Bankunited, FSB Mortgage Lending & HMDA Data, 2006

In 2006, Bankunited, FSB of Miami Lakes, FL reported 34,649 mortgage applications totaling $10.4 billion, up 35% from 2005. The average application was for $299,463, and applicants reported an average income of $130,363. 59% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (4,147), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (3,168) and Phoenix-Mesa-Scottsdale, AZ (2,870) (applications in parentheses).

Mortgage Company & Address Bankunited, FSB
7815 Nw 148th Street
Miami Lakes, FL 33016
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 34,649
Total Mortgage Loan Application Amount $10,376,118,000
Average Mortgage Loan Application Amount $299,463
Highest Mortgage Loan Application Amount $7,800,000
Average Applicant Income $130,363
Highest Applicant Income $8,184,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bankunited, FSB by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 4,147 $ 1,138,588,000 $ 274,557 $ 162,000
Broward, Florida 3,168 $ 799,818,000 $ 252,467 $ 127,000
Maricopa, Arizona 2,630 $ 824,914,000 $ 313,655 $ 128,000
Palm Beach, Florida 2,021 $ 551,557,000 $ 272,912 $ 139,000
Cook, Illinois 1,600 $ 482,472,000 $ 301,545 $ 132,000
Lee, Florida 807 $ 218,077,000 $ 270,231 $ 143,000
Hillsborough, Florida 666 $ 139,997,000 $ 210,205 $ 119,000
Orange, Florida 648 $ 157,218,000 $ 242,620 $ 130,000
Los Angeles, California 638 $ 286,769,000 $ 449,481 $ 121,000
Collier, Florida 547 $ 189,689,000 $ 346,780 $ 168,000
Clark, Nevada 509 $ 153,731,000 $ 302,025 $ 131,000
Pinellas, Florida 491 $ 129,268,000 $ 263,274 $ 137,000
Polk, Florida 449 $ 97,644,000 $ 217,469 $ 135,000
Osceola, Florida 427 $ 115,970,000 $ 271,592 $ 135,000
St. Lucie, Florida 362 $ 82,201,000 $ 227,074 $ 119,000
Sarasota, Florida 351 $ 103,513,000 $ 294,908 $ 165,000
Fairfax, Virginia 307 $ 137,408,000 $ 447,583 $ 116,000
San Diego, California 285 $ 127,961,000 $ 448,985 $ 125,000
DuPage, Illinois 284 $ 83,899,000 $ 295,419 $ 121,000
Riverside, California 260 $ 97,523,000 $ 375,088 $ 119,000
Prince William, Virginia 251 $ 103,123,000 $ 410,848 $ 94,000
Pinal, Arizona 240 $ 55,987,000 $ 233,279 $ 128,000
Manatee, Florida 237 $ 70,293,000 $ 296,594 $ 128,000
Orange, California 230 $ 122,127,000 $ 530,986 $ 147,000
Pasco, Florida 228 $ 46,681,000 $ 204,741 $ 114,000
Alameda, California 217 $ 105,553,000 $ 486,419 $ 144,000
San Bernardino, California 215 $ 73,150,000 $ 340,232 $ 100,000
Contra Costa, California 212 $ 98,055,000 $ 462,523 $ 149,000
Will, Illinois 191 $ 50,075,000 $ 262,172 $ 111,000
Bergen, New Jersey 187 $ 89,165,000 $ 476,818 $ 168,000
Volusia, Florida 176 $ 38,446,000 $ 218,443 $ 130,000
Sacramento, California 173 $ 58,605,000 $ 338,757 $ 123,000
Santa Clara, California 170 $ 93,957,000 $ 552,688 $ 161,000
Prince George's, Maryland 169 $ 56,222,000 $ 332,674 $ 85,000
Lake, Illinois 166 $ 57,629,000 $ 347,162 $ 136,000
Essex, New Jersey 155 $ 54,391,000 $ 350,909 $ 132,000
Montgomery, Maryland 146 $ 62,694,000 $ 429,410 $ 119,000
Lake, Florida 145 $ 35,775,000 $ 246,724 $ 118,000
Duval, Florida 142 $ 30,973,000 $ 218,119 $ 98,000
Middlesex, New Jersey 142 $ 45,402,000 $ 319,732 $ 117,000
San Joaquin, California 137 $ 53,445,000 $ 390,109 $ 132,000
Hudson, New Jersey 134 $ 51,871,000 $ 387,097 $ 113,000
Ocean, New Jersey 134 $ 44,448,000 $ 331,701 $ 112,000
Passaic, New Jersey 131 $ 44,869,000 $ 342,511 $ 98,000
Kings, New York 131 $ 66,508,000 $ 507,694 $ 168,000
Brevard, Florida 129 $ 30,057,000 $ 233,000 $ 121,000
Monmouth, New Jersey 127 $ 49,392,000 $ 388,913 $ 129,000
Loudoun, Virginia 125 $ 62,340,000 $ 498,720 $ 130,000
Queens, New York 123 $ 56,731,000 $ 461,227 $ 100,000
Solano, California 122 $ 51,608,000 $ 423,016 $ 145,000
Union, New Jersey 120 $ 43,394,000 $ 361,616 $ 85,000
Anne Arundel, Maryland 118 $ 47,344,000 $ 401,220 $ 138,000
Kane, Illinois 117 $ 31,678,000 $ 270,752 $ 97,000
Flagler, Florida 112 $ 29,852,000 $ 266,535 $ 128,000
Seminole, Florida 112 $ 22,306,000 $ 199,160 $ 113,000
Sonoma, California 107 $ 55,492,000 $ 518,616 $ 199,000
Charlotte, Florida 105 $ 26,066,000 $ 248,247 $ 119,000
Middlesex, Massachusetts 102 $ 43,024,000 $ 421,803 $ 106,000
Wayne, Michigan 101 $ 15,379,000 $ 152,267 $ 103,000
Kern, California 97 $ 25,884,000 $ 266,845 $ 95,000
Hernando, Florida 97 $ 18,494,000 $ 190,659 $ 98,000
Philadelphia, Pennsylvania 97 $ 15,948,000 $ 164,412 $ 127,000
Pima, Arizona 95 $ 22,625,000 $ 238,157 $ 92,000
Morris, New Jersey 95 $ 37,888,000 $ 398,821 $ 115,000
Providence, Rhode Island 95 $ 24,184,000 $ 254,568 $ 77,000
Milwaukee, Wisconsin 89 $ 15,277,000 $ 171,651 $ 92,000
Fairfield, Connecticut 88 $ 35,710,000 $ 405,795 $ 112,000
Marion, Florida 87 $ 14,705,000 $ 169,022 $ 98,000
District of Columbia, District Of Columbia 86 $ 29,807,000 $ 346,593 $ 120,000
Dane, Wisconsin 82 $ 17,880,000 $ 218,048 $ 90,000
Plymouth, Massachusetts 81 $ 25,911,000 $ 319,888 $ 84,000
Martin, Florida 80 $ 27,647,000 $ 345,587 $ 149,000
Worcester, Massachusetts 76 $ 20,416,000 $ 268,631 $ 79,000
Suffolk, New York 74 $ 31,691,000 $ 428,256 $ 151,000
Denver, Colorado 72 $ 18,475,000 $ 256,597 $ 126,000
Indian River, Florida 71 $ 15,905,000 $ 224,014 $ 149,000
Monroe, Florida 71 $ 47,323,000 $ 666,521 $ 322,000
Essex, Massachusetts 69 $ 24,959,000 $ 361,724 $ 87,000
McHenry, Illinois 63 $ 16,870,000 $ 267,777 $ 96,000
Suffolk, Massachusetts 63 $ 24,688,000 $ 391,873 $ 106,000
Somerset, New Jersey 63 $ 20,681,000 $ 328,269 $ 85,000
Yavapai, Arizona 62 $ 19,760,000 $ 318,709 $ 169,000
Oakland, Michigan 61 $ 19,912,000 $ 326,426 $ 156,000
Cuyahoga, Ohio 61 $ 13,478,000 $ 220,950 $ 118,000
Mercer, New Jersey 60 $ 16,363,000 $ 272,716 $ 93,000
Richmond, New York 60 $ 22,970,000 $ 382,833 $ 108,000
Bristol, Massachusetts 59 $ 15,861,000 $ 268,830 $ 74,000
Hennepin, Minnesota 58 $ 17,211,000 $ 296,741 $ 139,000
San Mateo, California 55 $ 31,818,000 $ 578,509 $ 169,000
New Haven, Connecticut 55 $ 14,987,000 $ 272,490 $ 100,000
Baltimore, Maryland 55 $ 15,230,000 $ 276,909 $ 63,000
Virginia Beach, Virginia 55 $ 13,874,000 $ 252,254 $ 105,000
Nassau, New York 53 $ 25,532,000 $ 481,735 $ 182,000
Stanislaus, California 52 $ 18,806,000 $ 361,653 $ 121,000
Ventura, California 52 $ 24,006,000 $ 461,653 $ 118,000
Norfolk, Massachusetts 52 $ 22,035,000 $ 423,750 $ 95,000
Chesterfield, Virginia 52 $ 9,996,000 $ 192,230 $ 86,000
Monterey, California 51 $ 25,834,000 $ 506,549 $ 163,000
Fulton, Georgia 51 $ 12,196,000 $ 239,137 $ 144,000
Burlington, New Jersey 51 $ 14,485,000 $ 284,019 $ 141,000
Mohave, Arizona 50 $ 10,974,000 $ 219,480 $ 103,000
Fresno, California 49 $ 12,885,000 $ 262,959 $ 110,000
Baltimore City, Maryland 45 $ 7,095,000 $ 157,666 $ 102,000
Camden, New Jersey 43 $ 8,370,000 $ 194,651 $ 100,000
Stafford, Virginia 43 $ 17,005,000 $ 395,465 $ 136,000
Placer, California 41 $ 19,309,000 $ 470,951 $ 169,000
Atlantic, New Jersey 41 $ 11,200,000 $ 273,170 $ 135,000
Arapahoe, Colorado 40 $ 10,482,000 $ 262,050 $ 134,000
Bernalillo, New Mexico 40 $ 7,629,000 $ 190,725 $ 102,000
St. Johns, Florida 39 $ 11,833,000 $ 303,410 $ 149,000
Jefferson, Colorado 38 $ 9,823,000 $ 258,500 $ 93,000
Charles, Maryland 38 $ 12,507,000 $ 329,131 $ 104,000
New York, New York 38 $ 40,601,000 $ 1,068,447 $ 523,000
St. Louis, Missouri 37 $ 7,880,000 $ 212,972 $ 88,000
Bucks, Pennsylvania 37 $ 10,933,000 $ 295,486 $ 105,000
Hartford, Connecticut 36 $ 8,717,000 $ 242,138 $ 79,000
Manassas, Virginia 36 $ 12,693,000 $ 352,583 $ 102,000
San Francisco, California 35 $ 22,547,000 $ 644,200 $ 163,000
Frederick, Maryland 35 $ 12,502,000 $ 357,200 $ 123,000
Washington, Minnesota 35 $ 7,994,000 $ 228,400 $ 117,000
Montgomery, Pennsylvania 35 $ 10,147,000 $ 289,914 $ 100,000
Arlington, Virginia 34 $ 13,302,000 $ 391,235 $ 117,000
Marin, California 33 $ 24,308,000 $ 736,606 $ 230,000
Waukesha, Wisconsin 33 $ 8,903,000 $ 269,787 $ 94,000
Merced, California 31 $ 10,581,000 $ 341,322 $ 132,000
Marion, Indiana 31 $ 4,680,000 $ 150,967 $ 108,000
Allegheny, Pennsylvania 31 $ 5,505,000 $ 177,580 $ 116,000
Anoka, Minnesota 30 $ 7,256,000 $ 241,866 $ 108,000
King, Washington 30 $ 8,563,000 $ 285,433 $ 78,000
Coconino, Arizona 29 $ 7,917,000 $ 273,000 $ 116,000
Citrus, Florida 29 $ 4,835,000 $ 166,724 $ 115,000
Clay, Florida 29 $ 6,576,000 $ 226,758 $ 111,000
Harford, Maryland 29 $ 7,393,000 $ 254,931 $ 81,000
Howard, Maryland 29 $ 10,266,000 $ 354,000 $ 113,000
Macomb, Michigan 29 $ 7,150,000 $ 246,551 $ 61,000
Weld, Colorado 28 $ 6,046,000 $ 215,928 $ 119,000
Leon, Florida 28 $ 8,463,000 $ 302,250 $ 155,000
Kendall, Illinois 28 $ 7,457,000 $ 266,321 $ 90,000
Bronx, New York 28 $ 10,752,000 $ 384,000 $ 75,000
Mecklenburg, North Carolina 28 $ 9,048,000 $ 323,142 $ 132,000
Alexandria, Virginia 28 $ 11,340,000 $ 405,000 $ 94,000
Salt Lake, Utah 27 $ 8,757,000 $ 324,333 $ 159,000
Spotsylvania, Virginia 27 $ 9,444,000 $ 349,777 $ 78,000
Ramsey, Minnesota 26 $ 5,607,000 $ 215,653 $ 133,000
Sussex, New Jersey 26 $ 8,178,000 $ 314,538 $ 130,000
Barnstable, Massachusetts 25 $ 9,606,000 $ 384,240 $ 73,000
Cape May, New Jersey 25 $ 11,716,000 $ 468,640 $ 225,000
Westchester, New York 25 $ 14,685,000 $ 587,400 $ 130,000
Delaware, Pennsylvania 25 $ 4,493,000 $ 179,720 $ 104,000
Santa Barbara, California 24 $ 10,700,000 $ 445,833 $ 83,000
Adams, Colorado 24 $ 6,120,000 $ 255,000 $ 137,000
El Paso, Colorado 24 $ 6,684,000 $ 278,500 $ 134,000
Lake, Indiana 24 $ 4,456,000 $ 185,666 $ 116,000
Gloucester, New Jersey 24 $ 5,892,000 $ 245,500 $ 89,000
Henrico, Virginia 24 $ 5,742,000 $ 239,250 $ 57,000
Winnebago, Illinois 23 $ 3,210,000 $ 139,565 $ 67,000
Jackson, Missouri 23 $ 4,167,000 $ 181,173 $ 143,000
Washoe, Nevada 23 $ 6,293,000 $ 273,608 $ 94,000
Warren, New Jersey 23 $ 6,075,000 $ 264,130 $ 100,000
New Castle, Delaware 22 $ 5,097,000 $ 231,681 $ 129,000
Alachua, Florida 22 $ 4,722,000 $ 214,636 $ 123,000
Monroe, Michigan 22 $ 3,436,000 $ 156,181 $ 59,000
St. Louis City, Missouri 22 $ 3,370,000 $ 153,181 $ 79,000
Chester, Pennsylvania 22 $ 5,356,000 $ 243,454 $ 91,000
Highlands, Florida 21 $ 3,230,000 $ 153,809 $ 78,000
Gwinnett, Georgia 21 $ 3,807,000 $ 181,285 $ 79,000
Rockland, New York 21 $ 7,838,000 $ 373,238 $ 114,000
Summit, Ohio 21 $ 3,174,000 $ 151,142 $ 56,000
Chesapeake, Virginia 21 $ 5,995,000 $ 285,476 $ 111,000
New London, Connecticut 20 $ 5,555,000 $ 277,750 $ 96,000
Okaloosa, Florida 20 $ 9,449,000 $ 472,450 $ 167,000
Washington, Maryland 20 $ 5,018,000 $ 250,900 $ 63,000
Worcester, Maryland 20 $ 6,400,000 $ 320,000 $ 148,000
Orange, New York 20 $ 5,066,000 $ 253,300 $ 116,000
Napa, California 19 $ 8,982,000 $ 472,736 $ 136,000
San Luis Obispo, California 19 $ 9,636,000 $ 507,157 $ 172,000
Larimer, Colorado 19 $ 4,987,000 $ 262,473 $ 123,000
Bay, Florida 19 $ 6,434,000 $ 338,631 $ 187,000
Escambia, Florida 19 $ 4,115,000 $ 216,578 $ 181,000
DeKalb, Georgia 19 $ 3,201,000 $ 168,473 $ 117,000
Hampden, Massachusetts 19 $ 3,617,000 $ 190,368 $ 40,000
Hamilton, Ohio 19 $ 3,875,000 $ 203,947 $ 73,000
Monroe, Pennsylvania 19 $ 3,656,000 $ 192,421 $ 92,000
Snohomish, Washington 19 $ 5,317,000 $ 279,842 $ 117,000
El Dorado, California 18 $ 8,561,000 $ 475,611 $ 177,000
Yolo, California 18 $ 6,754,000 $ 375,222 $ 125,000
Douglas, Colorado 18 $ 4,928,000 $ 273,777 $ 95,000
Cobb, Georgia 18 $ 4,376,000 $ 243,111 $ 149,000
Boone, Illinois 18 $ 3,367,000 $ 187,055 $ 75,000
Dakota, Minnesota 18 $ 5,504,000 $ 305,777 $ 128,000
Kent, Rhode Island 18 $ 4,397,000 $ 244,277 $ 39,000
Horry, South Carolina 18 $ 4,397,000 $ 244,277 $ 211,000
Norfolk, Virginia 18 $ 3,055,000 $ 169,722 $ 111,000
Richmond City, Virginia 18 $ 4,254,000 $ 236,333 $ 116,000
Santa Cruz, California 17 $ 9,494,000 $ 558,470 $ 165,000
Franklin, Ohio 17 $ 4,225,000 $ 248,529 $ 107,000
Yuma, Arizona 16 $ 2,584,000 $ 161,500 $ 73,000
Boulder, Colorado 16 $ 4,341,000 $ 271,312 $ 101,000
Ingham, Michigan 16 $ 2,683,000 $ 167,687 $ 122,000
Hillsborough, New Hampshire 16 $ 4,426,000 $ 276,625 $ 90,000
Hunterdon, New Jersey 16 $ 7,524,000 $ 470,250 $ 100,000
Washington, Oregon 16 $ 4,128,000 $ 258,000 $ 68,000
Lake, California 15 $ 4,144,000 $ 276,266 $ 231,000
Johnson, Kansas 15 $ 3,273,000 $ 218,200 $ 91,000
Dutchess, New York 15 $ 3,695,000 $ 246,333 $ 168,000
Wake, North Carolina 15 $ 3,029,000 $ 201,933 $ 110,000
Multnomah, Oregon 15 $ 3,849,000 $ 256,600 $ 97,000
Northampton, Pennsylvania 15 $ 4,357,000 $ 290,466 $ 82,000
Fauquier, Virginia 15 $ 6,155,000 $ 410,333 $ 108,000
Pierce, Washington 15 $ 4,503,000 $ 300,200 $ 101,000
Navajo, Arizona 14 $ 2,643,000 $ 188,785 $ 117,000
Tulare, California 14 $ 3,468,000 $ 247,714 $ 75,000
LaSalle, Illinois 14 $ 2,787,000 $ 199,071 $ 117,000
Calvert, Maryland 14 $ 4,979,000 $ 355,642 $ 112,000
Medina, Ohio 14 $ 2,188,000 $ 156,285 $ 120,000
Shelby, Tennessee 14 $ 3,401,000 $ 242,928 $ 112,000
Frederick, Virginia 14 $ 5,145,000 $ 367,500 $ 144,000
Kenosha, Wisconsin 14 $ 3,615,000 $ 258,214 $ 149,000
Santa Rosa, Florida 13 $ 3,757,000 $ 289,000 $ 94,000
Towns, Georgia 13 $ 3,591,000 $ 276,230 $ 212,000
DeKalb, Illinois 13 $ 2,782,000 $ 214,000 $ 89,000
Kankakee, Illinois 13 $ 1,996,000 $ 153,538 $ 104,000
Queen Anne's, Maryland 13 $ 4,692,000 $ 360,923 $ 112,000
Genesee, Michigan 13 $ 4,221,000 $ 324,692 $ 91,000
Clay, Missouri 13 $ 2,488,000 $ 191,384 $ 81,000
Sandoval, New Mexico 13 $ 2,383,000 $ 183,307 $ 122,000
Washington, Rhode Island 13 $ 6,625,000 $ 509,615 $ 129,000
Madera, California 12 $ 3,143,000 $ 261,916 $ 76,000
Canyon, Idaho 12 $ 2,223,000 $ 185,250 $ 145,000
St. Charles, Missouri 12 $ 2,861,000 $ 238,416 $ 104,000
Rockingham, New Hampshire 12 $ 3,326,000 $ 277,166 $ 63,000
Stark, Ohio 12 $ 2,251,000 $ 187,583 $ 54,000
Berks, Pennsylvania 12 $ 1,906,000 $ 158,833 $ 88,000
Lehigh, Pennsylvania 12 $ 2,732,000 $ 227,666 $ 77,000
Washington, Wisconsin 12 $ 2,714,000 $ 226,166 $ 63,000
Nevada, California 11 $ 6,363,000 $ 578,454 $ 130,000
Shasta, California 11 $ 3,406,000 $ 309,636 $ 158,000
Clayton, Georgia 11 $ 1,355,000 $ 123,181 $ 127,000
Ada, Idaho 11 $ 2,260,000 $ 205,454 $ 128,000
Eaton, Michigan 11 $ 1,917,000 $ 174,272 $ 80,000
Jefferson, Missouri 11 $ 1,691,000 $ 153,727 $ 84,000
Cumberland, New Jersey 11 $ 1,744,000 $ 158,545 $ 75,000
Lorain, Ohio 11 $ 3,397,000 $ 308,818 $ 178,000
Clackamas, Oregon 11 $ 4,284,000 $ 389,454 $ 99,000
Culpeper, Virginia 11 $ 3,934,000 $ 357,636 $ 62,000
Berkeley, West Virginia 11 $ 2,489,000 $ 226,272 $ 71,000
Rock, Wisconsin 11 $ 1,548,000 $ 140,727 $ 85,000
Winnebago, Wisconsin 11 $ 1,775,000 $ 161,363 $ 101,000
Middlesex, Connecticut 10 $ 3,208,000 $ 320,800 $ 82,000
Windham, Connecticut 10 $ 2,457,000 $ 245,700 $ 112,000
Hendry, Florida 10 $ 1,496,000 $ 149,600 $ 84,000
Walton, Florida 10 $ 5,107,000 $ 510,700 $ 109,000
Hamilton, Indiana 10 $ 2,615,000 $ 261,500 $ 96,000
Porter, Indiana 10 $ 1,827,000 $ 182,700 $ 43,000
Carroll, Maryland 10 $ 4,577,000 $ 457,700 $ 137,000
Livingston, Michigan 10 $ 2,575,000 $ 257,500 $ 134,000
Buncombe, North Carolina 10 $ 2,752,000 $ 275,200 $ 136,000
Lake, Ohio 10 $ 1,997,000 $ 199,700 $ 75,000
Fairfax City, Virginia 10 $ 3,966,000 $ 396,600 $ 161,000
Columbia, Wisconsin 10 $ 1,725,000 $ 172,500 $ 93,000
Butte, California 9 $ 2,492,000 $ 276,888 $ 65,000
Mendocino, California 9 $ 2,972,000 $ 330,222 $ 94,000
Garfield, Colorado 9 $ 2,379,000 $ 264,333 $ 135,000
Grundy, Illinois 9 $ 1,715,000 $ 190,555 $ 95,000
Washtenaw, Michigan 9 $ 2,240,000 $ 248,888 $ 118,000
Olmsted, Minnesota 9 $ 1,474,000 $ 163,777 $ 86,000
Sherburne, Minnesota 9 $ 2,746,000 $ 305,111 $ 222,000
Camden, Missouri 9 $ 2,049,000 $ 227,666 $ 83,000
Butler, Ohio 9 $ 1,907,000 $ 211,888 $ 81,000
Deschutes, Oregon 9 $ 2,980,000 $ 331,111 $ 193,000
Lane, Oregon 9 $ 1,993,000 $ 221,444 $ 59,000
Greenville, South Carolina 9 $ 1,673,000 $ 185,888 $ 68,000
Sevier, Tennessee 9 $ 2,516,000 $ 279,555 $ 168,000
Clark, Washington 9 $ 2,552,000 $ 283,555 $ 117,000
Jefferson, West Virginia 9 $ 2,756,000 $ 306,222 $ 92,000
Calaveras, California 8 $ 3,017,000 $ 377,125 $ 149,000
Yuba, California 8 $ 2,671,000 $ 333,875 $ 87,000
Litchfield, Connecticut 8 $ 1,793,000 $ 224,125 $ 68,000
Nassau, Florida 8 $ 1,919,000 $ 239,875 $ 125,000
Chatham, Georgia 8 $ 1,329,000 $ 166,125 $ 183,000
St. Mary's, Maryland 8 $ 2,050,000 $ 256,250 $ 131,000
Greene, Missouri 8 $ 897,000 $ 112,125 $ 119,000
Sullivan, New York 8 $ 1,263,000 $ 157,875 $ 122,000
Ulster, New York 8 $ 2,740,000 $ 342,500 $ 145,000
Dare, North Carolina 8 $ 2,667,000 $ 333,375 $ 311,000
Lancaster, Pennsylvania 8 $ 1,796,000 $ 224,500 $ 108,000
Westmoreland, Pennsylvania 8 $ 898,000 $ 112,250 $ 37,000
Beaufort, South Carolina 8 $ 3,758,000 $ 469,750 $ 200,000
Hampton, Virginia 8 $ 1,259,000 $ 157,375 $ 112,000
Portsmouth, Virginia 8 $ 1,350,000 $ 168,750 $ 116,000
Outagamie, Wisconsin 8 $ 939,000 $ 117,375 $ 97,000
Sauk, Wisconsin 8 $ 1,077,000 $ 134,625 $ 79,000
Cochise, Arizona 7 $ 1,644,000 $ 234,857 $ 58,000
Sutter, California 7 $ 1,708,000 $ 244,000 $ 46,000
Fannin, Georgia 7 $ 1,679,000 $ 239,857 $ 151,000
Paulding, Georgia 7 $ 1,811,000 $ 258,714 $ 89,000
Cecil, Maryland 7 $ 1,936,000 $ 276,571 $ 79,000
Wicomico, Maryland 7 $ 1,516,000 $ 216,571 $ 83,000
Berkshire, Massachusetts 7 $ 1,520,000 $ 217,142 $ 67,000
Berrien, Michigan 7 $ 1,755,000 $ 250,714 $ 199,000
Kent, Michigan 7 $ 2,082,000 $ 297,428 $ 42,000
Carver, Minnesota 7 $ 1,898,000 $ 271,142 $ 99,000
Scott, Minnesota 7 $ 1,702,000 $ 243,142 $ 182,000
Wright, Minnesota 7 $ 1,687,000 $ 241,000 $ 275,000
Albany, New York 7 $ 1,883,000 $ 269,000 $ 117,000
Moore, North Carolina 7 $ 1,453,000 $ 207,571 $ 104,000
Geauga, Ohio 7 $ 6,822,000 $ 974,571 $ 421,000
Pike, Pennsylvania 7 $ 947,000 $ 135,285 $ 60,000
York, Pennsylvania 7 $ 1,555,000 $ 222,142 $ 93,000
Davidson, Tennessee 7 $ 1,058,000 $ 151,142 $ 105,000
Utah, Utah 7 $ 2,223,000 $ 317,571 $ 106,000
Albemarle, Virginia 7 $ 2,085,000 $ 297,857 $ 111,000
Caroline, Virginia 7 $ 1,876,000 $ 268,000 $ 91,000
Spokane, Washington 7 $ 1,454,000 $ 207,714 $ 130,000
Racine, Wisconsin 7 $ 1,208,000 $ 172,571 $ 101,000
Walworth, Wisconsin 7 $ 1,970,000 $ 281,428 $ 159,000
Gila, Arizona 6 $ 1,402,000 $ 233,666 $ 169,000
Amador, California 6 $ 2,055,000 $ 342,500 $ 88,000
Kings, California 6 $ 1,260,000 $ 210,000 $ 87,000
Elbert, Colorado 6 $ 2,114,000 $ 352,333 $ 115,000
Pueblo, Colorado 6 $ 747,000 $ 124,500 $ 104,000
Summit, Colorado 6 $ 2,603,000 $ 433,833 $ 167,000
Sussex, Delaware 6 $ 2,373,000 $ 395,500 $ 124,000
Okeechobee, Florida 6 $ 2,270,000 $ 378,333 $ 174,000
Henry, Georgia 6 $ 1,172,000 $ 195,333 $ 59,000
Dorchester, Maryland 6 $ 1,182,000 $ 197,000 $ 39,000
Talbot, Maryland 6 $ 1,703,000 $ 283,833 $ 135,000
Ottawa, Michigan 6 $ 1,309,000 $ 218,166 $ 93,000
Saginaw, Michigan 6 $ 1,431,000 $ 238,500 $ 99,000
St. Clair, Michigan 6 $ 1,101,000 $ 183,500 $ 75,000
Stearns, Minnesota 6 $ 936,000 $ 156,000 $ 71,000
Salem, New Jersey 6 $ 1,726,000 $ 287,666 $ 97,000
Brunswick, North Carolina 6 $ 1,114,000 $ 185,666 $ 231,000
Forsyth, North Carolina 6 $ 937,000 $ 156,166 $ 131,000
Guilford, North Carolina 6 $ 671,000 $ 111,833 $ 314,000
Fairfield, Ohio 6 $ 1,699,000 $ 283,166 $ 126,000
Richland, South Carolina 6 $ 1,423,000 $ 237,166 $ 107,000
Summit, Utah 6 $ 1,736,000 $ 289,333 $ 232,000
Lynchburg, Virginia 6 $ 838,000 $ 139,666 $ 35,000
Suffolk, Virginia 6 $ 2,137,000 $ 356,166 $ 133,000
Fond du Lac, Wisconsin 6 $ 592,000 $ 98,666 $ 119,000
La Crosse, Wisconsin 6 $ 789,000 $ 131,500 $ 71,000
Graham, Arizona 5 $ 679,000 $ 135,800 $ 10,000
Santa Cruz, Arizona 5 $ 769,000 $ 153,800 $ 43,000
Gunnison, Colorado 5 $ 1,973,000 $ 394,600 $ 316,000
Bartow, Georgia 5 $ 449,000 $ 89,800 $ 154,000
Lowndes, Georgia 5 $ 781,000 $ 156,200 $ 107,000
Richmond, Georgia 5 $ 565,000 $ 113,000 $ 41,000
Allen, Indiana 5 $ 1,046,000 $ 209,200 $ 60,000
Elkhart, Indiana 5 $ 594,000 $ 118,800 $ 70,000
Hendricks, Indiana 5 $ 771,000 $ 154,200 $ 51,000
Jefferson, Kentucky 5 $ 847,000 $ 169,400 $ 92,000
Calhoun, Michigan 5 $ 696,000 $ 139,200 $ 81,000
Lapeer, Michigan 5 $ 1,003,000 $ 200,600 $ 116,000
Isanti, Minnesota 5 $ 1,242,000 $ 248,400 $ 58,000
Cass, Missouri 5 $ 1,145,000 $ 229,000 $ 165,000
Monroe, New York 5 $ 584,000 $ 116,800 $ 67,000
Saratoga, New York 5 $ 1,322,000 $ 264,400 $ 103,000
Union, North Carolina 5 $ 1,819,000 $ 363,800 $ 109,000
Warren, Ohio 5 $ 1,420,000 $ 284,000 $ 255,000
Butler, Pennsylvania 5 $ 584,000 $ 116,800 $ 153,000
Carbon, Pennsylvania 5 $ 602,000 $ 120,400 $ 99,000
Mercer, Pennsylvania 5 $ 699,000 $ 139,800 $ 75,000
Washington, Pennsylvania 5 $ 832,000 $ 166,400 $ 45,000
Charleston, South Carolina 5 $ 1,493,000 $ 298,600 $ 163,000
Rutherford, Tennessee 5 $ 1,137,000 $ 227,400 $ 156,000
Williamson, Tennessee 5 $ 2,936,000 $ 587,200 $ 275,000
James City, Virginia 5 $ 1,433,000 $ 286,600 $ 130,000
Warren, Virginia 5 $ 1,047,000 $ 209,400 $ 27,000
Thurston, Washington 5 $ 951,000 $ 190,200 $ 123,000
Adams, Wisconsin 5 $ 929,000 $ 185,800 $ 124,000
Tuolumne, California 4 $ 1,327,000 $ 331,750 $ 109,000
La Plata, Colorado 4 $ 1,352,000 $ 338,000 $ 157,000
Mesa, Colorado 4 $ 760,000 $ 190,000 $ 84,000
Columbia, Florida 4 $ 719,000 $ 179,750 $ 35,000
DeSoto, Florida 4 $ 1,038,000 $ 259,500 $ 132,000
Levy, Florida 4 $ 1,173,000 $ 293,250 $ 127,000
Sumter, Florida 4 $ 859,000 $ 214,750 $ 180,000
Wakulla, Florida 4 $ 714,000 $ 178,500 $ 175,000
Cherokee, Georgia 4 $ 719,000 $ 179,750 $ 57,000
Rockdale, Georgia 4 $ 2,002,000 $ 500,500 $ 195,000
Champaign, Illinois 4 $ 551,000 $ 137,750 $ 101,000
Madison, Illinois 4 $ 450,000 $ 112,500 $ 81,000
Brown, Indiana 4 $ 843,000 $ 210,750 $ 50,000
Jasper, Indiana 4 $ 591,000 $ 147,750 $ 116,000
Dukes, Massachusetts 4 $ 2,840,000 $ 710,000 $ 72,000
Nantucket, Massachusetts 4 $ 2,890,000 $ 722,500 $ 235,000
Clinton, Michigan 4 $ 805,000 $ 201,250 $ 69,000
Leelanau, Michigan 4 $ 1,093,000 $ 273,250 $ 25,000
Crow Wing, Minnesota 4 $ 2,251,000 $ 562,750 $ 30,000
St. Louis, Minnesota 4 $ 1,125,000 $ 281,250 $ 103,000
Lamar, Mississippi 4 $ 369,000 $ 92,250 $ 180,000
Franklin, Missouri 4 $ 590,000 $ 147,500 $ 72,000
Belknap, New Hampshire 4 $ 808,000 $ 202,000 $ 64,000
Carroll, New Hampshire 4 $ 2,829,000 $ 707,250 $ 447,000
Cheshire, New Hampshire 4 $ 744,000 $ 186,000 $ 121,000
Erie, New York 4 $ 714,000 $ 178,500 $ 80,000
Warren, New York 4 $ 980,000 $ 245,000 $ 50,000
Iredell, North Carolina 4 $ 1,979,000 $ 494,750 $ 151,000
Jackson, North Carolina 4 $ 2,269,000 $ 567,250 $ 704,000
Johnston, North Carolina 4 $ 622,000 $ 155,500 $ 30,000
Ashtabula, Ohio 4 $ 697,000 $ 174,250 $ 78,000
Clark, Ohio 4 $ 681,000 $ 170,250 $ 62,000
Delaware, Ohio 4 $ 1,042,000 $ 260,500 $ 90,000
Lucas, Ohio 4 $ 601,000 $ 150,250 $ 127,000
Richland, Ohio 4 $ 555,000 $ 138,750 $ 61,000
Wood, Ohio 4 $ 749,000 $ 187,250 $ 64,000
Marion, Oregon 4 $ 662,000 $ 165,500 $ 106,000
Union, Oregon 4 $ 552,000 $ 138,000 $ 81,000
Beaver, Pennsylvania 4 $ 669,000 $ 167,250 $ 62,000
Newport, Rhode Island 4 $ 1,296,000 $ 324,000 $ 33,000
Blount, Tennessee 4 $ 1,365,000 $ 341,250 $ 103,000
Knox, Tennessee 4 $ 822,000 $ 205,500 $ 60,000
Washington, Tennessee 4 $ 771,000 $ 192,750 $ 59,000
Isle of Wight, Virginia 4 $ 1,836,000 $ 459,000 $ 164,000
Newport News, Virginia 4 $ 692,000 $ 173,000 $ 142,000
Whatcom, Washington 4 $ 966,000 $ 241,500 $ 48,000
Kanawha, West Virginia 4 $ 424,000 $ 106,000 $ 87,000
Iron, Wisconsin 4 $ 370,000 $ 92,500 $ 50,000
Jefferson, Wisconsin 4 $ 711,000 $ 177,750 $ 157,000
Humboldt, California 3 $ 776,000 $ 258,666 $ 110,000
San Benito, California 3 $ 1,789,000 $ 596,333 $ 56,000
Broomfield, Colorado 3 $ 1,168,000 $ 389,333 $ 158,000
Fremont, Colorado 3 $ 570,000 $ 190,000 $ 30,000
Montrose, Colorado 3 $ 801,000 $ 267,000 $ 77,000
Routt, Colorado 3 $ 1,263,000 $ 421,000 $ 195,000
Tolland, Connecticut 3 $ 569,000 $ 189,666 $ 16,000
Putnam, Florida 3 $ 520,000 $ 173,333 $ 150,000
Douglas, Georgia 3 $ 628,000 $ 209,333 $ 114,000
Fayette, Georgia 3 $ 849,000 $ 283,000 $ 107,000
Glynn, Georgia 3 $ 473,000 $ 157,666 $ 29,000
Hall, Georgia 3 $ 933,000 $ 311,000 $ 204,000
Newton, Georgia 3 $ 838,000 $ 279,333 $ 184,000
Walton, Georgia 3 $ 1,308,000 $ 436,000 $ 143,000
Kootenai, Idaho 3 $ 1,213,000 $ 404,333 $ 125,000
McLean, Illinois 3 $ 520,000 $ 173,333 $ 70,000
Sangamon, Illinois 3 $ 445,000 $ 148,333 $ 14,000
St. Clair, Illinois 3 $ 779,000 $ 259,666 $ 35,000
Stephenson, Illinois 3 $ 897,000 $ 299,000 $ 111,000
Woodford, Illinois 3 $ 337,000 $ 112,333 $ 49,000
Tippecanoe, Indiana 3 $ 255,000 $ 85,000 $ 68,000
Wyandotte, Kansas 3 $ 201,000 $ 67,000 $ 49,000
Laurel, Kentucky 3 $ 512,000 $ 170,666 $ 30,000
Franklin, Massachusetts 3 $ 1,462,000 $ 487,333 $ 26,000
Hampshire, Massachusetts 3 $ 597,000 $ 199,000 $ 60,000
Allegan, Michigan 3 $ 526,000 $ 175,333 $ 15,000
Hillsdale, Michigan 3 $ 792,000 $ 264,000 $ 35,000
Jackson, Michigan 3 $ 450,000 $ 150,000 $ 45,000
Van Buren, Michigan 3 $ 327,000 $ 109,000 $ 88,000
Rice, Minnesota 3 $ 534,000 $ 178,000 $ 83,000
Callaway, Missouri 3 $ 461,000 $ 153,666 $ 83,000
Christian, Missouri 3 $ 367,000 $ 122,333 $ 120,000
Grafton, New Hampshire 3 $ 743,000 $ 247,666 $ 116,000
Strafford, New Hampshire 3 $ 906,000 $ 302,000 $ 206,000
Dona Ana, New Mexico 3 $ 639,000 $ 213,000 $ 48,000
Otero, New Mexico 3 $ 572,000 $ 190,666 $ 141,000
Onondaga, New York 3 $ 513,000 $ 171,000 $ 104,000
Putnam, New York 3 $ 1,177,000 $ 392,333 $ 122,000
Alamance, North Carolina 3 $ 456,000 $ 152,000 $ 151,000
Avery, North Carolina 3 $ 565,000 $ 188,333 $ 238,000
Cherokee, North Carolina 3 $ 518,000 $ 172,666 $ 143,000
Macon, North Carolina 3 $ 464,000 $ 154,666 $ 42,000
Mitchell, North Carolina 3 $ 338,000 $ 112,666 $ 83,000
New Hanover, North Carolina 3 $ 1,042,000 $ 347,333 $ 73,000
Jefferson, Ohio 3 $ 496,000 $ 165,333 $ 12,000
Licking, Ohio 3 $ 1,006,000 $ 335,333 $ 128,000
Montgomery, Ohio 3 $ 617,000 $ 205,666 $ 100,000
Portage, Ohio 3 $ 504,000 $ 168,000 $ 79,000
Preble, Ohio 3 $ 334,000 $ 111,333 $ 140,000
Jackson, Oregon 3 $ 653,000 $ 217,666 $ 86,000
Armstrong, Pennsylvania 3 $ 299,000 $ 99,666 $ 49,000
Fayette, Pennsylvania 3 $ 787,000 $ 262,333 $ 129,000
Franklin, Pennsylvania 3 $ 645,000 $ 215,000 $ 76,000
Lackawanna, Pennsylvania 3 $ 494,000 $ 164,666 $ 91,000
Somerset, Pennsylvania 3 $ 712,000 $ 237,333 $ 89,000
Wayne, Pennsylvania 3 $ 561,000 $ 187,000 $ 103,000
Bristol, Rhode Island 3 $ 892,000 $ 297,333 $ 30,000
Dorchester, South Carolina 3 $ 330,000 $ 110,000 $ 68,000
Pickens, South Carolina 3 $ 2,920,000 $ 973,333 $ 15,000
Spartanburg, South Carolina 3 $ 324,000 $ 108,000 $ 56,000
Rhea, Tennessee 3 $ 438,000 $ 146,000 $ 83,000
Robertson, Tennessee 3 $ 426,000 $ 142,000 $ 53,000
Washington, Utah 3 $ 608,000 $ 202,666 $ 187,000
Windsor, Vermont 3 $ 876,000 $ 292,000 $ 154,000
Augusta, Virginia 3 $ 700,000 $ 233,333 $ 67,000
Bedford, Virginia 3 $ 657,000 $ 219,000 $ 97,000
Campbell, Virginia 3 $ 462,000 $ 154,000 $ 68,000
Fredericksburg, Virginia 3 $ 1,325,000 $ 441,666 $ 47,000
Greene, Virginia 3 $ 651,000 $ 217,000 $ 63,000
Hanover, Virginia 3 $ 635,000 $ 211,666 $ 46,000
Northampton, Virginia 3 $ 558,000 $ 186,000 $ 251,000
Orange, Virginia 3 $ 581,000 $ 193,666 $ 78,000
Page, Virginia 3 $ 944,000 $ 314,666 $ 60,000
Powhatan, Virginia 3 $ 1,007,000 $ 335,666 $ 89,000
Kitsap, Washington 3 $ 579,000 $ 193,000 $ 11,000
Lewis, Washington 3 $ 511,000 $ 170,333 $ 148,000
Morgan, West Virginia 3 $ 599,000 $ 199,666 $ 78,000
Raleigh, West Virginia 3 $ 935,000 $ 311,666 $ 87,000
Brown, Wisconsin 3 $ 356,000 $ 118,666 $ 93,000
Calumet, Wisconsin 3 $ 486,000 $ 162,000 $ 119,000
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Mortgage Loan Application Detail Totals for Bankunited, FSB in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 21,845 $6,739,208,000 $308,000 $7,800,000 $114,000 $6,936,000
Home Purchase 11,922 $3,572,151,000 $299,000 $5,790,000 $162,000 $8,184,000
Home Improvement 882 $64,759,000 $73,000 $500,000 $108,000 $1,250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,713 $5,382,168,000 $303,000 $7,800,000 $142,000 $8,184,000
Hispanic 9,226 $2,615,808,000 $283,000 $3,376,000 $121,000 $4,300,000
Black or African American 2,993 $787,562,000 $263,000 $2,000,000 $97,000 $1,200,000
Not Provided 2,728 $894,540,000 $327,000 $3,357,000 $121,000 $3,600,000
Asian 1,634 $571,951,000 $350,000 $2,740,000 $137,000 $3,990,000
Native Hawaiian or Other Pacific Islander 256 $87,211,000 $340,000 $1,725,000 $128,000 $1,032,000
American Indian or Alaskan Native 90 $29,609,000 $328,000 $1,320,000 $133,000 $1,200,000
Not applicable 9 $7,269,000 $807,000 $3,637,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 34,648 $10,376,008,000 $299,000 $7,800,000 $130,000 $8,184,000
FHA-insured (Federal Housing Administration) 1 $110,000 $110,000 $110,000 $52,000 $52,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,343 $5,806,551,000 $285,000 $3,637,000 $128,000 $8,184,000
Application Denied By Financial Institution 6,239 $2,056,484,000 $329,000 $7,800,000 $139,000 $6,728,000
Application Approved But Not Accepted 5,857 $1,844,678,000 $314,000 $5,790,000 $129,000 $6,600,000
File Closed For Incompleteness 930 $345,002,000 $370,000 $6,750,000 $169,000 $6,936,000
Application Withdrawn By Applicant 742 $250,385,000 $337,000 $3,000,000 $130,000 $2,340,000
Loan Purchased By The Institution 538 $73,018,000 $135,000 $359,000 $54,000 $521,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,143 $651,207,000 $303,000 $3,200,000 $117,000 $4,500,000
Other 1,698 $621,724,000 $366,000 $3,500,000 $162,000 $2,482,000
Debt-To-Income Ratio 1,117 $348,969,000 $312,000 $3,376,000 $114,000 $1,200,000
Collateral 727 $234,028,000 $321,000 $7,800,000 $179,000 $6,728,000
Unverifiable Information 237 $87,494,000 $369,000 $2,000,000 $148,000 $871,000
Credit Application Incomplete 152 $62,832,000 $413,000 $3,060,000 $182,000 $1,999,000
Employment History 126 $36,833,000 $292,000 $800,000 $123,000 $564,000
Insufficient Cash (Downpayment, Closing Cost) 24 $7,560,000 $315,000 $550,000 $109,000 $377,000
Mortgage Insurance Denied 15 $5,837,000 $389,000 $797,000 $169,000 $476,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, FSB's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bankunited, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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