Bankunited, FSB Mortgage Lending & HMDA Data, 2003

In 2003, Bankunited, FSB of Miami Lakes, FL reported 18,795 mortgage applications totaling $3.8 billion. The average application was for $201,123, and applicants reported an average income of $116,137. 64% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Miami, FL (5,998), Fort Lauderdale, FL (4,216) and West Palm Beach-Boca Raton, FL (2,081) (applications in parentheses).

Mortgage Company & Address Bankunited, FSB
7815 Nw 148th Street
Miami Lakes, FL 33016
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 18,795
Total Mortgage Loan Application Amount $3,780,113,000
Average Mortgage Loan Application Amount $201,123
Highest Mortgage Loan Application Amount $6,600,000
Average Applicant Income $116,137
Highest Applicant Income $9,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bankunited, FSB by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 5,998 $ 1,264,853,000 $ 210,879 $ 127,000
Broward, Florida 4,216 $ 696,776,000 $ 165,269 $ 93,000
Palm Beach, Florida 2,081 $ 407,330,000 $ 195,737 $ 109,000
Polk, Florida 458 $ 63,548,000 $ 138,751 $ 93,000
Osceola, Florida 444 $ 66,036,000 $ 148,729 $ 96,000
Sarasota, Florida 425 $ 117,030,000 $ 275,364 $ 121,000
Hillsborough, Florida 416 $ 72,537,000 $ 174,367 $ 92,000
Collier, Florida 415 $ 97,589,000 $ 235,154 $ 116,000
Pinellas, Florida 333 $ 68,523,000 $ 205,774 $ 129,000
Orange, Florida 331 $ 62,939,000 $ 190,148 $ 101,000
Lee, Florida 312 $ 69,560,000 $ 222,948 $ 102,000
Fairfax, Virginia 283 $ 75,075,000 $ 265,282 $ 101,000
Manatee, Florida 211 $ 39,150,000 $ 185,545 $ 89,000
Montgomery, Maryland 204 $ 58,296,000 $ 285,764 $ 109,000
Monroe, Florida 135 $ 51,129,000 $ 378,733 $ 239,000
Lake, Florida 117 $ 17,174,000 $ 146,786 $ 84,000
Pasco, Florida 99 $ 12,099,000 $ 122,212 $ 70,000
St. Lucie, Florida 91 $ 12,364,000 $ 135,868 $ 117,000
Martin, Florida 84 $ 21,670,000 $ 257,976 $ 152,000
Anne Arundel, Maryland 76 $ 24,175,000 $ 318,092 $ 98,000
Prince George's, Maryland 73 $ 15,166,000 $ 207,753 $ 86,000
Seminole, Florida 71 $ 12,151,000 $ 171,140 $ 82,000
Loudoun, Virginia 71 $ 19,981,000 $ 281,422 $ 106,000
Brevard, Florida 69 $ 10,232,000 $ 148,289 $ 106,000
Howard, Maryland 52 $ 14,433,000 $ 277,557 $ 111,000
Prince William, Virginia 49 $ 11,875,000 $ 242,346 $ 100,000
Duval, Florida 46 $ 8,602,000 $ 187,000 $ 112,000
Volusia, Florida 44 $ 6,314,000 $ 143,500 $ 97,000
District of Columbia, District Of Columbia 43 $ 14,232,000 $ 330,976 $ 138,000
Charlotte, Florida 41 $ 8,354,000 $ 203,756 $ 129,000
Cook, Illinois 40 $ 10,553,000 $ 263,825 $ 97,000
Nassau, New York 40 $ 12,167,000 $ 304,175 $ 166,000
El Paso, Texas 39 $ 4,474,000 $ 114,717 $ 68,000
Baltimore, Maryland 37 $ 7,604,000 $ 205,513 $ 109,000
Suffolk, New York 37 $ 7,361,000 $ 198,945 $ 94,000
Maricopa, Arizona 25 $ 3,320,000 $ 132,800 $ 140,000
Fairfield, Connecticut 24 $ 7,392,000 $ 308,000 $ 132,000
Hidalgo, Texas 22 $ 2,408,000 $ 109,454 $ 45,000
Frederick, Maryland 21 $ 4,717,000 $ 224,619 $ 98,000
Tarrant, Texas 19 $ 2,296,000 $ 120,842 $ 149,000
New York, New York 18 $ 9,269,000 $ 514,944 $ 377,000
Arlington, Virginia 18 $ 4,722,000 $ 262,333 $ 125,000
Marion, Florida 17 $ 2,415,000 $ 142,058 $ 196,000
Indian River, Florida 16 $ 2,861,000 $ 178,812 $ 134,000
Hudson, New Jersey 16 $ 2,228,000 $ 139,250 $ 150,000
Westchester, New York 16 $ 7,720,000 $ 482,500 $ 240,000
Alexandria, Virginia 16 $ 4,635,000 $ 289,687 $ 128,000
Kings, New York 15 $ 4,174,000 $ 278,266 $ 157,000
Queens, New York 15 $ 3,815,000 $ 254,333 $ 95,000
Los Angeles, California 14 $ 6,259,000 $ 447,071 $ 139,000
Bay, Florida 14 $ 2,261,000 $ 161,500 $ 187,000
Leon, Florida 14 $ 1,616,000 $ 115,428 $ 76,000
Calvert, Maryland 14 $ 3,288,000 $ 234,857 $ 90,000
Middlesex, Massachusetts 14 $ 5,017,000 $ 358,357 $ 206,000
Davidson, Tennessee 14 $ 2,156,000 $ 154,000 $ 60,000
Bergen, New Jersey 13 $ 5,439,000 $ 418,384 $ 181,000
Wake, North Carolina 13 $ 3,031,000 $ 233,153 $ 99,000
Stafford, Virginia 13 $ 3,286,000 $ 252,769 $ 110,000
Hernando, Florida 12 $ 1,803,000 $ 150,250 $ 89,000
St. Johns, Florida 12 $ 2,346,000 $ 195,500 $ 202,000
Norfolk, Massachusetts 12 $ 5,264,000 $ 438,666 $ 140,000
Plymouth, Massachusetts 12 $ 4,045,000 $ 337,083 $ 162,000
San Diego, California 11 $ 4,130,000 $ 375,454 $ 185,000
Citrus, Florida 11 $ 1,567,000 $ 142,454 $ 75,000
Baltimore City, Maryland 11 $ 2,011,000 $ 182,818 $ 88,000
Montgomery, Pennsylvania 11 $ 2,070,000 $ 188,181 $ 104,000
Cameron, Texas 11 $ 1,200,000 $ 109,090 $ 60,000
Hartford, Connecticut 10 $ 2,182,000 $ 218,200 $ 99,000
Highlands, Florida 10 $ 1,196,000 $ 119,600 $ 159,000
Suffolk, Massachusetts 10 $ 3,874,000 $ 387,400 $ 287,000
Bucks, Pennsylvania 10 $ 2,551,000 $ 255,100 $ 113,000
Alachua, Florida 9 $ 1,159,000 $ 128,777 $ 172,000
Flagler, Florida 9 $ 3,136,000 $ 348,444 $ 289,000
Marion, Indiana 9 $ 998,000 $ 110,888 $ 67,000
Carroll, Maryland 9 $ 2,126,000 $ 236,222 $ 92,000
Harford, Maryland 9 $ 1,759,000 $ 195,444 $ 85,000
Worcester, Maryland 9 $ 1,490,000 $ 165,555 $ 118,000
Orange, California 8 $ 3,128,000 $ 391,000 $ 163,000
Escambia, Florida 8 $ 1,100,000 $ 137,500 $ 82,000
Fulton, Georgia 8 $ 2,933,000 $ 366,625 $ 220,000
Glynn, Georgia 8 $ 732,000 $ 91,500 $ 136,000
Sussex, Delaware 7 $ 3,276,000 $ 468,000 $ 207,000
Richmond, New York 7 $ 3,087,000 $ 441,000 $ 210,000
Mecklenburg, North Carolina 7 $ 1,746,000 $ 249,428 $ 145,000
Shelby, Tennessee 7 $ 482,000 $ 68,857 $ 90,000
Fairfax City, Virginia 7 $ 1,785,000 $ 255,000 $ 104,000
Alameda, California 6 $ 2,344,000 $ 390,666 $ 119,000
Pitkin, Colorado 6 $ 5,428,000 $ 904,666 $ 625,000
Middlesex, Connecticut 6 $ 822,000 $ 137,000 $ 80,000
New Haven, Connecticut 6 $ 1,388,000 $ 231,333 $ 108,000
Okaloosa, Florida 6 $ 1,326,000 $ 221,000 $ 76,000
Cobb, Georgia 6 $ 835,000 $ 139,166 $ 85,000
DeKalb, Georgia 6 $ 996,000 $ 166,000 $ 69,000
Lake, Illinois 6 $ 1,417,000 $ 236,166 $ 152,000
Cecil, Maryland 6 $ 1,238,000 $ 206,333 $ 120,000
Barnstable, Massachusetts 6 $ 2,011,000 $ 335,166 $ 158,000
Oakland, Michigan 6 $ 2,284,000 $ 380,666 $ 178,000
Essex, New Jersey 6 $ 3,253,000 $ 542,166 $ 314,000
Mercer, New Jersey 6 $ 1,102,000 $ 183,666 $ 110,000
Albemarle, Virginia 6 $ 1,291,000 $ 215,166 $ 63,000
Chesapeake, Virginia 6 $ 1,098,000 $ 183,000 $ 138,000
San Mateo, California 5 $ 3,001,000 $ 600,200 $ 147,000
Santa Clara, California 5 $ 2,101,000 $ 420,200 $ 219,000
Winnebago, Illinois 5 $ 281,000 $ 56,200 $ 57,000
Washington, Maryland 5 $ 634,000 $ 126,800 $ 51,000
Worcester, Massachusetts 5 $ 888,000 $ 177,600 $ 74,000
St. Louis, Missouri 5 $ 1,946,000 $ 389,200 $ 194,000
Middlesex, New Jersey 5 $ 731,000 $ 146,200 $ 88,000
Monmouth, New Jersey 5 $ 3,383,000 $ 676,600 $ 335,000
Bronx, New York 5 $ 954,000 $ 190,800 $ 76,000
Haywood, North Carolina 5 $ 891,000 $ 178,200 $ 194,000
Collin, Texas 5 $ 730,000 $ 146,000 $ 203,000
Hood, Texas 5 $ 426,000 $ 85,200 $ 162,000
Williamson, Texas 5 $ 517,000 $ 103,400 $ 78,000
Virginia Beach, Virginia 5 $ 536,000 $ 107,200 $ 19,000
Contra Costa, California 4 $ 1,508,000 $ 377,000 $ 176,000
Nassau, Florida 4 $ 1,206,000 $ 301,500 $ 145,000
Santa Rosa, Florida 4 $ 883,000 $ 220,750 $ 169,000
DuPage, Illinois 4 $ 1,947,000 $ 486,750 $ 190,000
Lake, Indiana 4 $ 566,000 $ 141,500 $ 66,000
Dukes, Massachusetts 4 $ 1,616,000 $ 404,000 $ 435,000
Essex, Massachusetts 4 $ 1,436,000 $ 359,000 $ 134,000
Nantucket, Massachusetts 4 $ 6,515,000 $ 1,628,750 $ 671,000
Clark, Nevada 4 $ 607,000 $ 151,750 $ 112,000
Gloucester, New Jersey 4 $ 513,000 $ 128,250 $ 85,000
Ocean, New Jersey 4 $ 391,000 $ 97,750 $ 86,000
Bernalillo, New Mexico 4 $ 918,000 $ 229,500 $ 82,000
Erie, New York 4 $ 399,000 $ 99,750 $ 43,000
Orange, New York 4 $ 966,000 $ 241,500 $ 183,000
Macon, North Carolina 4 $ 440,000 $ 110,000 $ 203,000
Franklin, Ohio 4 $ 1,315,000 $ 328,750 $ 200,000
Delaware, Pennsylvania 4 $ 842,000 $ 210,500 $ 107,000
Philadelphia, Pennsylvania 4 $ 495,000 $ 123,750 $ 68,000
Beaufort, South Carolina 4 $ 1,240,000 $ 310,000 $ 318,000
Horry, South Carolina 4 $ 565,000 $ 141,250 $ 180,000
York, South Carolina 4 $ 543,000 $ 135,750 $ 108,000
Fort Bend, Texas 4 $ 778,000 $ 194,500 $ 142,000
Falls Church, Virginia 4 $ 1,483,000 $ 370,750 $ 168,000
Manassas, Virginia 4 $ 708,000 $ 177,000 $ 131,000
Nelson, Virginia 4 $ 1,239,000 $ 309,750 $ 114,000
Spotsylvania, Virginia 4 $ 1,173,000 $ 293,250 $ 92,000
Pima, Arizona 3 $ 330,000 $ 110,000 $ 37,000
Pulaski, Arkansas 3 $ 271,000 $ 90,333 $ 148,000
Monterey, California 3 $ 866,000 $ 288,666 $ 102,000
Placer, California 3 $ 690,000 $ 230,000 $ 90,000
Riverside, California 3 $ 1,178,000 $ 392,666 $ 144,000
Sonoma, California 3 $ 855,000 $ 285,000 $ 161,000
Douglas, Colorado 3 $ 1,432,000 $ 477,333 $ 177,000
Summit, Colorado 3 $ 492,000 $ 164,000 $ 225,000
Tolland, Connecticut 3 $ 619,000 $ 206,333 $ 78,000
New Castle, Delaware 3 $ 462,000 $ 154,000 $ 61,000
Clay, Florida 3 $ 407,000 $ 135,666 $ 260,000
Sumter, Florida 3 $ 527,000 $ 175,666 $ 91,000
Walton, Florida 3 $ 1,150,000 $ 383,333 $ 647,000
Hamilton, Indiana 3 $ 915,000 $ 305,000 $ 47,000
Hendricks, Indiana 3 $ 321,000 $ 107,000 $ 65,000
Johnson, Indiana 3 $ 608,000 $ 202,666 $ 57,000
Talbot, Maryland 3 $ 624,000 $ 208,000 $ 130,000
Bristol, Massachusetts 3 $ 1,078,000 $ 359,333 $ 364,000
Hampden, Massachusetts 3 $ 261,000 $ 87,000 $ 102,000
Kalamazoo, Michigan 3 $ 414,000 $ 138,000 $ 55,000
Albany, New York 3 $ 482,000 $ 160,666 $ 86,000
Onondaga, New York 3 $ 296,000 $ 98,666 $ 72,000
Rockland, New York 3 $ 536,000 $ 178,666 $ 95,000
Sullivan, New York 3 $ 573,000 $ 191,000 $ 224,000
Ulster, New York 3 $ 764,000 $ 254,666 $ 78,000
Butler, Ohio 3 $ 674,000 $ 224,666 $ 133,000
Chester, Pennsylvania 3 $ 516,000 $ 172,000 $ 69,000
Lehigh, Pennsylvania 3 $ 332,000 $ 110,666 $ 74,000
Williamson, Tennessee 3 $ 550,000 $ 183,333 $ 79,000
Dallas, Texas 3 $ 1,545,000 $ 515,000 $ 396,000
Chesterfield, Virginia 3 $ 577,000 $ 192,333 $ 85,000
Fauquier, Virginia 3 $ 786,000 $ 262,000 $ 121,000
Hampton, Virginia 3 $ 365,000 $ 121,666 $ 87,000
Dane, Wisconsin 3 $ 862,000 $ 287,333 $ 127,000
Washington, Arkansas 2 $ 409,000 $ 204,500 $ 98,000
San Bernardino, California 2 $ 481,000 $ 240,500 $ 81,000
San Francisco, California 2 $ 620,000 $ 310,000 $ 123,000
Ventura, California 2 $ 504,000 $ 252,000 $ 72,000
Boulder, Colorado 2 $ 1,185,000 $ 592,500 $ 526,000
Eagle, Colorado 2 $ 732,000 $ 366,000 $ 137,000
El Paso, Colorado 2 $ 510,000 $ 255,000 $ 103,000
Routt, Colorado 2 $ 785,000 $ 392,500 $ 294,000
Litchfield, Connecticut 2 $ 902,000 $ 451,000 $ 308,000
New London, Connecticut 2 $ 555,000 $ 277,500 $ 264,000
Columbia, Florida 2 $ 235,000 $ 117,500 $ 43,000
Franklin, Florida 2 $ 820,000 $ 410,000 $ 192,000
Hendry, Florida 2 $ 304,000 $ 152,000 $ 79,000
Okeechobee, Florida 2 $ 163,000 $ 81,500 $ 50,000
Gwinnett, Georgia 2 $ 258,000 $ 129,000 $ 36,000
Houston, Georgia 2 $ 160,000 $ 80,000 $ 84,000
Peach, Georgia 2 $ 136,000 $ 68,000 $ 52,000
Champaign, Illinois 2 $ 531,000 $ 265,500 $ 74,000
Kane, Illinois 2 $ 264,000 $ 132,000 $ 71,000
McHenry, Illinois 2 $ 253,000 $ 126,500 $ 119,000
Will, Illinois 2 $ 337,000 $ 168,500 $ 50,000
Caroline, Maryland 2 $ 1,160,000 $ 580,000 $ 157,000
Dorchester, Maryland 2 $ 294,000 $ 147,000 $ 98,000
Queen Anne's, Maryland 2 $ 585,000 $ 292,500 $ 123,000
Berkshire, Massachusetts 2 $ 854,000 $ 427,000 $ 316,000
Genesee, Michigan 2 $ 217,000 $ 108,500 $ 45,000
Macomb, Michigan 2 $ 248,000 $ 124,000 $ 54,000
St. Charles, Missouri 2 $ 310,000 $ 155,000 $ 79,000
Madison, Montana 2 $ 757,000 $ 378,500 $ 333,000
Hillsborough, New Hampshire 2 $ 958,000 $ 479,000 $ 193,000
Strafford, New Hampshire 2 $ 292,000 $ 146,000 $ 74,000
Burlington, New Jersey 2 $ 333,000 $ 166,500 $ 67,000
Camden, New Jersey 2 $ 358,000 $ 179,000 $ 48,000
Cape May, New Jersey 2 $ 480,000 $ 240,000 $ 132,000
Hunterdon, New Jersey 2 $ 525,000 $ 262,500 $ 156,000
Passaic, New Jersey 2 $ 247,000 $ 123,500 $ 49,000
Putnam, New York 2 $ 419,000 $ 209,500 $ 61,000
Saratoga, New York 2 $ 206,000 $ 103,000 $ 80,000
Buncombe, North Carolina 2 $ 368,000 $ 184,000 $ 168,000
Cumberland, North Carolina 2 $ 271,000 $ 135,500 $ 58,000
Durham, North Carolina 2 $ 324,000 $ 162,000 $ 83,000
Jackson, North Carolina 2 $ 1,474,000 $ 737,000 $ 293,000
Orange, North Carolina 2 $ 278,000 $ 139,000 $ 57,000
Rutherford, North Carolina 2 $ 173,000 $ 86,500 $ 42,000
Montgomery, Ohio 2 $ 246,000 $ 123,000 $ 73,000
Allegheny, Pennsylvania 2 $ 222,000 $ 111,000 $ 162,000
Berks, Pennsylvania 2 $ 229,000 $ 114,500 $ 70,000
Clearfield, Pennsylvania 2 $ 256,000 $ 128,000 $ 87,000
Anderson, South Carolina 2 $ 251,000 $ 125,500 $ 55,000
Greenville, South Carolina 2 $ 430,000 $ 215,000 $ 111,000
Claiborne, Tennessee 2 $ 322,000 $ 161,000 $ 48,000
Sevier, Tennessee 2 $ 142,000 $ 71,000 $ 112,000
Sumner, Tennessee 2 $ 380,000 $ 190,000 $ 50,000
Denton, Texas 2 $ 236,000 $ 118,000 $ 71,000
Harris, Texas 2 $ 284,000 $ 142,000 $ 108,000
Lamoille, Vermont 2 $ 335,000 $ 167,500 $ 171,000
Windsor, Vermont 2 $ 229,000 $ 114,500 $ 77,000
Clarke, Virginia 2 $ 667,000 $ 333,500 $ 120,000
Frederick, Virginia 2 $ 301,000 $ 150,500 $ 64,000
Hanover, Virginia 2 $ 453,000 $ 226,500 $ 285,000
Harrisonburg, Virginia 2 $ 241,000 $ 120,500 $ 102,000
King, Washington 2 $ 298,000 $ 149,000 $ 61,000
Yavapai, Arizona 1 $ 105,000 $ 105,000 $ 61,000
Baxter, Arkansas 1 $ 144,000 $ 144,000 $ 54,000
Cleburne, Arkansas 1 $ 183,000 $ 183,000 $ 204,000
Crittenden, Arkansas 1 $ 120,000 $ 120,000 $ 106,000
El Dorado, California 1 $ 464,000 $ 464,000 $ 0
Marin, California 1 $ 500,000 $ 500,000 $ 169,000
Mendocino, California 1 $ 644,000 $ 644,000 $ 204,000
Napa, California 1 $ 469,000 $ 469,000 $ 107,000
Sacramento, California 1 $ 310,000 $ 310,000 $ 135,000
San Luis Obispo, California 1 $ 550,000 $ 550,000 $ 250,000
Solano, California 1 $ 75,000 $ 75,000 $ 35,000
Denver, Colorado 1 $ 175,000 $ 175,000 $ 232,000
Gunnison, Colorado 1 $ 535,000 $ 535,000 $ 110,000
Montezuma, Colorado 1 $ 90,000 $ 90,000 $ 78,000
San Miguel, Colorado 1 $ 1,008,000 $ 1,008,000 $ 500,000
Kent, Delaware 1 $ 225,000 $ 225,000 $ 96,000
Gadsden, Florida 1 $ 125,000 $ 125,000 $ 144,000
Lafayette, Florida 1 $ 70,000 $ 70,000 $ 94,000
Levy, Florida 1 $ 260,000 $ 260,000 $ 95,000
Madison, Florida 1 $ 142,000 $ 142,000 $ 72,000
Wakulla, Florida 1 $ 59,000 $ 59,000 $ 28,000
Carroll, Georgia 1 $ 81,000 $ 81,000 $ 72,000
Forsyth, Georgia 1 $ 215,000 $ 215,000 $ 86,000
Henry, Georgia 1 $ 50,000 $ 50,000 $ 32,000
Paulding, Georgia 1 $ 131,000 $ 131,000 $ 52,000
White, Georgia 1 $ 150,000 $ 150,000 $ 58,000
Twin Falls, Idaho 1 $ 171,000 $ 171,000 $ 73,000
Kankakee, Illinois 1 $ 113,000 $ 113,000 $ 60,000
Kendall, Illinois 1 $ 162,000 $ 162,000 $ 62,000
Knox, Illinois 1 $ 100,000 $ 100,000 $ 103,000
McLean, Illinois 1 $ 87,000 $ 87,000 $ 42,000
Tazewell, Illinois 1 $ 73,000 $ 73,000 $ 39,000
Allen, Indiana 1 $ 140,000 $ 140,000 $ 38,000
Elkhart, Indiana 1 $ 50,000 $ 50,000 $ 63,000
Jasper, Indiana 1 $ 110,000 $ 110,000 $ 37,000
LaPorte, Indiana 1 $ 81,000 $ 81,000 $ 70,000
Newton, Indiana 1 $ 93,000 $ 93,000 $ 51,000
Porter, Indiana 1 $ 94,000 $ 94,000 $ 52,000
Shelby, Indiana 1 $ 185,000 $ 185,000 $ 93,000
Polk, Iowa 1 $ 106,000 $ 106,000 $ 83,000
Johnson, Kansas 1 $ 107,000 $ 107,000 $ 38,000
Morris, Kansas 1 $ 128,000 $ 128,000 $ 66,000
Wyandotte, Kansas 1 $ 78,000 $ 78,000 $ 50,000
Fayette, Kentucky 1 $ 159,000 $ 159,000 $ 74,000
Jefferson, Kentucky 1 $ 153,000 $ 153,000 $ 84,000
Cumberland, Maine 1 $ 2,600,000 $ 2,600,000 $ 1,020,000
Hancock, Maine 1 $ 210,000 $ 210,000 $ 72,000
Lincoln, Maine 1 $ 103,000 $ 103,000 $ 84,000
Allegany, Maryland 1 $ 123,000 $ 123,000 $ 84,000
Charles, Maryland 1 $ 184,000 $ 184,000 $ 49,000
Garrett, Maryland 1 $ 28,000 $ 28,000 $ 130,000
St. Mary's, Maryland 1 $ 140,000 $ 140,000 $ 86,000
Wicomico, Maryland 1 $ 104,000 $ 104,000 $ 44,000
Franklin, Massachusetts 1 $ 134,000 $ 134,000 $ 132,000
Hampshire, Massachusetts 1 $ 50,000 $ 50,000 $ 21,000
Cheboygan, Michigan 1 $ 140,000 $ 140,000 $ 108,000
Huron, Michigan 1 $ 90,000 $ 90,000 $ 79,000
Livingston, Michigan 1 $ 200,000 $ 200,000 $ 84,000
Mackinac, Michigan 1 $ 122,000 $ 122,000 $ 59,000
Oceana, Michigan 1 $ 85,000 $ 85,000 $ 48,000
Roscommon, Michigan 1 $ 420,000 $ 420,000 $ 170,000
Washtenaw, Michigan 1 $ 112,000 $ 112,000 $ 46,000
Wayne, Michigan 1 $ 342,000 $ 342,000 $ 87,000
Ramsey, Minnesota 1 $ 680,000 $ 680,000 $ 201,000
Washington, Minnesota 1 $ 136,000 $ 136,000 $ 129,000
Clay, Missouri 1 $ 89,000 $ 89,000 $ 55,000
Greene, Missouri 1 $ 100,000 $ 100,000 $ 38,000
Taney, Missouri 1 $ 157,000 $ 157,000 $ 61,000
Gallatin, Montana 1 $ 612,000 $ 612,000 $ 382,000
Missoula, Montana 1 $ 1,000,000 $ 1,000,000 $ 260,000
Carroll, New Hampshire 1 $ 333,000 $ 333,000 $ 159,000
Rockingham, New Hampshire 1 $ 197,000 $ 197,000 $ 62,000
Atlantic, New Jersey 1 $ 93,000 $ 93,000 $ 35,000
Morris, New Jersey 1 $ 618,000 $ 618,000 $ 350,000
Somerset, New Jersey 1 $ 744,000 $ 744,000 $ 184,000
Sussex, New Jersey 1 $ 125,000 $ 125,000 $ 79,000
Union, New Jersey 1 $ 160,000 $ 160,000 $ 46,000
Colfax, New Mexico 1 $ 50,000 $ 50,000 $ 9,000
Broome, New York 1 $ 90,000 $ 90,000 $ 150,000
Cayuga, New York 1 $ 107,000 $ 107,000 $ 85,000
Columbia, New York 1 $ 225,000 $ 225,000 $ 104,000
Dutchess, New York 1 $ 147,000 $ 147,000 $ 75,000
Jefferson, New York 1 $ 602,000 $ 602,000 $ 180,000
Schenectady, New York 1 $ 89,000 $ 89,000 $ 65,000
Warren, New York 1 $ 122,000 $ 122,000 $ 46,000
Alleghany, North Carolina 1 $ 200,000 $ 200,000 $ 216,000
Clay, North Carolina 1 $ 100,000 $ 100,000 $ 125,000
Dare, North Carolina 1 $ 611,000 $ 611,000 $ 191,000
Davidson, North Carolina 1 $ 64,000 $ 64,000 $ 20,000
Forsyth, North Carolina 1 $ 218,000 $ 218,000 $ 90,000
Gaston, North Carolina 1 $ 200,000 $ 200,000 $ 90,000
Johnston, North Carolina 1 $ 90,000 $ 90,000 $ 149,000
Pender, North Carolina 1 $ 78,000 $ 78,000 $ 31,000
Randolph, North Carolina 1 $ 67,000 $ 67,000 $ 28,000
Rowan, North Carolina 1 $ 84,000 $ 84,000 $ 24,000
Swain, North Carolina 1 $ 199,000 $ 199,000 $ 216,000
Transylvania, North Carolina 1 $ 570,000 $ 570,000 $ 935,000
Union, North Carolina 1 $ 110,000 $ 110,000 $ 62,000
Warren, North Carolina 1 $ 46,000 $ 46,000 $ 238,000
Yancey, North Carolina 1 $ 228,000 $ 228,000 $ 126,000
Ashtabula, Ohio 1 $ 65,000 $ 65,000 $ 48,000
Clermont, Ohio 1 $ 215,000 $ 215,000 $ 141,000
Cuyahoga, Ohio 1 $ 156,000 $ 156,000 $ 245,000
Erie, Ohio 1 $ 213,000 $ 213,000 $ 25,000
Greene, Ohio 1 $ 65,000 $ 65,000 $ 50,000
Hamilton, Ohio 1 $ 144,000 $ 144,000 $ 72,000
Lake, Ohio 1 $ 112,000 $ 112,000 $ 76,000
Lucas, Ohio 1 $ 52,000 $ 52,000 $ 25,000
Mahoning, Ohio 1 $ 150,000 $ 150,000 $ 96,000
Portage, Ohio 1 $ 138,000 $ 138,000 $ 60,000
Stark, Ohio 1 $ 64,000 $ 64,000 $ 58,000
Summit, Ohio 1 $ 85,000 $ 85,000 $ 80,000
Warren, Ohio 1 $ 240,000 $ 240,000 $ 99,000
Washington, Ohio 1 $ 88,000 $ 88,000 $ 48,000
Oklahoma, Oklahoma 1 $ 204,000 $ 204,000 $ 93,000
Clackamas, Oregon 1 $ 323,000 $ 323,000 $ 200,000
Clatsop, Oregon 1 $ 207,000 $ 207,000 $ 92,000
Jackson, Oregon 1 $ 129,000 $ 129,000 $ 140,000
Josephine, Oregon 1 $ 186,000 $ 186,000 $ 128,000
Multnomah, Oregon 1 $ 248,000 $ 248,000 $ 153,000
Washington, Oregon 1 $ 147,000 $ 147,000 $ 211,000
Beaver, Pennsylvania 1 $ 262,000 $ 262,000 $ 418,000
Cambria, Pennsylvania 1 $ 77,000 $ 77,000 $ 28,000
Centre, Pennsylvania 1 $ 130,000 $ 130,000 $ 35,000
Dauphin, Pennsylvania 1 $ 203,000 $ 203,000 $ 89,000
Huntingdon, Pennsylvania 1 $ 62,000 $ 62,000 $ 92,000
Lackawanna, Pennsylvania 1 $ 154,000 $ 154,000 $ 88,000
Lancaster, Pennsylvania 1 $ 200,000 $ 200,000 $ 140,000
Wayne, Pennsylvania 1 $ 100,000 $ 100,000 $ 42,000
York, Pennsylvania 1 $ 118,000 $ 118,000 $ 59,000
Bristol, Rhode Island 1 $ 434,000 $ 434,000 $ 133,000
Newport, Rhode Island 1 $ 150,000 $ 150,000 $ 168,000
Providence, Rhode Island 1 $ 177,000 $ 177,000 $ 85,000
Berkeley, South Carolina 1 $ 75,000 $ 75,000 $ 84,000
Charleston, South Carolina 1 $ 135,000 $ 135,000 $ 192,000
Sumter, South Carolina 1 $ 180,000 $ 180,000 $ 153,000
Hamilton, Tennessee 1 $ 89,000 $ 89,000 $ 34,000
Knox, Tennessee 1 $ 73,000 $ 73,000 $ 168,000
Putnam, Tennessee 1 $ 132,000 $ 132,000 $ 136,000
Rutherford, Tennessee 1 $ 101,000 $ 101,000 $ 60,000
Bell, Texas 1 $ 40,000 $ 40,000 $ 221,000
Montgomery, Texas 1 $ 178,000 $ 178,000 $ 85,000
Webb, Texas 1 $ 96,000 $ 96,000 $ 77,000
Bennington, Vermont 1 $ 607,000 $ 607,000 $ 1,567,000
Chittenden, Vermont 1 $ 90,000 $ 90,000 $ 98,000
Grand Isle, Vermont 1 $ 336,000 $ 336,000 $ 229,000
Accomack, Virginia 1 $ 336,000 $ 336,000 $ 119,000
Campbell, Virginia 1 $ 312,000 $ 312,000 $ 126,000
Caroline, Virginia 1 $ 222,000 $ 222,000 $ 111,000
Culpeper, Virginia 1 $ 200,000 $ 200,000 $ 94,000
Fluvanna, Virginia 1 $ 250,000 $ 250,000 $ 360,000
Giles, Virginia 1 $ 102,000 $ 102,000 $ 54,000
Greene, Virginia 1 $ 216,000 $ 216,000 $ 46,000
Henrico, Virginia 1 $ 108,000 $ 108,000 $ 73,000
Lexington, Virginia 1 $ 105,000 $ 105,000 $ 66,000
Louisa, Virginia 1 $ 150,000 $ 150,000 $ 101,000
Montgomery, Virginia 1 $ 203,000 $ 203,000 $ 118,000
Norfolk, Virginia 1 $ 103,000 $ 103,000 $ 72,000
Northumberland, Virginia 1 $ 189,000 $ 189,000 $ 70,000
Page, Virginia 1 $ 383,000 $ 383,000 $ 120,000
Portsmouth, Virginia 1 $ 204,000 $ 204,000 $ 93,000
Rappahannock, Virginia 1 $ 143,000 $ 143,000 $ 57,000
Richmond, Virginia 1 $ 203,000 $ 203,000 $ 480,000
Richmond City, Virginia 1 $ 304,000 $ 304,000 $ 164,000
Roanoke, Virginia 1 $ 118,000 $ 118,000 $ 77,000
Rockbridge, Virginia 1 $ 372,000 $ 372,000 $ 78,000
Rockingham, Virginia 1 $ 221,000 $ 221,000 $ 64,000
Shenandoah, Virginia 1 $ 62,000 $ 62,000 $ 28,000
Westmoreland, Virginia 1 $ 300,000 $ 300,000 $ 84,000
York, Virginia 1 $ 325,000 $ 325,000 $ 105,000
Pierce, Washington 1 $ 292,000 $ 292,000 $ 62,000
Skagit, Washington 1 $ 540,000 $ 540,000 $ 198,000
Snohomish, Washington 1 $ 321,000 $ 321,000 $ 110,000
Thurston, Washington 1 $ 176,000 $ 176,000 $ 87,000
Berkeley, West Virginia 1 $ 108,000 $ 108,000 $ 49,000
Ritchie, West Virginia 1 $ 50,000 $ 50,000 $ 111,000
Chippewa, Wisconsin 1 $ 140,000 $ 140,000 $ 90,000
Sauk, Wisconsin 1 $ 70,000 $ 70,000 $ 29,000
Walworth, Wisconsin 1 $ 105,000 $ 105,000 $ 58,000

Mortgage Loan Application Detail Totals for Bankunited, FSB in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 11,625 $2,236,543,000 $291,731 $6,600,000 $143,731 $6,000,000
Home Purchase (one-to-four family) 6,763 $1,501,291,000 $248,235 $3,140,000 $144,147 $9,000,000
Home Improvement (one-to-four family) 369 $27,557,000 $74,000 $750,000 $80,000 $500,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 38 $14,722,000 $387,000 $1,000,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,270 $2,008,040,000 $245,368 $6,600,000 $140,105 $4,440,000
Hispanic 5,679 $1,030,745,000 $219,454 $3,500,000 $116,272 $6,000,000
Information not provided by applicant in mail or telephone application 1,508 $344,242,000 $305,928 $2,600,000 $147,071 $2,220,000
Black 1,138 $156,774,000 $205,333 $2,082,000 $83,944 $9,000,000
Asian or Pacific Islander 688 $134,110,000 $200,480 $1,200,000 $100,320 $1,000,000
Other 379 $74,378,000 $288,000 $1,348,000 $208,333 $1,200,000
Not applicable 99 $23,677,000 $228,600 $1,000,000 $0 $159,000
American Indian or Alaskan Native 34 $8,147,000 $264,666 $832,000 $114,000 $648,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,795 $3,780,113,000 $254,390 $6,600,000 $136,512 $9,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,081 $2,386,111,000 $221,100 $3,500,000 $131,700 $9,000,000
Application Denied By Financial Institution 3,043 $641,981,000 $334,939 $6,600,000 $150,757 $3,564,000
Application Approved But Not Accepted 2,850 $564,101,000 $257,580 $3,600,000 $171,516 $2,220,000
Application Withdrawn By Applicant 376 $83,931,000 $292,285 $1,800,000 $154,785 $4,440,000
File Closed For Incompleteness 321 $81,892,000 $284,318 $3,400,000 $120,045 $1,073,000
Loan Purchased By The Institution 124 $22,097,000 $220,500 $578,000 $6,166 $600,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,229 $215,908,000 $239,142 $2,700,000 $150,238 $2,200,000
Other 644 $185,821,000 $396,304 $6,600,000 $200,782 $3,564,000
Debt-To-Income Ratio 556 $112,667,000 $288,388 $3,000,000 $87,944 $510,000
Collateral 390 $73,702,000 $242,611 $3,662,000 $144,777 $2,955,000
Employment History 73 $13,655,000 $194,875 $1,200,000 $88,000 $350,000
Credit Application Incomplete 69 $18,503,000 $187,600 $2,194,000 $82,800 $2,496,000
Insufficient Cash (Downpayment, Closing Cost) 45 $12,641,000 $606,000 $2,800,000 $248,000 $1,056,000
Unverifiable Information 36 $8,836,000 $195,000 $1,000,000 $96,625 $2,867,000
Mortgage Insurance Denied 1 $248,000 $248,000 $248,000 $86,000 $86,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, FSB's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bankunited, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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