AUSTIN-ROUND ROCK, TX 10 $ 5,498,000 $ 549,000 $ 201,000
MADERA, CA 10 $ 2,427,000 $ 242,000 $ 85,000
ST. LOUIS, MO-IL 10 $ 2,364,000 $ 154,000 $ 124,500
ORLANDO-KISSIMMEE, FL 9 $ 5,678,000 $ 630,000 $ 167,000
ST. GEORGE, UT 9 $ 2,320,000 $ 257,000 $ 472,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 9 $ 5,838,000 $ 648,000 $ 67,000
REDDING, CA 8 $ 2,551,000 $ 318,000 $ 73,000
WATERLOO-CEDAR FALLS, IA 8 $ 406,000 $ 50,000 $ 63,000
BREMERTON-SILVERDALE, WA 7 $ 3,491,000 $ 498,000 $ 79,000
JACKSONVILLE, FL 7 $ 4,460,000 $ 637,000 $ 282,000
NASSAU-SUFFOLK, NY 7 $ 3,848,000 $ 549,000 $ 84,000
OCEAN CITY, NJ 7 $ 3,921,000 $ 560,000 $ 50,000
RAPID CITY, SD 7 $ 507,000 $ 72,000 $ 96,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 7 $ 3,915,000 $ 559,000 $ 145,000
BEND, OR 6 $ 1,624,000 $ 270,000 $ 371,000
HONOLULU, HI 6 $ 1,877,000 $ 312,000 $ 283,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 6 $ 4,791,000 $ 798,000 $ 100,000
SARASOTA-BRADENTON-VENICE, FL 6 $ 2,188,000 $ 364,000 $ 164,000
WARREN-TROY-FARMINGTON HILLS, MI 6 $ 3,446,000 $ 574,000 $ 93,000
BILLINGS, MT 5 $ 1,054,000 $ 210,000 $ 173,000
BISMARCK, ND 5 $ 335,000 $ 67,000 $ 90,000
BRIDGEPORT-STAMFORD-NORWALK, CT 5 $ 2,698,000 $ 539,000 $ 145,000
FORT WORTH-ARLINGTON, TX 5 $ 1,126,000 $ 225,000 $ 132,000
KILLEEN-TEMPLE-FORT HOOD, TX 5 $ 714,000 $ 142,000 $ 88,000
MEMPHIS, TN-MS-AR 5 $ 1,185,000 $ 237,000 $ 415,000
RALEIGH-CARY, NC 5 $ 3,235,000 $ 647,000 $ 327,000
SPRINGFIELD, MO 5 $ 1,032,000 $ 206,000 $ 188,000
TRENTON-EWING, NJ 5 $ 2,576,000 $ 515,000 $ 0
CAMDEN, NJ 4 $ 1,941,000 $ 485,000 $ 0
CAPE CORAL-FORT MYERS, FL 4 $ 2,736,000 $ 684,000 $ 73,000
EUGENE-SPRINGFIELD, OR 4 $ 881,000 $ 220,000 $ 160,000
JEFFERSON CITY, MO 4 $ 712,000 $ 178,000 $ 118,000
SAN ANTONIO, TX 4 $ 653,000 $ 163,000 $ 136,000
SPOKANE, WA 4 $ 1,463,000 $ 365,000 $ 218,000
BELLINGHAM, WA 3 $ 1,755,000 $ 585,000 $ 94,000
CLEVELAND-ELYRIA-MENTOR, OH 3 $ 1,278,000 $ 426,000 $ 620,000
FARMINGTON, NM 3 $ 291,000 $ 97,000 $ 82,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 3 $ 673,000 $ 224,000 $ 46,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 1,618,000 $ 539,000 $ 272,000
GRAND FORKS, ND-MN 3 $ 628,000 $ 209,000 $ 234,000
JOPLIN, MO 3 $ 130,000 $ 43,000 $ 66,000
LONGVIEW, WA 3 $ 1,095,000 $ 365,000 $ 41,000
NAPLES-MARCO ISLAND, FL 3 $ 1,250,000 $ 416,000 $ 121,000
ROCHESTER, MN 3 $ 279,000 $ 93,000 $ 62,000
ST. JOSEPH, MO-KS 3 $ 148,000 $ 49,000 $ 100,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 2 $ 1,218,000 $ 609,000 $ 273,000
ATLANTIC CITY, NJ 2 $ 1,039,000 $ 519,000 $ 0
BIRMINGHAM-HOOVER, AL 2 $ 1,259,000 $ 629,000 $ 237,000
CANTON-MASSILLON, OH 2 $ 369,000 $ 184,000 $ 125,000
COLUMBUS, OH 2 $ 802,000 $ 401,000 $ 73,000
CORPUS CHRISTI, TX 2 $ 261,000 $ 130,000 $ 146,000
CORVALLIS, OR 2 $ 428,000 $ 214,000 $ 160,000
DURHAM, NC 2 $ 1,114,000 $ 557,000 $ 0
GAINESVILLE, GA 2 $ 1,056,000 $ 528,000 $ 138,000
HARRISBURG-CARLISLE, PA 2 $ 1,211,000 $ 605,000 $ 102,000
IDAHO FALLS, ID 2 $ 372,000 $ 186,000 $ 160,000
INDIANAPOLIS-CARMEL, IN 2 $ 518,000 $ 259,000 $ 120,000
KNOXVILLE, TN 2 $ 1,292,000 $ 646,000 $ 243,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 699,000 $ 349,000 $ 125,000
LOGAN, UT-ID 2 $ 736,000 $ 368,000 $ 56,000
MEDFORD, OR 2 $ 644,000 $ 322,000 $ 60,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 957,000 $ 478,000 $ 188,000
NEW ORLEANS-METAIRIE-KENNER, LA 2 $ 1,495,000 $ 747,000 $ 375,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 1,158,000 $ 579,000 $ 11,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 1,513,000 $ 756,000 $ 150,000
PEORIA, IL 2 $ 522,000 $ 261,000 $ 117,000
POCATELLO, ID 2 $ 258,000 $ 129,000 $ 26,000
RICHMOND, VA 2 $ 746,000 $ 373,000 $ 126,000
TYLER, TX 2 $ 191,000 $ 95,000 $ 47,000
VALDOSTA, GA 2 $ 476,000 $ 238,000 $ 66,000
ABILENE, TX 1 $ 10,000 $ 10,000 $ 47,000
ANDERSON, SC 1 $ 476,000 $ 476,000 $ 126,000
ANN ARBOR, MI 1 $ 446,000 $ 446,000 $ 148,000
AUBURN-OPELIKA, AL 1 $ 449,000 $ 449,000 $ 161,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 623,000 $ 623,000 $ 0
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 160,000 $ 160,000 $ 180,000
BOSTON-QUINCY, MA 1 $ 1,285,000 $ 1,285,000 $ 0
BUFFALO-NIAGARA FALLS, NY 1 $ 50,000 $ 50,000 $ 38,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 939,000 $ 939,000 $ 0
CHARLOTTE-GASTONIA-CONCORD, NC-SC 1 $ 120,000 $ 120,000 $ 50,000
CHARLOTTESVILLE, VA 1 $ 525,000 $ 525,000 $ 183,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 1 $ 514,000 $ 514,000 $ 0
COEUR D'ALENE, ID 1 $ 144,000 $ 144,000 $ 206,000
COLUMBIA, SC 1 $ 545,000 $ 545,000 $ 110,000
COLUMBUS, GA-AL 1 $ 638,000 $ 638,000 $ 0
DAYTON, OH 1 $ 520,000 $ 520,000 $ 163,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 587,000 $ 587,000 $ 137,000
DETROIT-LIVONIA-DEARBORN, MI 1 $ 74,000 $ 74,000 $ 64,000
DUBUQUE, IA 1 $ 66,000 $ 66,000 $ 36,000
ERIE, PA 1 $ 858,000 $ 858,000 $ 432,000
FORT SMITH, AR-OK 1 $ 50,000 $ 50,000 $ 35,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 639,000 $ 639,000 $ 0
GARY, IN 1 $ 556,000 $ 556,000 $ 0
GULFPORT-BILOXI, MS 1 $ 90,000 $ 90,000 $ 68,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 34,000 $ 34,000 $ 96,000
HOLLAND-GRAND HAVEN, MI 1 $ 104,000 $ 104,000 $ 61,000
HUNTSVILLE, AL 1 $ 549,000 $ 549,000 $ 212,000
JOHNSON CITY, TN 1 $ 160,000 $ 160,000 $ 52,000
JONESBORO, AR 1 $ 576,000 $ 576,000 $ 128,000
LAFAYETTE, IN 1 $ 110,000 $ 110,000 $ 18,000
LAFAYETTE, LA 1 $ 598,000 $ 598,000 $ 0
LAKELAND, FL 1 $ 60,000 $ 60,000 $ 39,000
LANCASTER, PA 1 $ 70,000 $ 70,000 $ 28,000
LEWISTON, ID-WA 1 $ 50,000 $ 50,000 $ 77,000
LEXINGTON-FAYETTE, KY 1 $ 508,000 $ 508,000 $ 170,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 575,000 $ 575,000 $ 238,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 1 $ 691,000 $ 691,000 $ 285,000
MIDLAND, TX 1 $ 469,000 $ 469,000 $ 442,000
MISSOULA, MT 1 $ 18,000 $ 18,000 $ 63,000
MONTGOMERY, AL 1 $ 660,000 $ 660,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 1 $ 734,000 $ 734,000 $ 295,000
NEW HAVEN-MILFORD, CT 1 $ 504,000 $ 504,000 $ 260,000
NILES-BENTON HARBOR, MI 1 $ 526,000 $ 526,000 $ 197,000
NORWICH-NEW LONDON, CT 1 $ 184,000 $ 184,000 $ 41,000
OSHKOSH-NEENAH, WI 1 $ 47,000 $ 47,000 $ 156,000
PANAMA CITY-LYNN HAVEN, FL 1 $ 560,000 $ 560,000 $ 0
PEABODY, MA 1 $ 210,000 $ 210,000 $ 92,000
PORT ST. LUCIE, FL 1 $ 535,000 $ 535,000 $ 0
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 500,000 $ 500,000 $ 0
READING, PA 1 $ 523,000 $ 523,000 $ 0
ROANOKE, VA 1 $ 540,000 $ 540,000 $ 320,000
ROCKFORD, IL 1 $ 177,000 $ 177,000 $ 56,000
SAVANNAH, GA 1 $ 841,000 $ 841,000 $ 0
SHREVEPORT-BOSSIER CITY, LA 1 $ 527,000 $ 527,000 $ 258,000
TERRE HAUTE, IN 1 $ 113,000 $ 113,000 $ 94,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 587,000 $ 587,000 $ 227,000
WACO, TX 1 $ 275,000 $ 275,000 $ 170,000
WENATCHEE, WA 1 $ 50,000 $ 50,000 $ 127,000
WILMINGTON, NC 1 $ 498,000 $ 498,000 $ 121,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 119,000 $ 119,000 $ 158,000
YUMA, AZ 1 $ 114,000 $ 114,000 $ 59,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Bank Of The West in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,253 $2,023,256,000 $165,000 $11,550,000 $88,000 $3,135,000
Home Purchase 10,617 $1,826,535,000 $172,000 $7,500,000 $79,000 $4,518,000
Home Improvement 6,992 $419,989,000 $60,000 $2,700,000 $81,000 $4,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,332 $2,101,204,000 $114,000 $3,700,000 $83,000 $2,485,000
Hispanic 3,505 $382,802,000 $109,000 $3,010,000 $65,000 $1,140,000
Not Provided 3,125 $367,968,000 $117,000 $6,615,000 $98,000 $2,627,000
Not applicable 3,051 $1,106,820,000 $362,000 $11,550,000 $78,000 $4,518,000
Asian 922 $199,099,000 $215,000 $3,290,000 $134,000 $4,999,000
Black or African American 674 $79,614,000 $118,000 $1,360,000 $67,000 $900,000
American Indian or Alaskan Native 146 $11,072,000 $75,000 $525,000 $58,000 $384,000
Native Hawaiian or Other Pacific Islander 107 $21,201,000 $198,000 $1,525,000 $139,000 $1,782,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28,342 $4,094,966,000 $144,000 $11,550,000 $85,000 $4,999,000
FHA-insured (Federal Housing Administration) 1,195 $134,702,000 $112,000 $368,000 $45,000 $401,000
VA-guaranteed (Veterans Administration) 254 $34,498,000 $135,000 $444,000 $49,000 $375,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 71 $5,614,000 $79,000 $180,000 $34,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,772 $1,823,929,000 $123,000 $11,550,000 $89,000 $4,999,000
Application Denied By Financial Institution 6,348 $637,207,000 $100,000 $6,615,000 $78,000 $2,340,000
Loan Purchased By The Institution 2,989 $1,049,295,000 $351,000 $1,500,000 $79,000 $4,518,000
Application Approved But Not Accepted 2,744 $371,430,000 $135,000 $3,600,000 $99,000 $2,627,000
Preapproval Denied by Financial Institution 2,702 $298,662,000 $110,000 $2,000,000 $46,000 $1,140,000
Application Withdrawn By Applicant 307 $89,257,000 $290,000 $3,400,000 $102,000 $1,140,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,493 $375,661,000 $83,000 $2,800,000 $59,000 $1,560,000
Debt-To-Income Ratio 2,547 $278,519,000 $109,000 $3,290,000 $60,000 $1,416,000
Collateral 799 $92,283,000 $115,000 $3,000,000 $103,000 $2,340,000
Other 665 $94,719,000 $142,000 $6,615,000 $95,000 $2,198,000
Credit Application Incomplete 208 $28,661,000 $137,000 $2,000,000 $124,000 $1,150,000
Employment History 156 $19,304,000 $123,000 $2,000,000 $71,000 $991,000
Insufficient Cash (Downpayment, Closing Cost) 121 $31,609,000 $261,000 $2,100,000 $105,000 $1,800,000
Unverifiable Information 58 $14,820,000 $255,000 $1,432,000 $143,000 $804,000
Mortgage Insurance Denied 2 $193,000 $96,000 $143,000 $57,000 $90,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List